{"success":true,"data":{"_id":870228572,"filings":[{"Organization":{"value":null,"Person":["Ron Ostler","Dave Young","Charlie Knadler","Sherrie Rees","Ray Specht","Paul Thome","John Taylor"],"Title":["Chairman","President","Vice President","Secretary/Treasurer","Member-at-large","Member-at-large","Member-at-large"],"Hours":[6.0,6.0,4.0,3.0,3.0,3.0,3.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Preserve the industrial bank charter and encourage the continued development of the industrial bank industry while returning substantial benefits to the state of utah, including job creation, tax revenue and community reinvestment activities.","year":2016,"name":"UTAH ASSOCIATION OF FINANCIAL SERVICES","phone":8013552821,"website":"uafs.net","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Frank Pignanelli","year_formation":1951,"state_legal_domicile":"UT","total_volunteers":0,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"60 S 600 E Ste 150, Salt Lake City, UT, 84102, USA","city":"Salt Lake City","state":"UT","country":"USA","zip_code":84102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":23,"Number of independent voting members":23,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":427171,"Contributions":{"value":327050,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":327050,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":100077,"Total revenue":100077,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":44,"Investment income total":44,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":435656,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":435656,"Management services":156240,"Legal":35377,"Accounting":0,"Lobbying services":111600,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":8628,"Information technology":4903,"Royalties":0,"Occupancy":0,"Travel":24293,"Conferences and meetings":93639,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":976,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":391957,"Management And General Expenses":43699,"Fundraising Expenses":0}},"Assets":{"value":153589,"Non-interest bearing cash":80674,"Savings and temp cash investments":72915,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":153589,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8996937951043943,"percentile":0.7699179509074944},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.01986323977985397,"percentile":0.3387664039159684},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":0.3525465045815965,"percentile":0.18682651817538248},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":1.2,"percentile":0.9924014632378207},"Revenue Growth":{"score":0.0005447867562724318,"percentile":0.3723467188300968},"Asset Growth":{"score":0.09999571017974347,"percentile":0.6830984513686814},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6885200251274199,"percentile":0.8287923145087086}},"source_xml":"201733199349317908_public.xml"},{"Organization":{"value":null,"Person":["Kirk Weiler","Ron Ostler","Scott Roberts","Charlie Knadler","Ray Specht","Don Poulton","David Young"],"Title":["Chairman","President","Vice President","Secretary/Treasure","Member-at-Large","Member-at-Large","Member-at-large"],"Hours":[6.0,6.0,4.0,3.0,3.0,3.0,3.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Significant activity utah association of financial services convention","year":2014,"name":"Utah Association of Financial Services","phone":8013552821,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Frank Pignanelli","year_formation":1951,"state_legal_domicile":"UT","total_volunteers":null,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"60 South 600 East Suite 150, Salt Lake City, UT, 84102, USA","city":"Salt Lake City","state":"UT","country":"USA","zip_code":84102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":23,"Number of independent voting members":23,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":456888,"Contributions":{"value":331365,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":331365,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":125460,"Total revenue":125460,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":63,"Investment income total":63,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":452264,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":452264,"Management services":156240,"Legal":24180,"Accounting":0,"Lobbying services":111600,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":8865,"Information technology":525,"Royalties":0,"Occupancy":0,"Travel":19507,"Conferences and meetings":123265,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":955,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":7127,"Committee meetings":6662,"Audit Services":279,"Survey":186},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":124213,"Non-interest bearing cash":43336,"Savings and temp cash investments":72825,"Pledges and grants receivable":0,"Accounts receivable":8052,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":124213,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.010120642258058869,"percentile":0.4253754932817085},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":0.27464710876833,"percentile":0.15082375437502363},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5666166094506911,"percentile":0.5066809882363011}},"source_xml":"201501869349300500_public.xml"},{"Organization":{"value":null,"Person":["Charlie Knadler","Sherrie Rees","Ray Specht","Paul Thorne","John Taylor","Frank Pignanelli","Doug Foxley","Andrea Moss","Tim Lauuka","Ed Haidenthaller","Reese Howell"],"Title":["Chairman","President","Member-at-large","Member-at-large","Member-at-large","Executive Director","Government Relations Director","Vice President","SecretaryTreasurer","Member-at-large","Member-at-large"],"Hours":[4.0,3.0,3.0,3.0,3.0,4.0,3.0,3.0,3.0,3.0,3.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Preserve the industrial bank charter and encourage the continued development of the industrial bank industry while returning substantial benefits to the state of utah, including job creation, tax revenue and community reinvestment activities.","year":2019,"name":"Utah Association of Financial Services","phone":null,"website":"uafs.net","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Frank Pignanelli","year_formation":1951,"state_legal_domicile":"UT","total_volunteers":null,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"60 S 600 E, Salt Lake City, UT, 84102, USA","city":"Salt Lake City","state":"UT","country":"USA","zip_code":84102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":17,"Number of independent voting members":17,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":596028,"Contributions":{"value":595985,"Other contributions":143985,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":452000,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":43,"Investment income total":43,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":596213,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":596213,"Management services":156240,"Legal":24180,"Accounting":1141,"Lobbying services":111600,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":9377,"Information technology":6460,"Royalties":0,"Occupancy":0,"Travel":26261,"Conferences and meetings":162328,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":976,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":97650,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":543714,"Management And General Expenses":52499,"Fundraising Expenses":0}},"Assets":{"value":174583,"Non-interest bearing cash":101538,"Savings and temp cash investments":73045,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":174583,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9119458985295523,"percentile":0.7900654942682446},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.00031038810257236237,"percentile":0.38539101498182377},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":0.29281984794024957,"percentile":0.159374034382598},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.40798379531016116,"percentile":0.9059748020781473},"Revenue Growth":{"score":0.03765739304178886,"percentile":0.5514485346673196},"Asset Growth":{"score":0.06107968683391643,"percentile":0.5675781303662891},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7009522797289698,"percentile":0.8503806608413795}},"source_xml":"202022559349300237_public.xml"},{"Organization":{"value":null,"Person":["Dave Young","Charlie Knadler","Sherrie Rees","Ray Specht","Paul Thorne","John Taylor","Frank Pignanelli","Doug Foxley","Andrea Moss"],"Title":["Chairman","President","Vice President","Member-at-large","Member-at-large","Member-at-large","Executive Director","Government Relations Director","SecretaryTreasurer"],"Hours":[4.0,4.0,3.0,3.0,3.0,3.0,4.0,3.0,3.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Preserve the industrial bank charter and encourage the continued development of the industrial bank industry while returning substantial benefits to the state of utah, including job creation, tax revenue and community reinvestment activities.","year":2017,"name":"Utah Association of Financial Services","phone":null,"website":"uafs.net","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Frank Pignanelli","year_formation":1951,"state_legal_domicile":"UT","total_volunteers":null,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"60 S 600 E, Salt Lake City, UT, 84102, USA","city":"Salt Lake City","state":"UT","country":"USA","zip_code":84102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":16,"Number of independent voting members":16,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":437246,"Contributions":{"value":314400,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":314400,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":122802,"Total revenue":122802,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":44,"Investment income total":44,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":434656,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":434656,"Management services":156240,"Legal":24180,"Accounting":0,"Lobbying services":111600,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":8384,"Information technology":6151,"Royalties":0,"Occupancy":0,"Travel":21734,"Conferences and meetings":105391,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":976,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":392234,"Management And General Expenses":42422,"Fundraising Expenses":0}},"Assets":{"value":156179,"Non-interest bearing cash":83220,"Savings and temp cash investments":72959,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":156179,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9024009791651328,"percentile":0.775118018576849},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.005923438979430344,"percentile":0.41328748018771966},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":0.3593163329161452,"percentile":0.1898890094475653},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.7500883075679267,"percentile":0.9675373028814885},"Revenue Growth":{"score":-0.0018037752042033204,"percentile":0.3616598228761502},"Asset Growth":{"score":0.07165304488411121,"percentile":0.6030365363949527},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6947398362580964,"percentile":0.8398258693384086}},"source_xml":"201813059349300826_public.xml"},{"Organization":{"value":null,"Person":["Doug Foxley","Reese Howell","Andrea Moss","Ed Haidenthaller","Tim Lauuka","Sherrie Rees","Charlie Knadler","Ray Specht","John Taylor","Paul Thorne","Frank Pignanelli"],"Title":["Government Relations Director","Member-at-large","Vice President","Member-at-large","SecretaryTreasurer","President","Chairman","Member-at-large","Member-at-large","Member-at-large","Executive Director"],"Hours":[3.0,3.0,3.0,3.0,3.0,3.0,4.0,3.0,3.0,3.0,4.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Preserve the industrial bank charter and encourage the continued development of the industrial bank industry while returning substantial benefits to the state of utah, including job creation, tax revenue and community reinvestment activities.","year":2020,"name":"Utah Association of Financial Services","phone":null,"website":"uafs.net","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Frank Pignanelli","year_formation":1951,"state_legal_domicile":"UT","total_volunteers":null,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"60 S 600 E STE 150, Salt Lake City, UT, 84102, USA","city":"Salt Lake City","state":"UT","country":"USA","zip_code":84102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":17,"Number of independent voting members":17,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":508373,"Contributions":{"value":508350,"Other contributions":67950,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":440400,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":23,"Investment income total":23,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":366510,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":366510,"Management services":146160,"Legal":22620,"Accounting":1094,"Lobbying services":104400,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":5208,"Information technology":6310,"Royalties":0,"Occupancy":0,"Travel":4353,"Conferences and meetings":51753,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":912,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":23700,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":343723,"Management And General Expenses":22787,"Fundraising Expenses":0}},"Assets":{"value":338646,"Non-interest bearing cash":105577,"Savings and temp cash investments":233069,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":22200,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":22200,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":316446,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9378270715669422,"percentile":0.8278924621172452},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.27905297881673496,"percentile":0.8218181788537624},"Liabilities to Assets Ratio":{"score":0.06555518151698234,"percentile":0.3650136505236524},"Operating Reserve Ratio":{"score":0.9239747892281247,"percentile":0.401591953856902},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.2907960131274879,"percentile":0.8607888939255408},"Revenue Growth":{"score":0.03241572171024097,"percentile":0.5264757684461082},"Asset Growth":{"score":0.1238904019617023,"percentile":0.7359535519945318},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7683582329509544,"percentile":0.9351065708366739}},"source_xml":"202101249349302080_public.xml"},{"Organization":{"value":null,"Person":["Sherrie Rees","Ray Specht","John Taylor","Frank Pignanelli","Andrea Moss","Ed Haidenthaller","Reese Howell","Bill Donnelly","Christi Palmer","Lew Goodwin","Tracy Sandin","Mara McNiel","Nathan Cluff"],"Title":["Member-at-large","Chairman Emeritus","Member-at-large","Executive Director","President","Vice President","Member-at-large","SecretaryTreasurer","Member-at-large","Member-at-large","Member-at-large","Member-at-large","Member-at-large"],"Hours":[3.0,3.0,3.0,4.0,3.0,3.0,3.0,3.0,3.0,3.0,2.0,2.0,2.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Preserve the industrial bank charter and encourage the continued development of the industrial bank industry while returning substantial benefits to the state of utah, including job creation, tax revenue and community reinvestment activities.","year":2024,"name":"Utah Association of Financial Services","phone":8013552821,"website":"uafs.net","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Frank Pignanelli","year_formation":1951,"state_legal_domicile":"UT","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"445 East 200 South STE 200, Salt Lake City, UT, 84111, USA","city":"Salt Lake City","state":"UT","country":"USA","zip_code":84111},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":17,"Number of independent voting members":17,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":593910,"Contributions":{"value":432100,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":432100,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":161751,"Total revenue":161751,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":59,"Investment income total":59,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":537281,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":537281,"Management services":166320,"Legal":24660,"Accounting":1485,"Lobbying services":128700,"Investment management fees":0,"Other services":16142,"Advertising":0,"Office expenses":9046,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":21802,"Conferences and meetings":168065,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1061,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":514860,"Management And General Expenses":22421,"Fundraising Expenses":0}},"Assets":{"value":702377,"Non-interest bearing cash":165560,"Savings and temp cash investments":494472,"Pledges and grants receivable":42345,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":133375,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":133375,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":569002,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9582695088789664,"percentile":0.8573282285935246},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.09534946372345979,"percentile":0.6151113614728007},"Liabilities to Assets Ratio":{"score":0.18989089904709294,"percentile":0.2570747566912966},"Operating Reserve Ratio":{"score":1.3072805477952878,"percentile":0.4996904972031577},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.1472037122279186,"percentile":0.751723434684289},"Revenue Growth":{"score":0.033699365339128096,"percentile":0.5326176819805754},"Asset Growth":{"score":0.173914781945522,"percentile":0.8163723668122956},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7324366439946496,"percentile":0.8964301334517776}},"source_xml":"202543179349306799_public.xml"},{"Organization":{"value":null,"Person":["Reese Howell","Ed Haidenthaller","Bill Donnelly","Lew Goodwin","Christi Palmer","Ray Specht","Sherrie Rees","John Taylor","Andrea Moss","Frank Pignanelli"],"Title":["Member-at-large","Vice President","SecretaryTreasurer","Member-at-large","Member-at-large","Member-at-large","Chairman","Member-at-large","President","Executive Director"],"Hours":[3.0,3.0,3.0,3.0,3.0,3.0,3.0,3.0,3.0,4.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Preserve the industrial bank charter and encourage the continued development of the industrial bank industry while returning substantial benefits to the state of utah, including job creation, tax revenue and community reinvestment activities.","year":2022,"name":"Utah Association of Financial Services","phone":null,"website":"uafs.net","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Frank Pignanelli","year_formation":1951,"state_legal_domicile":"UT","total_volunteers":null,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"60 S 600 E STE 150, Salt Lake City, UT, 84102, USA","city":"Salt Lake City","state":"UT","country":"USA","zip_code":84102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":17,"Number of independent voting members":17,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":574060,"Contributions":{"value":408538,"Other contributions":8738,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":399800,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":165444,"Total revenue":165444,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":78,"Investment income total":78,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":498208,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":498208,"Management services":147000,"Legal":20501,"Accounting":1619,"Lobbying services":105000,"Investment management fees":0,"Other services":39669,"Advertising":0,"Office expenses":8721,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":3310,"Conferences and meetings":171179,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":973,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":236,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":474264,"Management And General Expenses":23944,"Fundraising Expenses":0}},"Assets":{"value":443305,"Non-interest bearing cash":71894,"Savings and temp cash investments":293703,"Pledges and grants receivable":77708,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":38948,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":38948,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":404357,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.951939752071424,"percentile":0.8482426107481492},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.13213252970072814,"percentile":0.6739699091788968},"Liabilities to Assets Ratio":{"score":0.08785824657966862,"percentile":0.33799855956659175},"Operating Reserve Ratio":{"score":0.8897990397584944,"percentile":0.3912570057468698},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.21668210705128418,"percentile":0.8176672513562542},"Revenue Growth":{"score":0.03448500904491098,"percentile":0.5363905157297995},"Asset Growth":{"score":0.15720687667402636,"percentile":0.7931612606947295},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7452808161437992,"percentile":0.9118863495056279}},"source_xml":"202313109349303151_public.xml"},{"Organization":{"value":null,"Person":["Dave Young","Charlie Knadler","Sherrie Rees","Ray Specht","Paul Thorne","John Taylor","Frank Pignanelli","Doug Foxley","Andrea Moss"],"Title":["Chairman","President","Vice President","Member-at-large","Member-at-large","Member-at-large","Executive Director","Government Relations Director","SecretaryTreasurer"],"Hours":[4.0,4.0,3.0,3.0,3.0,3.0,4.0,3.0,3.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Preserve the industrial bank charter and encourage the continued development of the industrial bank industry while returning substantial benefits to the state of utah, including job creation, tax revenue and community reinvestment activities.","year":2018,"name":"Utah Association of Financial Services","phone":null,"website":"uafs.net","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Frank Pignanelli","year_formation":1951,"state_legal_domicile":"UT","total_volunteers":null,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"60 S 600 E, Salt Lake City, UT, 84102, USA","city":"Salt Lake City","state":"UT","country":"USA","zip_code":84102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":17,"Number of independent voting members":17,"Number of employees total":0,"Total Gross UBI":44,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":457594,"Contributions":{"value":457550,"Other contributions":122150,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":335400,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":44,"Investment income total":44,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":439005,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":439005,"Management services":156240,"Legal":24180,"Accounting":1237,"Lobbying services":111600,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":10534,"Information technology":5569,"Royalties":0,"Occupancy":0,"Travel":24099,"Conferences and meetings":104570,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":976,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":390363,"Management And General Expenses":48642,"Fundraising Expenses":0}},"Assets":{"value":174768,"Non-interest bearing cash":101765,"Savings and temp cash investments":73003,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":174768,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8891994396419175,"percentile":0.753525653935698},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.04062334733409966,"percentile":0.5035591282820825},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":0.3981002494276831,"percentile":0.20719489420420395},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.5138204191305198,"percentile":0.9343248206299738},"Revenue Growth":{"score":0.0043480213720888785,"percentile":0.3890901384184279},"Asset Growth":{"score":0.06994696028816226,"percentile":0.5975700531592926},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7036901929029744,"percentile":0.8548447188945327}},"source_xml":"201903169349301945_public.xml"},{"Organization":{"value":null,"Person":["Lew Goodwin","Christi Palmer","Bill Donnelly","Nathan Cluff","Mara McNiel","Tracy Sandin","Reese Howell","John Taylor","Ray Specht","Sherrie Rees","Ed Haidenthaller","Andrea Moss","Frank Pignanelli"],"Title":["Member-at-large","Member-at-large","SecretaryTreasurer","Member-at-large","Member-at-large","Member-at-large","Member-at-large","Member-at-large","Chairman Emeritus","Member-at-large","Vice President","President","Executive Director"],"Hours":[3.0,3.0,3.0,2.0,2.0,2.0,3.0,3.0,3.0,3.0,3.0,3.0,4.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Preserve the industrial bank charter and encourage the continued development of the industrial bank industry while returning substantial benefits to the state of utah, including job creation, tax revenue and community reinvestment activities.","year":2023,"name":"Utah Association of Financial Services","phone":null,"website":"uafs.net","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Frank Pignanelli","year_formation":1951,"state_legal_domicile":"UT","total_volunteers":null,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"60 S 600 E STE 150, Salt Lake City, UT, 84102, USA","city":"Salt Lake City","state":"UT","country":"USA","zip_code":84102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":17,"Number of independent voting members":17,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":592468,"Contributions":{"value":437500,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":437500,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":154258,"Total revenue":154258,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":710,"Investment income total":710,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":484452,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":484452,"Management services":160776,"Legal":22968,"Accounting":1435,"Lobbying services":120060,"Investment management fees":0,"Other services":16114,"Advertising":0,"Office expenses":8053,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":18933,"Conferences and meetings":129047,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":996,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":6070,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":465173,"Management And General Expenses":19279,"Fundraising Expenses":0}},"Assets":{"value":539673,"Non-interest bearing cash":45260,"Savings and temp cash investments":494413,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":27300,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":27300,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":512373,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9602045197460223,"percentile":0.8601344928423545},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.18231533179851064,"percentile":0.7377105777655314},"Liabilities to Assets Ratio":{"score":0.050586188302916765,"percentile":0.3874931788349696},"Operating Reserve Ratio":{"score":1.113986524980803,"percentile":0.45431231469492606},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.17235756485873427,"percentile":0.780218268878947},"Revenue Growth":{"score":0.03502819212562402,"percentile":0.5389944877319911},"Asset Growth":{"score":0.16722748754435432,"percentile":0.8074319275927877},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7633261338846413,"percentile":0.9304927242573219}},"source_xml":"202431589349300933_public.xml"},{"Organization":{"value":null,"Person":["Ron Ostler","Dave Young","Charlie Knadler","Sherrie Rees","Ray Specht","Paul Thome","John Taylor"],"Title":["Chairman","President","Vice President","Secretary/Treasurer","Member-at-large","Member-at-large","Member-at-large"],"Hours":[6.0,6.0,4.0,3.0,3.0,3.0,3.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Preserve the industrial bank charter and encourage the continued development of the industrial bank industry while returning substantial benefits to the state of utah, including job creation, tax revenue and community reinvestment activities.","year":2015,"name":"UTAH ASSOCIATION OF FINANCIAL SERVICES","phone":8013552821,"website":"uafs.net","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Frank Pignanelli","year_formation":1951,"state_legal_domicile":"UT","total_volunteers":0,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"60 S 600 E Ste 150, Salt Lake City, UT, 84102, USA","city":"Salt Lake City","state":"UT","country":"USA","zip_code":84102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":23,"Number of independent voting members":23,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":456874,"Contributions":{"value":336550,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":336550,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":120278,"Total revenue":120278,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":46,"Investment income total":46,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":435725,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":435725,"Management services":156240,"Legal":24180,"Accounting":0,"Lobbying services":111600,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":7633,"Information technology":8425,"Royalties":0,"Occupancy":0,"Travel":17075,"Conferences and meetings":109617,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":955,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":162073,"Non-interest bearing cash":64048,"Savings and temp cash investments":72871,"Pledges and grants receivable":0,"Accounts receivable":25154,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":162073,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.046290662195703845,"percentile":0.5165724107894566},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":0.37196167307361294,"percentile":0.1955540322363886},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.03414977397647684,"percentile":0.5347793063036504},"Asset Growth":{"score":0.1570089313212196,"percentile":0.7928752922415356},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5995259446600371,"percentile":0.6041371230963708}},"source_xml":"201641349349306544_public.xml"},{"Organization":{"value":null,"Person":["Kelvin Anderson","Kirk Weiler","Ron Ostler","Lee Carter","Scott Roberts","Ray Specht","Don Poulton","David Young"],"Title":["Past Chair","Chairman","President","Vice President","Secretary/Treasure","Member-at-Large","Member-at-Large","Member-at-large"],"Hours":[3.0,6.0,6.0,4.0,3.0,3.0,3.0,3.0],"Total Compensation":[0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Significant activity utah association of financial services convention","year":2013,"name":"Utah Association of Financial Services","phone":8013552821,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Kelvin Anderson","year_formation":1951,"state_legal_domicile":"UT","total_volunteers":null,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"60 South 600 East Suite 150, Salt Lake City, UT, 84102, USA","city":"Salt Lake City","state":"UT","country":"USA","zip_code":84102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":23,"Number of independent voting members":23,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":426364,"Contributions":{"value":315450,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":315450,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":110837,"Total revenue":110837,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":77,"Investment income total":77,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":430155,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":430155,"Management services":156240,"Legal":24578,"Accounting":0,"Lobbying services":111600,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":7458,"Information technology":2806,"Royalties":0,"Occupancy":0,"Travel":17412,"Conferences and meetings":109106,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":955,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":119589,"Non-interest bearing cash":39165,"Savings and temp cash investments":72762,"Pledges and grants receivable":0,"Accounts receivable":7662,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":119589,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.00889146363201396,"percentile":0.36296505232969184},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":0.2780137392335321,"percentile":0.1524263382333059},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.551646549854097,"percentile":0.46222219377995644}},"source_xml":"201442249349301934_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["Sherrie Rees","Ray Specht","John Taylor","Frank Pignanelli","Andrea Moss","Ed Haidenthaller","Reese Howell","Bill Donnelly","Christi Palmer","Lew Goodwin","Tracy Sandin","Mara McNiel","Nathan Cluff"],"Title":["Member-at-large","Chairman Emeritus","Member-at-large","Executive Director","President","Vice President","Member-at-large","SecretaryTreasurer","Member-at-large","Member-at-large","Member-at-large","Member-at-large","Member-at-large"],"Hours":[3.0,3.0,3.0,4.0,3.0,3.0,3.0,3.0,3.0,3.0,2.0,2.0,2.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Preserve the industrial bank charter and encourage the continued development of the industrial bank industry while returning substantial benefits to the state of utah, including job creation, tax revenue and community reinvestment activities.","year":2024,"name":"Utah Association of Financial Services","phone":8013552821,"website":"uafs.net","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Frank Pignanelli","year_formation":1951,"state_legal_domicile":"UT","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"445 East 200 South STE 200, Salt Lake City, UT, 84111, USA","city":"Salt Lake City","state":"UT","country":"USA","zip_code":84111},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":17,"Number of independent voting members":17,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":593910,"Contributions":{"value":432100,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":432100,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":161751,"Total revenue":161751,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":59,"Investment income total":59,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":537281,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":537281,"Management services":166320,"Legal":24660,"Accounting":1485,"Lobbying services":128700,"Investment management fees":0,"Other services":16142,"Advertising":0,"Office expenses":9046,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":21802,"Conferences and meetings":168065,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1061,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":514860,"Management And General Expenses":22421,"Fundraising Expenses":0}},"Assets":{"value":702377,"Non-interest bearing cash":165560,"Savings and temp cash investments":494472,"Pledges and grants receivable":42345,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":133375,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":133375,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":569002,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9582695088789664,"percentile":0.8573282285935246},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.09534946372345979,"percentile":0.6151113614728007},"Liabilities to Assets Ratio":{"score":0.18989089904709294,"percentile":0.2570747566912966},"Operating Reserve Ratio":{"score":1.3072805477952878,"percentile":0.4996904972031577},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.1472037122279186,"percentile":0.751723434684289},"Revenue Growth":{"score":0.033699365339128096,"percentile":0.5326176819805754},"Asset Growth":{"score":0.173914781945522,"percentile":0.8163723668122956},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7324366439946496,"percentile":0.8964301334517776}},"source_xml":"202543179349306799_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}