Al Birr Interest Free Loan Inc
Nonprofit profile at a glance
- EIN
- 333304451
- IRS 990-EZ coverage
- 2025–2025
- Forms available
- Form 990-EZ 2025
- Location
- Richmond, TX, USA
- Rating confidence
- Limited
- Sector
- Community Improvement, Capacity Building N.E.C.
Reported finances
- Revenue
- $4,768
- Expenses
- $1,217
- Assets
- $23,137
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
3 people listed
Executive titles in this filing
- Sana Haq (President)
- Kiran Ismail (Vice President)
People named in this filing
- Sana Haq (President)
- Kiran Ismail (Vice President)
- Uzma Ahmed (Chairman)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
"To empower individuals and families in financial need by providing small, interest-free personal loans to help them overcome temporary financial challenges, while fostering hope, dignity, and self-sufficiency."
What it reported doing in 2025
Al Birr Foundation continued to operate in furtherance of its exempt purpose by providing interest-free personal loans to individuals experiencing temporary financial hardship. During the year, loans were provided to four individuals/families to assist with hardship-related needs, including transportation purchases, credit card obligations, and other financial difficulties. These activities directly support the organizations mission to empower individuals and families in financial need by providing small, interest-free personal loans to help them overcome temporary financial challenges while fostering hope, dignity, and self-sufficiency.
Operating model
- Revenue model
- Cannot be determined from the filing. The filing does not provide enough consistent revenue detail to tell how this nonprofit funds its work.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.
Rating breakdown
- Financial Efficiency: NotEnoughData
- Transparency & Controls: 82
- Sustainability: 80
- Growth: NotEnoughData
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: Limited
- Program expense ratio: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: 74.5%; rating input score 96; 96th percentile among comparable filings
- Total-asset coverage ratio: 19.01; rating input score 96; 96th percentile among comparable filings
- Liabilities to assets ratio: Limited
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: Limited
- Asset growth: Limited
Details
- Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment
- Leadership: top reported pay $0 · 3 people listed
- Consistency: 5 of 5 current checks pass
- Schedules: 2 filed schedules
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Sustainability: Officer compensation ratio scored 56/100.