{"success":true,"data":{"_id":752252981,"filings":[{"Organization":{"value":null,"Person":["APRIL HARMON","RONNIE COLE","MARK KUNNEMAN II","VERONICA DAVIS","AARON QUARLES","JOHN MABARY"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","SECRETARY/ TREASURER","CHAIRMAN","VICE-CHAIRMAN"],"Hours":[0.2,0.2,0.2,2.0,0.2,0.2],"Total Compensation":[0,0,0,10210,0,0],"Direct compensation":[0,0,0,10210,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To administer economic development funds received from the union pacific railroad by providing a low-interest rate loan program for denison businesses to enable them to aquire property or equipment","year":2024,"name":"DENISON COMMUNITY INVESTMENT CORP","phone":9034633765,"website":null,"type":"990","affiliation":null,"foreign_countries":["Australia","Indonesia","Japan","Malaysia","Marshall Islands","Micronesia","Nauru","New Zealand","Niue","Palau","Papua New Guinea","Philippines","Samoa","Solomon Islands","Taiwan","Tonga","Tuvalu","Vanuatu"],"principal_officer":"VERONICA DAVIS","year_formation":1988,"state_legal_domicile":"TX","total_volunteers":6,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"P O BOX 1218, DENISON, TX, 75021, USA","city":"DENISON","state":"TX","country":"USA","zip_code":75021},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":63978,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":37677,"Total revenue":{"value":37677,"NOTES RECEIVABLE INTER":37322,"LATE FEES":355},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":26301,"Investment income total":26301,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":15395,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":15395,"Management services":0,"Legal":235,"Accounting":15160,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":10245,"Management And General Expenses":5150,"Fundraising Expenses":0}},"Assets":{"value":1800803,"Non-interest bearing cash":57537,"Savings and temp cash investments":979396,"Pledges and grants receivable":0,"Accounts receivable":5101,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":758769,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":3740,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":3740,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1797063,"Net assets without donor restriction":1797063,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6654758038324131,"percentile":0.5190789314686667},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.7593704085779487,"percentile":0.9677225675451767},"Liabilities to Assets Ratio":{"score":0.0020768512713495034,"percentile":0.555591265959068},"Operating Reserve Ratio":{"score":116.9732380643066,"percentile":0.9906397381382017},"Officer Compensation Ratio":{"score":0.6632023384215654,"percentile":0.03573837377115153},"Program Expense Growth":{"score":0.08616894598203009,"percentile":0.6434236131759956},"Revenue Growth":{"score":0.15861921082078767,"percentile":0.8585005365565361},"Asset Growth":{"score":0.020002368702854198,"percentile":0.40384941574121763},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6964168987616511,"percentile":0.8427238473532928}},"source_xml":"202533079349303303_public.xml"},{"Organization":{"value":null,"Person":["VERONICA DAVIS","APRIL HARMON","RONNIE COLE","MARK KUNEMAN II","AARON QUARLES","JOHN MABARY"],"Title":["SECRETARY/TREASURER","TRUSTEE","TRUSTEE","TRUSTEE","CHAIRMAN","VICE-CHAIRMAN"],"Hours":[2.0,0.2,0.2,0.2,0.2,0.2],"Total Compensation":[10050,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[10050,0,0,0,0,0]},"Basic":{"value":null,"mission":"To administer economic development funds received from the union pacific railroad by providing a low-interest rate loan program for denison businesses to enable them to acquire property or equipment.","year":2023,"name":"DENISON COMMUNITY INVESTMENT CORP","phone":9034633765,"website":null,"type":"990","affiliation":null,"foreign_countries":["Australia","Indonesia","Japan","Malaysia","Marshall Islands","Micronesia","Nauru","New Zealand","Niue","Palau","Papua New Guinea","Philippines","Samoa","Solomon Islands","Taiwan","Tonga","Tuvalu","Vanuatu"],"principal_officer":"VERONICA DAVIS","year_formation":1988,"state_legal_domicile":"TX","total_volunteers":6,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"PO BOX 1218, Denison, TX, 75021, USA","city":"Denison","state":"TX","country":"USA","zip_code":75021},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":54149,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":41801,"Total revenue":41801,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":12023,"Investment income total":12023,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":325,"Other total":325,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":15100,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":15100,"Management services":155,"Legal":430,"Accounting":14515,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":15100,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1764630,"Non-interest bearing cash":377398,"Savings and temp cash investments":245451,"Pledges and grants receivable":0,"Accounts receivable":5823,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":1135958,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":16150,"Sum of Total Liabilities":0,"Accounts payable, accrued":16150,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1748480,"Net assets without donor restriction":1748480,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.7211398179098414,"percentile":0.9624695236839418},"Liabilities to Assets Ratio":{"score":0.009152060205255493,"percentile":0.50280056961849},"Operating Reserve Ratio":{"score":116.86291390728476,"percentile":0.990632664943367},"Officer Compensation Ratio":{"score":0.6655629139072847,"percentile":0.03538966382700861},"Program Expense Growth":{"score":0.22018586035170848,"percentile":0.8200974120844798},"Revenue Growth":{"score":0.15831501664015782,"percentile":0.8581430188437311},"Asset Growth":{"score":0.01989565859359671,"percentile":0.4033935483834792},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8456679558111196,"percentile":0.9799079390518687}},"source_xml":"202413209349322801_public.xml"},{"Organization":{"value":null,"Person":["VERONICA DAVIS","APRIL HARMON","RONNIE COLE","MARK KUNEMAN II","VAPAIL MCFAIL","AARON QUARLES","JOHN MABARY"],"Title":["SECRETARY/TREASURER","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","CHAIRMAN","VICE-CHAIRMAN"],"Hours":[2.0,0.2,0.2,0.2,0.2,0.2,0.2],"Total Compensation":[9145,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[9145,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To administer economic development funds received from the union pacific railroad by providing a low-interest rate loan program for denison businesses to enable them to acquire property or equipment.","year":2020,"name":"DENISON COMMUNITY INVESTMENT CORP","phone":9034633765,"website":null,"type":"990","affiliation":null,"foreign_countries":["Australia","Indonesia","Japan","Malaysia","Marshall Islands","Micronesia","Nauru","New Zealand","Niue","Palau","Papua New Guinea","Philippines","Samoa","Solomon Islands","Taiwan","Tonga","Tuvalu","Vanuatu"],"principal_officer":"VERONICA DAVIS","year_formation":1988,"state_legal_domicile":"TX","total_volunteers":7,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"PO BOX 1218, Denison, TX, 75021, USA","city":"Denison","state":"TX","country":"USA","zip_code":75021},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":32787,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":21409,"Total revenue":21409,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":10878,"Investment income total":10878,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":500,"Other total":500,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":22373,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":22373,"Management services":0,"Legal":1323,"Accounting":13320,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":321,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":7409,"NOTES RECEIVABLE WRITE OFF":7379,"BANK SERVICE CHARGES":30},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":7379,"Management And General Expenses":14994,"Fundraising Expenses":0}},"Assets":{"value":1661587,"Non-interest bearing cash":119544,"Savings and temp cash investments":392028,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":1148018,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1997},"Liabilities":{"value":23418,"Sum of Total Liabilities":0,"Accounts payable, accrued":23418,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1638169,"Net assets without donor restriction":1638169,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.3298171903633844,"percentile":0.4589192640152095},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3176258883093909,"percentile":0.8456937981881432},"Liabilities to Assets Ratio":{"score":0.01409375494632541,"percentile":0.479441868925476},"Operating Reserve Ratio":{"score":74.26750994502302,"percentile":0.9864433126883617},"Officer Compensation Ratio":{"score":0.40875162025655926,"percentile":0.11002482482697588},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.656586765698512,"percentile":0.7576563635225542}},"source_xml":"202103099349304075_public.xml"},{"Organization":{"value":null,"Person":["VERONICA DAVIS","APRIL HARMON","RONNIE COLE","MARK KUNEMAN II","VAPAIL MCFAIL","AARON QUARLES","JOHN MABARY"],"Title":["SECRETARY/TREASURER","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","CHAIRMAN","VICE-CHAIRMAN"],"Hours":[2.0,0.2,0.2,0.2,0.2,0.2,0.2],"Total Compensation":[10120,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[10120,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To administer economic development funds received from the union pacific railroad by providing a low-interest rate loan program for denison businesses to enable them to acquire property or equipment.","year":2022,"name":"DENISON COMMUNITY INVESTMENT CORP","phone":9034633765,"website":null,"type":"990","affiliation":null,"foreign_countries":["Australia","Indonesia","Japan","Malaysia","Marshall Islands","Micronesia","Nauru","New Zealand","Niue","Palau","Papua New Guinea","Philippines","Samoa","Solomon Islands","Taiwan","Tonga","Tuvalu","Vanuatu"],"principal_officer":"VERONICA DAVIS","year_formation":1988,"state_legal_domicile":"TX","total_volunteers":7,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"PO BOX 1218, Denison, TX, 75021, USA","city":"Denison","state":"TX","country":"USA","zip_code":75021},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":44287,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":43321,"Total revenue":43321,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":942,"Investment income total":942,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":24,"Other total":24,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":14784,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":14784,"Management services":0,"Legal":199,"Accounting":14585,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":14784,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1727962,"Non-interest bearing cash":331714,"Savings and temp cash investments":240000,"Pledges and grants receivable":0,"Accounts receivable":5448,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":1150800,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":18531,"Sum of Total Liabilities":0,"Accounts payable, accrued":18531,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1709431,"Net assets without donor restriction":1709431,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.6661774335583805,"percentile":0.9540240965426922},"Liabilities to Assets Ratio":{"score":0.010724194166306898,"percentile":0.49466842992758503},"Operating Reserve Ratio":{"score":116.88054653679653,"percentile":0.9906336753997719},"Officer Compensation Ratio":{"score":0.6845238095238095,"percentile":0.032801689045477346},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.878309747496863,"percentile":0.9886768673519608}},"source_xml":"202323179349310022_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["APRIL HARMON","RONNIE COLE","MARK KUNNEMAN II","VERONICA DAVIS","AARON QUARLES","JOHN MABARY"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","SECRETARY/ TREASURER","CHAIRMAN","VICE-CHAIRMAN"],"Hours":[0.2,0.2,0.2,2.0,0.2,0.2],"Total Compensation":[0,0,0,10210,0,0],"Direct compensation":[0,0,0,10210,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To administer economic development funds received from the union pacific railroad by providing a low-interest rate loan program for denison businesses to enable them to aquire property or equipment","year":2024,"name":"DENISON COMMUNITY INVESTMENT CORP","phone":9034633765,"website":null,"type":"990","affiliation":null,"foreign_countries":["Australia","Indonesia","Japan","Malaysia","Marshall Islands","Micronesia","Nauru","New Zealand","Niue","Palau","Papua New Guinea","Philippines","Samoa","Solomon Islands","Taiwan","Tonga","Tuvalu","Vanuatu"],"principal_officer":"VERONICA DAVIS","year_formation":1988,"state_legal_domicile":"TX","total_volunteers":6,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"P O BOX 1218, DENISON, TX, 75021, USA","city":"DENISON","state":"TX","country":"USA","zip_code":75021},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":63978,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":37677,"Total revenue":{"value":37677,"NOTES RECEIVABLE INTER":37322,"LATE FEES":355},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":26301,"Investment income total":26301,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":15395,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":15395,"Management services":0,"Legal":235,"Accounting":15160,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":10245,"Management And General Expenses":5150,"Fundraising Expenses":0}},"Assets":{"value":1800803,"Non-interest bearing cash":57537,"Savings and temp cash investments":979396,"Pledges and grants receivable":0,"Accounts receivable":5101,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":758769,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":3740,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":3740,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1797063,"Net assets without donor restriction":1797063,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6654758038324131,"percentile":0.5190789314686667},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.7593704085779487,"percentile":0.9677225675451767},"Liabilities to Assets Ratio":{"score":0.0020768512713495034,"percentile":0.555591265959068},"Operating Reserve Ratio":{"score":116.9732380643066,"percentile":0.9906397381382017},"Officer Compensation Ratio":{"score":0.6632023384215654,"percentile":0.03573837377115153},"Program Expense Growth":{"score":0.08616894598203009,"percentile":0.6434236131759956},"Revenue Growth":{"score":0.15861921082078767,"percentile":0.8585005365565361},"Asset Growth":{"score":0.020002368702854198,"percentile":0.40384941574121763},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6964168987616511,"percentile":0.8427238473532928}},"source_xml":"202533079349303303_public.xml"},"sector":"Human Services","donation_categories":[],"zakat_policy":null},"error":null}