American Postal Workers Union Afl-cio Apwu Area Local 192

Nonprofit profile at a glance

EIN
620761735
IRS 990-EZ coverage
2014–2025
Forms available
Form 990-EZ 2025
Location
Chattanooga, TN, USA
Phone
4234993703
Rating
39
Verdict
REVIEW
Rating confidence
Moderate

Reported finances

Revenue
$163,707
Expenses
$143,300
Assets
$421,131
Liabilities
$0

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

3 people listed

Executive titles in this filing

  • Judy Stocker (President)
  • Melodie Hambrick (Vice President/Chief Steward)

People named in this filing

  • Judy Stocker (President)
  • Joe Scruggs (Secretary/Treasurer)
  • Melodie Hambrick (Vice President/Chief Steward)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Labor Union Organization that represents members and non-members in collective bargaining and issues with management in employment

What it reported doing in 2025

Service was provided to more than 350 members in the form of contract negotiations, Local Agreements with management, and representing in the grievance process

Operating model

Revenue model
Membership-supported. 99% of the money available for current operations came from membership dues.
Distribution model
No current program activity. The filing reports no program spending for the current year.

The verdict

REVIEW - The filed numbers largely add up and revenue comfortably covers expenses. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 0
  • Transparency & Controls: 82
  • Sustainability: 64
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 0%; rating input score 0
  • Program expense ratio: 0%; rating input score 0

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 12.5%; rating input score 60; 60th percentile among comparable filings
  • Total-asset coverage ratio: 2.94; rating input score 88; 88th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 74; 74th percentile among comparable filings
  • Officer compensation ratio: 36%; rating input score 10; 10th percentile among comparable filings

Growth

  • Program expense growth: Limited
  • Revenue growth: 3.8% per year; rating input score 100; 38th percentile among comparable filings
  • Asset growth: 6.1% per year; rating input score 100; 47th percentile among comparable filings

Details

  • Where the money goes: 0% of revenue deployed · 0% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment
  • Leadership: top reported pay $0 · 3 people listed
  • Consistency: 9 of 9 current checks pass
  • Schedules: 1 filed schedules
  • Filing history: 9 filing years from 2014 to 2025
  • Contacts: How to reach this organization
  • Money network: 3 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 0/100.
  • High — Financial Efficiency: Program expense ratio scored 0/100.
  • High — Sustainability: Officer compensation ratio scored 10/100.