{"success":true,"data":{"_id":910219435,"filings":[{"Organization":{"value":null,"Person":["William Longbrake","Roger Mauldin","Desiree Serr","Denis Farmer","Debra Somberg","Michelle Eten","Susan Erlich","David Yonce","Porsche Everson","Mike Ryan","Tony Harris","John Porter","Parker Cann","Thomas Berquist","Michael Strand","Thomas Morgan","Katherine Elser until 101816","Melanie Walsh","Douglas Marshall","John Stewart","Dana Gray","Carolyn Cereghino until 41616","Michael Quamma","Mark Thomson","Shawn Mulqueeney"],"Title":["Director","Director","Director","Director","Director","Director/Audit Committee Chair","Director/Audit Committee Member","Chairperson","Vice Chairperson","Sr. Corp. Counsel/Secretary","Sr. Corp. Counsel/Asst. Secr.","President/CEO","SVP/General Counsel","SVP Marketing & Co-Op Affairs","SVP Chief Lending Officer","SVP/CIO","SVP/CFO","SVP Human Resources","SVP Retail","SVP/Chief Risk Officer","VP Small Business","VP BECU Investment Svcs","VP Treasury","VP Compliance Gov Relations","VP IT Business Solutions"],"Hours":[6.0,6.0,6.0,6.0,6.0,6.5,6.5,7.0,6.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[38750,43363,33375,38750,33750,38650,25064,56250,38650,289588,173064,1194628,1045529,723037,573913,547735,490703,562466,501600,322607,441346,418473,464017,367322,378594],"Direct compensation":[38750,43363,33375,38750,33750,38650,25064,56250,38650,244099,159858,980713,935713,592151,429387,421224,386037,398311,390853,270566,364783,341114,325143,286579,265718],"Other compensation":[0,0,0,0,0,0,0,0,0,45489,13206,213915,109816,130886,144526,126511,104666,164155,110747,52041,76563,77359,138874,80743,112876]},"Basic":{"value":null,"mission":"Becu is a cooperative society organized under washington law as a nonprofit corporation for the purposes of promoting thrift among its members and creating a source of credit for them at fair and reasonable rates of interest. becu is dedicated to the philosophy of \"people helping people and will strive to serve its members by providing superior financial products and services.","year":2016,"name":"Credit Unions in the State of Washington Boeing Employees Credit Union","phone":2064395700,"website":"www.becu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Benson Porter","year_formation":1935,"state_legal_domicile":"WA","total_volunteers":0,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"12770 Gateway Dr S Mailstop 1011-1, Tukwila, WA, 98168, USA","city":"Tukwila","state":"WA","country":"USA","zip_code":98168},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":1960,"Total Gross UBI":1500819,"Net unrelated business taxable income":771779,"Number of employees":1960,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":633912726,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":560993449,"Total revenue":{"value":554036215,"Loan Interest Income":402249400,"Fee Income":118638190,"Derivative Income":19493018,"Contract Incentive Income":7234556,"Broker Income":6421051},"Total other revenue":6957234,"Unrelated business revenue":0},"Investment income":{"value":71955770,"Investment income total":65260033,"Net investment gain":6695737,"Income from invest bond proceeds":0},"Other revenues":{"value":963507,"Other total":404027,"Royalties revenue":0,"Net rental income":559480,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":423949096,"Grant expense":{"value":2519118,"Grants to domestic orgs":2519118,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":150596023,"Current officers":6242064,"Disqualified persons":0,"Other salaries and wages":109508425,"Pension plan contributions":8223538,"Other employee benefits":16563886,"Payroll taxes":10058110},"Other expenses":{"value":270833955,"Management services":0,"Legal":2142501,"Accounting":1592832,"Lobbying services":134374,"Investment management fees":524863,"Other services":18610516,"Advertising":19810828,"Office expenses":17090576,"Information technology":21454924,"Royalties":0,"Occupancy":13386578,"Travel":1759691,"Conferences and meetings":1267868,"Interest":47698623,"Payments to affiliates":0,"Depreciation and depletion":13843976,"Insurance":819689,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":109687608,"UBI Tax Expense":200380,"Product Cost & Servicin":77427574,"Provision for Loan Loss":30908361,"LOCOM Adjustment":1151293},"All other expenses":1008508},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":16355135100,"Non-interest bearing cash":285398264,"Savings and temp cash investments":829083639,"Pledges and grants receivable":0,"Accounts receivable":10250991,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":10327181734,"Inventories for sale or use":0,"Prepaid expenses deferred charges":18033851,"Land, building, equipment":139355722,"Investments publicly traded":115413884,"Investments other":4014632657,"Investments program related":3327032,"Intangible assets":0,"Other assets":612457326},"Liabilities":{"value":14654277350,"Sum of Total Liabilities":0,"Accounts payable, accrued":92884561,"Grants payable":0,"Deferred, revenue":5978334,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":166607430,"Unsecured notes loans payable":0,"Other liabilities":14388807025},"Fund balance":{"value":1700857750,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.33121851224674737,"percentile":0.8531108311752206},"Liabilities to Assets Ratio":{"score":0.8960046652259082,"percentile":0.06532566249285109},"Operating Reserve Ratio":{"score":38.57806339089351,"percentile":0.9752785777785682},"Officer Compensation Ratio":{"score":0.020854447110320057,"percentile":0.9078648744082554},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.06660990392769735,"percentile":0.6699338802206475},"Asset Growth":{"score":0.105264797627192,"percentile":0.6957430231407354},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6797962929508375,"percentile":0.8106571036658592}},"source_xml":"201733189349313203_public.xml"},{"Organization":{"value":null,"Person":["Debra Somberg","Bill Longbrake","David Yonce","Denis Farmer","Jessie Woolley-Wilson","John McMurray","Manolo Sanchez","Matthew Oppenheimer","Patrick Smith","Susan Ehrlich","Will Daugherty","Beverly Anderson","John Benson Porter","Melba Bartels","Thomas Berquist","Fumbi Chima","Douglas Marshall","John Stewart","Michael Scott Strand","Melanie Walsh","Anthony Harris","Michael Ryan","Aaron Bresko","Gennadiy Henry Darakhovskiy","Venetia Espinoza","Jennifer Fancher","Dana Gray","Lisa Grove","Paul Hutchison","Gregg Kats","Shahzad Kazi","Brian Knollenberg","Bryan MacDonald","Sean Murphy","Ken Myhra","Balaji Ponnuswamy","Karen Potts","Paula Ramirez","Debasis Rath","Travis Simpson","Lorraine Stewart","Christine Wallace","Michael Zell","Deborah McLeod","Deborah Taglialavore","Linnea Wexler","Marc Wright","Jaime Suarez","Mathew Dailey"],"Title":["Director Chairperson","Director","Director","Director","Director","Director","Director","Director","Director","Director","Director","President CEO","Former President CEO","EVP Chief Financial Officer","EVP Chief Marketing Officer","EVP Chief Technology Transformation Officer","EVP Chief Product Digital Officer","EVP Chief Risk Officer","EVP Chief Operating Officer","EVP Chief Administrative Officer","Assistant Corporate Secretary","SVP General Counsel","Former SVP Consumer Lending","SVP Treasury CIO","SVP Credit Card","SVP Transformation Officer","SVP Commercial Business Services","SVP Chief Audit Executive","SVP Tech Business Solutions","SVP Administration Servicing","SVP Credit Risk Management CCO","SVP Marketing","SVP Enterprise Risk Management","SVP Chief Information Security Officer","Former SVP Credit Card","SVP Product Development Management","SVP Technology","SVP Human Resources","SVP Consumer Lending","SVP Retail Contact Center Wealth","SVP Mortgage Lending","SVP Accounting Controller","SVP Digital","VP Retail Delivery","VP Commercial and Business Services-Primary Markets","Sr Commercial Relationship Manager II","VP Commercial Credit","Financial Advisor","VP Investment Services"],"Hours":[6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[97500,85000,45940,80000,48129,90000,75000,82129,31931,78430,77871,642316,4407540,2154372,771932,1155803,764912,785882,1390339,865246,350963,534074,140785,506315,111118,490122,589006,483873,350752,536122,541537,474066,503055,660777,223788,452779,585676,446046,403775,533496,482426,462716,495292,453545,565192,1157957,695267,601080,521883],"Direct compensation":[97500,85000,45940,80000,48129,90000,75000,82129,31931,78430,77871,642316,4287758,2046930,612613,909826,661728,608028,1276306,774486,233791,442772,132856,405207,97804,390857,468325,370875,334219,343514,425845,366380,374354,578379,207184,367317,499305,360554,374031,433010,368161,355960,387993,348111,467846,1065413,594378,452154,410904],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,119782,107442,159319,245977,103184,177854,114033,90760,117172,91302,7929,101108,13314,99265,120681,112998,16533,192608,115692,107686,128701,82398,16604,85462,86371,85492,29744,100486,114265,106756,107299,105434,97346,92544,100889,148926,110979]},"Basic":{"value":null,"mission":"As a cooperative we bring people together to improve the financial well-being of our members and their communities.","year":2022,"name":"CREDIT UNIONS IN THE STATE OF WASHINGTON","phone":2064395700,"website":"www.BECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1935,"state_legal_domicile":"WA","total_volunteers":0,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"12770 GATEWAY DR S, TUKWILA, WA, 981683309, USA","city":"TUKWILA","state":"WA","country":"USA","zip_code":981683309},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":3617,"Total Gross UBI":1637099,"Net unrelated business taxable income":555484,"Number of employees":3617,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1076116183,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":836112490,"Total revenue":{"value":833985577,"LOAN INTEREST INCOME":616304121,"FEE INCOME":175051444,"BROKER INCOME":13877090,"CONTRACT INCENTIVE INCOME":15383833,"OTHER PROGRAM REVENUE":13369089},"Total other revenue":2126913,"Unrelated business revenue":0},"Investment income":{"value":240509207,"Investment income total":228149671,"Net investment gain":12359536,"Income from invest bond proceeds":0},"Other revenues":{"value":-505514,"Other total":426653,"Royalties revenue":0,"Net rental income":-932167,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":879646068,"Grant expense":{"value":8928955,"Grants to domestic orgs":8928955,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":386847758,"Current officers":27620428,"Disqualified persons":0,"Other salaries and wages":267344937,"Pension plan contributions":28955335,"Other employee benefits":39884436,"Payroll taxes":23042622},"Other expenses":{"value":483869355,"Management services":0,"Legal":2738775,"Accounting":2048195,"Lobbying services":50820,"Investment management fees":929816,"Other services":44110952,"Advertising":32888091,"Office expenses":23219460,"Information technology":55456074,"Royalties":0,"Occupancy":22184229,"Travel":1300138,"Conferences and meetings":1382086,"Interest":81360787,"Payments to affiliates":0,"Depreciation and depletion":30582189,"Insurance":1506199,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":178378368,"PRODUCT COST & SERVICING":126854328,"UBI TAX EXPENSE":1297339,"PROVISION FOR LOAN LOSS":49553182,"DUES & SUBSCRIPTIONS":673519},"All other expenses":5733176},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":28780643575,"Non-interest bearing cash":148202592,"Savings and temp cash investments":2114581220,"Pledges and grants receivable":0,"Accounts receivable":231134,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":16298351358,"Inventories for sale or use":0,"Prepaid expenses deferred charges":31354244,"Land, building, equipment":164576182,"Investments publicly traded":62197880,"Investments other":8806305639,"Investments program related":15979159,"Intangible assets":0,"Other assets":1138864167},"Liabilities":{"value":26832951916,"Sum of Total Liabilities":0,"Accounts payable, accrued":164645091,"Grants payable":0,"Deferred, revenue":8529745,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":663650220,"Unsecured notes loans payable":0,"Other liabilities":25996126860},"Fund balance":{"value":1947691659,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1825733300026025,"percentile":0.7379969221544755},"Liabilities to Assets Ratio":{"score":0.9323263340541891,"percentile":0.05972411357628971},"Operating Reserve Ratio":{"score":32.71843599601016,"percentile":0.9703437107879761},"Officer Compensation Ratio":{"score":0.031926198526473715,"percentile":0.849717247027785},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.0941128028864846,"percentile":0.7501499922589157},"Asset Growth":{"score":0.10462748191403155,"percentile":0.6942444923737541},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6618476353348617,"percentile":0.7701270082711664}},"source_xml":"202333199349326448_public.xml"},{"Organization":{"value":null,"Person":["SUSAN EHRLICH","WILL DAUGHERTY","MATTHEW OPPENHEIMER","DENIS FARMER","WILLIAM LONGBRAKE","ROGER MAULDIN","DESIREE SERR","DEBRA SOMBERG","JESSIE WOOLLEY-WILSON","DAVID YONCE","JOHN PORTER","THOMAS BERQUIST","THOMAS MORGAN","DOUGLAS MARSHALL","MICHAEL STRAND","MELANIE WALSH","MELBA BARTELS","JOHN STEWART","MICHAEL RYAN","ANTHONY HARRIS","TRAVIS SIMPSON","LORRAINE STEWART","LINNEA WEXLER","DANA GRAY","DEBORAH TAGLIALAVORE","MATHEW DAILEY","HOWARD WU"],"Title":["DIRECTOR/CHAIRPERSON","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR (THROUGH 4/18)","DIRECTOR, AUDIT COMMITTEE MEMBER","DIRECTOR","DIRECTOR, AUDIT COMMITTEE MEMBER","DIRECTOR","PRESIDENT/CEO","SVP MARKETING & COOPERATIVE AFFAIRS","SVP/CIO","SVP RETAIL","SVP MEMBER LENDING","SVP HUMAN RESOURCES","SVP FINANCE/CFO","SVP CHIEF RISK OFFICER","VICE PRESIDENT AND GENERAL COUNSEL","ASSOCIATE GENERAL COUNSEL","SVP RETAIL, CONTACT CENTER & WEALTH","VICE PRESIDENT MORTGAGE LENDING","SR COMMERCIAL RELATIONSHIP MANAGER","VICE PRESIDENT SMALL BUSINESS","DIRECTOR BUSINESS LENDING","VICE PRESIDENT WEALTH MANAGEMENT","VICE PRESIDENT DIGITAL"],"Hours":[6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[47614,40313,17477,40498,45114,27021,45600,45114,40498,47075,1934097,1022133,757462,957411,958317,1096245,789619,647433,437222,274582,384846,387958,498733,532934,475359,448094,417878],"Direct compensation":[47614,40313,17477,40498,45114,27021,45600,45114,40498,47075,1418554,785277,565574,833611,639304,833291,622745,518332,365075,175272,309766,303642,430808,394746,384814,358447,355201],"Other compensation":[0,0,0,0,0,0,0,0,0,0,515543,236856,191888,123800,319013,262954,166874,129101,72147,99310,75080,84316,67925,138188,90545,89647,62677]},"Basic":{"value":null,"mission":"Becu is a cooperative society organized under washington law as a nonprofit corporation for the purposes of promoting thrift among its members and creating a source of credit for them at fair and reasonable rates of interest. becu is dedicated to the philosophy of \"people helping people and will strive to serve its members by providing superior financial products and services.","year":2018,"name":"CREDIT UNIONS IN THE STATE OF WASHINGTON BOEING EMPLOYEES CREDIT UNION","phone":2064395700,"website":"WWW.BECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"BENSON PORTER","year_formation":1935,"state_legal_domicile":"WA","total_volunteers":0,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"12770 GATEWAY DR S MAILSTOP 1011-1, TUKWILA, WA, 98168, USA","city":"TUKWILA","state":"WA","country":"USA","zip_code":98168},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":2422,"Total Gross UBI":1377937,"Net unrelated business taxable income":512458,"Number of employees":2422,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":861138238,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":732004564,"Total revenue":{"value":719589441,"LOAN INTEREST INCOME":537882664,"FEE INCOME":148133465,"CONTRACT INCENTIVE INCOME":13357281,"DERIVATIVE INCOME":10799967,"BROKER INCOME":9416064},"Total other revenue":12415123,"Unrelated business revenue":0},"Investment income":{"value":125708654,"Investment income total":124443692,"Net investment gain":1264962,"Income from invest bond proceeds":0},"Other revenues":{"value":3425020,"Other total":268175,"Royalties revenue":0,"Net rental income":3156845,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":607945962,"Grant expense":{"value":4592355,"Grants to domestic orgs":4592355,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":228854065,"Current officers":8417313,"Disqualified persons":0,"Other salaries and wages":164320592,"Pension plan contributions":16777991,"Other employee benefits":25412643,"Payroll taxes":13925526},"Other expenses":{"value":374499542,"Management services":0,"Legal":1661861,"Accounting":1801375,"Lobbying services":41245,"Investment management fees":633581,"Other services":30020368,"Advertising":23236791,"Office expenses":18415609,"Information technology":33162054,"Royalties":0,"Occupancy":18752566,"Travel":1747411,"Conferences and meetings":1553085,"Interest":74664530,"Payments to affiliates":0,"Depreciation and depletion":23097174,"Insurance":1052193,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":144306925,"UBI TAX EXPENSE":298030,"PRODUCT COST & SERVICIN":94484849,"PROVISION FOR LOAN LOSS":48946714,"LOCOM ADJUSTMENT":577332},"All other expenses":352774},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":19588565098,"Non-interest bearing cash":324344799,"Savings and temp cash investments":690649211,"Pledges and grants receivable":0,"Accounts receivable":274794,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":12858497050,"Inventories for sale or use":0,"Prepaid expenses deferred charges":30437604,"Land, building, equipment":166765979,"Investments publicly traded":62554847,"Investments other":4690617330,"Investments program related":14659058,"Intangible assets":0,"Other assets":749764426},"Liabilities":{"value":17478637179,"Sum of Total Liabilities":0,"Accounts payable, accrued":107632634,"Grants payable":0,"Deferred, revenue":3680538,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":782809962,"Unsecured notes loans payable":0,"Other liabilities":16584514045},"Fund balance":{"value":2109927919,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.29402047758097577,"percentile":0.8316221623627712},"Liabilities to Assets Ratio":{"score":0.8922877756260246,"percentile":0.06592584307961058},"Operating Reserve Ratio":{"score":32.22089843899646,"percentile":0.9698196880963588},"Officer Compensation Ratio":{"score":0.020423932020458096,"percentile":0.9100933946815385},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.10713500905488256,"percentile":0.7794073716960758},"Asset Growth":{"score":0.10023232772826661,"percentile":0.6836872099487864},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6857966415701637,"percentile":0.8235067193852951}},"source_xml":"202033159349303533_public.xml"},{"Organization":{"value":null,"Person":["Michael Sweeney","David Yonce","Brian Abeel","Michelle Eten","Porsche Everson","Denis Farmer","Robin Krueger","Bill Longbrake","Roger Mauldin","Desiree Serr","Debra Somberg","Jim Wadhwani","John Cann","Katherine Elser","John Porter","Thomas Berquist","Michael Strand","Anne Shannon","Douglas Marshall","Thomas Morgan","Weldon Leonardson","Grace Semingsen","Anastasia Wyss-Schoenborn","Michael Quamma","Mark Thomson","Dana Gray","Jesse Douglas","Melanie Walsh","Shawn Mulqueeney","Stephen Black","Carolyn Cereghino","Carol Friend","Kyle Welsh","Boyd Vanderleest","Gregg Kats","Sara Moorehead","Seclinda Davenport","Pamela O'Conner","Timothy Bates","Angela Ursino","Howard Wu","Robert Stroup","Robert Gatlin","William Taylor","Todd Crawford","Jaime Suarez","Michael Rackner"],"Title":["Board of Directors Chairperson","Board of Directors Vice Chairperson","Board of Directors Member","Board of Directors Member & Audit Committee Member","Board of Directors Member","Board of Directors Member","Board of Directors Member & Audit Committee Member","Board of Directors Member","Board of Directors Member","Board of Directors Member","Board of Directors Member","Board of Directors Member & Audit Committee Member","Sr VP/General Counsel","Sr VP Finance/CFO","President/CEO","Sr VP Member Strategies","Sr VP Member Operations","Sr VP Human Resources","Sr VP MCSD","Sr VP/CIO","Sr VP/CIO","Sr VP Member Solutions","VP Member Solutions","VP Treasury","VP Compliance","VP Small Business","VP Program Management","VP SRCC","VP Acctg/Controller","VP Marketing","VP BECU Investment Svcs","VP Portfolio Mgmt","VP Technology Services","VP Lending","VP Administration","VP Cooperative Affairs","VP Trust Services","VP Total Rewards","VP Enterprise Risk Mgmt","VP Talent Management","VP Digital","VP Member Strategies","Dir Capital Plan and ALM","Associate General Counsel","Financial Advisor","Financial Advisor","Director Investment Services Sales"],"Hours":[7.0,6.5,6.0,6.5,6.0,6.0,6.5,6.0,6.0,6.0,6.0,6.5,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,0.0,0.0,0.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[18750,15000,15000,15000,15000,13750,12750,11250,11250,11250,11250,5667,496192,439470,982650,587855,442154,380170,361527,103454,486462,443338,305498,306788,280575,273648,261251,267397,259038,254122,255950,246071,250430,246165,244563,244134,240125,242143,235157,228779,232471,212988,232898,246464,242696,248171,261930],"Direct compensation":[18750,15000,15000,15000,15000,13750,12750,11250,11250,11250,11250,5667,474892,419153,951362,563315,419098,359955,346844,95191,465878,419617,291680,284763,259533,256144,246081,243820,240279,238265,237609,230134,228929,228865,223752,222516,221243,218136,214740,208762,207809,193250,222293,222227,228078,231420,244452],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,21300,20317,31288,24540,23056,20215,14683,8263,20584,23721,13818,22025,21042,17504,15170,23577,18759,15857,18341,15937,21501,17300,20811,21618,18882,24007,20417,20017,24662,19738,10605,24237,14618,16751,17478]},"Basic":{"value":null,"mission":"Becu is a cooperative society organized under washington law as a nonprofit corporation for the purposes of promoting thrift among its members and creating a source of credit for them at fair and reasonable interest rates. becu is dedicated to the philosophy of \"people helping people\" and will strive to serve these members by providing superior financial products and services.","year":2014,"name":"BOEING EMPLOYEES' CREDIT UNION","phone":2064395700,"website":"www.becu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Katherine Elser","year_formation":1935,"state_legal_domicile":"WA","total_volunteers":13,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"PO Box 97050, Seattle, WA, 98124, USA","city":"Seattle","state":"WA","country":"USA","zip_code":98124},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":1491,"Total Gross UBI":1550275,"Net unrelated business taxable income":860288,"Number of employees":1491,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":507813618,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":471849801,"Total revenue":{"value":444422379,"Loan Interest Income":334544761,"Fee Income":101647031,"Broker Income":5998051,"Credit Life Insurance & AD&D Insurance":2232536},"Total other revenue":27427422,"Unrelated business revenue":0},"Investment income":{"value":35548882,"Investment income total":35548882,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":414935,"Other total":345579,"Royalties revenue":0,"Net rental income":69356,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":327009492,"Grant expense":{"value":1890332,"Grants to domestic orgs":1890332,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":104372352,"Current officers":11198641,"Disqualified persons":0,"Other salaries and wages":77717045,"Pension plan contributions":2328529,"Other employee benefits":5566092,"Payroll taxes":7562045},"Other expenses":{"value":220746808,"Management services":0,"Legal":1100303,"Accounting":1563703,"Lobbying services":111898,"Investment management fees":355472,"Other services":5915701,"Advertising":14852521,"Office expenses":14154800,"Information technology":15751094,"Royalties":0,"Occupancy":13940195,"Travel":1028609,"Conferences and meetings":782260,"Interest":45540971,"Payments to affiliates":0,"Depreciation and depletion":13217163,"Insurance":699226,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":80685974,"Provision for Loan Loss":14214488,"Product Cost & Servicing":66471486},"All other expenses":11046918},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":13052033881,"Non-interest bearing cash":171343267,"Savings and temp cash investments":882125202,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":8284980534,"Inventories for sale or use":0,"Prepaid expenses deferred charges":14659734,"Land, building, equipment":69873123,"Investments publicly traded":3112835055,"Investments other":25454569,"Investments program related":0,"Intangible assets":0,"Other assets":490762397},"Liabilities":{"value":11750795047,"Sum of Total Liabilities":0,"Accounts payable, accrued":121781725,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":125525138,"Unsecured notes loans payable":0,"Other liabilities":11503488184},"Fund balance":{"value":1301238834,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.35604426425602476,"percentile":0.8656783946942525},"Liabilities to Assets Ratio":{"score":0.9003037499087228,"percentile":0.06461261518141431},"Operating Reserve Ratio":{"score":39.91331811554877,"percentile":0.9761560581206441},"Officer Compensation Ratio":{"score":0.03424561449733086,"percentile":0.8373629518638644},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6773484072211173,"percentile":0.8051941221302448}},"source_xml":"201543189349300704_public.xml"},{"Organization":{"value":null,"Person":["Susan Ehrlich","Will Daugherty","Denis Farmer","Bill Longbrake","John McMurray","Matt Oppenheimer","Desiree Serr","Debra Somberg","Jessie Woolley Wilson","David Yonce","John Benson Porter","Melba Bartels","Thomas Berquist","Fumbi Chima","Douglas Marshall","Thomas Morgan","John Stewart","Michael Scott Strand","Melanie Walsh","Anthony Harris","Michael Ryan","Aaron Bresko","Gennadiy Henry Darakhovskiy","Jennifer Fancher","Dana Gray","Lisa Grove","Gregg Kats","Shahzad Kazi","Solynn McCurdy","Sara Moorehead","Sean Murphy","Ken Myhra","Travis Simpson","Lorraine Stewart","Michael Zell","Mathew Dailey","Steven Hauschild","Deborah Taglialavore","Mark Thomson","Linnea Wexler"],"Title":["Director Chairperson","Director","Director Audit Committee","Director","Director Audit Committee","Director","Director","Director","Director","Director","President CEO","EVP Chief Financial Officer","EVP Chief Marketing Officer","EVP Chief Information Officer","EVP Chief Product Digital Officer","EVP Chief Information Officer","EVP Chief Risk Officer","EVP Chief Operating Officer","EVP Chief Administrative Officer","Associate General Counsel Assistant Corporate Secretary","SVP General Counsel","SVP Consumer Lending","SVP Treasury Chief Investment Officer","SVP Enterprise Strategic Services","SVP Commercial Business Services","SVP Chief Audit Executive","SVP Administration Servicing","SVP Credit Risk Management CCO","SVP Social Impact BECU Foundation Executive Director","SVP Cooperative Affairs","SVP Chief Information Security Officer","SVP Credit Card","SVP Retail Contact Center Wealth","SVP Mortgage Lending","SVP Digital","VP Investment Services","Director Commercial Lending - Expansion Markets","Director Commercial Lending - Primary Market","VP Compliance Privacy","Sr Commercial Relationship Manager II"],"Hours":[6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[95394,85000,80106,85000,82435,80329,46954,85800,82541,88148,3872263,1202450,1105479,243740,967821,1036342,820354,1448830,1077157,339838,531231,619200,526482,399722,646431,515323,574442,498321,367872,49479,627060,495272,612096,459212,477324,534499,483950,539937,523100,699615],"Direct compensation":[95394,85000,80106,85000,82435,80329,46954,85800,82541,88148,3764970,1119691,935950,239502,843195,963516,743673,1334274,961304,231692,459521,373201,443098,358934,537130,418425,383262,398848,310228,34472,557361,352095,531058,359025,389073,439180,403500,471642,397741,632827],"Other compensation":[0,0,0,0,0,0,0,0,0,0,107293,82759,169529,4238,124626,72826,76681,114556,115853,108146,71710,245999,83384,40788,109301,96898,191180,99473,57644,15007,69699,143177,81038,100187,88251,95319,80450,68295,125359,66788]},"Basic":{"value":null,"mission":"As a cooperative we bring people together to improve the financial well-being of our members and their communities.","year":2020,"name":"CREDIT UNIONS IN THE STATE OF WASHINGTON","phone":2064395922,"website":"www.BECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1935,"state_legal_domicile":"WA","total_volunteers":0,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"12770 GATEWAY DR S, TUKWILA, WA, 981683309, USA","city":"TUKWILA","state":"WA","country":"USA","zip_code":981683309},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":2740,"Total Gross UBI":1372091,"Net unrelated business taxable income":466030,"Number of employees":2740,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":946571736,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":739628190,"Total revenue":{"value":737687474,"LOAN INTEREST INCOME":579629203,"FEE INCOME":136056874,"BROKER INCOME":10570795,"CONTRACT INCENTIVE INCOME":7195348,"OTHER PROGRAM REVENUE":4235254},"Total other revenue":1940716,"Unrelated business revenue":0},"Investment income":{"value":206469598,"Investment income total":127876826,"Net investment gain":78592772,"Income from invest bond proceeds":0},"Other revenues":{"value":473948,"Other total":238611,"Royalties revenue":0,"Net rental income":235337,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":783626413,"Grant expense":{"value":6452901,"Grants to domestic orgs":6452901,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":297959288,"Current officers":20352749,"Disqualified persons":0,"Other salaries and wages":210646821,"Pension plan contributions":19491284,"Other employee benefits":29174373,"Payroll taxes":18294061},"Other expenses":{"value":479214224,"Management services":0,"Legal":14894834,"Accounting":1580797,"Lobbying services":39000,"Investment management fees":730077,"Other services":29481340,"Advertising":24298081,"Office expenses":21398662,"Information technology":44424421,"Royalties":0,"Occupancy":21559040,"Travel":590098,"Conferences and meetings":1254431,"Interest":100464764,"Payments to affiliates":0,"Depreciation and depletion":33400500,"Insurance":1062161,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":184515621,"PRODUCT COST & SERVICING":107151732,"UBI TAX EXPENSE":206308,"PROVISION FOR LOAN LOSS":76402840,"DUES & SUBSCRIPTIONS":754741},"All other expenses":-479603},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":26751027006,"Non-interest bearing cash":215273314,"Savings and temp cash investments":4512545633,"Pledges and grants receivable":0,"Accounts receivable":231134,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":12942498610,"Inventories for sale or use":0,"Prepaid expenses deferred charges":27619704,"Land, building, equipment":158666736,"Investments publicly traded":65196090,"Investments other":7828111839,"Investments program related":65629326,"Intangible assets":0,"Other assets":935254620},"Liabilities":{"value":24044331396,"Sum of Total Liabilities":0,"Accounts payable, accrued":313959107,"Grants payable":0,"Deferred, revenue":810300,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1188558941,"Unsecured notes loans payable":0,"Other liabilities":22541003048},"Fund balance":{"value":2706695610,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.17214260346349491,"percentile":0.7261630524434144},"Liabilities to Assets Ratio":{"score":0.8988190019997021,"percentile":0.06485698905172287},"Operating Reserve Ratio":{"score":34.1374749015766,"percentile":0.9717462242780743},"Officer Compensation Ratio":{"score":0.029486689852043054,"percentile":0.8625389307302836},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.10597451823983164,"percentile":0.7770220538314728},"Asset Growth":{"score":0.11131771855206803,"percentile":0.7095177310253623},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.664480385378771,"percentile":0.7762395400512321}},"source_xml":"202301389349300400_public.xml"},{"Organization":{"value":null,"Person":["Debra Somberg","Bill Longbrake","Denis Farmer","John McMurray","Manolo Sanchez","Matthew Oppenheimer","Patrick Smith","Susan Ehrlich","Vanessa Pegueros","Will Daugherty","John Benson Porter","Beverly Anderson","Melba Bartels","Drew Wolff","Mike Ryan","Shawna Thompson","Michael Scott Strand","John Stewart","Nathan Ramachandran","Douglas Marshall","Jason Rudman","Raquel Karls","Beth Hale","Rick Eiel","Thomas Berquist","Melanie Walsh","Fumbi Chima","Dana Gray","Lisa Grove","Paul Hutchison","Sean Murphy","Lisa Holley","Linnea Wexler"],"Title":["Director Chairperson","Director","Director","Director","Director","Director","Director","Director","Director","Director","Former President CEO","President CEO","EVP Chief Financial Officer","EVP Chief Financial Officer","EVP Chief Legal Officer and General Counsel","EVP Head of Operations","EVP Chief Operating Officer","EVP Chief Risk Officer","EVP Chief Technology Officer","EVP Chief Product Digital Officer","EVP Chief Membership Experience Officer","EVP Chief People Officer","EVP Chief Consumer and Business Solutions Officer","EVP Chief Data and Analytics Officer","EVP Chief Marketing Officer","EVP Chief Administrative Officer","EVP Chief Technology Transformation Officer","SVP Commercial and Business Services","SVP Chief Audit Executive","SVP Tech Business Solutions","SVP Chief Information Security Officer","Sr Mortgage Advisor - Primary Market","Sr Commercial Relationship Manager II"],"Hours":[6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,0.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[95358,85000,80000,87858,77143,85000,77143,82143,73393,42863,2358557,1668938,1761990,285000,644147,432243,1529650,962989,426869,829651,92423,267320,233992,891486,2355925,2470417,4548849,730851,526040,688555,734484,1347256,764893],"Direct compensation":[95358,85000,80000,87858,77143,85000,77143,82143,73393,42863,2354131,1495789,1664708,285000,572956,359969,1455332,839988,414232,756586,89728,260875,232194,857477,2322847,2434284,4511727,642696,436501,574251,664155,1326429,695135],"Other compensation":[0,0,0,0,0,0,0,0,0,0,4426,173149,97282,0,71191,72274,74318,123001,12637,73065,2695,6445,1798,34009,33078,36133,37122,88155,89539,114304,70329,20827,69758]},"Basic":{"value":null,"mission":"As a cooperative we bring people together to improve the financial well-being of our members and their communities.","year":2023,"name":"CREDIT UNIONS IN THE STATE OF WASHINGTON","phone":2064395700,"website":"www.BECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1935,"state_legal_domicile":"WA","total_volunteers":0,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"12770 GATEWAY DR S, TUKWILA, WA, 981683309, USA","city":"TUKWILA","state":"WA","country":"USA","zip_code":981683309},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":3629,"Total Gross UBI":1869264,"Net unrelated business taxable income":750892,"Number of employees":3629,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1537981153,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1115615728,"Total revenue":{"value":1113648963,"LOAN INTEREST INCOME":912457234,"FEE INCOME":165968348,"BROKER INCOME":13737320,"CONTRACT INCENTIVE INCOME":12912225,"OTHER PROGRAM REVENUE":8573836},"Total other revenue":1966765,"Unrelated business revenue":0},"Investment income":{"value":423065240,"Investment income total":403288600,"Net investment gain":19776640,"Income from invest bond proceeds":0},"Other revenues":{"value":-699815,"Other total":512129,"Royalties revenue":0,"Net rental income":-1211944,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1358881191,"Grant expense":{"value":9008439,"Grants to domestic orgs":9008439,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":455893105,"Current officers":37893682,"Disqualified persons":0,"Other salaries and wages":315203476,"Pension plan contributions":26312344,"Other employee benefits":49213555,"Payroll taxes":27270048},"Other expenses":{"value":893979647,"Management services":0,"Legal":3458429,"Accounting":1904754,"Lobbying services":48000,"Investment management fees":1004896,"Other services":52089268,"Advertising":38086652,"Office expenses":25661873,"Information technology":68827398,"Royalties":0,"Occupancy":22358287,"Travel":3094082,"Conferences and meetings":1614819,"Interest":342978347,"Payments to affiliates":0,"Depreciation and depletion":34296776,"Insurance":1556085,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":292372187,"PRODUCT COST & SERVICING":138477774,"UBI TAX EXPENSE":1234623,"PROVISION FOR LOAN LOSS":151765674,"DUES & SUBSCRIPTIONS":894116},"All other expenses":4627794},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":29871889353,"Non-interest bearing cash":129418738,"Savings and temp cash investments":1942292047,"Pledges and grants receivable":0,"Accounts receivable":200909,"Receivables from officers":4516586,"Receivables from disqual persons":0,"Other net note and loans":18405177945,"Inventories for sale or use":0,"Prepaid expenses deferred charges":35157320,"Land, building, equipment":139934609,"Investments publicly traded":716890295,"Investments other":7860527759,"Investments program related":16385877,"Intangible assets":0,"Other assets":621387268},"Liabilities":{"value":27579166183,"Sum of Total Liabilities":0,"Accounts payable, accrued":158683129,"Grants payable":0,"Deferred, revenue":4895353,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2486515878,"Unsecured notes loans payable":0,"Other liabilities":24929071823},"Fund balance":{"value":2292723170,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.11645133729411833,"percentile":0.6502477541326832},"Liabilities to Assets Ratio":{"score":0.9232481366375394,"percentile":0.060912184362366506},"Operating Reserve Ratio":{"score":21.982708680379403,"percentile":0.9517604070441745},"Officer Compensation Ratio":{"score":0.020118334245160657,"percentile":0.9117006837938274},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.1076567738366565,"percentile":0.7804961629138506},"Asset Growth":{"score":0.09678102690312014,"percentile":0.674976666936748},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6500118070444761,"percentile":0.7416781874508412}},"source_xml":"202403209349317690_public.xml"},{"Organization":{"value":null,"Person":["DAVID YONCE","PORSCHE EVERSON","WILLIAM LONGBRAKE","ROGER MAULDIN","DESIREE SERR","DENIS FARMER","DEBRA SOMBERG","JESSIE WOOLLEY-WILSON","WILL DAUGHERTY","MICHELLE ETEN - THROUGH 42017","SUSAN ERLICH","JOHN PORTER","MIKE RYAN","TONY HARRIS","PARKER CANN","THOMAS BERQUIST","MICHAEL STRAND","THOMAS MORGAN","MELBA BARTELS","MELANIE WALSH","DOUGLAS MARSHALL","JOHN STEWART","LORRAINE STEWART","DANA GRAY","LINNEA WEXLER","MICHAEL QUAMMA","DEBORAH TAGLIALAVORE","SHAWN MULQUEENEY","KATHY ELSER"],"Title":["CHAIRPERSON","VICE CHAIRPERSON THROUGH 4/20/17","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR/AUDIT COMMITTEE CHAIR","DIRECTOR/AUDIT COMMITTEE MEMBER","PRESIDENT/CEO","GENERAL COUNSEL/CORP SECRETARY","SR. CORP. COUNSEL/ASST. SECRETARY","SVP/GENERAL COUNSEL THROUGH 1/3/17","SVP MARKETING & CO-OP AFFAIRS","SVP CHIEF LENDING OFFICER","SVP/CIO","SVP/CFO","SVP HUMAN RESOURCES","SVP RETAIL","SVP/CHIEF RISK OFFICER","VP MORTGAGE LENDING","VP SMALL BUSINESS","SR. COMM. RELATIONSHIP MGR","VP TREASURY THROUGH 10/18/17","DIRECTOR BUSINESS LENDING","VP IT BUSINESS SOLUTIONS","FORMER SVP/CFO"],"Hours":[6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,0.0],"Total Compensation":[50000,24849,45000,42500,42125,42500,42500,17912,17912,24849,42500,1544008,389911,205600,890701,622033,702361,655907,310383,674720,660534,579286,336603,441669,444455,724730,390258,404495,625000],"Direct compensation":[50000,24849,45000,42500,42125,42500,42500,17912,17912,24849,42500,1316542,345268,164869,887029,560433,591273,547496,298940,607069,531218,496782,283956,379635,403763,676769,339319,339673,625000],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,227466,44643,40731,3672,61600,111088,108411,11443,67651,129316,82504,52647,62034,40692,47961,50939,64822,0]},"Basic":{"value":null,"mission":"Becu is a cooperative society organized under washington law as a nonprofit corporation for the purposes of promoting thrift among its members and creating a source of credit for them at fair and reasonable rates of interest. becu is dedicated to the philosophy of \"people helping people and will strive to serve its members by providing superior financial products and services.","year":2017,"name":"CREDIT UNIONS IN THE STATE OF WASHINGTON BOEING EMPLOYEES CREDIT UNION","phone":2064395700,"website":"WWW.BECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"BENSON PORTER","year_formation":1935,"state_legal_domicile":"WA","total_volunteers":0,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"12770 GATEWAY DR S MAILSTOP 1011-1, TUKWILA, WA, 98168, USA","city":"TUKWILA","state":"WA","country":"USA","zip_code":98168},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":2220,"Total Gross UBI":1569870,"Net unrelated business taxable income":829803,"Number of employees":2220,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":728457623,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":632310731,"Total revenue":{"value":623139661,"LOAN INTEREST INCOME":460747147,"FEE INCOME":126390143,"CONTRACT INCENTIVE INCOME":14772526,"DERIVATIVE INCOME":12882379,"BROKER INCOME":8347466},"Total other revenue":9171070,"Unrelated business revenue":0},"Investment income":{"value":92813840,"Investment income total":89915451,"Net investment gain":2898389,"Income from invest bond proceeds":0},"Other revenues":{"value":3333052,"Other total":428197,"Royalties revenue":0,"Net rental income":2904855,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":522543830,"Grant expense":{"value":4167680,"Grants to domestic orgs":4167680,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":198675839,"Current officers":7378659,"Disqualified persons":0,"Other salaries and wages":147763300,"Pension plan contributions":10203015,"Other employee benefits":20809399,"Payroll taxes":12521466},"Other expenses":{"value":319700311,"Management services":0,"Legal":2490676,"Accounting":1784596,"Lobbying services":154914,"Investment management fees":447734,"Other services":28271363,"Advertising":22999198,"Office expenses":16750733,"Information technology":25843115,"Royalties":0,"Occupancy":16401327,"Travel":1830088,"Conferences and meetings":1653395,"Interest":58711185,"Payments to affiliates":0,"Depreciation and depletion":19535145,"Insurance":1003230,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":120801682,"UBI TAX EXPENSE":378915,"PRODUCT COST & SERVICIN":81613001,"PROVISION FOR LOAN LOSS":37554144,"REFUNDED INTEREST":1255622},"All other expenses":1021930},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":17840296958,"Non-interest bearing cash":259713541,"Savings and temp cash investments":628007698,"Pledges and grants receivable":0,"Accounts receivable":10890856,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":11932161117,"Inventories for sale or use":0,"Prepaid expenses deferred charges":27738688,"Land, building, equipment":160144627,"Investments publicly traded":88085845,"Investments other":4008753808,"Investments program related":3327032,"Intangible assets":0,"Other assets":721473746},"Liabilities":{"value":15929293578,"Sum of Total Liabilities":0,"Accounts payable, accrued":116374629,"Grants payable":0,"Deferred, revenue":7852622,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":151219341,"Unsecured notes loans payable":0,"Other liabilities":15653846986},"Fund balance":{"value":1911003380,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2826709289580734,"percentile":0.82427258844526},"Liabilities to Assets Ratio":{"score":0.8928827594911158,"percentile":0.06583366517379427},"Operating Reserve Ratio":{"score":34.14124506646648,"percentile":0.9717488514647273},"Officer Compensation Ratio":{"score":0.021041873176456796,"percentile":0.9069056778672235},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.08854016595173833,"percentile":0.7360973344072863},"Asset Growth":{"score":0.10261602020973414,"percentile":0.6894475117520418},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6803631908849697,"percentile":0.8118552118907691}},"source_xml":"201833139349303838_public.xml"},{"Organization":{"value":null,"Person":["Bill Longbrake","Brian Abeel","Colleen Brown","David Yonce","Debra Somberg","Denis Farmer","Desiree Serr","Michael Sweeney","Michelle Eten","Porsche Everson","Robin Krueger","Roger Mauldin","Susan Ehrlich","Benson Porter","John Cann","Katherine Elser","Thomas Berquist","Scott Strand","Anne Shannon","Douglas Marshall","Melanie Walsh","Thomas Morgan","Michael Quamma","Dana Gray","Jesse Douglas","Shawn Mulqueeney","Michael Rackner","Weldon Leonardson","Grace Semingsen"],"Title":["Board of Directors Member","Board of Directors Member","Board of Directors Member & Audit Committee Member","Board of Directors Vice Chairperson","Board of Directors Member","Board of Directors Member","Board of Directors Member","Board of Directors Chairperson","Board of Directors Member & Audit Committee Member","Board of Directors Member","Board of Directors Member & Audit Committee Member","Board of Directors Member","Board of Directors Member & Audit Committee Member","President/CEO","Sr VP Legal/General Counsel","Sr VP Finance/CFO","Sr VP Marketing & Co-Op Affairs","Sr VP Chief Lending Officer","Sr VP Human Resources","Sr VP MCSD","Sr VP Human Resources","Sr VP/CIO","VP Treasury","VP Small Business","VP Program Management","VP IT Business Solutions","Director Investment Services Sales","Sr VP/CIO","Sr VP Member Solutions"],"Hours":[6.0,6.0,6.5,6.5,6.0,6.0,6.0,7.0,6.5,6.0,6.5,6.0,6.5,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,0.0,0.0],"Total Compensation":[17500,11209,7519,22500,15000,20000,15000,21000,20000,20000,9527,17500,6635,987561,779574,771191,715684,704185,641549,545469,473239,401606,462543,407158,367348,364723,362110,718075,928300],"Direct compensation":[17500,11209,7519,22500,15000,20000,15000,21000,20000,20000,9527,17500,6635,955489,756176,752198,690481,680327,636087,528187,450514,374323,439814,385161,353582,345451,342124,717633,927858],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,32072,23398,18993,25203,23858,5462,17282,22725,27283,22729,21997,13766,19272,19986,442,442]},"Basic":{"value":null,"mission":"Becu is a cooperative society organized under washington law as a nonprofit corporation for the purposes of promoting thrift among its members and creating a source of credit for them at fair and reasonable interest rates. becu is dedicated to the philosophy of \"people helping people\" and will strive to serve these members by providing superior financial products and services.","year":2015,"name":"CREDIT UNIONS IN THE STATE OF WASHINGTON","phone":2064395700,"website":"www.becu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Benson Porter","year_formation":1935,"state_legal_domicile":"WA","total_volunteers":0,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"PO Box 97050, Seattle, WA, 98124, USA","city":"Seattle","state":"WA","country":"USA","zip_code":98124},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":1,"Number of employees total":1662,"Total Gross UBI":1492513,"Net unrelated business taxable income":812875,"Number of employees":1662,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":565501796,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":523698404,"Total revenue":{"value":483676014,"Loan Interest Income":364147994,"Fee Income":110811386,"Broker Income":6568858,"Credit Life Insurance & AD&D Insurance":2147776},"Total other revenue":40022390,"Unrelated business revenue":0},"Investment income":{"value":41319629,"Investment income total":41319629,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":483763,"Other total":353456,"Royalties revenue":0,"Net rental income":130307,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":368221075,"Grant expense":{"value":1995248,"Grants to domestic orgs":1995248,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":120586453,"Current officers":9833707,"Disqualified persons":0,"Other salaries and wages":85990795,"Pension plan contributions":8199433,"Other employee benefits":8726333,"Payroll taxes":7836185},"Other expenses":{"value":245639374,"Management services":0,"Legal":773617,"Accounting":2050901,"Lobbying services":10000,"Investment management fees":447734,"Other services":9323990,"Advertising":15889187,"Office expenses":15400558,"Information technology":17353399,"Royalties":0,"Occupancy":14342942,"Travel":1180974,"Conferences and meetings":913705,"Interest":45770693,"Payments to affiliates":0,"Depreciation and depletion":12467173,"Insurance":813642,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":95801593,"Provision for Loan Loss":24650202,"Product Cost & Servicing":71151391},"All other expenses":13099266},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":14475850637,"Non-interest bearing cash":242651639,"Savings and temp cash investments":820843607,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":9377693850,"Inventories for sale or use":0,"Prepaid expenses deferred charges":16921040,"Land, building, equipment":74561610,"Investments publicly traded":3391814238,"Investments other":19256825,"Investments program related":0,"Intangible assets":0,"Other assets":532107828},"Liabilities":{"value":12977178331,"Sum of Total Liabilities":0,"Accounts payable, accrued":124407304,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":113925774,"Unsecured notes loans payable":0,"Other liabilities":12738845253},"Fund balance":{"value":1498672306,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.34885958346275525,"percentile":0.8621662431962637},"Liabilities to Assets Ratio":{"score":0.8964708642289095,"percentile":0.06525642664359352},"Operating Reserve Ratio":{"score":39.312933506046605,"percentile":0.9757783495164662},"Officer Compensation Ratio":{"score":0.02670598091106002,"percentile":0.8772135633516593},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.034159190683070065,"percentile":0.534821861270249},"Asset Growth":{"score":0.09664023665720592,"percentile":0.674623411788685},"Independent Voting Board Pct":{"score":0.1,"percentile":0.10893867732860106},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5873891572135724,"percentile":0.5683214665756603}},"source_xml":"201613209349310646_public.xml"},{"Organization":{"value":null,"Person":["Debra Somberg","Bill Longbrake","Denis Farmer","John McMurray","Manolo Sanchez","Matthew Oppenheimer","Patrick Smith","Susan Ehrlich","Vanessa Pegueros","John Benson Porter","Beverly Anderson","Melba Bartels","Drew Wolff","Mike Ryan","Shawna Thompson","Michael Scott Strand","John Stewart","Nathan Ramachandran","Douglas Marshall","Jason Rudman","Raquel Karls","Beth Hale","Rick Eiel","Thomas Berquist","Melanie Walsh","Fumbi Chima","Dana Gray","Lisa Grove","Xiaobo Ni","Bobbi Moody","Sonika Saini","Ivan Seda"],"Title":["Director Chairperson","Director","Director","Director","Director","Director","Director","Director","Director","Former President CEO","President CEO","EVP Chief Financial Officer","EVP Chief Financial Officer","EVP Chief Legal Officer and General Counsel","EVP Head of Operations","EVP Chief Operating Officer","EVP Chief Risk Officer","EVP Chief Technology Officer","EVP Chief Product Digital Officer","EVP Chief Membership Experience Officer","EVP Chief People Officer","EVP Chief Consumer and Business Solutions Officer","EVP Chief Data and Analytics Officer","Former EVP Chief Marketing Officer","Former EVP Chief Administrative Officer","EVP Chief Technology Transformation Officer","SVP Commercial and Business Services","SVP Chief Audit Executive","Sr Mortgage Advisor - Primary Market","Sr Mortgage Advisor - Primary Market","Sr Mortgage Advisor - Primary Market","SVP Financial Performance Management"],"Hours":[6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,0.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[154375,126250,113750,131305,113750,126250,120261,65481,113750,930655,2708879,2142715,687100,634919,565516,1971464,828369,1039400,1007405,885486,705140,841726,1154115,1208316,200840,361961,857029,481487,2256978,1131638,799783,828834],"Direct compensation":[154375,126250,113750,131305,113750,126250,120261,65481,113750,926229,2617610,2121166,601509,571476,550836,1957229,762524,930493,981811,786940,604425,739441,1051060,1208316,200840,361961,831852,425452,2152742,1037368,755925,753717],"Other compensation":[0,0,0,0,0,0,0,0,0,4426,91269,21549,85591,63443,14680,14235,65845,108907,25594,98546,100715,102285,103055,0,0,0,25177,56035,104236,94270,43858,75117]},"Basic":{"value":null,"mission":"As a cooperative we bring people together to improve the financial well-being of our members and their communities.","year":2024,"name":"CREDIT UNIONS IN THE STATE OF WASHINGTON","phone":2064395700,"website":"WWW.BECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"TINA WALLACE","year_formation":1935,"state_legal_domicile":"WA","total_volunteers":0,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"12770 GATEWAY DR S, TUKWILA, WA, 981683309, USA","city":"TUKWILA","state":"WA","country":"USA","zip_code":981683309},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":8,"Number of employees total":3711,"Total Gross UBI":1876499,"Net unrelated business taxable income":792089,"Number of employees":3711,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1776584337,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1325036451,"Total revenue":{"value":1323083406,"LOAN INTEREST INCOME":1114600507,"FEE INCOME":168488392,"BROKER INCOME":15989344,"CONTRACT INCENTIVE INCOME":10868029,"OTHER PROGRAM REVENUE":13137134},"Total other revenue":1953045,"Unrelated business revenue":0},"Investment income":{"value":451570523,"Investment income total":390435607,"Net investment gain":61134916,"Income from invest bond proceeds":0},"Other revenues":{"value":-22637,"Other total":360636,"Royalties revenue":0,"Net rental income":-383273,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1536607880,"Grant expense":{"value":9910569,"Grants to domestic orgs":9885569,"Grants to domestic individuals":25000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":513441087,"Current officers":24848085,"Disqualified persons":0,"Other salaries and wages":368537429,"Pension plan contributions":28181791,"Other employee benefits":60695509,"Payroll taxes":31178273},"Other expenses":{"value":1013256224,"Management services":0,"Legal":2457488,"Accounting":1573907,"Lobbying services":54000,"Investment management fees":585005,"Other services":48139683,"Advertising":38278849,"Office expenses":23717261,"Information technology":80318714,"Royalties":0,"Occupancy":25686657,"Travel":3769192,"Conferences and meetings":1435435,"Interest":464633219,"Payments to affiliates":0,"Depreciation and depletion":35085991,"Insurance":1602654,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":281564636,"PRODUCT COST & SERVICING":143370589,"UBI TAX EXPENSE":2940827,"PROVISION FOR LOAN LOSS":134337129,"DUES & SUBSCRIPTIONS":916091},"All other expenses":4353533},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":29352686764,"Non-interest bearing cash":287844961,"Savings and temp cash investments":2086734251,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":19430290090,"Inventories for sale or use":0,"Prepaid expenses deferred charges":39229849,"Land, building, equipment":145977423,"Investments publicly traded":1373635,"Investments other":6746400947,"Investments program related":16632125,"Intangible assets":0,"Other assets":598203483},"Liabilities":{"value":26774717750,"Sum of Total Liabilities":0,"Accounts payable, accrued":186165529,"Grants payable":0,"Deferred, revenue":1430154,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1328727350,"Unsecured notes loans payable":0,"Other liabilities":25258394717},"Fund balance":{"value":2577969014,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.13507743595512742,"percentile":0.6781737708947335},"Liabilities to Assets Ratio":{"score":0.9121726390934071,"percentile":0.06264328543359668},"Operating Reserve Ratio":{"score":19.102262292186083,"percentile":0.9430231926016807},"Officer Compensation Ratio":{"score":0.01646153669340808,"percentile":0.930374247819464},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.11441602598225918,"percentile":0.7938074684526314},"Asset Growth":{"score":0.08690437054903202,"percentile":0.6485203795978891},"Independent Voting Board Pct":{"score":0.8888888888888888,"percentile":0.2330250129411084},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5891272683758821,"percentile":0.5734486738315845}},"source_xml":"202543189349309639_public.xml"},{"Organization":{"value":null,"Person":["Desiree Serr","Michael Sweeney","Brian Abeel","Michelle Eten","Porsche Everson","Denis Farmer","Robin Krueger","Roger Mauldin","Jim Wadhwani","David Yonce","Parker Cann","Katherine Elser","John Porter","Weldon Leonardson","Michael Strand","Tom Berquist","Grace Semingsen","Anne Shannon","Michael Quamma","Jesse Douglas","Carolyn Cereghino","Stephen Black","Gregg Kats","Kyle Welsh","Anastasia Wyss-Schoenborn","Melanie Walsh","Susan Kydd","Shawn Mulqueeney","Howard Wu","Carol Friend","Angela Ursino","Robert Stroup","William Taylor","Brian Locke","Todd Crawford","Gary Oakland","Debra Somberg","Bill Longbrake","Douglas Marshall","Mark Thompson","Pamela O'Conner","Boyd Vanderleest","Michael Rackner","Dana Gray","Jaime Suarez","Linda Davenport"],"Title":["Board of Directors Member","Board of Directors Chairperson","Board of Directors & Chair of Supervisory Committee Member","Board of Directors & Supervisory Committee Member","Board of Directors Member","Board of Directors Member","Board of Directors & Supervisory Committee Member","Board of Directors Member","Board of Directors Member & Supervisory Committee Member","Board of Directors Vice Chairperson","SVP/General Counsel/Corporate Secretary","CFO/SVP Finance & Admin/Corporate Treasurer","CEO/President","CIO/SVP of Information Technology","SVP of Member Operations","SVP of Member Strategies","SVP of Member Solutions","SVP Human Resources","VP Treasury","VP Program Management","VP BECU Investment Services","VP of Marketing & Community Affairs","VP of Facilities & Risk Management","VP Technology Services","VP Member Solutions","VP Member Care","VP/Chief Audit Executive","VP/Controller","VP Virtual Banking","VP Portfolio Management","VP Talent Management","VP Member Strategies","Director/Associate General Counsel","Financial Advisor","Financial Advisor","Former President/CEO","Board of Directors Member","Board of Directors Member","SVP Digital Product Management","VP Compliance","VP Total Rewards","VP Lending","Director/Investment Services Sales","VP Business Services","Financial Advisor","VP Trust Services"],"Hours":[6.0,7.0,6.0,6.5,6.0,6.0,6.5,6.0,6.5,6.5,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,0.0,6.0,6.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,483341,419704,829671,439409,416146,391733,686842,374354,285413,253231,250787,248282,241572,239304,243788,241077,231023,255686,222782,235561,227584,202745,254124,218462,203985,306360,0,0,303063,247187,228394,220970,213553,196175,191935,104518],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,461870,399103,803166,419136,399004,371251,663850,352286,265362,238027,233234,232121,221385,221186,223885,225916,215683,226557,200930,221108,205666,187120,234871,202379,190124,306360,0,0,296526,228480,210515,206298,193755,181353,176773,86068],"Other compensation":[0,0,0,0,0,0,0,0,0,0,21471,20601,26505,20273,17142,20482,22992,22068,20051,15204,17553,16161,20187,18118,19903,15161,15340,29129,21852,14453,21918,15625,19253,16083,13861,0,0,0,6537,18707,17879,14672,19798,14822,15162,18450]},"Basic":{"value":null,"mission":"Becu is a cooperative society organized under washington law as a nonprofit corporation for the purposes of promoting thrift among its members and creating a source of credit for them at fair and reasonable rates of interest. becu is dedicated to the philosophy of \"people helping people\" and will strive to serve its members by providing superior financial products and services.","year":2013,"name":"CREDIT UNIONS IN THE STATE OF WASHINGTON","phone":2064395700,"website":"www.becu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Katherine Elser","year_formation":1935,"state_legal_domicile":"WA","total_volunteers":12,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"PO Box 97050, Seattle, WA, 98124, USA","city":"Seattle","state":"WA","country":"USA","zip_code":98124},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":12,"Number of employees total":1455,"Total Gross UBI":1520213,"Net unrelated business taxable income":887420,"Number of employees":1455,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":529012317,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":496415637,"Total revenue":{"value":442102069,"Loan Interest Income":326299864,"Fee Income":108723540,"Broker Income":5152460,"Credit Life Insurance & AD&D Insurance":1926205},"Total other revenue":54313568,"Unrelated business revenue":0},"Investment income":{"value":32366772,"Investment income total":32366772,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":229908,"Other total":276099,"Royalties revenue":0,"Net rental income":-46191,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":319577213,"Grant expense":{"value":1471791,"Grants to domestic orgs":1471791,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":98525907,"Current officers":10098364,"Disqualified persons":0,"Other salaries and wages":70122145,"Pension plan contributions":5652818,"Other employee benefits":5688060,"Payroll taxes":6964520},"Other expenses":{"value":219579515,"Management services":0,"Legal":926223,"Accounting":1047555,"Lobbying services":0,"Investment management fees":0,"Other services":4823883,"Advertising":13457571,"Office expenses":15359757,"Information technology":16581821,"Royalties":0,"Occupancy":9313471,"Travel":987170,"Conferences and meetings":997712,"Interest":49994717,"Payments to affiliates":0,"Depreciation and depletion":12509193,"Insurance":434214,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":73299153,"Provision for Loan Loss":6533959,"Product Cost & Servicing":58782701,"TCCUSF Assessment":7982493},"All other expenses":19847075},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":11933480219,"Non-interest bearing cash":177684706,"Savings and temp cash investments":1023277075,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":7374730621,"Inventories for sale or use":0,"Prepaid expenses deferred charges":12578419,"Land, building, equipment":55792607,"Investments publicly traded":2788814271,"Investments other":25978790,"Investments program related":0,"Intangible assets":0,"Other assets":474623730},"Liabilities":{"value":10793499358,"Sum of Total Liabilities":0,"Accounts payable, accrued":116212311,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":25000000,"Unsecured notes loans payable":0,"Other liabilities":10652287047},"Fund balance":{"value":1139980861,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3958983510775232,"percentile":0.8832723722093905},"Liabilities to Assets Ratio":{"score":0.9044720534094515,"percentile":0.0639249680040247},"Operating Reserve Ratio":{"score":37.341461573482086,"percentile":0.9743946305155005},"Officer Compensation Ratio":{"score":0.031631670184194265,"percentile":0.8512537196948349},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6821412151012555,"percentile":0.8156435217062373}},"source_xml":"201442279349304979_public.xml"},{"Organization":{"value":null,"Person":["SUSAN EHRLICH","DEBRA SOMBERG","DESIREE SERR","BILL LONGBRAKE","DAVID YONCE","WILL DAUGHERTY","JOHN MCMURRAY","JESSIE WOOLLEY-WILSON","DENIS FARMER","MATT OPPENHEIMER","JOHN BENSON PORTER","THOMAS MORGAN","MELANIE WALSH","MICHAEL SCOTT STRAND","MELBA BARTELS","DOUGLAS MARSHALL","JOHN STEWART","THOMAS BERQUIST","DANA GRAY","TRAVIS SIMPSON","GENNADIY HENRY DARAKHOVSKIY","MICHAEL RYAN","LISA GROVE","SEAN MURPHY","GREGG KATS","MICHAEL ZELL","LORRAINE STEWART","AARON BRESKO","KEN MYHRA","JENNIFER FANCHER","SARA MOOREHEAD","SHAHZAD KAZI","ANTHONY HARRIS","SOLYNN MCCURDY","LINNEA WEXLER","MARK THOMSON","MARC WRIGHT","MATHEW DAILEY","KYLE WELSH"],"Title":["DIRECTOR/CHAIRPERSON","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR, AUDIT COMMITTEE","DIRECTOR","DIRECTOR, AUDIT COMMITTEE","DIRECTOR","PRESIDENT/CEO","EVP CHIEF INFORMATION OFFICER","EVP CHIEF ADMINISTRATIVE OFFICER","EVP CHIEF OPERATING OFFICER","EVP FINANCE/CFO","EVP CHIEF DIGITAL & PRODUCT OFFICER","EVP CHIEF RISK OFFICER","EVP CHIEF MARKETING OFFICER","SVP COMMERICAL & BUSINESS SERVICES","SVP RETAIL, CONTACT CENTER AND WEALTH","SVP TREASURY CIO","SVP GENERAL COUNSEL","SVP CHIEF AUDIT EXECUTIVE","SVP CHIEF INFORMATION SECURITY OFFICER","SVP ADMINSTRATION & SERVICING","SVP DIGITAL","SVP MORTGAGE LENDING","SVP CONSUMER LENDING","SVP CREDIT CARD","SVP ENTERPRISE STRATEGIC SERVICES","SVP COOPERATIVE AFFAIRS","SVP CREDIT RISK MANAGEMENT & CCO","ASSISTANT CORPORATE SECRETARY","SVP SOCIAL IMPACT & BECU FOUNDATION EXECUTIVE DIRE","SR COMMERICAL RELATIONSHIP MANAGER II","VP COMPLIANCE & PRIVACY","VP BUSINESS CREDIT ADMINISTRATION","VP INVESTMENT SERVICES","VP INFORMATION SECURITY"],"Hours":[6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[73968,67303,64870,63343,62719,60494,55219,58553,58343,56953,1908101,946973,897637,989188,905369,800151,698757,641368,502837,481148,487336,446181,445677,337418,448413,396600,391529,450726,377206,340759,254916,221990,266462,178107,589096,459885,430281,437451,354286],"Direct compensation":[73968,67303,64870,63343,62719,60494,55219,58553,58343,56953,1492032,862796,831629,728815,712857,705045,575709,550489,414157,407392,407276,398010,365138,325925,322421,315631,314749,309362,271228,270444,242090,204383,196088,166984,528974,364429,353687,351338,347103],"Other compensation":[0,0,0,0,0,0,0,0,0,0,416069,84177,66008,260373,192512,95106,123048,90879,88680,73756,80060,48171,80539,11493,125992,80969,76780,141364,105978,70315,12826,17607,70374,11123,60122,95456,76594,86113,7183]},"Basic":{"value":null,"mission":"As a cooperative, we bring people together to improve the financial well-being of our members and their communities.","year":2019,"name":"CREDIT UNIONS IN THE STATE OF WASHINGTON BOEING EMPLOYEES CREDIT UNION","phone":2064395700,"website":"WWW.BECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"BENSON PORTER","year_formation":1935,"state_legal_domicile":"WA","total_volunteers":0,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"12770 GATEWAY DR S MAILSTOP 1011-1, TUKWILA, WA, 98168, USA","city":"TUKWILA","state":"WA","country":"USA","zip_code":98168},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":2712,"Total Gross UBI":1350412,"Net unrelated business taxable income":509086,"Number of employees":2712,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1014880283,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":809197752,"Total revenue":{"value":804419137,"LOAN INTEREST INCOME":621620936,"FEE INCOME":155661888,"BROKER INCOME":10392524,"CONTRACT INCENTIVE INCOME":10198759,"OTHER PROGRAM REVENUE":6545030},"Total other revenue":4778615,"Unrelated business revenue":0},"Investment income":{"value":203646758,"Investment income total":174594743,"Net investment gain":29052015,"Income from invest bond proceeds":0},"Other revenues":{"value":2035773,"Other total":225541,"Royalties revenue":0,"Net rental income":1810232,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":739519649,"Grant expense":{"value":5299128,"Grants to domestic orgs":5299128,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":267215125,"Current officers":13227793,"Disqualified persons":0,"Other salaries and wages":189828765,"Pension plan contributions":19918973,"Other employee benefits":27950054,"Payroll taxes":16289540},"Other expenses":{"value":467005396,"Management services":0,"Legal":2702253,"Accounting":1406779,"Lobbying services":0,"Investment management fees":654857,"Other services":25084115,"Advertising":27287533,"Office expenses":17906249,"Information technology":40655058,"Royalties":0,"Occupancy":19168902,"Travel":1873297,"Conferences and meetings":1677126,"Interest":143507127,"Payments to affiliates":0,"Depreciation and depletion":22732674,"Insurance":1165936,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":161509480,"PRODUCT COST & SERVICIN":104789307,"UBI TAX EXPENSE":293982,"PROVISION FOR LOAN LOSS":55776530,"DUES & SUBSCRIPTIONS":649661},"All other expenses":-325990},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":22178675264,"Non-interest bearing cash":222702051,"Savings and temp cash investments":975186902,"Pledges and grants receivable":0,"Accounts receivable":248871,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":14187247010,"Inventories for sale or use":0,"Prepaid expenses deferred charges":23796927,"Land, building, equipment":166711344,"Investments publicly traded":63912547,"Investments other":5770005536,"Investments program related":15256849,"Intangible assets":0,"Other assets":753607227},"Liabilities":{"value":19725180411,"Sum of Total Liabilities":0,"Accounts payable, accrued":131348480,"Grants payable":0,"Deferred, revenue":1963112,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1583997722,"Unsecured notes loans payable":0,"Other liabilities":18007871097},"Fund balance":{"value":2453494853,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.27132326700251796,"percentile":0.816523966617747},"Liabilities to Assets Ratio":{"score":0.8893759512777364,"percentile":0.06638550356994788},"Operating Reserve Ratio":{"score":29.990650409344298,"percentile":0.9671241945904611},"Officer Compensation Ratio":{"score":0.022592520729628376,"percentile":0.8988296727743001},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.12018927964711065,"percentile":0.8043328235136348},"Asset Growth":{"score":0.10217346198399528,"percentile":0.6883566262114759},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6849063913834708,"percentile":0.8215602684834342}},"source_xml":"202003159349304050_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["Debra Somberg","Bill Longbrake","Denis Farmer","John McMurray","Manolo Sanchez","Matthew Oppenheimer","Patrick Smith","Susan Ehrlich","Vanessa Pegueros","John Benson Porter","Beverly Anderson","Melba Bartels","Drew Wolff","Mike Ryan","Shawna Thompson","Michael Scott Strand","John Stewart","Nathan Ramachandran","Douglas Marshall","Jason Rudman","Raquel Karls","Beth Hale","Rick Eiel","Thomas Berquist","Melanie Walsh","Fumbi Chima","Dana Gray","Lisa Grove","Xiaobo Ni","Bobbi Moody","Sonika Saini","Ivan Seda"],"Title":["Director Chairperson","Director","Director","Director","Director","Director","Director","Director","Director","Former President CEO","President CEO","EVP Chief Financial Officer","EVP Chief Financial Officer","EVP Chief Legal Officer and General Counsel","EVP Head of Operations","EVP Chief Operating Officer","EVP Chief Risk Officer","EVP Chief Technology Officer","EVP Chief Product Digital Officer","EVP Chief Membership Experience Officer","EVP Chief People Officer","EVP Chief Consumer and Business Solutions Officer","EVP Chief Data and Analytics Officer","Former EVP Chief Marketing Officer","Former EVP Chief Administrative Officer","EVP Chief Technology Transformation Officer","SVP Commercial and Business Services","SVP Chief Audit Executive","Sr Mortgage Advisor - Primary Market","Sr Mortgage Advisor - Primary Market","Sr Mortgage Advisor - Primary Market","SVP Financial Performance Management"],"Hours":[6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,6.0,0.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[154375,126250,113750,131305,113750,126250,120261,65481,113750,930655,2708879,2142715,687100,634919,565516,1971464,828369,1039400,1007405,885486,705140,841726,1154115,1208316,200840,361961,857029,481487,2256978,1131638,799783,828834],"Direct compensation":[154375,126250,113750,131305,113750,126250,120261,65481,113750,926229,2617610,2121166,601509,571476,550836,1957229,762524,930493,981811,786940,604425,739441,1051060,1208316,200840,361961,831852,425452,2152742,1037368,755925,753717],"Other compensation":[0,0,0,0,0,0,0,0,0,4426,91269,21549,85591,63443,14680,14235,65845,108907,25594,98546,100715,102285,103055,0,0,0,25177,56035,104236,94270,43858,75117]},"Basic":{"value":null,"mission":"As a cooperative we bring people together to improve the financial well-being of our members and their communities.","year":2024,"name":"CREDIT UNIONS IN THE STATE OF WASHINGTON","phone":2064395700,"website":"WWW.BECU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"TINA WALLACE","year_formation":1935,"state_legal_domicile":"WA","total_volunteers":0,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"12770 GATEWAY DR S, TUKWILA, WA, 981683309, USA","city":"TUKWILA","state":"WA","country":"USA","zip_code":981683309},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":8,"Number of employees total":3711,"Total Gross UBI":1876499,"Net unrelated business taxable income":792089,"Number of employees":3711,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1776584337,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1325036451,"Total revenue":{"value":1323083406,"LOAN INTEREST INCOME":1114600507,"FEE INCOME":168488392,"BROKER INCOME":15989344,"CONTRACT INCENTIVE INCOME":10868029,"OTHER PROGRAM REVENUE":13137134},"Total other revenue":1953045,"Unrelated business revenue":0},"Investment income":{"value":451570523,"Investment income total":390435607,"Net investment gain":61134916,"Income from invest bond proceeds":0},"Other revenues":{"value":-22637,"Other total":360636,"Royalties revenue":0,"Net rental income":-383273,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1536607880,"Grant expense":{"value":9910569,"Grants to domestic orgs":9885569,"Grants to domestic individuals":25000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":513441087,"Current officers":24848085,"Disqualified persons":0,"Other salaries and wages":368537429,"Pension plan contributions":28181791,"Other employee benefits":60695509,"Payroll taxes":31178273},"Other expenses":{"value":1013256224,"Management services":0,"Legal":2457488,"Accounting":1573907,"Lobbying services":54000,"Investment management fees":585005,"Other services":48139683,"Advertising":38278849,"Office expenses":23717261,"Information technology":80318714,"Royalties":0,"Occupancy":25686657,"Travel":3769192,"Conferences and meetings":1435435,"Interest":464633219,"Payments to affiliates":0,"Depreciation and depletion":35085991,"Insurance":1602654,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":281564636,"PRODUCT COST & SERVICING":143370589,"UBI TAX EXPENSE":2940827,"PROVISION FOR LOAN LOSS":134337129,"DUES & SUBSCRIPTIONS":916091},"All other expenses":4353533},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":29352686764,"Non-interest bearing cash":287844961,"Savings and temp cash investments":2086734251,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":19430290090,"Inventories for sale or use":0,"Prepaid expenses deferred charges":39229849,"Land, building, equipment":145977423,"Investments publicly traded":1373635,"Investments other":6746400947,"Investments program related":16632125,"Intangible assets":0,"Other assets":598203483},"Liabilities":{"value":26774717750,"Sum of Total Liabilities":0,"Accounts payable, accrued":186165529,"Grants payable":0,"Deferred, revenue":1430154,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1328727350,"Unsecured notes loans payable":0,"Other liabilities":25258394717},"Fund balance":{"value":2577969014,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.13507743595512742,"percentile":0.6781737708947335},"Liabilities to Assets Ratio":{"score":0.9121726390934071,"percentile":0.06264328543359668},"Operating Reserve Ratio":{"score":19.102262292186083,"percentile":0.9430231926016807},"Officer Compensation Ratio":{"score":0.01646153669340808,"percentile":0.930374247819464},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.11441602598225918,"percentile":0.7938074684526314},"Asset Growth":{"score":0.08690437054903202,"percentile":0.6485203795978891},"Independent Voting Board Pct":{"score":0.8888888888888888,"percentile":0.2330250129411084},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5891272683758821,"percentile":0.5734486738315845}},"source_xml":"202543189349309639_public.xml"},"sector":"","donation_categories":[{"id":"scholarships","label":"Scholarships"},{"id":"community_development","label":"Community Development"}],"zakat_policy":null},"error":null}