South Middlesex Opportunity Council (SMOC)
Overview
Mission
South Middlesex Opportunity Council (SMOC) (SMOC Housing / SMOC) provides affordable housing and a range of services to help families and individuals achieve housing stability and safety, including connection to community resources and support through program divisions such as housing, behavioral healthcare, energy & financial assistance, family services, and early education.
What it reported doing in 2024
Substance abuse and mental health - clinical services that begins with listening to clients and from there developing a diagnostic assessment to identify the symptoms and issues that prompted the individuals to seek counseling.
Operating model
- Revenue model
- Earned-program. 94% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Direct operator. The nonprofit carried out 100% of its reported program work directly.
- Includes noncash contributions: Reported contributions include donated property or goods.
Nonprofit profile at a glance
- EIN
- 042389659
- IRS 990 coverage
- 2009–2024
- Website reviewed
- Jul 2026
- Forms available
- Form 990 2024, Form 990-T 2024
- Headquarters
- Framingham, MA, United States
- Rating
- 83
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Human Services
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 85
- Transparency & Controls: 78
- Accountability: 92
- Sustainability: 38
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 90.4%; rating input score 90
- Program expense ratio: 92.3%; rating input score 92
- Fundraising efficiency: $8.19 raised per $1 spent on fundraising; rating input score 36; 36th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 71st percentile among comparable filings
- Pay-setting controls: 4 of 6 controls in place; rating input score 67
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Yes; rating input score 100
- Public monitoring controls: 0 of 8 controls in place; rating input score 0
- Public policy transparency: 1 of 7 controls in place; rating input score 14
- Public financial transparency: 2 of 5 controls in place; rating input score 40
- Impact reporting controls: 2 of 7 controls in place; rating input score 29
- Public relationship transparency: Yes; rating input score 100
Accountability
- Independent voting board: 100%; rating input score 100; 76th percentile among comparable filings
- Governance controls: 9 of 9 controls in place; rating input score 100
- Public governance controls: 1 of 4 controls in place; rating input score 25
- Zakat policy transparency: Limited
Sustainability
- Operating margin: 2.1%; rating input score 43; 43rd percentile among comparable filings
- Operating reserve ratio: 0.4; rating input score 14; 14th percentile among comparable filings
- Liabilities to assets ratio: 0.42; rating input score 43; 43rd percentile among comparable filings
- Officer compensation ratio: 1%; rating input score 75; 75th percentile among comparable filings
Growth
- Program expense growth: 9.6% per year; rating input score 100; 72nd percentile among comparable filings
- Revenue growth: 8.1% per year; rating input score 100; 67th percentile among comparable filings
- Asset growth: 11.8% per year; rating input score 100; 77th percentile among comparable filings
Details
- What they do: 8 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: 90.4% of revenue deployed · 92.3% of spending went to programs
- Governance: 21 of 21 board members independent · 9 of 9 filing controls reported
- Programs: 4 filed program accomplishments · $166.5M in reported program spending
- Leadership: top reported pay $329K · 35 people listed · 4 of 6 pay-setting controls reported
- Consistency: 35 of 35 current checks pass
- Schedules: 8 filed schedules · includes major donors, executive pay, and related organizations
- Filing history: 16 annual filings from 2009 to 2024
- Money network: 10 filed money-flow records
- Related organizations: 4 filed related-organization links