{"success":true,"data":{"_id":743247177,"filings":[{"Organization":{"value":null,"Person":["ELIZABETH GREGG","HUGHES WAREN","JAMES KERCHMAR","PATRICK GETZEN","NANCY HENLEY MD","LOUIS BELO","JOHNNY BASS","JON EASTER","ROBERT H SEEHAUSEN JR","AUSTIN PITTMAN","DAVID HILL","MICHAEL KEOUGH"],"Title":["MEMBER","MEMBER","MEMBER","MEMBER","MEMBER","MEMBER","MEMBER","MEMBER","TREASURER & CHAIR","VICE PRESIDENT","SECRETARY","EXECUTIVE DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,195711],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,174612],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,21099]},"Basic":{"value":null,"mission":"To provide affordable, individual health insurance coverage for north carolinians who do not have access to an employer health plan and face higher premiums due to a pre-existing medical condition.","year":2013,"name":"NORTH CAROLINA HEALTH INSURANCE RISK POOL INC","phone":9197835766,"website":"WWW.INCLUSIVEHEALTH.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ROBERT SEEHAUSEN","year_formation":2008,"state_legal_domicile":"NC","total_volunteers":11,"tax_period_begin":"2013-07-01T00:00:00","tax_period_end":"2014-06-30T00:00:00","address":"PO BOX 97144, RALEIGH, NC, 27624, USA","city":"RALEIGH","state":"NC","country":"USA","zip_code":27624},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":41911768,"Contributions":{"value":15398537,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":15398537,"Related organizations":0},"Program revenue":{"value":26494997,"Total revenue":{"value":26494997,"PREMIUMS EARNED":23471849,"REBATES":3023148},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":18234,"Investment income total":18234,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":49344355,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":265870,"Current officers":75214,"Disqualified persons":0,"Other salaries and wages":120644,"Pension plan contributions":18094,"Other employee benefits":32048,"Payroll taxes":19870},"Other expenses":{"value":49078485,"Management services":0,"Legal":41208,"Accounting":108730,"Lobbying services":0,"Investment management fees":25186,"Other services":4140234,"Advertising":0,"Office expenses":6647,"Information technology":250,"Royalties":0,"Occupancy":9818,"Travel":3294,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":800,"Insurance":25138,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":44717180,"POLICYHOLDER CLAIMS":28703465,"RETURN OF STATE AID":16000000,"BANK SERVICE CHARGES":13667,"PROPERTY TAXES":48},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":3279140,"Non-interest bearing cash":1971083,"Savings and temp cash investments":0,"Pledges and grants receivable":12113,"Accounts receivable":1165475,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":31837,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":98632},"Liabilities":{"value":533724,"Sum of Total Liabilities":0,"Accounts payable, accrued":118859,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":414865},"Fund balance":{"value":2745416,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.17733890395652124,"percentile":0.16362125991938742},"Liabilities to Assets Ratio":{"score":0.16276340747879017,"percentile":0.27446770331987946},"Operating Reserve Ratio":{"score":0.06645420737589944,"percentile":0.05254878534046015},"Officer Compensation Ratio":{"score":0.003966228761121713,"percentile":0.9851471052923327},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.47793501650933773,"percentile":0.26967754270022914}},"source_xml":"201403529349300625_public.xml"},{"Organization":{"value":null,"Person":["ELIZABETH GREGG","HUGHES WAREN","JAMES KERCHMAR","PATRICK GETZEN","NANCY HENLEY MD","LOUIS BELO","JOHNNY BASS","JON EASTER","ROBERT H SEEHAUSEN JR","AUSTIN PITTMAN","DAVID HILL","MICHAEL KEOUGH"],"Title":["MEMBER","MEMBER","MEMBER","MEMBER","MEMBER","MEMBER","MEMBER","MEMBER","TREASURER & CHAIR","VICE PRESIDENT","SECRETARY","EXECUTIVE DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,91429],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,91429],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide affordable, individual health insurance coverage for north carolinians who do not have access to an employer health plan and face higher premiums due to a pre-existing medical condition.","year":2014,"name":"NORTH CAROLINA HEALTH INSURANCE RISK POOL INC","phone":3362771105,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ROBERT SEEHAUSEN","year_formation":2008,"state_legal_domicile":"NC","total_volunteers":0,"tax_period_begin":"2014-07-01T00:00:00","tax_period_end":"2015-06-30T00:00:00","address":"PO BOX 31627, RALEIGH, NC, 27622, USA","city":"RALEIGH","state":"NC","country":"USA","zip_code":27622},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":313902,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":313902,"Total revenue":{"value":313902,"MEDICAL CLAIMS REIMBUR":279171,"PREMIUMS EARNED":34731},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":263776,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":30160,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":20658,"Pension plan contributions":2480,"Other employee benefits":3853,"Payroll taxes":3169},"Other expenses":{"value":233616,"Management services":0,"Legal":8498,"Accounting":66551,"Lobbying services":0,"Investment management fees":0,"Other services":36143,"Advertising":0,"Office expenses":648,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":1314,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":17875,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":102587,"FEDERAL RISK POOL EXPEN":96675,"BANK SERVICE CHARGES":5912},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":0,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":0,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.15968678122471344,"percentile":0.7110332671038803},"Liabilities to Assets Ratio":{"score":null,"percentile":null},"Operating Reserve Ratio":{"score":0.0,"percentile":0.01998217959084195},"Officer Compensation Ratio":{"score":0.34661606817906104,"percentile":0.14855825043332338},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5566888773266209,"percentile":0.4770914547945627}},"source_xml":"201640439349303254_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["ELIZABETH GREGG","HUGHES WAREN","JAMES KERCHMAR","PATRICK GETZEN","NANCY HENLEY MD","LOUIS BELO","JOHNNY BASS","JON EASTER","ROBERT H SEEHAUSEN JR","AUSTIN PITTMAN","DAVID HILL","MICHAEL KEOUGH"],"Title":["MEMBER","MEMBER","MEMBER","MEMBER","MEMBER","MEMBER","MEMBER","MEMBER","TREASURER & CHAIR","VICE PRESIDENT","SECRETARY","EXECUTIVE DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,91429],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,91429],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide affordable, individual health insurance coverage for north carolinians who do not have access to an employer health plan and face higher premiums due to a pre-existing medical condition.","year":2014,"name":"NORTH CAROLINA HEALTH INSURANCE RISK POOL INC","phone":3362771105,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"ROBERT SEEHAUSEN","year_formation":2008,"state_legal_domicile":"NC","total_volunteers":0,"tax_period_begin":"2014-07-01T00:00:00","tax_period_end":"2015-06-30T00:00:00","address":"PO BOX 31627, RALEIGH, NC, 27622, USA","city":"RALEIGH","state":"NC","country":"USA","zip_code":27622},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":313902,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":313902,"Total revenue":{"value":313902,"MEDICAL CLAIMS REIMBUR":279171,"PREMIUMS EARNED":34731},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":263776,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":30160,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":20658,"Pension plan contributions":2480,"Other employee benefits":3853,"Payroll taxes":3169},"Other expenses":{"value":233616,"Management services":0,"Legal":8498,"Accounting":66551,"Lobbying services":0,"Investment management fees":0,"Other services":36143,"Advertising":0,"Office expenses":648,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":1314,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":17875,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":102587,"FEDERAL RISK POOL EXPEN":96675,"BANK SERVICE CHARGES":5912},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":0,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":0,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.15968678122471344,"percentile":0.7110332671038803},"Liabilities to Assets Ratio":{"score":null,"percentile":null},"Operating Reserve Ratio":{"score":0.0,"percentile":0.01998217959084195},"Officer Compensation Ratio":{"score":0.34661606817906104,"percentile":0.14855825043332338},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5566888773266209,"percentile":0.4770914547945627}},"source_xml":"201640439349303254_public.xml"},"sector":"Health","donation_categories":[],"zakat_policy":null},"error":null}