{"success":true,"data":{"_id":886004496,"filings":[{"Organization":{"value":null,"Person":["FRAN MCDERMOTT","JACOB HAAS","TOM POURCHOT","FRED KRUSE","SHANE GLENN","JOEL BYRNE","CARLOS ROSARIO","DANIEL HARKER"],"Title":["CHAIRMAN","CO-CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE-STARTING JUNE 20, 2019","TRUSTEE-THROUGH JUNE 20, 2019","ALTERNATE"],"Hours":[0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide health & welfare benefits to eligible participants.","year":2019,"name":"ELECTRICAL WORKERS HEALTH & WELFARE TRUST FUND FOR NORTHERN NEVADA","phone":7758267200,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"FRAN MCDERMOTT","year_formation":1956,"state_legal_domicile":"NV","total_volunteers":0,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"445 APPLE ST STE 109, RENO, NV, 89502, USA","city":"RENO","state":"NV","country":"USA","zip_code":89502},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":924519,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5449137,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4524618,"Total revenue":{"value":4524618,"EMPLOYER CONTRIBUTIONS":4405854,"EMPLOYEE CONTRIBUTIONS":118764},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":924519,"Investment income total":783513,"Net investment gain":141006,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":7798474,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":7284674,"Benefits paid to members Total":7284674},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":513800,"Management services":293110,"Legal":28167,"Accounting":20190,"Lobbying services":0,"Investment management fees":18234,"Other services":30000,"Advertising":0,"Office expenses":28161,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":5992,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":15221,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":74725,"PREFERRED PROVIDERS":41229,"MISCELLANEOUS":28076,"ULTILIZATION REVIEW":5420},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":20972697,"Non-interest bearing cash":565560,"Savings and temp cash investments":540332,"Pledges and grants receivable":0,"Accounts receivable":573912,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":5720,"Land, building, equipment":0,"Investments publicly traded":19287173,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":46600,"Sum of Total Liabilities":0,"Accounts payable, accrued":46600,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":20926097,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.4311392794859076,"percentile":0.08436419011718517},"Liabilities to Assets Ratio":{"score":0.0022219364538571267,"percentile":0.5540004801444695},"Operating Reserve Ratio":{"score":2.689333451647079,"percentile":0.68826955096732},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.09966517868391636,"percentile":0.7631158186609688},"Asset Growth":{"score":0.04020117388329084,"percentile":0.4881046936114367},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5203836301631082,"percentile":0.3744889141491762}},"source_xml":"202013189349303626_public.xml"},{"Organization":{"value":null,"Person":["JACOB HAAS","DANIEL HARKER","ASA BARTON","FRAN MCDERMOTT","TODD RASH","SHANE GLENN","JOEL BRYNE"],"Title":["CO-CHAIRMAN","TRUSTEE","ALTERNATE","CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide health & welfare benefits to eligible participants","year":2024,"name":"ELECTRICAL WORKERS HEALTH & WELFARE PLAN FOR NORTHERN NEVADA","phone":7758267200,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"FRAN MCDERMOTT","year_formation":1956,"state_legal_domicile":"NV","total_volunteers":0,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"445 APPLE STREET 109, RENO, NV, 89502, USA","city":"RENO","state":"NV","country":"USA","zip_code":89502},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":12609846,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":11972371,"Total revenue":{"value":11972371,"EMPLOYER CONTRIBUTIONS":11849709,"EMPLOYEE CONTRIBUTIONS":122662},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":637475,"Investment income total":619254,"Net investment gain":18221,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":11998052,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":9172302,"Benefits paid to members Total":9172302},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":2825750,"Management services":435891,"Legal":39207,"Accounting":28000,"Lobbying services":0,"Investment management fees":19679,"Other services":36600,"Advertising":0,"Office expenses":42247,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":8227,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":2541,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2159991,"STOP-LOSS PREMIUMS":2091843,"PPO NETWORK SERVICES":32733,"LIFE PREMIUMS":27512,"PPO REVIEW SERVICES":7903},"All other expenses":53367},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":11420506,"Non-interest bearing cash":1292509,"Savings and temp cash investments":213112,"Pledges and grants receivable":0,"Accounts receivable":1804721,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":10835,"Land, building, equipment":0,"Investments publicly traded":8099329,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":425568,"Sum of Total Liabilities":0,"Accounts payable, accrued":425568,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":10994938,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.048517166664842695,"percentile":0.5216730093817019},"Liabilities to Assets Ratio":{"score":0.03726349778197218,"percentile":0.41240169738444166},"Operating Reserve Ratio":{"score":0.9518633524842199,"percentile":0.40974370985835623},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.0866210339890021,"percentile":0.7310131357663016},"Asset Growth":{"score":-0.04961627022170111,"percentile":0.16591749473691883},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.554933652991013,"percentile":0.47190765187386646}},"source_xml":"202522889349301827_public.xml"},{"Organization":{"value":null,"Person":["FRAN MCDERMOTT","MATT FRAZER","BOB MUELLER","FRED KRUSE","JACOB HAAS","JOHN SEYMOUR"],"Title":["CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide health & welfare benefits to eligible participants.","year":2014,"name":"ELECTRICAL WORKERS HEALTH & WELFARE TRUST FUND FOR NORTHERN NEVADA","phone":7758267200,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"FRAN MCDERMOTT","year_formation":1956,"state_legal_domicile":"NV","total_volunteers":6,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"445 APPLE STREET SUITE 109, RENO, NV, 89502, USA","city":"RENO","state":"NV","country":"USA","zip_code":89502},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3631649,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3246873,"Total revenue":{"value":3246873,"EMPLOYER CONTRIBUTIONS":3133332,"EMPLOYEE CONTRIBUTIONS":113541},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":384776,"Investment income total":384776,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3675478,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":3250275,"Benefits paid to members Total":3250275},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":425203,"Management services":0,"Legal":38271,"Accounting":22300,"Lobbying services":0,"Investment management fees":17028,"Other services":69365,"Advertising":0,"Office expenses":27448,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":13848,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":15398,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":221545,"ADMINISTRATIVE FEES":170753,"PREFERRED PROVIDERS":43880,"ULTILIZATION REVIEW":5188,"MISCELLANEOUS":1724},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":17781957,"Non-interest bearing cash":0,"Savings and temp cash investments":725446,"Pledges and grants receivable":0,"Accounts receivable":381908,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3730,"Land, building, equipment":0,"Investments publicly traded":16670873,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":97821,"Sum of Total Liabilities":0,"Accounts payable, accrued":97821,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":17684136,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.012068622270489247,"percentile":0.3555857230521907},"Liabilities to Assets Ratio":{"score":0.00550113803559417,"percentile":0.5254458133204858},"Operating Reserve Ratio":{"score":4.837998486183293,"percentile":0.8010023323354739},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5640731582521632,"percentile":0.49911696764027874}},"source_xml":"201543179349308354_public.xml"},{"Organization":{"value":null,"Person":["FRAN MCDERMOTT","TOM POURCHOT","FRED KRUSE","JACOB HAAS","JOHN SEYMOUR","SHANE GLENN","DANIEL HARKER"],"Title":["CHAIRMAN","TRUSTEE","TRUSTEE","CO-CHAIRMAN","TRUSTEE","TRUSTEE","ALTERNATE"],"Hours":[0.5,0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide health & welfare benefits to eligible participants.","year":2017,"name":"ELECTRICAL WORKERS HEALTH & WELFARE TRUST FUND FOR NORTHERN NEVADA","phone":7758267200,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"FRAN MCDERMOTT","year_formation":1956,"state_legal_domicile":"NV","total_volunteers":0,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"445 APPLE STREET SUITE 109, RENO, NV, 89502, USA","city":"RENO","state":"NV","country":"USA","zip_code":89502},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":520724,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":7987074,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":7466350,"Total revenue":{"value":7466350,"EMPLOYER CONTRIBUTIONS":7394384,"EMPLOYEE CONTRIBUTIONS":71966},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":520724,"Investment income total":520724,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6293272,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":5625898,"Benefits paid to members Total":5625898},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":667374,"Management services":391269,"Legal":36842,"Accounting":19273,"Lobbying services":0,"Investment management fees":18850,"Other services":30000,"Advertising":0,"Office expenses":34078,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":7884,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":14994,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":114184,"PREFERRED PROVIDERS":58601,"MISCELLANEOUS":50394,"ULTILIZATION REVIEW":5189},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":23080814,"Non-interest bearing cash":712729,"Savings and temp cash investments":691569,"Pledges and grants receivable":0,"Accounts receivable":1324438,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1662,"Land, building, equipment":0,"Investments publicly traded":20350416,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":287829,"Sum of Total Liabilities":0,"Accounts payable, accrued":287829,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":22792985,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2120678987073364,"percentile":0.7680989524686657},"Liabilities to Assets Ratio":{"score":0.01247048739268901,"percentile":0.4864127718428862},"Operating Reserve Ratio":{"score":3.6675379675310396,"percentile":0.7527475825335739},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.20141661999691582,"percentile":0.8975424786756222},"Asset Growth":{"score":0.07147379140368021,"percentile":0.6024805800785965},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6788871736837561,"percentile":0.8087152524116653}},"source_xml":"201823199349313682_public.xml"},{"Organization":{"value":null,"Person":["JACOB HAAS","DANIEL HARKER","ASA BARTON","FRAN MCDERMOTT","TOM POURCHOT","SHANE GLENN","JOEL BRYNE"],"Title":["CO-CHAIRMAN","TRUSTEE","ALTERNATE","CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide health & welfare benefits to eligible participants.","year":2022,"name":"ELECTRICAL WORKERS HEALTH & WELFARE TRUST FUND FOR NORTHERN NEVADA","phone":7758267200,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"FRAN MCDERMOTT","year_formation":1956,"state_legal_domicile":"NV","total_volunteers":0,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"445 APPLE STREET, Reno, NV, 89502, USA","city":"Reno","state":"NV","country":"USA","zip_code":89502},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6460390,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":6132212,"Total revenue":{"value":6132212,"EMPLOYER CONTRIBUTIONS":5908372,"EMPLOYEE CONTRIBUTIONS":223840},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":328178,"Investment income total":267238,"Net investment gain":60940,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":9935928,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":7656569,"Benefits paid to members Total":7656569},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":2279359,"Management services":326012,"Legal":47084,"Accounting":33175,"Lobbying services":0,"Investment management fees":18885,"Other services":22500,"Advertising":0,"Office expenses":39013,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":6769,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":17774,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1739732,"STOP-LOSS PREMIUMS":1691717,"PPO NETWORK SERVICES":21402,"LIFE PREMIUMS":22440,"PPO REVIEW SERVICES":4173},"All other expenses":28415},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":9237380,"Non-interest bearing cash":1069866,"Savings and temp cash investments":-119799,"Pledges and grants receivable":0,"Accounts receivable":748644,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3511,"Land, building, equipment":0,"Investments publicly traded":7535158,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":59290,"Sum of Total Liabilities":0,"Accounts payable, accrued":59290,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":9178090,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.5379764998707508,"percentile":0.06994058506782286},"Liabilities to Assets Ratio":{"score":0.0064184866271605155,"percentile":0.5191699318129305},"Operating Reserve Ratio":{"score":0.9296947401390188,"percentile":0.4033000293638631},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.040792548910254176,"percentile":0.5659399006285537},"Asset Growth":{"score":-0.027006545815715346,"percentile":0.22250252114834837},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.45743999506990596,"percentile":0.2261632758930666}},"source_xml":"202303069349300500_public.xml"},{"Organization":{"value":null,"Person":["FRAN MCDERMOTT","MATT FRAZER","BOB MUELLER","FRED KRUSE","JACOB HAAS","JOHN SEYMOUR"],"Title":["CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide health & welfare benefits to eligible participants.","year":2015,"name":"ELECTRICAL WORKERS HEALTH & WELFARE TRUST FUND FOR NORTHERN NEVADA","phone":7758267200,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"FRAN MCDERMOTT","year_formation":1956,"state_legal_domicile":"NV","total_volunteers":0,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"445 APPLE STREET SUITE 109, RENO, NV, 89502, USA","city":"RENO","state":"NV","country":"USA","zip_code":89502},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":357282,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5071428,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4714146,"Total revenue":{"value":4714146,"EMPLOYER CONTRIBUTIONS":4626370,"EMPLOYEE CONTRIBUTIONS":87776},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":357282,"Investment income total":357282,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3515713,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":3087764,"Benefits paid to members Total":3087764},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":427949,"Management services":194852,"Legal":36716,"Accounting":16723,"Lobbying services":0,"Investment management fees":13734,"Other services":67037,"Advertising":0,"Office expenses":24707,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":10745,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":14549,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":48886,"PREFERRED PROVIDERS":44820,"MISCELLANEOUS":2075,"ULTILIZATION REVIEW":1991},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":19284268,"Non-interest bearing cash":0,"Savings and temp cash investments":1444132,"Pledges and grants receivable":0,"Accounts receivable":999684,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":4151,"Land, building, equipment":0,"Investments publicly traded":16836301,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":306140,"Sum of Total Liabilities":0,"Accounts payable, accrued":306140,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":18978128,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3067607387899424,"percentile":0.8393732298363109},"Liabilities to Assets Ratio":{"score":0.015875116442065625,"percentile":0.4723554363661093},"Operating Reserve Ratio":{"score":5.485165597988232,"percentile":0.8201834220884557},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.14735987190913089,"percentile":0.8449501392975239},"Asset Growth":{"score":0.04737040133411909,"percentile":0.51658154432497},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6853641441785865,"percentile":0.8225645915522871}},"source_xml":"201622909349300007_public.xml"},{"Organization":{"value":null,"Person":["JACOB HAAS","DANIEL HARKER","ASA BARTON","FRAN MCDERMOTT","TOM POURCHOT","SHANE GLENN","JOEL BRYNE"],"Title":["CO-CHAIRMAN","TRUSTEE","ALTERNATE","CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide health & welfare benefits to eligible participants.","year":2023,"name":"ELECTRICAL WORKERS HEALTH & WELFARE TRUST FUND FOR NORTHERN NEVADA","phone":7758267200,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"FRAN MCDERMOTT","year_formation":1956,"state_legal_domicile":"NV","total_volunteers":0,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"445 APPLE STREET, Reno, NV, 89502, USA","city":"Reno","state":"NV","country":"USA","zip_code":89502},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":10469546,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":9885108,"Total revenue":{"value":9885108,"EMPLOYER CONTRIBUTIONS":9721812,"EMPLOYEE CONTRIBUTIONS":163296},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":584438,"Investment income total":447593,"Net investment gain":136845,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":9731433,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":7325460,"Benefits paid to members Total":7325460},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":2405973,"Management services":359293,"Legal":37784,"Accounting":29350,"Lobbying services":0,"Investment management fees":17209,"Other services":37500,"Advertising":0,"Office expenses":45124,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":8341,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":12501,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1812523,"STOP-LOSS PREMIUMS":1754264,"PPO NETWORK SERVICES":28143,"LIFE PREMIUMS":23354,"PPO REVIEW SERVICES":6762},"All other expenses":46348},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":10400266,"Non-interest bearing cash":1011148,"Savings and temp cash investments":295635,"Pledges and grants receivable":0,"Accounts receivable":1363763,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":4805,"Land, building, equipment":0,"Investments publicly traded":7724915,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":155694,"Sum of Total Liabilities":0,"Accounts payable, accrued":155694,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":10244572,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07050095581986077,"percentile":0.5683235035346719},"Liabilities to Assets Ratio":{"score":0.01497019403157573,"percentile":0.47588605499866443},"Operating Reserve Ratio":{"score":1.0687291378361234,"percentile":0.4425172570797123},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.06809849103109952,"percentile":0.6750513949210087},"Asset Growth":{"score":-0.044318554008888816,"percentile":0.17646804849239955},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5654150633708465,"percentile":0.503136059777821}},"source_xml":"202433059349302923_public.xml"},{"Organization":{"value":null,"Person":["MATT FRAZER","BOB MUELLER","FRAN MCDERMOTT","FRED KRUSE","JACOB HAAS","JOHN SEYMOUR"],"Title":["TRUSTEE","TRUSTEE","CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide health & welfare benefits to eligible participants.","year":2013,"name":"ELECTRICAL WORKERS HEALTH AND WELFARE FUND FOR NORTHERN NEVADA","phone":7758267200,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"FRAN MCDERMOTT","year_formation":1956,"state_legal_domicile":"NV","total_volunteers":0,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"445 APPLE STREET NO 200, RENO, NV, 89502, USA","city":"RENO","state":"NV","country":"USA","zip_code":89502},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3839269,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3544775,"Total revenue":{"value":3544775,"EMPLOYER CONTRIBUTIONS":3446079,"EMPLOYEE CONTRIBUTIONS":98696},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":294494,"Investment income total":294494,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3692078,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":3284648,"Benefits paid to members Total":3284648},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":407430,"Management services":0,"Legal":44928,"Accounting":21770,"Lobbying services":0,"Investment management fees":17629,"Other services":32000,"Advertising":0,"Office expenses":25303,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":8431,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":15429,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":241940,"ADMINISTRATIVE FEES":180046,"PREFERRED PROVIDERS":42827,"MISCELLANEOUS":14123,"ULTILIZATION REVIEW":4944},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":17559183,"Non-interest bearing cash":0,"Savings and temp cash investments":1203079,"Pledges and grants receivable":0,"Accounts receivable":263749,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3689,"Land, building, equipment":0,"Investments publicly traded":16088666,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":30236,"Sum of Total Liabilities":0,"Accounts payable, accrued":30236,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":17528947,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.03833828783552286,"percentile":0.4981393728833698},"Liabilities to Assets Ratio":{"score":0.0017219479972388238,"percentile":0.5596978940830798},"Operating Reserve Ratio":{"score":4.755907919605165,"percentile":0.798279758597923},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6011046466810809,"percentile":0.6087345709318667}},"source_xml":"201432769349300913_public.xml"},{"Organization":{"value":null,"Person":["FRAN MCDERMOTT","SHANE GLENN","TOM POURCHOT","FRED KRUSE","JACOB HAAS","JOHN SEYMOUR"],"Title":["CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide health & welfare benefits to eligible participants.","year":2016,"name":"ELECTRICAL WORKERS HEALTH & WELFARE TRUST FUND FOR NORTHERN NEVADA","phone":7758267200,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"FRAN MCDERMOTT","year_formation":1956,"state_legal_domicile":"NV","total_volunteers":0,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"445 APPLE STREET SUITE 109, RENO, NV, 89502, USA","city":"RENO","state":"NV","country":"USA","zip_code":89502},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":348705,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6038467,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5689762,"Total revenue":{"value":5689762,"EMPLOYER CONTRIBUTIONS":5622026,"EMPLOYEE CONTRIBUTIONS":67736},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":348705,"Investment income total":348705,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4512955,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":4033039,"Benefits paid to members Total":4033039},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":479916,"Management services":253342,"Legal":31365,"Accounting":18775,"Lobbying services":0,"Investment management fees":14989,"Other services":51632,"Advertising":0,"Office expenses":28217,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":9595,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":15075,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":56926,"PREFERRED PROVIDERS":45788,"MISCELLANEOUS":7724,"ULTILIZATION REVIEW":3414},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":20823244,"Non-interest bearing cash":206096,"Savings and temp cash investments":1987596,"Pledges and grants receivable":0,"Accounts receivable":725709,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":11274,"Land, building, equipment":0,"Investments publicly traded":17892569,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":108479,"Sum of Total Liabilities":0,"Accounts payable, accrued":108479,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":20714765,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.25263233201406915,"percentile":0.8028438379604617},"Liabilities to Assets Ratio":{"score":0.005209514905554581,"percentile":0.5275640615961444},"Operating Reserve Ratio":{"score":4.614104062637452,"percentile":0.7933319577653474},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.17302521692672976,"percentile":0.8736338665862602},"Asset Growth":{"score":0.0598791029427537,"percentile":0.5632947715154113},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6861225559207065,"percentile":0.8242022661064162}},"source_xml":"201713199349311366_public.xml"},{"Organization":{"value":null,"Person":["FRAN MCDERMOTT","JACOB HAAS","TOM POURCHOT","FRED KRUSE","SHANE GLENN","JOHN SEYMOUR","CARLOS ROSARIO","DANIEL HARKER"],"Title":["CHAIRMAN","CO-CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE-THROUGH JULY 11, 2018","TRUSTEE-STARTING JULY 11, 2018","ALTERNATE"],"Hours":[0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide health & welfare benefits to eligible participants.","year":2018,"name":"ELECTRICAL WORKERS HEALTH & WELFARE TRUST FUND FOR NORTHERN NEVADA","phone":7758267200,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"FRAN MCDERMOTT","year_formation":1956,"state_legal_domicile":"NV","total_volunteers":0,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"445 APPLE STREET SUITE 109, RENO, NV, 89502, USA","city":"RENO","state":"NV","country":"USA","zip_code":89502},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":857693,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":7669816,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":6812123,"Total revenue":{"value":6812123,"EMPLOYER CONTRIBUTIONS":6733011,"EMPLOYEE CONTRIBUTIONS":79112},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":857693,"Investment income total":857693,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":7726141,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":7161845,"Benefits paid to members Total":7161845},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":564296,"Management services":315601,"Legal":33574,"Accounting":19563,"Lobbying services":0,"Investment management fees":18279,"Other services":30000,"Advertising":0,"Office expenses":28095,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":7454,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":13354,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":98376,"PREFERRED PROVIDERS":53889,"MISCELLANEOUS":41200,"ULTILIZATION REVIEW":3287},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":22152805,"Non-interest bearing cash":636713,"Savings and temp cash investments":522242,"Pledges and grants receivable":0,"Accounts receivable":247813,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":5011,"Land, building, equipment":0,"Investments publicly traded":20741026,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":62457,"Sum of Total Liabilities":0,"Accounts payable, accrued":62457,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":22090348,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.007343722456966373,"percentile":0.36669873859692065},"Liabilities to Assets Ratio":{"score":0.0028193720840317964,"percentile":0.5477942441657531},"Operating Reserve Ratio":{"score":2.867253522813006,"percentile":0.7025260803850405},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.16616292779420896,"percentile":0.8666626911368923},"Asset Growth":{"score":0.05739319572466448,"percentile":0.5544328334399173},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5928541018076529,"percentile":0.58447122950382}},"source_xml":"201943179349308959_public.xml"},{"Organization":{"value":null,"Person":["FRAN MCDERMOTT","JACOB HAAS","TOM POURCHOT","FRED KRUSE","SHANE GLENN","JOEL BYRNE","DANIEL HARKER"],"Title":["CHAIRMAN","CO-CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","ALTERNATE"],"Hours":[0.5,0.5,0.5,0.5,0.5,0.5,0.5],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide health & welfare benefits to eligible participants.","year":2020,"name":"ELECTRICAL WORKERS HEALTH & WELFARE TRUS","phone":7758267200,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"FRAN MCDERMOTT","year_formation":1956,"state_legal_domicile":"NV","total_volunteers":7,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"FUND FOR NORTHERN NEVADA, RENO, NV, 89502, USA","city":"RENO","state":"NV","country":"USA","zip_code":89502},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":692862,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4307824,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3614962,"Total revenue":{"value":3614962,"EMPLOYER CONTRIBUTIONS":3450136,"EMPLOYEE CONTRIBUTIONS":164826},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":692862,"Investment income total":548830,"Net investment gain":144032,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":7251717,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":6723515,"Benefits paid to members Total":6723515},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":528202,"Management services":313181,"Legal":34898,"Accounting":26838,"Lobbying services":0,"Investment management fees":18285,"Other services":30000,"Advertising":0,"Office expenses":30396,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":3390,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":9645,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":61569,"MISCELLANEOUS":30286,"PREFERRED PROVIDERS":29347,"ULTILIZATION REVIEW":1936},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":18821235,"Non-interest bearing cash":635797,"Savings and temp cash investments":151664,"Pledges and grants receivable":0,"Accounts receivable":616216,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":4419,"Land, building, equipment":0,"Investments publicly traded":17413139,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":77638,"Sum of Total Liabilities":0,"Accounts payable, accrued":77638,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":18743597,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.6833828401531724,"percentile":0.05711052220860586},"Liabilities to Assets Ratio":{"score":0.004125021551455045,"percentile":0.5360628645124076},"Operating Reserve Ratio":{"score":2.595417747272818,"percentile":0.6801222409740476},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.04786531990940234,"percentile":0.5973012312103725},"Asset Growth":{"score":0.021158007250873617,"percentile":0.40875013001751975},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.49021670797204536,"percentile":0.2980723676566375}},"source_xml":"202143199349312064_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["JACOB HAAS","DANIEL HARKER","ASA BARTON","FRAN MCDERMOTT","TODD RASH","SHANE GLENN","JOEL BRYNE"],"Title":["CO-CHAIRMAN","TRUSTEE","ALTERNATE","CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide health & welfare benefits to eligible participants","year":2024,"name":"ELECTRICAL WORKERS HEALTH & WELFARE PLAN FOR NORTHERN NEVADA","phone":7758267200,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"FRAN MCDERMOTT","year_formation":1956,"state_legal_domicile":"NV","total_volunteers":0,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"445 APPLE STREET 109, RENO, NV, 89502, USA","city":"RENO","state":"NV","country":"USA","zip_code":89502},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":12609846,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":11972371,"Total revenue":{"value":11972371,"EMPLOYER CONTRIBUTIONS":11849709,"EMPLOYEE CONTRIBUTIONS":122662},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":637475,"Investment income total":619254,"Net investment gain":18221,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":11998052,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":9172302,"Benefits paid to members Total":9172302},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":2825750,"Management services":435891,"Legal":39207,"Accounting":28000,"Lobbying services":0,"Investment management fees":19679,"Other services":36600,"Advertising":0,"Office expenses":42247,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":8227,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":2541,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2159991,"STOP-LOSS PREMIUMS":2091843,"PPO NETWORK SERVICES":32733,"LIFE PREMIUMS":27512,"PPO REVIEW SERVICES":7903},"All other expenses":53367},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":11420506,"Non-interest bearing cash":1292509,"Savings and temp cash investments":213112,"Pledges and grants receivable":0,"Accounts receivable":1804721,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":10835,"Land, building, equipment":0,"Investments publicly traded":8099329,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":425568,"Sum of Total Liabilities":0,"Accounts payable, accrued":425568,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":10994938,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.048517166664842695,"percentile":0.5216730093817019},"Liabilities to Assets Ratio":{"score":0.03726349778197218,"percentile":0.41240169738444166},"Operating Reserve Ratio":{"score":0.9518633524842199,"percentile":0.40974370985835623},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.0866210339890021,"percentile":0.7310131357663016},"Asset Growth":{"score":-0.04961627022170111,"percentile":0.16591749473691883},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.554933652991013,"percentile":0.47190765187386646}},"source_xml":"202522889349301827_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}