A Chance In Life

Legal name: A Chance in Lifeinc

Nonprofit profile at a glance

EIN
131835632
IRS 990 coverage
2010–2025
Official website data refreshed
Aug 2026
Forms available
Form 990 2025
Location
New York, NY, USA
Phone
212-980-8770
Rating
83
Verdict
STRONG
Rating confidence
Moderate
Sector
Children's, Youth Services

Official website

Reported finances

Revenue
$3,544,962
Expenses
$3,265,335
Assets
$3,188,019
Liabilities
$405,261

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

14 people listed

Executive titles in this filing

  • GABRIELE DELMONACO (PRESIDENT/CE)

Highest reported compensation

  • GABRIELE DELMONACO (PRESIDENT/CE): $334,871 total reported compensation
  • CLARA CHAHWAN (V.P. OF OPER): $194,918 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To empower marginalized and at-risk young people around the world with education, healthcare, comprehensive support services and leadership development training – a combination service model known as Positive Youth Development.

What it reported doing in 2025

Europe - supported approximately 125 boys and girls per year through la repubblica dei ragazzi in civitavecchia. In 2025, support was extended to new institutions located in marigliano, visciano, and milito, near naples. Services provided included food, clothing, scholarships, lodging, as well as medical and psychological assistance. Africa - supported approximately 460 boys and girls through programs managed by the catholic diocese of emdibir in ethiopia and in uganda. Assistance included food, clothing, scholarships, lodging, and medical and psychological services. Asia - supported approximately 717 boys and girls in the states of kerala and gujarat, india, primarily through orphanages, providing essential services such as food, clothing, scholarships, lodging, and medical and psychological assistance. Latin america - supported approximately 749 children (609 boys and 140 girls) in 11 institutions across bolivia, peru, colombia, guatemala, mexico, and venezuela. In 2025, emergency grants were also provided to some of the institutions previously supported, in response to urgent needs. United states - supported approximately 360 boys and girls through the village program on staten island. Additionally, meals were provided for about 6,250 households as part of the organization's food assistance initiatives.

Operating model

Revenue model
Donor-supported. 99% of the money available for current operations came from contributions and gifts.
Distribution model
Hybrid. The nonprofit split its reported program spending across 53% for direct work, and 47% for grants.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. The filing reports few safeguards for money sent abroad and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 87
  • Transparency & Controls: 69
  • Accountability: 100
  • Sustainability: 41
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 89.6%; rating input score 90
  • Program expense ratio: 90.4%; rating input score 90
  • Fundraising efficiency: $27.4 raised per $1 spent on fundraising; rating input score 67; 67th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 94.4%; rating input score 94; 25th percentile among comparable filings
  • Pay-setting controls: 1 of 6 controls in place; rating input score 17
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Pass
  • Foreign activity oversight: 4 of 8 controls in place; rating input score 50
    • Claims monitoring procedures: Pass
    • Requires narrative reports: Fail
    • Conducts field audits: Pass
    • May suspend future funding: Fail
    • Requires financial reports: Pass
    • Conducts site visits: Fail
    • Requires grant agreements: Pass
    • May require repayment: Fail
  • Grant itemization coverage: 99%; rating input score 99; 43rd percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 8 of 8 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 7.9%; rating input score 50; 50th percentile among comparable filings
  • Total-asset coverage ratio: 0.98; rating input score 33; 33rd percentile among comparable filings
  • Liabilities to assets ratio: 0.13; rating input score 44; 44th percentile among comparable filings
  • Officer compensation ratio: 16.2%; rating input score 20; 20th percentile among comparable filings

Growth

  • Program expense growth: 8.4% per year; rating input score 100; 54th percentile among comparable filings
  • Revenue growth: 6% per year; rating input score 100; 44th percentile among comparable filings
  • Asset growth: 4.6% per year; rating input score 100; 31st percentile among comparable filings

Details

  • What they do: 1 programs and campaigns described on the official site · 16 operating locations identified
  • Where the money goes: 89.6% of revenue deployed · 90.4% of spending went to programs
  • Governance: 13 of 13 board members independent · 8 of 8 filing controls reported
  • Programs: 1 filed program accomplishment · $3M in reported program spending
  • Leadership: top reported pay $335K · 14 people listed · 1 of 6 pay-setting controls reported
  • Consistency: 39 of 40 current checks pass · 1 finding to review
  • Schedules: 9 filed schedules · includes major donors, foreign activity, grants, and executive pay
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 3 filed money-flow records
  • Related organizations: 1 filed related-organization link
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Transparency & Controls: Foreign activity oversight: 4 of 8 not reported.
  • Review — Sustainability: Operating margin scored 50/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 33/100.
  • High — Sustainability: Officer compensation ratio scored 20/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 44/100.
  • Review — Transparency & Controls: Domestic grant itemization did not reconcile in the filed values.