{"success":true,"data":{"_id":941493944,"filings":[{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"Provide loans and share products to members. Service and value to your family from ours.","primary_activities":"The loans provided include: various secured, unsecured, visa credit cards, and mortgages; and the shares provided include: checking, savings, holiday club, money market, etc.\n\nNcua and the california dfi approved a merger with valley first credit union, which was effective on 12/31/12.","year":2012,"name":"STATE CENTER CREDIT UNION","phone":"5592257228","website":"WWW.STATECENTERCU.COM","type":"990","principal_officer":"SCOTT THWAITES","year_formation":1959,"state_legal_domicile":"CA","total_volunteers":16,"tax_period_begin":"2012-01-01T00:00:00","tax_period_end":"2012-12-31T00:00:00","address":"1515 EAST SHAW AVENUE, FRESNO, CA, 93710, USA","city":"FRESNO","state":"CA","country":"USA","zip_code":"93710"},"Governance":{"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":21,"Total Gross UBI":14077,"Net unrelated business taxable income":-12620,"Number of employees":21,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":false,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":true,"Audit committee":false,"Federal grant audit required":false,"Audited financial statements separate":true,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":2833338,"Contributions":{"value":0},"Program revenue":{"value":2642733,"Total revenue":{"value":2642733,"VARIOUS":2642733},"Unrelated business revenue":14077},"Investment income":{"value":190605,"Investment income total":195656,"Net investment gain":-5051},"Other revenues":{"value":0}},"Expenses":{"value":2933387,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":180830,"Benefits paid to members Total":180830},"Salaries":{"value":940889,"Current officers":214934,"Other salaries and wages":625098,"Other employee benefits":34144,"Payroll taxes":66713},"Other expenses":{"value":1811668,"Legal":7983,"Accounting":37140,"Other services":244728,"Advertising":48654,"Office expenses":268609,"Information technology":158267,"Occupancy":138092,"Travel":12538,"Conferences and meetings":4550,"Depreciation and depletion":82802,"Insurance":18171,"Itemized Expenses":{"value":750112,"VARIOUS":750112},"All other expenses":40022}},"Assets":{"value":0,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Accounts payable, accrued":0,"Other liabilities":0},"Fund balance":{"value":0},"Form990Details":{"program_service_accomplishments":[{"description":"THE LOANS PROVIDED INCLUDE: VARIOUS SECURED, UNSECURED, VISA CREDIT CARDS, AND MORTGAGES; AND THE SHARES PROVIDED INCLUDE: CHECKING, SAVINGS, HOLIDAY CLUB, MONEY MARKET, ETC."}],"program_service_revenue_detail":[{"business_code":"522100","description":"INCOME FROM LOANS","total_revenue":1919167,"related_or_exempt_function_income":1919167},{"business_code":"522100","description":"FEES & CHARGES","total_revenue":590904,"related_or_exempt_function_income":578328},{"business_code":"522100","description":"MISC OPERATING INCOME","total_revenue":132662,"related_or_exempt_function_income":131161}],"functional_expense_allocations":{"current_officers_directors":{"total":214934},"other_salaries_and_wages":{"total":625098},"other_employee_benefits":{"total":34144},"payroll_taxes":{"total":66713},"legal_fees":{"total":7983},"accounting_fees":{"total":37140},"other_service_fees":{"total":244728},"advertising":{"total":48654},"office_expenses":{"total":268609},"information_technology":{"total":158267},"occupancy":{"total":138092},"travel":{"total":12538},"conferences_meetings":{"total":4550},"depreciation_depletion":{"total":82802},"insurance":{"total":18171},"all_other_expenses":{"total":40022}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"backup_withholding_compliance":true,"employment_tax_returns_filed":true,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_iii":true,"schedule_o_part_vi":true,"schedule_o_part_xi":true},"principal_officer_detail":{"person_name":"SCOTT THWAITES","address_line1":"1515 EAST SHAW AVENUE","city":"FRESNO","state":"CA","zip":"93710"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"phone":"5592257228","business_name_line1":"THE ORGANIZATION","address_line1":"1515 EAST SHAW AVENUE","city":"FRESNO","state":"CA","zip":"93710"},"officers_directors_key_employees":[{"title":"CHAIR","average_hours_per_week":2.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"VICE CHAIR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":93,"individual_trustee_or_director":true,"officer":true},{"title":"TREASURER","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"SECRETARY","average_hours_per_week":5.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":93,"individual_trustee_or_director":true,"officer":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":93,"individual_trustee_or_director":true},{"title":"PRESIDENT & CEO","average_hours_per_week":40.0,"reportable_comp_from_org":136192,"reportable_comp_from_related_orgs":0,"other_compensation":10141,"officer":true},{"title":"VP OF FINANCE","average_hours_per_week":40.0,"reportable_comp_from_org":65858,"reportable_comp_from_related_orgs":0,"other_compensation":2464,"officer":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleN":{"termination_or_liquidation":{"assets_distributed":true,"liabilities_paid":true,"bonds_outstanding":false,"bond_liabilities_discharged":false,"required_to_notify_attorney_general":true,"attorney_general_notified":true},"successor_relationships":{"director_of_successor":false,"employee_of_successor":true,"owner_of_successor":false},"liquidations":[{"business_name_line1":"VALLEY FIRST CREDIT UNION","ein":941439553,"irc_section":"501(C)(14)","distribution_date":"2012-12-31T00:00:00","description":"MEMBER LOANS, NET","fair_market_value":24977636,"method_of_fmv_determination":"BOOK VALUE","address_line1":"PO BOX 1411","city":"MODESTO","state":"CA","zip":"953531411","name":"VALLEY FIRST CREDIT UNION","address":"PO BOX 1411, MODESTO, CA, 953531411"},{"business_name_line1":"VALLEY FIRST CREDIT UNION","ein":941439553,"irc_section":"501(C)(14)","distribution_date":"2012-12-31T00:00:00","description":"CASH","fair_market_value":24854372,"method_of_fmv_determination":"BOOK VALUE","address_line1":"PO BOX 1411","city":"MODESTO","state":"CA","zip":"953531411","name":"VALLEY FIRST CREDIT UNION","address":"PO BOX 1411, MODESTO, CA, 953531411"},{"business_name_line1":"VALLEY FIRST CREDIT UNION","ein":941439553,"irc_section":"501(C)(14)","distribution_date":"2012-12-31T00:00:00","description":"INVESTMENTS","fair_market_value":16261200,"method_of_fmv_determination":"BOOK VALUE","address_line1":"PO BOX 1411","city":"MODESTO","state":"CA","zip":"953531411","name":"VALLEY FIRST CREDIT UNION","address":"PO BOX 1411, MODESTO, CA, 953531411"},{"business_name_line1":"VALLEY FIRST CREDIT UNION","ein":941439553,"irc_section":"501(C)(14)","distribution_date":"2012-12-31T00:00:00","description":"PREPAIDS","fair_market_value":74771,"method_of_fmv_determination":"BOOK VALUE","address_line1":"PO BOX 1411","city":"MODESTO","state":"CA","zip":"953531411","name":"VALLEY FIRST CREDIT UNION","address":"PO BOX 1411, MODESTO, CA, 953531411"},{"business_name_line1":"VALLEY FIRST CREDIT UNION","ein":941439553,"irc_section":"501(C)(14)","distribution_date":"2012-12-31T00:00:00","description":"FIXED ASSETS","fair_market_value":1001924,"method_of_fmv_determination":"BOOK VALUE","address_line1":"PO BOX 1411","city":"MODESTO","state":"CA","zip":"953531411","name":"VALLEY FIRST CREDIT UNION","address":"PO BOX 1411, MODESTO, CA, 953531411"},{"business_name_line1":"VALLEY FIRST CREDIT UNION","ein":941439553,"irc_section":"501(C)(14)","distribution_date":"2012-12-31T00:00:00","description":"OTHER ASSETS","fair_market_value":1523903,"method_of_fmv_determination":"BOOK VALUE","address_line1":"PO BOX 1411","city":"MODESTO","state":"CA","zip":"953531411","name":"VALLEY FIRST CREDIT UNION","address":"PO BOX 1411, MODESTO, CA, 953531411"}],"supplemental_information":[{"explanation":"PART I, LINE 2E: SCOTT THWAITES AND PETE WELLER BECAME EMPLOYEES OF VALLEY FIRST CREDIT UNION, BUT NEITHER WILL BE OFFICERS OF THE NEW ORGANIZATION."}]},"source_xml":"201311339349300531_public.xml"},{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"Provide loan and share products to members. Service and value to your family from ours.","primary_activities":"Provide loan services and share products to members.","year":2010,"name":"STATE CENTER CREDIT UNION","phone":"5592257228","website":"www.statecentercu.com","type":"990","year_formation":1959,"state_legal_domicile":"CA","tax_period_begin":"2010-01-01T00:00:00","tax_period_end":"2010-12-31T00:00:00","address":"1515 EAST SHAW AVENUE, FRESNO, CA, 93710, USA","city":"FRESNO","state":"CA","country":"USA","zip_code":"93710"},"Governance":{"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":29,"Total Gross UBI":52527,"Net unrelated business taxable income":-2399,"Number of employees":29,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":false,"Audit committee":false,"Federal grant audit required":false,"Federal grant audit performed":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false,"Transfers to exempt non-charitable organization":false},"Revenues":{"value":4150270,"Contributions":{"value":0},"Program revenue":{"value":3061775,"Total revenue":3061775,"Unrelated business revenue":52527},"Investment income":{"value":303389,"Investment income total":303389,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":785106,"Other total":785106,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0}},"Expenses":{"value":4244723,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1223881,"Current officers":183245,"Disqualified persons":0,"Other salaries and wages":854764,"Pension plan contributions":40225,"Other employee benefits":64865,"Payroll taxes":80782},"Other expenses":{"value":3020842,"Management services":0,"Legal":14944,"Accounting":39996,"Lobbying services":0,"Investment management fees":0,"Other services":307794,"Advertising":42240,"Office expenses":322977,"Information technology":58342,"Royalties":0,"Occupancy":180659,"Travel":0,"Conferences and meetings":12520,"Interest":313086,"Payments to affiliates":0,"Depreciation and depletion":100670,"Insurance":102605,"Travel entertainment public officials":0,"Itemized Expenses":{"value":1503019,"VARIOUS":1503019},"All other expenses":21990}},"Assets":{"value":74108041,"Non-interest bearing cash":11848147,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":31088445,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":1144943,"Investments publicly traded":0,"Investments other":0,"Investments program related":10313344,"Intangible assets":0,"Other assets":19713162},"Liabilities":{"value":69174751,"Accounts payable, accrued":185418,"Other liabilities":68989333},"Fund balance":{"value":4933290},"Form990Details":{"program_service_accomplishments":[{"description":"PROVIDE LOAN SERVICES AND SHARE PRODUCTS TO MEMBERS."}],"program_service_revenue_detail":[{"business_code":"522100","description":"INCOME FROM LOANS","total_revenue":3061775,"related_or_exempt_function_income":3061775}],"functional_expense_allocations":{"current_officers_directors":{"total":183245},"disqualified_persons":{"total":0},"other_salaries_and_wages":{"total":854764},"pension_plan_contributions":{"total":40225},"other_employee_benefits":{"total":64865},"payroll_taxes":{"total":80782},"management_fees":{"total":0},"legal_fees":{"total":14944},"accounting_fees":{"total":39996},"lobbying_fees":{"total":0},"professional_fundraising_fees":{"total":0},"investment_management_fees":{"total":0},"other_service_fees":{"total":307794},"advertising":{"total":42240},"office_expenses":{"total":322977},"information_technology":{"total":58342},"royalties":{"total":0},"occupancy":{"total":180659},"travel":{"total":0},"conferences_meetings":{"total":12520},"interest":{"total":313086},"payments_to_affiliates":{"total":0},"depreciation_depletion":{"total":100670},"insurance":{"total":102605},"all_other_expenses":{"total":21990}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"backup_withholding_compliance":true,"employment_tax_returns_filed":true,"lobbying_activities":false,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_vi":true,"schedule_o_part_xi":true},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false,"federal_grant_audit_performed":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"excess_benefit_transaction":false,"excess_business_holdings":false,"distribution_to_donor":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"person_name":"PETE WELLER","phone":"5592257228","address_line1":"1515 EAST SHAW AVENUE","city":"FRESNO","state":"CA","zip":"937108003"},"officers_directors_key_employees":[{"title":"Secretary","average_hours_per_week":5.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":98,"individual_trustee_or_director":true,"officer":true},{"title":"President & CEO","average_hours_per_week":40.0,"reportable_comp_from_org":162833,"reportable_comp_from_related_orgs":0,"other_compensation":20117,"key_employee":true,"officer":true},{"title":"Chairman","average_hours_per_week":2.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Director","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Director","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":93,"individual_trustee_or_director":true},{"title":"Director","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Vice Chair","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":104,"individual_trustee_or_director":true},{"title":"Treasurer","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Director","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Director","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleD":{"land_buildings_equipment":{"land":{"other_cost_or_other_basis":270000,"book_value":270000},"buildings":{"other_cost_or_other_basis":455000,"book_value":287732,"depreciation":167268},"leasehold_improvements":{"other_cost_or_other_basis":868610,"book_value":479731,"depreciation":388879},"equipment":{"other_cost_or_other_basis":63197,"depreciation":63197},"other_land_buildings":{"other_cost_or_other_basis":979475,"book_value":107480,"depreciation":871995},"total_book_value":1144943},"program_related_investments":{"total_book_value":10313344},"other_assets":{"assets":[{"description":"OTHER INVESTMENTS IN CORPORATE CREDIT UN","book_value":1000000},{"description":"OTHER ASSETS","book_value":1881490},{"description":"NCUSIF SHARE INSURANCE DEPOSIT","book_value":696248},{"description":"HELD-TO-MATURITY SECURITIES","book_value":14384959},{"description":"DEPOSITS IN CORPORATE CR UNIONS & BANKS","book_value":747000},{"description":"AVAILABLE FOR SALE SECURITIES","book_value":798509},{"description":"ACCRUED INTEREST ON LOANS","book_value":167865},{"description":"ACCRUED INTEREST ON INVESTMENTS","book_value":37091}],"total_book_value":19713162},"other_liabilities":{"liabilities":[{"description":"MEMBER SHARE DEPOSITS","amount":68989333}],"total_liability":68989333}},"ScheduleI":{"reported_domestic_org_grants":0,"reported_domestic_individual_grants":0,"total_domestic_grants":0},"ScheduleF":{"reported_foreign_grants":0},"ScheduleJ":{"benefits_and_procedures":{"tax_indemnification_and_gross_up_payments":true,"written_policy_travel_and_entertainment":false},"compensation_process":{"compensation_survey_or_study":true,"board_or_committee_approval":true},"compensation_arrangements":{"severance_payment":false,"supplemental_nonqualified_retirement_plan":true,"equity_based_compensation_arrangement":false},"compensation":[{"person_name":"SCOTT THWAITES","base_compensation_filing_org":130548,"nontaxable_benefits_filing_org":20117,"other_compensation_filing_org":32285,"total_compensation_filing_org":182950,"name":"SCOTT THWAITES"}],"supplemental_information":[{"identifier":"Sch J, Part I, Line 1b","form_and_line_reference":"Part I, Line 1b: Reason for not following policy regarding payment provisions for expenses"},{"identifier":"Sch J, Part I, Line 1a","form_and_line_reference":"Part I, Line 1a: Relevant information in regards to selections on 1a."}]},"source_xml":"201132069349300763_public.xml"},{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"Provide loan and share products to members. Service and value to your family from ours.","primary_activities":"Provide loan services and share products to members.","year":2011,"name":"STATE CENTER CREDIT UNION","phone":"5592257228","website":"www.statecentercu.com","type":"990","year_formation":1959,"state_legal_domicile":"CA","tax_period_begin":"2011-01-01T00:00:00","tax_period_end":"2011-12-31T00:00:00","address":"1515 EAST SHAW AVENUE, FRESNO, CA, 93710, USA","city":"FRESNO","state":"CA","country":"USA","zip_code":"93710"},"Governance":{"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":27,"Total Gross UBI":53196,"Net unrelated business taxable income":-4556,"Number of employees":27,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":false,"Audit committee":false,"Federal grant audit required":false,"Federal grant audit performed":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false,"Transfers to exempt non-charitable organization":false},"Revenues":{"value":3407634,"Contributions":{"value":0},"Program revenue":{"value":2412943,"Total revenue":2412943,"Unrelated business revenue":53196},"Investment income":{"value":265693,"Investment income total":265693,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":728998,"Other total":728998,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0}},"Expenses":{"value":3641215,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1220295,"Current officers":179272,"Disqualified persons":0,"Other salaries and wages":824971,"Pension plan contributions":39554,"Other employee benefits":94527,"Payroll taxes":81971},"Other expenses":{"value":2420920,"Management services":0,"Legal":10260,"Accounting":36506,"Lobbying services":0,"Investment management fees":0,"Other services":308106,"Advertising":52635,"Office expenses":314424,"Information technology":71490,"Royalties":0,"Occupancy":173356,"Travel":0,"Conferences and meetings":12218,"Interest":255520,"Payments to affiliates":0,"Depreciation and depletion":88631,"Insurance":17159,"Travel entertainment public officials":0,"Itemized Expenses":{"value":1068508,"VARIOUS":1068508},"All other expenses":12107}},"Assets":{"value":73192763,"Non-interest bearing cash":14880164,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":23153737,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":1062851,"Investments publicly traded":0,"Investments other":0,"Investments program related":9142807,"Intangible assets":0,"Other assets":24953204},"Liabilities":{"value":68506381,"Accounts payable, accrued":273645,"Other liabilities":68232736},"Fund balance":{"value":4686382},"Form990Details":{"program_service_accomplishments":[{"description":"PROVIDE LOAN SERVICES AND SHARE PRODUCTS TO MEMBERS."}],"program_service_revenue_detail":[{"business_code":"522100","description":"INCOME FROM LOANS","total_revenue":2412943,"related_or_exempt_function_income":2412943}],"functional_expense_allocations":{"current_officers_directors":{"total":179272},"disqualified_persons":{"total":0},"other_salaries_and_wages":{"total":824971},"pension_plan_contributions":{"total":39554},"other_employee_benefits":{"total":94527},"payroll_taxes":{"total":81971},"management_fees":{"total":0},"legal_fees":{"total":10260},"accounting_fees":{"total":36506},"lobbying_fees":{"total":0},"professional_fundraising_fees":{"total":0},"investment_management_fees":{"total":0},"other_service_fees":{"total":308106},"advertising":{"total":52635},"office_expenses":{"total":314424},"information_technology":{"total":71490},"royalties":{"total":0},"occupancy":{"total":173356},"travel":{"total":0},"conferences_meetings":{"total":12218},"interest":{"total":255520},"payments_to_affiliates":{"total":0},"depreciation_depletion":{"total":88631},"insurance":{"total":17159},"all_other_expenses":{"total":12107}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"backup_withholding_compliance":true,"employment_tax_returns_filed":true,"lobbying_activities":false,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_vi":true,"schedule_o_part_xi":true},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false,"federal_grant_audit_performed":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"excess_benefit_transaction":false,"excess_business_holdings":false,"distribution_to_donor":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"person_name":"PETE WELLER","phone":"5592257228","address_line1":"1515 EAST SHAW AVENUE","city":"FRESNO","state":"CA","zip":"937108003"},"officers_directors_key_employees":[{"title":"Vice Chair","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":101,"individual_trustee_or_director":true},{"title":"Director","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Director","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Treasurer","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"Director","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Secretary","average_hours_per_week":5.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":101,"individual_trustee_or_director":true,"officer":true},{"title":"Director","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"Director","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":101,"individual_trustee_or_director":true},{"title":"Chairman","average_hours_per_week":2.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"President & CEO","average_hours_per_week":40.0,"reportable_comp_from_org":160335,"reportable_comp_from_related_orgs":0,"other_compensation":18937,"officer":true},{"title":"EXECUTIVE VICE PRESIDENT","average_hours_per_week":40.0,"reportable_comp_from_org":80578,"reportable_comp_from_related_orgs":0,"other_compensation":8939,"key_employee":true},{"title":"VICE PRESIDENT OF FINANCE","average_hours_per_week":40.0,"reportable_comp_from_org":70920,"reportable_comp_from_related_orgs":0,"other_compensation":8387,"key_employee":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleD":{"land_buildings_equipment":{"land":{"other_cost_or_other_basis":270000,"book_value":270000},"buildings":{"other_cost_or_other_basis":455000,"book_value":275907,"depreciation":179093},"leasehold_improvements":{"other_cost_or_other_basis":868610,"book_value":441883,"depreciation":426727},"equipment":{"other_cost_or_other_basis":63197,"depreciation":63197},"other_land_buildings":{"other_cost_or_other_basis":979961,"book_value":75061,"depreciation":904900},"total_book_value":1062851},"program_related_investments":{"total_book_value":9142807},"other_assets":{"assets":[{"description":"Rounding"},{"description":"OTHER INVESTMENTS IN CORPORATE CREDIT UN"},{"description":"OTHER ASSETS"},{"description":"NCUSIF SHARE INSURANCE DEPOSIT"},{"description":"HELD-TO-MATURITY SECURITIES"},{"description":"DEPOSITS IN CORPORATE CR UNIONS & BANKS"},{"description":"AVAILABLE FOR SALE SECURITIES"},{"description":"ACCRUED INTEREST ON LOANS"},{"description":"ACCRUED INTEREST ON INVESTMENTS"}],"total_book_value":24953204},"other_liabilities":{"liabilities":[{"description":"MEMBER SHARE DEPOSITS","amount":68232736}],"total_liability":68232736}},"ScheduleI":{"reported_domestic_org_grants":0,"reported_domestic_individual_grants":0,"total_domestic_grants":0},"ScheduleF":{"reported_foreign_grants":0},"ScheduleJ":{"benefits_and_procedures":{"tax_indemnification_and_gross_up_payments":true,"written_policy_travel_and_entertainment":false},"compensation_process":{"compensation_survey_or_study":true,"board_or_committee_approval":true},"compensation_arrangements":{"severance_payment":false,"supplemental_nonqualified_retirement_plan":true,"equity_based_compensation_arrangement":false},"compensation":[{"person_name":"SCOTT THWAITES","base_compensation_filing_org":130548,"nontaxable_benefits_filing_org":18937,"other_compensation_filing_org":29787,"total_compensation_filing_org":179272,"name":"SCOTT THWAITES"}],"supplemental_information":[{"identifier":"Sch J, Part I, Line 1b","form_and_line_reference":"Part I, Line 1b: Reason for not following policy regarding payment provisions for expenses"},{"identifier":"Sch J, Part I, Line 1a","form_and_line_reference":"Part I, Line 1a: Relevant information in regards to selections on 1a."}]},"source_xml":"201241889349300429_public.xml"}],"Latest":{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"Provide loans and share products to members. Service and value to your family from ours.","primary_activities":"The loans provided include: various secured, unsecured, visa credit cards, and mortgages; and the shares provided include: checking, savings, holiday club, money market, etc.\n\nNcua and the california dfi approved a merger with valley first credit union, which was effective on 12/31/12.","year":2012,"name":"STATE CENTER CREDIT UNION","phone":"5592257228","website":"WWW.STATECENTERCU.COM","type":"990","principal_officer":"SCOTT THWAITES","year_formation":1959,"state_legal_domicile":"CA","total_volunteers":16,"tax_period_begin":"2012-01-01T00:00:00","tax_period_end":"2012-12-31T00:00:00","address":"1515 EAST SHAW AVENUE, FRESNO, CA, 93710, USA","city":"FRESNO","state":"CA","country":"USA","zip_code":"93710"},"Governance":{"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":21,"Total Gross UBI":14077,"Net unrelated business taxable income":-12620,"Number of employees":21,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":false,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":true,"Audit committee":false,"Federal grant audit required":false,"Audited financial statements separate":true,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":2833338,"Contributions":{"value":0},"Program revenue":{"value":2642733,"Total revenue":{"value":2642733,"VARIOUS":2642733},"Unrelated business revenue":14077},"Investment income":{"value":190605,"Investment income total":195656,"Net investment gain":-5051},"Other revenues":{"value":0}},"Expenses":{"value":2933387,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":180830,"Benefits paid to members Total":180830},"Salaries":{"value":940889,"Current officers":214934,"Other salaries and wages":625098,"Other employee benefits":34144,"Payroll taxes":66713},"Other expenses":{"value":1811668,"Legal":7983,"Accounting":37140,"Other services":244728,"Advertising":48654,"Office expenses":268609,"Information technology":158267,"Occupancy":138092,"Travel":12538,"Conferences and meetings":4550,"Depreciation and depletion":82802,"Insurance":18171,"Itemized Expenses":{"value":750112,"VARIOUS":750112},"All other expenses":40022}},"Assets":{"value":0,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Accounts payable, accrued":0,"Other liabilities":0},"Fund balance":{"value":0},"Form990Details":{"program_service_accomplishments":[{"description":"THE LOANS PROVIDED INCLUDE: VARIOUS SECURED, UNSECURED, VISA CREDIT CARDS, AND MORTGAGES; AND THE SHARES PROVIDED INCLUDE: CHECKING, SAVINGS, HOLIDAY CLUB, MONEY MARKET, ETC."}],"program_service_revenue_detail":[{"business_code":"522100","description":"INCOME FROM LOANS","total_revenue":1919167,"related_or_exempt_function_income":1919167},{"business_code":"522100","description":"FEES & CHARGES","total_revenue":590904,"related_or_exempt_function_income":578328},{"business_code":"522100","description":"MISC OPERATING INCOME","total_revenue":132662,"related_or_exempt_function_income":131161}],"functional_expense_allocations":{"current_officers_directors":{"total":214934},"other_salaries_and_wages":{"total":625098},"other_employee_benefits":{"total":34144},"payroll_taxes":{"total":66713},"legal_fees":{"total":7983},"accounting_fees":{"total":37140},"other_service_fees":{"total":244728},"advertising":{"total":48654},"office_expenses":{"total":268609},"information_technology":{"total":158267},"occupancy":{"total":138092},"travel":{"total":12538},"conferences_meetings":{"total":4550},"depreciation_depletion":{"total":82802},"insurance":{"total":18171},"all_other_expenses":{"total":40022}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"backup_withholding_compliance":true,"employment_tax_returns_filed":true,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_iii":true,"schedule_o_part_vi":true,"schedule_o_part_xi":true},"principal_officer_detail":{"person_name":"SCOTT THWAITES","address_line1":"1515 EAST SHAW AVENUE","city":"FRESNO","state":"CA","zip":"93710"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"annual_disclosure_covered_persons":true},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"phone":"5592257228","business_name_line1":"THE ORGANIZATION","address_line1":"1515 EAST SHAW AVENUE","city":"FRESNO","state":"CA","zip":"93710"},"officers_directors_key_employees":[{"title":"CHAIR","average_hours_per_week":2.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"VICE CHAIR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":93,"individual_trustee_or_director":true,"officer":true},{"title":"TREASURER","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"officer":true},{"title":"SECRETARY","average_hours_per_week":5.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":93,"individual_trustee_or_director":true,"officer":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"DIRECTOR","average_hours_per_week":1.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":93,"individual_trustee_or_director":true},{"title":"PRESIDENT & CEO","average_hours_per_week":40.0,"reportable_comp_from_org":136192,"reportable_comp_from_related_orgs":0,"other_compensation":10141,"officer":true},{"title":"VP OF FINANCE","average_hours_per_week":40.0,"reportable_comp_from_org":65858,"reportable_comp_from_related_orgs":0,"other_compensation":2464,"officer":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleN":{"termination_or_liquidation":{"assets_distributed":true,"liabilities_paid":true,"bonds_outstanding":false,"bond_liabilities_discharged":false,"required_to_notify_attorney_general":true,"attorney_general_notified":true},"successor_relationships":{"director_of_successor":false,"employee_of_successor":true,"owner_of_successor":false},"liquidations":[{"business_name_line1":"VALLEY FIRST CREDIT UNION","ein":941439553,"irc_section":"501(C)(14)","distribution_date":"2012-12-31T00:00:00","description":"MEMBER LOANS, NET","fair_market_value":24977636,"method_of_fmv_determination":"BOOK VALUE","address_line1":"PO BOX 1411","city":"MODESTO","state":"CA","zip":"953531411","name":"VALLEY FIRST CREDIT UNION","address":"PO BOX 1411, MODESTO, CA, 953531411"},{"business_name_line1":"VALLEY FIRST CREDIT UNION","ein":941439553,"irc_section":"501(C)(14)","distribution_date":"2012-12-31T00:00:00","description":"CASH","fair_market_value":24854372,"method_of_fmv_determination":"BOOK VALUE","address_line1":"PO BOX 1411","city":"MODESTO","state":"CA","zip":"953531411","name":"VALLEY FIRST CREDIT UNION","address":"PO BOX 1411, MODESTO, CA, 953531411"},{"business_name_line1":"VALLEY FIRST CREDIT UNION","ein":941439553,"irc_section":"501(C)(14)","distribution_date":"2012-12-31T00:00:00","description":"INVESTMENTS","fair_market_value":16261200,"method_of_fmv_determination":"BOOK VALUE","address_line1":"PO BOX 1411","city":"MODESTO","state":"CA","zip":"953531411","name":"VALLEY FIRST CREDIT UNION","address":"PO BOX 1411, MODESTO, CA, 953531411"},{"business_name_line1":"VALLEY FIRST CREDIT UNION","ein":941439553,"irc_section":"501(C)(14)","distribution_date":"2012-12-31T00:00:00","description":"PREPAIDS","fair_market_value":74771,"method_of_fmv_determination":"BOOK VALUE","address_line1":"PO BOX 1411","city":"MODESTO","state":"CA","zip":"953531411","name":"VALLEY FIRST CREDIT UNION","address":"PO BOX 1411, MODESTO, CA, 953531411"},{"business_name_line1":"VALLEY FIRST CREDIT UNION","ein":941439553,"irc_section":"501(C)(14)","distribution_date":"2012-12-31T00:00:00","description":"FIXED ASSETS","fair_market_value":1001924,"method_of_fmv_determination":"BOOK VALUE","address_line1":"PO BOX 1411","city":"MODESTO","state":"CA","zip":"953531411","name":"VALLEY FIRST CREDIT UNION","address":"PO BOX 1411, MODESTO, CA, 953531411"},{"business_name_line1":"VALLEY FIRST CREDIT UNION","ein":941439553,"irc_section":"501(C)(14)","distribution_date":"2012-12-31T00:00:00","description":"OTHER ASSETS","fair_market_value":1523903,"method_of_fmv_determination":"BOOK VALUE","address_line1":"PO BOX 1411","city":"MODESTO","state":"CA","zip":"953531411","name":"VALLEY FIRST CREDIT UNION","address":"PO BOX 1411, MODESTO, CA, 953531411"}],"supplemental_information":[{"explanation":"PART I, LINE 2E: SCOTT THWAITES AND PETE WELLER BECAME EMPLOYEES OF VALLEY FIRST CREDIT UNION, BUT NEITHER WILL BE OFFICERS OF THE NEW ORGANIZATION."}]},"Ratings":{"Mission Deployment Rate":{"score":null},"Program Expense Ratio":{"score":null},"Fundraising Efficiency":{"score":null,"percentile":null},"Filing Consistency Score":{"score":1.0},"Grant Itemization Coverage":{"score":null},"Independent Voting Board Pct":{"score":1.0},"Operating Margin":{"score":-0.03531135360482936,"percentile":0.35395080516340716},"Operating Reserve Ratio":{"score":0.0,"percentile":0.026800149493383534},"Liabilities to Assets Ratio":{"score":null,"percentile":null},"Officer Compensation Ratio":{"score":0.07327161400797098,"percentile":0.6400305406059703},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.19010220337472652,"percentile":0.09729147015227059},"Asset Growth":{"score":-0.7546602495122837,"percentile":0.009499303767537177},"Foreign Oversight Score":{"score":null},"Major-Donor Itemization":{"score":null},"Related-Party Transparency":{"score":null},"Pay-Setting Controls":{"score":null,"weight":5,"atoms":{"Compensation committee":{"value":null},"Independent compensation consultant":{"value":null},"Form 990 of other organizations reviewed":{"value":null},"Written employment contract":{"value":null},"Compensation survey or study":{"value":null},"Board or committee approval":{"value":null}}},"Governance Policy Score":{"score":0.8888888888888888,"weight":5,"atoms":{"Conflict of interest policy":{"value":true},"Whistle blower policy":{"value":true},"Document retention policy":{"value":true},"Compensation process for CEO":{"value":true},"Compensation process for other employees":{"value":true},"Form 990 provided to governing body":{"value":true},"Minutes of governing body":{"value":true},"Audit committee":{"value":false},"Independent audit financial statements":{"value":true}}},"Categories":{"Financial Efficiency":{"score":null,"weight":45},"Transparency & Controls":{"score":1.0,"weight":20},"Accountability":{"score":0.9537037037037037,"weight":14},"Sustainability":{"score":0.2830445513324077,"weight":13},"Growth":{"score":0.06802741469069279,"weight":8}},"Overall Score":{"score":0.6831936424854308,"percentile":0.2980634619932443}},"source_xml":"201311339349300531_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}