{"success":true,"data":{"_id":751054189,"filings":[{"Organization":{"value":null,"Person":["Robert Carter","Alan Thomas","Craig Maxwell","Judy McDonald","Tom Spencer","Steve Sparks","Ann Farmer","Lily Newfarmer","Carla Reeves"],"Title":["Director","Chairman","Vice Chairman","Treasurer","Secretary","Director","Director","CEO","Executive VP"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,247080,166212],"Direct compensation":[0,0,0,0,0,0,0,247080,166212],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide our members with the best possible financial services","year":2019,"name":"Tarrant County's Credit Union","phone":8178841470,"website":"www.tarantcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Lily Newfarmer","year_formation":1955,"state_legal_domicile":"TX","total_volunteers":10,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"200 Taylor St, Fort Worth, TX, 76102, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":76102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":49,"Total Gross UBI":117241,"Net unrelated business taxable income":0,"Number of employees":49,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6918712,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":6730518,"Total revenue":{"value":6730518,"Interest on Loans":4796324,"Fee Income":1629849,"Other Operating Income":304345},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":188194,"Investment income total":188194,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6236703,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3151275,"Current officers":413292,"Disqualified persons":0,"Other salaries and wages":1909077,"Pension plan contributions":188763,"Other employee benefits":459261,"Payroll taxes":180882},"Other expenses":{"value":3085428,"Management services":0,"Legal":4242,"Accounting":13500,"Lobbying services":0,"Investment management fees":0,"Other services":200372,"Advertising":140224,"Office expenses":357896,"Information technology":694861,"Royalties":0,"Occupancy":325932,"Travel":0,"Conferences and meetings":133139,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":173943,"Insurance":48736,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":992583,"Loan Servicing":101417,"Operating Fee":16184,"Dividends Paid":392270,"Loan Loss Provision":482712},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":6236703,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":92127789,"Non-interest bearing cash":1047299,"Savings and temp cash investments":12174819,"Pledges and grants receivable":0,"Accounts receivable":545014,"Receivables from officers":281972,"Receivables from disqual persons":0,"Other net note and loans":74780621,"Inventories for sale or use":0,"Prepaid expenses deferred charges":314056,"Land, building, equipment":1117966,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1866042},"Liabilities":{"value":83450140,"Sum of Total Liabilities":0,"Accounts payable, accrued":1214311,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":82235829},"Fund balance":{"value":8677649,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.09857456127672318,"percentile":0.6207754776703347},"Liabilities to Assets Ratio":{"score":0.9058085611931922,"percentile":0.06370660878713541},"Operating Reserve Ratio":{"score":14.771873696727262,"percentile":0.9250669781028035},"Officer Compensation Ratio":{"score":0.06626770586959167,"percentile":0.6811067096384112},"Program Expense Growth":{"score":0.06634821323809142,"percentile":0.5880166340902878},"Revenue Growth":{"score":0.03480720784886192,"percentile":0.5379367728385087},"Asset Growth":{"score":0.041505782078426444,"percentile":0.4933752043482905},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7473049206148273,"percentile":0.9140899807074778}},"source_xml":"202021049349301017_public.xml"},{"Organization":{"value":null,"Person":["Alan Thomas","Craig Maxwell","Tom Spencer","Judy McDonald","Robert Carter","Steve Sparks","Kylie Giancotti","Lily Newfarmer","Carla Reeves","Karen Knight"],"Title":["Chairman","Vice Chairman","Secretary","Treasurer","Director","Director","Director","CEO","Executive VP","VP of IT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0,50.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,272107,185271,109344],"Direct compensation":[0,0,0,0,0,0,0,272107,185271,109344],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide our members with the best possible financial services","year":2021,"name":"Tarrant County's Credit Union","phone":8178841470,"website":"www.tarantcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Lily Newfarmer","year_formation":1955,"state_legal_domicile":"TX","total_volunteers":10,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"200 Taylor St, Fort Worth, TX, 76102, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":76102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":52,"Total Gross UBI":101174,"Net unrelated business taxable income":0,"Number of employees":52,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6309923,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5876162,"Total revenue":{"value":5876162,"Interest on Loans":4191327,"Fee Income":1464585,"Other Operating Income":220250},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":98092,"Investment income total":98092,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":335669,"Other total":335669,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6010374,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3235395,"Current officers":566722,"Disqualified persons":0,"Other salaries and wages":1927740,"Pension plan contributions":190386,"Other employee benefits":365474,"Payroll taxes":185073},"Other expenses":{"value":2774979,"Management services":0,"Legal":838,"Accounting":20434,"Lobbying services":0,"Investment management fees":0,"Other services":572957,"Advertising":120449,"Office expenses":240619,"Information technology":798316,"Royalties":0,"Occupancy":197834,"Travel":0,"Conferences and meetings":23324,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":128571,"Insurance":53073,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":586861,"Loan Servicing":144689,"Operating Fee":16396,"Dividends Paid":229049,"Loan Loss Provision":196727},"All other expenses":31703},"Functional Expenses":{"value":null,"Program Service Expenses":6010374,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":120112755,"Non-interest bearing cash":989069,"Savings and temp cash investments":37299857,"Pledges and grants receivable":0,"Accounts receivable":15379,"Receivables from officers":524695,"Receivables from disqual persons":0,"Other net note and loans":76454678,"Inventories for sale or use":0,"Prepaid expenses deferred charges":194812,"Land, building, equipment":947936,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":3686329},"Liabilities":{"value":110603802,"Sum of Total Liabilities":0,"Accounts payable, accrued":1843999,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":108759803},"Fund balance":{"value":9508953,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.04747268706765519,"percentile":0.5192711811797756},"Liabilities to Assets Ratio":{"score":0.9208331121869613,"percentile":0.06127167819505009},"Operating Reserve Ratio":{"score":19.98423974947316,"percentile":0.9459094602768368},"Officer Compensation Ratio":{"score":0.0942906381532996,"percentile":0.5715150861005877},"Program Expense Growth":{"score":0.0474184917325587,"percentile":0.5215599643873484},"Revenue Growth":{"score":0.02388131811878152,"percentile":0.48433263313615266},"Asset Growth":{"score":0.061062393440249975,"percentile":0.5675287867900518},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7172925127306361,"percentile":0.8757779154116795}},"source_xml":"202231329349304558_public.xml"},{"Organization":{"value":null,"Person":["Alan Thomas","Craig Maxwell","Travis Yarbrough","Judy McDonald","Robert Carter","Tom Spencer","Kylie Giancotti","Lily Newfarmer","Carla Reeves","Karen Knight"],"Title":["Chairman","Vice Chairman","Secretary","Treasurer","Director","Director","Director","CEO","Executive VP","VP of IT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0,50.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,279958,184856,123745],"Direct compensation":[0,0,0,0,0,0,0,279958,184856,123745],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide our members with the best possible financial services","year":2024,"name":"Tarrant County's Credit Union","phone":8178841470,"website":"www.tarantcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Lily Newfarmer","year_formation":1955,"state_legal_domicile":"TX","total_volunteers":10,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"200 Taylor St, Fort Worth, TX, 76102, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":76102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":49,"Total Gross UBI":101644,"Net unrelated business taxable income":0,"Number of employees":49,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":9477657,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":8845851,"Total revenue":{"value":8845851,"Interest on Loans":6806405,"Fee Income":1001953,"Other Operating Income":1037493},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":475334,"Investment income total":475334,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":156472,"Other total":156472,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":8612497,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3642411,"Current officers":588559,"Disqualified persons":0,"Other salaries and wages":2341329,"Pension plan contributions":200268,"Other employee benefits":304942,"Payroll taxes":207313},"Other expenses":{"value":4970086,"Management services":0,"Legal":2112,"Accounting":28000,"Lobbying services":0,"Investment management fees":0,"Other services":1001409,"Advertising":144549,"Office expenses":201022,"Information technology":867814,"Royalties":0,"Occupancy":222595,"Travel":0,"Conferences and meetings":119943,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":117591,"Insurance":55726,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2146207,"Loan Servicing":308364,"Operating Fee":19151,"Dividends Paid":998904,"Loan Loss Provision":819788},"All other expenses":63118},"Functional Expenses":{"value":null,"Program Service Expenses":8612497,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":117877545,"Non-interest bearing cash":1386388,"Savings and temp cash investments":13523916,"Pledges and grants receivable":0,"Accounts receivable":1584508,"Receivables from officers":185844,"Receivables from disqual persons":0,"Other net note and loans":96163217,"Inventories for sale or use":0,"Prepaid expenses deferred charges":429654,"Land, building, equipment":467166,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":4136852},"Liabilities":{"value":105925747,"Sum of Total Liabilities":0,"Accounts payable, accrued":1529153,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":104396594},"Fund balance":{"value":11951798,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.09128416443009069,"percentile":0.6078482003815615},"Liabilities to Assets Ratio":{"score":0.8986083566636885,"percentile":0.06489119729677024},"Operating Reserve Ratio":{"score":13.686802445330315,"percentile":0.9192627144213753},"Officer Compensation Ratio":{"score":0.06833778868079722,"percentile":0.6722238854590395},"Program Expense Growth":{"score":0.053000413585922716,"percentile":0.5425111032466982},"Revenue Growth":{"score":0.044151406313000074,"percentile":0.5811502215517949},"Asset Growth":{"score":0.05310629060624944,"percentile":0.5385559770630871},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7456953038232377,"percentile":0.9123415146399786}},"source_xml":"202520789349300342_public.xml"},{"Organization":{"value":null,"Person":["LILY NEWFARMER","ALAN THOMAS","CRAIG MAXWELL","JUDY MCDONALD","TOM SPENCER","ROBERT PARTEN","ANN FARMER","ROBERT J CARTER","CARLA REEVES"],"Title":["PRESIDENT","CHAIRMAN","VICE CHAIRPERSON","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","EXECUTIVE VICE PRESIDENT"],"Hours":[60.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0],"Total Compensation":[170342,0,0,0,0,0,0,0,109925],"Direct compensation":[170342,0,0,0,0,0,0,0,109925],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide our members with the best possible financial and member services.","year":2014,"name":"TARRANT COUNTY CREDIT UNION","phone":8178841470,"website":"www.tarrantcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LILY NEWFARMER","year_formation":1955,"state_legal_domicile":"TX","total_volunteers":10,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"200 TAYLOR ST, FORT WORTH, TX, 76102, USA","city":"FORT WORTH","state":"TX","country":"USA","zip_code":76102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":54,"Total Gross UBI":54324,"Net unrelated business taxable income":-52547,"Number of employees":54,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5836382,"Contributions":{"value":7218,"Other contributions":7218,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5805993,"Total revenue":{"value":5805993,"INTEREST ON LOAN S":4072636,"FEE INCOME":1487846,"OTHER OPERATING":245511},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":23171,"Investment income total":23171,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2468522,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2468522,"Current officers":280267,"Disqualified persons":0,"Other salaries and wages":1690374,"Pension plan contributions":165913,"Other employee benefits":185362,"Payroll taxes":146606},"Other expenses":{"value":0,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":2468522,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":73516220,"Non-interest bearing cash":666873,"Savings and temp cash investments":3799239,"Pledges and grants receivable":0,"Accounts receivable":172452,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":66069905,"Inventories for sale or use":0,"Prepaid expenses deferred charges":664767,"Land, building, equipment":1160341,"Investments publicly traded":0,"Investments other":28321,"Investments program related":0,"Intangible assets":0,"Other assets":954322},"Liabilities":{"value":66763616,"Sum of Total Liabilities":0,"Accounts payable, accrued":1216180,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":65547436},"Fund balance":{"value":6752604,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5770458479242792,"percentile":0.9372608234612454},"Liabilities to Assets Ratio":{"score":0.9081481066355153,"percentile":0.06331065347170671},"Operating Reserve Ratio":{"score":29.781472476242868,"percentile":0.9668483399919042},"Officer Compensation Ratio":{"score":0.11353635900348467,"percentile":0.5090759821386274},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8761337297345544,"percentile":0.9882213022482478}},"source_xml":"201533199349300008_public.xml"},{"Organization":{"value":null,"Person":["LILY NEWFARMER","ALAN THOMAS","CRAIG MAXWELL","JUDY MCDONALD","TOM SPENCER","ROBERT PARTEN","ANN FARMER","ROBERT J CARTER","CARLA REEVES"],"Title":["President","Chairman","Vice Chairman","Treasurer","Secretary","Director","Director","Director","Executive VP"],"Hours":[50.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0],"Total Compensation":[215093,0,0,0,0,0,0,0,143822],"Direct compensation":[215093,0,0,0,0,0,0,0,143822],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide our members with the best possible financial services","year":2017,"name":"Tarrant County's Credit Union","phone":8178841470,"website":"www.tarantcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LILY NEWFARMER","year_formation":1955,"state_legal_domicile":"TX","total_volunteers":10,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"200 Taylor St, Fort Worth, TX, 76102, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":76102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":50,"Total Gross UBI":96957,"Net unrelated business taxable income":null,"Number of employees":50,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6121850,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5990567,"Total revenue":{"value":5990567,"Interest on Loans":3933187,"Fee Income":1776608,"Other Operating Income":280772},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":131283,"Investment income total":131283,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5758028,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2896319,"Current officers":358915,"Disqualified persons":0,"Other salaries and wages":1844382,"Pension plan contributions":171365,"Other employee benefits":346511,"Payroll taxes":175146},"Other expenses":{"value":2861709,"Management services":0,"Legal":3323,"Accounting":9800,"Lobbying services":0,"Investment management fees":0,"Other services":12076,"Advertising":0,"Office expenses":571057,"Information technology":778541,"Royalties":0,"Occupancy":298219,"Travel":0,"Conferences and meetings":97327,"Interest":8405,"Payments to affiliates":0,"Depreciation and depletion":170508,"Insurance":48393,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":839254,"Loan Servicing":139791,"Association Dues":26642,"Dividends Paid":178224,"Loan Loss Provision":494597},"All other expenses":24806},"Functional Expenses":{"value":null,"Program Service Expenses":5758028,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":85499185,"Non-interest bearing cash":919327,"Savings and temp cash investments":9298647,"Pledges and grants receivable":0,"Accounts receivable":641110,"Receivables from officers":385098,"Receivables from disqual persons":0,"Other net note and loans":71132309,"Inventories for sale or use":0,"Prepaid expenses deferred charges":222702,"Land, building, equipment":1356570,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1543422},"Liabilities":{"value":78332276,"Sum of Total Liabilities":0,"Accounts payable, accrued":1220973,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":77111303},"Fund balance":{"value":7166909,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.05943007424226337,"percentile":0.5455270255095147},"Liabilities to Assets Ratio":{"score":0.9161757038970605,"percentile":0.06199578685518482},"Operating Reserve Ratio":{"score":14.848692121677768,"percentile":0.9254473138936341},"Officer Compensation Ratio":{"score":0.06233297233011024,"percentile":0.6986628389971024},"Program Expense Growth":{"score":0.09556983686579984,"percentile":0.6656708091938225},"Revenue Growth":{"score":0.02218641831635095,"percentile":0.4758012022337998},"Asset Growth":{"score":0.047142611793074184,"percentile":0.5157118637937864},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7400109419159463,"percentile":0.9057950161017666}},"source_xml":"201831319349300923_public.xml"},{"Organization":{"value":null,"Person":["LILY NEWFARMER","ALAN THOMAS","CRAIG MAXWELL","JUDY MCDONALD","TOM SPENCER","ROBERT PARTEN","ANN FARMER","ROBERT J CARTER","CARLA REEVES"],"Title":["President","Chairman","Vice Chairman","Treasurer","Secretary","Director","Director","Director","Executive VP"],"Hours":[60.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0],"Total Compensation":[204069,0,0,0,0,0,0,0,137960],"Direct compensation":[204069,0,0,0,0,0,0,0,137960],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide our members with the best possible financial services","year":2015,"name":"Tarrant County's Credit Union","phone":8178841470,"website":"www.tarantcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LILY NEWFARMER","year_formation":1955,"state_legal_domicile":"TX","total_volunteers":10,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"200 Taylor St, Fort Worth, TX, 76102, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":76102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":54,"Total Gross UBI":52181,"Net unrelated business taxable income":null,"Number of employees":54,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5803696,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5757068,"Total revenue":{"value":5757068,"Interest on Loans":3992883,"Fee Income":1531117,"Other Operating Income":233068},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":46628,"Investment income total":46661,"Net investment gain":-33,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5520133,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2681970,"Current officers":342029,"Disqualified persons":0,"Other salaries and wages":1808465,"Pension plan contributions":169783,"Other employee benefits":203875,"Payroll taxes":157818},"Other expenses":{"value":2838163,"Management services":0,"Legal":0,"Accounting":2164,"Lobbying services":14000,"Investment management fees":0,"Other services":0,"Advertising":164388,"Office expenses":62384,"Information technology":862985,"Royalties":0,"Occupancy":267026,"Travel":0,"Conferences and meetings":99706,"Interest":173963,"Payments to affiliates":0,"Depreciation and depletion":197636,"Insurance":54126,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":821907,"Telephone/Data":64350,"Postage":18852,"Maintenance":157305,"Loan Loss Provision":581400},"All other expenses":117878},"Functional Expenses":{"value":null,"Program Service Expenses":5520133,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":80004872,"Non-interest bearing cash":556565,"Savings and temp cash investments":11356841,"Pledges and grants receivable":0,"Accounts receivable":326301,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":63130698,"Inventories for sale or use":0,"Prepaid expenses deferred charges":868426,"Land, building, equipment":1384355,"Investments publicly traded":0,"Investments other":37192,"Investments program related":0,"Intangible assets":0,"Other assets":2344494},"Liabilities":{"value":72968705,"Sum of Total Liabilities":0,"Accounts payable, accrued":1087868,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":71880837},"Fund balance":{"value":7036167,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.04885903741340001,"percentile":0.5224397194110314},"Liabilities to Assets Ratio":{"score":0.912053268455951,"percentile":0.0626596726168529},"Operating Reserve Ratio":{"score":14.493287027685746,"percentile":0.923638799020019},"Officer Compensation Ratio":{"score":0.06196028247870115,"percentile":0.7003345954940229},"Program Expense Growth":{"score":0.038620446254389235,"percentile":0.485871477402333},"Revenue Growth":{"score":0.027459246502051993,"percentile":0.5021698833461978},"Asset Growth":{"score":0.06025553382487076,"percentile":0.5646578878089686},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7212777452104774,"percentile":0.8815182757000813}},"source_xml":"201612879349301116_public.xml"},{"Organization":{"value":null,"Person":["Alan Thomas","Craig Maxwell","Tom Spencer","Judy McDonald","Robert Carter","Steve Sparks","Kylie Giancotti","Lily Newfarmer","Carla Reeves","Karen Knight"],"Title":["Chairman","Vice Chairman","Secretary","Treasurer","Director","Director","Director","CEO","Executive VP","VP of IT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0,50.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,262538,161489,107027],"Direct compensation":[0,0,0,0,0,0,0,262538,161489,107027],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide our members with the best possible financial services","year":2020,"name":"Tarrant County's Credit Union","phone":8178841470,"website":"www.tarantcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Lily Newfarmer","year_formation":1955,"state_legal_domicile":"TX","total_volunteers":10,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"200 Taylor St, Fort Worth, TX, 76102, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":76102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":52,"Total Gross UBI":94301,"Net unrelated business taxable income":0,"Number of employees":52,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6739485,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":6321545,"Total revenue":{"value":6321545,"Interest on Loans":4642314,"Fee Income":1390674,"Other Operating Income":288557},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":173381,"Investment income total":173381,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":244559,"Other total":244559,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6207730,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3239647,"Current officers":531054,"Disqualified persons":0,"Other salaries and wages":1925242,"Pension plan contributions":186351,"Other employee benefits":418886,"Payroll taxes":178114},"Other expenses":{"value":2968083,"Management services":0,"Legal":3973,"Accounting":13500,"Lobbying services":0,"Investment management fees":0,"Other services":274525,"Advertising":122148,"Office expenses":342395,"Information technology":840491,"Royalties":0,"Occupancy":196137,"Travel":0,"Conferences and meetings":29625,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":149154,"Insurance":54486,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":910241,"Loan Servicing":137275,"Operating Fee":17891,"Dividends Paid":374237,"Loan Loss Provision":380838},"All other expenses":31408},"Functional Expenses":{"value":null,"Program Service Expenses":6207730,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":106334120,"Non-interest bearing cash":1274621,"Savings and temp cash investments":26024489,"Pledges and grants receivable":0,"Accounts receivable":38851,"Receivables from officers":537094,"Receivables from disqual persons":0,"Other net note and loans":73629604,"Inventories for sale or use":0,"Prepaid expenses deferred charges":206822,"Land, building, equipment":1116087,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":3506552},"Liabilities":{"value":97124716,"Sum of Total Liabilities":0,"Accounts payable, accrued":1969172,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":95155544},"Fund balance":{"value":9209404,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07890142941189127,"percentile":0.5848890868956376},"Liabilities to Assets Ratio":{"score":0.9133918256905685,"percentile":0.06243189076959129},"Operating Reserve Ratio":{"score":17.129308136790744,"percentile":0.9356785891765165},"Officer Compensation Ratio":{"score":0.08554721291035532,"percentile":0.6031290124231581},"Program Expense Growth":{"score":0.05768294729084451,"percentile":0.5592505919018064},"Revenue Growth":{"score":0.0318720434900799,"percentile":0.5238337209474864},"Asset Growth":{"score":0.051219336238082544,"percentile":0.5314297553539883},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7351747876770452,"percentile":0.8998950680377883}},"source_xml":"202100959349300845_public.xml"},{"Organization":{"value":null,"Person":["Alan Thomas","Craig Maxwell","Tom Spencer","Judy McDonald","Robert Carter","Travis Yarbrough","Kylie Giancotti","Lily Newfarmer","Carla Reeves","Karen Knight"],"Title":["Chairman","Vice Chairman","Secretary","Treasurer","Director","Director","Director","CEO","Executive VP","VP of IT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0,50.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,265853,194879,112206],"Direct compensation":[0,0,0,0,0,0,0,265853,194879,112206],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide our members with the best possible financial services","year":2022,"name":"Tarrant County's Credit Union","phone":8178841470,"website":"www.tarantcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Lily Newfarmer","year_formation":1955,"state_legal_domicile":"TX","total_volunteers":10,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"200 Taylor St, Fort Worth, TX, 76102, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":76102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":55,"Total Gross UBI":111288,"Net unrelated business taxable income":0,"Number of employees":55,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6675204,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":6236458,"Total revenue":{"value":6236458,"Interest on Loans":4314145,"Fee Income":858840,"Other Operating Income":1063473},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":261779,"Investment income total":261779,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":176967,"Other total":176967,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6387947,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3261730,"Current officers":572938,"Disqualified persons":0,"Other salaries and wages":1909058,"Pension plan contributions":199392,"Other employee benefits":399141,"Payroll taxes":181201},"Other expenses":{"value":3126217,"Management services":0,"Legal":810,"Accounting":21500,"Lobbying services":0,"Investment management fees":0,"Other services":609297,"Advertising":203727,"Office expenses":240973,"Information technology":805752,"Royalties":0,"Occupancy":229358,"Travel":0,"Conferences and meetings":60345,"Interest":5803,"Payments to affiliates":0,"Depreciation and depletion":113664,"Insurance":53542,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":746837,"Loan Servicing":160008,"Operating Fee":17563,"Dividends Paid":199081,"Loan Loss Provision":370185},"All other expenses":34609},"Functional Expenses":{"value":null,"Program Service Expenses":6387947,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":119584304,"Non-interest bearing cash":906531,"Savings and temp cash investments":25405525,"Pledges and grants receivable":0,"Accounts receivable":69674,"Receivables from officers":360969,"Receivables from disqual persons":0,"Other net note and loans":88920019,"Inventories for sale or use":0,"Prepaid expenses deferred charges":493058,"Land, building, equipment":776979,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":2651549},"Liabilities":{"value":110499629,"Sum of Total Liabilities":0,"Accounts payable, accrued":1743087,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":108756542},"Fund balance":{"value":9084675,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.04303344137497521,"percentile":0.5091731087360718},"Liabilities to Assets Ratio":{"score":0.9240312089787301,"percentile":0.06079644988061937},"Operating Reserve Ratio":{"score":18.720303095814664,"percentile":0.9417114180967487},"Officer Compensation Ratio":{"score":0.0896904748896633,"percentile":0.58791129092519},"Program Expense Growth":{"score":0.043016977267072355,"percentile":0.5041555234314281},"Revenue Growth":{"score":0.021606338593318765,"percentile":0.4728665893398129},"Asset Growth":{"score":0.061423069317275245,"percentile":0.568768263781787},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7133766039531206,"percentile":0.8699153644830806}},"source_xml":"202331319349307953_public.xml"},{"Organization":{"value":null,"Person":["Robert Carter","Alan Thomas","Craig Maxwell","Judy McDonald","Tom Spencer","Robert Parten","Ann Farmer","Lily Newfarmer","Carla Reeves"],"Title":["Director","Chairman","Vice Chairman","Treasurer","Secretary","Director","Director","CEO","Executive VP"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,238873,160494],"Direct compensation":[0,0,0,0,0,0,0,238873,160494],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide our members with the best possible financial services","year":2018,"name":"Tarrant County's Credit Union","phone":8178841470,"website":"www.tarantcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Lily Newfarmer","year_formation":1955,"state_legal_domicile":"TX","total_volunteers":10,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"200 Taylor St, Fort Worth, TX, 76102, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":76102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":52,"Total Gross UBI":124777,"Net unrelated business taxable income":0,"Number of employees":52,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6495156,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":6289126,"Total revenue":{"value":6289126,"Interest on Loans":4375228,"Fee Income":1557259,"Other Operating Income":356639},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":155858,"Investment income total":155858,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":50172,"Other total":50172,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5666425,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3059611,"Current officers":399367,"Disqualified persons":0,"Other salaries and wages":1943748,"Pension plan contributions":187980,"Other employee benefits":346438,"Payroll taxes":182078},"Other expenses":{"value":2606814,"Management services":0,"Legal":2225,"Accounting":12500,"Lobbying services":0,"Investment management fees":0,"Other services":20900,"Advertising":117190,"Office expenses":606645,"Information technology":750886,"Royalties":0,"Occupancy":161850,"Travel":0,"Conferences and meetings":107222,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":152540,"Insurance":47839,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":627017,"Loan Servicing":88470,"Association Dues":27879,"Dividends Paid":200867,"Loan Loss Provision":309801},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":5666425,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":86364561,"Non-interest bearing cash":898407,"Savings and temp cash investments":5337072,"Pledges and grants receivable":0,"Accounts receivable":784020,"Receivables from officers":349900,"Receivables from disqual persons":0,"Other net note and loans":75991685,"Inventories for sale or use":0,"Prepaid expenses deferred charges":220378,"Land, building, equipment":1206106,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1576993},"Liabilities":{"value":78368921,"Sum of Total Liabilities":0,"Accounts payable, accrued":1182627,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":77186294},"Fund balance":{"value":7995640,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.12759216252850586,"percentile":0.6673161215559444},"Liabilities to Assets Ratio":{"score":0.9074198964549822,"percentile":0.0634306895890586},"Operating Reserve Ratio":{"score":15.241454885576003,"percentile":0.9273425259267957},"Officer Compensation Ratio":{"score":0.07047953515664639,"percentile":0.6629698854287593},"Program Expense Growth":{"score":0.07190239585770167,"percentile":0.6049519237772718},"Revenue Growth":{"score":0.028607524658649547,"percentile":0.5078512513539899},"Asset Growth":{"score":0.04098690830346498,"percentile":0.49130249378509244},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7532574634208623,"percentile":0.9203958976742381}},"source_xml":"201911619349300666_public.xml"},{"Organization":{"value":null,"Person":["Alan Thomas","Craig Maxwell","Tom Spencer","Judy McDonald","Robert Carter","Travis Yarbrough","Kylie Giancotti","Lily Newfarmer","Carla Reeves","Karen Knight"],"Title":["Chairman","Vice Chairman","Secretary","Treasurer","Director","Director","Director","CEO","Executive VP","VP of IT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0,50.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,277574,185659,122880],"Direct compensation":[0,0,0,0,0,0,0,277574,185659,122880],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide our members with the best possible financial services","year":2023,"name":"Tarrant County's Credit Union","phone":8178841470,"website":"www.tarantcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Lily Newfarmer","year_formation":1955,"state_legal_domicile":"TX","total_volunteers":10,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"200 Taylor St, Fort Worth, TX, 76102, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":76102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":47,"Total Gross UBI":120212,"Net unrelated business taxable income":0,"Number of employees":47,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":9253616,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":7624746,"Total revenue":{"value":7624746,"Interest on Loans":5496115,"Fee Income":997105,"Other Operating Income":1131526},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":483390,"Investment income total":483390,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1145480,"Other total":1145480,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":7489409,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3434201,"Current officers":586113,"Disqualified persons":0,"Other salaries and wages":2026447,"Pension plan contributions":201325,"Other employee benefits":415041,"Payroll taxes":205275},"Other expenses":{"value":4055208,"Management services":0,"Legal":3409,"Accounting":26000,"Lobbying services":0,"Investment management fees":0,"Other services":843416,"Advertising":157187,"Office expenses":251371,"Information technology":834164,"Royalties":0,"Occupancy":201945,"Travel":0,"Conferences and meetings":94687,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":127813,"Insurance":54768,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1388129,"Loan Servicing":213067,"Operating Fee":17391,"Dividends Paid":669138,"Loan Loss Provision":488533},"All other expenses":72319},"Functional Expenses":{"value":null,"Program Service Expenses":7489409,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":118356684,"Non-interest bearing cash":1209285,"Savings and temp cash investments":16015616,"Pledges and grants receivable":0,"Accounts receivable":26106,"Receivables from officers":225831,"Receivables from disqual persons":0,"Other net note and loans":95846299,"Inventories for sale or use":0,"Prepaid expenses deferred charges":273231,"Land, building, equipment":680325,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":4079991},"Liabilities":{"value":107401487,"Sum of Total Liabilities":0,"Accounts payable, accrued":1589507,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":105811980},"Fund balance":{"value":10955197,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.19065055217333418,"percentile":0.7467178920813854},"Liabilities to Assets Ratio":{"score":0.9074391354188328,"percentile":0.06342761699219807},"Operating Reserve Ratio":{"score":15.803207435993949,"percentile":0.9299769878658332},"Officer Compensation Ratio":{"score":0.07825891201829142,"percentile":0.6312714677611796},"Program Expense Growth":{"score":0.04663023405431394,"percentile":0.5184914151744514},"Revenue Growth":{"score":0.03669122995108129,"percentile":0.5468702361884636},"Asset Growth":{"score":0.05781381203514789,"percentile":0.5559495876867592},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7623293931809791,"percentile":0.9295355975732259}},"source_xml":"202440939349301059_public.xml"},{"Organization":{"value":null,"Person":["LILY NEWFARMER","ALAN THOMAS","CRAIG MAXWELL","JUDY MCDONALD","TOM SPENCER","ROBERT PARTEN","ANN FARMER","ROBERT J CARTER"],"Title":["PRESIDENT","CHAIRMAN","VICE CHAIRPERSON","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[60.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[161531,0,0,0,0,0,0,0],"Direct compensation":[161531,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide our members with the best possible financial and member services.","year":2013,"name":"TARRANT COUNTY CREDIT UNION","phone":8178841470,"website":"www.tarrantcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LILY NEWFARMER","year_formation":1955,"state_legal_domicile":"TX","total_volunteers":10,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"200 TAYLOR ST, FORT WORTH, TX, 76102, USA","city":"FORT WORTH","state":"TX","country":"USA","zip_code":76102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":28,"Total Gross UBI":69156,"Net unrelated business taxable income":187368,"Number of employees":28,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5490108,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5457215,"Total revenue":{"value":5457215,"INTEREST ON LOAN S":3886534,"FEE INCOME":1339852,"OTHER OPERATING":230829},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":32893,"Investment income total":25321,"Net investment gain":7572,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5181053,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2402801,"Current officers":161531,"Disqualified persons":1733314,"Other salaries and wages":0,"Pension plan contributions":172205,"Other employee benefits":196976,"Payroll taxes":138775},"Other expenses":{"value":2778252,"Management services":0,"Legal":2665,"Accounting":13000,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":89193,"Office expenses":55136,"Information technology":859571,"Royalties":0,"Occupancy":215852,"Travel":0,"Conferences and meetings":80104,"Interest":229552,"Payments to affiliates":0,"Depreciation and depletion":357914,"Insurance":49698,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":622322,"TELEPHONE/DATA":52792,"POSTAGE":28706,"MAINTENANCE":137710,"PROVISION FOR LOAN LOSSES":403114},"All other expenses":203245},"Functional Expenses":{"value":null,"Program Service Expenses":5181053,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":70986329,"Non-interest bearing cash":564538,"Savings and temp cash investments":5001516,"Pledges and grants receivable":0,"Accounts receivable":169659,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":62593604,"Inventories for sale or use":0,"Prepaid expenses deferred charges":494911,"Land, building, equipment":1345586,"Investments publicly traded":0,"Investments other":26291,"Investments program related":0,"Intangible assets":0,"Other assets":790224},"Liabilities":{"value":65043223,"Sum of Total Liabilities":0,"Accounts payable, accrued":1167015,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":63876208},"Fund balance":{"value":5943106,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.05629306381586665,"percentile":0.5388061864246673},"Liabilities to Assets Ratio":{"score":0.9162781611090214,"percentile":0.06197837547297508},"Operating Reserve Ratio":{"score":13.701139324380584,"percentile":0.9193439551163348},"Officer Compensation Ratio":{"score":0.03117725296382801,"percentile":0.8536395013154765},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.808996636092227,"percentile":0.9640059571436828}},"source_xml":"201432659349300308_public.xml"},{"Organization":{"value":null,"Person":["LILY NEWFARMER","ALAN THOMAS","CRAIG MAXWELL","JUDY MCDONALD","TOM SPENCER","ROBERT PARTEN","ANN FARMER","ROBERT J CARTER","CARLA REEVES"],"Title":["President","Chairman","Vice Chairman","Treasurer","Secretary","Director","Director","Director","Executive VP"],"Hours":[60.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0],"Total Compensation":[190258,0,0,0,0,0,0,0,129397],"Direct compensation":[190258,0,0,0,0,0,0,0,129397],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide our members with the best possible financial services","year":2016,"name":"Tarrant County's Credit Union","phone":8178841470,"website":"www.tarantcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LILY NEWFARMER","year_formation":1955,"state_legal_domicile":"TX","total_volunteers":10,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"200 Taylor St, Fort Worth, TX, 76102, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":76102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":51,"Total Gross UBI":130653,"Net unrelated business taxable income":null,"Number of employees":51,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5864899,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5757285,"Total revenue":{"value":5757285,"Interest on Loans":3870008,"Fee Income":1612927,"Other Operating Income":274350},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":107614,"Investment income total":107614,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6097979,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2832329,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":2135075,"Pension plan contributions":207436,"Other employee benefits":315902,"Payroll taxes":173916},"Other expenses":{"value":3265650,"Management services":0,"Legal":4115,"Accounting":13000,"Lobbying services":0,"Investment management fees":0,"Other services":5529,"Advertising":121192,"Office expenses":574166,"Information technology":732017,"Royalties":0,"Occupancy":293419,"Travel":0,"Conferences and meetings":105099,"Interest":188090,"Payments to affiliates":0,"Depreciation and depletion":192683,"Insurance":51046,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":985294,"Loan Servicing":92114,"Association Dues":26420,"Misc":157954,"Loan Loss Provision":708806},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":6097979,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":81393781,"Non-interest bearing cash":793484,"Savings and temp cash investments":10466950,"Pledges and grants receivable":0,"Accounts receivable":564387,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":66275545,"Inventories for sale or use":0,"Prepaid expenses deferred charges":241396,"Land, building, equipment":1313845,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1738174},"Liabilities":{"value":74590694,"Sum of Total Liabilities":0,"Accounts payable, accrued":1119619,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":73471075},"Fund balance":{"value":6803087,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.03974151984543979,"percentile":0.30179720336300786},"Liabilities to Assets Ratio":{"score":0.9164176068930868,"percentile":0.061954818897044246},"Operating Reserve Ratio":{"score":13.347665021476788,"percentile":0.9172830282327582},"Officer Compensation Ratio":{"score":0.05241982630638774,"percentile":0.7450778907639238},"Program Expense Growth":{"score":0.1204584442336021,"percentile":0.7132868780746546},"Revenue Growth":{"score":0.018989918932676264,"percentile":0.4594866919140804},"Asset Growth":{"score":0.04931135641631117,"percentile":0.524109804035912},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7058191193159753,"percentile":0.8582396588421327}},"source_xml":"201721309349302797_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["Alan Thomas","Craig Maxwell","Travis Yarbrough","Judy McDonald","Robert Carter","Tom Spencer","Kylie Giancotti","Lily Newfarmer","Carla Reeves","Karen Knight"],"Title":["Chairman","Vice Chairman","Secretary","Treasurer","Director","Director","Director","CEO","Executive VP","VP of IT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0,50.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,279958,184856,123745],"Direct compensation":[0,0,0,0,0,0,0,279958,184856,123745],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide our members with the best possible financial services","year":2024,"name":"Tarrant County's Credit Union","phone":8178841470,"website":"www.tarantcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Lily Newfarmer","year_formation":1955,"state_legal_domicile":"TX","total_volunteers":10,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"200 Taylor St, Fort Worth, TX, 76102, USA","city":"Fort Worth","state":"TX","country":"USA","zip_code":76102},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":49,"Total Gross UBI":101644,"Net unrelated business taxable income":0,"Number of employees":49,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":9477657,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":8845851,"Total revenue":{"value":8845851,"Interest on Loans":6806405,"Fee Income":1001953,"Other Operating Income":1037493},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":475334,"Investment income total":475334,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":156472,"Other total":156472,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":8612497,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3642411,"Current officers":588559,"Disqualified persons":0,"Other salaries and wages":2341329,"Pension plan contributions":200268,"Other employee benefits":304942,"Payroll taxes":207313},"Other expenses":{"value":4970086,"Management services":0,"Legal":2112,"Accounting":28000,"Lobbying services":0,"Investment management fees":0,"Other services":1001409,"Advertising":144549,"Office expenses":201022,"Information technology":867814,"Royalties":0,"Occupancy":222595,"Travel":0,"Conferences and meetings":119943,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":117591,"Insurance":55726,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2146207,"Loan Servicing":308364,"Operating Fee":19151,"Dividends Paid":998904,"Loan Loss Provision":819788},"All other expenses":63118},"Functional Expenses":{"value":null,"Program Service Expenses":8612497,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":117877545,"Non-interest bearing cash":1386388,"Savings and temp cash investments":13523916,"Pledges and grants receivable":0,"Accounts receivable":1584508,"Receivables from officers":185844,"Receivables from disqual persons":0,"Other net note and loans":96163217,"Inventories for sale or use":0,"Prepaid expenses deferred charges":429654,"Land, building, equipment":467166,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":4136852},"Liabilities":{"value":105925747,"Sum of Total Liabilities":0,"Accounts payable, accrued":1529153,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":104396594},"Fund balance":{"value":11951798,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.09128416443009069,"percentile":0.6078482003815615},"Liabilities to Assets Ratio":{"score":0.8986083566636885,"percentile":0.06489119729677024},"Operating Reserve Ratio":{"score":13.686802445330315,"percentile":0.9192627144213753},"Officer Compensation Ratio":{"score":0.06833778868079722,"percentile":0.6722238854590395},"Program Expense Growth":{"score":0.053000413585922716,"percentile":0.5425111032466982},"Revenue Growth":{"score":0.044151406313000074,"percentile":0.5811502215517949},"Asset Growth":{"score":0.05310629060624944,"percentile":0.5385559770630871},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7456953038232377,"percentile":0.9123415146399786}},"source_xml":"202520789349300342_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}