{"success":true,"data":{"_id":721013943,"filings":[{"Organization":{"value":null,"Person":["Mark Rosa","Mary Vedros","Katie Pilcher","Melissa Matherne","Ronnie Stephens","David Savoie","Kimberly Ramagos","Sherrie Klotz"],"Title":["Chairperson","Vice Chairperson","Treasurer","Secretary","Director","President & CEO","Chief Financial Officer","Chief Administrative Officer"],"Hours":[1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,156799,99041,85657],"Direct compensation":[0,0,0,0,0,155506,98951,85519],"Other compensation":[0,0,0,0,0,1293,90,138]},"Basic":{"value":null,"mission":"Louisiana corporate credit union is a cooperative association organized in accordance with the provisions of the louisiana credit union act for the purpose of serving credit union accounts through money management and creating a source of credit for its 105 members.","year":2019,"name":"Louisiana Corporate Credit Union","phone":5048388250,"website":"www.lacorp.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"David Savoie","year_formation":1984,"state_legal_domicile":"LA","total_volunteers":8,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"3500 N Causeway BLVD, Metairie, LA, 70002, USA","city":"Metairie","state":"LA","country":"USA","zip_code":70002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3970080,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":868018,"Total revenue":{"value":868018,"Interest on Loans":29129,"Service Fees":834343,"Miscellaneous":4546},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3102062,"Investment income total":3102062,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3390063,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":581215,"Current officers":339976,"Disqualified persons":162984,"Other salaries and wages":0,"Pension plan contributions":41268,"Other employee benefits":0,"Payroll taxes":36987},"Other expenses":{"value":2808848,"Management services":0,"Legal":3215,"Accounting":24175,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":4306,"Office expenses":35801,"Information technology":0,"Royalties":0,"Occupancy":60953,"Travel":0,"Conferences and meetings":3965,"Interest":79079,"Payments to affiliates":0,"Depreciation and depletion":12762,"Insurance":32834,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2346528,"Interest Members' Shares & Share Equivalents":1810993,"Financial Services & Fees":535535},"All other expenses":205230},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":128238335,"Non-interest bearing cash":36122470,"Savings and temp cash investments":4940613,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":32995,"Investments publicly traded":84678041,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":2464216},"Liabilities":{"value":119173051,"Sum of Total Liabilities":0,"Accounts payable, accrued":192576,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":118980475},"Fund balance":{"value":9065284,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.14609705597872083,"percentile":0.6934101456402589},"Liabilities to Assets Ratio":{"score":0.9293090946634639,"percentile":0.060102247829927256},"Operating Reserve Ratio":{"score":37.827714411207104,"percentile":0.9747592031864136},"Officer Compensation Ratio":{"score":0.10073470611018143,"percentile":0.5495068000881054},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.13950008785090684,"percentile":0.8344253441702916},"Asset Growth":{"score":-0.017837918962562073,"percentile":0.2531457230754393},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6158829255804639,"percentile":0.65127071266341}},"source_xml":"202012759349301206_public.xml"},{"Organization":{"value":null,"Person":["GEORGE FLORANE","MARK ROSA","MELISSA MATHERNE","REGGIE GREMILLION","KATIE PILCHER","DAVID SAVOIE","KIMBERLY RAMAGOS","SHERRIE KLOTZ"],"Title":["Vice Chairperson","Chairperson","Board Member","Treasurer","Board Member","President & CEO","Chief Financial Officer","Chief Operations Officer"],"Hours":[1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,112104,82729,77040],"Direct compensation":[0,0,0,0,0,112104,82729,77040],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Louisiana corporate credit union is a cooperative association organized in accordance with the provisions of the louisiana credit union act for the purpose of serving credit union accounts through money managment and creating a source of credit for its 116 members.","year":2016,"name":"Louisiana Corporate Credit Union","phone":5048388250,"website":"www.lacorp.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVID SAVOIE","year_formation":1984,"state_legal_domicile":"LA","total_volunteers":7,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"3500 N Causeway BLVD, Metairie, LA, 70002, USA","city":"Metairie","state":"LA","country":"USA","zip_code":70002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2592006,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":846543,"Total revenue":{"value":846543,"Interest on Loans":1900,"Service Fees":843081,"Miscellaneous":1562},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1182487,"Investment income total":1181214,"Net investment gain":1273,"Income from invest bond proceeds":0},"Other revenues":{"value":562976,"Other total":562976,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1877222,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":517328,"Current officers":271873,"Disqualified persons":0,"Other salaries and wages":126153,"Pension plan contributions":3873,"Other employee benefits":84873,"Payroll taxes":30556},"Other expenses":{"value":1359894,"Management services":0,"Legal":90962,"Accounting":50687,"Lobbying services":0,"Investment management fees":0,"Other services":92791,"Advertising":3779,"Office expenses":43386,"Information technology":0,"Royalties":0,"Occupancy":52885,"Travel":0,"Conferences and meetings":5758,"Interest":8230,"Payments to affiliates":0,"Depreciation and depletion":23753,"Insurance":35171,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":899740,"Interest Members' Shares & Share Equivalents":423277,"NCUSIF Stabilization":0,"Financial Services & Fees":476463},"All other expenses":52752},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":144691161,"Non-interest bearing cash":36883922,"Savings and temp cash investments":4954437,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":1015934,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":21310,"Investments publicly traded":99826902,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1988656},"Liabilities":{"value":137759053,"Sum of Total Liabilities":0,"Accounts payable, accrued":120275,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":137638778},"Fund balance":{"value":6932108,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.27576479375433544,"percentile":0.8196246381717655},"Liabilities to Assets Ratio":{"score":0.9520903146253695,"percentile":0.05746432100525537},"Operating Reserve Ratio":{"score":77.07727748769192,"percentile":0.9868551747190274},"Officer Compensation Ratio":{"score":0.14482730332374114,"percentile":0.4243741413506015},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.042982213413063464,"percentile":0.5758392497335415},"Asset Growth":{"score":0.04384961522083662,"percentile":0.5026756273853484},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6220554891289679,"percentile":0.6684127995795522}},"source_xml":"201742229349301569_public.xml"},{"Organization":{"value":null,"Person":["David A Savoie","Sherrie Klotz","Erin Byrd","Melissa Matherne","Mark Rosa","Mary Vedros","Matt Koch","Gary Funderburk"],"Title":["CEO","CAO","VP of Operations","Board SecretaryTreasurer","Board Chair","Board Vice Chair","Board Member","Board Member"],"Hours":[40.0,40.0,40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[346063,145209,126162,0,0,0,0,0],"Direct compensation":[279314,114597,116097,0,0,0,0,0],"Other compensation":[66749,30612,10065,0,0,0,0,0]},"Basic":{"value":null,"mission":"Louisiana corporate credit union is a cooperative association organized in accordance with the provisions of the louisiana credit union act for the purpose of serving credit union accounts through money management and creating a source of credit for its members.","year":2024,"name":"Louisiana Corp Credit Union","phone":5048388250,"website":"www.lacorp.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"David A Savoie","year_formation":1984,"state_legal_domicile":"LA","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"3500 N Causeway Blvd Suite 1510, Metairie, LA, 70002, USA","city":"Metairie","state":"LA","country":"USA","zip_code":70002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":8,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":8,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":9811108,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1086090,"Total revenue":{"value":1086090,"Interest on Loans":287009,"Service Fees":798009,"Miscellaneous":1072},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":8725018,"Investment income total":8725018,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":9397713,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":951105,"Current officers":439622,"Disqualified persons":0,"Other salaries and wages":281340,"Pension plan contributions":64230,"Other employee benefits":113121,"Payroll taxes":52792},"Other expenses":{"value":8446608,"Management services":82977,"Legal":8000,"Accounting":11950,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":32713,"Office expenses":59482,"Information technology":0,"Royalties":0,"Occupancy":63249,"Travel":0,"Conferences and meetings":28440,"Interest":7067080,"Payments to affiliates":0,"Depreciation and depletion":6493,"Insurance":36756,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1049468,"Service Fees":547804,"Other":501664},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":9397713,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":182564313,"Non-interest bearing cash":57352592,"Savings and temp cash investments":6191521,"Pledges and grants receivable":0,"Accounts receivable":213936,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":1082247,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":3515,"Investments publicly traded":111241101,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":6479401},"Liabilities":{"value":166918058,"Sum of Total Liabilities":0,"Accounts payable, accrued":20638427,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":146279631},"Fund balance":{"value":15646255,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.04213540407464682,"percentile":0.5071120405471807},"Liabilities to Assets Ratio":{"score":0.9142972975227639,"percentile":0.06228911743547137},"Operating Reserve Ratio":{"score":19.426461842365264,"percentile":0.9441019558596266},"Officer Compensation Ratio":{"score":0.06570045286550036,"percentile":0.6835808897182825},"Program Expense Growth":{"score":0.3784078798841374,"percentile":0.8952027461844506},"Revenue Growth":{"score":0.16755612685587234,"percentile":0.8681381166235658},"Asset Growth":{"score":0.02396107859729061,"percentile":0.4205906257858876},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7889166512146929,"percentile":0.9516709020089061}},"source_xml":"202512969349300121_public.xml"},{"Organization":{"value":null,"Person":["GEORGE FLORANE","MARK ROSA","MELISSA MATHERNE","REGGIE GREMILLION","KATIE PILCHER","DAVID SAVOIE","KIMBERLY RAMAGOS","SHERRIE KLOTZ"],"Title":["Chairperson","Vice Chairperson","Treasurer","Board Member","Board Member","President & CEO","Chief Financial Officer","Cheif Operations Officer"],"Hours":[1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,179518,95478,90541],"Direct compensation":[0,0,0,0,0,148237,83036,75320],"Other compensation":[0,0,0,0,0,31281,12442,15221]},"Basic":{"value":null,"mission":"Louisiana corporate credit union is a cooperative association organized in accordance with the provisions of the louisiana credit union act for the purpose of serving credit union accounts through money managment and creating a source of credit for its 138 members","year":2014,"name":"Louisiana Corporate Credit Union","phone":5048388250,"website":"www.lacorp.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVID SAVOIE","year_formation":1984,"state_legal_domicile":"LA","total_volunteers":7,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"3500 N Causeway BLVD, Metairie, LA, 70002, USA","city":"Metairie","state":"LA","country":"USA","zip_code":70002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1613406,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":877571,"Total revenue":{"value":877571,"Interest on Loans":5688,"Service Fees":779930,"Miscellaneous":91953},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":735835,"Investment income total":733937,"Net investment gain":1898,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1539039,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":581283,"Current officers":306593,"Disqualified persons":0,"Other salaries and wages":144773,"Pension plan contributions":18413,"Other employee benefits":79909,"Payroll taxes":31595},"Other expenses":{"value":957756,"Management services":0,"Legal":2502,"Accounting":32239,"Lobbying services":0,"Investment management fees":0,"Other services":96547,"Advertising":4361,"Office expenses":50049,"Information technology":0,"Royalties":0,"Occupancy":51636,"Travel":0,"Conferences and meetings":5841,"Interest":13801,"Payments to affiliates":0,"Depreciation and depletion":24380,"Insurance":32686,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":620760,"Interest Members' Shares & Share Equivalents":127270,"NCUSIF Stabilization":0,"Financial Services & Fees":493490},"All other expenses":22954},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":133661927,"Non-interest bearing cash":28588577,"Savings and temp cash investments":9071,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":1012609,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":35156,"Investments publicly traded":101668939,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":2347575},"Liabilities":{"value":127566655,"Sum of Total Liabilities":0,"Accounts payable, accrued":68676,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":127497979},"Fund balance":{"value":6095272,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.046093171836475134,"percentile":0.516129545054812},"Liabilities to Assets Ratio":{"score":0.9543978443465057,"percentile":0.05720212607315566},"Operating Reserve Ratio":{"score":86.84765428296488,"percentile":0.9880962172756115},"Officer Compensation Ratio":{"score":0.23750990065878771,"percentile":0.2571721186375697},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.556131413780975,"percentile":0.4754273822625187}},"source_xml":"201522059349300717_public.xml"},{"Organization":{"value":null,"Person":["David A Savoie","Sherrie Klotz","Erin Byrd","Matt Koch","Mary Vedros","Melissa Matherne","Mark Rosa","Ronnie Stephens"],"Title":["CEO","CAO","VP of Operations","Director","Vice Chair","Secretary","Board Chair","Treasurer"],"Hours":[40.0,40.0,40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[251790,122344,94111,0,0,0,0,0],"Direct compensation":[183156,92468,81160,0,0,0,0,0],"Other compensation":[68634,29876,12951,0,0,0,0,0]},"Basic":{"value":null,"mission":"Louisiana corporate credit union is a cooperative association organized in accordance with the provisions of the louisiana credit union act for the purpose of serving credit union accounts through money management and creating a source of credit for its members.","year":2022,"name":"Louisiana Corp Credit Union","phone":null,"website":"www.lacorp.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"David A Savoie","year_formation":1984,"state_legal_domicile":"LA","total_volunteers":6,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"3500 N Causeway Blvd Suite 1510, Metairie, LA, 70002, USA","city":"Metairie","state":"LA","country":"USA","zip_code":70002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":8,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":8,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6583884,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3410368,"Total revenue":{"value":3410368,"Interest on Loans":126725,"Service Fees":837718,"Miscellaneous":2445925},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3173516,"Investment income total":3173516,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4328085,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":773712,"Current officers":360071,"Disqualified persons":0,"Other salaries and wages":231736,"Pension plan contributions":42448,"Other employee benefits":97548,"Payroll taxes":41909},"Other expenses":{"value":3554373,"Management services":77663,"Legal":11079,"Accounting":47306,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":17400,"Office expenses":46232,"Information technology":0,"Royalties":0,"Occupancy":63111,"Travel":0,"Conferences and meetings":12298,"Interest":2226610,"Payments to affiliates":0,"Depreciation and depletion":11775,"Insurance":33726,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1007173,"Financial Services and Fees":560948,"Other":446225},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":4328085,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":146939562,"Non-interest bearing cash":24740817,"Savings and temp cash investments":3152352,"Pledges and grants receivable":0,"Accounts receivable":176033,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":8393528,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":17489,"Investments publicly traded":108504857,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1954486},"Liabilities":{"value":134742075,"Sum of Total Liabilities":0,"Accounts payable, accrued":40647671,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":94094404},"Fund balance":{"value":12197487,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3426243536490011,"percentile":0.8590313325978732},"Liabilities to Assets Ratio":{"score":0.9169897688955954,"percentile":0.061858953874995286},"Operating Reserve Ratio":{"score":33.950248666558075,"percentile":0.9715708090461715},"Officer Compensation Ratio":{"score":0.10818757025335686,"percentile":0.5254995367627703},"Program Expense Growth":{"score":0.5552085590142112,"percentile":0.9430844532266897},"Revenue Growth":{"score":0.13398467121553706,"percentile":0.8265006015088535},"Asset Growth":{"score":0.02466041646136586,"percentile":0.4235669405889324},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8420741466328383,"percentile":0.9786518352694183}},"source_xml":"202402929349300545_public.xml"},{"Organization":{"value":null,"Person":["GEORGE FLORANE","MARK ROSA","MELISSA MATHERNE","MARY VEDROS","KATIE PILCHER","DAVID SAVOIE","KIMBERLY RAMAGOS","SHERRIE KLOTZ"],"Title":["Vice Chairperson","Chairperson","Board Member","Board Member","Treasurer","President & CEO","Chief Financial Officer","Chief Operations Officer"],"Hours":[1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,148763,84990,77202],"Direct compensation":[0,0,0,0,0,147470,84900,77112],"Other compensation":[0,0,0,0,0,1293,90,90]},"Basic":{"value":null,"mission":"Louisiana corporate credit union is a cooperative association organized in accordance with the provisions of the louisiana credit union act for the purpose of serving credit union accounts through money management and creating a source of credit for its 114 members.","year":2017,"name":"Louisiana Corporate Credit Union","phone":5048388250,"website":"www.lacorp.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVID SAVOIE","year_formation":1984,"state_legal_domicile":"LA","total_volunteers":7,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"3500 N Causeway BLVD, Metairie, LA, 70002, USA","city":"Metairie","state":"LA","country":"USA","zip_code":70002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2914795,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":884186,"Total revenue":{"value":884186,"Interest on Loans":19928,"Service Fees":864093,"Miscellaneous":165},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2030609,"Investment income total":2017409,"Net investment gain":13200,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2501353,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":601911,"Current officers":309482,"Disqualified persons":131111,"Other salaries and wages":0,"Pension plan contributions":14787,"Other employee benefits":115573,"Payroll taxes":30958},"Other expenses":{"value":1899442,"Management services":0,"Legal":12522,"Accounting":63225,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":3442,"Office expenses":39054,"Information technology":0,"Royalties":0,"Occupancy":54027,"Travel":0,"Conferences and meetings":7971,"Interest":81024,"Payments to affiliates":0,"Depreciation and depletion":15171,"Insurance":35431,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1447394,"Interest Members' Shares & Share Equivalents":929704,"Financial Services & Fees":517690},"All other expenses":140181},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":136284127,"Non-interest bearing cash":37936800,"Savings and temp cash investments":2012512,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":1314407,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":22710,"Investments publicly traded":92896007,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":2101691},"Liabilities":{"value":128527354,"Sum of Total Liabilities":0,"Accounts payable, accrued":234763,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":128292591},"Fund balance":{"value":7756773,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.141842565257591,"percentile":0.6876612470471372},"Liabilities to Assets Ratio":{"score":0.9430838119541244,"percentile":0.058457998829955116},"Operating Reserve Ratio":{"score":54.484163970459186,"percentile":0.9823428805969938},"Officer Compensation Ratio":{"score":0.1243147208730635,"percentile":0.4776671793126116},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.09877761503871473,"percentile":0.7611311334095403},"Asset Growth":{"score":0.02014016854706045,"percentile":0.40445331382766814},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6128135484173872,"percentile":0.6424929850373461}},"source_xml":"201832629349301163_public.xml"},{"Organization":{"value":null,"Person":["GEORGE FLORANE","MARK ROSA","MELISSA MATHERNE","REGGIE GREMILLION","KATIE PILCHER","DAVID SAVOIE","KIMBERLY RAMAGOS","SHERRIE KLOTZ"],"Title":["Chairperson","Vice Chairperson","Treasurer","Board Member","Board Member","President & CEO","Chief Financial Officer","Cheif Operations Officer"],"Hours":[1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,161693,94511,86105],"Direct compensation":[0,0,0,0,0,132420,80090,74690],"Other compensation":[0,0,0,0,0,29273,14421,11415]},"Basic":{"value":null,"mission":"Louisiana corporate credit union is a cooperative association organized in accordance with the provisions of the louisiana credit union act for the purpose of serving credit union accounts through money managment and creating a source of credit for its 119 members.","year":2015,"name":"Louisiana Corporate Credit Union","phone":5048388250,"website":"www.lacorp.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVID SAVOIE","year_formation":1984,"state_legal_domicile":"LA","total_volunteers":7,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"3500 N Causeway BLVD, Metairie, LA, 70002, USA","city":"Metairie","state":"LA","country":"USA","zip_code":70002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1644648,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":838937,"Total revenue":{"value":838937,"Interest on Loans":1663,"Service Fees":837007,"Miscellaneous":267},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":805711,"Investment income total":804602,"Net investment gain":1109,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1566483,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":539688,"Current officers":287200,"Disqualified persons":0,"Other salaries and wages":124726,"Pension plan contributions":14834,"Other employee benefits":81871,"Payroll taxes":31057},"Other expenses":{"value":1026795,"Management services":0,"Legal":5350,"Accounting":34116,"Lobbying services":0,"Investment management fees":0,"Other services":102623,"Advertising":3666,"Office expenses":40676,"Information technology":0,"Royalties":0,"Occupancy":53885,"Travel":0,"Conferences and meetings":2759,"Interest":13960,"Payments to affiliates":0,"Depreciation and depletion":25047,"Insurance":33056,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":645221,"Interest Members' Shares & Share Equivalents":171662,"NCUSIF Stabilization":729,"Financial Services & Fees":472830},"All other expenses":66436},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":143819470,"Non-interest bearing cash":33852485,"Savings and temp cash investments":4022414,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":3558,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":23291,"Investments publicly traded":103773583,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":2144139},"Liabilities":{"value":138353464,"Sum of Total Liabilities":0,"Accounts payable, accrued":70515,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":138282949},"Fund balance":{"value":5466006,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.047526887212339664,"percentile":0.519393463481104},"Liabilities to Assets Ratio":{"score":0.961993977588709,"percentile":0.05638133303180916},"Operating Reserve Ratio":{"score":91.81042500940003,"percentile":0.9886232713364438},"Officer Compensation Ratio":{"score":0.21852072445088774,"percentile":0.28436612199866473},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.17927358056157586,"percentile":0.08513708998499657},"Asset Growth":{"score":0.05862133319732821,"percentile":0.5588367476191024},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5114943159949761,"percentile":0.3511043054102056}},"source_xml":"201632189349300828_public.xml"},{"Organization":{"value":null,"Person":["Mark Rosa","Mary Vedros","Katie Pilcher","Melissa Matherne","Ronnie Stephens","David Savoie","Kimberly Ramagos","Sherrie Klotz"],"Title":["Chairperson","Vice Chairperson","Treasurer","Secretary","Director","President & CEO","Chief Financial Officer","Chief Operations Officer"],"Hours":[1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,158906,92316,83880],"Direct compensation":[0,0,0,0,0,157613,92316,83880],"Other compensation":[0,0,0,0,0,1293,0,0]},"Basic":{"value":null,"mission":"Louisiana corporate credit union is a cooperative association organized in accordance with the provisions of the louisiana credit union act for the purpose of serving credit union accounts through money management and creating a source of credit for its 108 members.","year":2018,"name":"Louisiana Corporate Credit Union","phone":5048388250,"website":"www.lacorp.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"David Savoie","year_formation":1984,"state_legal_domicile":"LA","total_volunteers":7,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"3500 N Causeway BLVD, Metairie, LA, 70002, USA","city":"Metairie","state":"LA","country":"USA","zip_code":70002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":6,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":6,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3725369,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":954194,"Total revenue":{"value":954194,"Interest on Loans":55456,"Service Fees":865755,"Miscellaneous":32983},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2771175,"Investment income total":2771175,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3359387,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":536685,"Current officers":333809,"Disqualified persons":131111,"Other salaries and wages":0,"Pension plan contributions":39324,"Other employee benefits":0,"Payroll taxes":32441},"Other expenses":{"value":2822702,"Management services":0,"Legal":16759,"Accounting":21329,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":4680,"Office expenses":36320,"Information technology":0,"Royalties":0,"Occupancy":45612,"Travel":0,"Conferences and meetings":4498,"Interest":238795,"Payments to affiliates":0,"Depreciation and depletion":11035,"Insurance":33814,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1910322,"Interest Members' Shares & Share Equivalents":1373498,"Financial Services & Fees":536824},"All other expenses":499538},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":104249775,"Non-interest bearing cash":18260807,"Savings and temp cash investments":4912252,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":3375396,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":19220,"Investments publicly traded":75177939,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":2504161},"Liabilities":{"value":95931578,"Sum of Total Liabilities":0,"Accounts payable, accrued":226117,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":95705461},"Fund balance":{"value":8318197,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.0982404696018032,"percentile":0.6201854655664248},"Liabilities to Assets Ratio":{"score":0.9202089692759529,"percentile":0.06135914478568023},"Operating Reserve Ratio":{"score":31.03238031224149,"percentile":0.9684303105395251},"Officer Compensation Ratio":{"score":0.09975093670363075,"percentile":0.5528722905994343},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.13815534539290006,"percentile":0.8325632844147194},"Asset Growth":{"score":-0.023823767262870395,"percentile":0.23308896114109262},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6006068878964281,"percentile":0.6072844820086781}},"source_xml":"201912249349301416_public.xml"},{"Organization":{"value":null,"Person":["Mark Rosa","Mary Vedros","Katie Pilcher","Melissa Matherne","Ronnie Stephens","David Savoie","Kimberly Ramagos","Sherrie Klotz"],"Title":["Chairperson","Vice Chairperson","Treasurer","Secretary","Director","President & CEO","Chief Financial Officer","Chief Administrative Officer"],"Hours":[1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,163674,98124,82543],"Direct compensation":[0,0,0,0,0,162203,97986,82405],"Other compensation":[0,0,0,0,0,1471,138,138]},"Basic":{"value":null,"mission":"Louisiana corporate credit union is a cooperative association organized in accordance with the provisions of the louisiana credit union act for the purpose of serving credit union accounts through money management and creating a source of credit for its 104 members.","year":2020,"name":"Louisiana Corporate Credit Union","phone":5048388250,"website":"www.lacorp.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"David Savoie","year_formation":1984,"state_legal_domicile":"LA","total_volunteers":9,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"3500 N Causeway BLVD, Metairie, LA, 70002, USA","city":"Metairie","state":"LA","country":"USA","zip_code":70002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2252248,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":819027,"Total revenue":{"value":819027,"Interest on Loans":825,"Service Fees":818186,"Miscellaneous":16},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1433221,"Investment income total":1431897,"Net investment gain":1324,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2032744,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":707478,"Current officers":342594,"Disqualified persons":185554,"Other salaries and wages":0,"Pension plan contributions":43908,"Other employee benefits":94320,"Payroll taxes":41102},"Other expenses":{"value":1325266,"Management services":0,"Legal":4829,"Accounting":36579,"Lobbying services":0,"Investment management fees":0,"Other services":81834,"Advertising":3410,"Office expenses":40218,"Information technology":0,"Royalties":0,"Occupancy":59425,"Travel":0,"Conferences and meetings":2047,"Interest":2,"Payments to affiliates":0,"Depreciation and depletion":14617,"Insurance":32647,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":943224,"Interest Members' Shares & Share Equivalents":427271,"Financial Services & Fees":515953},"All other expenses":106434},"Functional Expenses":{"value":null,"Program Service Expenses":2032744,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":210880967,"Non-interest bearing cash":40319778,"Savings and temp cash investments":4963495,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":102444,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":19661,"Investments publicly traded":159079532,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":6396057},"Liabilities":{"value":200738669,"Sum of Total Liabilities":0,"Accounts payable, accrued":104023,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":200634646},"Fund balance":{"value":10142298,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.09745996000440449,"percentile":0.6188089744611376},"Liabilities to Assets Ratio":{"score":0.9519051048357532,"percentile":0.057483371105790736},"Operating Reserve Ratio":{"score":103.74201916227523,"percentile":0.9897040555071996},"Officer Compensation Ratio":{"score":0.16939713018461744,"percentile":0.3703001689338511},"Program Expense Growth":{"score":0.6666666666666667,"percentile":0.9589310549005527},"Revenue Growth":{"score":0.08128688082144077,"percentile":0.7162322840454431},"Asset Growth":{"score":0.03592000265074551,"percentile":0.47056922020608233},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7887495575481781,"percentile":0.9515495113074338}},"source_xml":"202132919349300643_public.xml"},{"Organization":{"value":null,"Person":["GEORGE FLORANE","MARK ROSA","JOYCE TAYLOR","REGGIE GREMILLION","MELISSA MATHERNE","DAVID SAVOIE","KIMBERLY RAMAGOS","SHERRIE KLOTZ"],"Title":["Chairperson","Vice Chairperson","Treasurer","Board Member","Board Member","President & CEO","Chief Financial Officer","Cheif Operations Officer"],"Hours":[1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,226263,106753,101756],"Direct compensation":[0,0,0,0,0,191194,92723,85420],"Other compensation":[0,0,0,0,0,35069,14030,16336]},"Basic":{"value":null,"mission":"Louisiana corporate credit union is a cooperative association organized in accordance with the provisions of the louisiana credit union act for the purpose of serving creditunion accounts through money managment and creating a source of credit for its 138 members","year":2013,"name":"Louisiana Corporate Credit Union","phone":5048388250,"website":"www.lacorp.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DAVID SAVOIE","year_formation":1984,"state_legal_domicile":"LA","total_volunteers":0,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"3500 N Causeway BLVD, Metairie, LA, 70002, USA","city":"Metairie","state":"LA","country":"USA","zip_code":70002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2310134,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1258474,"Total revenue":{"value":1258474,"Interest on Loans":4496,"Service Fees":662578,"Miscellaneous":591400},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1051660,"Investment income total":1012430,"Net investment gain":39230,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1709835,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":662101,"Current officers":369337,"Disqualified persons":0,"Other salaries and wages":144773,"Pension plan contributions":30394,"Other employee benefits":83866,"Payroll taxes":33731},"Other expenses":{"value":1047734,"Management services":0,"Legal":16920,"Accounting":24875,"Lobbying services":0,"Investment management fees":0,"Other services":81115,"Advertising":8813,"Office expenses":50113,"Information technology":0,"Royalties":0,"Occupancy":55649,"Travel":0,"Conferences and meetings":14405,"Interest":6709,"Payments to affiliates":0,"Depreciation and depletion":23365,"Insurance":37016,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":629657,"Interest Members' Shares & Share Equivalents":171199,"NCUSIF Stabilization":13086,"Financial Services & Fees":445372},"All other expenses":99097},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":127973916,"Non-interest bearing cash":12629930,"Savings and temp cash investments":9171,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":940910,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":39958,"Investments publicly traded":111929942,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":2424005},"Liabilities":{"value":122284806,"Sum of Total Liabilities":0,"Accounts payable, accrued":57736,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":122227070},"Fund balance":{"value":5689110,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2598546231517306,"percentile":0.8082637971630099},"Liabilities to Assets Ratio":{"score":0.9555447689824542,"percentile":0.057081885116013066},"Operating Reserve Ratio":{"score":74.84576932861943,"percentile":0.986533041217123},"Officer Compensation Ratio":{"score":0.2542771670950706,"percentile":0.23581534392128728},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6198151872580406,"percentile":0.6621986755814505}},"source_xml":"201432269349300123_public.xml"},{"Organization":{"value":null,"Person":["David A Savoie","Sherrie Klotz","Erin Byrd","Matt Koch","Mary Vedros","Melissa Matherne","Mark Rosa","Ronnie Stephens"],"Title":["CEO","CAO","VP of Operations","Director","Vice Chair","Secretary","Board Chair","Treasurer"],"Hours":[40.0,40.0,40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[318657,131502,109586,0,0,0,0,0],"Direct compensation":[251195,106881,101691,0,0,0,0,0],"Other compensation":[67462,24621,7895,0,0,0,0,0]},"Basic":{"value":null,"mission":"Louisiana corporate credit union is a cooperative association organized in accordance with the provisions of the louisiana credit union act for the purpose of serving credit union accounts through money management and creating a source of credit for its members.","year":2023,"name":"Louisiana Corp Credit Union","phone":null,"website":"www.lacorp.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"David A Savoie","year_formation":1984,"state_legal_domicile":"LA","total_volunteers":null,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"3500 N Causeway Blvd Suite 1510, Metairie, LA, 70002, USA","city":"Metairie","state":"LA","country":"USA","zip_code":70002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":9492747,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2242757,"Total revenue":{"value":2242757,"Interest on Loans":560569,"Service Fees":798621,"Miscellaneous":883567},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":7249990,"Investment income total":7249990,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":8432164,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":927719,"Current officers":484433,"Disqualified persons":0,"Other salaries and wages":235740,"Pension plan contributions":54440,"Other employee benefits":105356,"Payroll taxes":47750},"Other expenses":{"value":7504445,"Management services":81006,"Legal":26000,"Accounting":43361,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":47645,"Office expenses":53419,"Information technology":0,"Royalties":0,"Occupancy":66851,"Travel":0,"Conferences and meetings":18651,"Interest":6216527,"Payments to affiliates":0,"Depreciation and depletion":9385,"Insurance":32955,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":908645,"Service Fees":566707,"Other":341938},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":8432164,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":142052131,"Non-interest bearing cash":26863441,"Savings and temp cash investments":3317203,"Pledges and grants receivable":0,"Accounts receivable":274351,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":9617065,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":8103,"Investments publicly traded":99063529,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":2908439},"Liabilities":{"value":128137328,"Sum of Total Liabilities":0,"Accounts payable, accrued":38571522,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":89565806},"Fund balance":{"value":13914803,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.11172561535665071,"percentile":0.6427547023149466},"Liabilities to Assets Ratio":{"score":0.9020443910130429,"percentile":0.0643282975519187},"Operating Reserve Ratio":{"score":16.84646207070925,"percentile":0.9345355608912145},"Officer Compensation Ratio":{"score":0.06638212919008692,"percentile":0.68061050613246},"Program Expense Growth":{"score":0.45905948351856357,"percentile":0.9202361437565177},"Revenue Growth":{"score":0.16793919092147386,"percentile":0.8685384692698548},"Asset Growth":{"score":0.017040748102799364,"percentile":0.3913632480633347},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8121338939103125,"percentile":0.9657026271787581}},"source_xml":"202442929349301234_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["David A Savoie","Sherrie Klotz","Erin Byrd","Melissa Matherne","Mark Rosa","Mary Vedros","Matt Koch","Gary Funderburk"],"Title":["CEO","CAO","VP of Operations","Board SecretaryTreasurer","Board Chair","Board Vice Chair","Board Member","Board Member"],"Hours":[40.0,40.0,40.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[346063,145209,126162,0,0,0,0,0],"Direct compensation":[279314,114597,116097,0,0,0,0,0],"Other compensation":[66749,30612,10065,0,0,0,0,0]},"Basic":{"value":null,"mission":"Louisiana corporate credit union is a cooperative association organized in accordance with the provisions of the louisiana credit union act for the purpose of serving credit union accounts through money management and creating a source of credit for its members.","year":2024,"name":"Louisiana Corp Credit Union","phone":5048388250,"website":"www.lacorp.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"David A Savoie","year_formation":1984,"state_legal_domicile":"LA","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"3500 N Causeway Blvd Suite 1510, Metairie, LA, 70002, USA","city":"Metairie","state":"LA","country":"USA","zip_code":70002},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":8,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":8,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":9811108,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1086090,"Total revenue":{"value":1086090,"Interest on Loans":287009,"Service Fees":798009,"Miscellaneous":1072},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":8725018,"Investment income total":8725018,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":9397713,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":951105,"Current officers":439622,"Disqualified persons":0,"Other salaries and wages":281340,"Pension plan contributions":64230,"Other employee benefits":113121,"Payroll taxes":52792},"Other expenses":{"value":8446608,"Management services":82977,"Legal":8000,"Accounting":11950,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":32713,"Office expenses":59482,"Information technology":0,"Royalties":0,"Occupancy":63249,"Travel":0,"Conferences and meetings":28440,"Interest":7067080,"Payments to affiliates":0,"Depreciation and depletion":6493,"Insurance":36756,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1049468,"Service Fees":547804,"Other":501664},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":9397713,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":182564313,"Non-interest bearing cash":57352592,"Savings and temp cash investments":6191521,"Pledges and grants receivable":0,"Accounts receivable":213936,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":1082247,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":3515,"Investments publicly traded":111241101,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":6479401},"Liabilities":{"value":166918058,"Sum of Total Liabilities":0,"Accounts payable, accrued":20638427,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":146279631},"Fund balance":{"value":15646255,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.04213540407464682,"percentile":0.5071120405471807},"Liabilities to Assets Ratio":{"score":0.9142972975227639,"percentile":0.06228911743547137},"Operating Reserve Ratio":{"score":19.426461842365264,"percentile":0.9441019558596266},"Officer Compensation Ratio":{"score":0.06570045286550036,"percentile":0.6835808897182825},"Program Expense Growth":{"score":0.3784078798841374,"percentile":0.8952027461844506},"Revenue Growth":{"score":0.16755612685587234,"percentile":0.8681381166235658},"Asset Growth":{"score":0.02396107859729061,"percentile":0.4205906257858876},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7889166512146929,"percentile":0.9516709020089061}},"source_xml":"202512969349300121_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}