{"success":true,"data":{"_id":936032331,"filings":[{"Organization":{"value":null,"Person":["DEB LARSON","KAREN ROBB","DUSTIN CLARK","BRIAN TRENDELL","TRAVIS HOWARD","ADAM GOULD","SUE WALBERG","JAY FARR"],"Title":["Director","Director","Director","Director","Director","Director","President","Director"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide low interest loans for higher education to high school graduates. during 2018 approximately 40 students had loans outstanding.","year":2019,"name":"COOS BAY STUDENT LOAN FUND","phone":5412691978,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SUE WALBERG","year_formation":null,"state_legal_domicile":"OR","total_volunteers":6,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"PO BOX 714, COOS BAY, OR, 97420, USA","city":"COOS BAY","state":"OR","country":"USA","zip_code":97420},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":12863,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":12863,"Total revenue":{"value":12863,"INTEREST ON SAVINGS":4012,"STUDENT LOAN INTEREST":8851},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5263,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1491,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":1491,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":3772,"Management services":0,"Legal":0,"Accounting":2715,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":300,"Office expenses":87,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":620,"BANK CHARGES":393,"Postage and Shipping":82,"OREGON EXCISE TAX":79,"MEALS AND ENTERTAINMENT":66},"All other expenses":50},"Functional Expenses":{"value":null,"Program Service Expenses":4588,"Management And General Expenses":675,"Fundraising Expenses":0}},"Assets":{"value":605909,"Non-interest bearing cash":11591,"Savings and temp cash investments":259997,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":334321,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":605909,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8717461523845715,"percentile":0.7265543811879194},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5908419497784343,"percentile":0.9401501504378013},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":115.12616378491354,"percentile":0.9905255565644402},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.013032973970473975,"percentile":0.37530344875454263},"Revenue Growth":{"score":0.05236432561851556,"percentile":0.6161200453210395},"Asset Growth":{"score":0.006373480289077417,"percentile":0.34658423298915253},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7597176430330732,"percentile":0.9270203902381078}},"source_xml":"202021429349301857_public.xml"},{"Organization":{"value":null,"Person":["Deb Larson","Karen Robb","Eli Ashton","Bryan Trendell","Debi Springsteen","Adam Gould","Pixie Tolliver","Diane Johnson","Ed Blower","Sue Walberg","Jay Farr"],"Title":["Director","Director","Director","Director","Director","Director","Director","Director","Director","President","Vice President"],"Hours":[0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,1.0,0.25],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide low interest loans for higher education to high school graduates. during 2021 approximately 30 students had loans outstanding.","year":2021,"name":"Coos Bay Student Loan Fund","phone":5412691978,"website":"CoosBayStudentLoan.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Sue Walberg","year_formation":1950,"state_legal_domicile":"OR","total_volunteers":null,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"PO Box 714, Coos Bay, OR, 97420, USA","city":"Coos Bay","state":"OR","country":"USA","zip_code":97420},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":10722,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":10478,"Total revenue":10478,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":244,"Investment income total":244,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5890,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":5890,"Management services":0,"Legal":0,"Accounting":4835,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":159,"Office expenses":196,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":620,"Bank Service Charges":369,"Postage and Shipping":120,"State Taxes":81,"Miscellaneous":50},"All other expenses":80},"Functional Expenses":{"value":null,"Program Service Expenses":5114,"Management And General Expenses":776,"Fundraising Expenses":0}},"Assets":{"value":616873,"Non-interest bearing cash":36220,"Savings and temp cash investments":265363,"Pledges and grants receivable":0,"Accounts receivable":313290,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":2000},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":616873,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8682512733446519,"percentile":0.7211875568946211},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.4506621898899459,"percentile":0.9033719140787486},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":104.73225806451613,"percentile":0.9897818606503823},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.003025715745453858,"percentile":0.33551170907308564},"Revenue Growth":{"score":0.037927096793581146,"percentile":0.5527223839964209},"Asset Growth":{"score":0.007597283671504715,"percentile":0.3516904520460342},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7412572874517125,"percentile":0.9072919014403497}},"source_xml":"202231369349313053_public.xml"},{"Organization":{"value":null,"Person":["SUSAN WRIGHT","DAWN GRANGER","JILL CHRISTIANA","DOUG HOLLAND","SUE WALBERG","JAY FARR"],"Title":["Director","Director","Director","Director","President","Treasurer"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide low interest loans for higher education to high school graduates. during 2014 approximately 50 students had loans outstanding.","year":2014,"name":"COOS BAY STUDENT LOAN FUND","phone":5412691978,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":"OR","total_volunteers":null,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"PO BOX 714, COOS BAY, OR, 97420, USA","city":"COOS BAY","state":"OR","country":"USA","zip_code":97420},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":12701,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":12701,"Total revenue":{"value":12701,"INTEREST ON SAVINGS":354,"STUDENT LOAN INTEREST":12347},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4588,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3110,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":2805,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":305},"Other expenses":{"value":1478,"Management services":0,"Legal":0,"Accounting":600,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":367,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":472,"Postage and Shipping":256,"PAYROLL PREP FEES":98,"OREGON EXCISE TAX":68,"LICENSES AND FEES":50},"All other expenses":39},"Functional Expenses":{"value":null,"Program Service Expenses":4588,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":587010,"Non-interest bearing cash":27195,"Savings and temp cash investments":271521,"Pledges and grants receivable":0,"Accounts receivable":288294,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":587010,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":587010,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.6387686008975672,"percentile":0.9493347740905814},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":127.94463818657367,"percentile":0.9912728901215558},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.9859875500245552,"percentile":0.9986039069407283}},"source_xml":"201541959349301274_public.xml"},{"Organization":{"value":null,"Person":["Sue Walberg","Pat Terry","Eli Ashton","Debi Springsteen","Jay Farr","Pixie Tolliver","Diane Johnson","Ed Blower"],"Title":["President","Director","Director","Secretary","Vice President","Director","Director","Treasurer"],"Hours":[1.0,0.25,0.25,0.25,0.25,0.25,0.25,0.25],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide low interest loans for higher education to high school graduates. during 2023 approximately 20 students had loans outstanding.","year":2023,"name":"Coos Bay Student Loan Fund","phone":5418884190,"website":"CoosBayStudentLoan.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Sue Walberg","year_formation":1950,"state_legal_domicile":"OR","total_volunteers":null,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"PO Box 714, Coos Bay, OR, 97420, USA","city":"Coos Bay","state":"OR","country":"USA","zip_code":97420},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":19024,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":8422,"Total revenue":8422,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":10602,"Investment income total":10602,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":7243,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":7243,"Management services":0,"Legal":0,"Accounting":5875,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":159,"Office expenses":225,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":934,"Bank Service Charges":402,"Postage and Shipping":242,"Internet Website Expense":208,"State Taxes":82},"All other expenses":50},"Functional Expenses":{"value":null,"Program Service Expenses":6276,"Management And General Expenses":967,"Fundraising Expenses":0}},"Assets":{"value":631288,"Non-interest bearing cash":30714,"Savings and temp cash investments":331737,"Pledges and grants receivable":0,"Accounts receivable":268837,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":631288,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8664917851718901,"percentile":0.7185238816430763},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.6192703952901598,"percentile":0.9457700412030214},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":87.15835979566478,"percentile":0.9881315832497855},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.004627933820700272,"percentile":0.34159139538012395},"Revenue Growth":{"score":0.045468290896053996,"percentile":0.5869388168767398},"Asset Growth":{"score":0.008133218429231507,"percentile":0.3539067075582864},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7519247961840264,"percentile":0.9189894054115455}},"source_xml":"202401279349302360_public.xml"},{"Organization":{"value":null,"Person":["DEB LARSON","KAREN ROBB","JILL CHRISTIANA","BRIAN TRENDELL","TRAVIS HOWARD","TYLER DRAPER","SUE WALBERG","JAY FARR"],"Title":["Secretary","Director","Director","Director","Director","Treasurer","President","Vice President"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide low interest loans for higher education to high school graduates. during 2017 approximately 40 students had loans outstanding.","year":2017,"name":"COOS BAY STUDENT LOAN FUND","phone":5412691978,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SUE WALBERG","year_formation":null,"state_legal_domicile":"OR","total_volunteers":6,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"PO BOX 714, COOS BAY, OR, 97420, USA","city":"COOS BAY","state":"OR","country":"USA","zip_code":97420},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":8933,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":8933,"Total revenue":{"value":8933,"INTEREST ON SAVINGS":1973,"MISCELLANEOUS":679,"STUDENT LOAN INTEREST":6281},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5757,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3268,"Current officers":3000,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":268},"Other expenses":{"value":2489,"Management services":0,"Legal":0,"Accounting":570,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":147,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1684,"PAYROLL PREP FEES":910,"BANK CHARGES":527,"Postage and Shipping":168,"OREGON EXCISE TAX":79},"All other expenses":88},"Functional Expenses":{"value":null,"Program Service Expenses":5757,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":590731,"Non-interest bearing cash":121580,"Savings and temp cash investments":175421,"Pledges and grants receivable":0,"Accounts receivable":293730,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":590731,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3555356543154595,"percentile":0.8654432050680307},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":102.61090845926698,"percentile":0.9896044245056695},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.1869639263043815,"percentile":0.7939697566668752},"Revenue Growth":{"score":-0.006609729685552582,"percentile":0.34261171588624495},"Asset Growth":{"score":0.004127569566756061,"percentile":0.3372305413186566},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8497794851583144,"percentile":0.9812502362319047}},"source_xml":"201830599349300603_public.xml"},{"Organization":{"value":null,"Person":["Sue Walberg","Diane Johnson","Pat Terry","Eli Ashton","Debbie Slyter","Debi Springsteen","Gary Roberts","Jay Farr","Ed Blower"],"Title":["President","Representative","Community","MHS Principal","Community","Secretary","Superintendent","Vice President","Treasurer"],"Hours":[1.0,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide low interest loans for higher education to high school graduates. during 2025 approximately 20 students had loans outstanding.","year":2025,"name":"Coos Bay Student Loan Fund","phone":5418884190,"website":"CoosBayStudentLoan.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Sue Walberg","year_formation":1950,"state_legal_domicile":"OR","total_volunteers":null,"tax_period_begin":"2025-01-01T00:00:00","tax_period_end":"2025-12-31T00:00:00","address":"PO Box 714, Coos Bay, OR, 97420, USA","city":"Coos Bay","state":"OR","country":"USA","zip_code":97420},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":22117,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":7374,"Total revenue":7374,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":14743,"Investment income total":14743,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":7067,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":7067,"Management services":0,"Legal":0,"Accounting":4875,"Lobbying services":0,"Investment management fees":0,"Other services":650,"Advertising":75,"Office expenses":401,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1048,"Bank Service Charges":462,"Internet Website Expense":310,"Postage and Shipping":192,"CT-12 State Taxes":84},"All other expenses":18},"Functional Expenses":{"value":null,"Program Service Expenses":5142,"Management And General Expenses":1925,"Fundraising Expenses":0}},"Assets":{"value":656144,"Non-interest bearing cash":4461,"Savings and temp cash investments":402157,"Pledges and grants receivable":0,"Accounts receivable":249526,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":656144,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.7276071883401727,"percentile":0.5552691468022202},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.6804720350861329,"percentile":0.9563372700761554},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":92.84618650063676,"percentile":0.9887263378897507},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.00028888548168148263,"percentile":0.32542988395039935},"Revenue Growth":{"score":0.06361374292560883,"percentile":0.6593346139018676},"Asset Growth":{"score":0.009608672263810692,"percentile":0.36000428391957334},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7110795371132693,"percentile":0.8664146326391399}},"source_xml":"202630639349301008_public.xml"},{"Organization":{"value":null,"Person":["SUSAN WRIGHT","DAWN GRANGER","JILL CHRISTIANA","DOUG HOLLAND","SUE WALBERG","JAY FARR"],"Title":["Director","Director","Director","Director","President","Treasurer"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide low interest loans for higher education to high school graduates. during 2013 approximately 50 students had loans outstanding.","year":2013,"name":"COOS BAY STUDENT LOAN FUND","phone":5412691978,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":"OR","total_volunteers":null,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"PO BOX 714, COOS BAY, OR, 97420, USA","city":"COOS BAY","state":"OR","country":"USA","zip_code":97420},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":8313,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":8313,"Total revenue":{"value":8313,"INTEREST ON SAVINGS":362,"STUDENT LOAN INTEREST":7951},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3499,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1710,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":1710,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1789,"Management services":0,"Legal":0,"Accounting":600,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":199,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":940,"PAYROLL TAXES/FEES":622,"Postage and Shipping":164,"BANK CHARGES":87,"OREGON EXCISE TAX":67},"All other expenses":50},"Functional Expenses":{"value":null,"Program Service Expenses":3499,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":578897,"Non-interest bearing cash":40113,"Savings and temp cash investments":241167,"Pledges and grants receivable":0,"Accounts receivable":297617,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":578897,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":578897,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5790929868880067,"percentile":0.9377155098183517},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":165.4464132609317,"percentile":0.9928540523040528},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.9833039507798623,"percentile":0.9985157136963309}},"source_xml":"201401779349300215_public.xml"},{"Organization":{"value":null,"Person":["Sue Walberg","Deb Larson","Pat Terry","Eli Ashton","Charis McGaughy","Debi Springsteen","Jay Farr","Pixie Tolliver","Diane Johnson","Ed Blower"],"Title":["President","Director","Director","Director","Director","Secretary","Vice President","Director","Director","Treasurer"],"Hours":[1.0,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25],"Total Compensation":[0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide low interest loans for higher education to high school graduates. during 2022 approximately 20 students had loans outstanding.","year":2022,"name":"Coos Bay Student Loan Fund","phone":5418884190,"website":"CoosBayStudentLoan.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Sue Walberg","year_formation":1950,"state_legal_domicile":"OR","total_volunteers":null,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"PO Box 714, Coos Bay, OR, 97420, USA","city":"Coos Bay","state":"OR","country":"USA","zip_code":97420},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":9452,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":9157,"Total revenue":9157,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":295,"Investment income total":295,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":7295,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":7295,"Management services":0,"Legal":0,"Accounting":5125,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":509,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1509,"Miscellaneous Expense":454,"Bank Service Charges":419,"Internet Website Expense":418,"Postage and Shipping":218},"All other expenses":152},"Functional Expenses":{"value":null,"Program Service Expenses":5852,"Management And General Expenses":1443,"Fundraising Expenses":0}},"Assets":{"value":619030,"Non-interest bearing cash":15167,"Savings and temp cash investments":320658,"Pledges and grants receivable":0,"Accounts receivable":283205,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":619030,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8021932830705963,"percentile":0.6282998880233298},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.22820567075751164,"percentile":0.7828221491562827},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":84.85675119945168,"percentile":0.9878591642030056},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.0020164506441955822,"percentile":0.3318193386295299},"Revenue Growth":{"score":0.019810117684443976,"percentile":0.46368787499814523},"Asset Growth":{"score":0.007580643328826694,"percentile":0.35162204390625057},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6837326580990438,"percentile":0.8190222628946623}},"source_xml":"202331319349307033_public.xml"},{"Organization":{"value":null,"Person":["DEB LARSON","DAWN GRANGER","JILL CHRISTIANA","DOUG HOLLAND","SUE WALBERG","JAY FARR"],"Title":["Director","Director","Director","Director","President","Treasurer"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide low interest loans for higher education to high school graduates. during 2015 approximately 50 students had loans outstanding.","year":2015,"name":"COOS BAY STUDENT LOAN FUND","phone":5412691978,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":"OR","total_volunteers":6,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"PO BOX 714, COOS BAY, OR, 97420, USA","city":"COOS BAY","state":"OR","country":"USA","zip_code":97420},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":8182,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":8182,"Total revenue":{"value":8182,"INTEREST ON SAVINGS":290,"STUDENT LOAN INTEREST":7892},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6303,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2742,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":2475,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":267},"Other expenses":{"value":3561,"Management services":0,"Legal":0,"Accounting":600,"Lobbying services":0,"Investment management fees":0,"Other services":263,"Advertising":0,"Office expenses":109,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2539,"PAYROLL PREP FEES":1896,"BANK CHARGES":512,"OREGON EXCISE TAX":69,"Postage and Shipping":62},"All other expenses":50},"Functional Expenses":{"value":null,"Program Service Expenses":6303,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":588889,"Non-interest bearing cash":56121,"Savings and temp cash investments":271809,"Pledges and grants receivable":0,"Accounts receivable":260959,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":588889,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.22965045221217306,"percentile":0.7840771731755837},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":93.42995399016341,"percentile":0.9887800941704952},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.2922863099374565,"percentile":0.8614637005452438},"Revenue Growth":{"score":-0.006730374023838882,"percentile":0.342162089068105},"Asset Growth":{"score":0.008541163759206199,"percentile":0.35560036974038833},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8443510079381337,"percentile":0.9794559736724167}},"source_xml":"201640519349300014_public.xml"},{"Organization":{"value":null,"Person":["DEB LARSON","KAREN ROBB","JILL CHRISTIANA","BRIAN TRENDELL","TRAVIS HOWARD","ADAM GOULD","SUE WALBERG","JAY FARR"],"Title":["Director","Director","Director","Director","Director","Director","President","Director"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide low interest loans for higher education to high school graduates. during 2018 approximately 40 students had loans outstanding.","year":2018,"name":"COOS BAY STUDENT LOAN FUND","phone":5412691978,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SUE WALBERG","year_formation":null,"state_legal_domicile":"OR","total_volunteers":6,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"PO BOX 714, COOS BAY, OR, 97420, USA","city":"COOS BAY","state":"OR","country":"USA","zip_code":97420},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":13374,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":13374,"Total revenue":{"value":13374,"INTEREST ON SAVINGS":304,"MISCELLANEOUS":448,"STUDENT LOAN INTEREST":12622},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5796,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3268,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":3000,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":268},"Other expenses":{"value":2528,"Management services":0,"Legal":0,"Accounting":580,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":164,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1619,"PAYROLL PREP FEES":613,"BANK CHARGES":553,"Postage and Shipping":239,"MISCELLANEOUS":214},"All other expenses":165},"Functional Expenses":{"value":null,"Program Service Expenses":4301,"Management And General Expenses":1495,"Fundraising Expenses":0}},"Assets":{"value":598309,"Non-interest bearing cash":131589,"Savings and temp cash investments":153399,"Pledges and grants receivable":0,"Accounts receivable":313321,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":598309,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.7420634920634921,"percentile":0.5663483924500334},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.566621803499327,"percentile":0.9349696607420213},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":103.22791580400276,"percentile":0.9896604037905049},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.06259232078447294,"percentile":0.5759832253785558},"Revenue Growth":{"score":0.04575591617971707,"percentile":0.5881779503120371},"Asset Growth":{"score":0.0051888416126757335,"percentile":0.3417020225539394},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7323254915770556,"percentile":0.896285344542608}},"source_xml":"201920579349300702_public.xml"},{"Organization":{"value":null,"Person":["DEB LARSON","KAREN ROBB","DUSTIN CLARK","BRIAN TRENDELL","TRAVIS HOWARD","ADAM GOULD","SUE WALBERG","JAY FARR"],"Title":["Director","Director","Director","Director","Director","Director","President","Director"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide low interest loans for higher education to high school graduates. during 2020 approximately 30 students had loans outstanding.","year":2020,"name":"COOS BAY STUDENT LOAN FUND","phone":5412691978,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SUE WALBERG","year_formation":null,"state_legal_domicile":"OR","total_volunteers":6,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"PO BOX 714, COOS BAY, OR, 97420, USA","city":"COOS BAY","state":"OR","country":"USA","zip_code":97420},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":13929,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":13929,"Total revenue":{"value":13929,"INTEREST ON SAVINGS":2581,"STUDENT LOAN INTEREST":11348},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":7797,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":7797,"Management services":0,"Legal":0,"Accounting":6035,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":400,"Office expenses":50,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1126,"BANK CHARGES":504,"PAYROLL PROCESSING":264,"MISCELLANEOUS":244,"Postage and Shipping":114},"All other expenses":186},"Functional Expenses":{"value":null,"Program Service Expenses":6549,"Management And General Expenses":1248,"Fundraising Expenses":0}},"Assets":{"value":612041,"Non-interest bearing cash":23022,"Savings and temp cash investments":230318,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":358701,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":612041,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8399384378607156,"percentile":0.67846040134372},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.44023260822743915,"percentile":0.8998481457621336},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":78.4969860202642,"percentile":0.9870530220831205},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.017863253235008623,"percentile":0.3957293095721426},"Revenue Growth":{"score":0.05751864089405752,"percentile":0.6366558963405808},"Asset Growth":{"score":0.007177717618387177,"percentile":0.3499278210016914},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7427884797124662,"percentile":0.9090675654244885}},"source_xml":"202130649349300323_public.xml"},{"Organization":{"value":null,"Person":["DEB LARSON","KAREN ROBB","JILL CHRISTIANA","BRIAN TRENDELL","TRAVIS HOWARD","TYLER DRAPER","SUE WALBERG","JAY FARR"],"Title":["Secretary","Director","Director","Director","Director","Treasurer","President","Vice President"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide low interest loans for higher education to high school graduates. during 2016 approximately 40 students had loans outstanding.","year":2016,"name":"COOS BAY STUDENT LOAN FUND","phone":5412691978,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":"OR","total_volunteers":6,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"PO BOX 714, COOS BAY, OR, 97420, USA","city":"COOS BAY","state":"OR","country":"USA","zip_code":97420},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":10814,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":10814,"Total revenue":{"value":10814,"INTEREST ON SAVINGS":1730,"MISCELLANEOUS":319,"STUDENT LOAN INTEREST":8765},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":12148,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3124,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":2850,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":274},"Other expenses":{"value":9024,"Management services":0,"Legal":105,"Accounting":610,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":211,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":7939,"BAd debt write-off":6375,"PAYROLL PREP FEES":739,"BANK CHARGES":657,"Postage and Shipping":168},"All other expenses":159},"Functional Expenses":{"value":null,"Program Service Expenses":12148,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":587555,"Non-interest bearing cash":47623,"Savings and temp cash investments":273598,"Pledges and grants receivable":0,"Accounts receivable":266334,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":587555,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.12335860921028297,"percentile":0.20155791727969163},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":48.3663977609483,"percentile":0.9803165113224671},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.4169417439143869,"percentile":0.908611046605787},"Revenue Growth":{"score":0.029832541864533865,"percentile":0.5138601806178366},"Asset Growth":{"score":0.004756417804163424,"percentile":0.339850236638895},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7618357229359842,"percentile":0.9290526345681921}},"source_xml":"201710549349300011_public.xml"},{"Organization":{"value":null,"Person":["Sue Walberg","Justin Ainsworth","Pat Terry","Eli Ashton","Debi Springsteen","Jay Farr","Pixie Tolliver","Ed Blower"],"Title":["President","Director","Director","Director","Secretary","Vice President","Director","Treasurer"],"Hours":[1.0,0.25,0.25,0.25,0.25,0.25,0.25,0.25],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide low interest loans for higher education to high school graduates. during 2024 approximately 20 students had loans outstanding.","year":2024,"name":"Coos Bay Student Loan Fund","phone":5418884190,"website":"CoosBayStudentLoan.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Sue Walberg","year_formation":1950,"state_legal_domicile":"OR","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"PO Box 714, Coos Bay, OR, 97420, USA","city":"Coos Bay","state":"OR","country":"USA","zip_code":97420},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":17334,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":7492,"Total revenue":7492,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":9842,"Investment income total":9842,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":7305,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":7305,"Management services":0,"Legal":0,"Accounting":5900,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":172,"Office expenses":225,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":958,"Bank Service Charges":454,"Postage and Shipping":213,"Internet Website Expense":208,"State Taxes":83},"All other expenses":50},"Functional Expenses":{"value":null,"Program Service Expenses":6285,"Management And General Expenses":1020,"Fundraising Expenses":0}},"Assets":{"value":641224,"Non-interest bearing cash":61891,"Savings and temp cash investments":341485,"Pledges and grants receivable":0,"Accounts receivable":237848,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":641224,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8603696098562629,"percentile":0.7092404920528788},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5785739010038076,"percentile":0.937603213904965},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":87.77878165639973,"percentile":0.9881936252730505},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.005990473181042926,"percentile":0.34686731202458265},"Revenue Growth":{"score":0.05158147515038775,"percentile":0.6128959466674282},"Asset Growth":{"score":0.008748042899094546,"percentile":0.3564464999283677},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7509699518018033,"percentile":0.9179788828175762}},"source_xml":"202510489349301731_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["Sue Walberg","Diane Johnson","Pat Terry","Eli Ashton","Debbie Slyter","Debi Springsteen","Gary Roberts","Jay Farr","Ed Blower"],"Title":["President","Representative","Community","MHS Principal","Community","Secretary","Superintendent","Vice President","Treasurer"],"Hours":[1.0,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide low interest loans for higher education to high school graduates. during 2025 approximately 20 students had loans outstanding.","year":2025,"name":"Coos Bay Student Loan Fund","phone":5418884190,"website":"CoosBayStudentLoan.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Sue Walberg","year_formation":1950,"state_legal_domicile":"OR","total_volunteers":null,"tax_period_begin":"2025-01-01T00:00:00","tax_period_end":"2025-12-31T00:00:00","address":"PO Box 714, Coos Bay, OR, 97420, USA","city":"Coos Bay","state":"OR","country":"USA","zip_code":97420},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":22117,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":7374,"Total revenue":7374,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":14743,"Investment income total":14743,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":7067,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":7067,"Management services":0,"Legal":0,"Accounting":4875,"Lobbying services":0,"Investment management fees":0,"Other services":650,"Advertising":75,"Office expenses":401,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1048,"Bank Service Charges":462,"Internet Website Expense":310,"Postage and Shipping":192,"CT-12 State Taxes":84},"All other expenses":18},"Functional Expenses":{"value":null,"Program Service Expenses":5142,"Management And General Expenses":1925,"Fundraising Expenses":0}},"Assets":{"value":656144,"Non-interest bearing cash":4461,"Savings and temp cash investments":402157,"Pledges and grants receivable":0,"Accounts receivable":249526,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":656144,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.7276071883401727,"percentile":0.5552691468022202},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.6804720350861329,"percentile":0.9563372700761554},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":92.84618650063676,"percentile":0.9887263378897507},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.00028888548168148263,"percentile":0.32542988395039935},"Revenue Growth":{"score":0.06361374292560883,"percentile":0.6593346139018676},"Asset Growth":{"score":0.009608672263810692,"percentile":0.36000428391957334},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7110795371132693,"percentile":0.8664146326391399}},"source_xml":"202630639349301008_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}