{"success":true,"data":{"_id":843859483,"filings":[{"Organization":{"value":null,"Person":["DYLAN INGERMAN","COLE MATTOX","BLAKE KERNAN","ALEX INGERMAN"],"Title":["PRESIDENT","VICE PRESIDENT","SECRETARY","DIRECTOR"],"Hours":[30.0,30.0,5.0,10.0],"Total Compensation":[0,0,0,0],"Direct compensation":[0,0,0,0],"Other compensation":[0,0,0,0]},"Basic":{"value":null,"mission":"To teach the power of investing to high school students in underserved communities","year":2021,"name":"FIRST GENERATION INVESTORS INC","phone":6462593243,"website":"FIRSTGENERATIONINVESTORS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DYLAN INGERMAN","year_formation":2019,"state_legal_domicile":"PA","total_volunteers":300,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"19 LINDA LANE, SUMMIT, NJ, 7901, USA","city":"SUMMIT","state":"NJ","country":"USA","zip_code":7901},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":4,"Number of independent voting members":4,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":222313,"Contributions":{"value":222043,"Other contributions":222043,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":270,"Investment income total":270,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":16867,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":16867,"Management services":8538,"Legal":289,"Accounting":2590,"Lobbying services":0,"Investment management fees":0,"Other services":75,"Advertising":2428,"Office expenses":2947,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":3908,"Management And General Expenses":12560,"Fundraising Expenses":399}},"Assets":{"value":285576,"Non-interest bearing cash":243896,"Savings and temp cash investments":4275,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":37405,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":285576,"Net assets without donor restriction":108422,"Net assets with donor restriction":177154,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.23169502579000414,"percentile":0.45312165177672337},"Fundraising Efficiency":{"score":556.4987468671679,"percentile":0.9632823443231884},"Operating Margin":{"score":0.9241294931020678,"percentile":0.9861873988496088},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":16.931048793502104,"percentile":0.934888008085268},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7968119421456241,"percentile":0.9569033012071275}},"source_xml":"202211749349300431_public.xml"},{"Organization":{"value":null,"Person":["STEPHANIE PRESSLEY","ALEX INGERMAN","DYLAN INGERMAN","COLE MATTOX","PAUL GERMAIN","BLAKE KERNEN","JOSEPH KAKKIS"],"Title":["EXECUTIVE DIRECTOR","DIRECTOR & TREASURER","PRESIDENT & CO-CHAIRMAN","VP CO-CHAIRMAN & SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[40.0,10.0,10.0,6.0,3.0,1.0,3.0],"Total Compensation":[121212,0,0,0,0,0,0],"Direct compensation":[121212,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"First generation investors (fgi) is a non-profit 501(c)3 organization that empowers young people with the knowledge and confidence to build long-term financial security and prosperity.","year":2024,"name":"FIRST GENERATION INVESTORS","phone":6462593243,"website":"FIRSTGENERATIONINVESTORS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ALEX INGERMAN","year_formation":2019,"state_legal_domicile":"PA","total_volunteers":400,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"48 WALL STREET SUITE 1100, NEW YORK, NY, 10005, USA","city":"NEW YORK","state":"NY","country":"USA","zip_code":10005},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":4,"Number of independent voting members":4,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":600174,"Contributions":{"value":600174,"Other contributions":525124,"Contributions from gifts and grants":0,"Fundraising revenue":75050,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":506720,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":209782,"Current officers":121212,"Disqualified persons":0,"Other salaries and wages":76634,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":11936},"Other expenses":{"value":296938,"Management services":0,"Legal":11376,"Accounting":18524,"Lobbying services":0,"Investment management fees":0,"Other services":33307,"Advertising":12083,"Office expenses":13147,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":3487,"Conferences and meetings":32371,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":5551,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":155446,"PRO BONO SERVICES RECEIVED":28904,"STUDENT ACCOUNTS":112400,"TUTOR AND TUTEE TRANSPORT":7179,"TUTOR BACKGROUND CHECKS":6963},"All other expenses":11646},"Functional Expenses":{"value":null,"Program Service Expenses":284996,"Management And General Expenses":187868,"Fundraising Expenses":33856}},"Assets":{"value":541304,"Non-interest bearing cash":206078,"Savings and temp cash investments":19520,"Pledges and grants receivable":0,"Accounts receivable":37000,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":278706,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":309847,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":309847},"Fund balance":{"value":231457,"Net assets without donor restriction":229356,"Net assets with donor restriction":2101,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.5624329017998105,"percentile":0.4865525283365423},"Fundraising Efficiency":{"score":17.72725661625709,"percentile":0.5660788193514382},"Operating Margin":{"score":0.15571151032867137,"percentile":0.7060054264809252},"Liabilities to Assets Ratio":{"score":0.5724084802624773,"percentile":0.11804548426584599},"Operating Reserve Ratio":{"score":1.0682507104515315,"percentile":0.4423943855808679},"Officer Compensation Ratio":{"score":0.2392090306283549,"percentile":0.2548986665507556},"Program Expense Growth":{"score":0.6381486639887479,"percentile":0.9548068082203871},"Revenue Growth":{"score":0.4214738128532651,"percentile":0.972039147209668},"Asset Growth":{"score":0.32551291247511865,"percentile":0.9309607670907504},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6642393527285799,"percentile":0.7756769831430912}},"source_xml":"202533179349303283_public.xml"},{"Organization":{"value":null,"Person":["DYLAN INGERMAN","COLE MATTOX","BLAKE KERNAN","ALEX INGERMAN","JOSEPH KAKKIS","STEPHANIE PRESSLEY"],"Title":["CO-CHAIRMAN","CO-CHAIRMAN","SECRETARY","DIRECTOR","TREASURER","EXECUTIVE DIRECTOR"],"Hours":[10.0,6.0,1.0,2.0,3.0,40.0],"Total Compensation":[0,0,0,0,0,87365],"Direct compensation":[0,0,0,0,0,87365],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To teach the power of investing to high school students in underserved communities","year":2022,"name":"FIRST GENERATION INVESTORS INC","phone":6462593243,"website":"FIRSTGENERATIONINVESTORS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STEPHANIE PRESSLEY","year_formation":2019,"state_legal_domicile":"PA","total_volunteers":311,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"48 WALL STREET 1100, NEW YORK, NY, 10005, USA","city":"NEW YORK","state":"NY","country":"USA","zip_code":10005},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":206455,"Contributions":{"value":192739,"Other contributions":192739,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":13716,"Investment income total":1109,"Net investment gain":12607,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":187105,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":140212,"Current officers":86183,"Disqualified persons":0,"Other salaries and wages":43683,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":10346},"Other expenses":{"value":46893,"Management services":9991,"Legal":0,"Accounting":6000,"Lobbying services":0,"Investment management fees":0,"Other services":1260,"Advertising":8487,"Office expenses":11726,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1588,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":7841,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":116294,"Management And General Expenses":68920,"Fundraising Expenses":1891}},"Assets":{"value":295069,"Non-interest bearing cash":187490,"Savings and temp cash investments":24126,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":83453,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":295069,"Net assets without donor restriction":277930,"Net assets with donor restriction":17139,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6215440528045749,"percentile":0.502251818613906},"Fundraising Efficiency":{"score":101.92437863564251,"percentile":0.8685067257298168},"Operating Margin":{"score":0.09372502482381148,"percentile":0.6122676865554074},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":1.5770235963763661,"percentile":0.5522730317875438},"Officer Compensation Ratio":{"score":0.46693033323534916,"percentile":0.0837870876712476},"Program Expense Growth":{"score":1.4512320926440492,"percentile":0.9937292255962077},"Revenue Growth":{"score":0.4543960010994105,"percentile":0.9761286235064116},"Asset Growth":{"score":0.5131078651788711,"percentile":0.9743351724095394},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7316601979799645,"percentile":0.8954324098774034}},"source_xml":"202322929349300837_public.xml"},{"Organization":{"value":null,"Person":["DYLAN INGERMAN","COLE MATTOX","BLAKE KERNAN","ALEX INGERMAN","JOSEPH KAKKIS","PAUL GERMAIN","STEPHANIE PRESSLEY"],"Title":["CO-CHAIRMAN","CO-CHAIRMAN","SECRETARY","DIRECTOR","TREASURER","DIRECTOR","EXECUTIVE DIRECTOR"],"Hours":[10.0,6.0,1.0,5.0,3.0,3.0,40.0],"Total Compensation":[0,0,0,0,0,0,115521],"Direct compensation":[0,0,0,0,0,0,115521],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To teach the power of investing to high school students in underserved communities","year":2023,"name":"FIRST GENERATION INVESTORS","phone":6462593243,"website":"FIRSTGENERATIONINVESTORS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"STEPHANIE PRESSLEY","year_formation":2019,"state_legal_domicile":"PA","total_volunteers":311,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"48 WALL STREET 1100, NEW YORK, NY, 10005, USA","city":"NEW YORK","state":"NY","country":"USA","zip_code":10005},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":358975,"Contributions":{"value":346407,"Other contributions":346407,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":12568,"Investment income total":2396,"Net investment gain":10172,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":297937,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":221149,"Current officers":115521,"Disqualified persons":0,"Other salaries and wages":89267,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":16361},"Other expenses":{"value":76788,"Management services":0,"Legal":30698,"Accounting":8350,"Lobbying services":0,"Investment management fees":0,"Other services":5173,"Advertising":6798,"Office expenses":20316,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":1949,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1706,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":1798,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":177095,"Management And General Expenses":120842,"Fundraising Expenses":0}},"Assets":{"value":355038,"Non-interest bearing cash":184402,"Savings and temp cash investments":270,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":170366,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":13113,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":13113},"Fund balance":{"value":341925,"Net assets without donor restriction":339824,"Net assets with donor restriction":2101,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.5944041861198844,"percentile":0.4941109535739892},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.17003412493906261,"percentile":0.7236672706733006},"Liabilities to Assets Ratio":{"score":0.036934074662430504,"percentile":0.4131243721660415},"Operating Reserve Ratio":{"score":1.1916546115453939,"percentile":0.4735247285964619},"Officer Compensation Ratio":{"score":0.3877363335201737,"percentile":0.12174665587651956},"Program Expense Growth":{"score":0.8660309387582115,"percentile":0.9793534881289733},"Revenue Growth":{"score":0.4180789572231364,"percentile":0.9715528447295254},"Asset Growth":{"score":0.34103222976198627,"percentile":0.9369464793218174},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6939314046085914,"percentile":0.838440175482558}},"source_xml":"202433139349300008_public.xml"},{"Organization":{"value":null,"Person":["DYLAN INGERMAN","COLE MATTOX","BLAKE KERNEN","JOSEPH KAKKIS","ALEX INGERMAN"],"Title":["PRESIDENT","VICE PRESIDENT","SECRETARY","TREASURER","DIRECTOR"],"Hours":[25.0,20.0,20.0,20.0,15.0],"Total Compensation":[0,0,0,0,0],"Direct compensation":[0,0,0,0,0],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"To teach the power of investing to high school students in underserved communities","year":2020,"name":"FIRST GENERATION INVESTORS INC","phone":4013249679,"website":"FIRSTGENERATIONINVESTORS.COM","type":"990EZ","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"19 LINDA LANE, SUMMIT, NJ, 7901, USA","city":"SUMMIT","state":"NJ","country":"USA","zip_code":7901},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":null,"Number of independent voting members":null,"Number of employees total":null,"Total Gross UBI":null,"Net unrelated business taxable income":null,"Number of employees":null,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":false,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":58766,"Contributions":{"value":58766,"Other contributions":0,"Contributions from gifts and grants":58766,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4687,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":4687,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":4687,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":71864,"Non-interest bearing cash":0,"Savings and temp cash investments":58179,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":13685},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":71864,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.9202429976517034,"percentile":0.9857854976859094},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":15.33262214636228,"percentile":0.9277743949942798},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":0.0,"percentile":0.3578721869904765},"Overall Score":{"score":0.6774021689756488,"percentile":0.8053045136742526}},"source_xml":"202131969349200113_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["STEPHANIE PRESSLEY","ALEX INGERMAN","DYLAN INGERMAN","COLE MATTOX","PAUL GERMAIN","BLAKE KERNEN","JOSEPH KAKKIS"],"Title":["EXECUTIVE DIRECTOR","DIRECTOR & TREASURER","PRESIDENT & CO-CHAIRMAN","VP CO-CHAIRMAN & SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[40.0,10.0,10.0,6.0,3.0,1.0,3.0],"Total Compensation":[121212,0,0,0,0,0,0],"Direct compensation":[121212,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"First generation investors (fgi) is a non-profit 501(c)3 organization that empowers young people with the knowledge and confidence to build long-term financial security and prosperity.","year":2024,"name":"FIRST GENERATION INVESTORS","phone":6462593243,"website":"FIRSTGENERATIONINVESTORS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ALEX INGERMAN","year_formation":2019,"state_legal_domicile":"PA","total_volunteers":400,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"48 WALL STREET SUITE 1100, NEW YORK, NY, 10005, USA","city":"NEW YORK","state":"NY","country":"USA","zip_code":10005},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":4,"Number of independent voting members":4,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":600174,"Contributions":{"value":600174,"Other contributions":525124,"Contributions from gifts and grants":0,"Fundraising revenue":75050,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":506720,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":209782,"Current officers":121212,"Disqualified persons":0,"Other salaries and wages":76634,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":11936},"Other expenses":{"value":296938,"Management services":0,"Legal":11376,"Accounting":18524,"Lobbying services":0,"Investment management fees":0,"Other services":33307,"Advertising":12083,"Office expenses":13147,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":3487,"Conferences and meetings":32371,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":5551,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":155446,"PRO BONO SERVICES RECEIVED":28904,"STUDENT ACCOUNTS":112400,"TUTOR AND TUTEE TRANSPORT":7179,"TUTOR BACKGROUND CHECKS":6963},"All other expenses":11646},"Functional Expenses":{"value":null,"Program Service Expenses":284996,"Management And General Expenses":187868,"Fundraising Expenses":33856}},"Assets":{"value":541304,"Non-interest bearing cash":206078,"Savings and temp cash investments":19520,"Pledges and grants receivable":0,"Accounts receivable":37000,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":278706,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":309847,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":309847},"Fund balance":{"value":231457,"Net assets without donor restriction":229356,"Net assets with donor restriction":2101,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.5624329017998105,"percentile":0.4865525283365423},"Fundraising Efficiency":{"score":17.72725661625709,"percentile":0.5660788193514382},"Operating Margin":{"score":0.15571151032867137,"percentile":0.7060054264809252},"Liabilities to Assets Ratio":{"score":0.5724084802624773,"percentile":0.11804548426584599},"Operating Reserve Ratio":{"score":1.0682507104515315,"percentile":0.4423943855808679},"Officer Compensation Ratio":{"score":0.2392090306283549,"percentile":0.2548986665507556},"Program Expense Growth":{"score":0.6381486639887479,"percentile":0.9548068082203871},"Revenue Growth":{"score":0.4214738128532651,"percentile":0.972039147209668},"Asset Growth":{"score":0.32551291247511865,"percentile":0.9309607670907504},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6642393527285799,"percentile":0.7756769831430912}},"source_xml":"202533179349303283_public.xml"},"sector":"Human Services","donation_categories":[],"zakat_policy":null},"error":null}