American Collectors Assoc of Texas Dba Mid-america Collectors Association
Nonprofit profile at a glance
- EIN
- 756038174
- IRS 990-EZ coverage
- 2013–2024
- Forms available
- Form 990 2013, Form 990-EZ 2024
- Location
- Austin, TX, USA
- Phone
- 5124588666
- Rating confidence
- Limited
Reported finances
- Revenue
- $145,556
- Expenses
- $158,816
- Assets
- $92,075
- Liabilities
- $43,054
Source: IRS Form 990-EZ. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
12 people listed
Executive titles in this filing
- BARBARA LEE-GARNER (PAST PRESIDENT)
- PHILLIP SMITH (VICE PRESIDENT)
People named in this filing
- GARY PERDUE (DIRECTOR)
- DANIEL SMITH (DIRECTOR)
- JENNIFER BERGMAN (DIRECTOR)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Inform members of legal codes
What it reported doing in 2024
Aca of Texas/maca, as a trade association provides three major benefits to its members; education through webinars and an annual conference, the association also publishes a quarterly magazine for its members and a number of other persons/entities who are in the debt collection industry or providers of services and goods to the industry (distribution is electronic and there are +/- 500 recipients), and, finally, acatx, as a trade association, educates and informs its members regarding legislative and regulatory actions/bills/regulations/etc. That impact our industry.
Operating model
- Revenue model
- Membership-supported. 80% of the money available for current operations came from membership dues.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.
Rating breakdown
- Financial Efficiency: NotEnoughData
- Transparency & Controls: 82
- Sustainability: 22
- Growth: 0
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: Limited
- Program expense ratio: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: -9.1%; rating input score 16; 16th percentile among comparable filings
- Total-asset coverage ratio: 0.58; rating input score 42; 42nd percentile among comparable filings
- Liabilities to assets ratio: 0.47; rating input score 11; 11th percentile among comparable filings
- Officer compensation ratio: 39.4%; rating input score 7; 7th percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: -3.7% per year; rating input score 0; 11th percentile among comparable filings
- Asset growth: -5.8% per year; rating input score 0; 15th percentile among comparable filings
Details
- Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment
- Leadership: top reported pay $0 · 12 people listed
- Consistency: 7 of 7 current checks pass
- Schedules: 1 filed schedules
- Filing history: 11 filing years from 2013 to 2024
- Contacts: How to reach this organization
- Money network: 2 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Growth: Revenue growth scored 0/100.
- High — Sustainability: Operating margin scored 16/100.
- High — Growth: Asset growth scored 0/100.
- Moderate — Sustainability: Total-asset coverage ratio scored 42/100.
- High — Sustainability: Officer compensation ratio scored 7/100.
- High — Sustainability: Liabilities to assets ratio scored 11/100.