{"success":true,"data":{"_id":630788044,"filings":[{"Organization":{"value":null,"Person":["JIMMY STUBBS","STEVE SMITH - SOUTHPOINT BANK","HOPE JOHNSON","MIKE ROSS","CHRIS CAROTHERS","ROBERT DUMAS","BOB FREEMAN","DWIGHT GAMBLE","MACKE MAULDIN","RODNEY RUSHING","JARED KIRBY","JEFF KERVIN","SHAD WILLIAMS","ROBERT KUHN","WILLIAM MELLOWN","STEVE FOSTER","MICHAEL MORGAN","LINWOOD MCCLAIN","RICHARD WALTERS","CHARLIE WILLIAMS","JOHN BENTLEY","JASON EPPENGER","HEYWARD GOULD","DAVID LONG","ELIZABETH BAILEY","STEVE SMITH - 22ND BANK","LEROY ABRAHAMS","SCOTT LATHAM","MELISSA GARRETT","JANICE COX"],"Title":["PAST CHAIRMAN","CHAIRMAN","CHAIRMAN-ELECT","VICE CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","VICE-PRESIDENT OF ACCOUNTI","SENIOR VICE-PRESIDENT"],"Hours":[1.0,1.0,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,40.0,35.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,568288,133313,279258],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,533323,126277,261007],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,34965,7036,18251]},"Basic":{"value":null,"mission":"To promote the preservation and continued development of commercial banking in alabama.","year":2021,"name":"ALABAMA BANKERS ASSOCIATION INC","phone":3342449456,"website":"WWW.ALABAMABANKERS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT LATHAM","year_formation":1986,"state_legal_domicile":"AL","total_volunteers":27,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"445 DEXTER AVENUE 10025, MONTGOMERY, AL, 36104, USA","city":"MONTGOMERY","state":"AL","country":"USA","zip_code":36104},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":27,"Number of independent voting members":27,"Number of employees total":12,"Total Gross UBI":82064,"Net unrelated business taxable income":0,"Number of employees":12,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3822540,"Contributions":{"value":50566,"Other contributions":18950,"Contributions from gifts and grants":0,"Fundraising revenue":31616,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3492592,"Total revenue":{"value":3476512,"MEMBERSHIP DUES":1297683,"CONVENTIONS":1064831,"SCHOOLS AND SEMINARS":1005184,"ADVERTISING":82064,"TRUST DIVISION":26750},"Total other revenue":16080,"Unrelated business revenue":0},"Investment income":{"value":3148,"Investment income total":3048,"Net investment gain":100,"Income from invest bond proceeds":0},"Other revenues":{"value":276234,"Other total":247365,"Royalties revenue":31034,"Net rental income":0,"Net income from fundraising events":-2165,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3659373,"Grant expense":{"value":25950,"Grants to domestic orgs":21950,"Grants to domestic individuals":4000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1661436,"Current officers":568288,"Disqualified persons":0,"Other salaries and wages":835129,"Pension plan contributions":90053,"Other employee benefits":91787,"Payroll taxes":76179},"Other expenses":{"value":1971987,"Management services":0,"Legal":0,"Accounting":18825,"Lobbying services":117775,"Investment management fees":0,"Other services":16747,"Advertising":0,"Office expenses":139399,"Information technology":74810,"Royalties":0,"Occupancy":209925,"Travel":29687,"Conferences and meetings":980309,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":103335,"Insurance":14604,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":258428,"BANKERS 2 LEADERS EXPEN":195103,"GIFTS":35501,"DUES & SUBSCRIPTIONS":20676,"TRUST DIVISION EXPENSES":7148},"All other expenses":8143},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":3505775,"Non-interest bearing cash":2181406,"Savings and temp cash investments":689168,"Pledges and grants receivable":0,"Accounts receivable":66727,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":96490,"Land, building, equipment":245971,"Investments publicly traded":0,"Investments other":226013,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":1414338,"Sum of Total Liabilities":0,"Accounts payable, accrued":195208,"Grants payable":0,"Deferred, revenue":1219130,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":2091437,"Net assets without donor restriction":2075199,"Net assets with donor restriction":16238,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.042685491845736084,"percentile":0.5083758281314102},"Liabilities to Assets Ratio":{"score":0.4034309104263679,"percentile":0.16361721670247267},"Operating Reserve Ratio":{"score":0.9580261427299157,"percentile":0.41152898423465706},"Officer Compensation Ratio":{"score":0.2680401806538989,"percentile":0.21975368575178006},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.017430184551050203,"percentile":0.4516117833582644},"Asset Growth":{"score":0.07911042293001942,"percentile":0.6260830704713181},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5168744464026233,"percentile":0.36512123171365074}},"source_xml":"202211369349302271_public.xml"},{"Organization":{"value":null,"Person":["JERRY POWELL","DAVID NAST","JIMMY STUBBS","STEVE SMITH","CHRIS CAROTHERS","LEIGH COLLIER","ROBERT DUMAS","BOB FREEMAN","DWIGHT GAMBLE","MACKE MAULDIN","RODNEY RUSHING","RICK SWAGLER","JARED KIRBY","JEFF KERVIN","STRATTON LEWIS JR","HOWELL POOLE","HOPE JOHNSON","MIKE ROSS","SHAD WILLIAMS","ROBERT KUHN","WILLIAM MELLOWN","STEVE FOSTER","MICHAEL MORGAN","LINWOOD MCCLAIN","RICHARD WALTERS","CHARLIE WILLIAMS","CANDICE BURGE","SCOTT LATHAM","JASON ISBELL","MELISSA GARRETT","JANICE COX"],"Title":["PAST CHAIRMAN","CHAIRMAN","CHAIRMAN-ELECT","VICE CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","VICE-PRESIDENT OF LEGAL AN","VICE-PRESIDENT OF ACCOUNTI","SENIOR VICE-PRESIDENT"],"Hours":[1.0,1.0,1.0,1.0,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,50.0,45.0,35.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,546218,199380,124022,255278],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,505797,169518,116546,237755],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,40421,29862,7476,17523]},"Basic":{"value":null,"mission":"To promote the preservation and continued development of commercial banking in alabama.","year":2019,"name":"ALABAMA BANKERS ASSOCIATION INC","phone":3342449456,"website":"WWW.ALABAMABANKERS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT LATHAM","year_formation":1986,"state_legal_domicile":"AL","total_volunteers":27,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"445 DEXTER AVENUE NO 10025, MONTGOMERY, AL, 36104, USA","city":"MONTGOMERY","state":"AL","country":"USA","zip_code":36104},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":27,"Number of independent voting members":27,"Number of employees total":13,"Total Gross UBI":90812,"Net unrelated business taxable income":0,"Number of employees":13,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3924499,"Contributions":{"value":33219,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":33219,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3680547,"Total revenue":{"value":3662681,"MEMBERSHIP DUES":1218649,"CONVENTIONS":1166119,"SCHOOLS AND SEMINARS":1150776,"ADVERTISING":90812,"TRUST DIVISION":36325},"Total other revenue":17866,"Unrelated business revenue":0},"Investment income":{"value":6282,"Investment income total":6282,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":204451,"Other total":188647,"Royalties revenue":21675,"Net rental income":0,"Net income from fundraising events":-5871,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3720246,"Grant expense":{"value":5000,"Grants to domestic orgs":1000,"Grants to domestic individuals":4000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1690194,"Current officers":1124605,"Disqualified persons":0,"Other salaries and wages":399617,"Pension plan contributions":23407,"Other employee benefits":62318,"Payroll taxes":80247},"Other expenses":{"value":2025052,"Management services":0,"Legal":33281,"Accounting":19125,"Lobbying services":46017,"Investment management fees":0,"Other services":14396,"Advertising":0,"Office expenses":164955,"Information technology":58968,"Royalties":0,"Occupancy":207111,"Travel":68299,"Conferences and meetings":1030696,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":107185,"Insurance":11552,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":251109,"BANKERS 2 LEADERS EXPEN":188931,"GIFTS":33896,"TRUST DIVISION EXPENSES":15913,"DUES & SUBSCRIPTIONS":12369},"All other expenses":12358},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2832925,"Non-interest bearing cash":1624688,"Savings and temp cash investments":492366,"Pledges and grants receivable":0,"Accounts receivable":74911,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":84238,"Land, building, equipment":372784,"Investments publicly traded":0,"Investments other":183938,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":1126593,"Sum of Total Liabilities":0,"Accounts payable, accrued":98376,"Grants payable":0,"Deferred, revenue":1028217,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1706332,"Net assets without donor restriction":1679382,"Net assets with donor restriction":26950,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.0520456241675689,"percentile":0.5295115087006914},"Liabilities to Assets Ratio":{"score":0.3976783712946866,"percentile":0.16549232014656698},"Operating Reserve Ratio":{"score":0.761488621988976,"percentile":0.3499705654049232},"Officer Compensation Ratio":{"score":0.3023719399201021,"percentile":0.1848724351626605},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.03363604244698206,"percentile":0.5323052389363386},"Asset Growth":{"score":0.0875017337417312,"percentile":0.6501871271020434},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5245029502331688,"percentile":0.38546047372771247}},"source_xml":"202012889349300431_public.xml"},{"Organization":{"value":null,"Person":["JIMMY RAMAGE","CLAUDE EDWARDS","WILLIAM PETREY","ROB FINNEY","TIM COMPTON","MIKE ALRED","LEIGH COLLIER","ROBERT DUMAS","BOB FREEMAN","HARVEY GASTON JR","ELAM HOLLEY JR","JACK JOHNSON","BIBB LAMAR","CHARLES MOORE JR","DONALD PERRY","JERRY POWELL","JOHN STOREY","RICK SWAGLER","STEPHEN WHATLEY","HARLON FARRAR","AL GARRETT","RANDY GILES","HJ HUGHES","HOPE JOHNSON","JEFF KERVIN","STRATTON LEWIS JR","DAVID NAST","HOWELL POOLE","STEPHEN SMITH","JAMES STUBBS","DENNIS UPCHURCH","ANTHONY WILLMON","SCOTT LATHAM","JANICE COX","JASON ISBELL"],"Title":["CHAIRMAN","CHAIRMAN-ELECT","VICE CHAIRMAN","PAST CHAIRMAN","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","SENIOR VICE-PRESIDENT","VICE-PRESIDENT OF LEGAL AND GOV'T AFFAIRS"],"Hours":[1.0,1.0,1.0,1.0,1.0,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,50.0,50.0,45.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,366886,156896,152661],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,336286,143696,130431],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,30600,13200,22230]},"Basic":{"value":null,"mission":"To promote the preservation and continued development of commercial banking in alabama.","year":2014,"name":"ALABAMA BANKERS ASSOCIATION INC","phone":3342449456,"website":"WWW.ALABAMABANKERS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT LATHAM","year_formation":1986,"state_legal_domicile":"AL","total_volunteers":33,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"7515 HALCYON SUMMIT DRIVE NO 301, MONTGOMERY, AL, 36117, USA","city":"MONTGOMERY","state":"AL","country":"USA","zip_code":36117},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":33,"Number of independent voting members":33,"Number of employees total":15,"Total Gross UBI":96537,"Net unrelated business taxable income":0,"Number of employees":15,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3214290,"Contributions":{"value":16415,"Other contributions":16415,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3071441,"Total revenue":{"value":3055548,"MEMBERSHIP DUES":1027058,"CONVENTIONS":959185,"SCHOOLS AND SEMINARS":946518,"ADVERTISING":96537,"TRUST DIVISION":26250},"Total other revenue":15893,"Unrelated business revenue":0},"Investment income":{"value":6260,"Investment income total":4845,"Net investment gain":1415,"Income from invest bond proceeds":0},"Other revenues":{"value":120174,"Other total":67797,"Royalties revenue":30571,"Net rental income":10000,"Net income from fundraising events":11806,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3143375,"Grant expense":{"value":3000,"Grants to domestic orgs":1000,"Grants to domestic individuals":2000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1210467,"Current officers":676443,"Disqualified persons":0,"Other salaries and wages":404073,"Pension plan contributions":15633,"Other employee benefits":46049,"Payroll taxes":68269},"Other expenses":{"value":1929908,"Management services":0,"Legal":14141,"Accounting":24740,"Lobbying services":109988,"Investment management fees":0,"Other services":30679,"Advertising":0,"Office expenses":185101,"Information technology":54801,"Royalties":0,"Occupancy":116820,"Travel":70783,"Conferences and meetings":1077491,"Interest":143,"Payments to affiliates":0,"Depreciation and depletion":42244,"Insurance":10727,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":181310,"BANKERS 2 LEADERS EXPEN":120936,"GIFTS":24406,"DUES & SUBSCRIPTIONS":18591,"TRUST DIVISION EXPENSES":17377},"All other expenses":10940},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1875951,"Non-interest bearing cash":1125288,"Savings and temp cash investments":220711,"Pledges and grants receivable":0,"Accounts receivable":105373,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":59712,"Land, building, equipment":275584,"Investments publicly traded":0,"Investments other":89283,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":945249,"Sum of Total Liabilities":0,"Accounts payable, accrued":43501,"Grants payable":0,"Deferred, revenue":901748,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":930702,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":880752,"Temporarily restricted net assets":49950,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.022062415027891073,"percentile":0.4577028576762409},"Liabilities to Assets Ratio":{"score":0.5038772334671855,"percentile":0.13447035804356697},"Operating Reserve Ratio":{"score":0.5967951644331332,"percentile":0.2899925003925623},"Officer Compensation Ratio":{"score":0.2151964051377898,"percentile":0.28952351276918187},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.49913408893644223,"percentile":0.3194625291702656}},"source_xml":"201521339349301277_public.xml"},{"Organization":{"value":null,"Person":["STEVE SMITH - SOUTHPOINT BANK","HOPE JOHNSON","MIKE ROSS","CHRIS CAROTHERS","ROBERT DUMAS","DWIGHT GAMBLE","MACKE MAULDIN","RODNEY RUSHING","JARED KIRBY","JEFF KERVIN","SHAD WILLIAMS","ROBERT KUHN","WILLIAM MELLOWN","STEVE FOSTER","MICHAEL MORGAN","LINWOOD MCCLAIN","RICHARD WALTERS","CHARLIE WILLIAMS","JOHN BENTLEY","JASON EPPENGER","HEYWARD GOULD","DAVID LONG","STEVE SMITH - 22ND BANK","LEROY ABRAHAMS","LEIGH COLLIER","CHRIS LATTA","NICK WILLIS","KEITH MCCULLOUGH","SCOTT LATHAM","MELISSA GARRETT","JANICE COX"],"Title":["PAST CHAIRMAN","CHAIRMAN","CHAIRMAN-ELECT","DIRECTOR","DIRECTOR","TREASURER","VICE CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","VICE-PRESIDENT OF ACCOUNTI","SENIOR VICE-PRESIDENT"],"Hours":[1.0,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,40.0,35.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,588508,144972,301023],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,548051,137184,281145],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,40457,7788,19878]},"Basic":{"value":null,"mission":"To promote the preservation and continued development of commercial banking in alabama.","year":2022,"name":"ALABAMA BANKERS ASSOCIATION INC","phone":3342449456,"website":"WWW.ALABAMABANKERS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT LATHAM","year_formation":1986,"state_legal_domicile":"AL","total_volunteers":29,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"445 DEXTER AVENUE 10025, MONTGOMERY, AL, 36104, USA","city":"MONTGOMERY","state":"AL","country":"USA","zip_code":36104},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":29,"Number of independent voting members":29,"Number of employees total":14,"Total Gross UBI":81073,"Net unrelated business taxable income":0,"Number of employees":14,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4156491,"Contributions":{"value":219233,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":29163,"Dues":0,"Campaigns":0,"Grant revenue":190070,"Related organizations":0},"Program revenue":{"value":3605469,"Total revenue":{"value":3583851,"MEMBERSHIP DUES":1336739,"CONVENTIONS":1090779,"SCHOOLS AND SEMINARS":1037840,"ADVERTISING":81073,"TRUST DIVISION":37420},"Total other revenue":21618,"Unrelated business revenue":0},"Investment income":{"value":-1444,"Investment income total":3149,"Net investment gain":-4593,"Income from invest bond proceeds":0},"Other revenues":{"value":333233,"Other total":290935,"Royalties revenue":44956,"Net rental income":0,"Net income from fundraising events":-2658,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3842941,"Grant expense":{"value":4000,"Grants to domestic orgs":0,"Grants to domestic individuals":4000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1808576,"Current officers":588507,"Disqualified persons":0,"Other salaries and wages":962375,"Pension plan contributions":66721,"Other employee benefits":105448,"Payroll taxes":85525},"Other expenses":{"value":2030365,"Management services":0,"Legal":18442,"Accounting":20745,"Lobbying services":77801,"Investment management fees":0,"Other services":46907,"Advertising":0,"Office expenses":158467,"Information technology":72156,"Royalties":0,"Occupancy":27033,"Travel":45972,"Conferences and meetings":956084,"Interest":11494,"Payments to affiliates":0,"Depreciation and depletion":303137,"Insurance":14604,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":267566,"BANKERS 2 LEADERS EXPEN":192510,"GIFTS":37768,"DUES & SUBSCRIPTIONS":25392,"TRUST DIVISION EXPENSES":11896},"All other expenses":9957},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":4247389,"Non-interest bearing cash":2304152,"Savings and temp cash investments":500059,"Pledges and grants receivable":0,"Accounts receivable":127206,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":119545,"Land, building, equipment":254536,"Investments publicly traded":0,"Investments other":216206,"Investments program related":0,"Intangible assets":0,"Other assets":725685},"Liabilities":{"value":1852208,"Sum of Total Liabilities":0,"Accounts payable, accrued":59542,"Grants payable":0,"Deferred, revenue":1025164,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":767502},"Fund balance":{"value":2395181,"Net assets without donor restriction":2378943,"Net assets with donor restriction":16238,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07543622733695321,"percentile":0.5781882205866739},"Liabilities to Assets Ratio":{"score":0.4360815550447581,"percentile":0.15339550630660748},"Operating Reserve Ratio":{"score":1.1052443948527964,"percentile":0.4520436379744876},"Officer Compensation Ratio":{"score":0.2691956498941826,"percentile":0.2184340579239451},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.02086720305287637,"percentile":0.46911755277585765},"Asset Growth":{"score":0.08777325226346236,"percentile":0.6509926049118726},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5350825250520375,"percentile":0.4145392462937339}},"source_xml":"202302859349302065_public.xml"},{"Organization":{"value":null,"Person":["CLAUDE EDWARDS","WILLIAM PETREY","TIM COMPTON","JIMMY RAMAGE","JERRY POWELL","MIKE ALRED","LEIGH COLLIER","ROBERT DUMAS","BOB FREEMAN","HARVEY GASTON JR","ELAM HOLLEY JR","JACK JOHNSON","CHARLES MOORE JR","DONALD PERRY","RODNEY RUSHING","JOHN STOREY","RICK SWAGLER","STEPHEN WHATLEY","AL GARRETT","RANDY GILES","HJ HUGHES","HOPE JOHNSON","JEFF KERVIN","STRATTON LEWIS JR","DAVID NAST","HOWELL POOLE","STEPHEN SMITH","JAMES STUBBS","DENNIS UPCHURCH","ANTHONY WILLMON","SCOTT LATHAM","JANICE COX","JASON ISBELL","MELISSA GARRETT"],"Title":["CHAIRMAN","CHAIRMAN-ELECT","VICE CHAIRMAN","PAST CHAIRMAN","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","SENIOR VICE-PRESIDENT","VICE-PRESIDENT OF LEGAL AN","VICE-PRESIDENT OF ACCOUNTING AND INFORMATION SYS"],"Hours":[1.0,1.0,1.0,1.0,1.0,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,50.0,50.0,45.0,35.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,383073,163126,159744,107786],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,351752,149398,136393,102116],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,31321,13728,23351,5670]},"Basic":{"value":null,"mission":"To promote the preservation and continued development of commercial banking in alabama.","year":2015,"name":"ALABAMA BANKERS ASSOCIATION INC","phone":3342449456,"website":"WWW.ALABAMABANKERS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT LATHAM","year_formation":1986,"state_legal_domicile":"AL","total_volunteers":33,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"7515 HALCYON SUMMIT DRIVE NO 301, MONTGOMERY, AL, 36117, USA","city":"MONTGOMERY","state":"AL","country":"USA","zip_code":36117},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":30,"Number of independent voting members":30,"Number of employees total":14,"Total Gross UBI":87045,"Net unrelated business taxable income":0,"Number of employees":14,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3454020,"Contributions":{"value":24569,"Other contributions":24569,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3329527,"Total revenue":{"value":3319049,"CONVENTIONS":1105572,"MEMBERSHIP DUES":1086692,"SCHOOLS AND SEMINARS":1012050,"ADVERTISING":87045,"TRUST DIVISION":27690},"Total other revenue":10478,"Unrelated business revenue":0},"Investment income":{"value":4457,"Investment income total":4457,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":95467,"Other total":43933,"Royalties revenue":32248,"Net rental income":0,"Net income from fundraising events":19286,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3311165,"Grant expense":{"value":4000,"Grants to domestic orgs":0,"Grants to domestic individuals":4000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1267754,"Current officers":813729,"Disqualified persons":0,"Other salaries and wages":331383,"Pension plan contributions":12982,"Other employee benefits":38657,"Payroll taxes":71003},"Other expenses":{"value":2039411,"Management services":0,"Legal":108864,"Accounting":16450,"Lobbying services":71202,"Investment management fees":0,"Other services":27406,"Advertising":0,"Office expenses":164112,"Information technology":63969,"Royalties":0,"Occupancy":133157,"Travel":60743,"Conferences and meetings":1157909,"Interest":9,"Payments to affiliates":0,"Depreciation and depletion":38869,"Insurance":12155,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":171764,"BANKERS 2 LEADERS EXPEN":113187,"GIFTS":26243,"TRUST DIVISION EXPENSES":19635,"DUES & SUBSCRIPTIONS":12699},"All other expenses":12802},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2036079,"Non-interest bearing cash":1252451,"Savings and temp cash investments":222190,"Pledges and grants receivable":0,"Accounts receivable":85868,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":71585,"Land, building, equipment":278136,"Investments publicly traded":0,"Investments other":125849,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":962523,"Sum of Total Liabilities":0,"Accounts payable, accrued":30383,"Grants payable":0,"Deferred, revenue":932140,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1073556,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1027606,"Temporarily restricted net assets":45950,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.04135905408770071,"percentile":0.5052949255494399},"Liabilities to Assets Ratio":{"score":0.47273362182901546,"percentile":0.1428788266121301},"Operating Reserve Ratio":{"score":0.6149131801042835,"percentile":0.2969509073797471},"Officer Compensation Ratio":{"score":0.24575308086428796,"percentile":0.24642315902882816},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.033916141175491236,"percentile":0.5336535594569874},"Asset Growth":{"score":0.08533070028505933,"percentile":0.6441136618064178},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5188374296325571,"percentile":0.37029263558411424}},"source_xml":"201611329349303261_public.xml"},{"Organization":{"value":null,"Person":["DWIGHT GAMBLE","BYRON HEIFNER","HEYWARD GOULD","WILL HEAPS","LISA COCHRAN","STEVE SMITH","JASON EPPENGER","CHRIS CAROTHERS","CHUCK HERNDON","JEFF KERVIN","RANA FUTRAL","SHAD WILLIAMS","LINWOOD MCCLAIN","RODNEY RUSHING","MITT SCHROEDER","CHRIS LATTA","DREW WADE","MIKE VINCENT","GUY DAVIS","CHARLIE WILLIAMS","MACKE MAULDIN","NICK WILLIS","LEIGH COLLIER","CHRISTIAN WHITE","RICHARD WALTERS","DAVID MEREDITH","GARY HOLEMON","DAVID LONG","SCOTT LATHAM","JANICE COX","ELIZABETH BAILEY","SHELLEY HILDEBRAND","MELISSA GARRETT"],"Title":["CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","VICE CHAIRMAN","TREASURER","CHAIRMAN-ELECT","PAST CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","SENIOR VICE PRESIDENT","VP OF PROFESSIONAL DEVELOP","VP OF MARKETING & BUSINESS DEVELOPMENT","VICE PRESIDENT OF ACCOUNTI"],"Hours":[1.0,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,40.0,40.0,40.0,40.0,35.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,627330,305228,132983,139429,152071],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,584100,283000,118000,107400,142228],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,43230,22228,14983,32029,9843]},"Basic":{"value":null,"mission":"To promote the preservation and continued development of commercial banking in alabama.","year":2024,"name":"ALABAMA BANKERS ASSOCIATION INC","phone":3342449456,"website":"WWW. ALABAMA.BANK","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT LATHAM","year_formation":1986,"state_legal_domicile":"AL","total_volunteers":29,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"445 DEXTER AVENUE 10025, MONTGOMERY, AL, 36104, USA","city":"MONTGOMERY","state":"AL","country":"USA","zip_code":36104},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":29,"Number of independent voting members":29,"Number of employees total":12,"Total Gross UBI":66965,"Net unrelated business taxable income":0,"Number of employees":12,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4511120,"Contributions":{"value":20702,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":20702,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4145962,"Total revenue":{"value":4145962,"MEMBERSHIP DUES":1433207,"CONVENTIONS":1338180,"SCHOOLS AND SEMINARS":1281040,"ADVERTISING":66965,"TRUST DIVISION":26570},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":64075,"Investment income total":64075,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":280381,"Other total":202152,"Royalties revenue":44526,"Net rental income":16404,"Net income from fundraising events":14288,"Net income from gaming":0,"Net income":3011,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4380312,"Grant expense":{"value":4000,"Grants to domestic orgs":0,"Grants to domestic individuals":4000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2064055,"Current officers":627330,"Disqualified persons":0,"Other salaries and wages":1099920,"Pension plan contributions":96823,"Other employee benefits":136759,"Payroll taxes":103223},"Other expenses":{"value":2312257,"Management services":0,"Legal":1557,"Accounting":25963,"Lobbying services":84758,"Investment management fees":0,"Other services":8538,"Advertising":0,"Office expenses":119414,"Information technology":82990,"Royalties":0,"Occupancy":55453,"Travel":41085,"Conferences and meetings":1215020,"Interest":6540,"Payments to affiliates":0,"Depreciation and depletion":241741,"Insurance":38835,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":374127,"BANKERS 2 LEADERS EXPEN":304602,"GIFTS AND AWARDS":32577,"DUES & SUBSCRIPTIONS":26151,"FINANCIAL DIRECTORY EXP":10797},"All other expenses":16236},"Functional Expenses":{"value":null,"Program Service Expenses":4380312,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":4113147,"Non-interest bearing cash":1201692,"Savings and temp cash investments":1829049,"Pledges and grants receivable":0,"Accounts receivable":197867,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":130609,"Land, building, equipment":152956,"Investments publicly traded":0,"Investments other":232915,"Investments program related":0,"Intangible assets":0,"Other assets":368059},"Liabilities":{"value":1417446,"Sum of Total Liabilities":0,"Accounts payable, accrued":81338,"Grants payable":0,"Deferred, revenue":942244,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":393864},"Fund balance":{"value":2695701,"Net assets without donor restriction":2682963,"Net assets with donor restriction":12738,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.02899679015410807,"percentile":0.4753636828494385},"Liabilities to Assets Ratio":{"score":0.3446135039666708,"percentile":0.1840442503109468},"Operating Reserve Ratio":{"score":0.9390077693095834,"percentile":0.4060456415074474},"Officer Compensation Ratio":{"score":0.30980464405275243,"percentile":0.17801935682062486},"Program Expense Growth":{"score":0.4202151920622541,"percentile":0.9095759129598003},"Revenue Growth":{"score":0.026594428325213554,"percentile":0.4978975886732117},"Asset Growth":{"score":0.0799884635741769,"percentile":0.6286954763996123},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7126587929911523,"percentile":0.8688224482004678}},"source_xml":"202543179349302104_public.xml"},{"Organization":{"value":null,"Person":["TIM COMPTON","JERRY POWELL","DAVID NAST","WILLIAM PETREY","JIMMY STUBBS","CHRIS CAROTHERS","LEIGH COLLIER","ROBERT DUMAS","BOB FREEMAN","DWIGHT GAMBLE","MACKE MAULDIN","CHARLES MOORE JR","RODNEY RUSHING","JOHN STOREY","RICK SWAGLER","STEPHEN WHATLEY","HJ HUGHES","HOPE JOHNSON","JEFF KERVIN","STRATTON LEWIS JR","HOWELL POOLE","STEPHEN SMITH","MIKE ROSS","SHAD WILLIAMS","SCOTT LATHAM","JANICE COX","JASON ISBELL","MELISSA GARRETT"],"Title":["CHAIRMAN","CHAIRMAN-ELECT","VICE CHAIRMAN","PAST CHAIRMAN","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","SENIOR VICE-PRESIDENT","VICE-PRESIDENT OF LEGAL AN","VICE-PRESIDENT OF ACCOUNTI"],"Hours":[1.0,1.0,1.0,1.0,1.0,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,50.0,50.0,45.0,35.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,423429,178510,181930,112505],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,389169,163577,154311,106829],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,34260,14933,27619,5676]},"Basic":{"value":null,"mission":"To promote the preservation and continued development of commercial banking in alabama.","year":2017,"name":"ALABAMA BANKERS ASSOCIATION INC","phone":3342449456,"website":"WWW.ALABAMABANKERS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT LATHAM","year_formation":1986,"state_legal_domicile":"AL","total_volunteers":25,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"445 DEXTER AVENUE NO 10025, MONTGOMERY, AL, 36104, USA","city":"MONTGOMERY","state":"AL","country":"USA","zip_code":36104},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":24,"Number of independent voting members":24,"Number of employees total":16,"Total Gross UBI":102572,"Net unrelated business taxable income":0,"Number of employees":16,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3714970,"Contributions":{"value":23750,"Other contributions":23750,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3586146,"Total revenue":{"value":3565766,"MEMBERSHIP DUES":1186796,"CONVENTIONS":1181189,"SCHOOLS AND SEMINARS":1066574,"ADVERTISING":102572,"TRUST DIVISION":28635},"Total other revenue":20380,"Unrelated business revenue":0},"Investment income":{"value":17632,"Investment income total":5041,"Net investment gain":12591,"Income from invest bond proceeds":0},"Other revenues":{"value":87442,"Other total":25094,"Royalties revenue":35078,"Net rental income":0,"Net income from fundraising events":27270,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3646036,"Grant expense":{"value":5000,"Grants to domestic orgs":1000,"Grants to domestic individuals":4000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1446868,"Current officers":896374,"Disqualified persons":0,"Other salaries and wages":391808,"Pension plan contributions":22256,"Other employee benefits":61632,"Payroll taxes":74798},"Other expenses":{"value":2194168,"Management services":0,"Legal":29047,"Accounting":16450,"Lobbying services":47497,"Investment management fees":0,"Other services":15865,"Advertising":0,"Office expenses":191867,"Information technology":67650,"Royalties":0,"Occupancy":202774,"Travel":76838,"Conferences and meetings":1141256,"Interest":1,"Payments to affiliates":0,"Depreciation and depletion":97431,"Insurance":11466,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":287358,"BANKERS 2 LEADERS EXPEN":224160,"GIFTS":32153,"TRUST DIVISION EXPENSES":16086,"DUES & SUBSCRIPTIONS":14959},"All other expenses":8668},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2678283,"Non-interest bearing cash":1584858,"Savings and temp cash investments":225080,"Pledges and grants receivable":0,"Accounts receivable":94685,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":90169,"Land, building, equipment":486113,"Investments publicly traded":0,"Investments other":197378,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":1184800,"Sum of Total Liabilities":0,"Accounts payable, accrued":112819,"Grants payable":0,"Deferred, revenue":1071981,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1493483,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1457533,"Temporarily restricted net assets":35950,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.01855573530876427,"percentile":0.44849479658237273},"Liabilities to Assets Ratio":{"score":0.44237296805453347,"percentile":0.1515492852730023},"Operating Reserve Ratio":{"score":0.7345739317988084,"percentile":0.34069154423808456},"Officer Compensation Ratio":{"score":0.2458489164670892,"percentile":0.24631034110572309},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.046152222794348455,"percentile":0.5899137450022411},"Asset Growth":{"score":0.12275933060034522,"percentile":0.7337011298837874},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5226812831103496,"percentile":0.38060204588328533}},"source_xml":"201841359349304889_public.xml"},{"Organization":{"value":null,"Person":["JIMMY STUBBS","STEVE SMITH","DAVID NAST","HOPE JOHNSON","MIKE ROSS","CHRIS CAROTHERS","ROBERT DUMAS","BOB FREEMAN","DWIGHT GAMBLE","MACKE MAULDIN","RODNEY RUSHING","JARED KIRBY","JEFF KERVIN","SHAD WILLIAMS","ROBERT KUHN","WILLIAM MELLOWN","STEVE FOSTER","MICHAEL MORGAN","LINWOOD MCCLAIN","RICHARD WALTERS","CHARLIE WILLIAMS","JOHN BENTLEY","JASON EPPENGER","HEYWARD GOULD","STEPHEN NORRIS","JEFF RABREN","DAVID LONG","TRAVIS COLQUETT","SCOTT LATHAM","JASON ISBELL","MELISSA GARRETT","JANICE COX"],"Title":["CHAIRMAN","CHAIRMAN-ELECT","PAST CHAIRMAN","VICE CHAIRMAN","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","VICE-PRESIDENT OF LEGAL AN","VICE-PRESIDENT OF ACCOUNTI","SENIOR VICE-PRESIDENT"],"Hours":[1.0,1.0,1.0,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,40.0,40.0,35.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,562403,210126,128508,268456],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,526040,178386,121676,251440],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,36363,31740,6832,17016]},"Basic":{"value":null,"mission":"To promote the preservation and continued development of commercial banking in alabama.","year":2020,"name":"ALABAMA BANKERS ASSOCIATION INC","phone":3342449456,"website":"WWW.ALABAMABANKERS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT LATHAM","year_formation":1986,"state_legal_domicile":"AL","total_volunteers":28,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"445 DEXTER AVENUE NO 10025, MONTGOMERY, AL, 36104, USA","city":"MONTGOMERY","state":"AL","country":"USA","zip_code":36104},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":28,"Number of independent voting members":28,"Number of employees total":13,"Total Gross UBI":93888,"Net unrelated business taxable income":0,"Number of employees":13,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3405679,"Contributions":{"value":17170,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":17170,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3147647,"Total revenue":{"value":3130389,"MEMBERSHIP DUES":1232710,"SCHOOLS AND SEMINARS":972204,"CONVENTIONS":817667,"ADVERTISING":93888,"ABA SERVICES INCOME":13920},"Total other revenue":17258,"Unrelated business revenue":0},"Investment income":{"value":7578,"Investment income total":7378,"Net investment gain":200,"Income from invest bond proceeds":0},"Other revenues":{"value":233284,"Other total":216007,"Royalties revenue":17237,"Net rental income":0,"Net income from fundraising events":40,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3225815,"Grant expense":{"value":8000,"Grants to domestic orgs":4000,"Grants to domestic individuals":4000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1757721,"Current officers":562404,"Disqualified persons":0,"Other salaries and wages":955339,"Pension plan contributions":50295,"Other employee benefits":108296,"Payroll taxes":81387},"Other expenses":{"value":1460094,"Management services":0,"Legal":22027,"Accounting":18865,"Lobbying services":5634,"Investment management fees":0,"Other services":15164,"Advertising":0,"Office expenses":109739,"Information technology":65639,"Royalties":0,"Occupancy":208200,"Travel":32640,"Conferences and meetings":721132,"Interest":3,"Payments to affiliates":0,"Depreciation and depletion":106429,"Insurance":11806,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":141597,"BANKERS 2 LEADERS EXPEN":89341,"GIFTS":33197,"DUES & SUBSCRIPTIONS":14498,"TAXES & LICENSES":4561},"All other expenses":1219},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2958922,"Non-interest bearing cash":1807020,"Savings and temp cash investments":497547,"Pledges and grants receivable":0,"Accounts receivable":112560,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":109891,"Land, building, equipment":280086,"Investments publicly traded":0,"Investments other":151818,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":1104847,"Sum of Total Liabilities":0,"Accounts payable, accrued":112798,"Grants payable":0,"Deferred, revenue":992049,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1854075,"Net assets without donor restriction":1834837,"Net assets with donor restriction":19238,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.052812963288671654,"percentile":0.5312246837423031},"Liabilities to Assets Ratio":{"score":0.3733951080832817,"percentile":0.17370557639459025},"Operating Reserve Ratio":{"score":0.9172633892520184,"percentile":0.399576901694111},"Officer Compensation Ratio":{"score":0.36254186926404647,"percentile":0.13755630517883105},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.018268222573821047,"percentile":0.4558566412764698},"Asset Growth":{"score":0.07685609739470622,"percentile":0.6192523494971861},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.515902353596767,"percentile":0.3625656274729356}},"source_xml":"202113199349318076_public.xml"},{"Organization":{"value":null,"Person":["MIKE ROSS","HOPE JOHNSON","MACKE MAULDIN","CHARLIE WILLIAMS","DWIGHT GAMBLE","LEROY ABRAHAMS","JOHN BENTLEY","CHRIS CAROTHERS","LISA COCHRAN","LEIGH COLLIER","JASON DOROUGH","JASON EPPENGER","HEYWARD GOULD","GARY HOLEMON","JEFF KERVIN","ROBERT KUHN","CHRIS LATTA","DAVID LONG","LINWOOD MCCLAIN","WILLIAM MELLOWN","MICHAEL MORGAN","MATTHEW POPE","RODNEY RUSHING","STEVE SMITH","MIKE VINCENT","RICHARD WALTERS","NICK WILLIS","SHAD WILLIAMS","SCOTT LATHAM","JANICE COX","MELISSA GARRETT","ELIZABETH BAILEY"],"Title":["CHAIRMAN","PAST CHAIRMAN","CHAIRMAN-ELECT","TREASURER","VICE CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","SENIOR VICE PRESIDENT","VICE PRESIDENT OF ACCOUNTING","VP OF PROFESSIONAL DEVELOPMENT"],"Hours":[1.0,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,40.0,40.0,35.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,618436,302621,146711,122579],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,575206,280474,136904,105736],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,43230,22147,9807,16843]},"Basic":{"value":null,"mission":"To promote the preservation and continued development of commercial banking in alabama.","year":2023,"name":"ALABAMA BANKERS ASSOCIATION INC","phone":3342449456,"website":"WWW. ALABAMA.BANK","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT LATHAM","year_formation":1986,"state_legal_domicile":"AL","total_volunteers":29,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"445 DEXTER AVENUE 10025, MONTGOMERY, AL, 36104, USA","city":"MONTGOMERY","state":"AL","country":"USA","zip_code":36104},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":29,"Number of independent voting members":29,"Number of employees total":13,"Total Gross UBI":68435,"Net unrelated business taxable income":0,"Number of employees":13,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4402756,"Contributions":{"value":22750,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":22750,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3978519,"Total revenue":{"value":3978519,"MEMBERSHIP DUES":1382326,"CONVENTIONS":1259759,"SCHOOLS AND SEMINARS":1235994,"ADVERTISING":68435,"TRUST DIVISION":32005},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":57935,"Investment income total":58729,"Net investment gain":-794,"Income from invest bond proceeds":0},"Other revenues":{"value":343552,"Other total":262351,"Royalties revenue":43351,"Net rental income":16404,"Net income from fundraising events":15996,"Net income from gaming":0,"Net income":5450,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4249750,"Grant expense":{"value":4000,"Grants to domestic orgs":0,"Grants to domestic individuals":4000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1975093,"Current officers":618436,"Disqualified persons":0,"Other salaries and wages":1038681,"Pension plan contributions":92284,"Other employee benefits":130415,"Payroll taxes":95277},"Other expenses":{"value":2270657,"Management services":0,"Legal":8577,"Accounting":22800,"Lobbying services":96980,"Investment management fees":0,"Other services":23300,"Advertising":21762,"Office expenses":111221,"Information technology":80893,"Royalties":0,"Occupancy":31491,"Travel":41223,"Conferences and meetings":1171552,"Interest":9069,"Payments to affiliates":0,"Depreciation and depletion":296393,"Insurance":37263,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":300565,"BANKERS 2 LEADERS EXPEN":217846,"GIFTS AND AWARDS":41308,"DUES & SUBSCRIPTIONS":27735,"TRUST DIVISION EXPENSES":13676},"All other expenses":17568},"Functional Expenses":{"value":null,"Program Service Expenses":4249750,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":4175563,"Non-interest bearing cash":1271560,"Savings and temp cash investments":1755074,"Pledges and grants receivable":0,"Accounts receivable":85089,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":200687,"Land, building, equipment":141863,"Investments publicly traded":0,"Investments other":173161,"Investments program related":0,"Intangible assets":0,"Other assets":548129},"Liabilities":{"value":1670423,"Sum of Total Liabilities":0,"Accounts payable, accrued":155341,"Grants payable":0,"Deferred, revenue":931918,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":583164},"Fund balance":{"value":2505140,"Net assets without donor restriction":2489902,"Net assets with donor restriction":15238,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.034752323317485685,"percentile":0.48951317173998954},"Liabilities to Assets Ratio":{"score":0.40004737085753467,"percentile":0.16472130317436126},"Operating Reserve Ratio":{"score":0.982543208424025,"percentile":0.41858095948494206},"Officer Compensation Ratio":{"score":0.2800981234190246,"percentile":0.20669904036390863},"Program Expense Growth":{"score":0.49999999999999994,"percentile":0.9305283371650924},"Revenue Growth":{"score":0.024546068669062157,"percentile":0.4876815970207044},"Asset Growth":{"score":0.08583861662065681,"percentile":0.6455412611825581},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7185891023025612,"percentile":0.8777097674318147}},"source_xml":"202423189349305412_public.xml"},{"Organization":{"value":null,"Person":["TIM COMPTON","JERRY POWELL","DAVID NAST","JIMMY STUBBS","CHRIS CAROTHERS","LEIGH COLLIER","ROBERT DUMAS","BOB FREEMAN","DWIGHT GAMBLE","MACKE MAULDIN","RODNEY RUSHING","RICK SWAGLER","HOPE JOHNSON","JEFF KERVIN","STRATTON LEWIS JR","HOWELL POOLE","STEPHEN SMITH","MIKE ROSS","SHAD WILLIAMS","DAVID BAGGETT","WILLIAM MELLOWN","STEVE FOSTER","ALVIS STOREY","LINWOOD MCCLAIN","RICHARD WALTERS","SCOTT LATHAM","JASON ISBELL","MELISSA GARRETT","JANICE COX"],"Title":["PAST CHAIRMAN","CHAIRMAN","CHAIRMAN-ELECT","VICE CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","VICE-PRESIDENT OF LEGAL AN","VICE-PRESIDENT OF ACCOUNTI","SENIOR VICE-PRESIDENT"],"Hours":[1.0,1.0,1.0,1.0,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,50.0,45.0,35.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,540584,190551,118938,242087],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,499335,160050,111726,225146],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,41249,30501,7212,16941]},"Basic":{"value":null,"mission":"To promote the preservation and continued development of commercial banking in alabama.","year":2018,"name":"ALABAMA BANKERS ASSOCIATION INC","phone":3342449456,"website":"WWW.ALABAMABANKERS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT LATHAM","year_formation":1986,"state_legal_domicile":"AL","total_volunteers":25,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"445 DEXTER AVENUE NO 10025, MONTGOMERY, AL, 36104, USA","city":"MONTGOMERY","state":"AL","country":"USA","zip_code":36104},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":25,"Number of independent voting members":25,"Number of employees total":14,"Total Gross UBI":86516,"Net unrelated business taxable income":0,"Number of employees":14,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3732803,"Contributions":{"value":9280,"Other contributions":9280,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3480272,"Total revenue":{"value":3463661,"MEMBERSHIP DUES":1209796,"CONVENTIONS":1092722,"SCHOOLS AND SEMINARS":1045472,"ADVERTISING":86516,"TRUST DIVISION":29155},"Total other revenue":16611,"Unrelated business revenue":0},"Investment income":{"value":5788,"Investment income total":5788,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":237463,"Other total":209525,"Royalties revenue":16923,"Net rental income":0,"Net income from fundraising events":11015,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3724207,"Grant expense":{"value":4000,"Grants to domestic orgs":0,"Grants to domestic individuals":4000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1640020,"Current officers":1092161,"Disqualified persons":0,"Other salaries and wages":391668,"Pension plan contributions":23144,"Other employee benefits":55172,"Payroll taxes":77875},"Other expenses":{"value":2080187,"Management services":0,"Legal":36415,"Accounting":17825,"Lobbying services":48069,"Investment management fees":0,"Other services":16364,"Advertising":0,"Office expenses":163800,"Information technology":77228,"Royalties":0,"Occupancy":204939,"Travel":79446,"Conferences and meetings":1015559,"Interest":287,"Payments to affiliates":0,"Depreciation and depletion":99902,"Insurance":11473,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":288746,"BANKERS 2 LEADERS EXPEN":224119,"GIFTS":30927,"EQUITY IN EARNINGS OF A":17139,"TRUST DIVISION EXPENSES":16561},"All other expenses":20134},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2776314,"Non-interest bearing cash":1675994,"Savings and temp cash investments":226693,"Pledges and grants receivable":0,"Accounts receivable":200923,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":77189,"Land, building, equipment":415276,"Investments publicly traded":0,"Investments other":180239,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":1274235,"Sum of Total Liabilities":0,"Accounts payable, accrued":99400,"Grants payable":0,"Deferred, revenue":1174835,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1502079,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1470129,"Temporarily restricted net assets":31950,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.0023028271248174627,"percentile":0.40225618998104423},"Liabilities to Assets Ratio":{"score":0.45896645696416183,"percentile":0.1467468163799729},"Operating Reserve Ratio":{"score":0.7454778963682739,"percentile":0.344471055375234},"Officer Compensation Ratio":{"score":0.29325974630303847,"percentile":0.19339971194800412},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.035722116222802545,"percentile":0.5422885781069815},"Asset Growth":{"score":0.1038401811114206,"percentile":0.6923730811727061},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5032951754565319,"percentile":0.32972394314595505}},"source_xml":"201923179349304667_public.xml"},{"Organization":{"value":null,"Person":["WILLIAM PETREY","TIM COMPTON","JERRY POWELL","CLAUDE EDWARDS","DAVID NAST","MIKE ALRED","LEIGH COLLIER","ROBERT DUMAS","BOB FREEMAN","ELAM HOLLEY JR","JACK JOHNSON","CHARLES MOORE JR","RODNEY RUSHING","JOHN STOREY","RICK SWAGLER","STEPHEN WHATLEY","HJ HUGHES","HOPE JOHNSON","JEFF KERVIN","STRATTON LEWIS JR","HOWELL POOLE","STEPHEN SMITH","JAMES STUBBS","DENNIS UPCHURCH","MIKE ROSS","SCOTT LATHAM","JANICE COX","JASON ISBELL","MELISSA GARRETT"],"Title":["CHAIRMAN","CHAIRMAN-ELECT","VICE CHAIRMAN","PAST CHAIRMAN","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","SENIOR VICE-PRESIDENT","VICE-PRESIDENT OF LEGAL AN","VICE-PRESIDENT OF ACCOUNTI"],"Hours":[1.0,1.0,1.0,1.0,1.0,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,50.0,50.0,45.0,35.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,406343,169534,175854,110295],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,370803,155246,149263,104625],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,35540,14288,26591,5670]},"Basic":{"value":null,"mission":"To promote the preservation and continued development of commercial banking in alabama.","year":2016,"name":"Alabama Bankers Association Inc","phone":3342449456,"website":"WWW.ALABAMABANKERS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT LATHAM","year_formation":1986,"state_legal_domicile":"AL","total_volunteers":25,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"445 Dexter Avenue No 10025, Montgomery, AL, 36104, USA","city":"Montgomery","state":"AL","country":"USA","zip_code":36104},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":25,"Number of independent voting members":25,"Number of employees total":14,"Total Gross UBI":105139,"Net unrelated business taxable income":0,"Number of employees":14,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3857405,"Contributions":{"value":25447,"Other contributions":25447,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3404634,"Total revenue":{"value":3388437,"MEMBERSHIP DUES":1167655,"CONVENTIONS":1108819,"SCHOOLS AND SEMINARS":975789,"ADVERTISING":105139,"TRUST DIVISION":31035},"Total other revenue":16197,"Unrelated business revenue":0},"Investment income":{"value":340450,"Investment income total":4945,"Net investment gain":335505,"Income from invest bond proceeds":0},"Other revenues":{"value":86874,"Other total":35278,"Royalties revenue":29777,"Net rental income":0,"Net income from fundraising events":21819,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3506412,"Grant expense":{"value":5500,"Grants to domestic orgs":1500,"Grants to domestic individuals":4000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1364385,"Current officers":862027,"Disqualified persons":0,"Other salaries and wages":361952,"Pension plan contributions":16114,"Other employee benefits":50738,"Payroll taxes":73554},"Other expenses":{"value":2136527,"Management services":0,"Legal":95538,"Accounting":16450,"Lobbying services":71723,"Investment management fees":0,"Other services":52456,"Advertising":0,"Office expenses":175870,"Information technology":52475,"Royalties":0,"Occupancy":150266,"Travel":50898,"Conferences and meetings":1171396,"Interest":203,"Payments to affiliates":0,"Depreciation and depletion":44470,"Insurance":11415,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":234748,"BANKERS 2 LEADERS EXPEN":164818,"GIFTS":28005,"TRUST DIVISION EXPENSES":26498,"DUES & SUBSCRIPTIONS":15427},"All other expenses":8619},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2638319,"Non-interest bearing cash":1531516,"Savings and temp cash investments":223683,"Pledges and grants receivable":0,"Accounts receivable":94584,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":102369,"Land, building, equipment":528203,"Investments publicly traded":0,"Investments other":157964,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":1213770,"Sum of Total Liabilities":0,"Accounts payable, accrued":153828,"Grants payable":0,"Deferred, revenue":1059942,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1424549,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1384099,"Temporarily restricted net assets":40450,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.09099200109918455,"percentile":0.607323813112698},"Liabilities to Assets Ratio":{"score":0.4600542997264546,"percentile":0.14642603726773215},"Operating Reserve Ratio":{"score":0.7524269823397821,"percentile":0.346888269187203},"Officer Compensation Ratio":{"score":0.2458427589227963,"percentile":0.24631717855560825},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.06168467660691882,"percentile":0.6523444007042847},"Asset Growth":{"score":0.1416514098862002,"percentile":0.768513864002936},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.560948104812045,"percentile":0.48983027900062853}},"source_xml":"201701799349300970_public.xml"},{"Organization":{"value":null,"Person":["ROB FINNEY","JIMMY RAMAGE","CLAUDE EDWARDS","WILL WALKER","WILLIAM PETREY","MIKE ALRED","LEIGH COLLIER","ROBERT DUMAS","BOB FREEMAN","HARVEY GASTON JR","ELAM HOLLEY JR","ANTHONY HUMPHRIES","JACK JOHNSON","BIBB LAMAR","CHARLES MOORE JR","DONALD PERRY","JERRY POWELL","JOHN STOREY","RICK SWAGLER","STEPHEN WHATLEY","ROGER CAMPBELL","TIM COMPTON","HARLON FARRAR","A GARRETT","RANDY GILES","HJ HUGHES","HOPE JOHNSON","JEFF KERVIN","STRATTON LEWIS JR","DAVID NAST","HOWELL POOLE","STEPHEN SMITH","JAMES STUBBS","DENNIS UPCHURCH","ANTHONY WILLMON","SCOTT LATHAM","JANICE COX"],"Title":["CHAIRMAN","CHAIRMAN-ELECT","VICE CHAIRMAN","PAST CHAIRMAN","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","SENIOR VICE-PRESIDENT"],"Hours":[1.0,1.0,1.0,1.0,1.0,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,48.0,45.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,289149,133275],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,286458,130967],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2691,2308]},"Basic":{"value":null,"mission":"To promote the preservation and continued development of commercial banking in alabama.","year":2013,"name":"ALABAMA BANKERS ASSOCIATION INC","phone":3342449456,"website":"WWW.ALABAMABANKERS.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT LATHAM","year_formation":1986,"state_legal_domicile":"AL","total_volunteers":66,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"7515 HALCYON SUMMIT DRIVE NO 301, MONTGOMERY, AL, 36117, USA","city":"MONTGOMERY","state":"AL","country":"USA","zip_code":36117},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":36,"Number of independent voting members":36,"Number of employees total":17,"Total Gross UBI":94133,"Net unrelated business taxable income":0,"Number of employees":17,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3230207,"Contributions":{"value":19695,"Other contributions":19695,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3083426,"Total revenue":{"value":3067536,"MEMBERSHIP DUES":1103415,"CONVENTIONS":954230,"SCHOOLS AND SEMINARS":885808,"ADVERTISING":94133,"TRUST DIVISION":29950},"Total other revenue":15890,"Unrelated business revenue":0},"Investment income":{"value":6671,"Investment income total":6671,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":120415,"Other total":55914,"Royalties revenue":45000,"Net rental income":24000,"Net income from fundraising events":-4499,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3248494,"Grant expense":{"value":2000,"Grants to domestic orgs":0,"Grants to domestic individuals":2000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1156298,"Current officers":289149,"Disqualified persons":0,"Other salaries and wages":663937,"Pension plan contributions":41448,"Other employee benefits":98351,"Payroll taxes":63413},"Other expenses":{"value":2090196,"Management services":0,"Legal":28042,"Accounting":0,"Lobbying services":133771,"Investment management fees":0,"Other services":11198,"Advertising":0,"Office expenses":191174,"Information technology":61132,"Royalties":0,"Occupancy":123055,"Travel":63340,"Conferences and meetings":1081458,"Interest":15,"Payments to affiliates":0,"Depreciation and depletion":58291,"Insurance":12411,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":280093,"BANKERS 2 LEADERS EXPEN":109339,"BAD DEBT EXPENSE":86603,"MERGER EXPENSES":54511,"GIFTS":29640},"All other expenses":46216},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1715921,"Non-interest bearing cash":1090902,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":124478,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":133531,"Inventories for sale or use":0,"Prepaid expenses deferred charges":39508,"Land, building, equipment":292939,"Investments publicly traded":0,"Investments other":34563,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":856134,"Sum of Total Liabilities":0,"Accounts payable, accrued":15959,"Grants payable":0,"Deferred, revenue":840175,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":859787,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":807337,"Temporarily restricted net assets":52450,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.005661247096548302,"percentile":0.37086774985687876},"Liabilities to Assets Ratio":{"score":0.49893555705653114,"percentile":0.13580570863915914},"Operating Reserve Ratio":{"score":0.5282204615431028,"percentile":0.26269582897742416},"Officer Compensation Ratio":{"score":0.13003687247075107,"percentile":0.46184092477486477},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4906154895131624,"percentile":0.29903069424882056}},"source_xml":"201441849349300104_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["DWIGHT GAMBLE","BYRON HEIFNER","HEYWARD GOULD","WILL HEAPS","LISA COCHRAN","STEVE SMITH","JASON EPPENGER","CHRIS CAROTHERS","CHUCK HERNDON","JEFF KERVIN","RANA FUTRAL","SHAD WILLIAMS","LINWOOD MCCLAIN","RODNEY RUSHING","MITT SCHROEDER","CHRIS LATTA","DREW WADE","MIKE VINCENT","GUY DAVIS","CHARLIE WILLIAMS","MACKE MAULDIN","NICK WILLIS","LEIGH COLLIER","CHRISTIAN WHITE","RICHARD WALTERS","DAVID MEREDITH","GARY HOLEMON","DAVID LONG","SCOTT LATHAM","JANICE COX","ELIZABETH BAILEY","SHELLEY HILDEBRAND","MELISSA GARRETT"],"Title":["CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","VICE CHAIRMAN","TREASURER","CHAIRMAN-ELECT","PAST CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PRESIDENT & CEO","SENIOR VICE PRESIDENT","VP OF PROFESSIONAL DEVELOP","VP OF MARKETING & BUSINESS DEVELOPMENT","VICE PRESIDENT OF ACCOUNTI"],"Hours":[1.0,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,0.4,40.0,40.0,40.0,40.0,35.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,627330,305228,132983,139429,152071],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,584100,283000,118000,107400,142228],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,43230,22228,14983,32029,9843]},"Basic":{"value":null,"mission":"To promote the preservation and continued development of commercial banking in alabama.","year":2024,"name":"ALABAMA BANKERS ASSOCIATION INC","phone":3342449456,"website":"WWW. ALABAMA.BANK","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT LATHAM","year_formation":1986,"state_legal_domicile":"AL","total_volunteers":29,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"445 DEXTER AVENUE 10025, MONTGOMERY, AL, 36104, USA","city":"MONTGOMERY","state":"AL","country":"USA","zip_code":36104},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":29,"Number of independent voting members":29,"Number of employees total":12,"Total Gross UBI":66965,"Net unrelated business taxable income":0,"Number of employees":12,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4511120,"Contributions":{"value":20702,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":20702,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4145962,"Total revenue":{"value":4145962,"MEMBERSHIP DUES":1433207,"CONVENTIONS":1338180,"SCHOOLS AND SEMINARS":1281040,"ADVERTISING":66965,"TRUST DIVISION":26570},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":64075,"Investment income total":64075,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":280381,"Other total":202152,"Royalties revenue":44526,"Net rental income":16404,"Net income from fundraising events":14288,"Net income from gaming":0,"Net income":3011,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4380312,"Grant expense":{"value":4000,"Grants to domestic orgs":0,"Grants to domestic individuals":4000,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2064055,"Current officers":627330,"Disqualified persons":0,"Other salaries and wages":1099920,"Pension plan contributions":96823,"Other employee benefits":136759,"Payroll taxes":103223},"Other expenses":{"value":2312257,"Management services":0,"Legal":1557,"Accounting":25963,"Lobbying services":84758,"Investment management fees":0,"Other services":8538,"Advertising":0,"Office expenses":119414,"Information technology":82990,"Royalties":0,"Occupancy":55453,"Travel":41085,"Conferences and meetings":1215020,"Interest":6540,"Payments to affiliates":0,"Depreciation and depletion":241741,"Insurance":38835,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":374127,"BANKERS 2 LEADERS EXPEN":304602,"GIFTS AND AWARDS":32577,"DUES & SUBSCRIPTIONS":26151,"FINANCIAL DIRECTORY EXP":10797},"All other expenses":16236},"Functional Expenses":{"value":null,"Program Service Expenses":4380312,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":4113147,"Non-interest bearing cash":1201692,"Savings and temp cash investments":1829049,"Pledges and grants receivable":0,"Accounts receivable":197867,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":130609,"Land, building, equipment":152956,"Investments publicly traded":0,"Investments other":232915,"Investments program related":0,"Intangible assets":0,"Other assets":368059},"Liabilities":{"value":1417446,"Sum of Total Liabilities":0,"Accounts payable, accrued":81338,"Grants payable":0,"Deferred, revenue":942244,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":393864},"Fund balance":{"value":2695701,"Net assets without donor restriction":2682963,"Net assets with donor restriction":12738,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.02899679015410807,"percentile":0.4753636828494385},"Liabilities to Assets Ratio":{"score":0.3446135039666708,"percentile":0.1840442503109468},"Operating Reserve Ratio":{"score":0.9390077693095834,"percentile":0.4060456415074474},"Officer Compensation Ratio":{"score":0.30980464405275243,"percentile":0.17801935682062486},"Program Expense Growth":{"score":0.4202151920622541,"percentile":0.9095759129598003},"Revenue Growth":{"score":0.026594428325213554,"percentile":0.4978975886732117},"Asset Growth":{"score":0.0799884635741769,"percentile":0.6286954763996123},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7126587929911523,"percentile":0.8688224482004678}},"source_xml":"202543179349302104_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}