Neighborhood Housing Services of Pueblo Dba NeighborWorks Southern Colorado
Nonprofit profile at a glance
- EIN
- 840747226
- IRS 990 coverage
- 2019–2024
- Forms available
- Form 990 2024
- Location
- Pueblo, CO, USA
- Phone
- 7195448078
- Rating
- 88
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Housing Support
Reported finances
- Revenue
- $2,701,795
- Expenses
- $3,919,670
- Assets
- $16,997,537
- Liabilities
- $11,253,760
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
14 people listed
Executive titles in this filing
- Sandy Gutierrez (CEO)
- Ashleigh Winans (CEO (thru Sept 2024))
Highest reported compensation
- Sarah Habib (COO (thru May 2025)): $123,358 total reported compensation
- Emily Lopez (CFO (thru April 2025)): $117,514 total reported compensation
- Ashleigh Winans (CEO (thru Sept 2024)): $108,945 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Mission: To empower communities with trusted resources for housing, financial support, small business lending, education, and stabilityVision: To promote thriving, vibrant, sustainable communities.Core Values: Purpose: Individuals, families, and communities at the heart of our work.Partnerships: Connecting communities, institutions, and leaders. Accountability: Personal responsibility. Ethical Principles: Integrity. Transparency. Moral Judgment, Actions.FairJustCelebrated
What it reported doing in 2024
NeighborWorks Southern Colorado Impact Numbers October 1, 2025 - July 31, 2026:250 individuals accessed Financial Fitness Education, easing the stress of managing a budget.833 individuals participated in our First Time Homebuyer education - 21 were able to close on their first home.37 families avoided foreclosure by participating in our foreclosure mitigation program.4 families accessed Down Payment Assistance to purchase their home.19 families accessed Rehab Lending to address emergency and safety needs in their homes.6 small business secured lending to grow their business.145 Housing Choice Vouchers managed to provide stable housing for individuals
Operating model
- Revenue model
- Grant-funded. 61% of the money available for current operations came from government grants.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and fundraising costs are high for each dollar raised.
Rating breakdown
- Financial Efficiency: 88
- Transparency & Controls: 92
- Accountability: 95
- Sustainability: 30
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 100%; rating input score 100
- Program expense ratio: 79.4%; rating input score 79
- Fundraising efficiency: $17.64 raised per $1 spent on fundraising; rating input score 56; 56th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 8 of 9 controls in place; rating input score 89
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: -45.1%; rating input score 2; 2nd percentile among comparable filings
- Total-asset coverage ratio: 4.34; rating input score 81; 81st percentile among comparable filings
- Liabilities to assets ratio: 0.66; rating input score 14; 14th percentile among comparable filings
- Officer compensation ratio: 9.6%; rating input score 31; 31st percentile among comparable filings
Growth
- Program expense growth: 22% per year; rating input score 100; 87th percentile among comparable filings
- Revenue growth: 14.4% per year; rating input score 100; 80th percentile among comparable filings
- Asset growth: 20.6% per year; rating input score 100; 85th percentile among comparable filings
Details
- Where the money goes: 100% of revenue deployed · 79.4% of spending went to programs
- Governance: 10 of 10 board members independent · 8 of 9 filing controls reported
- Programs: 1 filed program accomplishment · $3.1M in reported program spending
- Leadership: top reported pay $123K · 14 people listed
- Highest-paid contractors: 2 contractors listed · $297K reported
- Consistency: 33 of 33 current checks pass
- Schedules: 7 filed schedules · includes major donors
- Filing history: 6 filing years from 2019 to 2024
- Contacts: How to reach this organization
- Money network: 4 filed money-flow records
- Related organizations: 1 filed related-organization link
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.
- High — Sustainability: Operating margin scored 2/100.
- Review — Financial Efficiency: Fundraising efficiency scored 56/100.
- Review — Accountability: Governance controls: Other executive compensation review process not reported.
- High — Sustainability: Liabilities to assets ratio scored 14/100.
- Moderate — Sustainability: Officer compensation ratio scored 31/100.
- High — Grant Readiness: Federal audit findings: this organization reported findings in its latest federal Single Audit.