{"success":true,"data":{"_id":880063564,"filings":[{"Organization":{"value":null,"Person":["BILLY MCCOY","BILL FLAXA","DENNIS SHIPLEY","PETE PETERSON","MICHAEL LANTZ","VINCE ECKELKAMP","MARK FERRARIO","BRAD BEAL","PAUL PARRISH","TOM ERNSPERGER","MICHAEL TRAFICANTI","PETE JENKINS","GREG BARNES","ANTHONY TUASON","ROGER WHITE","KIM WESTOVER","CHRIS WIBLE","STEPHEN LO"],"Title":["BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","PRESIDENT/CEO","CFO/EVP","SVP","SVP","SVP","SVP","REAL ESTATE LOAN OFFICER","REAL ESTATE LOAN OFFICER","VP REAL ESTATE","VP INVESTMENT","INVESTMENT REP"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,504242,284269,226035,218780,203976,212883,206090,286915,173537,204860,167748],"Direct compensation":[0,0,0,0,0,0,0,448459,241334,183999,180773,192091,177025,199831,261403,147154,170965,143201],"Other compensation":[0,0,0,0,0,0,0,55783,42935,42036,38007,11885,35858,6259,25512,26383,33895,24547]},"Basic":{"value":null,"mission":"Trusted provider of superior financial services to our member-owners.","year":2014,"name":"ONE NEVADA CREDIT UNION","phone":7026414258,"website":"WWW.ONENEVADA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"PAUL PARRISH","year_formation":1950,"state_legal_domicile":"NV","total_volunteers":12,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"2645 S MOJAVE RD, LAS VEGAS, NV, 89121, USA","city":"LAS VEGAS","state":"NV","country":"USA","zip_code":89121},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":288,"Total Gross UBI":558106,"Net unrelated business taxable income":39753,"Number of employees":288,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":48140189,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":48103153,"Total revenue":{"value":48103153,"PROGRAM SERVICE REVENUE":47545047,"UNRELATED BUSINESS INCOME":558106},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":37036,"Investment income total":0,"Net investment gain":37036,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":41078910,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":18199779,"Current officers":2689335,"Disqualified persons":0,"Other salaries and wages":12007341,"Pension plan contributions":908941,"Other employee benefits":1417580,"Payroll taxes":1176582},"Other expenses":{"value":22879131,"Management services":0,"Legal":164857,"Accounting":459070,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":2386672,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":3240102,"Travel":274882,"Conferences and meetings":0,"Interest":659601,"Payments to affiliates":0,"Depreciation and depletion":2148309,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":13545638,"OPERATIONS":8559596,"PROVISION FOR LOAN LOSS":1904594,"LOAN SERVICING EXPENSE":1811467,"OTHER EXPENSES":1269981},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":729210536,"Non-interest bearing cash":350386935,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":2897233,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":337495093,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2427674,"Land, building, equipment":5231591,"Investments publicly traded":0,"Investments other":0,"Investments program related":19451369,"Intangible assets":0,"Other assets":11320641},"Liabilities":{"value":649782811,"Sum of Total Liabilities":0,"Accounts payable, accrued":2728310,"Grants payable":0,"Deferred, revenue":608500,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":646446001},"Fund balance":{"value":79427725,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.14668158033197584,"percentile":0.6942066110295783},"Liabilities to Assets Ratio":{"score":0.8910771017713326,"percentile":0.06611634408496427},"Operating Reserve Ratio":{"score":17.75145776750162,"percentile":0.9381402630703041},"Officer Compensation Ratio":{"score":0.06546753553100605,"percentile":0.6846118794831083},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6248350871075674,"percentile":0.6760770125008424}},"source_xml":"201503029349301205_public.xml"},{"Organization":{"value":null,"Person":["BILLY MCCOY","MICHAEL LANTZ","MARK FERRARIO","DENNIS SHIPLEY","VINCE ECKELKAMP","PETE PETERSON","BILL FLAXA","BRAD BEAL","PAUL PARRISH","TOM ERNSPERGER","MICHAEL TRAFICANTI","GREG BARNES","STEVE O'DONNELL","ROGER WHITE","ANTHONY TUASON","KENNETH HUGHES","KIM WESTOVER","DEREK TAYLOR"],"Title":["BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","PRESIDENT/CEO","EVP/COO","SVP","SVP","SVP/CMO","SVP/CFO","REAL ESTATE LOAN OFFICER","REAL ESTATE LOAN OFFICER","REAL ESTATE LOAN OFFICER","VP REAL ESTATE","REAL ESTATE LOAN OFFICER"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,511634,327515,240940,243851,225787,196912,345718,271697,233702,219823,172976],"Direct compensation":[0,0,0,0,0,0,0,454075,279144,196954,202208,188586,169807,319580,246346,215702,189331,140818],"Other compensation":[0,0,0,0,0,0,0,57559,48371,43986,41643,37201,27105,26138,25351,18000,30492,32158]},"Basic":{"value":null,"mission":"Trusted provider of superior financial services to our member-owners.","year":2016,"name":"ONE NEVADA CREDIT UNION","phone":7026414258,"website":"WWW.ONENEVADA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STEPHEN O'DONNELL","year_formation":1950,"state_legal_domicile":"NV","total_volunteers":12,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"2645 S MOJAVE ROAD, LAS VEGAS, NV, 89121, USA","city":"LAS VEGAS","state":"NV","country":"USA","zip_code":89121},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":295,"Total Gross UBI":500280,"Net unrelated business taxable income":131429,"Number of employees":295,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":54675475,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":51615090,"Total revenue":{"value":51615090,"PROGRAM SERVICE REVENUE":51114810,"UNRELATED BUSINESS INCOME":500280},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3060385,"Investment income total":3112105,"Net investment gain":-51720,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":44628535,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":606817,"Benefits paid to members Total":606817},"Salaries":{"value":21192264,"Current officers":1746639,"Disqualified persons":0,"Other salaries and wages":15636171,"Pension plan contributions":899754,"Other employee benefits":1624355,"Payroll taxes":1285345},"Other expenses":{"value":22829454,"Management services":0,"Legal":211210,"Accounting":372471,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":2606049,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":2584775,"Travel":420518,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":2443453,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":14190978,"OPERATIONS":8995684,"OTHER EXPENSES":2533263,"LOAN SERVICING EXPENSE":2163728,"PROVISION FOR LOAN LOSS":498303},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":833942170,"Non-interest bearing cash":349357976,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":1615835,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":421003098,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2188869,"Land, building, equipment":6886666,"Investments publicly traded":0,"Investments other":0,"Investments program related":41430880,"Intangible assets":0,"Other assets":11458846},"Liabilities":{"value":734396216,"Sum of Total Liabilities":0,"Accounts payable, accrued":3945200,"Grants payable":0,"Deferred, revenue":723042,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":729727974},"Fund balance":{"value":99545954,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1837558795785496,"percentile":0.7393210356740272},"Liabilities to Assets Ratio":{"score":0.8806320658901324,"percentile":0.0677806673844253},"Operating Reserve Ratio":{"score":18.68629947185136,"percentile":0.9416004699834831},"Officer Compensation Ratio":{"score":0.06700992985765722,"percentile":0.6778838287961155},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.038707142906123745,"percentile":0.5563795914219266},"Asset Growth":{"score":0.060939338079340835,"percentile":0.5671043198899189},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6227400991790873,"percentile":0.6703178536524103}},"source_xml":"201742699349300794_public.xml"},{"Organization":{"value":null,"Person":["PAUL PARRISH","ROGER WHITE","ANTHONY TUASON","TOM ERNSPERGER","MICHAEL TRAFICANTI","DANIEL DUFFY","STEVE O'DONNELL","DEBORAH COLBY","CHRIS WIBLE","JEFF TIBBITS","KIM WESTOVER","BRAD BEAL","DENNIS SHIPLEY","VINCE ECKELKAMP","MICHAEL LANTZ","PETE PETERSON","MARK FERRARIO","JILL TAYLOR","BILL FLAXA"],"Title":["PRESIDENT/CEO","REAL ESTATE LOAN OFFICER","REAL ESTATE LOAN OFFICER","EVP/CLO","SVP HR AND FACILITIES","INVESTMENT REPRESENTATIVE","EVP/CFO","SVP/CMO","VP INVESTMENTS","SVP OF IT","VP OF REAL ESTATE","CHAIR","VICE PRESIDENT/VICE CHAIR","TREASURER AND SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[591701,392021,330256,328686,316844,305334,299136,264883,237978,228096,227135,0,0,0,0,0,0,0,0],"Direct compensation":[533200,362946,301181,284768,273074,274678,257564,222751,210085,195449,202791,0,0,0,0,0,0,0,0],"Other compensation":[58501,29075,29075,43918,43770,30656,41572,42132,27893,32647,24344,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Trusted provider of superior financial services to our member-owners.","year":2019,"name":"ONE NEVADA CREDIT UNION","phone":7029485392,"website":"WWW.ONENEVADA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"PAUL PARRISH","year_formation":1950,"state_legal_domicile":"NV","total_volunteers":13,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"2645 S MOJAVE ROAD, LAS VEGAS, NV, 89121, USA","city":"LAS VEGAS","state":"NV","country":"USA","zip_code":89121},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":283,"Total Gross UBI":404242,"Net unrelated business taxable income":57147,"Number of employees":283,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":64811265,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":54268731,"Total revenue":{"value":54268731,"LOAN INTEREST":28447166,"FEE INCOME":25703301,"NCUA SHARE INSURANCE REFUND":118264},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":10542534,"Investment income total":10507809,"Net investment gain":34725,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":49548480,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":1102598,"Benefits paid to members Total":1102598},"Salaries":{"value":21424033,"Current officers":2256481,"Disqualified persons":0,"Other salaries and wages":14909304,"Pension plan contributions":982577,"Other employee benefits":2012595,"Payroll taxes":1263076},"Other expenses":{"value":27021849,"Management services":0,"Legal":88850,"Accounting":84000,"Lobbying services":62388,"Investment management fees":0,"Other services":946670,"Advertising":3342252,"Office expenses":738842,"Information technology":1226876,"Royalties":0,"Occupancy":2803343,"Travel":411145,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":3042541,"Insurance":104340,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9329479,"UNRELATED BUSINESS INCO":45254,"PROVISION FOR LOAN LOSS":4016860,"VISA CARD PROCESSING":2820655,"LOAN SERVICING EXPENSE":2446710},"All other expenses":4841123},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":953378012,"Non-interest bearing cash":194555877,"Savings and temp cash investments":91714865,"Pledges and grants receivable":0,"Accounts receivable":1849881,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":488856749,"Inventories for sale or use":0,"Prepaid expenses deferred charges":4363114,"Land, building, equipment":6570004,"Investments publicly traded":50000000,"Investments other":103647967,"Investments program related":0,"Intangible assets":0,"Other assets":11819555},"Liabilities":{"value":815261234,"Sum of Total Liabilities":0,"Accounts payable, accrued":4956680,"Grants payable":0,"Deferred, revenue":428153,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":809876401},"Fund balance":{"value":138116778,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.23549586634360553,"percentile":0.7890404079826702},"Liabilities to Assets Ratio":{"score":0.8551290503225912,"percentile":0.0714882675961477},"Operating Reserve Ratio":{"score":19.241317029301403,"percentile":0.943483152357223},"Officer Compensation Ratio":{"score":0.07108331072920905,"percentile":0.6604512619246347},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.04891150784337124,"percentile":0.60171518912743},"Asset Growth":{"score":0.05313068732040152,"percentile":0.5386518606032756},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.634077619784217,"percentile":0.7010768975096507}},"source_xml":"202021909349302312_public.xml"},{"Organization":{"value":null,"Person":["BRADLEY BEAL","VINCENT ECKELKAMP","JILL TAYLOR","MICHAEL LANTZ","MARK FERRARIO","WILLIAM FLAXA","DENNIS SHIPLEY","PAUL PARRISH","STEVE O'DONNELL","TOM ERNSPERGER","MICHAEL TRAFICANTI","ELDON TILLEY","TRUDY MCCLAIN","TRACY RYAN","CHRIS WIBLE","JESSE SHEARIN","JULIANNA HOLMES","MOHAMMAD NEMATI","CINDY VELA","ALAN CHANG","DANIEL DUFFY","MARIA DLOUHY","JEREMIAS ESCOTO","ROGER WHITE","ANTONY TUASON"],"Title":["CHAIR","VICE CHAIR","SECRETARY/TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR (THRU 8/26/24)","PRESIDENT/CEO","COO","EVP/CLO","SVP HR AND FACILITIES","SVP MARKETING","SVP RETAIL OPERATIONS","SVP RISK MANAGEMENT","VP INVESTMENTS","SVP INFORMATION TECHNOLOGY","SVP/CFO","VP CONSUMER LENDING","VP DIGITAL SERVICES & DEVELOPMENT","PRESIDENT ONCU INSURANCE SRVS","INVSTMENT REPRESENTIVE","AVP EFT OPERATIONS","DIRECTOT OF IT NETWORK OPS","RE LOAN OFFICER (THRU 6/1/24)","REAL ESTATE LOAN OFFICER"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,774267,399419,409711,377628,199420,214279,191236,272195,215951,169136,172366,173668,225050,197247,156141,156112,140576,226852],"Direct compensation":[0,0,0,0,0,0,0,760432,389531,395560,362155,186175,203455,182138,258652,204117,161125,162809,163938,217335,186688,150614,146907,132215,217148],"Other compensation":[0,0,0,0,0,0,0,13835,9888,14151,15473,13245,10824,9098,13543,11834,8011,9557,9730,7715,10559,5527,9205,8361,9704]},"Basic":{"value":null,"mission":"Trusted provider of superior financial services to our member-owners.","year":2024,"name":"ONE NEVADA CREDIT UNION","phone":7029485392,"website":"WWW.ONENEVADA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"PAUL PARRISH","year_formation":1950,"state_legal_domicile":"NV","total_volunteers":11,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"2645 S MOJAVE ROAD, LAS VEGAS, NV, 89121, USA","city":"LAS VEGAS","state":"NV","country":"USA","zip_code":89121},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":227,"Total Gross UBI":287664,"Net unrelated business taxable income":368,"Number of employees":227,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":102515149,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":61184208,"Total revenue":{"value":61184208,"LOAN INTEREST":36655856,"FEE INCOME":24528352},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":41330941,"Investment income total":33538718,"Net investment gain":7792223,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":70199866,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":11632759,"Benefits paid to members Total":11632759},"Salaries":{"value":22902713,"Current officers":3794326,"Disqualified persons":0,"Other salaries and wages":13767739,"Pension plan contributions":1323900,"Other employee benefits":2765363,"Payroll taxes":1251385},"Other expenses":{"value":35664394,"Management services":0,"Legal":77847,"Accounting":120000,"Lobbying services":81500,"Investment management fees":0,"Other services":712133,"Advertising":3541918,"Office expenses":593393,"Information technology":1702632,"Royalties":0,"Occupancy":3232294,"Travel":353157,"Conferences and meetings":0,"Interest":26,"Payments to affiliates":0,"Depreciation and depletion":4737828,"Insurance":181448,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":15305847,"PROVISION FOR LOAN LOSS":7578585,"VISA CARD PROCESSING":3756698,"LOAN SERVICING EXPENSE":2564994,"CREDIT AND CHECK FRAUD":1405570},"All other expenses":5024371},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1413827291,"Non-interest bearing cash":14624811,"Savings and temp cash investments":383079614,"Pledges and grants receivable":0,"Accounts receivable":1937596,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":604250671,"Inventories for sale or use":0,"Prepaid expenses deferred charges":6319434,"Land, building, equipment":5972110,"Investments publicly traded":143731930,"Investments other":233122577,"Investments program related":0,"Intangible assets":0,"Other assets":20788548},"Liabilities":{"value":1212770712,"Sum of Total Liabilities":0,"Accounts payable, accrued":11342273,"Grants payable":0,"Deferred, revenue":1164935,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1200263504},"Fund balance":{"value":201056579,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3152244650202869,"percentile":0.8443146576329937},"Liabilities to Assets Ratio":{"score":0.8577926877774493,"percentile":0.07112344792890585},"Operating Reserve Ratio":{"score":20.140028344213647,"percentile":0.9464134759316357},"Officer Compensation Ratio":{"score":0.06654220678996738,"percentile":0.6799135746334516},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.05568383567099698,"percentile":0.6295041422500547},"Asset Growth":{"score":0.07003305340425706,"percentile":0.597845928608256},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6522968046947256,"percentile":0.7472305621389401}},"source_xml":"202522939349300857_public.xml"},{"Organization":{"value":null,"Person":["PAUL PARRISH","TOM ERNSPERGER","MICHAEL TRAFICANTI","STEVE O'DONNELL","ROGER WHITE","ANTHONY TUASON","KENNETH HUGHES","JEFF TIBBITS","DEBORAH COLBY","DANIEL DUFFY","CHRIS WIBLE","TRUDY MCCLAIN","TRACY RYAN","MARK FERRARIO","JILL TAYLOR","PETE PETERSON","MICHAEL LANTZ","BRAD BEAL","DENNIS SHIPLEY","VINCE ECKELKAMP","BILL FLAXA"],"Title":["PRESIDENT/CEO","EVP/CLO","SVP HR AND FACILITIES","EVP/CFO","REAL ESTATE LOAN OFFICER","REAL ESTATE LOAN OFFICER","REAL ESTATE LOAN OFFICER","SVP OF IT","SVP/CMO","INVESTMENT REPRESENTATIVE","VP INVESTMENTS","SVP RETAIL OPERATIONS","SVP RISK MANAGEMENT","CHAIR","VICE PRESIDENT/VICE CHAIR","TREASURER / SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[783434,419637,389626,385798,347294,326768,292230,286468,274682,242372,221556,205665,185655,0,0,0,0,0,0,0,0],"Direct compensation":[728840,381728,352281,351039,324845,302469,282480,253594,243691,220758,196890,181268,160821,0,0,0,0,0,0,0,0],"Other compensation":[54594,37909,37345,34759,22449,24299,9750,32874,30991,21614,24666,24397,24834,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Trusted provider of superior financial services to our member-owners.","year":2021,"name":"ONE NEVADA CREDIT UNION","phone":7029485392,"website":"WWW.ONENEVADA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"PAUL PARRISH","year_formation":1950,"state_legal_domicile":"NV","total_volunteers":13,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"2645 S MOJAVE ROAD, LAS VEGAS, NV, 89121, USA","city":"LAS VEGAS","state":"NV","country":"USA","zip_code":89121},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":227,"Total Gross UBI":389684,"Net unrelated business taxable income":32547,"Number of employees":227,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":53904058,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":49807834,"Total revenue":{"value":49807834,"LOAN INTEREST":28692338,"FEE INCOME":21115496},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4096224,"Investment income total":4149450,"Net investment gain":-53226,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":48714467,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":872228,"Benefits paid to members Total":872228},"Salaries":{"value":22295970,"Current officers":2930965,"Disqualified persons":0,"Other salaries and wages":14842594,"Pension plan contributions":761203,"Other employee benefits":2485581,"Payroll taxes":1275627},"Other expenses":{"value":25546269,"Management services":0,"Legal":60776,"Accounting":123000,"Lobbying services":61268,"Investment management fees":0,"Other services":924976,"Advertising":3001165,"Office expenses":648878,"Information technology":1294401,"Royalties":0,"Occupancy":3356089,"Travel":235907,"Conferences and meetings":0,"Interest":7,"Payments to affiliates":0,"Depreciation and depletion":4230299,"Insurance":149152,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":8084230,"LOAN SERVICING EXPENSE":2486283,"PROVISION FOR LOAN LOSS":2306415,"VISA CARD PROCESSING":2085078,"EQUIPMENT MAINTENANCE":1206454},"All other expenses":3376121},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1333432650,"Non-interest bearing cash":44364499,"Savings and temp cash investments":579814282,"Pledges and grants receivable":0,"Accounts receivable":12481286,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":413686695,"Inventories for sale or use":0,"Prepaid expenses deferred charges":5339909,"Land, building, equipment":7710458,"Investments publicly traded":138852716,"Investments other":117140952,"Investments program related":0,"Intangible assets":0,"Other assets":14041853},"Liabilities":{"value":1184399749,"Sum of Total Liabilities":0,"Accounts payable, accrued":4474706,"Grants payable":0,"Deferred, revenue":1532157,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1178392886},"Fund balance":{"value":149032901,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.09627458845491745,"percentile":0.616748110076082},"Liabilities to Assets Ratio":{"score":0.8882336494460369,"percentile":0.06656576258576642},"Operating Reserve Ratio":{"score":27.37241587801833,"percentile":0.9632317144272359},"Officer Compensation Ratio":{"score":0.08952545862813197,"percentile":0.5884831947691554},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.01991987958171502,"percentile":0.46424864866983534},"Asset Growth":{"score":0.0771749297257676,"percentile":0.6202207171808445},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5895528377860797,"percentile":0.5747209763732098}},"source_xml":"202242429349301219_public.xml"},{"Organization":{"value":null,"Person":["JILL TAYLOR","MICHAEL LANTZ","BRADLEY BEAL","GEORGE PETERSON","MARK FERRARIO","DENNIS SHIPLEY","VINCENT ECKELKAMP","WILLIAM FLAXA","PAUL PARRISH","TOM ERNSPERGER","STEVE O'DONNELL","MICHAEL TRAFICANTI","DEBORAH COLBY","TRUDY MCCLAIN","TRACY RYAN","JESSE SHEARIN","ROGER WHITE","DANIEL DUFFY","CHRIS WIBLE","ALAN CHANG","ANTHONY HUMPHREY"],"Title":["CHAIR","VICE CHAIR","TREASURER / SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT/CEO","EVP/CLO","EVP/CFO","SVP HR AND FACILITIES","SVP/CMO","SVP RETAIL OPERATIONS","SVP RISK MANAGEMENT","VP OF IT","REAL ESTATE LOAN OFFICER","INVESTMENT REPRESENTATIVE","VP INVESTMENTS","PRESIDENT ONCU INSURANCE SRV.","VP REAL ESTATE LENDING"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,867317,440764,418237,411225,251196,228033,210995,213551,265600,213961,262798,247944,208831],"Direct compensation":[0,0,0,0,0,0,0,0,813641,400428,380553,371447,223196,201186,184668,180929,242011,191739,240758,221018,182334],"Other compensation":[0,0,0,0,0,0,0,0,53676,40336,37684,39778,28000,26847,26327,32622,23589,22222,22040,26926,26497]},"Basic":{"value":null,"mission":"Trusted provider of superior financial services to our member-owners.","year":2022,"name":"ONE NEVADA CREDIT UNION","phone":7029485392,"website":"WWW.ONENEVADA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"PAUL PARRISH","year_formation":1950,"state_legal_domicile":"NV","total_volunteers":13,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"2645 S MOJAVE ROAD, LAS VEGAS, NV, 89121, USA","city":"LAS VEGAS","state":"NV","country":"USA","zip_code":89121},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":251,"Total Gross UBI":334165,"Net unrelated business taxable income":25662,"Number of employees":251,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":63909343,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":47973155,"Total revenue":{"value":47973155,"FEE INCOME":24238190,"LOAN INTEREST":23734965},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":15936188,"Investment income total":15737897,"Net investment gain":198291,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":51640137,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":1648911,"Benefits paid to members Total":1648911},"Salaries":{"value":21847965,"Current officers":3041318,"Disqualified persons":0,"Other salaries and wages":14357325,"Pension plan contributions":846921,"Other employee benefits":2336748,"Payroll taxes":1265653},"Other expenses":{"value":28143261,"Management services":0,"Legal":512848,"Accounting":120000,"Lobbying services":68000,"Investment management fees":0,"Other services":893286,"Advertising":3519535,"Office expenses":553051,"Information technology":1299349,"Royalties":0,"Occupancy":3238847,"Travel":333402,"Conferences and meetings":0,"Interest":250,"Payments to affiliates":0,"Depreciation and depletion":4559717,"Insurance":150118,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9275941,"PROVISION FOR LOAN LOSS":3063955,"VISA CARD PROCESSING":2590065,"LOAN SERVICING EXPENSE":2497701,"EQUIPMENT MAINTENANCE":1124220},"All other expenses":3618917},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1340404197,"Non-interest bearing cash":117505375,"Savings and temp cash investments":420634897,"Pledges and grants receivable":0,"Accounts receivable":2273921,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":474336652,"Inventories for sale or use":0,"Prepaid expenses deferred charges":5296355,"Land, building, equipment":7189660,"Investments publicly traded":124038341,"Investments other":169598705,"Investments program related":0,"Intangible assets":0,"Other assets":19530291},"Liabilities":{"value":1202822269,"Sum of Total Liabilities":0,"Accounts payable, accrued":8174923,"Grants payable":0,"Deferred, revenue":1326277,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1193321069},"Fund balance":{"value":137581928,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.19197828398893102,"percentile":0.7481147635702274},"Liabilities to Assets Ratio":{"score":0.8973578803260044,"percentile":0.06510156776182212},"Operating Reserve Ratio":{"score":25.95663518475948,"percentile":0.9607166884352658},"Officer Compensation Ratio":{"score":0.08211542893466763,"percentile":0.6161064923051828},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.022419776270037058,"percentile":0.47699414113298677},"Asset Growth":{"score":0.07743499071203236,"percentile":0.6210135787353859},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6169859432047131,"percentile":0.6543548764164665}},"source_xml":"202343199349328659_public.xml"},{"Organization":{"value":null,"Person":["BILLY MCCOY","MICHAEL LANTZ","MARK FERRARIO","DENNIS SHIPLEY","VINCE ECKELKAMP","PETE PETERSON","BILL FLAXA","BRAD BEAL","PAUL PARRISH","TOM ERNSPERGER","MICHAEL TRAFICANTI","GREG BARNES","STEVE O'DONNELL","ROGER WHITE","ANTHONY TUASON","KENNETH HUGHES","KIM WESTOVER","JEFF TIBBITS"],"Title":["BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","PRESIDENT/CEO","EVP/COO","SVP","SVP","SVP/CMO","SVP/CFO","REAL ESTATE LOAN OFFICER","REAL ESTATE LOAN OFFICER","REAL ESTATE LOAN OFFICER","VP REAL ESTATE","VP IT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,562131,365195,270901,274949,169761,239998,246509,210130,162401,221834,159088],"Direct compensation":[0,0,0,0,0,0,0,519571,331854,241733,244171,152136,214810,228731,192872,155569,199725,138593],"Other compensation":[0,0,0,0,0,0,0,42560,33341,29168,30778,17625,25188,17778,17258,6832,22109,20495]},"Basic":{"value":null,"mission":"Trusted provider of superior financial services to our member-owners.","year":2017,"name":"ONE NEVADA CREDIT UNION","phone":7026414258,"website":"WWW.ONENEVADA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STEPHEN O'DONNELL","year_formation":1950,"state_legal_domicile":"NV","total_volunteers":12,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"2645 S MOJAVE ROAD, LAS VEGAS, NV, 89121, USA","city":"LAS VEGAS","state":"NV","country":"USA","zip_code":89121},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":304,"Total Gross UBI":497176,"Net unrelated business taxable income":124589,"Number of employees":304,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":57312639,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":52241170,"Total revenue":{"value":52241170,"PROGRAM SERVICE REVENUE":51743994,"UNRELATED BUSINESS INCOME":497176},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5071469,"Investment income total":5057816,"Net investment gain":13653,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":47720130,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":621183,"Benefits paid to members Total":621183},"Salaries":{"value":20990177,"Current officers":2882895,"Disqualified persons":0,"Other salaries and wages":13988877,"Pension plan contributions":1116493,"Other employee benefits":1713037,"Payroll taxes":1288875},"Other expenses":{"value":26108770,"Management services":0,"Legal":337916,"Accounting":662131,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":2636780,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":2839685,"Travel":360307,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":2501878,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":16770073,"OPERATIONS":9276212,"PROVISION FOR LOAN LOSS":3048396,"OTHER EXPENSES":2304515,"LOAN SERVICING EXPENSE":2140950},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":877314577,"Non-interest bearing cash":364088938,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":1723566,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":442037400,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2376873,"Land, building, equipment":7457390,"Investments publicly traded":0,"Investments other":0,"Investments program related":48357137,"Intangible assets":0,"Other assets":11273273},"Liabilities":{"value":768245149,"Sum of Total Liabilities":0,"Accounts payable, accrued":4177951,"Grants payable":0,"Deferred, revenue":647352,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":763419846},"Fund balance":{"value":109069428,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.16737161588388907,"percentile":0.7204673466513705},"Liabilities to Assets Ratio":{"score":0.87567808530782,"percentile":0.06852956165923509},"Operating Reserve Ratio":{"score":18.384580616188597,"percentile":0.9405057415143386},"Officer Compensation Ratio":{"score":0.06041259736719074,"percentile":0.7074147748501011},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.04064850929954642,"percentile":0.5652912173548112},"Asset Growth":{"score":0.05908517610368312,"percentile":0.56049059850674},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6215069069854072,"percentile":0.6668875164162426}},"source_xml":"201822549349301452_public.xml"},{"Organization":{"value":null,"Person":["BILLY MCCOY","BILL FLAXA","DENNIS SHIPLEY","PETE PETERSON","MICHAEL LANTZ","VINCE ECKELKAMP","MARK FERRARIO","BRAD BEAL","PAUL PARRISH","TOM ERNSPERGER","MICHAEL TRAFICANTI","PETE JENKINS","GREG BARNES","STEVE O'DONNELL","ANTHONY TUASON","ROGER WHITE","KIM WESTOVER","CHRIS WIBLE","HAIGOHE MILLER"],"Title":["BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","PRESIDENT/CEO","EVP/COO","SVP","SVP","SVP","SVP","SVP/CFO","REAL ESTATE LOAN OFFICER","REAL ESTATE LOAN OFFICER","VP REAL ESTATE","VP INVESTMENT","VP BRANCH OPS"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,501995,327936,253367,251837,207090,229858,187030,253246,361690,215722,216591,202727],"Direct compensation":[0,0,0,0,0,0,0,445529,281317,210359,212327,195504,198241,166948,247155,336012,187161,180158,164542],"Other compensation":[0,0,0,0,0,0,0,56466,46619,43008,39510,11586,31617,20082,6091,25678,28561,36433,38185]},"Basic":{"value":null,"mission":"Trusted provider of superior financial services to our member-owners.","year":2015,"name":"ONE NEVADA CREDIT UNION","phone":7026414258,"website":"WWW.ONENEVADA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STEVE O'DONNELL","year_formation":1950,"state_legal_domicile":"NV","total_volunteers":12,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"2645 S MOJAVE ROAD, LAS VEGAS, NV, 89121, USA","city":"LAS VEGAS","state":"NV","country":"USA","zip_code":89121},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":321,"Total Gross UBI":526430,"Net unrelated business taxable income":58852,"Number of employees":321,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":53670210,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":53573859,"Total revenue":{"value":53573859,"PROGRAM SERVICE REVENUE":53047429,"UNRELATED BUSINESS INCOME":526430},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":96351,"Investment income total":0,"Net investment gain":96351,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":43489856,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":19750539,"Current officers":3209092,"Disqualified persons":0,"Other salaries and wages":12905561,"Pension plan contributions":926539,"Other employee benefits":1476548,"Payroll taxes":1232799},"Other expenses":{"value":23739317,"Management services":0,"Legal":163916,"Accounting":532443,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":2396735,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":3216999,"Travel":243006,"Conferences and meetings":0,"Interest":619885,"Payments to affiliates":0,"Depreciation and depletion":2435952,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":14130381,"OPERATIONS":9498463,"LOAN SERVICING EXPENSE":2002184,"OTHER EXPENSES":1936312,"PROVISION FOR LOAN LOSS":693422},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":785047405,"Non-interest bearing cash":347233231,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":1687010,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":396437733,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2359076,"Land, building, equipment":4646183,"Investments publicly traded":0,"Investments other":0,"Investments program related":21203821,"Intangible assets":0,"Other assets":11480351},"Liabilities":{"value":695482584,"Sum of Total Liabilities":0,"Accounts payable, accrued":3752405,"Grants payable":0,"Deferred, revenue":850663,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":690879516},"Fund balance":{"value":89564821,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.18968351344255965,"percentile":0.7456856256543377},"Liabilities to Assets Ratio":{"score":0.8859115762569778,"percentile":0.0669389806844271},"Operating Reserve Ratio":{"score":18.051276256237777,"percentile":0.9392746014305233},"Officer Compensation Ratio":{"score":0.07378936826095722,"percentile":0.6492290531059849},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.03765366586749251,"percentile":0.551430336819761},"Asset Growth":{"score":0.05911558273334085,"percentile":0.560592089271501},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6210426242425849,"percentile":0.6656102142575878}},"source_xml":"201621949349301032_public.xml"},{"Organization":{"value":null,"Person":["PETE PETERSON","MARK FERRARIO","VINCE ECKELKAMP","BILLY MCCOY","MICHAEL LANCE","DENNIS SHIPLEY","BILL FLAXA","BRAD BEAL","PAUL PARRISH","TOM ERNSPERGER","MICHAEL TRAFICANTI","STEVE O'DONNELL","DEBORAH COLBY","ROGER WHITE","ANTHONY TUASON","KIM WESTOVER","CHRIS WIBLE","DANIEL DUFFY"],"Title":["PRESIDENT/CHAIR","VICE PRESIDENT/VICE CHAIR","TREASURER AND SECRETARY","BOARD OF DIRECTORS (RESIGNED 8/23/18)","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","PRESIDENT/CEO","EVP/COO","SVP","SVP","EVP/CFO","SVP/CMO","REAL ESTATE LOAN OFFICER","REAL ESTATE LOAN OFFICER","VP REAL ESTATE","VP INVESTMENTS","REAL ESTATE LOAN OFFICER"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,592051,470556,310537,309265,271315,196190,260893,221597,234580,244681,209650],"Direct compensation":[0,0,0,0,0,0,0,576838,415527,263000,261674,237867,172449,232573,194648,207975,205444,183656],"Other compensation":[0,0,0,0,0,0,0,15213,55029,47537,47591,33448,23741,28320,26949,26605,39237,25994]},"Basic":{"value":null,"mission":"Trusted provider of superior financial services to our member-owners.","year":2018,"name":"ONE NEVADA CREDIT UNION","phone":7029485392,"website":"WWW.ONENEVADA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STEPHEN O'DONNELL","year_formation":1950,"state_legal_domicile":"NV","total_volunteers":12,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"2645 S MOJAVE ROAD, LAS VEGAS, NV, 89121, USA","city":"LAS VEGAS","state":"NV","country":"USA","zip_code":89121},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":289,"Total Gross UBI":463063,"Net unrelated business taxable income":152493,"Number of employees":289,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":62103691,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":53460726,"Total revenue":{"value":53460726,"FEE INCOME":27737055,"LOAN INTEREST":25176405,"NCUA SHARE INSURANCE REFUND":547266},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":8642965,"Investment income total":8330016,"Net investment gain":312949,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":48666908,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":675015,"Benefits paid to members Total":675015},"Salaries":{"value":21507838,"Current officers":2149916,"Disqualified persons":0,"Other salaries and wages":15281675,"Pension plan contributions":883576,"Other employee benefits":1920231,"Payroll taxes":1272440},"Other expenses":{"value":26484055,"Management services":0,"Legal":122123,"Accounting":60000,"Lobbying services":34000,"Investment management fees":0,"Other services":1059295,"Advertising":2533543,"Office expenses":791559,"Information technology":1630858,"Royalties":0,"Occupancy":2922547,"Travel":299713,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":2597945,"Insurance":105340,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9560881,"UNRELATED BUSINESS INCO":26061,"PROVISION FOR LOAN LOSS":4601015,"VISA CARD PROCESSING":2752612,"LOAN SERVICING EXPENSE":2181193},"All other expenses":4766251},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":915280080,"Non-interest bearing cash":16784003,"Savings and temp cash investments":381105722,"Pledges and grants receivable":0,"Accounts receivable":1718272,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":457561295,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1685961,"Land, building, equipment":6833916,"Investments publicly traded":0,"Investments other":0,"Investments program related":36193677,"Intangible assets":0,"Other assets":13397234},"Liabilities":{"value":792728700,"Sum of Total Liabilities":0,"Accounts payable, accrued":5331588,"Grants payable":0,"Deferred, revenue":545760,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":786851352},"Fund balance":{"value":122551380,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2163604575451079,"percentile":0.7721218363785363},"Liabilities to Assets Ratio":{"score":0.8661050505982825,"percentile":0.06994070297738733},"Operating Reserve Ratio":{"score":18.807031669240217,"percentile":0.942006875549562},"Officer Compensation Ratio":{"score":0.06824586020546035,"percentile":0.6725799212423451},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.0472173074484228,"percentile":0.594515840666366},"Asset Growth":{"score":0.05598739813970466,"percentile":0.5492806351415418},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6314188022891827,"percentile":0.693918245862367}},"source_xml":"201902759349301700_public.xml"},{"Organization":{"value":null,"Person":["PAUL PARRISH","TOM ERNSPERGER","STEVE O'DONNELL","MICHAEL TRAFICANTI","CHRIS WIBLE","ROGER WHITE","TRUDY MCCLAIN","JESSE SHEARIN","ALAN CHANG","TRACY RYAN","MARK SULTAN","ELDON TILLEY","ANTHONY HUMPHRY","WILLIAM FLAXA","BRADLEY BEAL","VINCENT ECKELKAMP","DENNIS SHIPLEY","JILL TAYLOR","MARK FERRARIO","MICHAEL LANTZ"],"Title":["PRESIDENT/CEO","EVP/CLO","EVP/CFO","SVP HR AND FACILITIES","VP INVESTMENTS","REAL ESTATE LOAN OFFICER","SVP RETAIL OPERATIONS","SVP INFORMATION TECHNOLOGY","PRESIDENT ONCU INSURANCE SRVS","SVP RISK MANAGEMENT","MEMBER INVESTMENTS REPRESENTATIVE","SVP MARKETING","VP REAL ESTATE LENDING","CHAIR","VICE CHAIR","SECRETARY/TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[1116080,403167,399404,376343,234631,221763,216022,213216,211756,184492,171956,169617,166509,0,0,0,0,0,0,0],"Direct compensation":[1067667,366346,365911,339855,205186,204395,192907,185359,198425,169931,156354,155247,143565,0,0,0,0,0,0,0],"Other compensation":[48413,36821,33493,36488,29445,17368,23115,27857,13331,14561,15602,14370,22944,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Trusted provider of superior financial services to our member-owners.","year":2023,"name":"ONE NEVADA CREDIT UNION","phone":7029485392,"website":"WWW.ONENEVADA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"PAUL PARRISH","year_formation":1950,"state_legal_domicile":"NV","total_volunteers":12,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"2645 S MOJAVE ROAD, LAS VEGAS, NV, 89121, USA","city":"LAS VEGAS","state":"NV","country":"USA","zip_code":89121},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":228,"Total Gross UBI":294846,"Net unrelated business taxable income":378,"Number of employees":228,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":87883095,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":54524217,"Total revenue":{"value":54524217,"LOAN INTEREST":29407947,"FEE INCOME":25116270},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":33358878,"Investment income total":33322253,"Net investment gain":36625,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":62969117,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":8052594,"Benefits paid to members Total":8052594},"Salaries":{"value":20908491,"Current officers":3078339,"Disqualified persons":0,"Other salaries and wages":13078874,"Pension plan contributions":1153750,"Other employee benefits":2339128,"Payroll taxes":1258400},"Other expenses":{"value":34008032,"Management services":0,"Legal":456253,"Accounting":123750,"Lobbying services":45000,"Investment management fees":0,"Other services":860457,"Advertising":2839904,"Office expenses":525952,"Information technology":1326603,"Royalties":0,"Occupancy":3377863,"Travel":394511,"Conferences and meetings":0,"Interest":30,"Payments to affiliates":0,"Depreciation and depletion":4754297,"Insurance":160194,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":14933756,"PROVISION FOR LOAN LOSS":6289839,"VISA CARD PROCESSING":3416626,"CREDIT AND CHECK FRAUD":3008449,"LOAN SERVICING EXPENSE":2218842},"All other expenses":4209462},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1341905053,"Non-interest bearing cash":115162119,"Savings and temp cash investments":280422910,"Pledges and grants receivable":0,"Accounts receivable":1862664,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":576623461,"Inventories for sale or use":0,"Prepaid expenses deferred charges":7133176,"Land, building, equipment":6566082,"Investments publicly traded":125771859,"Investments other":209126764,"Investments program related":0,"Intangible assets":0,"Other assets":19236018},"Liabilities":{"value":1174073187,"Sum of Total Liabilities":0,"Accounts payable, accrued":8841591,"Grants payable":0,"Deferred, revenue":1334356,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1163897240},"Fund balance":{"value":167831866,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.28348999315511136,"percentile":0.8248281577009623},"Liabilities to Assets Ratio":{"score":0.8749301482807667,"percentile":0.06864181386454027},"Operating Reserve Ratio":{"score":21.310526761872808,"percentile":0.9499060174497738},"Officer Compensation Ratio":{"score":0.06487237227734986,"percentile":0.6872467396352806},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.04022246650338558,"percentile":0.5633471273017827},"Asset Growth":{"score":0.07333770958058493,"percentile":0.6083732123817611},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6432068442269616,"percentile":0.7246118947288638}},"source_xml":"202432829349301403_public.xml"},{"Organization":{"value":null,"Person":["PAUL PARRISH","ROGER WHITE","TOM ERNSPERGER","MICHAEL TRAFICANTI","STEPHEN O'DONNELL","ANTHONY TUASON","JEFF TIBBITS","DEBORAH COLBY","CHRIS WIBLE","KENNETH HUGHES","DANIEL DUFFY","TRUDY MCCLAIN","TRACY RYAN","MARK FERRARIO","MICHAEL LANTZ","PETE PETERSON","BRAD BEAL","DENNIS SHIPLEY","VINCE ECKELKAMP","JILL TAYLOR","BILL FLAXA"],"Title":["PRESIDENT/CEO","REAL ESTATE LOAN OFFICER","EVP/CLO","SVP HR AND FACILITIES","EVP/CFO","REAL ESTATE LOAN OFFICER","SVP OF IT","SVP/CMO","VP INVESTMENTS","REAL ESTATE LOAN OFFICER","INVESTMENT REPRESENTATIVE","SVP RETAIL OPERATIONS","SVP RISK MANAGEMENT","CHAIR","VICE PRESIDENT / VICE CHAIR","TREASURER / SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[695734,403881,398244,370097,339097,322556,279024,260844,251031,235945,217271,186152,175919,0,0,0,0,0,0,0,0],"Direct compensation":[645357,382516,362207,334627,307341,301191,248175,232091,226586,226870,197746,163394,152798,0,0,0,0,0,0,0,0],"Other compensation":[50377,21365,36037,35470,31756,21365,30849,28753,24445,9075,19525,22758,23121,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Trusted provider of superior financial services to our member-owners.","year":2020,"name":"ONE NEVADA CREDIT UNION","phone":7029485392,"website":"WWW.ONENEVADA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"PAUL PARRISH","year_formation":1950,"state_legal_domicile":"NV","total_volunteers":13,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"2645 S MOJAVE ROAD, LAS VEGAS, NV, 89121, USA","city":"LAS VEGAS","state":"NV","country":"USA","zip_code":89121},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":265,"Total Gross UBI":361607,"Net unrelated business taxable income":22603,"Number of employees":265,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":54956740,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":49749342,"Total revenue":{"value":49749342,"LOAN INTEREST":30256119,"FEE INCOME":19493223},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5207398,"Investment income total":5202964,"Net investment gain":4434,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":50046807,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":896778,"Benefits paid to members Total":896778},"Salaries":{"value":21894581,"Current officers":2705110,"Disqualified persons":0,"Other salaries and wages":14701755,"Pension plan contributions":975785,"Other employee benefits":2244008,"Payroll taxes":1267923},"Other expenses":{"value":27255448,"Management services":0,"Legal":88056,"Accounting":120000,"Lobbying services":66118,"Investment management fees":0,"Other services":999292,"Advertising":1917992,"Office expenses":780232,"Information technology":1615007,"Royalties":0,"Occupancy":3032092,"Travel":247417,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":3607779,"Insurance":117219,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":11239606,"PROVISION FOR LOAN LOSS":5474082,"LOAN SERVICING EXPENSE":2637439,"VISA CARD PROCESSING":1872139,"EQUIPMENT MAINTENANCE":1255946},"All other expenses":3424638},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1164120004,"Non-interest bearing cash":37654838,"Savings and temp cash investments":316983759,"Pledges and grants receivable":0,"Accounts receivable":1601584,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":427391758,"Inventories for sale or use":0,"Prepaid expenses deferred charges":4543850,"Land, building, equipment":7275237,"Investments publicly traded":250646493,"Investments other":104216441,"Investments program related":0,"Intangible assets":0,"Other assets":13806044},"Liabilities":{"value":1016870834,"Sum of Total Liabilities":0,"Accounts payable, accrued":4634704,"Grants payable":0,"Deferred, revenue":284967,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":5000000,"Unsecured notes loans payable":0,"Other liabilities":1006951163},"Fund balance":{"value":147249170,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.08934178046223266,"percentile":0.604362543382194},"Liabilities to Assets Ratio":{"score":0.8735103172404552,"percentile":0.06884849721335949},"Operating Reserve Ratio":{"score":23.260624878626125,"percentile":0.9549752751422268},"Officer Compensation Ratio":{"score":0.08263853875832677,"percentile":0.6140845606962868},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.031412405346594965,"percentile":0.5215771878502211},"Asset Growth":{"score":0.06597347082351519,"percentile":0.584432045624865},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5919533348061228,"percentile":0.5818208325242287}},"source_xml":"202132719349301758_public.xml"},{"Organization":{"value":null,"Person":["BILLY MCCOY","BILL FLAXA","DENNIS SHIPLEY","PETE PETERSON","MICHAEL LANTZ","VINCE ECKELKAMP","MARK FERRARIO","BRAD BEAL","PAUL PARRISH","TOM ERNSPERGER","MICHAEL TRAFICANTI","PETE JENKINS","GREG BARNES","ANTHONY TUASON","ROGER WHITE","DANIEL DUFFY","KIM WESTOVER","CHRIS WIBLE"],"Title":["BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","BOARD OF DIRECTORS","PRESIDENT/CEO","CFO/EVP","SVP","SVP","SVP","SVP","REAL ESTATE LOAN OFFICER","REAL ESTATE LOAN OFFICER","INVESTMENT REP","VP REAL ESTATE","VP INVESTMENT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,425311,267195,208967,196392,203343,192493,225360,223002,232512,159234,182132],"Direct compensation":[0,0,0,0,0,0,0,375507,229060,176126,166743,182426,163326,214370,206392,211486,138132,160835],"Other compensation":[0,0,0,0,0,0,0,49804,38135,32841,29649,20917,29167,10990,16610,21026,21102,21297]},"Basic":{"value":null,"mission":"Trusted provider of superior financial services to our member-owners.","year":2013,"name":"ONE NEVADA CREDIT UNION","phone":7026414258,"website":"WWW.ONENEVADA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"PAUL PARRISH","year_formation":1950,"state_legal_domicile":"NV","total_volunteers":12,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"2645 S MOJAVE RD, LAS VEGAS, NV, 89121, USA","city":"LAS VEGAS","state":"NV","country":"USA","zip_code":89121},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":281,"Total Gross UBI":593584,"Net unrelated business taxable income":46951,"Number of employees":281,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":49862841,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":49862841,"Total revenue":{"value":49862841,"PROGRAM SERVICE REVENUE":49269257,"UNRELATED BUSINESS INCOME":593584},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":43451211,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":17124937,"Current officers":2515941,"Disqualified persons":0,"Other salaries and wages":11482648,"Pension plan contributions":729958,"Other employee benefits":1289634,"Payroll taxes":1106756},"Other expenses":{"value":26326274,"Management services":0,"Legal":217729,"Accounting":622229,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":2177884,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":3581695,"Travel":266452,"Conferences and meetings":0,"Interest":348753,"Payments to affiliates":0,"Depreciation and depletion":1942381,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":17169151,"OPERATIONS":8232178,"PROVISION FOR LOAN LOSS":5776488,"LOAN SERVICING EXPENSE":1702371,"OTHER EXPENSES":1458114},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":697866713,"Non-interest bearing cash":358177665,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":2352728,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":304111454,"Inventories for sale or use":0,"Prepaid expenses deferred charges":2012447,"Land, building, equipment":4799407,"Investments publicly traded":0,"Investments other":0,"Investments program related":17024545,"Intangible assets":0,"Other assets":9388467},"Liabilities":{"value":625483671,"Sum of Total Liabilities":0,"Accounts payable, accrued":2722544,"Grants payable":0,"Deferred, revenue":116250,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":622644877},"Fund balance":{"value":72383042,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.12858533271299163,"percentile":0.668764963022851},"Liabilities to Assets Ratio":{"score":0.8962795607647789,"percentile":0.06528285097659418},"Operating Reserve Ratio":{"score":16.06092665633646,"percentile":0.9311470963827884},"Officer Compensation Ratio":{"score":0.057902666970547724,"percentile":0.7190218344194297},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6211230237583326,"percentile":0.6658325972230528}},"source_xml":"201443179349301219_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["BRADLEY BEAL","VINCENT ECKELKAMP","JILL TAYLOR","MICHAEL LANTZ","MARK FERRARIO","WILLIAM FLAXA","DENNIS SHIPLEY","PAUL PARRISH","STEVE O'DONNELL","TOM ERNSPERGER","MICHAEL TRAFICANTI","ELDON TILLEY","TRUDY MCCLAIN","TRACY RYAN","CHRIS WIBLE","JESSE SHEARIN","JULIANNA HOLMES","MOHAMMAD NEMATI","CINDY VELA","ALAN CHANG","DANIEL DUFFY","MARIA DLOUHY","JEREMIAS ESCOTO","ROGER WHITE","ANTONY TUASON"],"Title":["CHAIR","VICE CHAIR","SECRETARY/TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR (THRU 8/26/24)","PRESIDENT/CEO","COO","EVP/CLO","SVP HR AND FACILITIES","SVP MARKETING","SVP RETAIL OPERATIONS","SVP RISK MANAGEMENT","VP INVESTMENTS","SVP INFORMATION TECHNOLOGY","SVP/CFO","VP CONSUMER LENDING","VP DIGITAL SERVICES & DEVELOPMENT","PRESIDENT ONCU INSURANCE SRVS","INVSTMENT REPRESENTIVE","AVP EFT OPERATIONS","DIRECTOT OF IT NETWORK OPS","RE LOAN OFFICER (THRU 6/1/24)","REAL ESTATE LOAN OFFICER"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,774267,399419,409711,377628,199420,214279,191236,272195,215951,169136,172366,173668,225050,197247,156141,156112,140576,226852],"Direct compensation":[0,0,0,0,0,0,0,760432,389531,395560,362155,186175,203455,182138,258652,204117,161125,162809,163938,217335,186688,150614,146907,132215,217148],"Other compensation":[0,0,0,0,0,0,0,13835,9888,14151,15473,13245,10824,9098,13543,11834,8011,9557,9730,7715,10559,5527,9205,8361,9704]},"Basic":{"value":null,"mission":"Trusted provider of superior financial services to our member-owners.","year":2024,"name":"ONE NEVADA CREDIT UNION","phone":7029485392,"website":"WWW.ONENEVADA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"PAUL PARRISH","year_formation":1950,"state_legal_domicile":"NV","total_volunteers":11,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"2645 S MOJAVE ROAD, LAS VEGAS, NV, 89121, USA","city":"LAS VEGAS","state":"NV","country":"USA","zip_code":89121},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":227,"Total Gross UBI":287664,"Net unrelated business taxable income":368,"Number of employees":227,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":102515149,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":61184208,"Total revenue":{"value":61184208,"LOAN INTEREST":36655856,"FEE INCOME":24528352},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":41330941,"Investment income total":33538718,"Net investment gain":7792223,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":70199866,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":11632759,"Benefits paid to members Total":11632759},"Salaries":{"value":22902713,"Current officers":3794326,"Disqualified persons":0,"Other salaries and wages":13767739,"Pension plan contributions":1323900,"Other employee benefits":2765363,"Payroll taxes":1251385},"Other expenses":{"value":35664394,"Management services":0,"Legal":77847,"Accounting":120000,"Lobbying services":81500,"Investment management fees":0,"Other services":712133,"Advertising":3541918,"Office expenses":593393,"Information technology":1702632,"Royalties":0,"Occupancy":3232294,"Travel":353157,"Conferences and meetings":0,"Interest":26,"Payments to affiliates":0,"Depreciation and depletion":4737828,"Insurance":181448,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":15305847,"PROVISION FOR LOAN LOSS":7578585,"VISA CARD PROCESSING":3756698,"LOAN SERVICING EXPENSE":2564994,"CREDIT AND CHECK FRAUD":1405570},"All other expenses":5024371},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1413827291,"Non-interest bearing cash":14624811,"Savings and temp cash investments":383079614,"Pledges and grants receivable":0,"Accounts receivable":1937596,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":604250671,"Inventories for sale or use":0,"Prepaid expenses deferred charges":6319434,"Land, building, equipment":5972110,"Investments publicly traded":143731930,"Investments other":233122577,"Investments program related":0,"Intangible assets":0,"Other assets":20788548},"Liabilities":{"value":1212770712,"Sum of Total Liabilities":0,"Accounts payable, accrued":11342273,"Grants payable":0,"Deferred, revenue":1164935,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1200263504},"Fund balance":{"value":201056579,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3152244650202869,"percentile":0.8443146576329937},"Liabilities to Assets Ratio":{"score":0.8577926877774493,"percentile":0.07112344792890585},"Operating Reserve Ratio":{"score":20.140028344213647,"percentile":0.9464134759316357},"Officer Compensation Ratio":{"score":0.06654220678996738,"percentile":0.6799135746334516},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.05568383567099698,"percentile":0.6295041422500547},"Asset Growth":{"score":0.07003305340425706,"percentile":0.597845928608256},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6522968046947256,"percentile":0.7472305621389401}},"source_xml":"202522939349300857_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}