{"success":true,"data":{"_id":721199390,"filings":[{"Organization":{"value":null,"Person":["KOREY HARVEY","RONALD ANDERSON","BRIDGER EGLIN","LEN KARPOWICH","RON DOUGHTY","JERRY DAUL","THOMAS MUNSON","DAVID ROSE","PETER MAUNOIR","DONNA D FRAICHE","PHYLLIS PERRON","AMY LAZZARO"],"Title":["DIRECTOR","SECRETARY/TREASURER","CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","VICE-CHAIRMAN, ASSISTANT S","DIRECTOR","DIRECTOR","DIRECTOR","EXECUTIVE DIRECTOR","DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,30.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Guaranty association for insolvent life and health insurance companies.","year":2019,"name":"LOUISIANA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION","phone":2253810656,"website":"LALIFEGA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JULIE FUSELIER","year_formation":1991,"state_legal_domicile":"LA","total_volunteers":11,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"620 FLORIDA ST NO 210, BATON ROUGE, LA, 70801, USA","city":"BATON ROUGE","state":"LA","country":"USA","zip_code":70801},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":11,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1623735,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1087077,"Total revenue":1087077,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":372531,"Investment income total":372531,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":164127,"Other total":164127,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1165687,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1165687,"Management services":161658,"Legal":76783,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":927246,"CLAIMS AND LOSS EXPENSE":455175,"MEMBERSHIP IN N.O.L.H.I":245964,"VARIOUS OPERATING EXP.":190757,"ADMIN. FEES":35350},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":19102926,"Non-interest bearing cash":5997596,"Savings and temp cash investments":12986655,"Pledges and grants receivable":0,"Accounts receivable":2628,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":116047,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":270544,"Sum of Total Liabilities":0,"Accounts payable, accrued":38647,"Grants payable":0,"Deferred, revenue":115850,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":116047},"Fund balance":{"value":18832382,"Net assets without donor restriction":345264,"Net assets with donor restriction":18487118,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2820952926431961,"percentile":0.8238894372344309},"Liabilities to Assets Ratio":{"score":0.014162437733360848,"percentile":0.47915673193681757},"Operating Reserve Ratio":{"score":16.387697555175617,"percentile":0.9325920490418953},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.11947432952883905,"percentile":0.8030662533235569},"Asset Growth":{"score":-0.11985512581334715,"percentile":0.08991689252099976},"Independent Voting Board Pct":{"score":0.9166666666666666,"percentile":0.24842690827196914},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.587777638022465,"percentile":0.56945817950345}},"source_xml":"202013119349302251_public.xml"},{"Organization":{"value":null,"Person":["MICHELE CALANDRO","RONALD ANDERSON","BRIDGER EGLIN","JOHN CAMILLO","RON DOUGHTY","JERRY DAUL","THOMAS MUNSON","PETER MAUNOIR","SCOTT WESTBROOK","PHYLLIS PERRON","MICHAEL HICKEY"],"Title":["VICE-CHAIRMAN, ASSISTANT S","SECRETARY/TREASURER","CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","EXECUTIVE DIRECTOR","DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,30.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Guaranty association for insolvent life and health insurance companies.","year":2014,"name":"LOUISIANA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION","phone":2253810656,"website":"LALIFEGA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"PHYLLIS PERRON","year_formation":1991,"state_legal_domicile":"LA","total_volunteers":10,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"451 FLORIDA ST NO 1400, BATON ROUGE, LA, 70801, USA","city":"BATON ROUGE","state":"LA","country":"USA","zip_code":70801},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2212663,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":188113,"Total revenue":188113,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":234300,"Investment income total":234300,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1790250,"Other total":1790250,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1118079,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1118079,"Management services":251255,"Legal":74221,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":792603,"CLAIMS AND LOSS EXPENSE":422312,"VARIOUS OPERATING EXP.":168960,"MEMBERSHIP IN N.O.L.H.I":167664,"ADMIN. FEES":33667},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":33166910,"Non-interest bearing cash":8329812,"Savings and temp cash investments":24832458,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":346,"Investments program related":0,"Intangible assets":0,"Other assets":4294},"Liabilities":{"value":143769,"Sum of Total Liabilities":0,"Accounts payable, accrued":28523,"Grants payable":0,"Deferred, revenue":114900,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":346},"Fund balance":{"value":33023141,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":335732,"Temporarily restricted net assets":0,"Permanently restricted net assets":32687409},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.4946907866222737,"percentile":0.9168213367941942},"Liabilities to Assets Ratio":{"score":0.0043347119161839314,"percentile":0.5343383183144799},"Operating Reserve Ratio":{"score":29.664191886262063,"percentile":0.9666812105025222},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.9090909090909091,"percentile":0.24395594109922106},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6293265133043561,"percentile":0.6882556796149415}},"source_xml":"201503229349300805_public.xml"},{"Organization":{"value":null,"Person":["KOREY HARVEY","BRIDGER EGLIN","LEN KARPOWICH","THOMAS MUNSON","PETER MAUNOIR","DONNA D FRAICHE","JULIE FUSELIER","MARGARET SHEHEE","SKIP BRAZIEL","JEFF TINDALL","DARIE JORDAN","GERALD DAUL"],"Title":["SECRETARY/TREASURER","CHAIRMAN","DIRECTOR","VICE-CHAIRMAN, ASSISTANT S","DIRECTOR","DIRECTOR","EXECUTIVE DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,30.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Guaranty association for insolvent life and health insurance companies.","year":2022,"name":"LOUISIANA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION","phone":2253810656,"website":"LALIFEGA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JULIE FUSELIER","year_formation":1991,"state_legal_domicile":"LA","total_volunteers":0,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"620 FLORIDA ST 210, BATON ROUGE, LA, 70801, USA","city":"BATON ROUGE","state":"LA","country":"USA","zip_code":70801},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4137945,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1702559,"Total revenue":1702559,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":284189,"Investment income total":284189,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":2151197,"Other total":2151197,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2124298,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":2124298,"Management services":181893,"Legal":80582,"Accounting":25253,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":10912,"Information technology":4157,"Royalties":0,"Occupancy":17160,"Travel":17,"Conferences and meetings":12082,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":31807,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1760435,"CLAIMS AND LOSSES":1413022,"NOLHGA REIMBURSEMENTS":347413},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":26155689,"Non-interest bearing cash":6105439,"Savings and temp cash investments":5058220,"Pledges and grants receivable":0,"Accounts receivable":30000,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":14472581,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":489449},"Liabilities":{"value":885824,"Sum of Total Liabilities":0,"Accounts payable, accrued":178275,"Grants payable":0,"Deferred, revenue":218100,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":489449},"Fund balance":{"value":25269865,"Net assets without donor restriction":25269865,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.486629715958042,"percentile":0.9145079594568953},"Liabilities to Assets Ratio":{"score":0.03386735482288385,"percentile":0.4198394301848638},"Operating Reserve Ratio":{"score":12.312627041968687,"percentile":0.9106916190118585},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.16680724137246622,"percentile":0.867358128880516},"Asset Growth":{"score":-0.05274993888276511,"percentile":0.16030298077254657},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6815621841375381,"percentile":0.8144022167901939}},"source_xml":"202520329349300012_public.xml"},{"Organization":{"value":null,"Person":["MICHELE CALANDRO","RONALD ANDERSON","BRIDGER EGLIN","JOHN CAMILLO","RON DOUGHTY","JERRY DAUL","THOMAS MUNSON","PETER MAUNOIR","NICHOLAS THOMPSON","GREGORY REDMOND","DONNA D FRAICHE","PHYLLIS PERRON"],"Title":["VICE-CHAIRMAN, ASSISTANT S","SECRETARY/TREASURER","CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","EXECUTIVE DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,30.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Guaranty association for insolvent life and health insurance companies.","year":2017,"name":"LOUISIANA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION","phone":2253810656,"website":"LALIFEGA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JULIE FUSILIER","year_formation":1991,"state_legal_domicile":"LA","total_volunteers":11,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"620 FLORIDA ST NO 210, BATON ROUGE, LA, 70801, USA","city":"BATON ROUGE","state":"LA","country":"USA","zip_code":70801},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":11,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":792894,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":581835,"Total revenue":581835,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":210920,"Investment income total":210920,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":139,"Other total":139,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":11029099,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":11029099,"Management services":206120,"Legal":86212,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":10736767,"CLAIMS AND LOSS EXPENSE":10457489,"VARIOUS OPERATING EXP.":161297,"MEMBERSHIP IN N.O.L.H.I":82631,"ADMIN. FEES":35350},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":15396847,"Non-interest bearing cash":883685,"Savings and temp cash investments":14153154,"Pledges and grants receivable":0,"Accounts receivable":62450,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":297558,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":454833,"Sum of Total Liabilities":0,"Accounts payable, accrued":35275,"Grants payable":0,"Deferred, revenue":122000,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":297558},"Fund balance":{"value":14942014,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":440620,"Temporarily restricted net assets":0,"Permanently restricted net assets":14501394},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-12.909928691603165,"percentile":0.007839925945838315},"Liabilities to Assets Ratio":{"score":0.029540658551715167,"percentile":0.43019018964887185},"Operating Reserve Ratio":{"score":1.3960203820819814,"percentile":0.5181947832560907},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.1867510048591588,"percentile":0.08163022477701337},"Asset Growth":{"score":-0.1505760594608756,"percentile":0.07285102417358622},"Independent Voting Board Pct":{"score":0.9166666666666666,"percentile":0.24842690827196914},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.31558591429170424,"percentile":0.025225467729171946}},"source_xml":"201822269349301737_public.xml"},{"Organization":{"value":null,"Person":["MICHELE CALANDRO","RONALD ANDERSON","BRIDGER EGLIN","JOHN CAMILLO","RON DOUGHTY","JERRY DAUL","THOMAS MUNSON","PETER MAUNOIR","NICHOLAS THOMPSON","GREGORY REDMOND","DONNA D FRAICHE","PHYLLIS PERRON"],"Title":["VICE-CHAIRMAN, ASSISTANT S","SECRETARY/TREASURER","CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","EXECUTIVE DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,30.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Guaranty association for insolvent life and health insurance companies.","year":2015,"name":"LOUISIANA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION","phone":2253810656,"website":"LALIFEGA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"PHYLLIS PERRON","year_formation":1991,"state_legal_domicile":"LA","total_volunteers":11,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"451 FLORIDA ST NO 1400, BATON ROUGE, LA, 70801, USA","city":"BATON ROUGE","state":"LA","country":"USA","zip_code":70801},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":11,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1143619,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":163039,"Total revenue":163039,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":140717,"Investment income total":140717,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":839863,"Other total":839863,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3404426,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":3404426,"Management services":238555,"Legal":71542,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":3094329,"CLAIMS AND LOSS EXPENSE":2765757,"MEMBERSHIP IN N.O.L.H.I":150615,"VARIOUS OPERATING EXP.":143290,"ADMIN. FEES":34667},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":30918952,"Non-interest bearing cash":6888912,"Savings and temp cash investments":24022000,"Pledges and grants receivable":0,"Accounts receivable":3400,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":346,"Investments program related":0,"Intangible assets":0,"Other assets":4294},"Liabilities":{"value":156618,"Sum of Total Liabilities":0,"Accounts payable, accrued":39772,"Grants payable":0,"Deferred, revenue":116500,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":346},"Fund balance":{"value":30762334,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":286050,"Temporarily restricted net assets":0,"Permanently restricted net assets":30476284},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-1.9768882818491122,"percentile":0.024665563000962565},"Liabilities to Assets Ratio":{"score":0.005065436888029064,"percentile":0.5286382414585904},"Operating Reserve Ratio":{"score":9.081986801886721,"percentile":0.8825198923500165},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.06079571809975531,"percentile":0.6490553497332335},"Asset Growth":{"score":-0.01783435432210676,"percentile":0.2531544142735266},"Independent Voting Board Pct":{"score":0.9166666666666666,"percentile":0.24842690827196914},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4223481584316316,"percentile":0.15933799470960525}},"source_xml":"201601739349300640_public.xml"},{"Organization":{"value":null,"Person":["DONNA D FRAICHE","SKIP BRAZIEL","DARIE JORDAN","GERALD DAUL","DANIEL LAGRONE","DOUG WHEELER","SAKINA SHARP","ROBERT EICHELBERGER","GIL VALDES","BUDDY COURTNEY","DENNIS BAMBURG JR","JULIE FUSELIER","KOREY HARVEY","JEFF TINDALL","MARGARET SHEHEE"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR (THRU 01/2024)","DIRECTOR","DIRECTOR (THRU 01/2024)","DIRECTOR","DIRECTOR (THRU 04/2024)","DIRECTOR","DIRECTOR","DIRECTOR","EXECUTIVE DIRECTOR","CHAIRMAN","VICE CHAIRMAN, ASSISTANT SECRETARY/TREASURER","SECRETARY/TREASURER"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,30.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Guaranty association for insolvent life and health insurance companies.","year":2024,"name":"LOUISIANA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION","phone":2253810656,"website":"LALIFEGA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JULIE FUSELIER","year_formation":1991,"state_legal_domicile":"LA","total_volunteers":11,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"620 FLORIDA ST 210, BATON ROUGE, LA, 70801, USA","city":"BATON ROUGE","state":"LA","country":"USA","zip_code":70801},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":14797803,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":12792324,"Total revenue":12792324,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1425666,"Investment income total":1425716,"Net investment gain":-50,"Income from invest bond proceeds":0},"Other revenues":{"value":579813,"Other total":579813,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":10028780,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":10028780,"Management services":193990,"Legal":94339,"Accounting":34025,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":6961,"Information technology":8541,"Royalties":0,"Occupancy":17160,"Travel":33,"Conferences and meetings":9402,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":32964,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9631365,"CLAIMS AND LOSSES":8635066,"NOLHGA REIMBURSEMENTS":989640,"DUES & SUBSCRIPTIONS":6659},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":36662408,"Non-interest bearing cash":23126152,"Savings and temp cash investments":7235554,"Pledges and grants receivable":0,"Accounts receivable":62904,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":5860393,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":377405},"Liabilities":{"value":627004,"Sum of Total Liabilities":0,"Accounts payable, accrued":17098,"Grants payable":0,"Deferred, revenue":232500,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":377406},"Fund balance":{"value":36035404,"Net assets without donor restriction":36035404,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3222791248133253,"percentile":0.8482951503450704},"Liabilities to Assets Ratio":{"score":0.017102095421555507,"percentile":0.46774326363864294},"Operating Reserve Ratio":{"score":3.6557196388793054,"percentile":0.7521287790311704},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.24358559477570685,"percentile":0.9233666241956902},"Asset Growth":{"score":0.003855648582727279,"percentile":0.3361135821838289},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6786373014744167,"percentile":0.8081910925623097}},"source_xml":"202543079349303184_public.xml"},{"Organization":{"value":null,"Person":["MICHELE CALANDRO","RONALD ANDERSON","BRIDGER EGLIN","JOHN CAMILLO","RON DOUGHTY","JERRY DAUL","THOMAS MUNSON","PETER MAUNOIR","GREGORY REDMOND","DONNA D FRAICHE","PHYLLIS PERRON","AMY LAZZARO"],"Title":["VICE-CHAIRMAN, ASSISTANT S","SECRETARY/TREASURER","CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","EXECUTIVE DIRECTOR","DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,30.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Guaranty association for insolvent life and health insurance companies.","year":2018,"name":"LOUISIANA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION","phone":2253810656,"website":"LALIFEGA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JULIE FUSILIER","year_formation":1991,"state_legal_domicile":"LA","total_volunteers":11,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"620 FLORIDA ST NO 210, BATON ROUGE, LA, 70801, USA","city":"BATON ROUGE","state":"LA","country":"USA","zip_code":70801},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":11,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4111682,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2569412,"Total revenue":2569412,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":308555,"Investment income total":308555,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1233715,"Other total":1233715,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":679362,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":679362,"Management services":164988,"Legal":59560,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":454814,"MEMBERSHIP IN N.O.L.H.I":167463,"VARIOUS OPERATING EXP.":162905,"CLAIMS AND LOSS EXPENSE":89096,"ADMIN. FEES":35350},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":18542223,"Non-interest bearing cash":6033566,"Savings and temp cash investments":12473793,"Pledges and grants receivable":0,"Accounts receivable":8250,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":26614,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":167889,"Sum of Total Liabilities":0,"Accounts payable, accrued":28275,"Grants payable":0,"Deferred, revenue":113000,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":26614},"Fund balance":{"value":18374334,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":419664,"Temporarily restricted net assets":0,"Permanently restricted net assets":17954670},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.8347727280465755,"percentile":0.9767520964791053},"Liabilities to Assets Ratio":{"score":0.009054415967276415,"percentile":0.5033442144230155},"Operating Reserve Ratio":{"score":27.293582802688405,"percentile":0.9630957069951269},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.19058859567540104,"percentile":0.8891720287324415},"Asset Growth":{"score":-0.1396119061901556,"percentile":0.07837470109988513},"Independent Voting Board Pct":{"score":0.9166666666666666,"percentile":0.24842690827196914},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6304113825162353,"percentile":0.6912066535703365}},"source_xml":"201903059349301330_public.xml"},{"Organization":{"value":null,"Person":["MICHELE CALANDRO","RONALD ANDERSON","BRIDGER EGLIN","JOHN CAMILLO","RON DOUGHTY","JERRY DAUL","THOMAS MUNSON","PETER MAUNOIR","NICHOLAS THOMPSON","GREGORY REDMOND","DONNA D FRAICHE","PHYLLIS PERRON"],"Title":["VICE-CHAIRMAN, ASSISTANT S","SECRETARY/TREASURER","CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","EXECUTIVE DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,30.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Guaranty association for insolvent life and health insurance companies.","year":2016,"name":"LOUISIANA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION","phone":2253810656,"website":"LALIFEGA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JULIE FUSILIER","year_formation":1991,"state_legal_domicile":"LA","total_volunteers":11,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"620 FLORIDA ST NO 210, BATON ROUGE, LA, 70801, USA","city":"BATON ROUGE","state":"LA","country":"USA","zip_code":70801},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":11,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":474810,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":172206,"Total revenue":172206,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":234375,"Investment income total":234375,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":68229,"Other total":68229,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6058925,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":6058925,"Management services":243449,"Legal":99981,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":5715495,"CLAIMS AND LOSS EXPENSE":5442204,"VARIOUS OPERATING EXP.":124338,"MEMBERSHIP IN N.O.L.H.I":113720,"ADMIN. FEES":35233},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":25289493,"Non-interest bearing cash":2506520,"Savings and temp cash investments":22749674,"Pledges and grants receivable":0,"Accounts receivable":32550,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":749,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":111274,"Sum of Total Liabilities":0,"Accounts payable, accrued":39275,"Grants payable":0,"Deferred, revenue":71250,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":749},"Fund balance":{"value":25178219,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":226304,"Temporarily restricted net assets":0,"Permanently restricted net assets":24951915},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-11.760735873296687,"percentile":0.00822654182187178},"Liabilities to Assets Ratio":{"score":0.004400009126319772,"percentile":0.5338292914345831},"Operating Reserve Ratio":{"score":4.173924087193686,"percentile":0.7762734327366454},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.21249464519968195,"percentile":0.07095536739914403},"Asset Growth":{"score":-0.07432898570469994,"percentile":0.12948483343879588},"Independent Voting Board Pct":{"score":0.9166666666666666,"percentile":0.24842690827196914},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.34241469004870323,"percentile":0.04451758995260963}},"source_xml":"201702139349300315_public.xml"},{"Organization":{"value":null,"Person":["KOREY HARVEY","THOMAS MUNSON","DONNA D FRAICHE","JULIE FUSELIER","MARGARET SHEHEE","SKIP BRAZIEL","JEFF TINDALL","DARIE JORDAN","GERALD DAUL","DANIEL LAGRONE","DOUG WHEELER","SAKINA SHARP","ROBERT EICHELBERGER"],"Title":["CHAIRMAN","VICE-CHAIRMAN, ASSISTANT SECRETARY (THRU 02/23)","DIRECTOR","EXECUTIVE DIRECTOR","SECRETARY/TREASURER","DIRECTOR","VICE CHAIRMAN, ASSISTANT SECRETARY/TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[1.0,1.0,1.0,30.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Guaranty association for insolvent life and health insurance companies.","year":2023,"name":"LOUISIANA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION","phone":2253810656,"website":"LALIFEGA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JULIE FUSELIER","year_formation":1991,"state_legal_domicile":"LA","total_volunteers":11,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"620 FLORIDA ST 210, BATON ROUGE, LA, 70801, USA","city":"BATON ROUGE","state":"LA","country":"USA","zip_code":70801},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":9795655,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3484293,"Total revenue":3484293,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":977263,"Investment income total":977263,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":5334099,"Other total":5334099,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3799139,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":3799139,"Management services":176079,"Legal":130888,"Accounting":27828,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":3778,"Information technology":5858,"Royalties":0,"Occupancy":17160,"Travel":17,"Conferences and meetings":5497,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":32028,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":3400006,"CLAIMS AND LOSSES":2641804,"NOLHGA REIMBURSEMENTS":754257,"DUES & SUBSCRIPTIONS":3945},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":31850644,"Non-interest bearing cash":11241763,"Savings and temp cash investments":11492151,"Pledges and grants receivable":0,"Accounts receivable":35100,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":8739942,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":341688},"Liabilities":{"value":584263,"Sum of Total Liabilities":0,"Accounts payable, accrued":23275,"Grants payable":0,"Deferred, revenue":219300,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":341688},"Fund balance":{"value":31266381,"Net assets without donor restriction":31266381,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.6121607998648381,"percentile":0.9444096506007423},"Liabilities to Assets Ratio":{"score":0.018343836313011442,"percentile":0.4632490786306214},"Operating Reserve Ratio":{"score":8.383647979186863,"percentile":0.8740460028466578},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.22217989058031387,"percentile":0.9114834297399304},"Asset Growth":{"score":-0.020129113853413087,"percentile":0.24539766016125816},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6983731352359297,"percentile":0.8460499925705691}},"source_xml":"202500349349300015_public.xml"},{"Organization":{"value":null,"Person":["MICHELE CALANDRO","RONALD ANDERSON","BRIDGER EGLIN","JOHN CAMILLO","RON DOUGHTY","JERRY DAUL","THOMAS MUNSON","PETER MAUNOIR","SCOTT WESTBROOK","PHYLLIS PERRON","MICHAEL HICKEY"],"Title":["VICE-CHAIRMAN, ASSISTANT S","SECRETARY/TREASURER","CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","EXECUTIVE DIRECTOR","DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,30.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Guaranty association for insolvent life and health insurance companies.","year":2013,"name":"LOUISIANA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION","phone":2253810656,"website":"LALIFEGA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"PHYLLIS PERRON","year_formation":1991,"state_legal_domicile":"LA","total_volunteers":10,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"451 FLORIDA ST 14TH FLOOR PREMIER TOW NO 1400, BATON ROUGE, LA, 70801, USA","city":"BATON ROUGE","state":"LA","country":"USA","zip_code":70801},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":968340,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":170355,"Total revenue":170355,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":529350,"Investment income total":529350,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":268635,"Other total":268635,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":969533,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":969533,"Management services":250094,"Legal":76329,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":643110,"CLAIMS AND LOSS EXPENSE":396778,"VARIOUS OPERATING EXP.":119927,"MEMBERSHIP IN N.O.L.H.I":93741,"ADMIN. FEES":32664},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":32062110,"Non-interest bearing cash":9694295,"Savings and temp cash investments":22362439,"Pledges and grants receivable":450,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":630,"Investments program related":0,"Intangible assets":0,"Other assets":4296},"Liabilities":{"value":133553,"Sum of Total Liabilities":0,"Accounts payable, accrued":14423,"Grants payable":0,"Deferred, revenue":118500,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":630},"Fund balance":{"value":31928557,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":425450,"Temporarily restricted net assets":0,"Permanently restricted net assets":31503107},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.001232005287399054,"percentile":0.3826025709038639},"Liabilities to Assets Ratio":{"score":0.004165446378918917,"percentile":0.5357289756535618},"Operating Reserve Ratio":{"score":33.069642807413466,"percentile":0.9707099001891373},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.9090909090909091,"percentile":0.24395594109922106},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5005170818007034,"percentile":0.3228482698225316}},"source_xml":"201443169349303179_public.xml"},{"Organization":{"value":null,"Person":["KOREY HARVEY","RONALD ANDERSON","BRIDGER EGLIN","LEN KARPOWICH","RON DOUGHTY","JERRY DAUL","THOMAS MUNSON","DAVID ROSE","PETER MAUNOIR","DONNA D FRAICHE","JULIE FUSELIER","AMY LAZZARO"],"Title":["DIRECTOR","SECRETARY/TREASURER","CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","VICE-CHAIRMAN, ASSISTANT S","DIRECTOR","DIRECTOR","DIRECTOR","EXECUTIVE DIRECTOR","DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,30.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Guaranty association for insolvent life and health insurance companies.","year":2020,"name":"LOUISIANA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION","phone":2253810656,"website":"LALIFEGA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JULIE FUSELIER","year_formation":1991,"state_legal_domicile":"LA","total_volunteers":11,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"620 FLORIDA ST NO 210, BATON ROUGE, LA, 70801, USA","city":"BATON ROUGE","state":"LA","country":"USA","zip_code":70801},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":11,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4149551,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3375049,"Total revenue":3375049,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":298824,"Investment income total":298824,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":475678,"Other total":475678,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2405326,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":2405326,"Management services":180969,"Legal":75248,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2149109,"CLAIMS AND LOSS EXPENSE":1609294,"MEMBERSHIP IN N.O.L.H.I":358061,"VARIOUS OPERATING EXP.":146404,"ADMIN. FEES":35350},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":20844401,"Non-interest bearing cash":11007958,"Savings and temp cash investments":9717874,"Pledges and grants receivable":0,"Accounts receivable":12500,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":106069},"Liabilities":{"value":267794,"Sum of Total Liabilities":0,"Accounts payable, accrued":45275,"Grants payable":0,"Deferred, revenue":116450,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":106069},"Fund balance":{"value":20576607,"Net assets without donor restriction":20576607,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.4203406585435388,"percentile":0.8927659624768606},"Liabilities to Assets Ratio":{"score":0.012847286904526543,"percentile":0.4847404597915878},"Operating Reserve Ratio":{"score":8.665935927188247,"percentile":0.8775761333430606},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.17565584415836144,"percentile":0.876157768059194},"Asset Growth":{"score":-0.09550278579061144,"percentile":0.1080386012554015},"Independent Voting Board Pct":{"score":0.9166666666666666,"percentile":0.24842690827196914},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6072620060354413,"percentile":0.6265384071580117}},"source_xml":"202143169349306254_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["DONNA D FRAICHE","SKIP BRAZIEL","DARIE JORDAN","GERALD DAUL","DANIEL LAGRONE","DOUG WHEELER","SAKINA SHARP","ROBERT EICHELBERGER","GIL VALDES","BUDDY COURTNEY","DENNIS BAMBURG JR","JULIE FUSELIER","KOREY HARVEY","JEFF TINDALL","MARGARET SHEHEE"],"Title":["DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR (THRU 01/2024)","DIRECTOR","DIRECTOR (THRU 01/2024)","DIRECTOR","DIRECTOR (THRU 04/2024)","DIRECTOR","DIRECTOR","DIRECTOR","EXECUTIVE DIRECTOR","CHAIRMAN","VICE CHAIRMAN, ASSISTANT SECRETARY/TREASURER","SECRETARY/TREASURER"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,30.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Guaranty association for insolvent life and health insurance companies.","year":2024,"name":"LOUISIANA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION","phone":2253810656,"website":"LALIFEGA.ORG","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JULIE FUSELIER","year_formation":1991,"state_legal_domicile":"LA","total_volunteers":11,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"620 FLORIDA ST 210, BATON ROUGE, LA, 70801, USA","city":"BATON ROUGE","state":"LA","country":"USA","zip_code":70801},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":14797803,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":12792324,"Total revenue":12792324,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1425666,"Investment income total":1425716,"Net investment gain":-50,"Income from invest bond proceeds":0},"Other revenues":{"value":579813,"Other total":579813,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":10028780,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":10028780,"Management services":193990,"Legal":94339,"Accounting":34025,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":6961,"Information technology":8541,"Royalties":0,"Occupancy":17160,"Travel":33,"Conferences and meetings":9402,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":32964,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9631365,"CLAIMS AND LOSSES":8635066,"NOLHGA REIMBURSEMENTS":989640,"DUES & SUBSCRIPTIONS":6659},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":36662408,"Non-interest bearing cash":23126152,"Savings and temp cash investments":7235554,"Pledges and grants receivable":0,"Accounts receivable":62904,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":5860393,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":377405},"Liabilities":{"value":627004,"Sum of Total Liabilities":0,"Accounts payable, accrued":17098,"Grants payable":0,"Deferred, revenue":232500,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":377406},"Fund balance":{"value":36035404,"Net assets without donor restriction":36035404,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3222791248133253,"percentile":0.8482951503450704},"Liabilities to Assets Ratio":{"score":0.017102095421555507,"percentile":0.46774326363864294},"Operating Reserve Ratio":{"score":3.6557196388793054,"percentile":0.7521287790311704},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.24358559477570685,"percentile":0.9233666241956902},"Asset Growth":{"score":0.003855648582727279,"percentile":0.3361135821838289},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6786373014744167,"percentile":0.8081910925623097}},"source_xml":"202543079349303184_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}