Aca International
Nonprofit profile at a glance
- EIN
- 410682283
- IRS 990 coverage
- 2010–2024
- Forms available
- Form 990 2024
- Location
- Eagan, MN, USA
- Phone
- 9529288000
- Rating confidence
- Limited
Reported finances
- Revenue
- $8,586,845
- Expenses
- $8,612,738
- Assets
- $13,110,026
- Liabilities
- $2,924,578
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
16 people listed
Executive titles in this filing
- G SCOTT PURCELL (CHIEF EXECUTIVE OFFICER)
- DAVID WILLIAMS - PRESIDENT (THRU JULY/IMMEDIATE PAST PRESIDENT)
- TIM HAAG (PRESIDENT-ELECT THRU JULY/PRESIDENT)
- JENNIFER WHIPPLE (TREASURER THRU JULY/PRESIDENT-ELECT)
- COURTNEY REYNAUD - IMMEDIATE (PAST PRESIDENT THRU JULY/DIRECTOR)
Highest reported compensation
- G SCOTT PURCELL (CHIEF EXECUTIVE OFFICER): $349,910 total reported compensation
- JESSICA HARTMANN (VP OF MEMBER EXPERIENCE): $174,019 total reported compensation
- ANDREW MADDEN (VP OF GOVERNMENT & STATE AFFAIRS): $162,749 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Aca international contributes to the success of its members, the positive reputation of the industry and the health of the economy. We accomplish this by 1) being the comprehensive, knowledge-based resource for the credit and collection industry 2) clarifying the rights and responsibilities of all participants in the credit and collection cycle 3) enhancing the knowledge and skills of credit and collection professionals around the world 4) demanding the highest degree of ethical practices and conduct 5) advocating effectively in critical legislative, regulatory and business arenas 6) offering services and products to improve member profitability 7) promoting the importance, value and integrity of the industry aca international values leadership, integrity, respect, responsibility and service.
What it reported doing in 2024
Training delivery: a total of 3,450 credit and collection professionals received industry specific training through face-to-face seminars, online seminars, teleseminars and web courses. Launched 60 minute meetups tailord specifically for rofessionals in the arm industry - average total monthly attendance for these chats was over 250
Operating model
- Revenue model
- Earned-program. 68% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.
Rating breakdown
- Financial Efficiency: NotEnoughData
- Transparency & Controls: 83
- Accountability: 91
- Sustainability: 38
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: Limited
- Program expense ratio: Limited
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: 3 of 6 controls in place; rating input score 50
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Pass
- Compensation survey or study: Pass
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Limited
- Related-party transparency: Yes; rating input score 100
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 7 of 9 controls in place; rating input score 78
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: -0.3%; rating input score 32; 32nd percentile among comparable filings
- Total-asset coverage ratio: 1.52; rating input score 52; 52nd percentile among comparable filings
- Liabilities to assets ratio: 0.22; rating input score 41; 41st percentile among comparable filings
- Officer compensation ratio: 13.2%; rating input score 22; 22nd percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: 0.9% per year; rating input score 100; 15th percentile among comparable filings
- Asset growth: 2.6% per year; rating input score 100; 22nd percentile among comparable filings
Details
- Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
- Governance: 9 of 9 board members independent · 7 of 9 filing controls reported
- Programs: 3 filed program accomplishments
- Leadership: top reported pay $350K · 16 people listed · 3 of 6 pay-setting controls reported
- Highest-paid contractors: 1 contractor listed · $596K reported
- Consistency: 14 of 14 current checks pass
- Schedules: 5 filed schedules · includes executive pay and related organizations
- Filing history: 14 filing years from 2010 to 2024
- Contacts: How to reach this organization
- Money network: 6 filed money-flow records
- Related organizations: 6 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Accountability: Governance controls: 2 of 9 not reported.
- Moderate — Sustainability: Operating margin scored 32/100.
- Review — Sustainability: Total-asset coverage ratio scored 52/100.
- High — Sustainability: Officer compensation ratio scored 22/100.
- Moderate — Sustainability: Liabilities to assets ratio scored 41/100.