{"success":true,"data":{"_id":946284253,"filings":[{"Organization":{"value":null,"Person":["ASHLEY ALVARADO","CRESCENCIO DIAZ","RICHARD EHRLER","ADAM OCHOA","JUSTIN MULLINS","PABLO BARRERA","TOM NETT","THUY WAGNER","STACEY CUE","ADAM SROUFE","SEE SCHEDULE O FOR COMPENSATION"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE-PAST","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE-PAST","TRUSTEE","TRUSTEE","PAID BY RELATED ORGANIZATION"],"Hours":[3.0,2.5,3.0,2.5,2.5,2.5,2.5,2.5,3.0,2.5,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide health and welfare benefits","year":2015,"name":"JOINT BENEFIT TRUST","phone":9258837300,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MARIA ASHLEY ALVARADO","year_formation":1972,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2015-05-01T00:00:00","tax_period_end":"2016-04-30T00:00:00","address":"4160 DUBLIN BOULEVARD NO 400, DUBLIN, CA, 94568, USA","city":"DUBLIN","state":"CA","country":"USA","zip_code":94568},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":51460684,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":51251487,"Total revenue":{"value":51251487,"EMPLOYER CONTRIBUTIONS":48355990,"EMPLOYEE CONTRIBUTIONS":1841640,"PRESCRIPTION REBATE INCOME":570322,"STOP-LOSS RECOVERY":307834,"CAREMARK REBATE INCOME":175701},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":209166,"Investment income total":344767,"Net investment gain":-135601,"Income from invest bond proceeds":0},"Other revenues":{"value":31,"Other total":31,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":47604266,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":41736423,"Benefits paid to members Total":41736423},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":5867843,"Management services":3070447,"Legal":297377,"Accounting":125454,"Lobbying services":0,"Investment management fees":41940,"Other services":1652773,"Advertising":0,"Office expenses":275120,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":79462,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":41347,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":283923,"TRANSITIONAL REINSURANC":260524,"PCORI TAX":22284,"OTHER EXPENSES":1115},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":35041113,"Non-interest bearing cash":788490,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":4539606,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":31650,"Land, building, equipment":0,"Investments publicly traded":29491075,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":190292},"Liabilities":{"value":8709600,"Sum of Total Liabilities":0,"Accounts payable, accrued":649278,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":8060322},"Fund balance":{"value":26331513,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07493911274090333,"percentile":0.5772172991141259},"Liabilities to Assets Ratio":{"score":0.2485537488492446,"percentile":0.22515375274690158},"Operating Reserve Ratio":{"score":0.736091866220561,"percentile":0.34121880039019786},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.03465294813967128,"percentile":0.5371926208568051},"Asset Growth":{"score":0.13160635250818112,"percentile":0.7507089634568764},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.48467012690788164,"percentile":0.2852107528563312}},"source_xml":"201740409349301704_public.xml"},{"Organization":{"value":null,"Person":["ASHLEY ALVARADO","JOHN HURLEY","CRESCENCIO DIAZ","RICHARD EHRLER","ADAM OCHOA","JUSTIN MULLINS","PABLO BARRERA","TOM NETT","SEE SCHEDULE O FOR COMPENSATION"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","PAID BY RELATED ORGANIZATIONS"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide health and welfare benefits","year":2013,"name":"JOINT BENEFIT TRUST","phone":9254497070,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"RICHARD EHRLER","year_formation":1972,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2013-05-01T00:00:00","tax_period_end":"2014-04-30T00:00:00","address":"4160 DUBLIN BLVD NO 400, DUBLIN, CA, 94568, USA","city":"DUBLIN","state":"CA","country":"USA","zip_code":94568},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":48035936,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":47831081,"Total revenue":{"value":47831081,"EMPLOYER CONTRIBUTIONS":43680002,"EMPLOYEE CONTRIBUTIONS":2457540,"STOP-LOSS RECOVERY":1510798,"PRESCRIPTION REBATE INCOME":182741},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":204817,"Investment income total":277230,"Net investment gain":-72413,"Income from invest bond proceeds":0},"Other revenues":{"value":38,"Other total":38,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":44757042,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":39357574,"Benefits paid to members Total":39357574},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":5399468,"Management services":3071147,"Legal":172113,"Accounting":102070,"Lobbying services":0,"Investment management fees":39027,"Other services":1665227,"Advertising":0,"Office expenses":269014,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":34205,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":37730,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":8935,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":26854792,"Non-interest bearing cash":1057406,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":4247497,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":29700,"Land, building, equipment":0,"Investments publicly traded":21096852,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":423337},"Liabilities":{"value":8325863,"Sum of Total Liabilities":0,"Accounts payable, accrued":254821,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":8071042},"Fund balance":{"value":18528929,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.06825918828770194,"percentile":0.5638080257542831},"Liabilities to Assets Ratio":{"score":0.3100326749877638,"percentile":0.19762164615810682},"Operating Reserve Ratio":{"score":0.6000126639289523,"percentile":0.2912076752651791},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.44694062056428363,"percentile":0.20521608044823766}},"source_xml":"201520289349300027_public.xml"},{"Organization":{"value":null,"Person":["ASHLEY ALVARADO","CRESCENCIO DIAZ","ADAM OCHOA","JUSTIN MULLINS","PABLO BARRERA","MICHAEL MENDOZA","STACEY CUE","ADAM SROUFE","JESSICA YARBROUGH","SEE SCHEDULE O FOR COMPENSATION"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE - PAST","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE (PAST)","PAID BY RELATED ORGANIZATIONS"],"Hours":[3.0,2.5,2.5,2.5,2.5,2.5,3.0,2.5,2.5,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide health and welfare benefits","year":2018,"name":"JOINT BENEFIT TRUST","phone":9258837300,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MARIA ASHLEY ALVARADO","year_formation":1972,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2018-05-01T00:00:00","tax_period_end":"2019-04-30T00:00:00","address":"4160 DUBLIN BOULEVARD NO 400, DUBLIN, CA, 94568, USA","city":"DUBLIN","state":"CA","country":"USA","zip_code":94568},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":51352005,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":50704251,"Total revenue":{"value":50704251,"EMPLOYER CONTRIBUTIONS":46469094,"STOP-LOSS RECOVERY":1840230,"EMPLOYEE CONTRIBUTIONS":1255659,"PRESCRIPTION REBATE INCOME":1139268},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":647724,"Investment income total":820847,"Net investment gain":-173123,"Income from invest bond proceeds":0},"Other revenues":{"value":30,"Other total":30,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":53515306,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":48285454,"Benefits paid to members Total":48285454},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":5229852,"Management services":3012840,"Legal":179808,"Accounting":127769,"Lobbying services":0,"Investment management fees":92519,"Other services":1493634,"Advertising":0,"Office expenses":173679,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":67508,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":44224,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":37871,"PCORI TAX":26004,"OTHER EXPENSES":11867},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":39008879,"Non-interest bearing cash":768827,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":6009699,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":53872,"Land, building, equipment":0,"Investments publicly traded":31951491,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":224990},"Liabilities":{"value":11263107,"Sum of Total Liabilities":0,"Accounts payable, accrued":367678,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":10895429},"Fund balance":{"value":27745772,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.04212690429516822,"percentile":0.2977981645018963},"Liabilities to Assets Ratio":{"score":0.2887318807597624,"percentile":0.20661001617414987},"Operating Reserve Ratio":{"score":0.728929383305778,"percentile":0.3387076141325666},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.01776555609578131,"percentile":0.45332966016779536},"Asset Growth":{"score":0.07488884421445345,"percentile":0.6132217794695397},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.40927144372409324,"percentile":0.13665393230878514}},"source_xml":"202030359349300443_public.xml"},{"Organization":{"value":null,"Person":["ASHLEY ALVARADO","CRESCENCIO DIAZ","ADAM OCHOA","JUSTIN MULLINS","PABLO BARRERA","TOM NETT","STACEY CUE","ADAM SROUFE","SEE SCHEDULE O FOR COMPENSATION"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","PAID BY RELATED ORGANIZATION"],"Hours":[3.0,2.5,2.5,2.5,2.5,2.5,3.0,2.5,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide health and welfare benefits","year":2016,"name":"JOINT BENEFIT TRUST","phone":9258837300,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MARIA ASHLEY ALVARADO","year_formation":1972,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2016-05-01T00:00:00","tax_period_end":"2017-04-30T00:00:00","address":"4160 DUBLIN BOULEVARD NO 400, DUBLIN, CA, 94568, USA","city":"DUBLIN","state":"CA","country":"USA","zip_code":94568},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":48563135,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":48162732,"Total revenue":{"value":48162732,"EMPLOYER CONTRIBUTIONS":45827645,"EMPLOYEE CONTRIBUTIONS":1503016,"PRESCRIPTION REBATE INCOME":728150,"STOP-LOSS RECOVERY":103921},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":384021,"Investment income total":504117,"Net investment gain":-120096,"Income from invest bond proceeds":0},"Other revenues":{"value":16382,"Other total":16382,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":50272997,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":44477565,"Benefits paid to members Total":44477565},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":5795432,"Management services":3069924,"Legal":190622,"Accounting":121231,"Lobbying services":0,"Investment management fees":70843,"Other services":1813787,"Advertising":0,"Office expenses":261188,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":25296,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":41847,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":200694,"TRANSITIONAL REINSURANC":170451,"PCORI TAX":25183,"OTHER EXPENSES":5060},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":37406031,"Non-interest bearing cash":629186,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":4504415,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":35417,"Land, building, equipment":0,"Investments publicly traded":32046721,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":190292},"Liabilities":{"value":12729158,"Sum of Total Liabilities":0,"Accounts payable, accrued":398394,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":12330764},"Fund balance":{"value":24676873,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.03520905312229122,"percentile":0.3095994255992699},"Liabilities to Assets Ratio":{"score":0.3402969430250432,"percentile":0.18568194443761646},"Operating Reserve Ratio":{"score":0.7440581073772069,"percentile":0.3439836112054765},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.008727337831791816,"percentile":0.40901538166065715},"Asset Growth":{"score":0.10798234760613283,"percentile":0.7020018072084797},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.41178003644116096,"percentile":0.14092000552757658}},"source_xml":"201830329349301228_public.xml"},{"Organization":{"value":null,"Person":["ASHLEY ALVARADO","CRESCENCIO DIAZ","RICHARD EHRLER","ADAM OCHOA","JUSTIN MULLINS","PABLO BARRERA","TOM NETT","THUY WAGNER","SEE SCHEDULE O FOR COMPENSATION"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","PAID BY RELATED ORGANIZATIONS"],"Hours":[3.0,2.5,3.0,2.5,2.5,2.5,2.5,2.5,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide health and welfare benefits","year":2014,"name":"JOINT BENEFIT TRUST","phone":9254497070,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"RICHARD EHRLER","year_formation":1972,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2014-05-01T00:00:00","tax_period_end":"2015-04-30T00:00:00","address":"4160 DUBLIN BOULEVARD NO 400, DUBLIN, CA, 94568, USA","city":"DUBLIN","state":"CA","country":"USA","zip_code":94568},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":48748256,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":48559069,"Total revenue":{"value":48559069,"EMPLOYER CONTRIBUTIONS":45982950,"EMPLOYEE CONTRIBUTIONS":1932732,"PRESCRIPTION REBATE INCOME":344868,"STOP-LOSS RECOVERY":298519},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":168229,"Investment income total":313999,"Net investment gain":-145770,"Income from invest bond proceeds":0},"Other revenues":{"value":20958,"Other total":20958,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":44864108,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":39251593,"Benefits paid to members Total":39251593},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":5612515,"Management services":3068952,"Legal":130803,"Accounting":100891,"Lobbying services":0,"Investment management fees":39482,"Other services":1615991,"Advertising":0,"Office expenses":194480,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":56928,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":40013,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":364975,"TRANSITIONAL REINSURANC":351036,"PCORI FEES":12434,"OTHER EXPENSES":1505},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":31408721,"Non-interest bearing cash":188742,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":3834522,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":38237,"Land, building, equipment":0,"Investments publicly traded":27156928,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":190292},"Liabilities":{"value":9007029,"Sum of Total Liabilities":0,"Accounts payable, accrued":514306,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":8492723},"Fund balance":{"value":22401692,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07967768118719981,"percentile":0.586375835875956},"Liabilities to Assets Ratio":{"score":0.2867684105952611,"percentile":0.20748038044484649},"Operating Reserve Ratio":{"score":0.7000857121688455,"percentile":0.3284425896057583},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4561984495152786,"percentile":0.22363306970686045}},"source_xml":"201610339349300336_public.xml"},{"Organization":{"value":null,"Person":["ASHLEY ALVARADO","CRESCENCIO DIAZ","ADAM OCHOA","JUSTIN MULLINS","MICHAEL MENDOZA","STACEY CUE","ADAM SROUFE","PABLO BARRERA","SEE SCHEDULE O FOR COMPENSATION"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE - PAST","PAID BY RELATED ORGANIZATIONS"],"Hours":[3.0,2.5,2.5,2.5,2.5,3.0,2.5,2.5,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide health and welfare benefits","year":2019,"name":"JOINT BENEFIT TRUST","phone":9258837300,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STACEY CUE","year_formation":1972,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2019-05-01T00:00:00","tax_period_end":"2020-04-30T00:00:00","address":"4160 DUBLIN BOULEVARD NO 400, DUBLIN, CA, 94568, USA","city":"DUBLIN","state":"CA","country":"USA","zip_code":94568},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":51789927,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":50673638,"Total revenue":{"value":50673638,"EMPLOYER CONTRIBUTIONS":46768771,"STOP-LOSS RECOVERY":1445032,"PRESCRIPTION REBATE INCOME":1387750,"EMPLOYEE CONTRIBUTIONS":1072085},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1059391,"Investment income total":791817,"Net investment gain":267574,"Income from invest bond proceeds":0},"Other revenues":{"value":56898,"Other total":56898,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":44661845,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":39545947,"Benefits paid to members Total":39545947},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":5115898,"Management services":3012840,"Legal":142543,"Accounting":124143,"Lobbying services":0,"Investment management fees":98071,"Other services":1450171,"Advertising":0,"Office expenses":171191,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":48478,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":40487,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":27974,"PCORI TAX":26699,"OTHER EXPENSES":1275},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":41768062,"Non-interest bearing cash":945709,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":4927491,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":74014,"Land, building, equipment":0,"Investments publicly traded":35522848,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":298000},"Liabilities":{"value":7190582,"Sum of Total Liabilities":0,"Accounts payable, accrued":180880,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":7009702},"Fund balance":{"value":34577480,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.13763452495308595,"percentile":0.6818257318239078},"Liabilities to Assets Ratio":{"score":0.17215503079841243,"percentile":0.2683214853998391},"Operating Reserve Ratio":{"score":0.9352068191540228,"percentile":0.4049001881267735},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.013858203588596718,"percentile":0.43372049953931446},"Asset Growth":{"score":0.06529084469314307,"percentile":0.5821325228277121},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.49043963249332895,"percentile":0.2986005271996165}},"source_xml":"202100409349301100_public.xml"},{"Organization":{"value":null,"Person":["ASHLEY ALVARADO","STACEY CUE","LUIS DIAZ","PETER FINN","JP BRADLEY","JOTI AULAK","ADAM SROUFE","CRESCENCIO DIAZ","SEE SCH O FOR COMPENSATION"],"Title":["CHAIRMAN","CO-CHAIR","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","PAID BY RELATED ORGANIZATIONS"],"Hours":[3.0,3.0,2.5,2.5,2.5,2.5,2.5,2.5,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide health and welfare benefits","year":2022,"name":"JOINT BENEFIT TRUST","phone":9258837300,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STACEY CUE","year_formation":1972,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2022-05-01T00:00:00","tax_period_end":"2023-04-30T00:00:00","address":"4160 DUBLIN BOULEVARD Suite 400, DUBLIN, CA, 94568, USA","city":"DUBLIN","state":"CA","country":"USA","zip_code":94568},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":47391593,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":46534610,"Total revenue":{"value":46534610,"EMPLOYER CONTRIBUTIONS":41365766,"STOP-LOSS RECOVERY":1983532,"PRESCRIPTION REBATE INCOME":1772259,"EMPLOYEE CONTRIBUTIONS":546579,"MEDICAL SETTLEMENT":866474},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":795807,"Investment income total":1005664,"Net investment gain":-209857,"Income from invest bond proceeds":0},"Other revenues":{"value":61176,"Other total":61176,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":43815974,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":38877087,"Benefits paid to members Total":38877087},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":4938887,"Management services":3012840,"Legal":194972,"Accounting":133729,"Lobbying services":0,"Investment management fees":148630,"Other services":1172929,"Advertising":0,"Office expenses":178120,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":11745,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":58294,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":27628,"PCORI TAX":26268,"OTHER EXPENSES":1360},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":58700650,"Non-interest bearing cash":1460340,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":6708860,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":52193,"Land, building, equipment":0,"Investments publicly traded":50479257,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":7467806,"Sum of Total Liabilities":0,"Accounts payable, accrued":111194,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":7356612},"Fund balance":{"value":51232844,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07544838174146204,"percentile":0.5782100275970774},"Liabilities to Assets Ratio":{"score":0.1272184549915546,"percentile":0.30115136349558286},"Operating Reserve Ratio":{"score":1.3397088924692169,"percentile":0.5065931269967882},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.012730418834672585,"percentile":0.4282085114972601},"Asset Growth":{"score":0.08041693966950418,"percentile":0.6299178513564017},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.48128242262310683,"percentile":0.2775171421869085}},"source_xml":"202420559349300312_public.xml"},{"Organization":{"value":null,"Person":["ASHLEY ALVARADO","STACEY CUE","LUIS DIAZ","PETER FINN","JP BRADLEY","JOTI AULAK","ADAM SROUFE","CRESCENCIO DIAZ","ADAM OCHOA","ERIC INGRAM","MICHAEL MENDOZA","SEE SCHEDULE O FOR COMPENSATION"],"Title":["CHAIR","CO-CHAIR","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE - PAST","TRUSTEE - PAST","TRUSTEE - PAST","PAID BY RELATED ORGANIZATIONS"],"Hours":[3.0,3.0,2.5,2.5,2.5,2.5,2.5,2.5,2.5,2.5,2.5,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide health and welfare benefits","year":2021,"name":"JOINT BENEFIT TRUST","phone":9258837300,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STACEY CUE","year_formation":1972,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2021-05-01T00:00:00","tax_period_end":"2022-04-30T00:00:00","address":"4160 DUBLIN BOULEVARD Suite 400, DUBLIN, CA, 94568, USA","city":"DUBLIN","state":"CA","country":"USA","zip_code":94568},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":62000712,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":60917479,"Total revenue":{"value":60917479,"EMPLOYER CONTRIBUTIONS":50092381,"STOP-LOSS RECOVERY":2485486,"PRESCRIPTION REBATE INCOME":1820085,"EMPLOYEE CONTRIBUTIONS":767112,"MEDICAL SETTLEMENT":5752415},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1083215,"Investment income total":673254,"Net investment gain":409961,"Income from invest bond proceeds":0},"Other revenues":{"value":18,"Other total":18,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":49055323,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":44076359,"Benefits paid to members Total":44076359},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":4978964,"Management services":3012840,"Legal":161892,"Accounting":128512,"Lobbying services":0,"Investment management fees":104107,"Other services":1278622,"Advertising":0,"Office expenses":214717,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":4754,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":48108,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":25412,"PCORI TAX":24102,"OTHER EXPENSES":1310},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":57691300,"Non-interest bearing cash":647280,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":10875294,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":89910,"Land, building, equipment":0,"Investments publicly traded":46078816,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":10230529,"Sum of Total Liabilities":0,"Accounts payable, accrued":138426,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":10092103},"Fund balance":{"value":47460771,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2087941990085533,"percentile":0.7649634304587686},"Liabilities to Assets Ratio":{"score":0.17733226673692568,"percentile":0.2649760419380794},"Operating Reserve Ratio":{"score":1.17604566582917,"percentile":0.46976279940075893},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.024445561567930225,"percentile":0.4871815761631714},"Asset Growth":{"score":0.08070151929118885,"percentile":0.6307564117912082},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5201124241785606,"percentile":0.3737741688986624}},"source_xml":"202320699349300027_public.xml"},{"Organization":{"value":null,"Person":["ASHLEY ALVARADO","CRESCENCIO DIAZ","ADAM OCHOA","JUSTIN MULLINS","PABLO BARRERA","TOM NETT","STACEY CUE","ADAM SROUFE","JESSICA YARBROUGH","SEE SCHEDULE O FOR COMPENSATION"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE (PAST)","TRUSTEE","TRUSTEE","TRUSTEE","PAID BY RELATED ORGANIZATION"],"Hours":[3.0,2.5,2.5,2.5,2.5,2.5,3.0,2.5,2.5,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide health and welfare benefits","year":2017,"name":"JOINT BENEFIT TRUST","phone":9258837300,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MARIA ASHLEY ALVARADO","year_formation":1972,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2017-05-01T00:00:00","tax_period_end":"2018-04-30T00:00:00","address":"4160 DUBLIN BOULEVARD NO 400, DUBLIN, CA, 94568, USA","city":"DUBLIN","state":"CA","country":"USA","zip_code":94568},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":54647550,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":54005634,"Total revenue":{"value":54005634,"EMPLOYER CONTRIBUTIONS":49532254,"STOP-LOSS RECOVERY":2286046,"EMPLOYEE CONTRIBUTIONS":1333314,"PRESCRIPTION REBATE INCOME":854020},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":630290,"Investment income total":648636,"Net investment gain":-18346,"Income from invest bond proceeds":0},"Other revenues":{"value":11626,"Other total":11626,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":49997980,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":44637193,"Benefits paid to members Total":44637193},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":5360787,"Management services":3052647,"Legal":228773,"Accounting":114420,"Lobbying services":0,"Investment management fees":85151,"Other services":1558761,"Advertising":0,"Office expenses":207517,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":42234,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":43255,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":28029,"PCORI TAX":24872,"OTHER EXPENSES":3157},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":41056171,"Non-interest bearing cash":715222,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":5038867,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":70713,"Land, building, equipment":0,"Investments publicly traded":35041077,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":190292},"Liabilities":{"value":11698575,"Sum of Total Liabilities":0,"Accounts payable, accrued":138014,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":11560561},"Fund balance":{"value":29357596,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.08508286281818672,"percentile":0.5965725493760647},"Liabilities to Assets Ratio":{"score":0.28494072182230534,"percentile":0.20827802658984354},"Operating Reserve Ratio":{"score":0.821156594726427,"percentile":0.36977672349001944},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.025925270747939436,"percentile":0.4945449852191483},"Asset Growth":{"score":0.10013594708752496,"percentile":0.6834446974860289},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.48028662455704707,"percentile":0.27524271640792314}},"source_xml":"201900319349301500_public.xml"},{"Organization":{"value":null,"Person":["ASHLEY ALVARADO","STACEY CUE","LUIS DIAZ","PETER FINN","JP BRADLEY","JOTI AULAK","ADAM SROUFE","VERONICA DIAZ","SEE SCH O FOR COMPENSATION"],"Title":["CHAIRMAN","CO-CHAIR","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","PAID BY RELATED ORGANIZATIONS"],"Hours":[3.0,3.0,2.5,2.5,2.5,2.5,2.5,2.5,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide health and welfare benefits to eligible participants.","year":2024,"name":"JOINT BENEFIT TRUST","phone":9258837300,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STACEY CUE","year_formation":1972,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2024-05-01T00:00:00","tax_period_end":"2025-04-30T00:00:00","address":"4160 DUBLIN BOULEVARD Suite 100, DUBLIN, CA, 94568, USA","city":"DUBLIN","state":"CA","country":"USA","zip_code":94568},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":45348279,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":43507584,"Total revenue":{"value":43507584,"EMPLOYER CONTRIBUTIONS":40437875,"PRESCRIPTION REBATE INCOME":2163017,"STOP-LOSS RECOVERY":462663,"EMPLOYEE CONTRIBUTIONS":304956,"MEDICAL SETTLEMENTS":139073},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1783254,"Investment income total":1628626,"Net investment gain":154628,"Income from invest bond proceeds":0},"Other revenues":{"value":57441,"Other total":57441,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":45533294,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":40501359,"Benefits paid to members Total":40501359},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":5031935,"Management services":3012840,"Legal":184679,"Accounting":187649,"Lobbying services":0,"Investment management fees":175227,"Other services":1201540,"Advertising":0,"Office expenses":155396,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":39278,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":50998,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":24328,"PCORI TAX":22803,"OTHER EXPENSES":1525},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":60932056,"Non-interest bearing cash":4713345,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":4832660,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":59826,"Land, building, equipment":0,"Investments publicly traded":51326225,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":11443361,"Sum of Total Liabilities":0,"Accounts payable, accrued":131534,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":11311827},"Fund balance":{"value":49488695,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.004079868168756746,"percentile":0.3748798321634654},"Liabilities to Assets Ratio":{"score":0.18780526624606267,"percentile":0.2583609457371201},"Operating Reserve Ratio":{"score":1.3381868660765022,"percentile":0.5062685683995118},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.00034399055194556783,"percentile":0.3677941773047084},"Asset Growth":{"score":0.07170265904569961,"percentile":0.6031994262687818},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.42951662779295496,"percentile":0.17214461372258885}},"source_xml":"202630689349300923_public.xml"},{"Organization":{"value":null,"Person":["ASHLEY ALVARADO","STACEY CUE","LUIS DIAZ","PETER FINN","JP BRADLEY","JOTI AULAK","ADAM SROUFE","CRESCENCIO DIAZ","VERONICA DIAZ","SEE SCH O FOR COMPENSATION"],"Title":["CHAIRMAN","CO-CHAIR","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE - TERM. 4/2024","TRUSTEE - EFF. 4/2024","PAID BY RELATED ORGANIZATIONS"],"Hours":[3.0,3.0,2.5,2.5,2.5,2.5,2.5,2.5,2.5,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide health and welfare benefits to eligible participants.","year":2023,"name":"JOINT BENEFIT TRUST","phone":9258837300,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STACEY CUE","year_formation":1972,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2023-05-01T00:00:00","tax_period_end":"2024-04-30T00:00:00","address":"4160 DUBLIN BOULEVARD Suite 400, DUBLIN, CA, 94568, USA","city":"DUBLIN","state":"CA","country":"USA","zip_code":94568},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":47151511,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":45543491,"Total revenue":{"value":45543491,"EMPLOYER CONTRIBUTIONS":39954414,"STOP-LOSS RECOVERY":3217221,"PRESCRIPTION REBATE INCOME":1975916,"EMPLOYEE CONTRIBUTIONS":395940},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1573284,"Investment income total":1369308,"Net investment gain":203976,"Income from invest bond proceeds":0},"Other revenues":{"value":34736,"Other total":34736,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":50882859,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":46060075,"Benefits paid to members Total":46060075},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":4822784,"Management services":3012840,"Legal":138057,"Accounting":160180,"Lobbying services":0,"Investment management fees":167580,"Other services":1135348,"Advertising":0,"Office expenses":104852,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":21994,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":55995,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":25938,"PCORI TAX":24513,"OTHER EXPENSES":1425},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":59173548,"Non-interest bearing cash":2732068,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":6995441,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":47544,"Land, building, equipment":0,"Investments publicly traded":49398495,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":10879686,"Sum of Total Liabilities":0,"Accounts payable, accrued":142389,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":10737297},"Fund balance":{"value":48293862,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.07913527946113964,"percentile":0.24602016965038878},"Liabilities to Assets Ratio":{"score":0.1838606331328992,"percentile":0.2608597863439047},"Operating Reserve Ratio":{"score":1.1629367760172438,"percentile":0.46657278853026896},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.005468787794989618,"percentile":0.39409174682818515},"Asset Growth":{"score":0.0762226655076641,"percentile":0.6173153337686409},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4050110339220039,"percentile":0.1295534762037228}},"source_xml":"202500489349301920_public.xml"},{"Organization":{"value":null,"Person":["ASHLEY ALVARADO","CRESCENCIO DIAZ","ADAM OCHOA","ERIC INGRAM","MICHAEL MENDOZA","STACEY CUE","ADAM SROUFE","JUSTIN MULLINS","SEE SCHEDULE O FOR COMPENSATION"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE - PAST","PAID BY RELATED ORGANIZATIONS"],"Hours":[3.0,2.5,2.5,2.5,2.5,3.0,2.5,2.5,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide health and welfare benefits","year":2020,"name":"JOINT BENEFIT TRUST","phone":9258837300,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STACEY CUE","year_formation":1972,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2020-05-01T00:00:00","tax_period_end":"2021-04-30T00:00:00","address":"4160 DUBLIN BOULEVARD NO 400, DUBLIN, CA, 94568, USA","city":"DUBLIN","state":"CA","country":"USA","zip_code":94568},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":54575211,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":53850956,"Total revenue":{"value":53850956,"EMPLOYER CONTRIBUTIONS":49441707,"STOP-LOSS RECOVERY":1968233,"PRESCRIPTION REBATE INCOME":1496018,"EMPLOYEE CONTRIBUTIONS":944998},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":701087,"Investment income total":714432,"Net investment gain":-13345,"Income from invest bond proceeds":0},"Other revenues":{"value":23168,"Other total":23168,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":54071086,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":49130072,"Benefits paid to members Total":49130072},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":4941014,"Management services":3012840,"Legal":137049,"Accounting":135781,"Lobbying services":0,"Investment management fees":94225,"Other services":1331232,"Advertising":0,"Office expenses":159907,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":46,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":43909,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":26025,"PCORI TAX":24750,"OTHER EXPENSES":1265,"TAXES & LICENSES":10},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":49851137,"Non-interest bearing cash":665153,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":6259613,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":68496,"Land, building, equipment":0,"Investments publicly traded":42857875,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":13595741,"Sum of Total Liabilities":0,"Accounts payable, accrued":442039,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":13153702},"Fund balance":{"value":36255396,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.00923725242216654,"percentile":0.42287257837735054},"Liabilities to Assets Ratio":{"score":0.2727267985883652,"percentile":0.2137163181932147},"Operating Reserve Ratio":{"score":0.9219555346086447,"percentile":0.40099335948259784},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.015534634443631852,"percentile":0.44206827216476835},"Asset Growth":{"score":0.07190992827108007,"percentile":0.6038593966009566},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4370870894122288,"percentile":0.1863465258561194}},"source_xml":"202200849349300540_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["ASHLEY ALVARADO","STACEY CUE","LUIS DIAZ","PETER FINN","JP BRADLEY","JOTI AULAK","ADAM SROUFE","VERONICA DIAZ","SEE SCH O FOR COMPENSATION"],"Title":["CHAIRMAN","CO-CHAIR","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","PAID BY RELATED ORGANIZATIONS"],"Hours":[3.0,3.0,2.5,2.5,2.5,2.5,2.5,2.5,0.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide health and welfare benefits to eligible participants.","year":2024,"name":"JOINT BENEFIT TRUST","phone":9258837300,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STACEY CUE","year_formation":1972,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2024-05-01T00:00:00","tax_period_end":"2025-04-30T00:00:00","address":"4160 DUBLIN BOULEVARD Suite 100, DUBLIN, CA, 94568, USA","city":"DUBLIN","state":"CA","country":"USA","zip_code":94568},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":45348279,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":43507584,"Total revenue":{"value":43507584,"EMPLOYER CONTRIBUTIONS":40437875,"PRESCRIPTION REBATE INCOME":2163017,"STOP-LOSS RECOVERY":462663,"EMPLOYEE CONTRIBUTIONS":304956,"MEDICAL SETTLEMENTS":139073},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1783254,"Investment income total":1628626,"Net investment gain":154628,"Income from invest bond proceeds":0},"Other revenues":{"value":57441,"Other total":57441,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":45533294,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":40501359,"Benefits paid to members Total":40501359},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":5031935,"Management services":3012840,"Legal":184679,"Accounting":187649,"Lobbying services":0,"Investment management fees":175227,"Other services":1201540,"Advertising":0,"Office expenses":155396,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":39278,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":50998,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":24328,"PCORI TAX":22803,"OTHER EXPENSES":1525},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":60932056,"Non-interest bearing cash":4713345,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":4832660,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":59826,"Land, building, equipment":0,"Investments publicly traded":51326225,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":11443361,"Sum of Total Liabilities":0,"Accounts payable, accrued":131534,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":11311827},"Fund balance":{"value":49488695,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.004079868168756746,"percentile":0.3748798321634654},"Liabilities to Assets Ratio":{"score":0.18780526624606267,"percentile":0.2583609457371201},"Operating Reserve Ratio":{"score":1.3381868660765022,"percentile":0.5062685683995118},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.00034399055194556783,"percentile":0.3677941773047084},"Asset Growth":{"score":0.07170265904569961,"percentile":0.6031994262687818},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.42951662779295496,"percentile":0.17214461372258885}},"source_xml":"202630689349300923_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}