Community Teamwork
Overview
Mission
Community Teamwork is a catalyst for social change, leveraging programs, partnerships, and collective voice to foster equity, compassion, and community engagement by creating housing, education, and economic opportunities. Our vision is a community whose institutions, systems, and people support everyone’s opportunity to thrive. A future where clients are aware of opportunities available and how to access them so they achieve their potential for economic independence and personal growth. Through teamwork we want the community to be a committed and knowledgeable partner which results in fewer people living in poverty. Community Teamwork wants to exceed client, funder and employee expectations. We want clients, staff and community to be inspired to lead personal and community change. Our Values.
What it reported doing in 2024
Energy and Community Resources - Community resources offer families, seniors, volunteers, and immigrants easy access to diverse and essential communitybased services. Core programs include the Family Resource Network and the Financial Literacy Academy, all of which assist families with children. The Individual Development Account program helps families make sound financial decisions. Energy programs include fuel assistance, weatherization, burner repair and replacement, the Appliance Management Program, and several other initiatives designed to help families stay safe and warm each winter.
Operating model
- Revenue model
- Donor-supported. 96% of the money available for current operations came from contributions.
- Distribution model
- Grant intermediary. The nonprofit sent 72% of its reported program spending out as grants.
- Includes noncash contributions: Reported contributions include donated property or goods.
Nonprofit profile at a glance
- EIN
- 042382027
- IRS 990 coverage
- 2010–2024
- Website reviewed
- Jun 2026
- Forms available
- Form 990 2024, Form 990-T 2024
- Headquarters
- Lowell, MA, United States
- Rating
- 86
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Human Services
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Available reserves provide a limited financial cushion and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 94
- Transparency & Controls: 76
- Accountability: 92
- Sustainability: 40
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 92.2%; rating input score 92
- Program expense ratio: 95.5%; rating input score 95
- Fundraising efficiency: $1,212.89 raised per $1 spent on fundraising; rating input score 97; 97th percentile among comparable filings
Transparency & Controls
- Consistency checks: 94.7%; rating input score 95; 39th percentile among comparable filings
- Pay-setting controls: 3 of 6 controls in place; rating input score 50
- Foreign activity oversight: Limited
- Grant itemization coverage: 100%; rating input score 100; 77th percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Yes; rating input score 100
- Public monitoring controls: 0 of 8 controls in place; rating input score 0
- Public policy transparency: 1 of 7 controls in place; rating input score 14
- Public financial transparency: 1 of 5 controls in place; rating input score 20
- Impact reporting controls: 2 of 7 controls in place; rating input score 29
- Public relationship transparency: Yes; rating input score 100
Accountability
- Independent voting board: 100%; rating input score 100; 76th percentile among comparable filings
- Governance controls: 9 of 9 controls in place; rating input score 100
- Public governance controls: 1 of 4 controls in place; rating input score 25
- Zakat policy transparency: Limited
Sustainability
- Operating margin: 3.4%; rating input score 49; 49th percentile among comparable filings
- Operating reserve ratio: 0.32; rating input score 11; 11th percentile among comparable filings
- Liabilities to assets ratio: 0.53; rating input score 33; 33rd percentile among comparable filings
- Officer compensation ratio: 0.7%; rating input score 81; 81st percentile among comparable filings
Growth
- Program expense growth: 10.2% per year; rating input score 100; 75th percentile among comparable filings
- Revenue growth: 8.4% per year; rating input score 100; 69th percentile among comparable filings
- Asset growth: 11.5% per year; rating input score 100; 76th percentile among comparable filings
Details
- What they do: 5 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: 92.2% of revenue deployed · 95.5% of spending went to programs
- Governance: 22 of 22 board members independent · 9 of 9 filing controls reported
- Programs: 4 filed program accomplishments · $207.2M in reported program spending
- Leadership: top reported pay $275K · 30 people listed · 3 of 6 pay-setting controls reported
- Consistency: 39 of 40 current checks pass · 1 finding to review
- Schedules: 11 filed schedules · includes major donors, grants, executive pay, and related organizations
- Filing history: 14 annual filings from 2010 to 2024
- Money network: 8 filed money-flow records
- Related organizations: 12 filed related-organization links