{"success":true,"data":{"_id":650868303,"filings":[{"Organization":{"value":null,"Person":["Doug Thompson","Robert Bedell","Michelle Viera","Dwayne Drury","Adonis Garcia"],"Title":["Trustee","Trustee","Trustee","Trustee","Trustee"],"Hours":[1.0,1.0,13.0,7.0,1.0],"Total Compensation":[0,0,6200,4000,0],"Direct compensation":[0,0,6200,4000,0],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"The plan provides medical, dental, mental and life insurance premiums paid on behalf of eligible participants and dependents","year":2013,"name":"Miami Beach FF LU 1510 Insurance Trust","phone":9546894977,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Michelle Viera","year_formation":1998,"state_legal_domicile":"FL","total_volunteers":null,"tax_period_begin":"2013-09-01T00:00:00","tax_period_end":"2014-08-31T00:00:00","address":"9118 Griffin Road Room D, Cooper City, FL, 33328, USA","city":"Cooper City","state":"FL","country":"USA","zip_code":33328},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6057410,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5311351,"Total revenue":5311351,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":746059,"Investment income total":162113,"Net investment gain":583946,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4264509,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":4192119,"Benefits paid to members Total":4192119},"Salaries":{"value":10200,"Current officers":10200,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":62190,"Management services":1800,"Legal":4201,"Accounting":6000,"Lobbying services":0,"Investment management fees":41343,"Other services":0,"Advertising":0,"Office expenses":782,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":5260,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2804,"Bank charges":285,"Membership dues":608,"Telephone":1911},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":4264509,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":12405180,"Non-interest bearing cash":150941,"Savings and temp cash investments":1663623,"Pledges and grants receivable":0,"Accounts receivable":402419,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":10188197,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":1525,"Sum of Total Liabilities":0,"Accounts payable, accrued":1525,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":12403655,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":12403655,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.29598475255926215,"percentile":0.8328741293245391},"Liabilities to Assets Ratio":{"score":0.00012293251690019815,"percentile":0.5851099088380995},"Operating Reserve Ratio":{"score":2.9089351200806473,"percentile":0.7056483906763975},"Officer Compensation Ratio":{"score":0.00239183455821057,"percentile":0.9909174246061263},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.9081696003396488,"percentile":0.9937180811949805}},"source_xml":"201531949349301413_public.xml"},{"Organization":{"value":null,"Person":["ADONIS GARCIA","MICHAEL BRADY","MICHELLE VIERA","GUSTAVO ALMEYDA","DAVID ANDERSON","IVAN CHAVEZ","ERICK CHIROLES","RICK FERNANDEZ","JOSE FLORES","DAVID GARCIA","OLIVER HANNA","OSCAR LIMA","ROBERT RAPADO","MICHAEL SICA","DAVID SOLA"],"Title":["PRESIDENT","TRUSTEE","SECRETARY","TRUSTEE","VICE PRESIDE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TREASURER","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[1.0,3.0,9.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[75498,63316,63316,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[75498,63316,63316,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing benefits paid on behalf of eligible participants and their dependents.","year":2024,"name":"MIAMI BEACH FIREFIGHTERS LOCAL 1510 INSURANCE TRUST FUND","phone":9546894977,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MICHELLE VIERA","year_formation":1998,"state_legal_domicile":"FL","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"1144 SE 3RD AVENUE SUITE A, FORT LAUDERDALE, FL, 33316, USA","city":"FORT LAUDERDALE","state":"FL","country":"USA","zip_code":33316},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":14,"Number of independent voting members":11,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":13967115,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":12042133,"Total revenue":12042133,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1097051,"Investment income total":415568,"Net investment gain":681483,"Income from invest bond proceeds":0},"Other revenues":{"value":827931,"Other total":827931,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":12752332,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":10864649,"Benefits paid to members Total":10864649},"Salaries":{"value":217740,"Current officers":202130,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":15610},"Other expenses":{"value":1669943,"Management services":0,"Legal":32064,"Accounting":56925,"Lobbying services":0,"Investment management fees":138806,"Other services":14263,"Advertising":0,"Office expenses":30876,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":33559,"Conferences and meetings":37158,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1282570,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":43722,"HRA PLAN ADMIN FEES":39315,"PCORI TAX":2882,"DUES & SUBSCRIPTIONS":1525},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":42342569,"Non-interest bearing cash":236678,"Savings and temp cash investments":770103,"Pledges and grants receivable":0,"Accounts receivable":474176,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":40817308,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":44304},"Liabilities":{"value":20713,"Sum of Total Liabilities":0,"Accounts payable, accrued":20713,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":42321856,"Net assets without donor restriction":42321856,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.08697451120005814,"percentile":0.600058817786939},"Liabilities to Assets Ratio":{"score":0.0004891767431494296,"percentile":0.577307766050017},"Operating Reserve Ratio":{"score":3.320378500183339,"percentile":0.7333732935159619},"Officer Compensation Ratio":{"score":0.015850434257828293,"percentile":0.9334374253680136},"Program Expense Growth":{"score":-0.4114494853944692,"percentile":0.043522670503281485},"Revenue Growth":{"score":0.06914314674986727,"percentile":0.6786192929100346},"Asset Growth":{"score":0.10699105029581393,"percentile":0.6997364884812187},"Independent Voting Board Pct":{"score":0.7857142857142857,"percentile":0.18185032078454264},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5212269440984738,"percentile":0.3767429414906818}},"source_xml":"202523099349303767_public.xml"},{"Organization":{"value":null,"Person":["MICHELLE VIERA","MICHAEL BRADY","DAVID ANDERSON","RICK FERNANDEZ","JOSE FLORES","ADONIS GARCIA","DAVID GARCIA","OSCAR LIMA","MICHAEL SICA","DAVID SOLA"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[9.0,3.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[16800,2150,0,0,0,0,0,0,0,0],"Direct compensation":[16800,2150,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing benefits paid on behalf of eligible participants and their dependents.","year":2019,"name":"MIAMI BEACH FIREFIGHTERS LOCAL 1510 INSURANCE TRUST FUND","phone":9546894977,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MICHELLE VIERA","year_formation":1998,"state_legal_domicile":"FL","total_volunteers":null,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"9118 GRIFFIN ROAD SUITE D, COOPER CITY, FL, 33328, USA","city":"COOPER CITY","state":"FL","country":"USA","zip_code":33328},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":9,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":9603728,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":8157565,"Total revenue":8157565,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1445516,"Investment income total":392424,"Net investment gain":1053092,"Income from invest bond proceeds":0},"Other revenues":{"value":647,"Other total":647,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":7412367,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":7155810,"Benefits paid to members Total":7155810},"Salaries":{"value":20466,"Current officers":18950,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":1516},"Other expenses":{"value":236091,"Management services":0,"Legal":23491,"Accounting":25561,"Lobbying services":0,"Investment management fees":73388,"Other services":44000,"Advertising":0,"Office expenses":14702,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":10964,"Conferences and meetings":9802,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":629,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":33554,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":21742443,"Non-interest bearing cash":128678,"Savings and temp cash investments":1674566,"Pledges and grants receivable":0,"Accounts receivable":410969,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":506268,"Land, building, equipment":0,"Investments publicly traded":19021962,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":9234,"Sum of Total Liabilities":0,"Accounts payable, accrued":9234,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":21733209,"Net assets without donor restriction":21733209,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.22817816164722698,"percentile":0.7828009535573858},"Liabilities to Assets Ratio":{"score":0.000424699285172324,"percentile":0.5785068981847917},"Operating Reserve Ratio":{"score":2.933265851515447,"percentile":0.7074732749437731},"Officer Compensation Ratio":{"score":0.002556538282575593,"percentile":0.9903381949229981},"Program Expense Growth":{"score":-0.49531246230648074,"percentile":0.03369063094204718},"Revenue Growth":{"score":0.06980076022234878,"percentile":0.6808077940541193},"Asset Growth":{"score":0.08413721823614037,"percentile":0.6406898904824933},"Independent Voting Board Pct":{"score":0.9,"percentile":0.23882945974943737},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5537262779700907,"percentile":0.46831852680084707}},"source_xml":"202043179349301004_public.xml"},{"Organization":{"value":null,"Person":["MICHELLE VIERA","MICHAEL BRADY","GUSTAVO ALMEYDA","DAVID ANDERSON","IVAN CHAVEZ","RICK FERNANDEZ","JOSE FLORES","ADONIS GARCIA","DAVID GARCIA","OSCAR LIMA","MICHAEL SICA","DAVID SOLA"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[9.0,3.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[16800,2400,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[16800,2400,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing benefits paid on behalf of eligible participants and their dependents.","year":2020,"name":"MIAMI BEACH FIREFIGHTERS LOCAL 1510 INSURANCE TRUST FUND","phone":9546894977,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MICHELLE VIERA","year_formation":1998,"state_legal_domicile":"FL","total_volunteers":null,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"9118 GRIFFIN ROAD SUITE D, COOPER CITY, FL, 33328, USA","city":"COOPER CITY","state":"FL","country":"USA","zip_code":33328},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":11,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":10686366,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":8821254,"Total revenue":8821254,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1865112,"Investment income total":432931,"Net investment gain":1432181,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":7812459,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":7596823,"Benefits paid to members Total":7596823},"Salaries":{"value":20534,"Current officers":19200,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":1334},"Other expenses":{"value":195102,"Management services":0,"Legal":12405,"Accounting":27066,"Lobbying services":0,"Investment management fees":79543,"Other services":29000,"Advertising":0,"Office expenses":13638,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":84,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":33366,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":25833747,"Non-interest bearing cash":395043,"Savings and temp cash investments":1208867,"Pledges and grants receivable":0,"Accounts receivable":420794,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":23809043,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":42649,"Sum of Total Liabilities":0,"Accounts payable, accrued":42649,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":25791098,"Net assets without donor restriction":25791098,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.26893211406010237,"percentile":0.8148429925821518},"Liabilities to Assets Ratio":{"score":0.0016509025965145514,"percentile":0.5605479792144967},"Operating Reserve Ratio":{"score":3.3067369697556175,"percentile":0.7325338063347129},"Officer Compensation Ratio":{"score":0.0024576128975524864,"percentile":0.9906903235920836},"Program Expense Growth":{"score":-0.5080493250071181,"percentile":0.03145284365651786},"Revenue Growth":{"score":0.07362879366513653,"percentile":0.6932433631750037},"Asset Growth":{"score":0.09539898969441472,"percentile":0.6713866414042509},"Independent Voting Board Pct":{"score":0.9166666666666666,"percentile":0.24842690827196914},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5627892986945178,"percentile":0.4952786616545173}},"source_xml":"202103149349305435_public.xml"},{"Organization":{"value":null,"Person":["MICHELLE VIERA","MICHAEL BRADY","ADONIS GARCIA","DAVID SOLA","DAVID GARCIA","RICK FERNANDEZ","DOUG THOMPSON","JOSE FLORES","OSCAR LIMA","DAVID ANDERSON","ROBERT BEDELL","MICHAEL SICA"],"Title":["TRUSTEE","TRUSTEE","CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[9.0,3.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[16800,2450,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[16800,2450,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing benefits paid on behalf of eligible participants and their dependents.","year":2017,"name":"MIAMI BEACH FIREFIGHTERS LOCAL 1510 INSURANCE TRUST FUND","phone":9546894977,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MICHELLE VIERA","year_formation":1998,"state_legal_domicile":"FL","total_volunteers":null,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"9118 GRIFFIN ROAD SUITE D, COOPER CITY, FL, 33328, USA","city":"COOPER CITY","state":"FL","country":"USA","zip_code":33328},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":11,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":8221831,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":7110309,"Total revenue":7110309,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1111359,"Investment income total":287863,"Net investment gain":823496,"Income from invest bond proceeds":0},"Other revenues":{"value":163,"Other total":163,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6701467,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":6372005,"Benefits paid to members Total":6372005},"Salaries":{"value":20338,"Current officers":19250,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":1088},"Other expenses":{"value":309124,"Management services":0,"Legal":28794,"Accounting":27388,"Lobbying services":0,"Investment management fees":59937,"Other services":29250,"Advertising":0,"Office expenses":15803,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":53627,"Conferences and meetings":45702,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":48623,"HRA PLAN ADMIN FEES":35753,"HEALTH FAIR":12870},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":17208624,"Non-interest bearing cash":295488,"Savings and temp cash investments":1524785,"Pledges and grants receivable":0,"Accounts receivable":338862,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":15049489,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":156229,"Sum of Total Liabilities":0,"Accounts payable, accrued":8586,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":147643},"Fund balance":{"value":17052395,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":17052395,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1849179337303333,"percentile":0.7405797281623681},"Liabilities to Assets Ratio":{"score":0.009078529462901856,"percentile":0.5032161895538262},"Operating Reserve Ratio":{"score":2.5678890905528595,"percentile":0.6776132777205074},"Officer Compensation Ratio":{"score":0.002872505378300005,"percentile":0.9892031782420624},"Program Expense Growth":{"score":-0.3882258916024859,"percentile":0.04757236711879424},"Revenue Growth":{"score":0.07623269047729649,"percentile":0.7013075293454291},"Asset Growth":{"score":0.08488303598862391,"percentile":0.6428377378549619},"Independent Voting Board Pct":{"score":0.9166666666666666,"percentile":0.24842690827196914},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5450150516036119,"percentile":0.4427854826320304}},"source_xml":"201843199349316359_public.xml"},{"Organization":{"value":null,"Person":["ADONIS GARCIA","MICHAEL BRADY","MICHELLE VIERA","GUSTAVO ALMEYDA","DAVID ANDERSON","IVAN CHAVEZ","RICK FERNANDEZ","JOSE FLORES","DAVID GARCIA","OLIVER HANNA","OSCAR LIMA","MICHAEL SICA","DAVID SOLA"],"Title":["CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[1.0,3.0,9.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[65820,55200,55200,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[65820,55200,55200,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing benefits paid on behalf of eligible participants and their dependents.","year":2022,"name":"MIAMI BEACH FIREFIGHTERS LOCAL 1510 INSURANCE TRUST FUND","phone":9546894977,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MICHELLE VIERA","year_formation":1998,"state_legal_domicile":"FL","total_volunteers":null,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"1144 SE 3RD AVENUE SUITE A, FORT LAUDERDALE, FL, 33316, USA","city":"FORT LAUDERDALE","state":"FL","country":"USA","zip_code":33316},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":10,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":10239297,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":10048679,"Total revenue":10048679,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":-27847,"Investment income total":587275,"Net investment gain":-615122,"Income from invest bond proceeds":0},"Other revenues":{"value":218465,"Other total":218465,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":8722889,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":7181940,"Benefits paid to members Total":7181940},"Salaries":{"value":189848,"Current officers":176220,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":13628},"Other expenses":{"value":1351101,"Management services":0,"Legal":42628,"Accounting":39188,"Lobbying services":0,"Investment management fees":95791,"Other services":22000,"Advertising":0,"Office expenses":64226,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":34304,"Conferences and meetings":39898,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":970034,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":43032,"HRA PLAN ADMIN FEES":37032,"DRUG SUBSIDY":6000},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":29442771,"Non-interest bearing cash":482299,"Savings and temp cash investments":1784045,"Pledges and grants receivable":0,"Accounts receivable":484365,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":26692062,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":87473,"Sum of Total Liabilities":0,"Accounts payable, accrued":87473,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":29355298,"Net assets without donor restriction":29355298,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.14809688594832243,"percentile":0.6961244051220795},"Liabilities to Assets Ratio":{"score":0.0029709499829346903,"percentile":0.5463126379595991},"Operating Reserve Ratio":{"score":3.375346287222043,"percentile":0.7366679876700067},"Officer Compensation Ratio":{"score":0.02020202251799834,"percentile":0.9112757851223928},"Program Expense Growth":{"score":-0.4566871877318845,"percentile":0.03806423473501736},"Revenue Growth":{"score":0.06112048547873734,"percentile":0.6502519282019322},"Asset Growth":{"score":0.0967117191330452,"percentile":0.6747949928606013},"Independent Voting Board Pct":{"score":0.7692307692307693,"percentile":0.1782163753323027},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5296714448484839,"percentile":0.39956279349001866}},"source_xml":"202323129349302172_public.xml"},{"Organization":{"value":null,"Person":["Doug Thompson","Robert Bedell","Michelle Viera","Adonis Garcia"],"Title":["Trustee","Trustee","Trustee","Trustee"],"Hours":[1.0,1.0,13.0,1.0],"Total Compensation":[0,0,10800,0],"Direct compensation":[0,0,10800,0],"Other compensation":[0,0,0,0]},"Basic":{"value":null,"mission":"The plan provides medical, dental, mental and life insurance premiums paid on behalf of eligible participants and dependents","year":2014,"name":"Miami Beach FF LU 1510 Insurance Trust","phone":9546894977,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Michelle Viera","year_formation":1998,"state_legal_domicile":"FL","total_volunteers":null,"tax_period_begin":"2014-09-01T00:00:00","tax_period_end":"2015-08-31T00:00:00","address":"9118 Griffin Road Room D, Cooper City, FL, 33328, USA","city":"Cooper City","state":"FL","country":"USA","zip_code":33328},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":4,"Number of independent voting members":4,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6701929,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5943358,"Total revenue":5943358,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":758571,"Investment income total":244625,"Net investment gain":513946,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5110618,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":4953086,"Benefits paid to members Total":4953086},"Salaries":{"value":10800,"Current officers":10800,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":146732,"Management services":2400,"Legal":19062,"Accounting":14830,"Lobbying services":0,"Investment management fees":53278,"Other services":39037,"Advertising":0,"Office expenses":647,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":9372,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":1870,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6236,"Bank charges":540,"Membership dues":835,"Telephone and internet":2703,"Printing":2158},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":5110618,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":13396796,"Non-interest bearing cash":317314,"Savings and temp cash investments":1513334,"Pledges and grants receivable":0,"Accounts receivable":267762,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":11298386,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":8496,"Sum of Total Liabilities":0,"Accounts payable, accrued":8496,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":13388300,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":13388300,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.23744074280703362,"percentile":0.7906802136434847},"Liabilities to Assets Ratio":{"score":0.0006341814863792805,"percentile":0.5748089254432324},"Operating Reserve Ratio":{"score":2.6213651656218486,"percentile":0.6824153707394863},"Officer Compensation Ratio":{"score":0.002113247360691016,"percentile":0.9918815050399331},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8962926100455344,"percentile":0.9920296105318333}},"source_xml":"201631819349301163_public.xml"},{"Organization":{"value":null,"Person":["MICHELLE VIERA","MICHAEL BRADY","ADONIS GARCIA","DAVID SOLA","DAVID GARCIA","RICK FERNANDEZ","DOUG THOMPSON","JOSE FLORES","OSCAR LIMA","DAVID ANDERSON","ROBERT BEDELL","MICHAEL SICA"],"Title":["TRUSTEE","TRUSTEE","CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[9.0,3.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[16800,2250,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[16800,2250,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing benefits paid on behalf of eligible participants and their dependents.","year":2018,"name":"MIAMI BEACH FIREFIGHTERS LOCAL 1510 INSURANCE TRUST FUND","phone":9546894977,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MICHELLE VIERA","year_formation":1998,"state_legal_domicile":"FL","total_volunteers":null,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"9118 GRIFFIN ROAD SUITE D, COOPER CITY, FL, 33328, USA","city":"COOPER CITY","state":"FL","country":"USA","zip_code":33328},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12,"Number of independent voting members":11,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":8488054,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":7520054,"Total revenue":7520054,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":967619,"Investment income total":409984,"Net investment gain":557635,"Income from invest bond proceeds":0},"Other revenues":{"value":381,"Other total":381,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6696964,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":6391121,"Benefits paid to members Total":6391121},"Salaries":{"value":20566,"Current officers":19050,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":1516},"Other expenses":{"value":285277,"Management services":0,"Legal":40573,"Accounting":19230,"Lobbying services":0,"Investment management fees":72486,"Other services":25000,"Advertising":0,"Office expenses":14940,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":29672,"Conferences and meetings":51158,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":32218,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":17587392,"Non-interest bearing cash":0,"Savings and temp cash investments":1506363,"Pledges and grants receivable":0,"Accounts receivable":336357,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":432867,"Land, building, equipment":0,"Investments publicly traded":15311805,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":185306,"Sum of Total Liabilities":0,"Accounts payable, accrued":23481,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":161825},"Fund balance":{"value":17402086,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":17402086,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.21101303078420566,"percentile":0.7671033707320165},"Liabilities to Assets Ratio":{"score":0.01053629782062059,"percentile":0.4955932815826086},"Operating Reserve Ratio":{"score":2.6261738901388747,"percentile":0.6828272327701521},"Officer Compensation Ratio":{"score":0.0028445725555639838,"percentile":0.9893145309973349},"Program Expense Growth":{"score":-0.45997054069711457,"percentile":0.037778887935828676},"Revenue Growth":{"score":0.06672135609119854,"percentile":0.6703135153174082},"Asset Growth":{"score":0.07250588532411321,"percentile":0.6057481901981789},"Independent Voting Board Pct":{"score":0.9166666666666666,"percentile":0.24842690827196914},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5434042959966731,"percentile":0.4381468379522129}},"source_xml":"201913199349302081_public.xml"},{"Organization":{"value":null,"Person":["ADONIS GARCIA","MICHAEL BRADY","MICHELLE VIERA","GUSTAVO ALMEYDA","DAVID ANDERSON","IVAN CHAVEZ","RICK FERNANDEZ","JOSE FLORES","DAVID GARCIA","OLIVER HANNA","OSCAR LIMA","MICHAEL SICA","DAVID SOLA"],"Title":["CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[1.0,3.0,9.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[70691,59285,59285,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[70691,59285,59285,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing benefits paid on behalf of eligible participants and their dependents.","year":2023,"name":"MIAMI BEACH FIREFIGHTERS LOCAL 1510 INSURANCE TRUST FUND","phone":9546894977,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MICHELLE VIERA","year_formation":1998,"state_legal_domicile":"FL","total_volunteers":null,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"1144 SE 3RD AVENUE SUITE A, FORT LAUDERDALE, FL, 33316, USA","city":"FORT LAUDERDALE","state":"FL","country":"USA","zip_code":33316},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":10,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":12993461,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":11000096,"Total revenue":11000096,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1333670,"Investment income total":400251,"Net investment gain":933419,"Income from invest bond proceeds":0},"Other revenues":{"value":659695,"Other total":659695,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":10959843,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":9275072,"Benefits paid to members Total":9275072},"Salaries":{"value":204065,"Current officers":189261,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":14804},"Other expenses":{"value":1480706,"Management services":0,"Legal":40089,"Accounting":32200,"Lobbying services":0,"Investment management fees":95860,"Other services":0,"Advertising":0,"Office expenses":21404,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":40438,"Conferences and meetings":31619,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1177481,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":41615,"HRA PLAN ADMIN FEES":37535,"PCORI TAX":2655,"REIMBURSEMENTS":1425},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":35867210,"Non-interest bearing cash":367993,"Savings and temp cash investments":894785,"Pledges and grants receivable":0,"Accounts receivable":483704,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":34073633,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":47095},"Liabilities":{"value":6875,"Sum of Total Liabilities":0,"Accounts payable, accrued":6875,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":35860335,"Net assets without donor restriction":35860335,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1565108788181994,"percentile":0.7070111984093518},"Liabilities to Assets Ratio":{"score":0.00019167925244255128,"percentile":0.5834076901773585},"Operating Reserve Ratio":{"score":3.2726025363684497,"percentile":0.7304282172780365},"Officer Compensation Ratio":{"score":0.017268586785412893,"percentile":0.9262751966133134},"Program Expense Growth":{"score":-0.4301599815280217,"percentile":0.04104752266707569},"Revenue Growth":{"score":0.06680814362839683,"percentile":0.6706141997524533},"Asset Growth":{"score":0.10241162576403506,"percentile":0.688950431293696},"Independent Voting Board Pct":{"score":0.7692307692307693,"percentile":0.1782163753323027},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5369612627349601,"percentile":0.4197910440060291}},"source_xml":"202500489349301515_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["ADONIS GARCIA","MICHAEL BRADY","MICHELLE VIERA","GUSTAVO ALMEYDA","DAVID ANDERSON","IVAN CHAVEZ","ERICK CHIROLES","RICK FERNANDEZ","JOSE FLORES","DAVID GARCIA","OLIVER HANNA","OSCAR LIMA","ROBERT RAPADO","MICHAEL SICA","DAVID SOLA"],"Title":["PRESIDENT","TRUSTEE","SECRETARY","TRUSTEE","VICE PRESIDE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TREASURER","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[1.0,3.0,9.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[75498,63316,63316,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[75498,63316,63316,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing benefits paid on behalf of eligible participants and their dependents.","year":2024,"name":"MIAMI BEACH FIREFIGHTERS LOCAL 1510 INSURANCE TRUST FUND","phone":9546894977,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MICHELLE VIERA","year_formation":1998,"state_legal_domicile":"FL","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"1144 SE 3RD AVENUE SUITE A, FORT LAUDERDALE, FL, 33316, USA","city":"FORT LAUDERDALE","state":"FL","country":"USA","zip_code":33316},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":14,"Number of independent voting members":11,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":13967115,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":12042133,"Total revenue":12042133,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1097051,"Investment income total":415568,"Net investment gain":681483,"Income from invest bond proceeds":0},"Other revenues":{"value":827931,"Other total":827931,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":12752332,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":10864649,"Benefits paid to members Total":10864649},"Salaries":{"value":217740,"Current officers":202130,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":15610},"Other expenses":{"value":1669943,"Management services":0,"Legal":32064,"Accounting":56925,"Lobbying services":0,"Investment management fees":138806,"Other services":14263,"Advertising":0,"Office expenses":30876,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":33559,"Conferences and meetings":37158,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1282570,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":43722,"HRA PLAN ADMIN FEES":39315,"PCORI TAX":2882,"DUES & SUBSCRIPTIONS":1525},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":42342569,"Non-interest bearing cash":236678,"Savings and temp cash investments":770103,"Pledges and grants receivable":0,"Accounts receivable":474176,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":40817308,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":44304},"Liabilities":{"value":20713,"Sum of Total Liabilities":0,"Accounts payable, accrued":20713,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":42321856,"Net assets without donor restriction":42321856,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.08697451120005814,"percentile":0.600058817786939},"Liabilities to Assets Ratio":{"score":0.0004891767431494296,"percentile":0.577307766050017},"Operating Reserve Ratio":{"score":3.320378500183339,"percentile":0.7333732935159619},"Officer Compensation Ratio":{"score":0.015850434257828293,"percentile":0.9334374253680136},"Program Expense Growth":{"score":-0.4114494853944692,"percentile":0.043522670503281485},"Revenue Growth":{"score":0.06914314674986727,"percentile":0.6786192929100346},"Asset Growth":{"score":0.10699105029581393,"percentile":0.6997364884812187},"Independent Voting Board Pct":{"score":0.7857142857142857,"percentile":0.18185032078454264},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5212269440984738,"percentile":0.3767429414906818}},"source_xml":"202523099349303767_public.xml"},"sector":"Mutual/Membership Benefit","donation_categories":[],"zakat_policy":null},"error":null}