{"success":true,"data":{"_id":912154838,"filings":[{"Organization":{"value":null,"Person":["MICHAEL OCASIO","LARRY TRUJILLO","PABLO OCASIO","THANH PHAM","CASSAUNDRA JOHNSON","MICHAEL KARR","DOM BETRO","GIL KEINAN","ERIC BELL","JOHNNY THOMAS","CATHERINE NGUYEN","CARRIE MILLER","JIM ELY","NESTOR CORREA","RICHARD LEE","MARIA LOPEZ"],"Title":["CEO","SECRETARY","VICE CHAIRMAN","CHAIRMAN","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CHIEF FINANCIAL OFFICER","PRESIDENT","SR VICE PRES COMMERCIAL LE","SR VICE PRES COMMERCIAL LE","CHIEF OPERATION OFFICER"],"Hours":[40.0,2.0,2.0,2.0,2.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,2.0,40.0,40.0,40.0],"Total Compensation":[373159,0,0,0,0,0,0,0,0,0,0,197186,108502,176591,216219,117185],"Direct compensation":[353790,0,0,0,0,0,0,0,0,0,0,172413,108502,151422,202032,106022],"Other compensation":[19369,0,0,0,0,0,0,0,0,0,0,24773,0,25169,14187,11163]},"Basic":{"value":null,"mission":"To provide financial assistance to small businesses. the organization is primarily involved in economic development lending activities providing state loan guarantees and other direct capital access programs.","year":2023,"name":"SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY","phone":7145711900,"website":"WWW.SBFDOC.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MICHAEL OCASIO","year_formation":2001,"state_legal_domicile":"CA","total_volunteers":10,"tax_period_begin":"2023-07-01T00:00:00","tax_period_end":"2024-06-30T00:00:00","address":"PO BOX 5266, RIVERSIDE, CA, 925175266, USA","city":"RIVERSIDE","state":"CA","country":"USA","zip_code":925175266},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":11,"Number of independent voting members":10,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2445434,"Contributions":{"value":76500,"Other contributions":76500,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2325813,"Total revenue":{"value":2325813,"PROCESSING AND LOAN FE":2067399,"STATE CONTRACT INCOME":246000,"DEFAULT CLAIM RECOVERY":12414},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":47770,"Investment income total":47770,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":-4649,"Other total":43,"Royalties revenue":0,"Net rental income":-4692,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2105387,"Grant expense":{"value":7000,"Grants to domestic orgs":7000,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1791694,"Current officers":884566,"Disqualified persons":0,"Other salaries and wages":691157,"Pension plan contributions":0,"Other employee benefits":215971,"Payroll taxes":0},"Other expenses":{"value":306693,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":107475,"Advertising":22671,"Office expenses":7877,"Information technology":6348,"Royalties":0,"Occupancy":15461,"Travel":29815,"Conferences and meetings":12906,"Interest":20000,"Payments to affiliates":0,"Depreciation and depletion":19631,"Insurance":12874,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":78493,"COMMUNITY OUTREACH":52580,"MEALS AND MEETINGS":10547,"TAXES AND LICENSES":8858,"DUES AND SUBSCRIPTIONS":6508},"All other expenses":-26858},"Functional Expenses":{"value":null,"Program Service Expenses":1297806,"Management And General Expenses":807581,"Fundraising Expenses":0}},"Assets":{"value":5366878,"Non-interest bearing cash":4021591,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":57577,"Inventories for sale or use":0,"Prepaid expenses deferred charges":22577,"Land, building, equipment":1026880,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":238253},"Liabilities":{"value":1205971,"Sum of Total Liabilities":0,"Accounts payable, accrued":178248,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":1000000,"Other liabilities":27723},"Fund balance":{"value":4160907,"Net assets without donor restriction":4159025,"Net assets with donor restriction":1882,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6164215890000271,"percentile":0.5005961347909097},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1390538448389938,"percentile":0.6838313653695299},"Liabilities to Assets Ratio":{"score":0.22470624448701834,"percentile":0.23737736241730617},"Operating Reserve Ratio":{"score":2.549117098186699,"percentile":0.6759027771181743},"Officer Compensation Ratio":{"score":0.5646667334794031,"percentile":0.05415504503681723},"Program Expense Growth":{"score":0.14304852676652408,"percentile":0.7464410913101188},"Revenue Growth":{"score":0.10377330918970004,"percentile":0.7722911734000103},"Asset Growth":{"score":0.1739763915527976,"percentile":0.8164508679563096},"Independent Voting Board Pct":{"score":0.9090909090909091,"percentile":0.24395594109922106},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5782470666772728,"percentile":0.5412529400247941}},"source_xml":"202511359349316366_public.xml"},{"Organization":{"value":null,"Person":["RICHARD LEE","MICHAEL OCASIO","NESTOR NESTOR","PAMELA J FINN","GARY DUNN","ABDI AHMED","PABLO OCASIO","CASSAUNDRA JOHNSON","MICHAEL KARR","ANNMARIE LEMENTO","TERRIN ENSSLE","THANH PHAM","JASON HAMILTON","JOHNNY THOMAS","ERIC BELL"],"Title":["FIRST VP","President & CEO","LOAN OFFICER","OFFICE MANAGER","Chairman","President","Director","Director","Treasurer","Director","Secretary","Director","Director","Director","Director"],"Hours":[40.0,40.0,40.0,40.0,1.0,1.0,1.0,0.0,1.0,0.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[278127,239718,146087,113831,11000,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[278127,239718,146087,113831,11000,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide financial assistance to small business. the organization is primarily involved in economic development lending activities providing loan guarantees and other direct capital access programs.","year":2019,"name":"SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY","phone":7145711900,"website":"WWW.SBFDOC.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":2001,"state_legal_domicile":"CA","total_volunteers":null,"tax_period_begin":"2019-07-01T00:00:00","tax_period_end":"2020-06-30T00:00:00","address":"271 N SYCAMORE STREET, SANTA ANA, CA, 92701, USA","city":"SANTA ANA","state":"CA","country":"USA","zip_code":92701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":10,"Number of independent voting members":9,"Number of employees total":8,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":8,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1504555,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1458068,"Total revenue":{"value":1447378,"DEFLT CLAIM RECOVERY INC":15988,"GRANTS":76500,"LOAN FEES":1013477,"SBA PPP LOAN GRANT":141100,"STATE OF CALIFORNIA":200313},"Total other revenue":10690,"Unrelated business revenue":0},"Investment income":{"value":42968,"Investment income total":42968,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":3519,"Other total":0,"Royalties revenue":0,"Net rental income":3519,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1459719,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1128860,"Current officers":239718,"Disqualified persons":0,"Other salaries and wages":736007,"Pension plan contributions":0,"Other employee benefits":97112,"Payroll taxes":56023},"Other expenses":{"value":330859,"Management services":0,"Legal":13491,"Accounting":25754,"Lobbying services":4800,"Investment management fees":0,"Other services":60534,"Advertising":0,"Office expenses":37487,"Information technology":0,"Royalties":0,"Occupancy":14733,"Travel":27846,"Conferences and meetings":14803,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":24102,"Insurance":10403,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":87566,"BUSINESS MEALS AND MEETINGS":36664,"COMMUNITY OUTREACH":20549,"LOAN LOSS RESERVE":18100,"MISC EXPENSES":12253},"All other expenses":9340},"Functional Expenses":{"value":null,"Program Service Expenses":1023944,"Management And General Expenses":435775,"Fundraising Expenses":0}},"Assets":{"value":3058781,"Non-interest bearing cash":1083983,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":41633,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":96512,"Inventories for sale or use":0,"Prepaid expenses deferred charges":25397,"Land, building, equipment":1140509,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":670747},"Liabilities":{"value":103204,"Sum of Total Liabilities":0,"Accounts payable, accrued":94034,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":9170},"Fund balance":{"value":2955577,"Net assets without donor restriction":2955577,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.7014665151306518,"percentile":0.537926659308967},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.029800173473219657,"percentile":0.477355661538079},"Liabilities to Assets Ratio":{"score":0.033740238349852444,"percentile":0.4201223139358245},"Operating Reserve Ratio":{"score":2.0954587835055927,"percentile":0.6281859943062803},"Officer Compensation Ratio":{"score":0.5403526295129405,"percentile":0.06031754094045216},"Program Expense Growth":{"score":0.29000597876900963,"percentile":0.8604199996401032},"Revenue Growth":{"score":0.1690458272209866,"percentile":0.8696404189312488},"Asset Growth":{"score":0.2503729872073668,"percentile":0.890328855310336},"Independent Voting Board Pct":{"score":0.9,"percentile":0.23882945974943737},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5870711610484102,"percentile":0.567369739477956}},"source_xml":"202013399349300721_public.xml"},{"Organization":{"value":null,"Person":["MICHAEL OCASIO","ABDI AHMED","GARY DUNN","PABLO OCASIO","ALEX B ARJONILLA","MICHAEL KARR","DAVID PARK","TERRIN ENSSLE","NANCY TRUJILLO"],"Title":["President & CEO","President","Chairman","Director","Director","Secretary","Director","Director","Director"],"Hours":[40.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[116850,0,0,0,0,0,0,0,0],"Direct compensation":[116850,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide financial assistance to small business. the organization is primarily involved in economic development lending activities providing loan guarantees for working capital, lines of credit, equipment, real estate purchases, and small business acquisitions.","year":2014,"name":"SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY","phone":7145711900,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1995,"state_legal_domicile":"CA","total_volunteers":null,"tax_period_begin":"2014-07-01T00:00:00","tax_period_end":"2015-06-30T00:00:00","address":"217 NORTH MAIN ST STE 115, SANTA ANA, CA, 92701, USA","city":"SANTA ANA","state":"CA","country":"USA","zip_code":92701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":9,"Number of independent voting members":8,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":780965,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":780965,"Total revenue":{"value":765389,"COMMUNITY OUTREACH":15500,"LOAN FEES - L O C":196730,"LOAN FEES - TERM LOANS":351071,"PROCESSING FEES":14468,"STATE OF CALIFORNIA":187620},"Total other revenue":15576,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":368942,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":243194,"Current officers":116850,"Disqualified persons":0,"Other salaries and wages":77078,"Pension plan contributions":0,"Other employee benefits":33733,"Payroll taxes":15533},"Other expenses":{"value":125748,"Management services":0,"Legal":3347,"Accounting":12700,"Lobbying services":4200,"Investment management fees":0,"Other services":10009,"Advertising":0,"Office expenses":4906,"Information technology":0,"Royalties":0,"Occupancy":10638,"Travel":8465,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":2690,"Insurance":5865,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":55221,"UNDERWRITING SERVICES":29250,"COMMINITY OUTREACH":14359,"BUSINESS MEALS":6740,"COMPUTER SERVICES":4872},"All other expenses":7707},"Functional Expenses":{"value":null,"Program Service Expenses":225043,"Management And General Expenses":143899,"Fundraising Expenses":0}},"Assets":{"value":833120,"Non-interest bearing cash":775479,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":47230,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":6051,"Land, building, equipment":4360,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":53940,"Sum of Total Liabilities":0,"Accounts payable, accrued":53940,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":779180,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":779180,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6099685045345881,"percentile":0.4986413765880145},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5275819018778051,"percentile":0.9257114639046083},"Liabilities to Assets Ratio":{"score":0.06474457461110045,"percentile":0.36612326766989},"Operating Reserve Ratio":{"score":2.2581327146272314,"percentile":0.6468157790447104},"Officer Compensation Ratio":{"score":0.3167164486558863,"percentile":0.1721552667655492},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.8888888888888888,"percentile":0.2330250129411084},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5807216870337014,"percentile":0.5485527808569863}},"source_xml":"201522879349301702_public.xml"},{"Organization":{"value":null,"Person":["MICHAEL OCASIO","ABDI AHMED","GARY DUNN","PABLO OCASIO","ALEX B ARJONILLA","MICHAEL KARR","CECIL ADAMS","TERRIN ENSSLE","KEITH DRAKE","JASON HAMILTON"],"Title":["President & CEO","VICE CHAIRMAN","Chairman","Director","Director","Treasurer","Director","Secretary","Director","Director"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[181757,0,0,0,0,0,0,0,0,0],"Direct compensation":[181757,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide financial assistance to small business. the organization is primarily involved in economic development lending activities providing loan guarantees and other direct capital access programs.","year":2017,"name":"SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY","phone":7145711900,"website":"WWW.SBFDOC.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":2001,"state_legal_domicile":"CA","total_volunteers":null,"tax_period_begin":"2017-07-01T00:00:00","tax_period_end":"2018-06-30T00:00:00","address":"271 N SYCAMORE STREET, SANTA ANA, CA, 92701, USA","city":"SANTA ANA","state":"CA","country":"USA","zip_code":92701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":10,"Number of independent voting members":9,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1195014,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1195014,"Total revenue":{"value":1190902,"DEFLT CLAIM RECOVERY INC":7783,"GRANTS":32500,"LOAN FEES - TERM LOANS":865289,"REFERRAL FEE INCOME":20330,"STATE OF CALIFORNIA":265000},"Total other revenue":4112,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":913201,"Grant expense":{"value":25870,"Grants to domestic orgs":25870,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":594726,"Current officers":189097,"Disqualified persons":0,"Other salaries and wages":309267,"Pension plan contributions":0,"Other employee benefits":61392,"Payroll taxes":34970},"Other expenses":{"value":292605,"Management services":0,"Legal":77183,"Accounting":20625,"Lobbying services":4800,"Investment management fees":0,"Other services":23722,"Advertising":0,"Office expenses":20439,"Information technology":0,"Royalties":0,"Occupancy":22223,"Travel":20224,"Conferences and meetings":11445,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":21247,"Insurance":7943,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":48827,"BUSINESS MEALS AND MEETINGS":19504,"COMMUNITY OUTREACH":13394,"REFERRAL FEES":10340,"MISC EXPENSES":5589},"All other expenses":13927},"Functional Expenses":{"value":null,"Program Service Expenses":622276,"Management And General Expenses":290925,"Fundraising Expenses":0}},"Assets":{"value":2290438,"Non-interest bearing cash":1449594,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":2250,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":8008,"Inventories for sale or use":0,"Prepaid expenses deferred charges":8816,"Land, building, equipment":634638,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":187132},"Liabilities":{"value":66533,"Sum of Total Liabilities":0,"Accounts payable, accrued":8874,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":57659},"Fund balance":{"value":2223905,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":2171405,"Temporarily restricted net assets":52500,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6814228192917003,"percentile":0.5267255685434171},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.235824015450865,"percentile":0.7893236953140811},"Liabilities to Assets Ratio":{"score":0.029048155854906353,"percentile":0.43141574611664724},"Operating Reserve Ratio":{"score":2.508142238127203,"percentile":0.6720767849863962},"Officer Compensation Ratio":{"score":0.19903285257024467,"percentile":0.3156889683118385},"Program Expense Growth":{"score":0.3100721241267831,"percentile":0.8696890576786138},"Revenue Growth":{"score":0.185483327933471,"percentile":0.8849364097214582},"Asset Growth":{"score":0.3513504406933637,"percentile":0.940562017726119},"Independent Voting Board Pct":{"score":0.9,"percentile":0.23882945974943737},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6583877811311724,"percentile":0.7619726328963201}},"source_xml":"201812929349301206_public.xml"},{"Organization":{"value":null,"Person":["MICHAEL OCASIO","LARRY TRUJILLO","PABLO OCASIO","THANH PHAM","CASSAUNDRA JOHNSON","MICHAEL KARR","GIL KEINAN","ERIC BELL","JOHNNY THOMAS","CATHERINE NGUYEN","CARRIE MILLER","JIM ELY","NESTOR CORREA","RICHARD LEE","MARIA LOPEZ","EDDIE NEVAREZ"],"Title":["CEO","SECRETARY","VICE CHAIRMAN","CHAIRMAN","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CHIEF FINANCIAL OFFICER","PRESIDENT","SR VICE PRES COMMERCIAL LE","SR VICE PRES COMMERCIAL LE","CHIEF OPERATION OFFICER","CREDIT ANALYST"],"Hours":[40.0,2.0,2.0,2.0,2.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[414586,0,0,0,0,0,0,0,0,0,232896,325707,285687,254667,156499,116747],"Direct compensation":[393510,0,0,0,0,0,0,0,0,0,204685,311548,257617,238433,143668,101792],"Other compensation":[21076,0,0,0,0,0,0,0,0,0,28211,14159,28070,16234,12831,14955]},"Basic":{"value":null,"mission":"To provide financial assistance to small businesses. the organization is primarily involved in economic development lending activities providing state loan guarantees and other direct capital access programs.","year":2024,"name":"SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY","phone":7145711900,"website":"WWW.SBFDOC.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MICHAEL OCASIO","year_formation":2001,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2024-07-01T00:00:00","tax_period_end":"2025-06-30T00:00:00","address":"PO BOX 5266, RIVERSIDE, CA, 925175266, USA","city":"RIVERSIDE","state":"CA","country":"USA","zip_code":925175266},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2987062,"Contributions":{"value":80500,"Other contributions":80500,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2816671,"Total revenue":{"value":2816671,"PROCESSING AND LOAN FE":2570621,"STATE CONTRACT INCOME":246000,"DEFAULT CLAIM RECOVERY":50},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":71699,"Investment income total":71699,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":18192,"Other total":133,"Royalties revenue":0,"Net rental income":18059,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2441758,"Grant expense":{"value":21555,"Grants to domestic orgs":21555,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2072813,"Current officers":997665,"Disqualified persons":0,"Other salaries and wages":826958,"Pension plan contributions":0,"Other employee benefits":144608,"Payroll taxes":103582},"Other expenses":{"value":347390,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":93123,"Advertising":19956,"Office expenses":11402,"Information technology":3837,"Royalties":0,"Occupancy":20382,"Travel":38175,"Conferences and meetings":25464,"Interest":20000,"Payments to affiliates":0,"Depreciation and depletion":22572,"Insurance":15958,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":81922,"COMMUNITY OUTREACH":50876,"MEALS AND MEETINGS":12744,"DUES AND SUBSCRIPTIONS":9812,"TAXES AND LICENSES":8490},"All other expenses":-5401},"Functional Expenses":{"value":null,"Program Service Expenses":2111791,"Management And General Expenses":329967,"Fundraising Expenses":0}},"Assets":{"value":5901420,"Non-interest bearing cash":2753721,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":2070844,"Inventories for sale or use":0,"Prepaid expenses deferred charges":35490,"Land, building, equipment":996520,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":44845},"Liabilities":{"value":1195209,"Sum of Total Liabilities":0,"Accounts payable, accrued":195209,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":1000000,"Other liabilities":0},"Fund balance":{"value":4706211,"Net assets without donor restriction":4706211,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8648649866202957,"percentile":0.7160626102647967},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.18255530015781393,"percentile":0.7379759303594142},"Liabilities to Assets Ratio":{"score":0.20252905232977825,"percentile":0.24959482689398968},"Operating Reserve Ratio":{"score":2.4168734166121295,"percentile":0.6634086857620024},"Officer Compensation Ratio":{"score":0.731763344278999,"percentile":0.02738349840076931},"Program Expense Growth":{"score":0.15913272606174642,"percentile":0.7659213659628398},"Revenue Growth":{"score":0.11042494930174808,"percentile":0.7860820622136814},"Asset Growth":{"score":0.1608468583186148,"percentile":0.7984513967175868},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7062960122734953,"percentile":0.8590060001403892}},"source_xml":"202533519349301328_public.xml"},{"Organization":{"value":null,"Person":["MICHAEL OCASIO","ABDI AHMED","LARRY TRUJILLO","PABLO OCASIO","CASSAUNDRA JOHNSON","MICHAEL KARR","DOM BETRO","GIL KEINAN","THANH PHAM","CATHERINE NGUYEN","ERIC BELL","CARRIE MILLER","RICHARD LEE","MARIA LOPEZ","NESTOR CORREA","EDUARDO E BRUGMAN"],"Title":["PRESIDENT AND CEO","DIRECTOR (JULY '22 -APRIL '23)","SECRETARY","VICE CHAIRMAN","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","CHAIRMAN","DIRECTOR (APRIL '23- JUNE '23)","DIRECTOR","CHIEF FINANCIAL OFFICER","SR VICE PRES COMMERCIAL LE","EXECUTIVE ASSISTANT","SR VICE PRES COMMERCIAL LE","CHIEF INFORMATION OFFICER (JULY '22- 'JAN23)"],"Hours":[40.0,1.0,2.0,2.0,2.0,1.0,1.0,1.0,2.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[345884,0,0,0,0,0,0,0,0,0,0,162238,186985,111531,198726,140402],"Direct compensation":[326947,0,0,0,0,0,0,0,0,0,0,140691,174386,101217,175882,128515],"Other compensation":[18937,0,0,0,0,0,0,0,0,0,0,21547,12599,10314,22844,11887]},"Basic":{"value":null,"mission":"To provide financial assistance to small businesses. the organization is primarily involved in economic development lending activities providing loan guarantees and other direct capital access programs.","year":2022,"name":"SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY","phone":7145711900,"website":"WWW.SBFDOC.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MICHAEL OCASIO","year_formation":2001,"state_legal_domicile":"CA","total_volunteers":11,"tax_period_begin":"2022-07-01T00:00:00","tax_period_end":"2023-06-30T00:00:00","address":"271 NORTH SYCAMORE ST, SANTA ANA, CA, 92701, USA","city":"SANTA ANA","state":"CA","country":"USA","zip_code":92701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":11,"Number of independent voting members":10,"Number of employees total":9,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":9,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1947192,"Contributions":{"value":181500,"Other contributions":181500,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1721446,"Total revenue":{"value":1721446,"PROCESSING AND LOAN FE":1471313,"STATE CONTRACT INCOME":246000,"DEFAULT CLAIM RECOVERY":4133},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":36916,"Investment income total":36916,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":7330,"Other total":1237,"Royalties revenue":0,"Net rental income":6093,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1675516,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1252965,"Current officers":566059,"Disqualified persons":0,"Other salaries and wages":513681,"Pension plan contributions":0,"Other employee benefits":102688,"Payroll taxes":70537},"Other expenses":{"value":422551,"Management services":0,"Legal":4000,"Accounting":29100,"Lobbying services":0,"Investment management fees":0,"Other services":71555,"Advertising":26355,"Office expenses":12750,"Information technology":24548,"Royalties":0,"Occupancy":21690,"Travel":45148,"Conferences and meetings":6601,"Interest":20000,"Payments to affiliates":0,"Depreciation and depletion":22572,"Insurance":7253,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":119964,"PROVISION FOR LOAN LOSS":65431,"COMMUNITY OUTREACH":32843,"MEALS AND MEETINGS":14981,"DUES AND SUBSCRIPTIONS":6709},"All other expenses":11015},"Functional Expenses":{"value":null,"Program Service Expenses":987759,"Management And General Expenses":687757,"Fundraising Expenses":0}},"Assets":{"value":4981581,"Non-interest bearing cash":3473472,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":251022,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":182098,"Inventories for sale or use":0,"Prepaid expenses deferred charges":16308,"Land, building, equipment":1052841,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":5840},"Liabilities":{"value":1160721,"Sum of Total Liabilities":0,"Accounts payable, accrued":91387,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":1000000,"Other liabilities":69334},"Fund balance":{"value":3820860,"Net assets without donor restriction":3768303,"Net assets with donor restriction":52557,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.5895252566970414,"percentile":0.4928230204699798},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.13952193723063777,"percentile":0.6844831300356107},"Liabilities to Assets Ratio":{"score":0.23300253473746588,"percentile":0.2330050570847529},"Operating Reserve Ratio":{"score":2.973162297465378,"percentile":0.7104072361612438},"Officer Compensation Ratio":{"score":0.6838287429066627,"percentile":0.03289008750470685},"Program Expense Growth":{"score":0.14868025633026594,"percentile":0.7535811880195475},"Revenue Growth":{"score":0.10013241630862714,"percentile":0.7641889317331546},"Asset Growth":{"score":0.18949959008142395,"percentile":0.8352880585461532},"Independent Voting Board Pct":{"score":0.9090909090909091,"percentile":0.24395594109922106},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5778087731169245,"percentile":0.5399704382644289}},"source_xml":"202421359349301702_public.xml"},{"Organization":{"value":null,"Person":["MICHAEL OCASIO","ABDI AHMED","GARY DUNN","PABLO OCASIO","ALEX B ARJONILLA","MICHAEL KARR","CECIL ADAMS","TERRIN ENSSLE","KEITH DRAKE","JASON HAMILTON","NANCY TRUJILLO"],"Title":["President & CEO","President","Chairman","Director","Director","Secretary","Director","Director","Director","Director","Director"],"Hours":[40.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[150097,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[150097,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide financial assistance to small business. the organization is primarily involved in economic development lending activities providing loan guarantees and other direct capital access programs.","year":2015,"name":"SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY","phone":7145711900,"website":"WWW.SBFDOC.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":2001,"state_legal_domicile":"CA","total_volunteers":null,"tax_period_begin":"2015-07-01T00:00:00","tax_period_end":"2016-06-30T00:00:00","address":"271 N SYCAMORE STREET, SANTA ANA, CA, 92701, USA","city":"SANTA ANA","state":"CA","country":"USA","zip_code":92701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":11,"Number of independent voting members":10,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1151274,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1151274,"Total revenue":{"value":1139227,"GRANTS":26750,"LOAN FEES - L O C":352590,"LOAN FEES - TERM LOANS":513841,"PASS THROUGH GRANT":14750,"STATE OF CALIFORNIA":231296},"Total other revenue":12047,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":477529,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":313639,"Current officers":150097,"Disqualified persons":0,"Other salaries and wages":115429,"Pension plan contributions":0,"Other employee benefits":30224,"Payroll taxes":17889},"Other expenses":{"value":163890,"Management services":0,"Legal":1645,"Accounting":26050,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":2891,"Information technology":0,"Royalties":0,"Occupancy":10719,"Travel":16414,"Conferences and meetings":0,"Interest":156,"Payments to affiliates":0,"Depreciation and depletion":6081,"Insurance":5742,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":72680,"UNDERWRITING SERVICES":46550,"BUSINESS MEALS AND MEETINGS":10320,"OTHER CONSULTANTS":8628,"COMMUNITY OUTREACH":7182},"All other expenses":21512},"Functional Expenses":{"value":null,"Program Service Expenses":291965,"Management And General Expenses":185564,"Fundraising Expenses":0}},"Assets":{"value":1488991,"Non-interest bearing cash":693219,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":129513,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":5190,"Land, building, equipment":642131,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":18938},"Liabilities":{"value":36066,"Sum of Total Liabilities":0,"Accounts payable, accrued":4456,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":31610},"Fund balance":{"value":1452925,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1432925,"Temporarily restricted net assets":20000,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6114078935520146,"percentile":0.4990693449767588},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5852168988442369,"percentile":0.938978074579568},"Liabilities to Assets Ratio":{"score":0.024221771656108063,"percentile":0.44460271732272755},"Operating Reserve Ratio":{"score":3.118116386648769,"percentile":0.7204909848090005},"Officer Compensation Ratio":{"score":0.3143201774133089,"percentile":0.17413812723224426},"Program Expense Growth":{"score":0.21581615338932722,"percentile":0.8170442870228903},"Revenue Growth":{"score":0.3873674533163909,"percentile":0.9666766614844796},"Asset Growth":{"score":0.5978435340148711,"percentile":0.9826007821517556},"Independent Voting Board Pct":{"score":0.9090909090909091,"percentile":0.24395594109922106},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6753568394498936,"percentile":0.800910250274829}},"source_xml":"201632899349300623_public.xml"},{"Organization":{"value":null,"Person":["MICHAEL OCASIO","ABDI AHMED","LARRY TRUJILLO","PABLO OCASIO","CASSAUNDRA JOHNSON","MICHAEL KARR","DOM BETRO","GIL KEINAN","THANH PHAM","TIMOTHY NGUYEN","ARMANDO ROMERO","ERIC BELL","RICHARD LEE","KENNETH FREEDMAN","NESTOR CORREA","EDUARDO E BRUGMAN"],"Title":["PRESIDENT AND CEO","DIRECTOR","SECRETARY","VICE CHAIRMAN","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","SR VICE PRES COMMERCIAL LENDING","CHIEF OPERATIONS OFFICER","SR VICE PRES COMMERCIAL LENDING","CHIEF INFORMATION OFFICER"],"Hours":[40.0,1.0,2.0,2.0,2.0,1.0,1.0,1.0,2.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0],"Total Compensation":[266868,0,0,0,0,0,0,0,0,0,0,0,130367,112548,134425,119264],"Direct compensation":[246032,0,0,0,0,0,0,0,0,0,0,0,116626,112548,109658,107441],"Other compensation":[20836,0,0,0,0,0,0,0,0,0,0,0,13741,0,24767,11823]},"Basic":{"value":null,"mission":"To provide financial assistance to small businesses. the organization is primarily involved in economic development lending activities providing loan guarantees and other direct capital access programs.","year":2021,"name":"SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY","phone":7145711900,"website":"WWW.SBFDOC.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MICHAEL OCASIO","year_formation":2001,"state_legal_domicile":"CA","total_volunteers":11,"tax_period_begin":"2021-07-01T00:00:00","tax_period_end":"2022-06-30T00:00:00","address":"271 NORTH SYCAMORE ST, SANTA ANA, CA, 92701, USA","city":"SANTA ANA","state":"CA","country":"USA","zip_code":92701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":12,"Number of independent voting members":11,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1788312,"Contributions":{"value":85000,"Other contributions":85000,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1658607,"Total revenue":{"value":1658607,"PROCESSING AND LOAN FE":1371063,"STATE CONTRACT INCOME":246000,"DEFAULT CLAIM RECOVERY":41544},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":37107,"Investment income total":37107,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":7598,"Other total":105,"Royalties revenue":0,"Net rental income":7493,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1286824,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1026246,"Current officers":326843,"Disqualified persons":0,"Other salaries and wages":669245,"Pension plan contributions":0,"Other employee benefits":30158,"Payroll taxes":0},"Other expenses":{"value":260578,"Management services":0,"Legal":16092,"Accounting":18250,"Lobbying services":0,"Investment management fees":0,"Other services":56388,"Advertising":6400,"Office expenses":8372,"Information technology":11064,"Royalties":0,"Occupancy":20256,"Travel":13773,"Conferences and meetings":2566,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":22572,"Insurance":10246,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":62220,"COMMUNITY OUTREACH":34657,"PROVISION FOR LOAN LOSS":9707,"COMMUNICATION":8969,"DUES AND SUBSCRIPTIONS":8887},"All other expenses":12379},"Functional Expenses":{"value":null,"Program Service Expenses":806425,"Management And General Expenses":480399,"Fundraising Expenses":0}},"Assets":{"value":4737305,"Non-interest bearing cash":3261178,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":335839,"Inventories for sale or use":0,"Prepaid expenses deferred charges":21887,"Land, building, equipment":1083201,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":35200},"Liabilities":{"value":1188121,"Sum of Total Liabilities":0,"Accounts payable, accrued":122967,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":1000000,"Other liabilities":65154},"Fund balance":{"value":3549184,"Net assets without donor restriction":3519184,"Net assets with donor restriction":30000,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6266785512237881,"percentile":0.5039195862502316},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2804253396499045,"percentile":0.8227526194397473},"Liabilities to Assets Ratio":{"score":0.250801035609909,"percentile":0.224049666275013},"Operating Reserve Ratio":{"score":3.6813931042628982,"percentile":0.7534763236928382},"Officer Compensation Ratio":{"score":0.593299472188893,"percentile":0.0477947514757903},"Program Expense Growth":{"score":0.17228809153667604,"percentile":0.780159571414249},"Revenue Growth":{"score":0.10695064693543929,"percentile":0.7790011397451909},"Asset Growth":{"score":0.20444705218387102,"percentile":0.8513210761273254},"Independent Voting Board Pct":{"score":0.9166666666666666,"percentile":0.24842690827196914},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6121675691746071,"percentile":0.6406249281305052}},"source_xml":"202331529349300428_public.xml"},{"Organization":{"value":null,"Person":["MICHAEL OCASIO","ABDI AHMED","GARY DUNN","PABLO OCASIO","ALEX B ARJONILLA","MICHAEL KARR","TERRIN ENSSLE","JASON HAMILTON","JOHNNY THOMAS","BILL WILSON","ERIC BELL","RICHARD LEE"],"Title":["President & CEO","VICE CHAIRMAN","Chairman","Director","Director","Treasurer","Secretary","Director","Director","Director","Director","FIRST VP"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[213905,0,1500,0,0,0,0,0,0,0,0,195486],"Direct compensation":[213905,0,1500,0,0,0,0,0,0,0,0,195486],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide financial assistance to small business. the organization is primarily involved in economic development lending activities providing loan guarantees and other direct capital access programs.","year":2018,"name":"SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY","phone":7145711900,"website":"WWW.SBFDOC.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":2001,"state_legal_domicile":"CA","total_volunteers":null,"tax_period_begin":"2018-07-01T00:00:00","tax_period_end":"2019-06-30T00:00:00","address":"271 N SYCAMORE STREET, SANTA ANA, CA, 92701, USA","city":"SANTA ANA","state":"CA","country":"USA","zip_code":92701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":10,"Number of independent voting members":9,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2176195,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2157952,"Total revenue":{"value":2154212,"DEFLT CLAIM RECOVERY INC":163343,"GRANTS":51000,"LOAN FEES":1710369,"REFERRAL FEE INCOME":4500,"STATE OF CALIFORNIA":225000},"Total other revenue":3740,"Unrelated business revenue":0},"Investment income":{"value":18243,"Investment income total":20854,"Net investment gain":-2611,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1489379,"Grant expense":{"value":22500,"Grants to domestic orgs":22500,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1070122,"Current officers":205988,"Disqualified persons":0,"Other salaries and wages":723563,"Pension plan contributions":0,"Other employee benefits":83309,"Payroll taxes":57262},"Other expenses":{"value":396757,"Management services":0,"Legal":100467,"Accounting":26899,"Lobbying services":0,"Investment management fees":0,"Other services":27410,"Advertising":0,"Office expenses":34803,"Information technology":7418,"Royalties":0,"Occupancy":23157,"Travel":51581,"Conferences and meetings":41758,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":19273,"Insurance":7340,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":40143,"BUSINESS MEALS AND MEETINGS":19047,"DUES AND SUBSCRIPTIONS":7743,"COMMUNITY OUTREACH":6870,"MISC EXPENSES":6483},"All other expenses":16508},"Functional Expenses":{"value":null,"Program Service Expenses":1089070,"Management And General Expenses":400309,"Fundraising Expenses":0}},"Assets":{"value":2949774,"Non-interest bearing cash":1158377,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":66535,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":43910,"Inventories for sale or use":0,"Prepaid expenses deferred charges":45099,"Land, building, equipment":1170221,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":465632},"Liabilities":{"value":39053,"Sum of Total Liabilities":0,"Accounts payable, accrued":16459,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":22594},"Fund balance":{"value":2910721,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":2910721,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.731224221638683,"percentile":0.5579239605906567},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3156040704072935,"percentile":0.8445368038137404},"Liabilities to Assets Ratio":{"score":0.013239319351245215,"percentile":0.4830519653968238},"Operating Reserve Ratio":{"score":1.9805395403050534,"percentile":0.6135275053306628},"Officer Compensation Ratio":{"score":0.2758807529849689,"percentile":0.2111370337286519},"Program Expense Growth":{"score":0.3469164521694409,"percentile":0.884155197810456},"Revenue Growth":{"score":0.233521393630494,"percentile":0.9180452936026727},"Asset Growth":{"score":0.3036087146294902,"percentile":0.9213670862085546},"Independent Voting Board Pct":{"score":0.9,"percentile":0.23882945974943737},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6735476618940889,"percentile":0.7969717519637995}},"source_xml":"201922839349300607_public.xml"},{"Organization":{"value":null,"Person":["MICHAEL OCASIO","ABDI AHMED","GARY DUNN","PABLO OCASIO","ALEX B ARJONILLA","MICHAEL KARR","CECIL ADAMS","TERRIN ENSSLE","KEITH DRAKE","JASON HAMILTON","NANCY TRUJILLO","JONNY THOMAS"],"Title":["President & CEO","VICE CHAIRMAN","Chairman","Director","Director","Treasurer","Director","Secretary","Director","Director","Director","Director"],"Hours":[40.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[146808,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[146808,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide financial assistance to small business. the organization is primarily involved in economic development lending activities providing loan guarantees and other direct capital access programs.","year":2016,"name":"SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY","phone":7145711900,"website":"WWW.SBFDOC.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":2001,"state_legal_domicile":"CA","total_volunteers":null,"tax_period_begin":"2016-07-01T00:00:00","tax_period_end":"2017-06-30T00:00:00","address":"271 N SYCAMORE STREET, SANTA ANA, CA, 92701, USA","city":"SANTA ANA","state":"CA","country":"USA","zip_code":92701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":11,"Number of independent voting members":10,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1240267,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1240267,"Total revenue":{"value":1233647,"LOAN FEES - L O C":445057,"LOAN FEES - TERM LOANS":490330,"precessing fees":16986,"SERVICES":6274,"STATE OF CALIFORNIA":275000},"Total other revenue":6620,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":751100,"Grant expense":{"value":25000,"Grants to domestic orgs":25000,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":505397,"Current officers":196361,"Disqualified persons":0,"Other salaries and wages":244825,"Pension plan contributions":0,"Other employee benefits":34447,"Payroll taxes":29764},"Other expenses":{"value":220703,"Management services":0,"Legal":4946,"Accounting":19050,"Lobbying services":0,"Investment management fees":0,"Other services":36402,"Advertising":11560,"Office expenses":15369,"Information technology":4899,"Royalties":0,"Occupancy":20942,"Travel":12842,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":19352,"Insurance":7562,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":57079,"REFERRAL FEES":21848,"COMMUNITY OUTREACH":16740,"BUSINESS MEALS AND MEETINGS":12366,"DUES AND SUBSCRIPTIONS":6125},"All other expenses":10700},"Functional Expenses":{"value":null,"Program Service Expenses":488065,"Management And General Expenses":263035,"Fundraising Expenses":0}},"Assets":{"value":1959012,"Non-interest bearing cash":1111621,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":60250,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":8966,"Land, building, equipment":655535,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":122640},"Liabilities":{"value":16920,"Sum of Total Liabilities":0,"Accounts payable, accrued":686,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":16234},"Fund balance":{"value":1942092,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1922092,"Temporarily restricted net assets":20000,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6498002929037412,"percentile":0.5123830891060395},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3944045919144829,"percentile":0.8826685014446635},"Liabilities to Assets Ratio":{"score":0.008637006817722403,"percentile":0.5056630008537722},"Operating Reserve Ratio":{"score":2.608190653707895,"percentile":0.6812555688778619},"Officer Compensation Ratio":{"score":0.1954573292504327,"percentile":0.3217264365604306},"Program Expense Growth":{"score":0.3214232588880476,"percentile":0.8743651462166699},"Revenue Growth":{"score":0.2748251177960575,"percentile":0.9372669800615984},"Asset Growth":{"score":0.45466852660510426,"percentile":0.9657858371039583},"Independent Voting Board Pct":{"score":0.9090909090909091,"percentile":0.24395594109922106},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6819026428517231,"percentile":0.8151269612747664}},"source_xml":"201702899349300305_public.xml"},{"Organization":{"value":null,"Person":["ABDI AHMED","GARY DUNN","MILTON FLORES","ALEX B ARJONILLA","MICHAEL KARR","DAVID PARK","TERRIN ENSSLE","NANCY TRUJILLO","MICHAEL OCASIO"],"Title":["President","Chairman","Treasurer","Director","Secretary","Director","Director","Director","President & CEO"],"Hours":[0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,116400],"Direct compensation":[0,0,0,0,0,0,0,0,116400],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide financial assistance to small business. the organization is primarily involved in economic development lending activities providing loan guarantees for working capital, lines of credit, equipment, real estate purchases, and small business acquisitions.","year":2013,"name":"SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY","phone":7145711900,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1995,"state_legal_domicile":"CA","total_volunteers":null,"tax_period_begin":"2013-07-01T00:00:00","tax_period_end":"2014-06-30T00:00:00","address":"217 NORTH MAIN ST STE 115, SANTA ANA, CA, 92701, USA","city":"SANTA ANA","state":"CA","country":"USA","zip_code":92701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":9,"Number of independent voting members":8,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":518407,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":518407,"Total revenue":{"value":506642,"GRANTS":25350,"LOAN FEES - L O C":70550,"LOAN FEES - TERM LOANS":312336,"PROCESSING FEES":11500,"STATE OF CALIFORNIA":86906},"Total other revenue":11765,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":323040,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":239578,"Current officers":113700,"Disqualified persons":0,"Other salaries and wages":82318,"Pension plan contributions":0,"Other employee benefits":27117,"Payroll taxes":16443},"Other expenses":{"value":83462,"Management services":0,"Legal":5262,"Accounting":12275,"Lobbying services":3600,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":2834,"Information technology":0,"Royalties":0,"Occupancy":10363,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":2550,"Insurance":6436,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":29051,"UNDERWRITING SERVICES":15750,"AUTOMOTIVE":5485,"COMPUTER SERVICES":3930,"EQUIPMENT RENTAL":3886},"All other expenses":11091},"Functional Expenses":{"value":null,"Program Service Expenses":190212,"Management And General Expenses":132828,"Fundraising Expenses":0}},"Assets":{"value":402903,"Non-interest bearing cash":192849,"Savings and temp cash investments":181196,"Pledges and grants receivable":0,"Accounts receivable":15730,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":5267,"Land, building, equipment":7050,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":811},"Liabilities":{"value":35746,"Sum of Total Liabilities":0,"Accounts payable, accrued":35746,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":367157,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":367157,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.5888187221396731,"percentile":0.4926484093673721},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.37686026616152946,"percentile":0.8751807485266512},"Liabilities to Assets Ratio":{"score":0.08872110656907493,"percentile":0.3370667433586843},"Operating Reserve Ratio":{"score":1.2472232540861812,"percentile":0.4863765215199932},"Officer Compensation Ratio":{"score":0.3603268945022288,"percentile":0.13901951945425428},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.8888888888888888,"percentile":0.2330250129411084},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5505583652886044,"percentile":0.4589472446410605}},"source_xml":"201442689349300134_public.xml"},{"Organization":{"value":null,"Person":["MICHAEL OCASIO","RICHARD LEE","KEN FREEDMAN","NESTOR NESTOR","EDUARDO E BURGMAN","ABDI AHMED","GARY DUNN","PABLO OCASIO","CASSAUNDRA JOHNSON","MICHAEL KARR","DOM BETRO","TERRIN ENSSLE","THANH PHAM","JASON HAMILTON","JOHNNY THOMAS","ERIC BELL"],"Title":["President & CEO","FIRST VP","OFFICE MANAGER","LOAN OFFICER","COMPUTER","Secretary","Chairman","Director","Director","Treasurer","Director","Secretary","Director","Director","Director","Director"],"Hours":[40.0,40.0,40.0,40.0,40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[200594,144744,130447,97837,86713,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[200594,144744,130447,97837,86713,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide financial assistance to small business. the organization is primarily involved in economic development lending activities providing loan guarantees and other direct capital access programs.","year":2020,"name":"SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY","phone":7145711900,"website":"WWW.SBFDOC.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":2001,"state_legal_domicile":"CA","total_volunteers":null,"tax_period_begin":"2020-07-01T00:00:00","tax_period_end":"2021-06-30T00:00:00","address":"271 N SYCAMORE STREET, SANTA ANA, CA, 92701, USA","city":"SANTA ANA","state":"CA","country":"USA","zip_code":92701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":10,"Number of independent voting members":9,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1313486,"Contributions":{"value":174600,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":174600,"Related organizations":0},"Program revenue":{"value":1103630,"Total revenue":{"value":1103630,"DEFLT CLAIM RECOVERY INC":560,"GRANTS":195000,"LOAN FEES":784013,"OTHER":1370,"STATE OF CALIFORNIA":122687},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":28109,"Investment income total":28109,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":7147,"Other total":0,"Royalties revenue":0,"Net rental income":7147,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1221366,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":957209,"Current officers":200594,"Disqualified persons":0,"Other salaries and wages":614132,"Pension plan contributions":0,"Other employee benefits":89945,"Payroll taxes":52538},"Other expenses":{"value":264157,"Management services":0,"Legal":20696,"Accounting":27164,"Lobbying services":4800,"Investment management fees":0,"Other services":38083,"Advertising":3823,"Office expenses":9728,"Information technology":9616,"Royalties":0,"Occupancy":23178,"Travel":11238,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":23449,"Insurance":18746,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":68829,"LOAN LOSS RESERVE":47622,"TELEPHONE":9152,"BUSINESS MEALS AND MEETINGS":6889,"OFFICE EQUIPMENT RENTAL":5166},"All other expenses":4807},"Functional Expenses":{"value":null,"Program Service Expenses":856736,"Management And General Expenses":364630,"Fundraising Expenses":0}},"Assets":{"value":3166647,"Non-interest bearing cash":1341361,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":112692,"Inventories for sale or use":0,"Prepaid expenses deferred charges":16076,"Land, building, equipment":1111440,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":585078},"Liabilities":{"value":118950,"Sum of Total Liabilities":0,"Accounts payable, accrued":1365,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":117585},"Fund balance":{"value":3047697,"Net assets without donor restriction":3047697,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.7014572208494424,"percentile":0.5379216243867465},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.0701339793496086,"percentile":0.567591643961221},"Liabilities to Assets Ratio":{"score":0.037563391183166296,"percentile":0.41177673118300717},"Operating Reserve Ratio":{"score":2.5927093107225843,"percentile":0.6798841774450367},"Officer Compensation Ratio":{"score":0.540652842800602,"percentile":0.0602354915418303},"Program Expense Growth":{"score":0.22252673090732286,"percentile":0.8217246600474207},"Revenue Growth":{"score":0.11772519291818315,"percentile":0.7999449025169303},"Asset Growth":{"score":0.2075129927646506,"percentile":0.8543907512195013},"Independent Voting Board Pct":{"score":0.9,"percentile":0.23882945974943737},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5920218118321063,"percentile":0.5820148176649669}},"source_xml":"202143379349300639_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["MICHAEL OCASIO","LARRY TRUJILLO","PABLO OCASIO","THANH PHAM","CASSAUNDRA JOHNSON","MICHAEL KARR","GIL KEINAN","ERIC BELL","JOHNNY THOMAS","CATHERINE NGUYEN","CARRIE MILLER","JIM ELY","NESTOR CORREA","RICHARD LEE","MARIA LOPEZ","EDDIE NEVAREZ"],"Title":["CEO","SECRETARY","VICE CHAIRMAN","CHAIRMAN","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CHIEF FINANCIAL OFFICER","PRESIDENT","SR VICE PRES COMMERCIAL LE","SR VICE PRES COMMERCIAL LE","CHIEF OPERATION OFFICER","CREDIT ANALYST"],"Hours":[40.0,2.0,2.0,2.0,2.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[414586,0,0,0,0,0,0,0,0,0,232896,325707,285687,254667,156499,116747],"Direct compensation":[393510,0,0,0,0,0,0,0,0,0,204685,311548,257617,238433,143668,101792],"Other compensation":[21076,0,0,0,0,0,0,0,0,0,28211,14159,28070,16234,12831,14955]},"Basic":{"value":null,"mission":"To provide financial assistance to small businesses. the organization is primarily involved in economic development lending activities providing state loan guarantees and other direct capital access programs.","year":2024,"name":"SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY","phone":7145711900,"website":"WWW.SBFDOC.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MICHAEL OCASIO","year_formation":2001,"state_legal_domicile":"CA","total_volunteers":0,"tax_period_begin":"2024-07-01T00:00:00","tax_period_end":"2025-06-30T00:00:00","address":"PO BOX 5266, RIVERSIDE, CA, 925175266, USA","city":"RIVERSIDE","state":"CA","country":"USA","zip_code":925175266},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2987062,"Contributions":{"value":80500,"Other contributions":80500,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2816671,"Total revenue":{"value":2816671,"PROCESSING AND LOAN FE":2570621,"STATE CONTRACT INCOME":246000,"DEFAULT CLAIM RECOVERY":50},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":71699,"Investment income total":71699,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":18192,"Other total":133,"Royalties revenue":0,"Net rental income":18059,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2441758,"Grant expense":{"value":21555,"Grants to domestic orgs":21555,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2072813,"Current officers":997665,"Disqualified persons":0,"Other salaries and wages":826958,"Pension plan contributions":0,"Other employee benefits":144608,"Payroll taxes":103582},"Other expenses":{"value":347390,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":93123,"Advertising":19956,"Office expenses":11402,"Information technology":3837,"Royalties":0,"Occupancy":20382,"Travel":38175,"Conferences and meetings":25464,"Interest":20000,"Payments to affiliates":0,"Depreciation and depletion":22572,"Insurance":15958,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":81922,"COMMUNITY OUTREACH":50876,"MEALS AND MEETINGS":12744,"DUES AND SUBSCRIPTIONS":9812,"TAXES AND LICENSES":8490},"All other expenses":-5401},"Functional Expenses":{"value":null,"Program Service Expenses":2111791,"Management And General Expenses":329967,"Fundraising Expenses":0}},"Assets":{"value":5901420,"Non-interest bearing cash":2753721,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":2070844,"Inventories for sale or use":0,"Prepaid expenses deferred charges":35490,"Land, building, equipment":996520,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":44845},"Liabilities":{"value":1195209,"Sum of Total Liabilities":0,"Accounts payable, accrued":195209,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":1000000,"Other liabilities":0},"Fund balance":{"value":4706211,"Net assets without donor restriction":4706211,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8648649866202957,"percentile":0.7160626102647967},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.18255530015781393,"percentile":0.7379759303594142},"Liabilities to Assets Ratio":{"score":0.20252905232977825,"percentile":0.24959482689398968},"Operating Reserve Ratio":{"score":2.4168734166121295,"percentile":0.6634086857620024},"Officer Compensation Ratio":{"score":0.731763344278999,"percentile":0.02738349840076931},"Program Expense Growth":{"score":0.15913272606174642,"percentile":0.7659213659628398},"Revenue Growth":{"score":0.11042494930174808,"percentile":0.7860820622136814},"Asset Growth":{"score":0.1608468583186148,"percentile":0.7984513967175868},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7062960122734953,"percentile":0.8590060001403892}},"source_xml":"202533519349301328_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}