{"success":true,"data":{"_id":813390257,"filings":[{"Organization":{"value":null,"Person":["KIM ORLANDO","PATRICIA HANSON","ERIC O'CONNOR","ALEX GLOOR","JAMES TURNBULL","GREG DITULLIO","RICHARD HOWARD","ALONDA MILLER"],"Title":["CHAIRWOMAN","VICE CHAIR","TREASURER","SECRETARY","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER"],"Hours":[5.0,5.0,40.0,5.0,1.0,1.0,40.0,1.0],"Total Compensation":[0,0,53000,0,0,0,53000,0],"Direct compensation":[0,0,53000,0,0,0,53000,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To make our services accessible to all individuals in need of support that will help them improve their quality of life and protect their assets. through the river communities fiduciary services common trust,","year":2024,"name":"RIVER COMMUNITIES FIDUCIARY SERVICES INC","phone":7243858492,"website":"www.rcfstrusts.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ERIC O'CONNOR","year_formation":2016,"state_legal_domicile":"PA","total_volunteers":0,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"2097 Duss Avenue, Ambridge, PA, 15003, USA","city":"Ambridge","state":"PA","country":"USA","zip_code":15003},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":6,"Number of employees total":10,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":10,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":683934,"Contributions":{"value":20,"Other contributions":20,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":683914,"Total revenue":{"value":680298,"TRUSTEE FEES":114967,"POOLED TRUST FEES":130143,"GUARDIANSHIP FEES":226455,"ESTATE ADMIN FEES":176250,"CLIENT REAL ESTATE MGMT FEES":32483},"Total other revenue":3616,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":592336,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":357854,"Current officers":106000,"Disqualified persons":0,"Other salaries and wages":222503,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":29351},"Other expenses":{"value":234482,"Management services":0,"Legal":38840,"Accounting":5418,"Lobbying services":0,"Investment management fees":0,"Other services":3962,"Advertising":4521,"Office expenses":46478,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":481,"Conferences and meetings":5672,"Interest":18943,"Payments to affiliates":0,"Depreciation and depletion":9940,"Insurance":65218,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":20614,"BANK FEES":7079,"UTILITIES":11155,"MEALS":1272,"MEMBERSHIP FEES":1108},"All other expenses":14395},"Functional Expenses":{"value":null,"Program Service Expenses":417528,"Management And General Expenses":174808,"Fundraising Expenses":0}},"Assets":{"value":9454974,"Non-interest bearing cash":85407,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":176543,"Receivables from officers":27187,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":209322,"Investments publicly traded":0,"Investments other":0,"Investments program related":8956515,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":9319249,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":8956515,"Loans from officers, directors":29539,"Secured mortgages and notes payable":121028,"Unsecured notes loans payable":192631,"Other liabilities":19536},"Fund balance":{"value":135725,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.7048837146484428,"percentile":0.5400240065091474},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.13392812756786474,"percentile":0.6765433402103541},"Liabilities to Assets Ratio":{"score":0.9856451218163054,"percentile":0.053760203069974914},"Operating Reserve Ratio":{"score":15.962180249047838,"percentile":0.930689157540056},"Officer Compensation Ratio":{"score":0.17895248642662273,"percentile":0.3515001120853392},"Program Expense Growth":{"score":0.22587547150758802,"percentile":0.8239954378788021},"Revenue Growth":{"score":0.14715726610628127,"percentile":0.8446833308556264},"Asset Growth":{"score":0.21955196187418227,"percentile":0.8657560347053558},"Independent Voting Board Pct":{"score":0.75,"percentile":0.17719847849878714},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6210565353112463,"percentile":0.6656456115461555}},"source_xml":"202513199349302881_public.xml"},{"Organization":{"value":null,"Person":["JOSEPH OLIMPI","STEPHANIE THOMAS KRAMER","RICHARD HOWARD","ERIC O'CONNER","LIBBY MOORE"],"Title":["CHAIRMAN OF THE BOARD","VICE-CHAIRMAN OF THE BOARD","PRESIDENT","VICE PRESIDENT","VICE PRESIDENT OF CLIENT CARE"],"Hours":[1.0,1.0,1.0,1.0,1.0],"Total Compensation":[140,2000,14250,33175,2000],"Direct compensation":[140,2000,14250,33175,2000],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"To make our services accessible to all individuals in need of support that will help them improve their quality of life and protect their assets. through the river communities fiduciary services pooled trust, we protect client funds without risking elegibility for means-tested benefits such as medicaid and ssi. we work closely with your personal injury attorneys class action firm, and settlement specialists to help enhance the quality of service we provide.","year":2017,"name":"RIVER COMMUNITIES FIDUCIARY SERVICES INC","phone":7248882833,"website":"HTTP://WWW.RCFSTRUSTS.ORG/HOME.HTML","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ERIC O'CONNOR","year_formation":2016,"state_legal_domicile":"PA","total_volunteers":0,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"396 4TH STREET, BEAVER, PA, 15009, USA","city":"BEAVER","state":"PA","country":"USA","zip_code":15009},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":0,"Number of independent voting members":0,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":303768,"Contributions":{"value":1000,"Other contributions":1000,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":40768,"Total revenue":{"value":40768,"TRUSTEE FEES":21032,"POOLED TRUST FEES":14254,"GUARDIANSHIP FEES":4232,"ESTATE ADMINISTRATOR F":1250},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":262000,"Other total":262000,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":130906,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":73329,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":51565,"Pension plan contributions":0,"Other employee benefits":16845,"Payroll taxes":4919},"Other expenses":{"value":57577,"Management services":0,"Legal":5376,"Accounting":2665,"Lobbying services":0,"Investment management fees":0,"Other services":859,"Advertising":2768,"Office expenses":8935,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":339,"Conferences and meetings":0,"Interest":3162,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":8962,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":18376,"RENT":9000,"COMPUTER AND INTERNET":4873,"UTILITIES":2523,"PAYROLL PROCESSING FEES":1980},"All other expenses":6135},"Functional Expenses":{"value":null,"Program Service Expenses":30441,"Management And General Expenses":100465,"Fundraising Expenses":0}},"Assets":{"value":260131,"Non-interest bearing cash":229273,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":3000,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":27858,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":95260,"Sum of Total Liabilities":0,"Accounts payable, accrued":997,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":94263,"Other liabilities":0},"Fund balance":{"value":164871,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.23254090721586482,"percentile":0.45316616048915276},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5690592820836955,"percentile":0.9355268604284079},"Liabilities to Assets Ratio":{"score":0.36620010686923127,"percentile":0.17618577658042092},"Operating Reserve Ratio":{"score":1.987158724580997,"percentile":0.6143954873825319},"Officer Compensation Ratio":{"score":0.39390860617542356,"percentile":0.1181501572369279},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5817619004109057,"percentile":0.55167394177606}},"source_xml":"201832499349300103_public.xml"},{"Organization":{"value":null,"Person":["KIM ORLANDO","PATRICIA HANSON","ERIC O'CONNOR","ALEX GLOOR","JAMES TURNBULL","GREG DITULLIO","RICHARD HOWARD"],"Title":["CHAIRWOMAN","VICE CHAIR","TREASURER","SECRETARY","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER"],"Hours":[5.0,5.0,40.0,5.0,1.0,1.0,40.0],"Total Compensation":[0,0,51238,0,0,0,50500],"Direct compensation":[0,0,51238,0,0,0,50500],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To make our services accessible to all individuals in need of support that will help them improve their quality of life and protect their assets. through the river communities fiduciary services common trust,","year":2023,"name":"RIVER COMMUNITIES FIDUCIARY SERVICES INC","phone":7243858492,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ERIC O'CONNOR","year_formation":2016,"state_legal_domicile":"PA","total_volunteers":0,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"2097 Duss Avenue, Ambridge, PA, 15003, USA","city":"Ambridge","state":"PA","country":"USA","zip_code":15003},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":7,"Number of independent voting members":5,"Number of employees total":10,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":10,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":515469,"Contributions":{"value":14116,"Other contributions":207,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":13909,"Related organizations":0},"Program revenue":{"value":501353,"Total revenue":{"value":494000,"TRUSTEE FEES":101580,"POOLED TRUST FEES":85657,"GUARDIANSHIP FEES":250278,"ESTATE ADMIN FEES":25000,"CLIENT REAL ESTATE MGMT FEES":31485},"Total other revenue":7353,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":600816,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":350370,"Current officers":101738,"Disqualified persons":0,"Other salaries and wages":221606,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":27026},"Other expenses":{"value":250446,"Management services":0,"Legal":60860,"Accounting":6344,"Lobbying services":0,"Investment management fees":0,"Other services":2952,"Advertising":6881,"Office expenses":38439,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":1574,"Conferences and meetings":1762,"Interest":15694,"Payments to affiliates":0,"Depreciation and depletion":9131,"Insurance":59129,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":19156,"BANK FEES":2055,"UTILITIES":11667,"MEALS":3312,"MEMBERSHIP FEES":2122},"All other expenses":28524},"Functional Expenses":{"value":null,"Program Service Expenses":423135,"Management And General Expenses":177681,"Fundraising Expenses":0}},"Assets":{"value":9615710,"Non-interest bearing cash":39219,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":64250,"Receivables from officers":25188,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":192827,"Investments publicly traded":0,"Investments other":0,"Investments program related":9294226,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":9571583,"Sum of Total Liabilities":0,"Accounts payable, accrued":4643,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":9294226,"Loans from officers, directors":26738,"Secured mortgages and notes payable":140750,"Unsecured notes loans payable":105226,"Other liabilities":0},"Fund balance":{"value":44127,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.7042671966126068,"percentile":0.5396316853697244},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.165571547464542,"percentile":0.17073197574163707},"Liabilities to Assets Ratio":{"score":0.9954109472935436,"percentile":0.05256660160954914},"Operating Reserve Ratio":{"score":16.004417325770287,"percentile":0.93088922790824},"Officer Compensation Ratio":{"score":0.16933304039839153,"percentile":0.3704369179315542},"Program Expense Growth":{"score":0.27118624033624006,"percentile":0.8510082682019982},"Revenue Growth":{"score":0.14218036973338954,"percentile":0.8381007494433559},"Asset Growth":{"score":0.264828983181027,"percentile":0.8999480490643365},"Independent Voting Board Pct":{"score":0.7142857142857143,"percentile":0.1656041307828256},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5410565927331408,"percentile":0.43138615582046413}},"source_xml":"202403209349304815_public.xml"},{"Organization":{"value":null,"Person":["JOSEPH OLIMPI","RICHARD HOWARD","ERIC O'CONNER","THOMAS YOUNG","AHMED AZIZ","JOE PAJER","NANCY DUNN","DANIEL HALLER"],"Title":["CHAIRPERSON/ASST SECRETARY","PRESIDENT/ASST.TREASURER","VICE PRESIDENT/TREASURER","VICE CHAIRPERSON","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER"],"Hours":[1.0,40.0,40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,31000,45400,0,0,0,0,0],"Direct compensation":[0,31000,45400,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To make our services accessible to all individuals in need of support that will help them improve their quality of life and protect their assets. through the river communities fiduciary services common trust,","year":2020,"name":"RIVER COMMUNITIES FIDUCIARY SERVICES INC","phone":7243858492,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ERIC O'CONNOR","year_formation":2016,"state_legal_domicile":"PA","total_volunteers":0,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"2097 Duss Avenue, Ambridge, PA, 15003, USA","city":"Ambridge","state":"PA","country":"USA","zip_code":15003},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":9,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":9,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":329659,"Contributions":{"value":8009,"Other contributions":9,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":8000,"Related organizations":0},"Program revenue":{"value":321150,"Total revenue":{"value":316390,"TRUSTEE FEES":54901,"POOLED TRUST FEES":49485,"GUARDIANSHIP FEES":163399,"ESTATE ADMIN FEES":12188,"CLIENT REAL ESTATE MGMT FEES":36417},"Total other revenue":4760,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":500,"Other total":500,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":360543,"Grant expense":{"value":100,"Grants to domestic orgs":100,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":268264,"Current officers":76400,"Disqualified persons":0,"Other salaries and wages":147310,"Pension plan contributions":1884,"Other employee benefits":24351,"Payroll taxes":18319},"Other expenses":{"value":92179,"Management services":0,"Legal":27949,"Accounting":6873,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":25034,"Information technology":0,"Royalties":0,"Occupancy":30300,"Travel":95,"Conferences and meetings":830,"Interest":1645,"Payments to affiliates":0,"Depreciation and depletion":4053,"Insurance":19442,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9560,"BANK FEES":1382,"UTILITIES":6262,"MEALS":854,"MEMBERSHIP FEES":1062},"All other expenses":-33602},"Functional Expenses":{"value":null,"Program Service Expenses":227736,"Management And General Expenses":132807,"Fundraising Expenses":0}},"Assets":{"value":6588956,"Non-interest bearing cash":21135,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":81911,"Receivables from officers":20210,"Receivables from disqual persons":0,"Other net note and loans":37058,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":195448,"Investments publicly traded":0,"Investments other":0,"Investments program related":6233194,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":6500156,"Sum of Total Liabilities":0,"Accounts payable, accrued":3471,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":6233194,"Loans from officers, directors":10000,"Secured mortgages and notes payable":128000,"Unsecured notes loans payable":125491,"Other liabilities":0},"Fund balance":{"value":88800,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6316472653747265,"percentile":0.5056215913576567},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.09368468629705241,"percentile":0.22973379754412301},"Liabilities to Assets Ratio":{"score":0.9865229028695897,"percentile":0.05366310900918174},"Operating Reserve Ratio":{"score":18.275090627192874,"percentile":0.9400993359482598},"Officer Compensation Ratio":{"score":0.21190260246350642,"percentile":0.2946569724651009},"Program Expense Growth":{"score":0.45159796567899163,"percentile":0.9183475421186443},"Revenue Growth":{"score":0.1177591570599998,"percentile":0.8000078950661715},"Asset Growth":{"score":0.6171949168518549,"percentile":0.983994177458004},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6109503111068407,"percentile":0.6371699927785531}},"source_xml":"202303189349318290_public.xml"},{"Organization":{"value":null,"Person":["RICHARD HOWARD","ERIC O'CONNER","AHMED AZIZ","ALEX GLOOR","JIM TURNBULL"],"Title":["PRESIDENT/ASST.TREASURER","VICE PRESIDENT/TREASURER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER"],"Hours":[40.0,40.0,1.0,1.0,1.0],"Total Compensation":[37050,45400,0,0,0],"Direct compensation":[37050,45400,0,0,0],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"To make our services accessible to all individuals in need of support that will help them improve their quality of life and protect their assets. through the river communities fiduciary services common trust,","year":2021,"name":"RIVER COMMUNITIES FIDUCIARY SERVICES INC","phone":7243858492,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ERIC O'CONNOR","year_formation":2016,"state_legal_domicile":"PA","total_volunteers":0,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"2097 Duss Avenue, Ambridge, PA, 15003, USA","city":"Ambridge","state":"PA","country":"USA","zip_code":15003},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":10,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":10,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":398642,"Contributions":{"value":32030,"Other contributions":57,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":31973,"Related organizations":0},"Program revenue":{"value":359372,"Total revenue":{"value":346942,"TRUSTEE FEES":44800,"POOLED TRUST FEES":87048,"GUARDIANSHIP FEES":182488,"ESTATE ADMIN FEES":1127,"CLIENT REAL ESTATE MGMT FEES":31479},"Total other revenue":12430,"Unrelated business revenue":0},"Investment income":{"value":40,"Investment income total":40,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":7200,"Other total":0,"Royalties revenue":0,"Net rental income":7200,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":298346,"Grant expense":{"value":250,"Grants to domestic orgs":250,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":226611,"Current officers":82450,"Disqualified persons":0,"Other salaries and wages":126612,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":17549},"Other expenses":{"value":71485,"Management services":0,"Legal":19003,"Accounting":3867,"Lobbying services":0,"Investment management fees":2185,"Other services":0,"Advertising":1279,"Office expenses":17955,"Information technology":12005,"Royalties":0,"Occupancy":0,"Travel":1308,"Conferences and meetings":1340,"Interest":9731,"Payments to affiliates":0,"Depreciation and depletion":8821,"Insurance":49457,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":15473,"BANK FEES":1495,"UTILITIES":9794,"MEALS":2138,"MEMBERSHIP FEES":2046},"All other expenses":-70939},"Functional Expenses":{"value":null,"Program Service Expenses":185261,"Management And General Expenses":113085,"Fundraising Expenses":0}},"Assets":{"value":6231339,"Non-interest bearing cash":23298,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":59011,"Receivables from officers":21189,"Receivables from disqual persons":0,"Other net note and loans":142220,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":203675,"Investments publicly traded":0,"Investments other":0,"Investments program related":5781946,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":6042243,"Sum of Total Liabilities":0,"Accounts payable, accrued":2437,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":5781946,"Loans from officers, directors":21910,"Secured mortgages and notes payable":205738,"Unsecured notes loans payable":30212,"Other liabilities":0},"Fund balance":{"value":189096,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6209602273869936,"percentile":0.5020735823672996},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.25159416218060315,"percentile":0.8020471687673068},"Liabilities to Assets Ratio":{"score":0.9696540342292403,"percentile":0.05551527039671732},"Operating Reserve Ratio":{"score":20.886283040496604,"percentile":0.948689832120752},"Officer Compensation Ratio":{"score":0.2763569814912886,"percentile":0.21064083022270064},"Program Expense Growth":{"score":0.2658559943711155,"percentile":0.8481629407344123},"Revenue Growth":{"score":0.12328561404764429,"percentile":0.8096530342391102},"Asset Growth":{"score":0.4001563444042755,"percentile":0.9546667107768333},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6926926520658663,"percentile":0.8362657420441594}},"source_xml":"202323189349318787_public.xml"},{"Organization":{"value":null,"Person":["KIM ORLANDO","PATRICIA HANSON","ERIC O'CONNOR","ALEX GLOOR","JAMES TURNBULL","GREG DITULLIO","RICHARD HOWARD"],"Title":["CHAIRWOMAN","VICE CHAIR","TREASURER","SECRETARY","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER"],"Hours":[5.0,5.0,40.0,5.0,1.0,1.0,40.0],"Total Compensation":[0,0,46900,0,0,0,40500],"Direct compensation":[0,0,46900,0,0,0,40500],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To make our services accessible to all individuals in need of support that will help them improve their quality of life and protect their assets. through the river communities fiduciary services common trust,","year":2022,"name":"RIVER COMMUNITIES FIDUCIARY SERVICES INC","phone":7243858492,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ERIC O'CONNOR","year_formation":2016,"state_legal_domicile":"PA","total_volunteers":0,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"2097 Duss Avenue, Ambridge, PA, 15003, USA","city":"Ambridge","state":"PA","country":"USA","zip_code":15003},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":7,"Number of independent voting members":5,"Number of employees total":8,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":8,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":569919,"Contributions":{"value":38,"Other contributions":38,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":565648,"Total revenue":{"value":541275,"TRUSTEE FEES":37868,"POOLED TRUST FEES":108902,"GUARDIANSHIP FEES":338768,"ESTATE ADMIN FEES":24749,"CLIENT REAL ESTATE MGMT FEES":30988},"Total other revenue":24373,"Unrelated business revenue":0},"Investment income":{"value":33,"Investment income total":33,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":4200,"Other total":0,"Royalties revenue":0,"Net rental income":4200,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":629541,"Grant expense":{"value":754,"Grants to domestic orgs":754,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":315757,"Current officers":87400,"Disqualified persons":0,"Other salaries and wages":204366,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":23991},"Other expenses":{"value":313030,"Management services":0,"Legal":147702,"Accounting":6481,"Lobbying services":0,"Investment management fees":0,"Other services":2647,"Advertising":4290,"Office expenses":33891,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":3817,"Conferences and meetings":2889,"Interest":13847,"Payments to affiliates":0,"Depreciation and depletion":8925,"Insurance":59475,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":15902,"BANK FEES":1737,"UTILITIES":10610,"MEALS":2075,"MEMBERSHIP FEES":1480},"All other expenses":13164},"Functional Expenses":{"value":null,"Program Service Expenses":416818,"Management And General Expenses":212723,"Fundraising Expenses":0}},"Assets":{"value":7422406,"Non-interest bearing cash":75061,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":52934,"Receivables from officers":23188,"Receivables from disqual persons":0,"Other net note and loans":142220,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":194750,"Investments publicly traded":0,"Investments other":0,"Investments program related":6934253,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":7292932,"Sum of Total Liabilities":0,"Accounts payable, accrued":6770,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":6934253,"Loans from officers, directors":24204,"Secured mortgages and notes payable":208533,"Unsecured notes loans payable":119172,"Other liabilities":0},"Fund balance":{"value":129474,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6620982588902073,"percentile":0.5175751008998413},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.10461486632310907,"percentile":0.21861589070733994},"Liabilities to Assets Ratio":{"score":0.9825563301172153,"percentile":0.054113551708937405},"Operating Reserve Ratio":{"score":11.790186818650414,"percentile":0.9070345751909914},"Officer Compensation Ratio":{"score":0.13883130725401524,"percentile":0.43911763686010624},"Program Expense Growth":{"score":0.30872307122205794,"percentile":0.869126933053185},"Revenue Growth":{"score":0.1651388995309286,"percentile":0.8655988169719285},"Asset Growth":{"score":0.30439532206093584,"percentile":0.9217321165282196},"Independent Voting Board Pct":{"score":0.7142857142857143,"percentile":0.1656041307828256},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5511543785148273,"percentile":0.4607303080584027}},"source_xml":"202323189349319362_public.xml"},{"Organization":{"value":null,"Person":["JOSEPH OLIMPI","STEPHANIE THOMAS KRAMER","RICHARD HOWARD","ERIC O'CONNER","THOMAS YOUNG"],"Title":["CHAIRPERSON/ASST SECRETARY","VICE CHAIRPERSON/SECRETARY","PRESIDENT/ASST.TREASURER","VICE PRESIDENT/TREASURER","VICE CHAIRPERSON"],"Hours":[1.0,1.0,40.0,40.0,1.0],"Total Compensation":[0,0,19500,44431,0],"Direct compensation":[0,0,19500,44431,0],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"To make our services accessible to all individuals in need of support that will help them improve their quality of life and protect their assets. through the river communities fiduciary services common trust,","year":2018,"name":"RIVER COMMUNITIES FIDUCIARY SERVICES INC","phone":7248882833,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ERIC O'CONNOR","year_formation":2016,"state_legal_domicile":"PA","total_volunteers":0,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"396 4TH STREET 2ND FL, BEAVER, PA, 15009, USA","city":"BEAVER","state":"PA","country":"USA","zip_code":15009},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":133561,"Contributions":{"value":25,"Other contributions":25,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":133127,"Total revenue":{"value":133127,"TRUSTEE FEES":46612,"POOLED TRUST FEES":45172,"GUARDIANSHIP FEES":41343},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":409,"Investment income total":409,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":255916,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":124881,"Current officers":63931,"Disqualified persons":0,"Other salaries and wages":50238,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":10712},"Other expenses":{"value":131035,"Management services":0,"Legal":23366,"Accounting":1500,"Lobbying services":0,"Investment management fees":0,"Other services":4752,"Advertising":5861,"Office expenses":17964,"Information technology":0,"Royalties":0,"Occupancy":26780,"Travel":514,"Conferences and meetings":3051,"Interest":3437,"Payments to affiliates":0,"Depreciation and depletion":3159,"Insurance":25574,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2713,"BANK FEES":593,"MEALS & ENTERTAINMENT":1515,"MEMBERSHIP FEES":605},"All other expenses":12364},"Functional Expenses":{"value":null,"Program Service Expenses":129303,"Management And General Expenses":126613,"Fundraising Expenses":0}},"Assets":{"value":2230720,"Non-interest bearing cash":64054,"Savings and temp cash investments":5969,"Pledges and grants receivable":0,"Accounts receivable":19425,"Receivables from officers":26950,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":15697,"Investments publicly traded":0,"Investments other":0,"Investments program related":2098625,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":2188204,"Sum of Total Liabilities":0,"Accounts payable, accrued":4942,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":2098625,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":84637,"Other liabilities":0},"Fund balance":{"value":42516,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.5052556307538411,"percentile":0.47639185389864097},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.916098262217264,"percentile":0.044721694653349034},"Liabilities to Assets Ratio":{"score":0.9809406828288624,"percentile":0.05428438809438362},"Operating Reserve Ratio":{"score":8.716610137701434,"percentile":0.8782050414095139},"Officer Compensation Ratio":{"score":0.2498124384563685,"percentile":0.24131949107883727},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4537767323369221,"percentile":0.21877684169392625}},"source_xml":"201933099349302208_public.xml"},{"Organization":{"value":null,"Person":["JOSEPH OLIMPI","RICHARD HOWARD","ERIC O'CONNER","THOMAS YOUNG"],"Title":["CHAIRPERSON/ASST SECRETARY","PRESIDENT/ASST.TREASURER","VICE PRESIDENT/TREASURER","VICE CHAIRPERSON"],"Hours":[1.0,40.0,40.0,1.0],"Total Compensation":[0,26000,45400,0],"Direct compensation":[0,26000,45400,0],"Other compensation":[0,0,0,0]},"Basic":{"value":null,"mission":"To make our services accessible to all individuals in need of support that will help them improve their quality of life and protect their assets. through the river communities fiduciary services common trust,","year":2019,"name":"RIVER COMMUNITIES FIDUCIARY SERVICES INC","phone":7248882833,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ERIC O'CONNOR","year_formation":2016,"state_legal_domicile":"PA","total_volunteers":0,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"396 4TH STREET 2ND FL, BEAVER, PA, 15009, USA","city":"BEAVER","state":"PA","country":"USA","zip_code":15009},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":4,"Number of independent voting members":4,"Number of employees total":8,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":8,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":399216,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":397638,"Total revenue":{"value":383423,"TRUSTEE FEES":82401,"POOLED TRUST FEES":44939,"GUARDIANSHIP FEES":194847,"ESTATE ADMIN FEES":5612,"RESIDUAL FUND INCOME":55624},"Total other revenue":14215,"Unrelated business revenue":0},"Investment income":{"value":1578,"Investment income total":1578,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":322048,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":179157,"Current officers":71400,"Disqualified persons":0,"Other salaries and wages":93039,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":14718},"Other expenses":{"value":142891,"Management services":0,"Legal":16828,"Accounting":1147,"Lobbying services":0,"Investment management fees":0,"Other services":5655,"Advertising":3689,"Office expenses":15591,"Information technology":0,"Royalties":0,"Occupancy":34800,"Travel":469,"Conferences and meetings":0,"Interest":3145,"Payments to affiliates":0,"Depreciation and depletion":5229,"Insurance":24262,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9841,"BANK FEES":955,"UTILITIES":4653,"MEALS & ENTERTAINMENT":3173,"MEMBERSHIP FEES":1060},"All other expenses":22235},"Functional Expenses":{"value":null,"Program Service Expenses":194729,"Management And General Expenses":127319,"Fundraising Expenses":0}},"Assets":{"value":5056708,"Non-interest bearing cash":32415,"Savings and temp cash investments":6548,"Pledges and grants receivable":0,"Accounts receivable":127624,"Receivables from officers":25750,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":10468,"Investments publicly traded":0,"Investments other":0,"Investments program related":4853903,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":4937024,"Sum of Total Liabilities":0,"Accounts payable, accrued":8306,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":4853903,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":74815,"Other liabilities":0},"Fund balance":{"value":119684,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6046583118044515,"percentile":0.4970884051783168},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.19329886577692276,"percentile":0.7494863633834616},"Liabilities to Assets Ratio":{"score":0.9763316371046143,"percentile":0.05479669241093156},"Operating Reserve Ratio":{"score":15.701721482511923,"percentile":0.9295059130898362},"Officer Compensation Ratio":{"score":0.22170608108108109,"percentile":0.27960579171076416},"Program Expense Growth":{"score":0.6952066871101606,"percentile":0.9613367940558748},"Revenue Growth":{"score":0.17114680023190623,"percentile":0.8717555687513281},"Asset Growth":{"score":0.9532705209724097,"percentile":0.9960878394158169},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.705669710558998,"percentile":0.8580064767038845}},"source_xml":"202003189349313955_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["KIM ORLANDO","PATRICIA HANSON","ERIC O'CONNOR","ALEX GLOOR","JAMES TURNBULL","GREG DITULLIO","RICHARD HOWARD","ALONDA MILLER"],"Title":["CHAIRWOMAN","VICE CHAIR","TREASURER","SECRETARY","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER","BOARD MEMBER"],"Hours":[5.0,5.0,40.0,5.0,1.0,1.0,40.0,1.0],"Total Compensation":[0,0,53000,0,0,0,53000,0],"Direct compensation":[0,0,53000,0,0,0,53000,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To make our services accessible to all individuals in need of support that will help them improve their quality of life and protect their assets. through the river communities fiduciary services common trust,","year":2024,"name":"RIVER COMMUNITIES FIDUCIARY SERVICES INC","phone":7243858492,"website":"www.rcfstrusts.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ERIC O'CONNOR","year_formation":2016,"state_legal_domicile":"PA","total_volunteers":0,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"2097 Duss Avenue, Ambridge, PA, 15003, USA","city":"Ambridge","state":"PA","country":"USA","zip_code":15003},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":8,"Number of independent voting members":6,"Number of employees total":10,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":10,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":683934,"Contributions":{"value":20,"Other contributions":20,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":683914,"Total revenue":{"value":680298,"TRUSTEE FEES":114967,"POOLED TRUST FEES":130143,"GUARDIANSHIP FEES":226455,"ESTATE ADMIN FEES":176250,"CLIENT REAL ESTATE MGMT FEES":32483},"Total other revenue":3616,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":592336,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":357854,"Current officers":106000,"Disqualified persons":0,"Other salaries and wages":222503,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":29351},"Other expenses":{"value":234482,"Management services":0,"Legal":38840,"Accounting":5418,"Lobbying services":0,"Investment management fees":0,"Other services":3962,"Advertising":4521,"Office expenses":46478,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":481,"Conferences and meetings":5672,"Interest":18943,"Payments to affiliates":0,"Depreciation and depletion":9940,"Insurance":65218,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":20614,"BANK FEES":7079,"UTILITIES":11155,"MEALS":1272,"MEMBERSHIP FEES":1108},"All other expenses":14395},"Functional Expenses":{"value":null,"Program Service Expenses":417528,"Management And General Expenses":174808,"Fundraising Expenses":0}},"Assets":{"value":9454974,"Non-interest bearing cash":85407,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":176543,"Receivables from officers":27187,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":209322,"Investments publicly traded":0,"Investments other":0,"Investments program related":8956515,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":9319249,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":8956515,"Loans from officers, directors":29539,"Secured mortgages and notes payable":121028,"Unsecured notes loans payable":192631,"Other liabilities":19536},"Fund balance":{"value":135725,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.7048837146484428,"percentile":0.5400240065091474},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.13392812756786474,"percentile":0.6765433402103541},"Liabilities to Assets Ratio":{"score":0.9856451218163054,"percentile":0.053760203069974914},"Operating Reserve Ratio":{"score":15.962180249047838,"percentile":0.930689157540056},"Officer Compensation Ratio":{"score":0.17895248642662273,"percentile":0.3515001120853392},"Program Expense Growth":{"score":0.22587547150758802,"percentile":0.8239954378788021},"Revenue Growth":{"score":0.14715726610628127,"percentile":0.8446833308556264},"Asset Growth":{"score":0.21955196187418227,"percentile":0.8657560347053558},"Independent Voting Board Pct":{"score":0.75,"percentile":0.17719847849878714},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6210565353112463,"percentile":0.6656456115461555}},"source_xml":"202513199349302881_public.xml"},"sector":"Human Services","donation_categories":[],"zakat_policy":null},"error":null}