Camba Inc

What it reported doing in 2024

Housing: housing impact: in 2025, camba placed nearly 1,800 individuals, including families, into safe, stable permanent housing, and provided over 3,800 individuals with eviction or foreclosure prevention services. Across our portfolio of 55 congregate and scattered site supportive housing programs, 99.8% of clients maintained housing for at least one year and 68% of clients maintained medical care. Also in 2025, the camba housing ventures (chv) housing developments maintained occupancy standards for 880 willoughby, 100-units in bushwick; morris manor, 46-units in flatbush; 97 crooke, 53 units in flatbush; 212-214 hegeman avenue, 71 units in brownsville; camba gardens phase i, 209 units, and camba gardens phase ii, 293 units, both in wingate, brooklyn. Van dyke, 101 units of leed gold affordable and supportive family housing on a former nycha parking lot at van dyke houses in brownsville, brooklyn also maintained occupancy standards with camba providing on-site social services. Camba gardens phase i and ii (leed platinum and gold, respectively) represent a national model of collaboration between a public hospital, a non-profit affordable housing developer and a service provider to co-locate housing and healthcare. Buckingham house, a 36-unit affordable development for formerly homeless and low-income households in staten island, also maintained occupancy standards with camba providing on-site social services. Chv completed rehab/resiliency work on this superstorm sandy-affected property in late fy21.chv continued the operations and fiscal improvements of heritage house, a 40-unit affordable housing project in east harlem acquired by chv as a work-out deal in 2015. Chv continued as the non-profit development partner with hudson companies and related companies at gateway elton phase i, providing 197 units of affordable housing; at alan epstein apartments (gateway elton phase ii), providing 175 units of affordable housing; and at gateway elton phase iii, providing 287 units of affordable housing, all in east New York. Chv continued as the non-profit partner with stellar management for castleton park, a 454-unit mitchell lama development in staten island, including securing rental assistance and coordination with the tenant association.in 2025 chv continued construction on the hart, the awarded site c as part of the first round of New York state's vital brooklyn initiative, reaching 93% completion and commencing the marketing and lease-up phases. The hart will pair 57 units of sustainable supportive and affordable housing with healthcare on an underutilized hospital site in bedford-stuyvesant. Chv continued construction at clarkson estates, 328 passive house units of supportive and affordable housing, which reached 65% completion and included the demolition of an existing building onsite. This former suny downstate site was competitively awarded to chv as part of vital brooklyn's second round of underutilized hospital sites. Clarkson estates will provide housing for youth aging out of foster care, homeless young adults, formerly incarcerated individuals, and chronically homeless families, in addition to low-income individuals and families, and will provide over 30,000 square feet of impactful community facility programming, including a full-sized basketball court.chv completed lease-up of the bronx grove (chv 202nd/203rd street), providing323 units of supportive and affordable housing in bedford park in the bronx. Chv also completed the permanent financing conversion in 2025, stabilizing the building and transitioning it successfully into the operations and asset management phase. Having completed the year 15 low income housing tax credit investor exit process and a tax abatement closing for morris manor, chv substantially completed design phase for future capital improvements, commenced bidding and continued further predevelopment work. Similar to morris manor, chv also secured project-based rental subsidies for a portion of the

Financial Efficiency

• Mission deployment rate: 84.6%; rating input score 85
• Program expense ratio: 86.9%; rating input score 87
• Fundraising efficiency: $341.99 raised per $1 spent on fundraising; rating input score 92; 92nd percentile among comparable filings

Transparency & Controls

• Consistency checks: 100%; rating input score 100; 68th percentile among comparable filings
• Pay-setting controls: 5 of 6 controls in place; rating input score 83
  • Compensation committee: Pass
  • Independent consultant: Pass
  • Other Form 990s reviewed: Pass
  • Written employment contract: Missing
  • Compensation survey or study: Pass
  • Board or committee approval: Pass
• Foreign activity oversight: Limited
• Grant itemization coverage: 99.7%; rating input score 100; 42nd percentile among comparable filings
• Major donor itemization: Yes; rating input score 100
• Related-party transparency: Yes; rating input score 100

Accountability

• Independent voting board: 100%; rating input score 100; 76th percentile among comparable filings
• Governance controls: 8 of 9 controls in place; rating input score 89
  • Conflict-of-interest policy: Pass
  • Whistleblower policy: Pass
  • Document-retention policy: Pass
  • CEO compensation review process: Pass
  • Other executive compensation review process: Fail
  • Form 990 shared with the board: Pass
  • Board meeting minutes documented: Pass
  • Audit committee oversight: Pass
  • Independent financial-statement audit: Pass

Sustainability

• Operating margin: 2.7%; rating input score 46; 46th percentile among comparable filings
• Total-asset coverage ratio: 1.7; rating input score 56; 56th percentile among comparable filings
• Liabilities to assets ratio: 0.95; rating input score 8; 8th percentile among comparable filings
• Officer compensation ratio: 2.8%; rating input score 40; 40th percentile among comparable filings

Growth

• Program expense growth: 6.8% per year; rating input score 100; 56th percentile among comparable filings
• Revenue growth: 7.3% per year; rating input score 100; 62nd percentile among comparable filings
• Asset growth: 19.9% per year; rating input score 100; 93rd percentile among comparable filings