{"success":true,"data":{"_id":751059279,"filings":[{"Organization":{"value":null,"Person":["Charlotte Douglas","Board Member","Board Member","Board Member","Board Member","Board Member"],"Title":["President/Manager","Chairman","Vice-Chairman","Secretary","Treasurer","Director"],"Hours":[40.0,2.0,1.0,1.0,1.0,1.0],"Total Compensation":[50361,0,0,0,0,0],"Direct compensation":[46428,0,0,0,0,0],"Other compensation":[3933,0,0,0,0,0]},"Basic":{"value":null,"mission":"Everman parkway credit union is a cooperative thrift organization known as a \"credit union\" providing competitive rates on savings and loan accounts to its members.","year":2021,"name":"EVERMAN PARKWAY CREDIT UNION","phone":8172938412,"website":"www.epcreditunion.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Charlotte Douglas","year_formation":1953,"state_legal_domicile":"TX","total_volunteers":0,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"1216 Everman Parkway, Fort Worth, TX, 761405002, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":761405002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":2,"Total Gross UBI":107,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":228008,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":184461,"Total revenue":{"value":184461,"Interest on Loans":160561,"Member Fees":23900},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":13568,"Investment income total":13568,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":29979,"Other total":29872,"Royalties revenue":107,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":249009,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":102708,"Current officers":46428,"Disqualified persons":0,"Other salaries and wages":32254,"Pension plan contributions":5697,"Other employee benefits":12310,"Payroll taxes":6019},"Other expenses":{"value":146301,"Management services":0,"Legal":0,"Accounting":10946,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":1310,"Office expenses":15397,"Information technology":25535,"Royalties":0,"Occupancy":22765,"Travel":42,"Conferences and meetings":1466,"Interest":6525,"Payments to affiliates":0,"Depreciation and depletion":-762,"Insurance":9778,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":53299,"Supervisory Fees":2018,"Loan Servicing and Provision for Loan Loss":18220,"Other Fees and Services":31348,"Miscellaneous":1713},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":4804040,"Non-interest bearing cash":19170,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":2681120,"Inventories for sale or use":0,"Prepaid expenses deferred charges":42060,"Land, building, equipment":30310,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":2031380},"Liabilities":{"value":3410853,"Sum of Total Liabilities":0,"Accounts payable, accrued":39880,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":3370973},"Fund balance":{"value":1393187,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.09210641731869057,"percentile":0.23139948629205212},"Liabilities to Assets Ratio":{"score":0.7099967943647431,"percentile":0.0921953171985127},"Operating Reserve Ratio":{"score":19.29263600914023,"percentile":0.9436603864106548},"Officer Compensation Ratio":{"score":0.20224570196257965,"percentile":0.3102971506881161},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.49564575826027846,"percentile":0.31105617309714073}},"source_xml":"202241179349301024_public.xml"},{"Organization":{"value":null,"Person":["Charlotte Douglas","Board Member","Board Member","Board Member","Board Member","Board Member"],"Title":["Manager","Chairman","Vice-Chairman","Secretary","Treasurer","Director"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[104294,0,0,0,0,0],"Direct compensation":[97442,0,0,0,0,0],"Other compensation":[6852,0,0,0,0,0]},"Basic":{"value":null,"mission":"Everman parkway credit union is a cooperative thrift organization known as a \"credit union\" providing competitive rates on savings and loan accounts to its members.","year":2022,"name":"EVERMAN PARKWAY CREDIT UNION","phone":8172938412,"website":"www.epcreditunion.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Melissa Owings","year_formation":1953,"state_legal_domicile":"TX","total_volunteers":0,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"1216 Everman Parkway, Fort Worth, TX, 761405002, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":761405002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":3,"Total Gross UBI":108,"Net unrelated business taxable income":0,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":294575,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":192877,"Total revenue":{"value":192877,"Interest on Loans":158990,"Members' Fees and Charges":33887},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":18321,"Investment income total":18321,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":83377,"Other total":83269,"Royalties revenue":108,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":315649,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":183315,"Current officers":97442,"Disqualified persons":0,"Other salaries and wages":53608,"Pension plan contributions":9691,"Other employee benefits":10919,"Payroll taxes":11655},"Other expenses":{"value":132334,"Management services":0,"Legal":574,"Accounting":9942,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":1257,"Office expenses":13617,"Information technology":17078,"Royalties":0,"Occupancy":17605,"Travel":55,"Conferences and meetings":426,"Interest":7048,"Payments to affiliates":0,"Depreciation and depletion":3142,"Insurance":8870,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":49540,"League and Supervisory Fees":2244,"Provision for Loan Loss":1178,"Loan Servicing":13633,"Other Fees and Services":32485},"All other expenses":3180},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":4826750,"Non-interest bearing cash":59459,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":2906073,"Inventories for sale or use":0,"Prepaid expenses deferred charges":17655,"Land, building, equipment":36564,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1806999},"Liabilities":{"value":3454637,"Sum of Total Liabilities":0,"Accounts payable, accrued":173460,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":3281177},"Fund balance":{"value":1372113,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.07154035474836629,"percentile":0.25530282294806733},"Liabilities to Assets Ratio":{"score":0.7157273527736054,"percentile":0.09126944134453562},"Operating Reserve Ratio":{"score":15.29151050692383,"percentile":0.9275828124598975},"Officer Compensation Ratio":{"score":0.3304113112983092,"percentile":0.1608094954596891},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.11257419959163913,"percentile":0.7902877247679144},"Asset Growth":{"score":0.007015799743075755,"percentile":0.3492642059735446},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5100372894515515,"percentile":0.34737559102972715}},"source_xml":"202300729349300620_public.xml"},{"Organization":{"value":null,"Person":["Melissa Owings","Board Member","Board Member","Board Member","Board Member","Board Member"],"Title":["Manager","Chairman","Vice-Chairman","Secretary","Treasurer","Director"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[62730,0,0,0,0,0],"Direct compensation":[51624,0,0,0,0,0],"Other compensation":[11106,0,0,0,0,0]},"Basic":{"value":null,"mission":"Everman parkway credit union is a cooperative thrift organization known as a \"credit union\" providing competitive rates on savings and loan accounts to its members.","year":2024,"name":"EVERMAN PARKWAY CREDIT UNION","phone":8172938412,"website":"www.epcreditunion.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Melissa Owings","year_formation":1953,"state_legal_domicile":"TX","total_volunteers":0,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"1216 Everman Parkway, Fort Worth, TX, 761405002, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":761405002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":235409,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":173939,"Total revenue":173939,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":30648,"Investment income total":30648,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":30822,"Other total":30822,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":232802,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":88647,"Current officers":51624,"Disqualified persons":0,"Other salaries and wages":19719,"Pension plan contributions":3000,"Other employee benefits":8715,"Payroll taxes":5589},"Other expenses":{"value":144155,"Management services":0,"Legal":5209,"Accounting":6325,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":589,"Office expenses":14085,"Information technology":20062,"Royalties":0,"Occupancy":18982,"Travel":0,"Conferences and meetings":235,"Interest":12065,"Payments to affiliates":0,"Depreciation and depletion":2016,"Insurance":7993,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":55405,"League & Supervisory Fees":2255,"Provision for Loan Losses":3309,"Loan Servicing":13455,"Other Fees & Services":36386},"All other expenses":1189},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":4050190,"Non-interest bearing cash":50851,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":2382997,"Inventories for sale or use":0,"Prepaid expenses deferred charges":19775,"Land, building, equipment":39443,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1557124},"Liabilities":{"value":2647489,"Sum of Total Liabilities":0,"Accounts payable, accrued":19220,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":2628269},"Fund balance":{"value":1402701,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.011074342952053659,"percentile":0.4280369675701223},"Liabilities to Assets Ratio":{"score":0.6536703216392318,"percentile":0.10171565615101118},"Operating Reserve Ratio":{"score":17.39757390400426,"percentile":0.9367561398867763},"Officer Compensation Ratio":{"score":0.2694564479686601,"percentile":0.2181522573108212},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.002619033343758153,"percentile":0.3814484422782473},"Asset Growth":{"score":-0.03325107351954281,"percentile":0.20356496123865833},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.49724495452857004,"percentile":0.31488407987948125}},"source_xml":"202540559349300649_public.xml"},{"Organization":{"value":null,"Person":["Melissa Owings","Board Member","Board Member","Board Member","Board Member","Board Member"],"Title":["Manager","Chairman","Vice-Chairman","Secretary","Treasurer","Director"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[65837,0,0,0,0,0],"Direct compensation":[52707,0,0,0,0,0],"Other compensation":[13130,0,0,0,0,0]},"Basic":{"value":null,"mission":"Everman parkway credit union is a cooperative thrift organization known as a \"credit union\" providing competitive rates on savings and loan accounts to its members.","year":2023,"name":"EVERMAN PARKWAY CREDIT UNION","phone":8172938412,"website":"www.epcreditunion.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Melissa Owings","year_formation":1953,"state_legal_domicile":"TX","total_volunteers":0,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"1216 Everman Parkway, Fort Worth, TX, 761405002, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":761405002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":238713,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":206793,"Total revenue":{"value":206793,"Interest on Loans":182916,"Members' Fees & Charges":23877},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":19462,"Investment income total":19462,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":12458,"Other total":12458,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":210732,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":85937,"Current officers":52707,"Disqualified persons":0,"Other salaries and wages":17011,"Pension plan contributions":1629,"Other employee benefits":9073,"Payroll taxes":5517},"Other expenses":{"value":124795,"Management services":0,"Legal":0,"Accounting":12737,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":791,"Office expenses":12574,"Information technology":18521,"Royalties":0,"Occupancy":15266,"Travel":73,"Conferences and meetings":900,"Interest":11927,"Payments to affiliates":0,"Depreciation and depletion":3355,"Insurance":8648,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":37535,"League & Supervision Fees":2177,"Provision for Loan Loss":-5932,"Loan Servicing":12770,"Other Fees & Services":28520},"All other expenses":2468},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":4684679,"Non-interest bearing cash":9245,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":2879104,"Inventories for sale or use":0,"Prepaid expenses deferred charges":16247,"Land, building, equipment":36155,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1743928},"Liabilities":{"value":3284585,"Sum of Total Liabilities":0,"Accounts payable, accrued":20273,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":3264312},"Fund balance":{"value":1400094,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.11721607118171193,"percentile":0.6514561070736439},"Liabilities to Assets Ratio":{"score":0.7011334181061285,"percentile":0.09357737126638513},"Operating Reserve Ratio":{"score":22.230506045593454,"percentile":0.9524085137823223},"Officer Compensation Ratio":{"score":0.3124205151566919,"percentile":0.17573027627693039},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.028080594698771055,"percentile":0.5052635174311583},"Asset Growth":{"score":-0.004227227668089495,"percentile":0.30192437143713446},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5554832705867405,"percentile":0.4735371270560675}},"source_xml":"202410809349300901_public.xml"},{"Organization":{"value":null,"Person":["Charlotte Douglas","Board Member","Board Member","Board Member","Board Member","Board Member"],"Title":["President","Chairman","Vice-Chairman","Secretary","Treasurer","Director"],"Hours":[40.0,2.0,1.0,1.0,1.0,1.0],"Total Compensation":[49926,0,0,0,0,0],"Direct compensation":[46429,0,0,0,0,0],"Other compensation":[3497,0,0,0,0,0]},"Basic":{"value":null,"mission":"Everman parkway credit union is a cooperative thrift organization known as a \"credit union\" providing competitive rates on savings and loan accounts to its members.","year":2020,"name":"EVERMAN PARKWAY CREDIT UNION","phone":8172938412,"website":"www.epcreditunion.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Charlotte Douglas","year_formation":1953,"state_legal_domicile":"TX","total_volunteers":0,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"1216 Everman Parkway, Fort Worth, TX, 761405002, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":761405002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":2,"Total Gross UBI":334,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":237529,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":189690,"Total revenue":{"value":189690,"Interest on loans":173326,"Member Fees":16364},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":22467,"Investment income total":22467,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":25372,"Other total":25338,"Royalties revenue":34,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":259526,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":104309,"Current officers":46429,"Disqualified persons":0,"Other salaries and wages":32254,"Pension plan contributions":8797,"Other employee benefits":10726,"Payroll taxes":6103},"Other expenses":{"value":155217,"Management services":0,"Legal":0,"Accounting":9128,"Lobbying services":0,"Investment management fees":1080,"Other services":0,"Advertising":457,"Office expenses":13988,"Information technology":23206,"Royalties":0,"Occupancy":23441,"Travel":241,"Conferences and meetings":1590,"Interest":9154,"Payments to affiliates":0,"Depreciation and depletion":4584,"Insurance":10575,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":56427,"Supervisory Fees":2552,"Provision for Loan Losses":8424,"Loan Servicing":18529,"Other Fees and Services":26922},"All other expenses":1346},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":4759444,"Non-interest bearing cash":33308,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":2936162,"Inventories for sale or use":0,"Prepaid expenses deferred charges":48012,"Land, building, equipment":29548,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1712414},"Liabilities":{"value":3341772,"Sum of Total Liabilities":0,"Accounts payable, accrued":36327,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":3305445},"Fund balance":{"value":1417672,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.0926076394882309,"percentile":0.23086327840072685},"Liabilities to Assets Ratio":{"score":0.7021349552594799,"percentile":0.09342251238461374},"Operating Reserve Ratio":{"score":18.338987230566495,"percentile":0.9403351764731798},"Officer Compensation Ratio":{"score":0.1923737891386605,"percentile":0.3270708804242345},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.49662091432824634,"percentile":0.3133921941579275}},"source_xml":"202110839349300111_public.xml"},{"Organization":{"value":null,"Person":["Melissa Owings","Board Member","Board Member","Board Member","Board Member","Board Member"],"Title":["Manager","Chairman","Vice-Chairman","Secretary","Treasurer","Director"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[63583,0,0,0,0,0],"Direct compensation":[52083,0,0,0,0,0],"Other compensation":[11500,0,0,0,0,0]},"Basic":{"value":null,"mission":"Everman parkway credit union is a cooperative thrift organization known as a \"credit union\" providing competitive rates on savings and loan accounts to its members.","year":2025,"name":"EVERMAN PARKWAY CREDIT UNION","phone":8172938412,"website":"www.epcreditunion.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Melissa Owings","year_formation":1953,"state_legal_domicile":"TX","total_volunteers":0,"tax_period_begin":"2025-01-01T00:00:00","tax_period_end":"2025-12-31T00:00:00","address":"1216 Everman Parkway, Fort Worth, TX, 761405002, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":761405002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":263507,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":160432,"Total revenue":160432,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":68583,"Investment income total":68583,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":34492,"Other total":34492,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":256339,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":86258,"Current officers":52083,"Disqualified persons":0,"Other salaries and wages":17026,"Pension plan contributions":3000,"Other employee benefits":8721,"Payroll taxes":5428},"Other expenses":{"value":170081,"Management services":0,"Legal":0,"Accounting":8653,"Lobbying services":0,"Investment management fees":0,"Other services":41425,"Advertising":0,"Office expenses":17197,"Information technology":23967,"Royalties":0,"Occupancy":17570,"Travel":50,"Conferences and meetings":-20,"Interest":5456,"Payments to affiliates":0,"Depreciation and depletion":1861,"Insurance":9452,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":42595,"League & Supervision Fees":2598,"Provision for Loan Loss":27145,"Loan Servicing":12852},"All other expenses":1875},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":3913530,"Non-interest bearing cash":78986,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":2128588,"Inventories for sale or use":0,"Prepaid expenses deferred charges":25184,"Land, building, equipment":37403,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1643369},"Liabilities":{"value":2503661,"Sum of Total Liabilities":0,"Accounts payable, accrued":15896,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":2487765},"Fund balance":{"value":1409869,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.02720231341102893,"percentile":0.4708052024597493},"Liabilities to Assets Ratio":{"score":0.6397449361573823,"percentile":0.10434170226782229},"Operating Reserve Ratio":{"score":15.267009701996185,"percentile":0.9274603451436152},"Officer Compensation Ratio":{"score":0.248042631047168,"percentile":0.2435231034989673},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.01101441628234979,"percentile":0.41985709930229453},"Asset Growth":{"score":-0.04205532347522366,"percentile":0.18141249912036664},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5088891539879989,"percentile":0.3437420693574872}},"source_xml":"202640489349301619_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["Melissa Owings","Board Member","Board Member","Board Member","Board Member","Board Member"],"Title":["Manager","Chairman","Vice-Chairman","Secretary","Treasurer","Director"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[63583,0,0,0,0,0],"Direct compensation":[52083,0,0,0,0,0],"Other compensation":[11500,0,0,0,0,0]},"Basic":{"value":null,"mission":"Everman parkway credit union is a cooperative thrift organization known as a \"credit union\" providing competitive rates on savings and loan accounts to its members.","year":2025,"name":"EVERMAN PARKWAY CREDIT UNION","phone":8172938412,"website":"www.epcreditunion.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Melissa Owings","year_formation":1953,"state_legal_domicile":"TX","total_volunteers":0,"tax_period_begin":"2025-01-01T00:00:00","tax_period_end":"2025-12-31T00:00:00","address":"1216 Everman Parkway, Fort Worth, TX, 761405002, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":761405002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":263507,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":160432,"Total revenue":160432,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":68583,"Investment income total":68583,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":34492,"Other total":34492,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":256339,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":86258,"Current officers":52083,"Disqualified persons":0,"Other salaries and wages":17026,"Pension plan contributions":3000,"Other employee benefits":8721,"Payroll taxes":5428},"Other expenses":{"value":170081,"Management services":0,"Legal":0,"Accounting":8653,"Lobbying services":0,"Investment management fees":0,"Other services":41425,"Advertising":0,"Office expenses":17197,"Information technology":23967,"Royalties":0,"Occupancy":17570,"Travel":50,"Conferences and meetings":-20,"Interest":5456,"Payments to affiliates":0,"Depreciation and depletion":1861,"Insurance":9452,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":42595,"League & Supervision Fees":2598,"Provision for Loan Loss":27145,"Loan Servicing":12852},"All other expenses":1875},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":3913530,"Non-interest bearing cash":78986,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":2128588,"Inventories for sale or use":0,"Prepaid expenses deferred charges":25184,"Land, building, equipment":37403,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1643369},"Liabilities":{"value":2503661,"Sum of Total Liabilities":0,"Accounts payable, accrued":15896,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":2487765},"Fund balance":{"value":1409869,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.02720231341102893,"percentile":0.4708052024597493},"Liabilities to Assets Ratio":{"score":0.6397449361573823,"percentile":0.10434170226782229},"Operating Reserve Ratio":{"score":15.267009701996185,"percentile":0.9274603451436152},"Officer Compensation Ratio":{"score":0.248042631047168,"percentile":0.2435231034989673},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.01101441628234979,"percentile":0.41985709930229453},"Asset Growth":{"score":-0.04205532347522366,"percentile":0.18141249912036664},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5088891539879989,"percentile":0.3437420693574872}},"source_xml":"202640489349301619_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}