{"success":true,"data":{"_id":750763606,"filings":[{"Organization":{"value":null,"Person":["LARRY SKINNER","CHARLIE NUTT","CHARLIE HOLLABAUGH","DON HIGGINBOTHAM","JOHN HAMNER","SUSAN SMITH","CHARLIE BOTTORFF","JAMES MINGE","DAVID PICKNEY","PAMELA STEPHENS","WILLIAM KELSEY","RONALD DINWIDDIE","JAMES BLAZEK","BRADY POPP","RONNIE SMITH JR","CLAY YEARSLEY","PEGGY ESPARZA"],"Title":["BOARD CHAIRMAN","BOARD-VICE CHAIR","BOARD-MEMBERSHIP OFFICER","BOARD-SECURITY DIRECTOR","BOARD MEMBER","BOARD-SECRETARY","BOARD TREASURER","PRESIDENT/CEO","EVP/CFO","EVP/COO","EVP/CRO","EVP/CIO","VP INVESTMENT SERVICES","SVP LENDING COLLECTIONS","SVP RETAIL DELIVERY","SVP, DATA ANALYTICS","SVP ACCOUNTING"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,511056,339692,282887,299391,253281,232151,186965,213004,152727,160633],"Direct compensation":[0,0,0,0,0,0,0,467133,302370,256080,273873,240466,225988,175844,196566,151786,153517],"Other compensation":[0,0,0,0,0,0,0,43923,37322,26807,25518,12815,6163,11121,16438,941,7116]},"Basic":{"value":null,"mission":"Providing members a lifetime of financial services and maintaining a financially strong cooperative.","year":2016,"name":"TEXAS TRUST CREDIT UNION","phone":9725951305,"website":"WWW.TEXASTRUSTCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAMES MINGE","year_formation":1936,"state_legal_domicile":"TX","total_volunteers":12,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"5850 WEST INTERSTATE 20, ARLINGTON, TX, 76017, USA","city":"ARLINGTON","state":"TX","country":"USA","zip_code":76017},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":342,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":342,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":44947328,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":41314645,"Total revenue":{"value":41314645,"INTEREST ON LOANS":25954820,"FEES AND CHARGES":15359825},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3206923,"Investment income total":2711530,"Net investment gain":495393,"Income from invest bond proceeds":0},"Other revenues":{"value":425760,"Other total":247605,"Royalties revenue":0,"Net rental income":178155,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":39806997,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":15735204,"Current officers":1686307,"Disqualified persons":0,"Other salaries and wages":11521658,"Pension plan contributions":-109937,"Other employee benefits":1667183,"Payroll taxes":969993},"Other expenses":{"value":24071793,"Management services":0,"Legal":33684,"Accounting":195894,"Lobbying services":0,"Investment management fees":0,"Other services":334477,"Advertising":1873835,"Office expenses":1007736,"Information technology":1236182,"Royalties":0,"Occupancy":818638,"Travel":369888,"Conferences and meetings":144390,"Interest":4267966,"Payments to affiliates":0,"Depreciation and depletion":2617356,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":7885572,"MAINTENANCE":2493432,"PROVISION FOR LOAN LOSS":2290530,"DEBIT CARD SERVICES":1872139,"UTILITIES":1229471},"All other expenses":3286175},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1020247577,"Non-interest bearing cash":10744602,"Savings and temp cash investments":41938493,"Pledges and grants receivable":0,"Accounts receivable":376641,"Receivables from officers":5830273,"Receivables from disqual persons":0,"Other net note and loans":775070953,"Inventories for sale or use":0,"Prepaid expenses deferred charges":26190744,"Land, building, equipment":38915016,"Investments publicly traded":0,"Investments other":103138391,"Investments program related":0,"Intangible assets":252314,"Other assets":17790150},"Liabilities":{"value":921058943,"Sum of Total Liabilities":0,"Accounts payable, accrued":10390820,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":152490000,"Unsecured notes loans payable":0,"Other liabilities":758178123},"Fund balance":{"value":99188634,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.11436343891231977,"percentile":0.6469789444143381},"Liabilities to Assets Ratio":{"score":0.902779838701837,"percentile":0.0642154308272414},"Operating Reserve Ratio":{"score":25.629855399541945,"percentile":0.9600835364519117},"Officer Compensation Ratio":{"score":0.0661136784570813,"percentile":0.681778244894989},"Program Expense Growth":{"score":0.4,"percentile":0.9034846585392815},"Revenue Growth":{"score":0.07544899623905232,"percentile":0.698872937308975},"Asset Growth":{"score":0.06729096105574865,"percentile":0.5887815697256974},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6534590821905594,"percentile":0.750089143171633}},"source_xml":"201743149349302319_public.xml"},{"Organization":{"value":null,"Person":["LARRY SKINNER","CHARLIE NUTT","CHARLIE HOLLABAUGH","DON HIGGINBOTHAM","JOHN HAMNER","SUSAN SMITH","CHARLIE BOTTORFF","JAMES MINGE","DAVID PICKNEY","WILLIAM KELSEY","PAMELA STEPHENS","RONALD DINWIDDIE","JAMES BLAZEK","RONNIE SMITH JR","BRADY POPP","AMBER DANFORD","RICHARD WHITMAN"],"Title":["BOARD CHAIRMAN","BOARD TREASURER","BOARD ASSISTANT SECRETARY","BOARD MEMBERSHIP OFFICER","BOARD VICE CHAIR","BOARD SECRETARY","BOARD SECURITY DIRECTOR","PRESIDENT/CEO","EVP/CFO","EVP/COO","EVP/COO","EVP/CIO","VP INVESTMENT SERVICES","SENIOR VP OPERATIONS","SENIOR VP","SENIOR VP MARKETING","VP MORTGAGE"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,388913,254384,248348,193244,158081,290261,177272,151710,150900,142006],"Direct compensation":[0,0,0,0,0,0,0,352306,234566,228507,178986,149764,263094,166163,142678,145116,139711],"Other compensation":[0,0,0,0,0,0,0,36607,19818,19841,14258,8317,27167,11109,9032,5784,2295]},"Basic":{"value":null,"mission":"Providing members a lifetime of financial services and maintaining a financially strong cooperative.","year":2014,"name":"TEXAS TRUST CREDIT UNION","phone":9725951305,"website":"WWW.TEXASTRUSTCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JIM MINGE","year_formation":1936,"state_legal_domicile":"TX","total_volunteers":12,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"1900 COUNTRY CLUB DRIVE, MANSFIELD, TX, 76063, USA","city":"MANSFIELD","state":"TX","country":"USA","zip_code":76063},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":371,"Total Gross UBI":94321,"Net unrelated business taxable income":0,"Number of employees":371,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":40419616,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":37276641,"Total revenue":{"value":37276641,"INTEREST ON LOANS":22672261,"SERVICE CHARGES":10987055,"OTHER OPERATING INCOME":3617325},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2871455,"Investment income total":2614876,"Net investment gain":256579,"Income from invest bond proceeds":0},"Other revenues":{"value":271520,"Other total":0,"Royalties revenue":0,"Net rental income":271520,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":38202623,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":16925938,"Current officers":1276209,"Disqualified persons":0,"Other salaries and wages":12443836,"Pension plan contributions":15375,"Other employee benefits":2176391,"Payroll taxes":1014127},"Other expenses":{"value":21276685,"Management services":314047,"Legal":85764,"Accounting":395864,"Lobbying services":0,"Investment management fees":0,"Other services":1898467,"Advertising":1745147,"Office expenses":2349175,"Information technology":0,"Royalties":0,"Occupancy":1647662,"Travel":530922,"Conferences and meetings":0,"Interest":3558686,"Payments to affiliates":0,"Depreciation and depletion":1978608,"Insurance":313606,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":5375003,"PROVISION FOR LOAN LOSS":2796760,"OUTSIDE SERVICES":1127992,"LOAN SERVICING":990214,"CREDIT CARD FRAUD":460037},"All other expenses":1083734},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":880979661,"Non-interest bearing cash":6855363,"Savings and temp cash investments":4120339,"Pledges and grants receivable":0,"Accounts receivable":7776557,"Receivables from officers":4654991,"Receivables from disqual persons":0,"Other net note and loans":631808699,"Inventories for sale or use":0,"Prepaid expenses deferred charges":18011475,"Land, building, equipment":36190951,"Investments publicly traded":0,"Investments other":162240172,"Investments program related":0,"Intangible assets":441549,"Other assets":8879565},"Liabilities":{"value":788275448,"Sum of Total Liabilities":0,"Accounts payable, accrued":9170502,"Grants payable":0,"Deferred, revenue":31563,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":779073383},"Fund balance":{"value":92704213,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.054849432513163904,"percentile":0.5356790203720276},"Liabilities to Assets Ratio":{"score":0.8947714492128326,"percentile":0.06552947808460047},"Operating Reserve Ratio":{"score":23.060711328643585,"percentile":0.9544928832544941},"Officer Compensation Ratio":{"score":0.056412854164490225,"percentile":0.7259740557848},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5936071138622588,"percentile":0.5866952591431497}},"source_xml":"201513179349306326_public.xml"},{"Organization":{"value":null,"Person":["CHARLIE BOTTORFF","JOE JOHNSON","PHILLIP MARTINEZ","BOB MCLELLAN","LONNIE MORGAN","CHARLIE NUTT","KAREN SAULS","LARRY SKINNER","SEAN CHOATE","PAMELA STEPHENS","JERRY OLIVE","LILLIE WILSON","KAYE GILBERT","JAMES MINGE","PEGGY ESPARZA","WILLIAM KELSEY","DAVID TURNER","RONNIE SMITH JR","LEANN SANTIAGO","WHITNEY MCLEOD","FRED TRUSTY","DANNY TABRAHAM","ROBERT A UNDERWOOD"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","BOARD CHAIRPERSON","ADVISORY BOARD","ADVISORY BOARD","ADVISORY BOARD","ADVISORY BOARD","ADVISORY BOARD","CEO","CFO","PRESIDENT","CIO","CGO","SVP RETAIL DELIVERY","SVP CONSUMER LENDING","SVP MARKETING","SVP MORTGAGE BUSINESS SERVICES","SVP BUSINESS ENTERPRISE ARCHITECTURE"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,930640,366396,525013,354089,366184,269624,250590,203727,356133,227819],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,865140,315436,454035,332824,313435,226923,223193,182588,307747,189963],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,65500,50960,70978,21265,52749,42701,27397,21139,48386,37856]},"Basic":{"value":null,"mission":"Providing members a lifetime of financial services and maintaining a financially strong cooperative.","year":2022,"name":"TEXAS TRUST CREDIT UNION","phone":9725951305,"website":"WWW.TEXASTRUSTCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAMES MINGE","year_formation":1936,"state_legal_domicile":"TX","total_volunteers":13,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"5850 WEST INTERSTATE 20, ARLINGTON, TX, 76017, USA","city":"ARLINGTON","state":"TX","country":"USA","zip_code":76017},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":417,"Total Gross UBI":709353,"Net unrelated business taxable income":0,"Number of employees":417,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":83493624,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":76200892,"Total revenue":{"value":76200892,"INTEREST ON LOANS":50830128,"FEES, CHARGES, &OTHER":24661411,"FINANCE & INSURANCE":376970,"PROFESSIONAL, SCIENTIFIC, AND TEC":332383},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":7206606,"Investment income total":6891661,"Net investment gain":314945,"Income from invest bond proceeds":0},"Other revenues":{"value":86126,"Other total":0,"Royalties revenue":0,"Net rental income":86126,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":68363171,"Grant expense":{"value":799844,"Grants to domestic orgs":799844,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":24736608,"Current officers":2542322,"Disqualified persons":0,"Other salaries and wages":21066142,"Pension plan contributions":-2270886,"Other employee benefits":1835734,"Payroll taxes":1563296},"Other expenses":{"value":42826719,"Management services":0,"Legal":96018,"Accounting":162565,"Lobbying services":0,"Investment management fees":0,"Other services":1126389,"Advertising":2165630,"Office expenses":1411086,"Information technology":1196627,"Royalties":0,"Occupancy":1445635,"Travel":238925,"Conferences and meetings":240840,"Interest":12431085,"Payments to affiliates":19523,"Depreciation and depletion":3556313,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":13879601,"DEBIT CARD SERVICES":5743667,"PROVISION FOR LOAN LOSS":3284757,"MISCELLANEOUS":2447431,"MAINTENANCE":2403746},"All other expenses":4856482},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2049067995,"Non-interest bearing cash":16401515,"Savings and temp cash investments":121900155,"Pledges and grants receivable":0,"Accounts receivable":18615878,"Receivables from officers":6814618,"Receivables from disqual persons":0,"Other net note and loans":1555542083,"Inventories for sale or use":0,"Prepaid expenses deferred charges":40754490,"Land, building, equipment":56401718,"Investments publicly traded":0,"Investments other":201279044,"Investments program related":0,"Intangible assets":1648708,"Other assets":29709786},"Liabilities":{"value":1895333188,"Sum of Total Liabilities":0,"Accounts payable, accrued":22158192,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":295000000,"Unsecured notes loans payable":0,"Other liabilities":1578174996},"Fund balance":{"value":153734807,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.18121686752990862,"percentile":0.7364802140103316},"Liabilities to Assets Ratio":{"score":0.924973301337421,"percentile":0.0606714976082906},"Operating Reserve Ratio":{"score":29.973273109288627,"percentile":0.9671025708233947},"Officer Compensation Ratio":{"score":0.05632001768905658,"percentile":0.7264033499597323},"Program Expense Growth":{"score":-0.27580645161290324,"percentile":0.0675504990998294},"Revenue Growth":{"score":0.10281050601162059,"percentile":0.7701763035468164},"Asset Growth":{"score":0.1045118438877003,"percentile":0.6939750652330489},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5903487809469066,"percentile":0.5770549975871848}},"source_xml":"202343149349304934_public.xml"},{"Organization":{"value":null,"Person":["LARRY SKINNER","CHARLIE HOLLABAUGH","BOB MCLELLAN","SUSAN SMITH","CHARLIE BOTTORFF","JAMES MINGE","DAVID PICKNEY","WILLIAM KELSEY","PAMELA STEPHENS","RONNIE SMITH JR","DAVID TURNER","JAMES BLAZEK","CLAY YEARSLEY","PEGGY ESPARZA","VIRGINIA N CHAPLINE","ROBERT A UNDERWOOD"],"Title":["BOARD CHAIRPERSON","BOARD","BOARD","BOARD","BOARD","PRESIDENT/CEO","EVP/CFO","EVP/CRO","EVP/COO","SVP RETAIL DELIVERY","EVP CHIEF INFORMATION OFFICER","VP INVESTMENT SERVICES","SVP, DATA ANALYTICS","SVP ACCOUNTING","SVP TALENT","SVP CARD SOLUTIONS"],"Hours":[1.0,1.0,1.0,1.0,1.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0],"Total Compensation":[0,0,0,0,0,747369,429267,362484,356065,268743,265192,241229,591118,212478,216904,187322],"Direct compensation":[0,0,0,0,0,681207,356347,320499,308121,232685,250003,195313,569950,183851,172186,169435],"Other compensation":[0,0,0,0,0,66162,72920,41985,47944,36058,15189,45916,21168,28627,44718,17887]},"Basic":{"value":null,"mission":"Providing members a lifetime of financial services and maintaining a financially strong cooperative.","year":2019,"name":"TEXAS TRUST CREDIT UNION","phone":9725951305,"website":"WWW.TEXASTRUSTCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAMES MINGE","year_formation":1936,"state_legal_domicile":"TX","total_volunteers":10,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"5850 WEST INTERSTATE 20, ARLINGTON, TX, 76017, USA","city":"ARLINGTON","state":"TX","country":"USA","zip_code":76017},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":5,"Number of employees total":420,"Total Gross UBI":695683,"Net unrelated business taxable income":0,"Number of employees":420,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":71525575,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":61820069,"Total revenue":{"value":61820069,"INTEREST ON LOANS":37900804,"FEES AND CHARGES":23223582,"TDS- SOFTWARE SALES":342217,"INSURANCE":202268,"NON-MEMBER ATM FEES":151198},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":9660324,"Investment income total":9660324,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":45182,"Other total":0,"Royalties revenue":0,"Net rental income":45182,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":63599152,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":21782940,"Current officers":2429120,"Disqualified persons":0,"Other salaries and wages":15040541,"Pension plan contributions":320837,"Other employee benefits":2692431,"Payroll taxes":1300011},"Other expenses":{"value":41816212,"Management services":0,"Legal":82116,"Accounting":146963,"Lobbying services":0,"Investment management fees":0,"Other services":540442,"Advertising":2510386,"Office expenses":1154145,"Information technology":1320688,"Royalties":0,"Occupancy":1177529,"Travel":438148,"Conferences and meetings":159088,"Interest":15232887,"Payments to affiliates":0,"Depreciation and depletion":3441650,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":11793331,"DEBIT CARD SERVICES":4258828,"PROVISION FOR LOAN LOSS":3482185,"MAINTENANCE":2425484,"UTILITIES":1626834},"All other expenses":3818839},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1344628631,"Non-interest bearing cash":13512984,"Savings and temp cash investments":39528523,"Pledges and grants receivable":0,"Accounts receivable":433123,"Receivables from officers":5906113,"Receivables from disqual persons":0,"Other net note and loans":954871261,"Inventories for sale or use":0,"Prepaid expenses deferred charges":24342207,"Land, building, equipment":43397070,"Investments publicly traded":0,"Investments other":230296595,"Investments program related":0,"Intangible assets":2527431,"Other assets":29813324},"Liabilities":{"value":1208910672,"Sum of Total Liabilities":0,"Accounts payable, accrued":12246289,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":131902502,"Unsecured notes loans payable":0,"Other liabilities":1064761881},"Fund balance":{"value":135717959,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.11081942368166911,"percentile":0.6412687685499704},"Liabilities to Assets Ratio":{"score":0.8990665854712118,"percentile":0.06481786465169861},"Operating Reserve Ratio":{"score":21.14224150347162,"percentile":0.949428879935347},"Officer Compensation Ratio":{"score":0.060978344491134095,"percentile":0.704831683961345},"Program Expense Growth":{"score":-0.25000000000000006,"percentile":0.07373901136331502},"Revenue Growth":{"score":0.11759906858931153,"percentile":0.7997200891078603},"Asset Growth":{"score":0.08668741095129556,"percentile":0.6479439569118435},"Independent Voting Board Pct":{"score":0.8333333333333334,"percentile":0.20587825144360158},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5120397398147731,"percentile":0.3525013983928831}},"source_xml":"202043179349301234_public.xml"},{"Organization":{"value":null,"Person":["CHARLIE BOTTORFF","JOE JOHNSON","PHILLIP MARTINEZ","BOB MCLELLAN","LONNIE MORGAN","CHARLIE NUTT","KAREN SAULS","LARRY SKINNER","SEAN CHOATE","PAMELA STEPHENS","JERRY OLIVE","LILLIE WILSON","KAYE GILBERT","JAMES MINGE","PEGGY ESPARZA","WILLIAM KELSEY","DAVID TURNER","RONNIE SMITH JR","LEANN SANTIAGO","WHITNEY MCLEOD","FRED TRUSTY","DANNY TABRAHAM","ROBERT A UNDERWOOD"],"Title":["TREASURER","DIRECTOR","DIRECTOR","SECRETARY & MEMBERSHIP OFFICER","DIRECTOR & SECURITY OFFICER","VICE CHAIRPERSON","DIRECTOR","CHAIRPERSON","ADVISORY BOARD","ADVISORY BOARD","ADVISORY BOARD","ADVISORY BOARD","ADVISORY BOARD","CEO","CFO","PRESIDENT","CIO","CGO","SVP RETAIL DELIVERY","SVP CONSUMER LENDING","SVP MARKETING","SVP MORTGAGE BUSINESS SERV","SVP BUSINESS ENTERPRISE AR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,946538,421813,541622,397534,413722,324878,306097,288105,304548,246329],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,876576,361438,498796,369471,355416,274402,271380,253404,254483,208133],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,69962,60375,42826,28063,58306,50476,34717,34701,50065,38196]},"Basic":{"value":null,"mission":"Providing members a lifetime of financial services and maintaining a financially strong cooperative.","year":2023,"name":"TEXAS TRUST CREDIT UNION","phone":9725951305,"website":"WWW.TEXASTRUSTCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAMES MINGE","year_formation":1936,"state_legal_domicile":"TX","total_volunteers":13,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"5850 WEST INTERSTATE 20, ARLINGTON, TX, 76017, USA","city":"ARLINGTON","state":"TX","country":"USA","zip_code":76017},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":393,"Total Gross UBI":679732,"Net unrelated business taxable income":0,"Number of employees":393,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":99239233,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":87442932,"Total revenue":{"value":87442932,"INTEREST ON LOANS":62221487,"FEES, CHARGES, &OTHER":24541713,"FINANCE & INSURANCE":377349,"PROFESSIONAL, SCIENTIFIC, AND TEC":302383},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":11710883,"Investment income total":11711579,"Net investment gain":-696,"Income from invest bond proceeds":0},"Other revenues":{"value":85418,"Other total":0,"Royalties revenue":0,"Net rental income":85418,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":91980162,"Grant expense":{"value":280049,"Grants to domestic orgs":280049,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":26071507,"Current officers":2721229,"Disqualified persons":0,"Other salaries and wages":19450029,"Pension plan contributions":-912890,"Other employee benefits":3175458,"Payroll taxes":1637681},"Other expenses":{"value":65628606,"Management services":0,"Legal":48245,"Accounting":91074,"Lobbying services":0,"Investment management fees":0,"Other services":2045955,"Advertising":2445888,"Office expenses":1819584,"Information technology":1373125,"Royalties":0,"Occupancy":1492404,"Travel":167771,"Conferences and meetings":480802,"Interest":32563523,"Payments to affiliates":18745,"Depreciation and depletion":3545201,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":14988346,"DEBIT CARD SERVICES":6098290,"PROVISION FOR LOAN LOSS":4551861,"MAINTENANCE":2346811,"MISCELLANEOUS":1991384},"All other expenses":4547943},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2023353997,"Non-interest bearing cash":13608096,"Savings and temp cash investments":104043192,"Pledges and grants receivable":0,"Accounts receivable":20854168,"Receivables from officers":21532463,"Receivables from disqual persons":0,"Other net note and loans":1537547231,"Inventories for sale or use":0,"Prepaid expenses deferred charges":44750663,"Land, building, equipment":59476506,"Investments publicly traded":0,"Investments other":187659439,"Investments program related":0,"Intangible assets":1315360,"Other assets":32566879},"Liabilities":{"value":1860655047,"Sum of Total Liabilities":0,"Accounts payable, accrued":24900542,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":290000000,"Unsecured notes loans payable":0,"Other liabilities":1545754505},"Fund balance":{"value":162698950,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07314718968051678,"percentile":0.5736499167767037},"Liabilities to Assets Ratio":{"score":0.9195894785384903,"percentile":0.061453371089403554},"Operating Reserve Ratio":{"score":21.997721606535112,"percentile":0.9517981981137204},"Officer Compensation Ratio":{"score":0.045566195023661736,"percentile":0.7788519628609257},"Program Expense Growth":{"score":-0.2697302697302697,"percentile":0.06893524512832465},"Revenue Growth":{"score":0.10298156050012257,"percentile":0.7705466997363551},"Asset Growth":{"score":0.09975047054564681,"percentile":0.6824881049739727},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5648660247065135,"percentile":0.5014993851470977}},"source_xml":"202403209349311565_public.xml"},{"Organization":{"value":null,"Person":["LARRY SKINNER","CHARLIE NUTT","CHARLIE HOLLABAUGH","DON HIGGINBOTHAM","JOHN HAMNER","SUSAN SMITH","CHARLIE BOTTORFF","JAMES MINGE","DAVID PICKNEY","PAMELA STEPHENS","WILLIAM KELSEY","RONALD DINWIDDIE","JAMES BLAZEK","BRADY POPP","RONNIE SMITH JR","CLAY YEARSLEY","PEGGY ESPARZA"],"Title":["BOARD CHAIRMAN","BOARD-VICE CHAIR","BOARD-ASST. SECRETARY","BOARD-MEMBERSHIP AND SECURITIY OFFICER","BOARD MEMBER","BOARD-SECRETARY","BOARD TREASURER","PRESIDENT/CEO","EVP/CFO","EVP/COO","EVP/CRO","EVP/CIO","VP INVESTMENT SERVICES","SVP LENDING COLLECTIONS","SVP RETAIL DELIVERY","SVP, DATA ANALYTICS","SVP ACCOUNTING"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,603135,350718,377528,353771,316609,316620,200083,245672,188933,187652],"Direct compensation":[0,0,0,0,0,0,0,527405,316799,249686,271201,244860,234750,181311,201671,155436,158868],"Other compensation":[0,0,0,0,0,0,0,75730,33919,127842,82570,71749,81870,18772,44001,33497,28784]},"Basic":{"value":null,"mission":"Providing members a lifetime of financial services and maintaining a financially strong cooperative.","year":2017,"name":"TEXAS TRUST CREDIT UNION","phone":9725951305,"website":"WWW.TEXASTRUSTCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAMES MINGE","year_formation":1936,"state_legal_domicile":"TX","total_volunteers":13,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"5850 WEST INTERSTATE 20, ARLINGTON, TX, 76017, USA","city":"ARLINGTON","state":"TX","country":"USA","zip_code":76017},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":305,"Total Gross UBI":667332,"Net unrelated business taxable income":-124497,"Number of employees":305,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":53289277,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":45862715,"Total revenue":{"value":45862715,"INTEREST ON LOANS":29638013,"FEES AND CHARGES":15557370,"TDS- SOFTWARE SALES":385944,"INSURANCE":161725,"NON-MEMBER ATM FEES":119663},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3646596,"Investment income total":3536952,"Net investment gain":109644,"Income from invest bond proceeds":0},"Other revenues":{"value":3779966,"Other total":3648467,"Royalties revenue":0,"Net rental income":131499,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":45237285,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":16919707,"Current officers":2001761,"Disqualified persons":0,"Other salaries and wages":12558357,"Pension plan contributions":-649837,"Other employee benefits":1942644,"Payroll taxes":1066782},"Other expenses":{"value":28317578,"Management services":0,"Legal":66188,"Accounting":221809,"Lobbying services":0,"Investment management fees":0,"Other services":445820,"Advertising":2031231,"Office expenses":953404,"Information technology":1301157,"Royalties":0,"Occupancy":1003395,"Travel":382131,"Conferences and meetings":173014,"Interest":5746268,"Payments to affiliates":0,"Depreciation and depletion":2888204,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":8815311,"PROVISION FOR LOAN LOSS":2892827,"MAINTENANCE":2662759,"DEBIT CARD SERVICES":1826752,"UTILITIES":1432973},"All other expenses":4289646},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1217032843,"Non-interest bearing cash":13518324,"Savings and temp cash investments":66839395,"Pledges and grants receivable":0,"Accounts receivable":378891,"Receivables from officers":5861972,"Receivables from disqual persons":0,"Other net note and loans":905731687,"Inventories for sale or use":0,"Prepaid expenses deferred charges":26190243,"Land, building, equipment":42208345,"Investments publicly traded":0,"Investments other":133802719,"Investments program related":0,"Intangible assets":3289551,"Other assets":19211716},"Liabilities":{"value":1097276221,"Sum of Total Liabilities":0,"Accounts payable, accrued":16564418,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":114790000,"Unsecured notes loans payable":0,"Other liabilities":965921803},"Fund balance":{"value":119756622,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.15109966682415302,"percentile":0.7000327512763724},"Liabilities to Assets Ratio":{"score":0.9015995150099659,"percentile":0.06440900442945563},"Operating Reserve Ratio":{"score":26.903313118813386,"percentile":0.9624522483564422},"Officer Compensation Ratio":{"score":0.06942770769731207,"percentile":0.6674659971175265},"Program Expense Growth":{"score":2.537816789861597e-17,"percentile":0.3242053777160431},"Revenue Growth":{"score":0.093961696658306,"percentile":0.7497891149434844},"Asset Growth":{"score":0.094785613268075,"percentile":0.669814375634142},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6063119481234799,"percentile":0.6238222152183143}},"source_xml":"201843199349304404_public.xml"},{"Organization":{"value":null,"Person":["LARRY SKINNER","CHARLIE HOLLABAUGH","BOB MCLELLAN","SUSAN SMITH","CHARLIE BOTTORFF","CHARLIE NUTT","JOE JOHNSON","KAREN SAULS","LONNIE MORGAN","PHILLIP MARTINEZ","L BUCHANAN","SEAN CHOATE","EDDIE SERFACE","JAMES MINGE","DAVID PICKNEY","WILLIAM KELSEY","RONNIE SMITH JR","DAVID TURNER","VIRGINIA N CHAPLINE","WHITNEY MCLEOD","ALVIN MEAUX","CLAY YEARSLEY","PEGGY ESPARZA","ROBERT A UNDERWOOD"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","COMMITTEE MEMBER","COMMITTEE MEMBER","PRESIDENT/CEO","EVP/CFO","EVP/CRO","EVP CHIEF GROWTH OFFICER","EVP CHIEF INFORMATION OFFI","EVP CHIEF OPERATING OFFICER","SVP RETAIL","SVP LENDING","SVP, DATA ANALYTICS","SVP ACCOUNTING","SVP CARD SOLUTIONS"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,717451,428921,418352,293026,296157,279288,183838,213994,588299,219714,197840],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,649710,355418,375889,255195,279077,238558,158404,192700,566789,185702,169285],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,67741,73503,42463,37831,17080,40730,25434,21294,21510,34012,28555]},"Basic":{"value":null,"mission":"Providing members a lifetime of financial services and maintaining a financially strong cooperative.","year":2020,"name":"TEXAS TRUST CREDIT UNION","phone":9725951305,"website":"WWW.TEXASTRUSTCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAMES MINGE","year_formation":1936,"state_legal_domicile":"TX","total_volunteers":13,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"5850 WEST INTERSTATE 20, ARLINGTON, TX, 76017, USA","city":"ARLINGTON","state":"TX","country":"USA","zip_code":76017},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":376,"Total Gross UBI":712785,"Net unrelated business taxable income":0,"Number of employees":376,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":74969001,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":68867317,"Total revenue":{"value":68867317,"INTEREST ON LOANS":42287768,"FEES, CHARGES, &OTHER":25866764,"FINANCE & INSURANCE":384552,"PROFESSIONAL, SCIENTIFIC, AND TEC":328233},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":6022419,"Investment income total":6022419,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":79265,"Other total":0,"Royalties revenue":0,"Net rental income":79265,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":60335566,"Grant expense":{"value":300000,"Grants to domestic orgs":300000,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":22418861,"Current officers":2433195,"Disqualified persons":0,"Other salaries and wages":16781050,"Pension plan contributions":-86076,"Other employee benefits":1906031,"Payroll taxes":1384661},"Other expenses":{"value":37616705,"Management services":0,"Legal":55786,"Accounting":250520,"Lobbying services":0,"Investment management fees":0,"Other services":929978,"Advertising":1950100,"Office expenses":1239573,"Information technology":864336,"Royalties":0,"Occupancy":1457542,"Travel":78463,"Conferences and meetings":144862,"Interest":10645908,"Payments to affiliates":51011,"Depreciation and depletion":3532281,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":12469819,"PROVISION FOR LOAN LOSS":4422721,"DEBIT CARD SERVICES":4327591,"MAINTENANCE":2205363,"UTILITIES":1514144},"All other expenses":3946526},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1562100010,"Non-interest bearing cash":11603406,"Savings and temp cash investments":60228849,"Pledges and grants receivable":0,"Accounts receivable":24506082,"Receivables from officers":6192552,"Receivables from disqual persons":0,"Other net note and loans":1136692202,"Inventories for sale or use":0,"Prepaid expenses deferred charges":38606937,"Land, building, equipment":45893088,"Investments publicly traded":0,"Investments other":214564848,"Investments program related":0,"Intangible assets":2146372,"Other assets":21665674},"Liabilities":{"value":1403681763,"Sum of Total Liabilities":0,"Accounts payable, accrued":16628392,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":142500000,"Unsecured notes loans payable":0,"Other liabilities":1244553371},"Fund balance":{"value":158418247,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.19519314389690212,"percentile":0.7514243340556821},"Liabilities to Assets Ratio":{"score":0.8985863606773807,"percentile":0.06489570377216572},"Operating Reserve Ratio":{"score":25.89020230621521,"percentile":0.9605867437415867},"Officer Compensation Ratio":{"score":0.06359234286457179,"percentile":0.6929394050539499},"Program Expense Growth":{"score":-0.2857142857142857,"percentile":0.06554321718661767},"Revenue Growth":{"score":0.11288753284290401,"percentile":0.7908949729426004},"Asset Growth":{"score":0.09153336964329738,"percentile":0.661227191562697},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5906523491607297,"percentile":0.5779487291273488}},"source_xml":"202123269349301302_public.xml"},{"Organization":{"value":null,"Person":["LARRY SKINNER","CHARLIE NUTT","CHARLIE HOLLABAUGH","DON HIGGINBOTHAM","JOHN HAMNER","SUSAN SMITH","CHARLIE BOTTORFF","JAMES MINGE","DAVID PICKNEY","PAMELA STEPHENS","WILLIAM KELSEY","RONALD DINWIDDIE","JAMES BLAZEK","BRADY POPP","RONNIE SMITH JR","VIRGINIA CHAPLINE","PEGGY ESPARZA"],"Title":["BOARD CHAIRMAN","VICE CHAIR","BOARD ASSISTANT SECRETARY","BOARD SECURITY & MEMBERSHIP","BOARD MEMBER","BOARD SECRETARY","BOARD TREASURER","PRESIDENT/CEO","EVP/CFO","EVP/COO","EVP/CRO","EVP/CIO","VP INVESTMENT SERVICES","SVP LENDING COLLECTIONS","SVP RETAIL DELIVERY","SVP, TALENT","SVP ACCOUNTING"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,412392,243444,237955,256705,211515,326395,168909,175027,143241,132837],"Direct compensation":[0,0,0,0,0,0,0,367733,236459,215470,236594,199790,298221,156723,162334,132451,128970],"Other compensation":[0,0,0,0,0,0,0,44659,6985,22485,20111,11725,28174,12186,12693,10790,3867]},"Basic":{"value":null,"mission":"Providing members a lifetime of financial services and maintaining a financially strong cooperative.","year":2015,"name":"TEXAS TRUST CREDIT UNION","phone":9725951305,"website":"WWW.TEXASTRUSTCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAMES MINGE","year_formation":1936,"state_legal_domicile":"TX","total_volunteers":12,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"5850 WEST INTERSTATE 20, ARLINGTON, TX, 76017, USA","city":"ARLINGTON","state":"TX","country":"USA","zip_code":76017},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":377,"Total Gross UBI":1471070,"Net unrelated business taxable income":-223578,"Number of employees":377,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":42044337,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":38138392,"Total revenue":{"value":37965085,"INTEREST ON LOANS":23709522,"FEES AND CHARGES":12957800,"SECURITIES SALES":544776,"TDS- SOFTWARE SALES":477748,"INSURANCE":275239},"Total other revenue":173307,"Unrelated business revenue":0},"Investment income":{"value":2969606,"Investment income total":2969606,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":936339,"Other total":762192,"Royalties revenue":0,"Net rental income":174147,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":36697786,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":15290205,"Current officers":1362011,"Disqualified persons":0,"Other salaries and wages":11133719,"Pension plan contributions":163459,"Other employee benefits":1737892,"Payroll taxes":893124},"Other expenses":{"value":21407581,"Management services":0,"Legal":122080,"Accounting":218513,"Lobbying services":0,"Investment management fees":0,"Other services":543012,"Advertising":1440812,"Office expenses":1074667,"Information technology":1093076,"Royalties":0,"Occupancy":778395,"Travel":364582,"Conferences and meetings":145505,"Interest":3685497,"Payments to affiliates":0,"Depreciation and depletion":2510418,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6507380,"MAINTENANCE":1997984,"PROVISION FOR LOAN LOSS":1929946,"DEBIT CARD SERVICES":1567230,"UTILITIES":1012220},"All other expenses":2923644},"Functional Expenses":{"value":null,"Program Service Expenses":36697786,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":911553178,"Non-interest bearing cash":11005924,"Savings and temp cash investments":18688866,"Pledges and grants receivable":0,"Accounts receivable":654549,"Receivables from officers":5826489,"Receivables from disqual persons":0,"Other net note and loans":678108972,"Inventories for sale or use":0,"Prepaid expenses deferred charges":14921430,"Land, building, equipment":37433791,"Investments publicly traded":0,"Investments other":127232843,"Investments program related":0,"Intangible assets":315392,"Other assets":17364922},"Liabilities":{"value":817849091,"Sum of Total Liabilities":0,"Accounts payable, accrued":11547714,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":118090000,"Unsecured notes loans payable":0,"Other liabilities":688211377},"Fund balance":{"value":93704087,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.12716459293911567,"percentile":0.6666871829194451},"Liabilities to Assets Ratio":{"score":0.8972039270318907,"percentile":0.06512717273565999},"Operating Reserve Ratio":{"score":24.839459742884763,"percentile":0.9584874195146212},"Officer Compensation Ratio":{"score":0.06290352229968314,"percentile":0.6960138155558823},"Program Expense Growth":{"score":1.5,"percentile":0.9999901456811091},"Revenue Growth":{"score":0.08643009210365482,"percentile":0.7304971567962941},"Asset Growth":{"score":0.04878916015596328,"percentile":0.5221063426961835},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8222081429974458,"percentile":0.9705970522657964}},"source_xml":"201643159349303449_public.xml"},{"Organization":{"value":null,"Person":["LARRY SKINNER","CHARLIE NUTT","CHARLIE HOLLABAUGH","DON HIGGINBOTHAM","JOHN HAMNER","SUSAN SMITH","CHARLIE BOTTORFF","JAMES MINGE","DAVID PICKNEY","WILLIAM KELSEY","JAMES BLAZEK","RICHARD WHITMAN","TERRIE JOHNSON","RONNIE SMITH JR","BRADY POPP"],"Title":["BOARD CHAIRMAN","BOARD TREASURER","BOARD ASSISTANT SECRETARY","BOARD MEMBERSHIP OFFICER","BOARD VICE CHAIR","BOARD SECRETARY","BOARD SECURITY DIRECTOR","PRESIDENT/CEO","EVP/CFO","EVP/COO","VP INVESTMENT SERVICES","VP MORTGAGE SERVICES","VP LENDING AND COLLECTIONS","SENIOR VP OPERATIONS","SENIOR VP RISK MANAGEMENT"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,370564,244697,235718,308305,145843,145764,140397,128509],"Direct compensation":[0,0,0,0,0,0,0,326080,217840,206527,276544,142696,141236,140397,128509],"Other compensation":[0,0,0,0,0,0,0,44484,26857,29191,31761,3147,4528,0,0]},"Basic":{"value":null,"mission":"Providing members a lifetime of financial services and maintaining a financially strong cooperative.","year":2013,"name":"TEXAS TRUST CREDIT UNION","phone":9725951305,"website":"WWW.TEXASTRUSTCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JIM MINGE","year_formation":1936,"state_legal_domicile":"TX","total_volunteers":12,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"1900 COUNTRY CLUB DRIVE, MANSFIELD, TX, 76063, USA","city":"MANSFIELD","state":"TX","country":"USA","zip_code":76063},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":359,"Total Gross UBI":92919,"Net unrelated business taxable income":0,"Number of employees":359,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":35261017,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":31917781,"Total revenue":{"value":31917781,"INTEREST ON LOANS":21020531,"SERVICE CHARGES":7582059,"OTHER OPERATING INCOME":3315191},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3010557,"Investment income total":3059198,"Net investment gain":-48641,"Income from invest bond proceeds":0},"Other revenues":{"value":332679,"Other total":0,"Royalties revenue":0,"Net rental income":332679,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":31531595,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":14484709,"Current officers":850979,"Disqualified persons":0,"Other salaries and wages":11818786,"Pension plan contributions":9527,"Other employee benefits":856933,"Payroll taxes":948484},"Other expenses":{"value":17046886,"Management services":207892,"Legal":119976,"Accounting":205028,"Lobbying services":0,"Investment management fees":0,"Other services":1506024,"Advertising":1988677,"Office expenses":2225813,"Information technology":0,"Royalties":0,"Occupancy":1279613,"Travel":446360,"Conferences and meetings":0,"Interest":3395070,"Payments to affiliates":0,"Depreciation and depletion":1454841,"Insurance":320203,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2900698,"OUTSIDE SERVICES":1319497,"LOAN SERVICING":758320,"NCUSIF STABILIZATION":501245,"CREDIT CARD FRAUD":321636},"All other expenses":996691},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":826370450,"Non-interest bearing cash":11088243,"Savings and temp cash investments":7457453,"Pledges and grants receivable":0,"Accounts receivable":3712062,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":567265269,"Inventories for sale or use":0,"Prepaid expenses deferred charges":20397686,"Land, building, equipment":32349566,"Investments publicly traded":0,"Investments other":175117755,"Investments program related":0,"Intangible assets":441549,"Other assets":8540867},"Liabilities":{"value":735761129,"Sum of Total Liabilities":0,"Accounts payable, accrued":7728135,"Grants payable":0,"Deferred, revenue":27336,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":728005658},"Fund balance":{"value":90609321,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10576614962637068,"percentile":0.6330191968946817},"Liabilities to Assets Ratio":{"score":0.890352660843572,"percentile":0.06623330760545562},"Operating Reserve Ratio":{"score":26.207695804795158,"percentile":0.9612132267126681},"Officer Compensation Ratio":{"score":0.05454202364326955,"percentile":0.7349027885562578},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6166200567964716,"percentile":0.6533327547109892}},"source_xml":"201433219349305133_public.xml"},{"Organization":{"value":null,"Person":["LARRY SKINNER","CHARLIE NUTT","CHARLIE HOLLABAUGH","DON HIGGINBOTHAM","BOB MCLELLAN","SUSAN SMITH","CHARLIE BOTTORFF","JAMES MINGE","DAVID PICKNEY","PAMELA STEPHENS","WILLIAM KELSEY","RONNIE SMITH JR","RONALD DINWIDDIE","JAMES BLAZEK","BRADY POPP","CLAY YEARSLEY","PEGGY ESPARZA","DAVID TURNER","JOHN DICHIARO","SCOTT MCMILLAN","DONNA TOTH","JEFFREY JOLLY"],"Title":["BOARD CHAIRMAN","BOARD-VICE CHAIR","BOARD-ASST. SECRETARY","BOARD-MEMBERSHIP AND SECUR","BOARD MEMBER","BOARD-SECRETARY","BOARD TREASURER","PRESIDENT/CEO","EVP/CFO","EVP/COO","EVP/CRO","SVP RETAIL DELIVERY","EVP/CIO","VP INVESTMENT SERVICES","SVP LENDING COLLECTIONS","SVP, DATA ANALYTICS","SVP ACCOUNTING","SVP PORTFOLIO MANAGEMENT","EVPCRO-QUALTRUST","AVP CENTRAL LENDING-QUALTRUST","AVP ACCOUNTING-QUALTRUST","VP INFO TECH-QUALTRUST"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,40.0,45.0,0.0,0.0,0.0,0.0],"Total Compensation":[0,0,0,0,0,0,0,678748,437469,358965,379034,264421,320034,301253,207685,197198,212172,222696,559593,458840,323867,293228],"Direct compensation":[0,0,0,0,0,0,0,615814,366048,315579,326625,237237,307379,257554,196159,177768,190043,205564,559593,458840,323867,293228],"Other compensation":[0,0,0,0,0,0,0,62934,71421,43386,52409,27184,12655,43699,11526,19430,22129,17132,0,0,0,0]},"Basic":{"value":null,"mission":"Providing members a lifetime of financial services and maintaining a financially strong cooperative.","year":2018,"name":"TEXAS TRUST CREDIT UNION","phone":9725951305,"website":"WWW.TEXASTRUSTCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAMES MINGE","year_formation":1936,"state_legal_domicile":"TX","total_volunteers":13,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"5850 WEST INTERSTATE 20, ARLINGTON, TX, 76017, USA","city":"ARLINGTON","state":"TX","country":"USA","zip_code":76017},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":319,"Total Gross UBI":696411,"Net unrelated business taxable income":0,"Number of employees":319,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":62783256,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":55538049,"Total revenue":{"value":55538049,"INTEREST ON LOANS":34393098,"FEES AND CHARGES":20448540,"TDS- SOFTWARE SALES":354874,"INSURANCE":190202,"NON-MEMBER ATM FEES":151335},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":7079066,"Investment income total":7079066,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":166141,"Other total":0,"Royalties revenue":0,"Net rental income":166141,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":55819095,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":19923314,"Current officers":2438671,"Disqualified persons":0,"Other salaries and wages":14798094,"Pension plan contributions":-915109,"Other employee benefits":2432839,"Payroll taxes":1168819},"Other expenses":{"value":35895781,"Management services":0,"Legal":51255,"Accounting":174155,"Lobbying services":0,"Investment management fees":0,"Other services":973795,"Advertising":2113823,"Office expenses":1152910,"Information technology":1702160,"Royalties":0,"Occupancy":1278770,"Travel":476853,"Conferences and meetings":93303,"Interest":9680289,"Payments to affiliates":0,"Depreciation and depletion":3352367,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":10527574,"PROVISION FOR LOAN LOSS":3278655,"MAINTENANCE":3161549,"DEBIT CARD SERVICES":2294835,"UTILITIES":1792535},"All other expenses":4318527},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1241091270,"Non-interest bearing cash":12033252,"Savings and temp cash investments":39817653,"Pledges and grants receivable":0,"Accounts receivable":712493,"Receivables from officers":5947044,"Receivables from disqual persons":0,"Other net note and loans":919835544,"Inventories for sale or use":0,"Prepaid expenses deferred charges":24388622,"Land, building, equipment":40959375,"Investments publicly traded":0,"Investments other":175325921,"Investments program related":0,"Intangible assets":2908492,"Other assets":19162874},"Liabilities":{"value":1118050316,"Sum of Total Liabilities":0,"Accounts payable, accrued":14571599,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":122204226,"Unsecured notes loans payable":0,"Other liabilities":981274491},"Fund balance":{"value":123040954,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.11092385842492782,"percentile":0.6414411865948435},"Liabilities to Assets Ratio":{"score":0.9008606723984127,"percentile":0.0645263776295284},"Operating Reserve Ratio":{"score":22.23417040351514,"percentile":0.9524192246202149},"Officer Compensation Ratio":{"score":0.09343044705400544,"percentile":0.5745147730430608},"Program Expense Growth":{"score":-0.1714285714285714,"percentile":0.09982724950535604},"Revenue Growth":{"score":0.11016107047175547,"percentile":0.7855714026144988},"Asset Growth":{"score":0.0897016563531869,"percentile":0.6563228325904228},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5683320754653312,"percentile":0.5117941965645432}},"source_xml":"201933189349314228_public.xml"},{"Organization":{"value":null,"Person":["LARRY SKINNER","CHARLIE NUTT","KAREN SAULS","BOB MCLELLAN","LONNIE MORGAN","JOE JOHNSON","PHILIP MARTINEZ","PAMELA STEPHENS","SEAN CHOATE","JERRY OLIVE","LILLIE WILSON","KAYE GILBERT","JAMES MINGE","PEGGY ESPARZA","WILLIAM KELSEY","RONNIE SMITH JR","LEANN SANTIAGO","WHITNEY MCLEOD","FRED TRUSTY","ALAN BARBEE","ROBERT A UNDERWOOD"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","TREASURER","SECRETARY & MEMBERSHIP OFFICER","DIRECTOR & SECURITY OFFICE","DIRECTOR","DIRECTOR","DIRECTOR","ADVISORY BOARD","ADVISORY BOARD","ADVISORY BOARD","ADVISORY BOARD","CEO","CFO","PRESIDENT","CGO","SVP DIGITAL EXPERIENCE","SVP LENDING","SVP MARKETING & DATA ANALYTICS","SVP PLANNING & FACILITIES","SVP IT OPERATIONS"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,800556,339599,528282,350017,292856,297208,259875,202441,217598],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,731366,297466,454576,290943,236644,257890,226894,174990,183039],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,69190,42133,73706,59074,56212,39318,32981,27451,34559]},"Basic":{"value":null,"mission":"Providing members a lifetime of financial services and maintaining a financially strong cooperative.","year":2024,"name":"TEXAS TRUST CREDIT UNION","phone":9725951305,"website":"WWW.TEXASTRUSTCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAMES MINGE","year_formation":1936,"state_legal_domicile":"TX","total_volunteers":12,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"5850 WEST INTERSTATE 20, ARLINGTON, TX, 76017, USA","city":"ARLINGTON","state":"TX","country":"USA","zip_code":76017},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":401,"Total Gross UBI":643970,"Net unrelated business taxable income":0,"Number of employees":401,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":119467105,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":98636346,"Total revenue":{"value":98636346,"INTEREST ON LOANS":71688252,"FEES, CHARGES, &OTHER":26304124,"FINANCE & INSURANCE":332251,"PROFESSIONAL, SCIENTIFIC, AND TEC":311719},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":20287503,"Investment income total":20288627,"Net investment gain":-1124,"Income from invest bond proceeds":0},"Other revenues":{"value":543256,"Other total":0,"Royalties revenue":0,"Net rental income":543256,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":112971293,"Grant expense":{"value":299637,"Grants to domestic orgs":299637,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":27646929,"Current officers":2018454,"Disqualified persons":0,"Other salaries and wages":21871512,"Pension plan contributions":-1930616,"Other employee benefits":3976114,"Payroll taxes":1711465},"Other expenses":{"value":85024727,"Management services":0,"Legal":41597,"Accounting":178522,"Lobbying services":0,"Investment management fees":0,"Other services":1756138,"Advertising":2082056,"Office expenses":1894322,"Information technology":1468701,"Royalties":0,"Occupancy":1561385,"Travel":200647,"Conferences and meetings":641315,"Interest":48896313,"Payments to affiliates":23332,"Depreciation and depletion":3667291,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":17382160,"PROVISION FOR LOAN LOSS":7705305,"DEBIT CARD SERVICES":5702570,"MAINTENANCE":2354837,"MISCELLANEOUS":1619448},"All other expenses":5230948},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1988763916,"Non-interest bearing cash":12123368,"Savings and temp cash investments":153446675,"Pledges and grants receivable":0,"Accounts receivable":26527363,"Receivables from officers":21841103,"Receivables from disqual persons":0,"Other net note and loans":1442065224,"Inventories for sale or use":0,"Prepaid expenses deferred charges":55846981,"Land, building, equipment":70636552,"Investments publicly traded":0,"Investments other":172090195,"Investments program related":0,"Intangible assets":982013,"Other assets":33204442},"Liabilities":{"value":1811754392,"Sum of Total Liabilities":0,"Accounts payable, accrued":17986663,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":199500000,"Unsecured notes loans payable":0,"Other liabilities":1594267729},"Fund balance":{"value":177009524,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.05437322683930443,"percentile":0.5346249469345763},"Liabilities to Assets Ratio":{"score":0.9109952053253163,"percentile":0.06283255740020616},"Operating Reserve Ratio":{"score":17.6041529063494,"percentile":0.9375618778240994},"Officer Compensation Ratio":{"score":0.0291085630045856,"percentile":0.8645696533461747},"Program Expense Growth":{"score":-0.26435246995994666,"percentile":0.07018374448693702},"Revenue Growth":{"score":0.10690240975119948,"percentile":0.77891127037494},"Asset Growth":{"score":0.09092193329525083,"percentile":0.6596064233000367},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.562020706764573,"percentile":0.4930030359674449}},"source_xml":"202503219349307830_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["LARRY SKINNER","CHARLIE NUTT","KAREN SAULS","BOB MCLELLAN","LONNIE MORGAN","JOE JOHNSON","PHILIP MARTINEZ","PAMELA STEPHENS","SEAN CHOATE","JERRY OLIVE","LILLIE WILSON","KAYE GILBERT","JAMES MINGE","PEGGY ESPARZA","WILLIAM KELSEY","RONNIE SMITH JR","LEANN SANTIAGO","WHITNEY MCLEOD","FRED TRUSTY","ALAN BARBEE","ROBERT A UNDERWOOD"],"Title":["CHAIRPERSON","VICE CHAIRPERSON","TREASURER","SECRETARY & MEMBERSHIP OFFICER","DIRECTOR & SECURITY OFFICE","DIRECTOR","DIRECTOR","DIRECTOR","ADVISORY BOARD","ADVISORY BOARD","ADVISORY BOARD","ADVISORY BOARD","CEO","CFO","PRESIDENT","CGO","SVP DIGITAL EXPERIENCE","SVP LENDING","SVP MARKETING & DATA ANALYTICS","SVP PLANNING & FACILITIES","SVP IT OPERATIONS"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0,45.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,800556,339599,528282,350017,292856,297208,259875,202441,217598],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,731366,297466,454576,290943,236644,257890,226894,174990,183039],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,69190,42133,73706,59074,56212,39318,32981,27451,34559]},"Basic":{"value":null,"mission":"Providing members a lifetime of financial services and maintaining a financially strong cooperative.","year":2024,"name":"TEXAS TRUST CREDIT UNION","phone":9725951305,"website":"WWW.TEXASTRUSTCU.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JAMES MINGE","year_formation":1936,"state_legal_domicile":"TX","total_volunteers":12,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"5850 WEST INTERSTATE 20, ARLINGTON, TX, 76017, USA","city":"ARLINGTON","state":"TX","country":"USA","zip_code":76017},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":8,"Number of independent voting members":8,"Number of employees total":401,"Total Gross UBI":643970,"Net unrelated business taxable income":0,"Number of employees":401,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":119467105,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":98636346,"Total revenue":{"value":98636346,"INTEREST ON LOANS":71688252,"FEES, CHARGES, &OTHER":26304124,"FINANCE & INSURANCE":332251,"PROFESSIONAL, SCIENTIFIC, AND TEC":311719},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":20287503,"Investment income total":20288627,"Net investment gain":-1124,"Income from invest bond proceeds":0},"Other revenues":{"value":543256,"Other total":0,"Royalties revenue":0,"Net rental income":543256,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":112971293,"Grant expense":{"value":299637,"Grants to domestic orgs":299637,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":27646929,"Current officers":2018454,"Disqualified persons":0,"Other salaries and wages":21871512,"Pension plan contributions":-1930616,"Other employee benefits":3976114,"Payroll taxes":1711465},"Other expenses":{"value":85024727,"Management services":0,"Legal":41597,"Accounting":178522,"Lobbying services":0,"Investment management fees":0,"Other services":1756138,"Advertising":2082056,"Office expenses":1894322,"Information technology":1468701,"Royalties":0,"Occupancy":1561385,"Travel":200647,"Conferences and meetings":641315,"Interest":48896313,"Payments to affiliates":23332,"Depreciation and depletion":3667291,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":17382160,"PROVISION FOR LOAN LOSS":7705305,"DEBIT CARD SERVICES":5702570,"MAINTENANCE":2354837,"MISCELLANEOUS":1619448},"All other expenses":5230948},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1988763916,"Non-interest bearing cash":12123368,"Savings and temp cash investments":153446675,"Pledges and grants receivable":0,"Accounts receivable":26527363,"Receivables from officers":21841103,"Receivables from disqual persons":0,"Other net note and loans":1442065224,"Inventories for sale or use":0,"Prepaid expenses deferred charges":55846981,"Land, building, equipment":70636552,"Investments publicly traded":0,"Investments other":172090195,"Investments program related":0,"Intangible assets":982013,"Other assets":33204442},"Liabilities":{"value":1811754392,"Sum of Total Liabilities":0,"Accounts payable, accrued":17986663,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":199500000,"Unsecured notes loans payable":0,"Other liabilities":1594267729},"Fund balance":{"value":177009524,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.05437322683930443,"percentile":0.5346249469345763},"Liabilities to Assets Ratio":{"score":0.9109952053253163,"percentile":0.06283255740020616},"Operating Reserve Ratio":{"score":17.6041529063494,"percentile":0.9375618778240994},"Officer Compensation Ratio":{"score":0.0291085630045856,"percentile":0.8645696533461747},"Program Expense Growth":{"score":-0.26435246995994666,"percentile":0.07018374448693702},"Revenue Growth":{"score":0.10690240975119948,"percentile":0.77891127037494},"Asset Growth":{"score":0.09092193329525083,"percentile":0.6596064233000367},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.562020706764573,"percentile":0.4930030359674449}},"source_xml":"202503219349307830_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}