{"success":true,"data":{"_id":941215832,"filings":[{"Organization":{"value":null,"Person":["BRETT THOLBORN","DOUG MCCREATH","JOVANNA GONSALVES","LINDA MORA","HANK KLOR","ALLAN PATTERSON","DONALD KNUDSEN","THOMAS WHITESIDES","JACCENE LONGACRE","RUSSEL HAGEN"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","BOARD SECRETARY / TREASURE","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","CEO"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,60.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,193384],"Direct compensation":[0,0,0,0,0,0,0,0,0,160210],"Other compensation":[0,0,0,0,0,0,0,0,0,33174]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2016,"name":"PREMIER COMMUNITY CREDIT UNION","phone":2099544324,"website":"WWW.PREMIERCCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"RUSSEL HAGEN","year_formation":1931,"state_legal_domicile":"CA","total_volunteers":9,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"3315 WEST BENJAMIN HOLT DRIVE, STOCKTON, CA, 95219, USA","city":"STOCKTON","state":"CA","country":"USA","zip_code":95219},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":49,"Total Gross UBI":21248,"Net unrelated business taxable income":0,"Number of employees":49,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6061801,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5065798,"Total revenue":{"value":5065798,"INTEREST ON LOANS":2775715,"FEE INCOME":1764652,"OTHER OPERATING INCOME":525431},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":975708,"Investment income total":941512,"Net investment gain":34196,"Income from invest bond proceeds":0},"Other revenues":{"value":20295,"Other total":12363,"Royalties revenue":0,"Net rental income":7932,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5697741,"Grant expense":{"value":11250,"Grants to domestic orgs":6750,"Grants to domestic individuals":4500,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2557448,"Current officers":160210,"Disqualified persons":0,"Other salaries and wages":1842249,"Pension plan contributions":43747,"Other employee benefits":316404,"Payroll taxes":194838},"Other expenses":{"value":3129043,"Management services":0,"Legal":76913,"Accounting":77518,"Lobbying services":0,"Investment management fees":0,"Other services":816422,"Advertising":108827,"Office expenses":241775,"Information technology":378944,"Royalties":0,"Occupancy":248955,"Travel":44607,"Conferences and meetings":0,"Interest":226712,"Payments to affiliates":0,"Depreciation and depletion":291522,"Insurance":354,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":587804,"LOAN SERVICING":429014,"PROVISION FOR LOAN AND":65617,"MISC. OPERATING EXPENSE":57877,"OTHER NON-OPERATING EXP":35296},"All other expenses":28690},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":139659560,"Non-interest bearing cash":1205552,"Savings and temp cash investments":12540847,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":449766,"Land, building, equipment":4264126,"Investments publicly traded":37283839,"Investments other":0,"Investments program related":80678310,"Intangible assets":0,"Other assets":3237120},"Liabilities":{"value":126675460,"Sum of Total Liabilities":0,"Accounts payable, accrued":1967031,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":124708429},"Fund balance":{"value":12984100,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.06005805865286571,"percentile":0.5468464515408487},"Liabilities to Assets Ratio":{"score":0.9070303529525655,"percentile":0.06349214152626947},"Operating Reserve Ratio":{"score":24.511391444433855,"percentile":0.9577976819725887},"Officer Compensation Ratio":{"score":0.033940468687502647,"percentile":0.838953635740718},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.01697169087030052,"percentile":0.44931745473145435},"Asset Growth":{"score":0.03174593842402539,"percentile":0.4532227102688188},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5796384562009724,"percentile":0.5453496262186317}},"source_xml":"201743069349301404_public.xml"},{"Organization":{"value":null,"Person":["KLOR HANK","THOLBORN BRETT","VIALDORES JOVANNA","KNUDSEN DONALD","PATTERSON ALLAN","MORA LINDA","BROWN TROY","FARNUM AL","NICHOLAS EMILY","BUCHAN DULCY","HAGEN RUSSEL"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","BOARD SECRETARY/TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","CEO"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,190080],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,161133],"Other compensation":[0,0,0,0,0,0,0,0,0,0,28947]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2019,"name":"PREMIER COMMUNITY CREDIT UNION","phone":2099544324,"website":"WWW.PREMIERCCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"RUSSEL HAGEN","year_formation":1931,"state_legal_domicile":"CA","total_volunteers":10,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"3315 WEST BENJAMIN HOLT DRIVE, STOCKTON, CA, 95219, USA","city":"STOCKTON","state":"CA","country":"USA","zip_code":95219},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":70,"Total Gross UBI":19756,"Net unrelated business taxable income":0,"Number of employees":70,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":7217207,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5377675,"Total revenue":{"value":5377675,"INTEREST ON LOANS":3286487,"FEE INCOME":1842247,"OTHER OPERATING INCOME":248941},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1823030,"Investment income total":1572450,"Net investment gain":250580,"Income from invest bond proceeds":0},"Other revenues":{"value":16502,"Other total":0,"Royalties revenue":0,"Net rental income":16502,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6343971,"Grant expense":{"value":4300,"Grants to domestic orgs":1300,"Grants to domestic individuals":3000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2918616,"Current officers":161133,"Disqualified persons":0,"Other salaries and wages":2104679,"Pension plan contributions":61018,"Other employee benefits":405549,"Payroll taxes":186237},"Other expenses":{"value":3421055,"Management services":0,"Legal":33288,"Accounting":68463,"Lobbying services":0,"Investment management fees":0,"Other services":682024,"Advertising":186172,"Office expenses":297481,"Information technology":380417,"Royalties":0,"Occupancy":216962,"Travel":84476,"Conferences and meetings":0,"Interest":217117,"Payments to affiliates":0,"Depreciation and depletion":341434,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":892677,"LOAN SERVICING":372990,"PROVISION FOR LOAN AND":287435,"OTHER NON-OPERATING EXP":140101,"MISC. OPERATING EXPENSE":92151},"All other expenses":20544},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":154951140,"Non-interest bearing cash":1614183,"Savings and temp cash investments":14915813,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":517781,"Land, building, equipment":3638293,"Investments publicly traded":39357550,"Investments other":0,"Investments program related":91247375,"Intangible assets":0,"Other assets":3660145},"Liabilities":{"value":138645103,"Sum of Total Liabilities":0,"Accounts payable, accrued":1832646,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":136812457},"Fund balance":{"value":16306037,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.12099361983105099,"percentile":0.65732015483385},"Liabilities to Assets Ratio":{"score":0.8947665890034755,"percentile":0.06553009260397258},"Operating Reserve Ratio":{"score":24.424944565477993,"percentile":0.9576115559027932},"Officer Compensation Ratio":{"score":0.029962305943706236,"percentile":0.8599734218555178},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.04501309848108667,"percentile":0.5849482523207155},"Asset Growth":{"score":0.03544372490261507,"percentile":0.46859295390553},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6163054712498,"percentile":0.6524604215317107}},"source_xml":"202023039349302602_public.xml"},{"Organization":{"value":null,"Person":["LINDA MORA","BRETT THOLBORN","DOUG MCCREATH","HANK KLOR","ALLAN PATTERSON","DONALD KNUDSEN","JOVANNA GONSALVES","THOMAS WHITESIDES","JACCENE LONGACRE","ELLEN WEHRS","RUSSEL HAGEN"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","BOARD SECRETARY / TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","CEO"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,60.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,145045],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,115626],"Other compensation":[0,0,0,0,0,0,0,0,0,0,29419]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2014,"name":"PREMIER COMMUNITY CREDIT UNION","phone":2099544324,"website":"WWW.PREMIERCCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"RUSSEL HAGEN","year_formation":1931,"state_legal_domicile":"CA","total_volunteers":10,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"3255 WEST BENJAMIN HOLT DRIVE, STOCKTON, CA, 95219, USA","city":"STOCKTON","state":"CA","country":"USA","zip_code":95219},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":45,"Total Gross UBI":20920,"Net unrelated business taxable income":0,"Number of employees":45,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5418948,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4453528,"Total revenue":{"value":4453528,"INTEREST ON LOANS":2581513,"FEE INCOME":1619655,"OTHER OPERATING INCOME":252360},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":892059,"Investment income total":838082,"Net investment gain":53977,"Income from invest bond proceeds":0},"Other revenues":{"value":73361,"Other total":73361,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4868034,"Grant expense":{"value":26224,"Grants to domestic orgs":23224,"Grants to domestic individuals":3000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2257071,"Current officers":115626,"Disqualified persons":0,"Other salaries and wages":1703578,"Pension plan contributions":33982,"Other employee benefits":241337,"Payroll taxes":162548},"Other expenses":{"value":2584739,"Management services":0,"Legal":57825,"Accounting":58656,"Lobbying services":0,"Investment management fees":0,"Other services":616866,"Advertising":39841,"Office expenses":264293,"Information technology":318600,"Royalties":0,"Occupancy":198904,"Travel":60226,"Conferences and meetings":0,"Interest":303397,"Payments to affiliates":0,"Depreciation and depletion":228765,"Insurance":384,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":422645,"LOAN SERVICING":237666,"MISC. OPERATING EXPENSE":77438,"PROVISION FOR LOAN AND":76474,"OTHER NON-OPERATING EXP":31067},"All other expenses":14337},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":129115153,"Non-interest bearing cash":1518682,"Savings and temp cash investments":11369101,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":112732,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":205806,"Land, building, equipment":3801929,"Investments publicly traded":34869205,"Investments other":0,"Investments program related":73985729,"Intangible assets":0,"Other assets":3251969},"Liabilities":{"value":116033712,"Sum of Total Liabilities":0,"Accounts payable, accrued":1418693,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":114615019},"Fund balance":{"value":13081441,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10166438209039835,"percentile":0.6261053555775709},"Liabilities to Assets Ratio":{"score":0.8986839213209932,"percentile":0.06488034078786299},"Operating Reserve Ratio":{"score":26.523059000820453,"percentile":0.9617833262163521},"Officer Compensation Ratio":{"score":0.029795395841524526,"percentile":0.8608534993335928},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6244130657152844,"percentile":0.6749354999407046}},"source_xml":"201533159349304363_public.xml"},{"Organization":{"value":null,"Person":["BRETT THOLBORN","KLOR HANK","JOVANNA GONSALVES","DONALD KNUDSEN","ALLAN PATTERSON","LINDA MORA","DOUG MCCREATH","AL FARNUM","JACCENE LONGACRE","EMILY NICHOLAS","RUSSEL HAGEN"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","BOARD SECRETARY / TREASURE","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","CEO"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,194112],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,161375],"Other compensation":[0,0,0,0,0,0,0,0,0,0,32737]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2017,"name":"PREMIER COMMUNITY CREDIT UNION","phone":2099544324,"website":"WWW.PREMIERCCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"RUSSEL HAGEN","year_formation":1931,"state_legal_domicile":"CA","total_volunteers":10,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"3315 WEST BENJAMIN HOLT DRIVE, STOCKTON, CA, 95219, USA","city":"STOCKTON","state":"CA","country":"USA","zip_code":95219},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":76,"Total Gross UBI":25688,"Net unrelated business taxable income":0,"Number of employees":76,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6269467,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5084266,"Total revenue":{"value":5084266,"INTEREST ON LOANS":2924305,"FEE INCOME":1913619,"OTHER OPERATING INCOME":246342},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1170700,"Investment income total":1169377,"Net investment gain":1323,"Income from invest bond proceeds":0},"Other revenues":{"value":14501,"Other total":0,"Royalties revenue":0,"Net rental income":14501,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5633725,"Grant expense":{"value":4224,"Grants to domestic orgs":4224,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2673359,"Current officers":161375,"Disqualified persons":0,"Other salaries and wages":1890967,"Pension plan contributions":42343,"Other employee benefits":384010,"Payroll taxes":194664},"Other expenses":{"value":2956142,"Management services":0,"Legal":16086,"Accounting":71202,"Lobbying services":0,"Investment management fees":0,"Other services":684375,"Advertising":107563,"Office expenses":253235,"Information technology":381831,"Royalties":0,"Occupancy":228720,"Travel":72668,"Conferences and meetings":0,"Interest":187975,"Payments to affiliates":0,"Depreciation and depletion":308357,"Insurance":328,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":635133,"LOAN SERVICING":347145,"PROVISION FOR LOAN AND":209386,"MISC. OPERATING EXPENSE":43381,"OTHER NON-OPERATING EXP":35221},"All other expenses":8669},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":145199494,"Non-interest bearing cash":1189252,"Savings and temp cash investments":16186179,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":356489,"Land, building, equipment":4504813,"Investments publicly traded":38557514,"Investments other":0,"Investments program related":80753830,"Intangible assets":0,"Other assets":3651417},"Liabilities":{"value":131796914,"Sum of Total Liabilities":0,"Accounts payable, accrued":1840784,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":129956130},"Fund balance":{"value":13402580,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10140287842650739,"percentile":0.6256547452971756},"Liabilities to Assets Ratio":{"score":0.9076954083600319,"percentile":0.06338541999531326},"Operating Reserve Ratio":{"score":25.773266178239087,"percentile":0.9603640391499313},"Officer Compensation Ratio":{"score":0.03445535591460357,"percentile":0.8362533314253592},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.02773780922731829,"percentile":0.5035607588334452},"Asset Growth":{"score":0.034865068831010156,"percentile":0.46617175433515556},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6006336151528181,"percentile":0.607368475574771}},"source_xml":"201823129349303162_public.xml"},{"Organization":{"value":null,"Person":["BRETT THOLBORN","DOUG MCCREATH","JOVANNA GONSALVES","LINDA MORA","HANK KLOR","ALLAN PATTERSON","DONALD KNUDSEN","THOMAS WHITESIDES","JACCENE LONGACRE","RONALD STOCK","RUSSEL HAGEN"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","BOARD SECRETARY / TREASURE","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","CEO"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,60.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,201490],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,170724],"Other compensation":[0,0,0,0,0,0,0,0,0,0,30766]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2015,"name":"PREMIER COMMUNITY CREDIT UNION","phone":2099544324,"website":"WWW.PREMIERCCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"RUSSEL HAGEN","year_formation":1931,"state_legal_domicile":"CA","total_volunteers":10,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"3315 WEST BENJAMIN HOLT DRIVE, STOCKTON, CA, 95219, USA","city":"STOCKTON","state":"CA","country":"USA","zip_code":95219},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":64,"Total Gross UBI":19540,"Net unrelated business taxable income":0,"Number of employees":64,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5553880,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4637369,"Total revenue":{"value":4637369,"INTEREST ON LOANS":2601479,"FEE INCOME":1761878,"OTHER OPERATING INCOME":274012},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":916511,"Investment income total":888438,"Net investment gain":28073,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5358669,"Grant expense":{"value":3000,"Grants to domestic orgs":0,"Grants to domestic individuals":3000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2538944,"Current officers":170724,"Disqualified persons":0,"Other salaries and wages":1369024,"Pension plan contributions":36803,"Other employee benefits":785760,"Payroll taxes":176633},"Other expenses":{"value":2816725,"Management services":0,"Legal":68002,"Accounting":73604,"Lobbying services":0,"Investment management fees":0,"Other services":632331,"Advertising":97008,"Office expenses":247243,"Information technology":344671,"Royalties":0,"Occupancy":241420,"Travel":63325,"Conferences and meetings":0,"Interest":249043,"Payments to affiliates":0,"Depreciation and depletion":249539,"Insurance":380,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":534873,"LOAN SERVICING":339447,"PROVISION FOR LOAN AND":89727,"MISC. OPERATING EXPENSE":76148,"OTHER NON-OPERATING EXP":29551},"All other expenses":15286},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":133023295,"Non-interest bearing cash":1517873,"Savings and temp cash investments":8909680,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":103000,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":234592,"Land, building, equipment":4319559,"Investments publicly traded":37272933,"Investments other":0,"Investments program related":77190471,"Intangible assets":0,"Other assets":3475187},"Liabilities":{"value":119845853,"Sum of Total Liabilities":0,"Accounts payable, accrued":1417957,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":118427896},"Fund balance":{"value":13177442,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.03514858081197289,"percentile":0.49046167479062724},"Liabilities to Assets Ratio":{"score":0.9009388393213384,"percentile":0.06451244852376059},"Operating Reserve Ratio":{"score":24.823943221721663,"percentile":0.9584562974573482},"Officer Compensation Ratio":{"score":0.037600754963592636,"percentile":0.819795101162513},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.020603954912847736,"percentile":0.29452432366299713},"Asset Growth":{"score":0.023320971300056864,"percentile":0.41787897198266133},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5502855380545782,"percentile":0.45814670596232326}},"source_xml":"201613199349305626_public.xml"},{"Organization":{"value":null,"Person":["ALLAN PATTERSON","JACALYN DAVIS","LINDA MORA","HANK KLOR","TROY BROWN","ALLEN FARNUM","EMILY NICHOLAS","DULCY BUCHAN","RUSSEL HAGEN"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","BOARD TREASURER","BOARD SECRETARY","BOARD MEMBER","SUPERVISORY COMMITTEE CHAI","SUPERVISORY COMMITTEE MEMB","SUPERVISORY COMMITTEE MEMB","CEO"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,0,54082],"Direct compensation":[0,0,0,0,0,0,0,0,49846],"Other compensation":[0,0,0,0,0,0,0,0,4236]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2022,"name":"PREMIER COMMUNITY CREDIT UNION","phone":2099544324,"website":"WWW.PREMIERCCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"RUSSEL HAGEN","year_formation":1931,"state_legal_domicile":"CA","total_volunteers":8,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-03-29T00:00:00","address":"3315 WEST BENJAMIN HOLT DRIVE, STOCKTON, CA, 95219, USA","city":"STOCKTON","state":"CA","country":"USA","zip_code":95219},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":43,"Total Gross UBI":3357,"Net unrelated business taxable income":0,"Number of employees":43,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1328009,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1054890,"Total revenue":{"value":1054890,"INTEREST ON LOANS":611777,"FEE INCOME":396626,"OTHER OPERATING INCOME":46487},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":272152,"Investment income total":272152,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":967,"Other total":967,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1554222,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":693935,"Current officers":49846,"Disqualified persons":0,"Other salaries and wages":516254,"Pension plan contributions":13731,"Other employee benefits":50685,"Payroll taxes":63419},"Other expenses":{"value":860287,"Management services":0,"Legal":6407,"Accounting":9604,"Lobbying services":0,"Investment management fees":0,"Other services":205565,"Advertising":16560,"Office expenses":117233,"Information technology":149417,"Royalties":0,"Occupancy":71888,"Travel":0,"Conferences and meetings":0,"Interest":22216,"Payments to affiliates":0,"Depreciation and depletion":58545,"Insurance":1097,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":198434,"PROVISION FOR LOAN AND":108094,"LOAN SERVICING":74208,"MISC. OPERATING EXPENSE":9301,"OPERATING FEES":6831},"All other expenses":3321},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":0,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":0,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.1703399600454515,"percentile":0.16778517608345686},"Liabilities to Assets Ratio":{"score":null,"percentile":null},"Operating Reserve Ratio":{"score":0.0,"percentile":0.01998217959084195},"Officer Compensation Ratio":{"score":0.03479683082596952,"percentile":0.8344570356626735},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.04194811562692116,"percentile":0.23731813001158222},"Asset Growth":{"score":-0.0472507716586437,"percentile":0.17046775747744425},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.43395155710094363,"percentile":0.18032698695279942}},"source_xml":"202312699349301966_public.xml"},{"Organization":{"value":null,"Person":["LINDA MORA","NORMA HUNT","HANK KLOR","ALLAN PATTERSON","DONALD KNUDSEN","BRETT THOLBORN","DOUG MCCREATH","JACCENE LONGACRE","ELLEN WEHRS","PAUL YANG","RUSSEL HAGEN"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","BOARD SECRETARY / TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","MANAGER / CEO","VP FINANCE"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,60.0,60.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,189326,114680],"Direct compensation":[0,0,0,0,0,0,0,0,0,169791,95873],"Other compensation":[0,0,0,0,0,0,0,0,0,19535,18807]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2013,"name":"PREMIER COMMUNITY CREDIT UNION","phone":2099544324,"website":"WWW.PREMIERCCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"RUSSEL HAGEN","year_formation":1931,"state_legal_domicile":"CA","total_volunteers":9,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"3255 WEST BENJAMIN HOLT DRIVE, STOCKTON, CA, 95219, USA","city":"STOCKTON","state":"CA","country":"USA","zip_code":95219},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":61,"Total Gross UBI":22158,"Net unrelated business taxable income":-196,"Number of employees":61,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5784052,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4618689,"Total revenue":{"value":4618689,"INTEREST ON LOANS":2689805,"FEE INCOME":1594779,"OTHER OPERATING INCOME":334105},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":888011,"Investment income total":596707,"Net investment gain":291304,"Income from invest bond proceeds":0},"Other revenues":{"value":277352,"Other total":277352,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4994800,"Grant expense":{"value":7150,"Grants to domestic orgs":7150,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2329921,"Current officers":265664,"Disqualified persons":0,"Other salaries and wages":1511361,"Pension plan contributions":31568,"Other employee benefits":373424,"Payroll taxes":147904},"Other expenses":{"value":2657729,"Management services":0,"Legal":47444,"Accounting":52108,"Lobbying services":0,"Investment management fees":0,"Other services":635014,"Advertising":64496,"Office expenses":289782,"Information technology":240223,"Royalties":0,"Occupancy":200942,"Travel":34283,"Conferences and meetings":0,"Interest":393495,"Payments to affiliates":0,"Depreciation and depletion":229622,"Insurance":91320,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":379000,"LOAN SERVICING":234690,"MISC. OPERATING EXPENSE":74752,"OTHER NON-OPERATING EXP":55353,"OPERATING FEES":14205},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":126973647,"Non-interest bearing cash":1016693,"Savings and temp cash investments":9472815,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":119838,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":258719,"Land, building, equipment":3876706,"Investments publicly traded":37092981,"Investments other":0,"Investments program related":71583802,"Intangible assets":0,"Other assets":3552093},"Liabilities":{"value":115254763,"Sum of Total Liabilities":0,"Accounts payable, accrued":867448,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":114387315},"Fund balance":{"value":11718884,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1364531300894252,"percentile":0.6801545403724188},"Liabilities to Assets Ratio":{"score":0.9077061715018708,"percentile":0.06338214255866202},"Operating Reserve Ratio":{"score":25.421167414110673,"percentile":0.9596773329771138},"Officer Compensation Ratio":{"score":0.060864499079042206,"percentile":0.7053425391456216},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6246393644263393,"percentile":0.6755502528506316}},"source_xml":"201423149349302762_public.xml"},{"Organization":{"value":null,"Person":["HANK KLOR","BRETT THOLBORN","LINDA MORA","DONALD KNUDSEN","ALLAN PATTERSON","TROY BROWN","JACALYN DAVIS","ALLEN FARNUM","EMILY NICHOLAS","DULCY BUCHAN","RUSSEL HAGEN"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","BOARD TREASURER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","SUPERVISORY COMMITTEE CHAIRPERSON","SUPERVISORY COMMITTEE MEMBER","SUPERVISORY COMMITTEE MEMBER","CEO"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,195304],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,163637],"Other compensation":[0,0,0,0,0,0,0,0,0,0,31667]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2020,"name":"PREMIER COMMUNITY CREDIT UNION","phone":2099544324,"website":"WWW.PREMIERCCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"RUSSEL HAGEN","year_formation":1931,"state_legal_domicile":"CA","total_volunteers":10,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"3315 WEST BENJAMIN HOLT DRIVE, STOCKTON, CA, 95219, USA","city":"STOCKTON","state":"CA","country":"USA","zip_code":95219},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":64,"Total Gross UBI":21675,"Net unrelated business taxable income":0,"Number of employees":64,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6033985,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4937204,"Total revenue":{"value":4937204,"INTEREST ON LOANS":3211430,"FEE INCOME":1482506,"OTHER OPERATING INCOME":243268},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1030000,"Investment income total":1023591,"Net investment gain":6409,"Income from invest bond proceeds":0},"Other revenues":{"value":66781,"Other total":66781,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5892483,"Grant expense":{"value":2500,"Grants to domestic orgs":0,"Grants to domestic individuals":2500,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2755962,"Current officers":163637,"Disqualified persons":0,"Other salaries and wages":1925342,"Pension plan contributions":54017,"Other employee benefits":427710,"Payroll taxes":185256},"Other expenses":{"value":3134021,"Management services":0,"Legal":30389,"Accounting":75721,"Lobbying services":0,"Investment management fees":0,"Other services":674072,"Advertising":57365,"Office expenses":303110,"Information technology":501028,"Royalties":0,"Occupancy":259158,"Travel":32867,"Conferences and meetings":0,"Interest":196584,"Payments to affiliates":0,"Depreciation and depletion":264407,"Insurance":533,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":738787,"LOAN SERVICING":386634,"PROVISION FOR LOAN AND":243878,"MISC. OPERATING EXPENSE":86002,"OPERATING FEES":22273},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":183092211,"Non-interest bearing cash":1743494,"Savings and temp cash investments":25322823,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":342835,"Land, building, equipment":3747800,"Investments publicly traded":61606793,"Investments other":0,"Investments program related":86826001,"Intangible assets":0,"Other assets":3502465},"Liabilities":{"value":166666674,"Sum of Total Liabilities":0,"Accounts payable, accrued":1700488,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":164966186},"Fund balance":{"value":16425537,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.023450837216201233,"percentile":0.46125699276435245},"Liabilities to Assets Ratio":{"score":0.9102881716797881,"percentile":0.06294726768299977},"Operating Reserve Ratio":{"score":31.072166181896495,"percentile":0.9684798229033686},"Officer Compensation Ratio":{"score":0.033144601350568174,"percentile":0.8432578104434233},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.02841908723359148,"percentile":0.5069186816583334},"Asset Growth":{"score":0.04751210246123668,"percentile":0.5171299308881535},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5742473467736643,"percentile":0.529510039530972}},"source_xml":"202143129349301544_public.xml"},{"Organization":{"value":null,"Person":["KLOR HANK","THOLBORN BRETT","VIALDORES JOVANNA","KNUDSEN DONALD","PATTERSON ALLAN","MORA LINDA","BROWN TROY","FARNUM AL","NICHOLAS EMILY","BUCHAN DULCY","HAGEN RUSSEL"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","BOARD SECRETARY / TREASURE","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SUPV CMTE CHAIRPERSON","SUPV CMTE MEMBER","SUPV CMTE MEMBER","CEO"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,194047],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,163347],"Other compensation":[0,0,0,0,0,0,0,0,0,0,30700]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2018,"name":"PREMIER COMMUNITY CREDIT UNION","phone":2099544324,"website":"WWW.PREMIERCCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"RUSSEL HAGEN","year_formation":1931,"state_legal_domicile":"CA","total_volunteers":10,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"3315 WEST BENJAMIN HOLT DRIVE, STOCKTON, CA, 95219, USA","city":"STOCKTON","state":"CA","country":"USA","zip_code":95219},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":67,"Total Gross UBI":23307,"Net unrelated business taxable income":0,"Number of employees":67,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6791245,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5311538,"Total revenue":{"value":5311538,"INTEREST ON LOANS":3132693,"FEE INCOME":1856491,"OTHER OPERATING INCOME":322354},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1446702,"Investment income total":1446702,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":33005,"Other total":0,"Royalties revenue":0,"Net rental income":33005,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6168985,"Grant expense":{"value":5466,"Grants to domestic orgs":5466,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2881838,"Current officers":163347,"Disqualified persons":0,"Other salaries and wages":2065738,"Pension plan contributions":52144,"Other employee benefits":395996,"Payroll taxes":204613},"Other expenses":{"value":3281681,"Management services":0,"Legal":19280,"Accounting":66331,"Lobbying services":0,"Investment management fees":0,"Other services":657889,"Advertising":190962,"Office expenses":287580,"Information technology":406394,"Royalties":0,"Occupancy":218411,"Travel":75765,"Conferences and meetings":0,"Interest":207927,"Payments to affiliates":0,"Depreciation and depletion":314967,"Insurance":-1045,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":818009,"PROVISION FOR LOAN AND":353862,"LOAN SERVICING":352891,"MISC. OPERATING EXPENSE":78858,"OTHER NON-OPERATING EXP":32398},"All other expenses":19211},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":150488766,"Non-interest bearing cash":1161910,"Savings and temp cash investments":15675414,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":386365,"Land, building, equipment":4343222,"Investments publicly traded":35091290,"Investments other":0,"Investments program related":90378650,"Intangible assets":0,"Other assets":3451915},"Liabilities":{"value":136842279,"Sum of Total Liabilities":0,"Accounts payable, accrued":1054505,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":135787774},"Fund balance":{"value":13646487,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.091626793025432,"percentile":0.6084565548306706},"Liabilities to Assets Ratio":{"score":0.9093188989269804,"percentile":0.06311585083074825},"Operating Reserve Ratio":{"score":24.394412695119215,"percentile":0.9575476950579992},"Officer Compensation Ratio":{"score":0.03145525560525759,"percentile":0.8521743334829432},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.038679311786891955,"percentile":0.5562480069857337},"Asset Growth":{"score":0.03586033471898474,"percentile":0.4703135307655796},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6037387333325468,"percentile":0.6164097830106214}},"source_xml":"201943179349308819_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["ALLAN PATTERSON","JACALYN DAVIS","LINDA MORA","HANK KLOR","TROY BROWN","ALLEN FARNUM","EMILY NICHOLAS","DULCY BUCHAN","RUSSEL HAGEN"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","BOARD TREASURER","BOARD SECRETARY","BOARD MEMBER","SUPERVISORY COMMITTEE CHAI","SUPERVISORY COMMITTEE MEMB","SUPERVISORY COMMITTEE MEMB","CEO"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,0,54082],"Direct compensation":[0,0,0,0,0,0,0,0,49846],"Other compensation":[0,0,0,0,0,0,0,0,4236]},"Basic":{"value":null,"mission":"A cooperative, organized for the purpose of promoting thrift and savings among its members.","year":2022,"name":"PREMIER COMMUNITY CREDIT UNION","phone":2099544324,"website":"WWW.PREMIERCCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"RUSSEL HAGEN","year_formation":1931,"state_legal_domicile":"CA","total_volunteers":8,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-03-29T00:00:00","address":"3315 WEST BENJAMIN HOLT DRIVE, STOCKTON, CA, 95219, USA","city":"STOCKTON","state":"CA","country":"USA","zip_code":95219},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":43,"Total Gross UBI":3357,"Net unrelated business taxable income":0,"Number of employees":43,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1328009,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1054890,"Total revenue":{"value":1054890,"INTEREST ON LOANS":611777,"FEE INCOME":396626,"OTHER OPERATING INCOME":46487},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":272152,"Investment income total":272152,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":967,"Other total":967,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1554222,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":693935,"Current officers":49846,"Disqualified persons":0,"Other salaries and wages":516254,"Pension plan contributions":13731,"Other employee benefits":50685,"Payroll taxes":63419},"Other expenses":{"value":860287,"Management services":0,"Legal":6407,"Accounting":9604,"Lobbying services":0,"Investment management fees":0,"Other services":205565,"Advertising":16560,"Office expenses":117233,"Information technology":149417,"Royalties":0,"Occupancy":71888,"Travel":0,"Conferences and meetings":0,"Interest":22216,"Payments to affiliates":0,"Depreciation and depletion":58545,"Insurance":1097,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":198434,"PROVISION FOR LOAN AND":108094,"LOAN SERVICING":74208,"MISC. OPERATING EXPENSE":9301,"OPERATING FEES":6831},"All other expenses":3321},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":0,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":0,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.1703399600454515,"percentile":0.16778517608345686},"Liabilities to Assets Ratio":{"score":null,"percentile":null},"Operating Reserve Ratio":{"score":0.0,"percentile":0.01998217959084195},"Officer Compensation Ratio":{"score":0.03479683082596952,"percentile":0.8344570356626735},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.04194811562692116,"percentile":0.23731813001158222},"Asset Growth":{"score":-0.0472507716586437,"percentile":0.17046775747744425},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.43395155710094363,"percentile":0.18032698695279942}},"source_xml":"202312699349301966_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}