Acbl Mutual Care Foundation Inc

Nonprofit profile at a glance

EIN
870838245
IRS 990-EZ coverage
2021–2025
Forms available
Form 990-EZ 2025
Location
Jeffersonville, IN, USA
Phone
8122880100
Rating
94
Verdict
STRONG
Rating confidence
Moderate
Sector
Fund Raising and Fund Distribution

Reported finances

Revenue
$104,298
Expenses
$89,117
Assets
$111,316
Liabilities
$5,000

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

3 people listed

Executive titles in this filing

  • Brigid Gies (President, ACBL Mutual Care Fu)

People named in this filing

  • Brigid Gies (President, ACBL Mutual Care Fu)
  • Sean Gallagher (Secretary, ACBL Mutual Care Fu)
  • Scott Dant (Treasurer)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Fund will provide assistance to employees of the acbl family of companies who have experienced a hardship.

What it reported doing in 2025

To provide assistance to employees of the ACBL family of companies who have experienced a hardship. Death in Family Related Hardship (5) - $15,400 Weather/Fire Related Disaster Hardship (4) - $16,000 Medical/Financial Hardship (18) - $51,717

Operating model

Revenue model
Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model
Grant intermediary. The nonprofit sent 100% of its reported program spending out as grants.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Liabilities are high compared with assets.

Rating breakdown

  • Financial Efficiency: 91
  • Transparency & Controls: 100
  • Sustainability: 60
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 85.4%; rating input score 85
  • Program expense ratio: 100%; rating input score 100

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: 14.6%; rating input score 64; 64th percentile among comparable filings
  • Total-asset coverage ratio: 1.25; rating input score 66; 66th percentile among comparable filings
  • Liabilities to assets ratio: 0.04; rating input score 26; 26th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings

Growth

  • Program expense growth: 33.5% per year; rating input score 100; 85th percentile among comparable filings
  • Revenue growth: 22.3% per year; rating input score 100; 84th percentile among comparable filings
  • Asset growth: 26.4% per year; rating input score 100; 83rd percentile among comparable filings

Details

  • Where the money goes: 85.4% of revenue deployed · 100% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $89K in reported program spending
  • Leadership: top reported pay $0 · 3 people listed
  • Consistency: 8 of 8 current checks pass
  • Schedules: 3 filed schedules
  • Filing history: 5 filing years from 2021 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Liabilities to assets ratio scored 26/100.