Africa Community Aid Dba-acaid

Nonprofit profile at a glance

EIN
921120701
IRS 990-EZ coverage
2022–2025
Forms available
Form 990-EZ 2025
Location
Beaverton, OR, USA
Phone
5039700579
Rating
71
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Community, Neighborhood Development

Official website

Reported finances

Revenue
$74,501
Expenses
$58,129
Assets
$19,613

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

3 people listed

Executive titles in this filing

  • Tim Abels (President)

People named in this filing

  • Tim Abels (President)
  • Charles Asafa-Adjei (Secretary)
  • Christine M Abels (Treasurer)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

ACAID provides free seed, training, and business microloans for Africa communities. Microloans are zero interest, collateral & ownership (like Habitat for Humanity). Farmers must bring back ten times seed twice a year for 10 and 100 other farmers. Microloan and seed paybacks stay in their community and revolve.

What it reported doing in 2025

Training: all-day on-site 90 days/year and via zoom to village farmers in maize, co-ops in business and milling factory (safety, nutrition, feed and food), students in business (starting companies) and IT (web, robotics, mobile app and AI development), cities in starting companies and websites. Started 40,000 new companies in 5 countries to ease 30% unemployment in youth and single moms.

Operating model

Revenue model
Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - The filed numbers largely add up and a large share of total spending goes to programs. A relatively small share of available resources goes toward mission work and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 62
  • Transparency & Controls: 82
  • Sustainability: 49
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 55.7%; rating input score 56
  • Program expense ratio: 71.3%; rating input score 71

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 22%; rating input score 74; 74th percentile among comparable filings
  • Total-asset coverage ratio: 0.34; rating input score 25; 25th percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: 6.7% per year; rating input score 100; 65th percentile among comparable filings
  • Revenue growth: 15% per year; rating input score 100; 86th percentile among comparable filings
  • Asset growth: 26.7% per year; rating input score 100; 88th percentile among comparable filings

Details

  • Where the money goes: 55.7% of revenue deployed · 71.3% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 4 filed program accomplishments · $41K in reported program spending
  • Leadership: top reported pay $0 · 3 people listed
  • Consistency: 6 of 6 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 4 filing years from 2022 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Mission deployment rate scored 56/100.
  • High — Sustainability: Total-asset coverage ratio scored 25/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.