Gallup-mckinley Chamber of Commerce

Nonprofit profile at a glance

EIN
850037837
IRS 990 coverage
2012–2025
Forms available
Form 990 2025, Form 990-N 2021
Location
Gallup, NM, USA
Phone
5057222228
Rating
62
Verdict
SUPPORTED
Rating confidence
Moderate

Official website

Reported finances

Revenue
$571,417
Expenses
$521,591
Assets
$814,609
Liabilities
$293,046

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

12 people listed

Executive titles in this filing

  • BILL LEE (President & CEO)
  • PETER CAMPOS (Vice President)

Highest reported compensation

  • BILL LEE (President & CEO): $113,210 total reported compensation
  • PETER CAMPOS (Vice President): $49,055 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The mission of the gallup mckinley county chamber of commerce is to create, maintain and enhance a business environment which encourages and supports positive business groth in the city of gallup and mckinley county areas.

What it reported doing in 2025

Over the past year the Gallup McKinley County Chamber of Commerce has successfully worked to build commerce and collaboration for the benefit of our members and the community. The chamber has advocated on behalf of small business at the city, county, and state levels of government. Our organization was a key contributor to decisions on policies that impacted the environment of commerce. At the City level we continued to work with City of Gallup leadership to find alternative solutions to a proposed plan that would have raised water rates throughout the city by as much as 200 in some instances. At the state level our Chamber was instrumental in rallying our membership against a Paid Family Medical Leave Act that was deemed to be unsustainable and very toxic legislation for businesses as well as their employees. On a county wide level, we were successful in bringing back a big civic event, that celebrates our heritage and culture on Route 66. Our chamber is also proud to bring networking and connection for our businesses through events like the Business Expo, Business After Hours, and our Annual Banquet. These accomplishments along with the continued promotional support for businesses in Gallup/McKinley County show our commitment to the values of Commerce Collaboration and Community.

Operating model

Revenue model
Other-operating. 97% of the money available for current operations came from other operating revenue.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 48
  • Transparency & Controls: 82
  • Accountability: 74
  • Sustainability: 45
  • Growth: 20

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 52.2%; rating input score 52
  • Program expense ratio: 57.2%; rating input score 57
  • Fundraising efficiency: $0 raised per $1 spent on fundraising; rating input score 1; 1st percentile among comparable filings

Transparency & Controls

  • Consistency checks: 90.9%; rating input score 91; 10th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 3 of 8 controls in place; rating input score 38
    • Conflict-of-interest policy: Fail
    • Whistleblower policy: Pass
    • Document-retention policy: Fail
    • CEO compensation review process: Fail
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 8.7%; rating input score 53; 53rd percentile among comparable filings
  • Total-asset coverage ratio: 1.56; rating input score 57; 57th percentile among comparable filings
  • Liabilities to assets ratio: 0.36; rating input score 17; 17th percentile among comparable filings
  • Officer compensation ratio: 31.1%; rating input score 7; 7th percentile among comparable filings

Growth

  • Program expense growth: -1.7% per year; rating input score 0; 11th percentile among comparable filings
  • Revenue growth: -2.3% per year; rating input score 0; 6th percentile among comparable filings
  • Asset growth: 3.4% per year; rating input score 100; 28th percentile among comparable filings

Details

  • Where the money goes: 52.2% of revenue deployed · 57.2% of spending went to programs
  • Governance: 13 of 13 board members independent · 3 of 8 filing controls reported
  • Programs: 1 filed program accomplishment
  • Leadership: top reported pay $113K · 12 people listed
  • Consistency: 25 of 26 current checks pass · 1 finding to review
  • Schedules: 2 filed schedules
  • Filing history: 12 filing years from 2012 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Mission deployment rate scored 52/100.
  • Review — Financial Efficiency: Program expense ratio scored 57/100.
  • Moderate — Accountability: Governance controls: 4 of 7 not reported.
  • High — Financial Efficiency: Fundraising efficiency scored 1/100.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • Moderate — Transparency & Controls: Functional expense sum did not reconcile in the filed values.
  • Review — Sustainability: Operating margin scored 53/100.
  • Review — Sustainability: Total-asset coverage ratio scored 57/100.
  • High — Sustainability: Officer compensation ratio scored 7/100.
  • High — Sustainability: Liabilities to assets ratio scored 17/100.