{"success":true,"data":{"_id":951818041,"filings":[{"Organization":{"value":null,"Person":["JOHN ROSENBERGER","CHRIS STONE","PAUL MOORE","LEE HARDEMAN","ELIZABETH CAMP","ROBYN BJORKLUND","CHRIS GEORGE","LYLE SCHEPPELE","BOB CHAFFINO","ERIC DAY","GREG KELLEY","SIDNEY STOKES","JUDY MILLER","DAVE YAMASHITA","ED PAUL","DAVE GUNDERSON","PETER PUTNAM","DEBORAH CHILDS","TOM ORMAN","RAY ROUNDS","MICHELLE HUNTER","ALFREDA CALDWELL","MARJORIE TESTER","MABEL MORRIS","DEXTER DE MESA","RACHAEL DAVID","MARK HIATT"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","ADVISORY BOARD MEMBER","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","PRESIDENT/CEO","CFO","EVP ADMINISTRATION","SVP LENDING","SVP INFORMATION SERVICES","SVP MARKETING","SVP OPERATIONS DIVISION","SVP STRATEGIC INITIATIVES","VP SPECIAL PROJECTS","VP COMMERCIAL LENDING","VP CONTROLLER","VP REAL ESTATE LENDING"],"Hours":[0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[1155,961,0,0,777,789,0,0,1334,0,1088,0,1899,2556,0,1184248,652030,611323,293902,245337,250284,200469,1109543,229275,187125,182424,186893],"Direct compensation":[1155,961,0,0,777,789,0,0,1334,0,1088,0,1899,2556,0,900613,520589,473285,269241,220135,211697,179549,980278,178526,169102,151328,146259],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,283635,131441,138038,24661,25202,38587,20920,129265,50749,18023,31096,40634]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2014,"name":"CREDIT UNION OF SOUTHERN CALIFORNIA","phone":5626988326,"website":"WWW.CUSOCAL.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVE GUNDERSON","year_formation":1954,"state_legal_domicile":"CA","total_volunteers":15,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"8101 E KAISER BLVD NO 300, ANAHEIM HILLS, CA, 92801, USA","city":"ANAHEIM HILLS","state":"CA","country":"USA","zip_code":92801},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":223,"Total Gross UBI":790284,"Net unrelated business taxable income":0,"Number of employees":223,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":43245922,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":29519367,"Total revenue":{"value":29519367,"INTEREST ON LOANS":18257965,"FEE INCOME":6580186,"OTHER OPERATING INCOME":4681216},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5775589,"Investment income total":5517188,"Net investment gain":258401,"Income from invest bond proceeds":0},"Other revenues":{"value":7950966,"Other total":7950966,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":30765929,"Grant expense":{"value":159458,"Grants to domestic orgs":159458,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":15572426,"Current officers":4411161,"Disqualified persons":0,"Other salaries and wages":8612834,"Pension plan contributions":648000,"Other employee benefits":989725,"Payroll taxes":910706},"Other expenses":{"value":15034045,"Management services":0,"Legal":142983,"Accounting":85030,"Lobbying services":0,"Investment management fees":7859,"Other services":1686761,"Advertising":452488,"Office expenses":1975544,"Information technology":924900,"Royalties":0,"Occupancy":2382835,"Travel":321243,"Conferences and meetings":0,"Interest":2220439,"Payments to affiliates":0,"Depreciation and depletion":1479255,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":3354708,"LOAN SERVICING EXPENSE":1655541,"MISC OPERATING FEES":1629371,"OPERATING FEES":69796},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":927723301,"Non-interest bearing cash":6672199,"Savings and temp cash investments":107490378,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":4260413,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1096207,"Land, building, equipment":23615612,"Investments publicly traded":305270279,"Investments other":0,"Investments program related":471517256,"Intangible assets":0,"Other assets":7800957},"Liabilities":{"value":824252061,"Sum of Total Liabilities":0,"Accounts payable, accrued":12409472,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":811842589},"Fund balance":{"value":103471240,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.28858196155466403,"percentile":0.8281623884505181},"Liabilities to Assets Ratio":{"score":0.8884675636706898,"percentile":0.06652950594281201},"Operating Reserve Ratio":{"score":30.15424305893705,"percentile":0.9673285088755459},"Officer Compensation Ratio":{"score":0.173679527115856,"percentile":0.36178217154478015},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6329424775544018,"percentile":0.6980485294826416}},"source_xml":"201522889349301442_public.xml"},{"Organization":{"value":null,"Person":["CHRIS STONE","PAUL MOORE","CHRIS GEORGE","ROBYN BJORKLUND","ELIZABETH CAMP","LYLE SCHEPPELE","BOB CHAFFINO","SHANNON DWYER","DONA MOSELY","JOHN C SMITH","JOHN ROSENBERGER","LEE HARDEMAN","KATHY CRUM","CONNIE ZAPPONE","ED PAUL","DAVE YAMASHITA","GREG KELLEY","JUDY MILLER","BOB TOOHEY","DAVE GUNDERSON","PETER PUTNAM","DEBORAH CHILDS","TOM ORMAN","DAVID HANIGHEN","MICHELLE HUNTER","ALFREDA SPENCER","SUZANNE KISSLAN","NORENE ALEXAN","DONN GRIZZLE","MARJORIE TESTER","DEBORAH MENHADJI","LAURA POORE"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","SECRETARY","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PAST CHAIRPERSON","ADVISORY BOARD MEMBER","ADVISORY BOARD MEMBER","ADVISORY BOARD MEMBER","SUPV CMTE CHAIRPERSON","SUPV CMTE VICE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","PRESIDENT/CEO","CFO","EVP ADMINISTRATION","COO","CIO","SVP MARKETING","SVP OPERATIONS DIVISION","SVP/CLO","ACCOUNTING MANAGER","VP ADVOCACY & STRATEGIC INITIATIVES","SVP STRATEGIC INITIATIVES","BRANCH MANAGER 1","ADVISORY"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[102,137,666,0,167,84,0,334,0,0,0,0,0,766,262,394,0,601,0,1343734,985773,663178,479568,221296,305852,224036,339037,366149,303105,358012,235437,261421],"Direct compensation":[102,137,666,0,167,84,0,334,0,0,0,0,0,766,262,394,0,601,0,988559,581013,439403,440082,207762,264106,202945,324250,314400,277394,231801,218058,214004],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,355175,404760,223775,39486,13534,41746,21091,14787,51749,25711,126211,17379,47417]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2017,"name":"CREDIT UNION OF SOUTHERN CALIFORNIA","phone":5626988326,"website":"WWW.CUSOCAL.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVE GUNDERSON","year_formation":1954,"state_legal_domicile":"CA","total_volunteers":19,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"8101 EAST KAISER BLVD NO 300, ANAHEIM, CA, 92808, USA","city":"ANAHEIM","state":"CA","country":"USA","zip_code":92808},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":340,"Total Gross UBI":5234670,"Net unrelated business taxable income":0,"Number of employees":340,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":66609511,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":47167926,"Total revenue":{"value":47167926,"INTEREST ON LOANS":30056718,"FEE INCOME":8615843,"OTHER OPERATING INCOME":8495365},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":14224364,"Investment income total":13453372,"Net investment gain":770992,"Income from invest bond proceeds":0},"Other revenues":{"value":5217221,"Other total":5217221,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":53927360,"Grant expense":{"value":201926,"Grants to domestic orgs":201926,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":25039197,"Current officers":4707290,"Disqualified persons":0,"Other salaries and wages":16399994,"Pension plan contributions":840000,"Other employee benefits":1676026,"Payroll taxes":1415887},"Other expenses":{"value":28686237,"Management services":0,"Legal":350759,"Accounting":84000,"Lobbying services":0,"Investment management fees":29733,"Other services":3368575,"Advertising":453150,"Office expenses":2355535,"Information technology":1960947,"Royalties":0,"Occupancy":3421551,"Travel":708347,"Conferences and meetings":0,"Interest":6143208,"Payments to affiliates":0,"Depreciation and depletion":2601718,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":7208714,"LOAN SERVICING EXPENSE":3000978,"MISC OPERATING FEES":2654970,"PROVISION FOR LOAN & LE":1435971,"OPERATING FEES":116795},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1408135586,"Non-interest bearing cash":8783510,"Savings and temp cash investments":93824269,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":26126717,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2967365,"Land, building, equipment":22549137,"Investments publicly traded":403182275,"Investments other":0,"Investments program related":814435553,"Intangible assets":0,"Other assets":36266760},"Liabilities":{"value":1258118601,"Sum of Total Liabilities":0,"Accounts payable, accrued":26399826,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1231718775},"Fund balance":{"value":150016985,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.19039549772404124,"percentile":0.7464558003488714},"Liabilities to Assets Ratio":{"score":0.8934641049544501,"percentile":0.06574271630672218},"Operating Reserve Ratio":{"score":26.111710011393104,"percentile":0.9610297278295254},"Officer Compensation Ratio":{"score":0.11293174744693603,"percentile":0.5108620217264854},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.18051827264880466,"percentile":0.8805734057775646},"Asset Growth":{"score":0.15712916166509205,"percentile":0.7930533216217103},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6612671553305908,"percentile":0.7687543134195921}},"source_xml":"201812839349301351_public.xml"},{"Organization":{"value":null,"Person":["PAUL MOORE","ROBYN BJORKLUND","CHRIS GEORGE","ELIZABETH CAMP","BOB CHAFFINO","DONA MOSELEY","JOHN ROSENBERGER","JOHN C SMITH","LEE HARDEMAN","CHRIS STONE","KATHY CRUM","CONNIE ZAPPONE","DAVE YAMASHITA","GREG KELLEY","JUDY MILLER","ED PAUL","BOB TOOHEY","DAVE GUNDERSON","PETER PUTNAM","DEBORAH CHILDS","SUZANNE KISSLAN","MICHELLE HUNTER","ALISSA GUERRERO","ALFREDA L SPENCER","KENNETH DOWNS","CORY MCDANIEL","AARON YOUNG","KATSU DURST","MARJORIE TESTER","KEVIN PENDERGRAFT","DEBORAH MENHADJI","BENJAMIN CORRALES JR"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PAST CHAIRPERSON","ADVISORY BOARD MEMBER","ADVISORY BOARD MEMBER","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","PRESIDENT/CEO","CFO","EVP, ADMINISTRATION","COO","CCXO","SVP ADMINISTRATION","SVP MEMBER SUPPORT (FORMER)","CIO","SVP LENDING","SVP BRANCH OPERATIONS","VP CONTROLLER","ADVISORY","ADVISORY","BRANCH MANAGER 1","RE LENDING CONSULTANT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[1837,0,1372,0,0,0,0,0,0,1911,0,0,0,0,729,0,0,1372511,1093701,658054,471082,369047,312152,268615,275396,211744,193197,235121,641651,677253,240765,218846],"Direct compensation":[1837,0,1372,0,0,0,0,0,0,1911,0,0,0,0,729,0,0,964019,1063002,622412,442839,313385,258986,257627,240579,197932,171082,211405,545983,418555,221801,197713],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,408492,30699,35642,28243,55662,53166,10988,34817,13812,22115,23716,95668,258698,18964,21133]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2019,"name":"CREDIT UNION OF SOUTHERN CALIFORNIA","phone":5626988326,"website":"WWW.CUSOCAL.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVE GUNDERSON","year_formation":1954,"state_legal_domicile":"CA","total_volunteers":17,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"8101 EAST KAISER BLVD NO 300, ANAHEIM, CA, 92808, USA","city":"ANAHEIM","state":"CA","country":"USA","zip_code":92808},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":353,"Total Gross UBI":1830514,"Net unrelated business taxable income":0,"Number of employees":353,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":86215255,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":71462241,"Total revenue":{"value":71462241,"INTEREST ON LOANS":46144546,"FEE INCOME":12883621,"OTHER OPERATING INCOME":12434074},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":11970424,"Investment income total":10659164,"Net investment gain":1311260,"Income from invest bond proceeds":0},"Other revenues":{"value":2782590,"Other total":2782590,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":67238766,"Grant expense":{"value":394031,"Grants to domestic orgs":394031,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":31330728,"Current officers":6133169,"Disqualified persons":0,"Other salaries and wages":19223255,"Pension plan contributions":1314000,"Other employee benefits":2713937,"Payroll taxes":1946367},"Other expenses":{"value":35514007,"Management services":0,"Legal":312265,"Accounting":91200,"Lobbying services":0,"Investment management fees":89907,"Other services":3280680,"Advertising":847866,"Office expenses":2225831,"Information technology":2700598,"Royalties":0,"Occupancy":3593769,"Travel":518998,"Conferences and meetings":0,"Interest":5565195,"Payments to affiliates":0,"Depreciation and depletion":3275013,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":13012685,"LOAN SERVICING EXPENSE":4741067,"PROVISION FOR LOAN & LE":4587784,"MISC OPERATING FEES":3510906,"OPERATING FEES":172928},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1680021724,"Non-interest bearing cash":9951185,"Savings and temp cash investments":78165609,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":34156079,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1713402,"Land, building, equipment":25973583,"Investments publicly traded":426460220,"Investments other":0,"Investments program related":1066670180,"Intangible assets":0,"Other assets":36931466},"Liabilities":{"value":1485562463,"Sum of Total Liabilities":0,"Accounts payable, accrued":21255119,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1464307344},"Fund balance":{"value":194459261,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2201059313691063,"percentile":0.7755573576343592},"Liabilities to Assets Ratio":{"score":0.8842519366136482,"percentile":0.06720179013589891},"Operating Reserve Ratio":{"score":24.985909527250993,"percentile":0.9587873229756163},"Officer Compensation Ratio":{"score":0.10775010356376856,"percentile":0.5268953533178969},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.15133128332433265,"percentile":0.8499803043296039},"Asset Growth":{"score":0.1320494543077191,"percentile":0.7515307022179657},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6620223484995071,"percentile":0.7705563753816458}},"source_xml":"202032969349301688_public.xml"},{"Organization":{"value":null,"Person":["CHRIS GEORGE","ELIZABETH CAMP","JOHN ROSENBERGER","CHRIS STONE","ROBYN BJORKLUND","PAUL MOORE","DAWNNA LAWRENCE","GIL RODRIGUEZ","CONNIE ZAPPONE","DONA MOSELEY","STEPHANIE CUEVAS","BOB TOOHEY","DAVE YAMASHITA","JUDY MILLER","GREG KELLEY","ROSIE ROBINSON","DAVE GUNDERSON","KATSU DURST","SUZANNE KISSLAN","ALISSA GUERRERO","MICHELLE HUNTER","SEVAN YAKINIAN","PETER PUTNAM","DAREN LINHARES","KATIE MARIE SMITH","AARON YOUNG","ERIC DAY","MICHAEL GENNAWEY","RYAN GALLO","SUSAN CONJURSKI","PAUL JARIABEK","PATRICIA HOLCOMB"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","TREASURER","SECRETARY","FORMER CHAIRPERSON","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CORPORATE ADVISORY BOARD MEMBER","CORPORATE ADVISORY BOARD MEMBER","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","PRESIDENT/CEO","CFO","COO","CAO","CCXO","CTO","SVP, TREASURY","SVP, LENDING","SVP, HUMAN RESOURCES","SVP, BRANCH OPS/RETAIL BANKING","SVP, BOARD ADVOCACY & STRATEGIC INITIATIVE","PRODUCING PROGRAM MANAGER","PRODUCING PROGRAM MANAGER","VP STRATEGIC INITIATIVES","VP ENGINEERING & CISO","VP INFORMATION TECHNOLOGY"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,1450,652,2981,0,685,1917,0,0,0,0,0,743,0,0,0,1572411,632329,615906,514435,416665,379210,421388,308400,287972,306245,176208,458566,452084,865275,366615,272567],"Direct compensation":[0,1450,652,2981,0,685,1917,0,0,0,0,0,743,0,0,0,1528695,620985,596478,477357,374501,354547,395794,294849,281994,278496,174908,431879,416448,412831,336292,257790],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,43716,11344,19428,37078,42164,24663,25594,13551,5978,27749,1300,26687,35636,452444,30323,14777]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2024,"name":"CREDIT UNION OF SOUTHERN CALIFORNIA","phone":5626988326,"website":"WWW.CUSOCAL.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVE GUNDERSON","year_formation":1954,"state_legal_domicile":"CA","total_volunteers":16,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"8101 EAST KAISER BLVD 300, ANAHEIM, CA, 92808, USA","city":"ANAHEIM","state":"CA","country":"USA","zip_code":92808},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":414,"Total Gross UBI":5065946,"Net unrelated business taxable income":1722523,"Number of employees":414,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":204857864,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":129560312,"Total revenue":{"value":129560312,"INTEREST ON LOANS":94509291,"OTHER OPERATING INCOME":20061213,"FEE INCOME":14989808},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":63378440,"Investment income total":63211372,"Net investment gain":167068,"Income from invest bond proceeds":0},"Other revenues":{"value":11919112,"Other total":11919112,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":171198095,"Grant expense":{"value":619952,"Grants to domestic orgs":619952,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":49583752,"Current officers":7242272,"Disqualified persons":0,"Other salaries and wages":33609361,"Pension plan contributions":1800000,"Other employee benefits":4061984,"Payroll taxes":2870135},"Other expenses":{"value":120994391,"Management services":0,"Legal":472358,"Accounting":224808,"Lobbying services":0,"Investment management fees":172110,"Other services":3611811,"Advertising":2035331,"Office expenses":5514136,"Information technology":4491109,"Royalties":0,"Occupancy":4494885,"Travel":704457,"Conferences and meetings":0,"Interest":71161504,"Payments to affiliates":0,"Depreciation and depletion":2503645,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":25608237,"CREDIT LOSS EXPENSE":12819309,"LOAN SERVICING EXPENSE":7453531,"MISC OPERATING FEES":4998318,"OPERATING FEES":337079},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2894345402,"Non-interest bearing cash":12305561,"Savings and temp cash investments":159899194,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":46020631,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3509509,"Land, building, equipment":19945419,"Investments publicly traded":926840359,"Investments other":0,"Investments program related":1645522736,"Intangible assets":2418272,"Other assets":77883721},"Liabilities":{"value":2705309280,"Sum of Total Liabilities":0,"Accounts payable, accrued":45539076,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":2659770204},"Fund balance":{"value":189036122,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.16430791741536463,"percentile":0.7167293805035952},"Liabilities to Assets Ratio":{"score":0.9346877805705651,"percentile":0.059432012034747385},"Operating Reserve Ratio":{"score":16.90641126584966,"percentile":0.934788377083738},"Officer Compensation Ratio":{"score":0.04704902820326359,"percentile":0.7713957237611639},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.15672947240378252,"percentile":0.8563823071007162},"Asset Growth":{"score":0.12451784883934665,"percentile":0.7371977951271537},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6640322242745641,"percentile":0.7751836209346364}},"source_xml":"202543089349303614_public.xml"},{"Organization":{"value":null,"Person":["ROBYN BJORKLUND","CHRIS GEORGE","ELIZABETH CAMP","JOHN ROSENBERGER","PAUL MOORE","DAWNNA LAWRENCE","DONA MOSELEY","GIL RODRIGUEZ","CHRIS STONE","CONNIE ZAPPONE","JUDY MILLER","GREG KELLEY","ED PAUL","ROSIE ROBINSON","BOB TOOHEY","DAVE YAMASHITA","DAVE GUNDERSON","KATSU DURST","SUZANNE KISSLAN","ALISSA GUERRERO","MICHELLE HUNTER","KENNETH DOWNS","KEVIN PENDERGRAFT","PETER PUTNAM","SEVAN YAKINIAN","KATIE MARIE SMITH","AARON YOUNG","MICHAEL CRUZ","DAREN LINHARES","ERIC DAY","ORLANDO CEPEIDA","MICHAEL GENNAWEY","RYAN GALLO","PAUL JARIABEK","PATRICIA HOLCOMB"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","PRESIDENT/CEO","CFO","COO","CAO","CCXO","CIO","ADVISORY","SVP TREASURY","SVP MBR SVS & PYMT SYSTEMS","SVP HUMAN RESOURCES","SVP BRANCH OPERATIONS","SVP RISK MANAGEMENT","SVP LENDING","SVP BOARD ADVOCACY & STRATEGIC INITIATIVE","COMMERCIAL LOAN OFFICER","PRODUCING PROGRAM MANAGER","PRODUCING PROGRAM MANAGER","VP ENGINEERING & CISO","VP INFORMATION TECHNOLOGY"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[1657,1848,1662,2622,4088,1652,959,1560,4460,624,0,1821,758,1483,0,1486,3237390,402530,524548,428002,441090,383648,517372,382541,276367,268169,273906,231023,218059,167445,440928,403414,380618,266295,246979],"Direct compensation":[1657,1848,1662,2622,4088,1652,959,1560,4460,624,0,1821,758,1483,0,1486,3186545,379832,496450,385707,375243,344184,505772,350803,259157,254320,250120,221622,200642,160980,429328,381923,340317,239098,227894],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,50845,22698,28098,42295,65847,39464,11600,31738,17210,13849,23786,9401,17417,6465,11600,21491,40301,27197,19085]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2022,"name":"CREDIT UNION OF SOUTHERN CALIFORNIA","phone":5626988326,"website":"WWW.CUSOCAL.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVE GUNDERSON","year_formation":1954,"state_legal_domicile":"CA","total_volunteers":16,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"8101 EAST KAISER BLVD 300, ANAHEIM, CA, 92808, USA","city":"ANAHEIM","state":"CA","country":"USA","zip_code":92808},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":375,"Total Gross UBI":1321602,"Net unrelated business taxable income":0,"Number of employees":375,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":120210205,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":100530016,"Total revenue":{"value":100530016,"INTEREST ON LOANS":59812114,"OTHER OPERATING INCOME":28342467,"FEE INCOME":12375435},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":19526275,"Investment income total":19266678,"Net investment gain":259597,"Income from invest bond proceeds":0},"Other revenues":{"value":153914,"Other total":153914,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":94299060,"Grant expense":{"value":532973,"Grants to domestic orgs":532973,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":39318895,"Current officers":9016617,"Disqualified persons":0,"Other salaries and wages":22825834,"Pension plan contributions":1706557,"Other employee benefits":3474891,"Payroll taxes":2294996},"Other expenses":{"value":54447192,"Management services":0,"Legal":366805,"Accounting":111212,"Lobbying services":0,"Investment management fees":132074,"Other services":3052418,"Advertising":1984635,"Office expenses":4332317,"Information technology":3112995,"Royalties":0,"Occupancy":3739374,"Travel":676068,"Conferences and meetings":0,"Interest":11088822,"Payments to affiliates":0,"Depreciation and depletion":3514698,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":20620325,"LOAN SERVICING EXPENSE":8904297,"MERGER EXPENSE":5749622,"MISC OPERATING FEES":3330798,"PROVISION FOR LOAN & LE":2635608},"All other expenses":1715449},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2582085802,"Non-interest bearing cash":15561334,"Savings and temp cash investments":181054307,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":32122652,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2661468,"Land, building, equipment":23326501,"Investments publicly traded":740145367,"Investments other":0,"Investments program related":1533959124,"Intangible assets":3277437,"Other assets":49977612},"Liabilities":{"value":2477074891,"Sum of Total Liabilities":0,"Accounts payable, accrued":36027307,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":2441047584},"Fund balance":{"value":105010911,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2155486300019204,"percentile":0.771346974195785},"Liabilities to Assets Ratio":{"score":0.9593309754003287,"percentile":0.05666933777753743},"Operating Reserve Ratio":{"score":27.38188272502398,"percentile":0.9632458608169056},"Officer Compensation Ratio":{"score":0.1009236359301991,"percentile":0.5488982670483266},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.13721090161940921,"percentile":0.8312516395560733},"Asset Growth":{"score":0.13650666260885072,"percentile":0.7595734247834279},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6608582677385975,"percentile":0.767785587623988}},"source_xml":"202313069349302776_public.xml"},{"Organization":{"value":null,"Person":["ROBYN BJORKLUND","CHRIS GEORGE","ELIZABETH CAMP","JOHN ROSENBERGER","PAUL MOORE","KATHY CRUM FORMER","DONA MOSELEY","JOHN C SMITH","CHRIS STONE","CONNIE ZAPPONE","JUDY MILLER","GREG KELLEY","ED PAUL","BOB TOOHEY","DAVE YAMASHITA","DAVE GUNDERSON","KATSU DURST","SUZANNE KISSLAN","DEBORAH CHILDS FORMER","MICHELLE HUNTER","ALISSA GUERRERO","KENNETH DOWNS","PETER PUTNAM","KEVIN PENDERGRAFT","SEVAN YAKINIAN","CORY MCDANIEL","AARON YOUNG","KATIE SMITH","LAURA POORE FORMER","FERNANDO LOPEZ","BENJAMIN CORRALES JR","ELHAM GHOTBI FORMER","JENNIFER COLLASO"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","TREASURER","SECRETARY","PAST CHAIRPERSON","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","PRESIDENT/CEO","CFO","COO","EVP, ADMINISTRATION","CCXO","CAO","CIO","SVP TREASURY","ADVISORY","SVP MBR SVS & PYMT SYSTEMS","SVP LENDING","SVP BRANCH OPERATIONS","SVP HUMAN RESOURCES","ADVISORY","RE LENDING CONSULTANT","RE LENDING CONSULTANT","SVP HUMAN RESOURCES","RE LENDING CONSULTANT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,50.0,50.0,40.0,50.0],"Total Compensation":[0,1213,0,0,0,1020,0,0,0,0,0,0,0,0,0,1305447,302114,464795,336648,363229,321346,293643,1124420,771113,228860,229824,214165,160378,505385,410459,409649,399975,338757],"Direct compensation":[0,1213,0,0,0,1020,0,0,0,0,0,0,0,0,0,876597,274099,430374,303390,301163,276499,253745,1091462,491756,225647,214570,187294,156931,484128,389641,388841,377772,319059],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,428850,28015,34421,33258,62066,44847,39898,32958,279357,3213,15254,26871,3447,21257,20818,20808,22203,19698]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2020,"name":"CREDIT UNION OF SOUTHERN CALIFORNIA","phone":5626988326,"website":"WWW.CUSOCAL.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVE GUNDERSON","year_formation":1954,"state_legal_domicile":"CA","total_volunteers":15,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"8101 EAST KAISER BLVD NO 300, ANAHEIM, CA, 92808, USA","city":"ANAHEIM","state":"CA","country":"USA","zip_code":92808},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":345,"Total Gross UBI":2544529,"Net unrelated business taxable income":0,"Number of employees":345,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":94039451,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":74534307,"Total revenue":{"value":74534307,"INTEREST ON LOANS":49438878,"OTHER OPERATING INCOME":15213468,"FEE INCOME":9881961},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":19505144,"Investment income total":12828963,"Net investment gain":6676181,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":75326832,"Grant expense":{"value":806736,"Grants to domestic orgs":806736,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":34555704,"Current officers":7045201,"Disqualified persons":0,"Other salaries and wages":21466410,"Pension plan contributions":1120000,"Other employee benefits":2973957,"Payroll taxes":1950136},"Other expenses":{"value":39964392,"Management services":0,"Legal":213240,"Accounting":107624,"Lobbying services":0,"Investment management fees":135681,"Other services":3079841,"Advertising":1078573,"Office expenses":2245228,"Information technology":3149156,"Royalties":0,"Occupancy":3027114,"Travel":301234,"Conferences and meetings":0,"Interest":7601314,"Payments to affiliates":0,"Depreciation and depletion":3153426,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":15871961,"PROVISION FOR LOAN & LE":7820390,"LOAN SERVICING EXPENSE":4748247,"MISC OPERATING FEES":3095427,"OPERATING FEES":207897},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2020459917,"Non-interest bearing cash":12804800,"Savings and temp cash investments":125270414,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":33399171,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1570172,"Land, building, equipment":26128771,"Investments publicly traded":655689566,"Investments other":0,"Investments program related":1128752990,"Intangible assets":0,"Other assets":36844033},"Liabilities":{"value":1805339842,"Sum of Total Liabilities":0,"Accounts payable, accrued":20325546,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1785014296},"Fund balance":{"value":215120075,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.19898690178444364,"percentile":0.7552803026242393},"Liabilities to Assets Ratio":{"score":0.8935291548275739,"percentile":0.06573124527844282},"Operating Reserve Ratio":{"score":26.822579197277275,"percentile":0.962322707845325},"Officer Compensation Ratio":{"score":0.10862583468265333,"percentile":0.5241496287997296},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.1412610400315615,"percentile":0.8368837333920144},"Asset Growth":{"score":0.13375828094828238,"percentile":0.7546371046310909},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6570623384605513,"percentile":0.7587936764043874}},"source_xml":"202112789349301751_public.xml"},{"Organization":{"value":null,"Person":["PAUL MOORE","ROBYN BJORKLUND","CHRIS GEORGE","ELIZABETH CAMP","BOB CHAFFINO","SHANNON DWYER","JOHN ROSENBERGER","DONA MOSELY","JOHN C SMITH","LYLE SCHEPPELE RETIRED","LEE HARDEMAN","CHRIS STONE","KATHY CRUM","CONNIE ZAPPONE","DAVE YAMASHITA","GREG KELLEY","JUDY MILLER","BOB TOOHEY","ED PAUL","DAVE GUNDERSON","PETER PUTNAM","DEBORAH CHILDS","SUZANNE KISSLAN","TOM ORMAN","MICHELLE HUNTER","KENNETH DOWNS","ALFREDA SPENCER","ALISSA GUERRERO","DONN GRIZZLE","KEVIN PENDERGRAFT","NORENE ALEXAN","MARJORIE TESTER","IRENE SOLES"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","SECRETARY","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PAST CHAIRPERSON","ADVISORY BOARD MEMBER","ADVISORY BOARD MEMBER","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","PRESIDENT/CEO","CFO","EVP, ADMINISTRATION","COO","FORMER COO","CCXO","CIO","SVP MEMBER SUPPORT","SVP ADMINISTRATION","VP ADVOCACY & STRATEGIC IN","ADVISORY","ACCOUNTING MANAGER","SVP STRATEGIC INITIATIVES","MSO 2"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,0.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[919,820,1347,684,1668,1956,2018,180,1519,0,1820,2203,2460,2266,2022,3071,556,0,2076,1177806,628147,493411,374512,310921,301170,196971,193071,210522,482189,678394,372971,380945,229572],"Direct compensation":[919,820,1347,684,1668,1956,2018,180,1519,0,1820,2203,2460,2266,2022,3071,556,0,2076,801363,473707,400122,345271,310921,260225,176561,174137,173780,480971,440944,321286,251545,210083],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,376443,154440,93289,29241,0,40945,20410,18934,36742,1218,237450,51685,129400,19489]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2018,"name":"CREDIT UNION OF SOUTHERN CALIFORNIA","phone":5626988326,"website":"WWW.CUSOCAL.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVE GUNDERSON","year_formation":1954,"state_legal_domicile":"CA","total_volunteers":19,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"8101 EAST KAISER BLVD NO 300, ANAHEIM, CA, 92808, USA","city":"ANAHEIM","state":"CA","country":"USA","zip_code":92808},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":355,"Total Gross UBI":1917645,"Net unrelated business taxable income":0,"Number of employees":355,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":73332209,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":62331011,"Total revenue":{"value":62331011,"INTEREST ON LOANS":39974472,"FEE INCOME":11303037,"OTHER OPERATING INCOME":11053502},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":11001198,"Investment income total":10654619,"Net investment gain":346579,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":60359120,"Grant expense":{"value":368963,"Grants to domestic orgs":368963,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":27816925,"Current officers":4848501,"Disqualified persons":0,"Other salaries and wages":17937956,"Pension plan contributions":1120000,"Other employee benefits":2261477,"Payroll taxes":1648991},"Other expenses":{"value":32173232,"Management services":0,"Legal":157907,"Accounting":84000,"Lobbying services":0,"Investment management fees":48488,"Other services":3524549,"Advertising":666452,"Office expenses":2070402,"Information technology":2961144,"Royalties":0,"Occupancy":3738449,"Travel":694342,"Conferences and meetings":0,"Interest":4155943,"Payments to affiliates":0,"Depreciation and depletion":2910713,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":11160843,"MISC OPERATING FEES":4009876,"LOAN SERVICING EXPENSE":3784878,"PROVISION FOR LOAN & LE":3226436,"OPERATING FEES":139653},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1485094224,"Non-interest bearing cash":8397535,"Savings and temp cash investments":53435792,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":28655817,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1766303,"Land, building, equipment":26438421,"Investments publicly traded":398928778,"Investments other":0,"Investments program related":935270010,"Intangible assets":0,"Other assets":32201568},"Liabilities":{"value":1325539671,"Sum of Total Liabilities":0,"Accounts payable, accrued":18766090,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1306773581},"Fund balance":{"value":159554553,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.17690847141942773,"percentile":0.731707535789482},"Liabilities to Assets Ratio":{"score":0.8925626735182831,"percentile":0.06588323640314438},"Operating Reserve Ratio":{"score":24.60430543056294,"percentile":0.9579965397930869},"Officer Compensation Ratio":{"score":0.1003690411656101,"percentile":0.5507595185849213},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.1587630372464933,"percentile":0.8586685166878462},"Asset Growth":{"score":0.14022633994410605,"percentile":0.7660455637461531},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6569361837569123,"percentile":0.7584932994132649}},"source_xml":"201912779349301511_public.xml"},{"Organization":{"value":null,"Person":["CHRIS STONE","PAUL MOORE","CHRIS GEORGE","ROBYN BJORKLUND","JOHN ROSENBERGER","ELIZABETH CAMP","LYLE SCHEPPELE","BOB CHAFFINO","ANDREA BLAIS","LEE HARDEMAN","GREG KELLEY","ED PAUL","JUDY MILLER","DAVE YAMASHITA","SIDNEY STOKES","DAVE GUNDERSON","PETER PUTNAM","DEBORAH CHILDS","TOM ORMAN","MICHELLE HUNTER","ALFREDA SPENCER","ANATOLIA GURULE","NORENE ALEXAN","LAURA POORE","MARJORIE TESTER","KAREN PULLIAM"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","SECRETARY","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","ADVISORY BOARD MEMBER","SUPV CMTE CHAIRPERSON","SUPV CMTE VICE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","PRESIDENT/CEO","CFO","EVP ADMINISTRATION","SVP LENDING","SVP MARKETING","SVP OPERATIONS DIVISION","ADVISORY","ACCOUNTING MANAGER","ADVISORY","SVP STRATEGIC INITIATIVES","MSO 2"],"Hours":[0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[359,523,0,0,134,152,0,0,0,82,0,0,134,195,0,1014698,1114472,966260,288138,247107,199826,391777,371197,265126,333013,218175],"Direct compensation":[359,523,0,0,134,152,0,0,0,82,0,0,134,195,0,712956,1019707,865458,262878,207342,178529,350462,315788,215885,211834,201074],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,301742,94765,100802,25260,39765,21297,41315,55409,49241,121179,17101]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2015,"name":"CREDIT UNION OF SOUTHERN CALIFORNIA","phone":5626988326,"website":"WWW.CUSOCAL.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVE GUNDERSON","year_formation":1954,"state_legal_domicile":"CA","total_volunteers":15,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"8101 EAST KAISER BLVD NO 300, ANAHEIM, CA, 92808, USA","city":"ANAHEIM","state":"CA","country":"USA","zip_code":92808},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":260,"Total Gross UBI":1475204,"Net unrelated business taxable income":0,"Number of employees":260,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":45925118,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":34874502,"Total revenue":{"value":34874502,"INTEREST ON LOANS":21730395,"FEE INCOME":7469950,"OTHER OPERATING INCOME":5674157},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":9809298,"Investment income total":9721808,"Net investment gain":87490,"Income from invest bond proceeds":0},"Other revenues":{"value":1241318,"Other total":1241318,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":37981543,"Grant expense":{"value":135794,"Grants to domestic orgs":135794,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":18676552,"Current officers":4543492,"Disqualified persons":0,"Other salaries and wages":10676524,"Pension plan contributions":1024753,"Other employee benefits":1282987,"Payroll taxes":1148796},"Other expenses":{"value":19169197,"Management services":0,"Legal":181393,"Accounting":89540,"Lobbying services":0,"Investment management fees":11103,"Other services":2021170,"Advertising":561772,"Office expenses":2808266,"Information technology":1020241,"Royalties":0,"Occupancy":2445357,"Travel":481990,"Conferences and meetings":0,"Interest":2460840,"Payments to affiliates":0,"Depreciation and depletion":2110468,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":4977057,"LOAN SERVICING EXPENSE":1942246,"MISC OPERATING FEES":1632811,"PROVISION FOR LOAN & LE":1318629,"OPERATING FEES":83371},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1000879692,"Non-interest bearing cash":6948170,"Savings and temp cash investments":77479983,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":1481332,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1474126,"Land, building, equipment":25330509,"Investments publicly traded":380682553,"Investments other":0,"Investments program related":498231421,"Intangible assets":0,"Other assets":9251598},"Liabilities":{"value":889150565,"Sum of Total Liabilities":0,"Accounts payable, accrued":15481737,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":873668828},"Fund balance":{"value":111729127,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.17296798235771543,"percentile":0.7271078870250123},"Liabilities to Assets Ratio":{"score":0.8883690738327019,"percentile":0.06654548344648684},"Operating Reserve Ratio":{"score":26.35173857997291,"percentile":0.961480795568704},"Officer Compensation Ratio":{"score":0.14247362199055472,"percentile":0.43003554985551},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.18755408664731177,"percentile":0.8866946017625035},"Asset Growth":{"score":0.16486978224306195,"percentile":0.8041606727772331},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6539724608160793,"percentile":0.7513192489455308}},"source_xml":"201642859349301169_public.xml"},{"Organization":{"value":null,"Person":["CHRIS STONE","PAUL MOORE","CHRIS GEORGE","ROBYN BJORKLUND","ELIZABETH CAMP","LYLE SCHEPPELE","BOB CHAFFINO","SHANNON DWYER","CONNIE ZAPPONE","JOHN ROSENBERGER","LEE HARDEMAN","ED PAUL","DAVE YAMASHITA","GREG KELLEY","JUDY MILLER","BOB TOOHEY","DAVE GUNDERSON","PETER PUTNAM","DEBORAH CHILDS","TOM ORMAN","DAVID HANIGHEN","MICHELLE HUNTER","ALFREDA SPENCER","SUZANNE KISSLAN","MABEL MORRIS","MARJORIE TESTER","ANATOLIA GURULE","NORENE ALEXAN","CHRISTINE COURSEN"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","SECRETARY","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","ADVISORY BOARD MEMBER","PAST CHAIRPERSON","ADVISORY BOARD MEMBER","SUPV CMTE CHAIRPERSON","SUPV CMTE VICE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","PRESIDENT/CEO","CFO","EVP ADMINISTRATION","COO","CIO","SVP MARKETING","SVP OPERATIONS DIVISION","SVP/CLO","VP SPECIAL PROJECTS","SVP STRATEGIC INITIATIVES","ADVISORY","ACCOUNTING MANAGER","ADVISORY"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3622364,915914,568231,410875,296147,296127,223563,151375,1011925,528148,384434,361437,257075],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3286869,823879,469685,375204,282700,255187,205263,150013,1011190,403927,350201,315059,255273],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,335495,92035,98546,35671,13447,40940,18300,1362,735,124221,34233,46378,1802]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2016,"name":"CREDIT UNION OF SOUTHERN CALIFORNIA","phone":5626988326,"website":"WWW.CUSOCAL.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVE GUNDERSON","year_formation":1954,"state_legal_domicile":"CA","total_volunteers":16,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"8101 EAST KAISER BLVD NO 300, ANAHEIM, CA, 92808, USA","city":"ANAHEIM","state":"CA","country":"USA","zip_code":92808},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":296,"Total Gross UBI":2472616,"Net unrelated business taxable income":0,"Number of employees":296,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":61428228,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":41460066,"Total revenue":{"value":41460066,"INTEREST ON LOANS":26110296,"FEE INCOME":7714956,"OTHER OPERATING INCOME":7634814},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":14558325,"Investment income total":11236807,"Net investment gain":3321518,"Income from invest bond proceeds":0},"Other revenues":{"value":5409837,"Other total":5409837,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":47882239,"Grant expense":{"value":188675,"Grants to domestic orgs":188675,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":22076650,"Current officers":8184450,"Disqualified persons":0,"Other salaries and wages":9997980,"Pension plan contributions":1102587,"Other employee benefits":1435278,"Payroll taxes":1356355},"Other expenses":{"value":25616914,"Management services":0,"Legal":163128,"Accounting":86550,"Lobbying services":0,"Investment management fees":48954,"Other services":2157458,"Advertising":585997,"Office expenses":2731204,"Information technology":1256914,"Royalties":0,"Occupancy":4072190,"Travel":288808,"Conferences and meetings":0,"Interest":3479786,"Payments to affiliates":0,"Depreciation and depletion":3809759,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6936166,"MISC OPERATING FEES":2436787,"LOAN SERVICING EXPENSE":2286695,"PROVISION FOR LOAN & LE":2110776,"OPERATING FEES":101908},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1173870077,"Non-interest bearing cash":7798400,"Savings and temp cash investments":55230831,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":24495000,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1978840,"Land, building, equipment":22947008,"Investments publicly traded":423496849,"Investments other":0,"Investments program related":605784703,"Intangible assets":0,"Other assets":32138446},"Liabilities":{"value":1057861374,"Sum of Total Liabilities":0,"Accounts payable, accrued":18826752,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1039034622},"Fund balance":{"value":116008703,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2205173328457399,"percentile":0.7759254273613578},"Liabilities to Assets Ratio":{"score":0.9011741543864228,"percentile":0.06447496284206197},"Operating Reserve Ratio":{"score":24.515772476721484,"percentile":0.9578067760802335},"Officer Compensation Ratio":{"score":0.18853786265090902,"percentile":0.33379844272194975},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.20766283139461306,"percentile":0.9020460259960452},"Asset Growth":{"score":0.15340568045459613,"percentile":0.7874438541594532},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6572422379372335,"percentile":0.7592254433310408}},"source_xml":"201703139349303795_public.xml"},{"Organization":{"value":null,"Person":["JOHN ROSENBERGER","CHRIS STONE","PAUL MOORE","LEE HARDEMAN","ELIZABETH CAMP","ROBYN BJORKLUND","CHRIS GEORGE","LYLE SCHEPPELE","BOB CHAFFINO","MARK THISTLEWAITE","ERIC DAY","JUDY MILLER","SIDNEY STOKES","GREG KELLEY","DAVE YAMASHITA","ED PAUL","DAVE GUNDERSON","PETER PUTNAM","DEBORAH CHILDS","TOM ORMAN","RAY ROUNDS","MICHELLE HUNTER","ALFREDA CALDWELL","MARJORIE TESTER","MARK HIATT","MABEL MORRIS","FREDERICK HOFFMAN"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","ADVISORY BOARD MEMBER","ADVISORY BOARD MEMBER","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","PRESIDENT/CEO","CFO","EVP ADMINISTRATION","SVP LENDING","SVP INFORMATION SERVICES","SVP MARKETING","SVP OPERATIONS DIVISION","SVP STRATEGIC INITIATIVES","VP REAL ESTATE LENDING","VP SPECIAL PROJECTS","LEGISLATIVE AFFAIRS"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[682,1330,591,2515,330,368,312,0,330,165,165,600,342,165,216,330,888179,576375,462493,260206,237909,222460,168217,321328,183414,222127,208438],"Direct compensation":[682,1330,591,2515,330,368,312,0,330,165,165,600,342,165,216,330,615051,445382,329583,238968,214977,186319,151043,193764,154444,173463,141134],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,273128,130993,132910,21238,22932,36141,17174,127564,28970,48664,67304]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2013,"name":"CREDIT UNION OF SOUTHERN CALIFORNIA","phone":5626988326,"website":"WWW.CUSOCAL.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVE GUNDERSON","year_formation":1954,"state_legal_domicile":"CA","total_volunteers":16,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"8101 E KAISER BLVD, ANAHEIM, CA, 928082243, USA","city":"ANAHEIM","state":"CA","country":"USA","zip_code":928082243},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":188,"Total Gross UBI":936877,"Net unrelated business taxable income":0,"Number of employees":188,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":30910585,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":27803687,"Total revenue":{"value":27803687,"INTEREST ON LOANS":17791353,"FEE INCOME":6352993,"OTHER OPERATING INCOME":3659341},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":-552958,"Investment income total":5531339,"Net investment gain":-6084297,"Income from invest bond proceeds":0},"Other revenues":{"value":3659856,"Other total":3659856,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":26266741,"Grant expense":{"value":101485,"Grants to domestic orgs":101485,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":12867597,"Current officers":2852569,"Disqualified persons":0,"Other salaries and wages":7797502,"Pension plan contributions":647091,"Other employee benefits":809802,"Payroll taxes":760633},"Other expenses":{"value":13297659,"Management services":0,"Legal":109844,"Accounting":85030,"Lobbying services":0,"Investment management fees":14054,"Other services":1076892,"Advertising":434850,"Office expenses":1569044,"Information technology":751147,"Royalties":0,"Occupancy":2250718,"Travel":294947,"Conferences and meetings":0,"Interest":2165238,"Payments to affiliates":0,"Depreciation and depletion":972779,"Insurance":476431,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":3096685,"MISC OPERATING FEES":2450891,"LOAN SERVICING EXPENSE":581209,"OPERATING FEES":64585},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":710777020,"Non-interest bearing cash":4698725,"Savings and temp cash investments":249564765,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":4333137,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":880079,"Land, building, equipment":14151023,"Investments publicly traded":93179821,"Investments other":0,"Investments program related":340499721,"Intangible assets":0,"Other assets":3469749},"Liabilities":{"value":638325943,"Sum of Total Liabilities":0,"Accounts payable, accrued":9570289,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":628755654},"Fund balance":{"value":72451077,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1502347496820264,"percentile":0.698913460611546},"Liabilities to Assets Ratio":{"score":0.8980677836208042,"percentile":0.06498480908112148},"Operating Reserve Ratio":{"score":27.059962254167733,"percentile":0.9627147649304533},"Officer Compensation Ratio":{"score":0.14313107971788355,"percentile":0.428449261482154},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6085217212569147,"percentile":0.6302013265783841}},"source_xml":"201433079349302128_public.xml"},{"Organization":{"value":null,"Person":["CHRIS GEORGE","ELIZABETH CAMP","JOHN ROSENBERGER","CHRIS STONE","ROBYN BJORKLUND","PAUL MOORE","DAWNNA LAWRENCE","GIL RODRIGUEZ","CONNIE ZAPPONE","DONA MOSELEY","STEPHANIE CUEVAS","BOB TOOHEY","DAVE YAMASHITA","JUDY MILLER","GREG KELLEY","ROSIE ROBINSON","DAVE GUNDERSON","KATSU DURST","KENNETH DOWNS","SUZANNE KISSLAN","ALISSA GUERRERO","MICHELLE HUNTER","SEVAN YAKINIAN","PETER PUTNAM","AARON YOUNG","KATIE MARIE SMITH","DAREN LINHARES","MICHAEL CRUZ","ERIC DAY","MICHAEL GENNAWEY","RYAN GALLO","SUSAN CONJURSKI","PAUL JARIABEK","PATRICIA HOLCOMB"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","TREASURER","SECRETARY","FORMER CHAIRPERSON","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CORPORATE ADVISORY BOARD MEMBER","CORPORATE ADVISORY BOARD MEMBER","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","CORPORATE ADVISORY SUPV CMTE MEMBER","PRESIDENT/CEO","CFO","FORMER CIO","COO","CAO","CCXO","CTO","SVP, TREASURY","SVP, BRANCH OPS/RETAIL BANKING","SVP, HUMAN RESOURCES","SVP, LENDING","SVP, RISK MANAGEMENT","SVP, BOARD ADVOCACY & STRATEGIC INITIATIVE","PRODUCING PROGRAM MANAGER","PRODUCING PROGRAM MANAGER","VP STRATEGIC INITIATIVES","VP ENGINEERING & CISO","VP INFORMATION TECHNOLOGY"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,680,1555,2301,0,876,1418,1040,1062,789,2086,0,1363,1353,0,760,1588752,536906,583938,575442,524853,435518,284597,405785,290308,264665,270625,243633,167751,427586,394099,325583,311283,269634],"Direct compensation":[0,680,1555,2301,0,876,1418,1040,1062,789,2086,0,1363,1353,0,760,1547117,525706,556972,556823,490091,395970,275175,381989,268315,258808,256849,228119,166451,400921,360612,305775,280729,255399],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,41635,11200,26966,18619,34762,39548,9422,23796,21993,5857,13776,15514,1300,26665,33487,19808,30554,14235]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2023,"name":"CREDIT UNION OF SOUTHERN CALIFORNIA","phone":5626988326,"website":"WWW.CUSOCAL.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVE GUNDERSON","year_formation":1954,"state_legal_domicile":"CA","total_volunteers":16,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"8101 EAST KAISER BLVD 300, ANAHEIM, CA, 92808, USA","city":"ANAHEIM","state":"CA","country":"USA","zip_code":92808},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":407,"Total Gross UBI":12659569,"Net unrelated business taxable income":0,"Number of employees":407,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":179480392,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":126836683,"Total revenue":{"value":126836683,"INTEREST ON LOANS":84185548,"OTHER OPERATING INCOME":28283640,"FEE INCOME":14367495},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":49176356,"Investment income total":46863635,"Net investment gain":2312721,"Income from invest bond proceeds":0},"Other revenues":{"value":3467353,"Other total":3467353,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":151267296,"Grant expense":{"value":440481,"Grants to domestic orgs":440481,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":44261252,"Current officers":7527104,"Disqualified persons":0,"Other salaries and wages":29527020,"Pension plan contributions":1049732,"Other employee benefits":3582039,"Payroll taxes":2575357},"Other expenses":{"value":106565563,"Management services":0,"Legal":307127,"Accounting":208131,"Lobbying services":0,"Investment management fees":161897,"Other services":11211547,"Advertising":2154446,"Office expenses":5227088,"Information technology":4015651,"Royalties":0,"Occupancy":4329225,"Travel":971140,"Conferences and meetings":0,"Interest":49691884,"Payments to affiliates":0,"Depreciation and depletion":3553163,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":24441171,"LOAN SERVICING EXPENSE":7324095,"CREDIT LOSS EXPENSE":6454086,"PROVISION FOR LOAN AND":5403857,"MISC OPERATING FEES":5259133},"All other expenses":293093},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2958463252,"Non-interest bearing cash":14495736,"Savings and temp cash investments":318101113,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":41409598,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3299972,"Land, building, equipment":20776995,"Investments publicly traded":838744038,"Investments other":0,"Investments program related":1655637198,"Intangible assets":2802987,"Other assets":63195615},"Liabilities":{"value":2799491297,"Sum of Total Liabilities":0,"Accounts payable, accrued":46070615,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":2753420682},"Fund balance":{"value":158971955,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.15719319356066483,"percentile":0.7078553538961893},"Liabilities to Assets Ratio":{"score":0.9462653609462511,"percentile":0.0580960469197831},"Operating Reserve Ratio":{"score":19.55785110351943,"percentile":0.9445439294911604},"Officer Compensation Ratio":{"score":0.05233279902088023,"percentile":0.7455071849388561},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.15434813407924047,"percentile":0.8536061554639317},"Asset Growth":{"score":0.1353250714325398,"percentile":0.7574224934374445},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6622629632957746,"percentile":0.7711249318302218}},"source_xml":"202443069349302654_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["CHRIS GEORGE","ELIZABETH CAMP","JOHN ROSENBERGER","CHRIS STONE","ROBYN BJORKLUND","PAUL MOORE","DAWNNA LAWRENCE","GIL RODRIGUEZ","CONNIE ZAPPONE","DONA MOSELEY","STEPHANIE CUEVAS","BOB TOOHEY","DAVE YAMASHITA","JUDY MILLER","GREG KELLEY","ROSIE ROBINSON","DAVE GUNDERSON","KATSU DURST","SUZANNE KISSLAN","ALISSA GUERRERO","MICHELLE HUNTER","SEVAN YAKINIAN","PETER PUTNAM","DAREN LINHARES","KATIE MARIE SMITH","AARON YOUNG","ERIC DAY","MICHAEL GENNAWEY","RYAN GALLO","SUSAN CONJURSKI","PAUL JARIABEK","PATRICIA HOLCOMB"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","TREASURER","SECRETARY","FORMER CHAIRPERSON","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CORPORATE ADVISORY BOARD MEMBER","CORPORATE ADVISORY BOARD MEMBER","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","SUPV CMTE MEMBER","PRESIDENT/CEO","CFO","COO","CAO","CCXO","CTO","SVP, TREASURY","SVP, LENDING","SVP, HUMAN RESOURCES","SVP, BRANCH OPS/RETAIL BANKING","SVP, BOARD ADVOCACY & STRATEGIC INITIATIVE","PRODUCING PROGRAM MANAGER","PRODUCING PROGRAM MANAGER","VP STRATEGIC INITIATIVES","VP ENGINEERING & CISO","VP INFORMATION TECHNOLOGY"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,1450,652,2981,0,685,1917,0,0,0,0,0,743,0,0,0,1572411,632329,615906,514435,416665,379210,421388,308400,287972,306245,176208,458566,452084,865275,366615,272567],"Direct compensation":[0,1450,652,2981,0,685,1917,0,0,0,0,0,743,0,0,0,1528695,620985,596478,477357,374501,354547,395794,294849,281994,278496,174908,431879,416448,412831,336292,257790],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,43716,11344,19428,37078,42164,24663,25594,13551,5978,27749,1300,26687,35636,452444,30323,14777]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2024,"name":"CREDIT UNION OF SOUTHERN CALIFORNIA","phone":5626988326,"website":"WWW.CUSOCAL.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVE GUNDERSON","year_formation":1954,"state_legal_domicile":"CA","total_volunteers":16,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"8101 EAST KAISER BLVD 300, ANAHEIM, CA, 92808, USA","city":"ANAHEIM","state":"CA","country":"USA","zip_code":92808},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":414,"Total Gross UBI":5065946,"Net unrelated business taxable income":1722523,"Number of employees":414,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":204857864,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":129560312,"Total revenue":{"value":129560312,"INTEREST ON LOANS":94509291,"OTHER OPERATING INCOME":20061213,"FEE INCOME":14989808},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":63378440,"Investment income total":63211372,"Net investment gain":167068,"Income from invest bond proceeds":0},"Other revenues":{"value":11919112,"Other total":11919112,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":171198095,"Grant expense":{"value":619952,"Grants to domestic orgs":619952,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":49583752,"Current officers":7242272,"Disqualified persons":0,"Other salaries and wages":33609361,"Pension plan contributions":1800000,"Other employee benefits":4061984,"Payroll taxes":2870135},"Other expenses":{"value":120994391,"Management services":0,"Legal":472358,"Accounting":224808,"Lobbying services":0,"Investment management fees":172110,"Other services":3611811,"Advertising":2035331,"Office expenses":5514136,"Information technology":4491109,"Royalties":0,"Occupancy":4494885,"Travel":704457,"Conferences and meetings":0,"Interest":71161504,"Payments to affiliates":0,"Depreciation and depletion":2503645,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":25608237,"CREDIT LOSS EXPENSE":12819309,"LOAN SERVICING EXPENSE":7453531,"MISC OPERATING FEES":4998318,"OPERATING FEES":337079},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2894345402,"Non-interest bearing cash":12305561,"Savings and temp cash investments":159899194,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":46020631,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3509509,"Land, building, equipment":19945419,"Investments publicly traded":926840359,"Investments other":0,"Investments program related":1645522736,"Intangible assets":2418272,"Other assets":77883721},"Liabilities":{"value":2705309280,"Sum of Total Liabilities":0,"Accounts payable, accrued":45539076,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":2659770204},"Fund balance":{"value":189036122,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.16430791741536463,"percentile":0.7167293805035952},"Liabilities to Assets Ratio":{"score":0.9346877805705651,"percentile":0.059432012034747385},"Operating Reserve Ratio":{"score":16.90641126584966,"percentile":0.934788377083738},"Officer Compensation Ratio":{"score":0.04704902820326359,"percentile":0.7713957237611639},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.15672947240378252,"percentile":0.8563823071007162},"Asset Growth":{"score":0.12451784883934665,"percentile":0.7371977951271537},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6640322242745641,"percentile":0.7751836209346364}},"source_xml":"202543089349303614_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}