American Assocation of Ancillary Benefits Inc

Nonprofit profile at a glance

EIN
861398281
IRS 990-EZ coverage
2022–2025
Forms available
Form 990-EZ 2025
Location
West Palm Beach, FL, USA
Rating confidence
Limited
Sector
Professional Societies, Associations

Reported finances

Revenue
$67,500
Expenses
$114,722
Assets
$10,038

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

5 people listed

Executive titles in this filing

  • BRANDON WOOD (PRESIDENT)
  • MICHAEL CAMILLERI (CEO)

People named in this filing

  • BRANDON WOOD (PRESIDENT)
  • MICHAEL CAMILLERI (CEO)
  • MICHELLE DELANY (SECRETARY/CF)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The mission of american association of ancillary benefits (aaab) is to represent and promote the ancillary benefits industry through comprehensive education and advocacy among the public, legislators, regulators, governmental agencies and the health care industry. Aaab provides a framework for ancillary benefits industry self-governance. One of the concerns of the industry is lack of regulation and oversight. Aaab will be a common advocate for members, as well as individual participants among legislators, regulators, government agencies and the public. Aaab will be the center for the source of education and information for the industry.

What it reported doing in 2025

Membership dues

Operating model

Revenue model
Earned-program. 96% of the money available for current operations came from fees and other program revenue.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.

Rating breakdown

  • Financial Efficiency: NotEnoughData
  • Transparency & Controls: 82
  • Sustainability: 15
  • Growth: 0

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: Limited
  • Program expense ratio: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: -70%; rating input score 10; 10th percentile among comparable filings
  • Total-asset coverage ratio: 0.09; rating input score 12; 12th percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: Limited
  • Revenue growth: -19.3% per year; rating input score 0; 16th percentile among comparable filings
  • Asset growth: -40.1% per year; rating input score 0; 5th percentile among comparable filings

Details

  • Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment
  • Leadership: top reported pay $0 · 5 people listed
  • Consistency: 6 of 6 current checks pass
  • Schedules: 1 filed schedules
  • Filing history: 4 filing years from 2022 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Growth: Revenue growth scored 0/100.
  • High — Sustainability: Operating margin scored 10/100.
  • High — Growth: Asset growth scored 0/100.
  • High — Sustainability: Total-asset coverage ratio scored 12/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.