{"success":true,"data":{"_id":630422553,"filings":[{"Organization":{"value":null,"Person":["THOMAS A MCCASKEY","MARYANNE DOUGLASS","CURTIS JOLLY","HENRY H ARMSTRONG","DUANE BRANDON","DEBORAH HEIDEPRIEM","TERESA LOGIOTATOS","DENNIS VERONESE","FLOYD M WOODS","CANDACE B GARNER"],"Title":["CHAIRMAN","VICE CHAIRMAN","SECRETARY","PRESIDENT AND CEO/TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CFO"],"Hours":[2.0,2.0,2.0,40.0,2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,346700,0,0,0,0,0,96315],"Direct compensation":[0,0,0,276411,0,0,0,0,0,88674],"Other compensation":[0,0,0,70289,0,0,0,0,0,7641]},"Basic":{"value":null,"mission":"The mission of auburn university credit union is three-fold: to provide its members financial services, primarily savings and loan opportunities, to invest member savings, and to promote sound money management among its members.","year":2019,"name":"AUBURN UNIVERSITY CREDIT UNION","phone":3348444120,"website":"HTTPS://MYAUCU.ORG/","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"HENRY H ARMSTRONG","year_formation":1960,"state_legal_domicile":"AL","total_volunteers":12,"tax_period_begin":"2019-03-12T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"1290 S DONAHUE DR, AUBURN, AL, 36832, USA","city":"AUBURN","state":"AL","country":"USA","zip_code":36832},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":8,"Number of employees total":53,"Total Gross UBI":26408,"Net unrelated business taxable income":-64399,"Number of employees":53,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5598496,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3041953,"Total revenue":3041953,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1526039,"Investment income total":1526039,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1030504,"Other total":1030504,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4926879,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1821192,"Current officers":440778,"Disqualified persons":0,"Other salaries and wages":1041278,"Pension plan contributions":54302,"Other employee benefits":187455,"Payroll taxes":97379},"Other expenses":{"value":3105687,"Management services":0,"Legal":3012,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":482093,"Advertising":104437,"Office expenses":335158,"Information technology":0,"Royalties":0,"Occupancy":66012,"Travel":29827,"Conferences and meetings":11257,"Interest":775268,"Payments to affiliates":0,"Depreciation and depletion":273215,"Insurance":102665,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":579559,"ATM EXPENSES":280811,"LOAN SERVICING":112584,"REPAIRS AND MAINTENANCE":111297,"AD VALOREM TAXES":74867},"All other expenses":343184},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":178512335,"Non-interest bearing cash":2873163,"Savings and temp cash investments":60233229,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":1620000,"Receivables from disqual persons":0,"Other net note and loans":73202870,"Inventories for sale or use":0,"Prepaid expenses deferred charges":188609,"Land, building, equipment":8802529,"Investments publicly traded":28618711,"Investments other":2687317,"Investments program related":0,"Intangible assets":0,"Other assets":285907},"Liabilities":{"value":157793011,"Sum of Total Liabilities":0,"Accounts payable, accrued":756774,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":157036237},"Fund balance":{"value":20719324,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.11996382599898259,"percentile":0.6557154034327495},"Liabilities to Assets Ratio":{"score":0.8839333763686414,"percentile":0.06725115652545831},"Operating Reserve Ratio":{"score":36.232335927064575,"percentile":0.9735502931435076},"Officer Compensation Ratio":{"score":0.0899179785011972,"percentile":0.5870556329109906},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.8888888888888888,"percentile":0.2330250129411084},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5322287477038268,"percentile":0.4066066539303089}},"source_xml":"202023119349300417_public.xml"},{"Organization":{"value":null,"Person":["MARYANNE DOUGLASS","HENRY H ARMSTRONG","DUANE BRANDON","DEBORAH HEIDEPRIEM","TERESA LOGIOTATOS","DENNIS VERONESE","FLOYD M WOODS","CURTIS JOLLY","ALBERT HENRY","CANDACE B GARNER"],"Title":["DIRECTOR","PRESIDENT AND CEO/TREAS.","ASST. SECRETARY","DIRECTOR","DIRECTOR","CHAIRMAN","DIRECTOR","SECRETARY","DIRECTOR","CFO"],"Hours":[2.0,40.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,598634,0,0,0,0,0,0,0,131159],"Direct compensation":[0,495033,0,0,0,0,0,0,0,122223],"Other compensation":[0,103601,0,0,0,0,0,0,0,8936]},"Basic":{"value":null,"mission":"The mission of auburn university credit union is three-fold: to provide its members financial services, primarily savings and loan opportunities, to invest member savings, and to promote sound money management among its members.","year":2023,"name":"AUBURN UNIVERSITY CREDIT UNION","phone":3348444120,"website":"HTTPS://MYAUCU.ORG/","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"HENRY H ARMSTRONG","year_formation":1960,"state_legal_domicile":"AL","total_volunteers":14,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"1290 S DONAHUE DR, AUBURN, AL, 36832, USA","city":"AUBURN","state":"AL","country":"USA","zip_code":36832},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":8,"Number of employees total":59,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":59,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":10351017,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":6073272,"Total revenue":6073272,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2604605,"Investment income total":2604605,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1673140,"Other total":1673140,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":9657652,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3001520,"Current officers":729793,"Disqualified persons":0,"Other salaries and wages":1695822,"Pension plan contributions":59688,"Other employee benefits":348647,"Payroll taxes":167570},"Other expenses":{"value":6656132,"Management services":0,"Legal":14797,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":719164,"Advertising":194846,"Office expenses":371116,"Information technology":0,"Royalties":0,"Occupancy":100145,"Travel":26826,"Conferences and meetings":1397,"Interest":1983400,"Payments to affiliates":0,"Depreciation and depletion":491093,"Insurance":62056,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2200798,"LOAN SERVICING":1047111,"ATM EXPENSES":508372,"PROVISION FOR LOAN LOSS":492373,"REPAIRS AND MAINTENANCE":152942},"All other expenses":490494},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":243193563,"Non-interest bearing cash":3966159,"Savings and temp cash investments":30340791,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":2700000,"Receivables from disqual persons":0,"Other net note and loans":112907584,"Inventories for sale or use":0,"Prepaid expenses deferred charges":260458,"Land, building, equipment":9264603,"Investments publicly traded":69354918,"Investments other":6399706,"Investments program related":0,"Intangible assets":0,"Other assets":7999344},"Liabilities":{"value":227930779,"Sum of Total Liabilities":0,"Accounts payable, accrued":985815,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":226944964},"Fund balance":{"value":15262784,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.06698520541508143,"percentile":0.5611977062285917},"Liabilities to Assets Ratio":{"score":0.9372401809829153,"percentile":0.05913663305655381},"Operating Reserve Ratio":{"score":25.18143778632736,"percentile":0.9591864532555794},"Officer Compensation Ratio":{"score":0.07556629706682329,"percentile":0.6420414281088541},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.1482576066715138,"percentile":0.8460879247202641},"Asset Growth":{"score":0.07089385562055228,"percentile":0.6006360835554962},"Independent Voting Board Pct":{"score":0.8888888888888888,"percentile":0.2330250129411084},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5521997701604846,"percentile":0.4638288707085037}},"source_xml":"202403129349300135_public.xml"},{"Organization":{"value":null,"Person":["THOMAS A MCCASKEY","MARYANNE DOUGLASS","CURTIS JOLLY","HENRY H ARMSTRONG","DUANE BRANDON","DEBORAH HEIDEPRIEM","TERESA LOGIOTATOS","DENNIS VERONESE","FLOYD M WOODS","CANDACE B GARNER"],"Title":["VICE CHAIRMAN","DIRECTOR","SECRETARY","PRESIDENT AND CEO/TREAS.","ASST. SECRETARY","DIRECTOR","DIRECTOR","CHAIRMAN","DIRECTOR","CFO"],"Hours":[2.0,2.0,2.0,40.0,2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,400109,0,0,0,0,0,121347],"Direct compensation":[0,0,0,311060,0,0,0,0,0,114163],"Other compensation":[0,0,0,89049,0,0,0,0,0,7184]},"Basic":{"value":null,"mission":"The mission of auburn university credit union is three-fold: to provide its members financial services, primarily savings and loan opportunities, to invest member savings, and to promote sound money management among its members.","year":2022,"name":"AUBURN UNIVERSITY CREDIT UNION","phone":3348444120,"website":"HTTPS://MYAUCU.ORG/","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"HENRY H ARMSTRONG","year_formation":1960,"state_legal_domicile":"AL","total_volunteers":13,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"1290 S DONAHUE DR, AUBURN, AL, 36832, USA","city":"AUBURN","state":"AL","country":"USA","zip_code":36832},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":8,"Number of employees total":56,"Total Gross UBI":9500,"Net unrelated business taxable income":0,"Number of employees":56,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":7896337,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4521567,"Total revenue":4521567,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1894401,"Investment income total":1894401,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1480369,"Other total":1480369,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":7228967,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2720298,"Current officers":521457,"Disqualified persons":0,"Other salaries and wages":1648090,"Pension plan contributions":43601,"Other employee benefits":358838,"Payroll taxes":148312},"Other expenses":{"value":4508669,"Management services":0,"Legal":47488,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":703951,"Advertising":123344,"Office expenses":376831,"Information technology":0,"Royalties":0,"Occupancy":83682,"Travel":29887,"Conferences and meetings":1141,"Interest":577837,"Payments to affiliates":0,"Depreciation and depletion":439690,"Insurance":56296,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1679181,"LOAN SERVICING":630804,"ATM EXPENSES":473988,"PROVISION FOR LOAN LOSS":423591,"REPAIRS AND MAINTENANCE":150798},"All other expenses":389341},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":224160624,"Non-interest bearing cash":3253495,"Savings and temp cash investments":9990620,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":2430000,"Receivables from disqual persons":0,"Other net note and loans":104765864,"Inventories for sale or use":0,"Prepaid expenses deferred charges":358113,"Land, building, equipment":9661861,"Investments publicly traded":77614222,"Investments other":8252168,"Investments program related":0,"Intangible assets":0,"Other assets":7834281},"Liabilities":{"value":211535159,"Sum of Total Liabilities":0,"Accounts payable, accrued":1537690,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":209997469},"Fund balance":{"value":12625465,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.08451640298533358,"percentile":0.5955121580197115},"Liabilities to Assets Ratio":{"score":0.9436767047900437,"percentile":0.05839040169902316},"Operating Reserve Ratio":{"score":31.00866610678953,"percentile":0.968401411486343},"Officer Compensation Ratio":{"score":0.07213423439337875,"percentile":0.6560557584270349},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.1176613813928974,"percentile":0.7998320758620671},"Asset Growth":{"score":0.07205769352706477,"percentile":0.6043149835974663},"Independent Voting Board Pct":{"score":0.8888888888888888,"percentile":0.2330250129411084},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5556432673125864,"percentile":0.47400869093427445}},"source_xml":"202313179349301776_public.xml"},{"Organization":{"value":null,"Person":["THOMAS A MCCASKEY","MARYANNE DOUGLASS","CURTIS JOLLY","HENRY H ARMSTRONG","DUANE BRANDON","DEBORAH HEIDEPRIEM","TERESA LOGIOTATOS","DENNIS VERONESE","FLOYD M WOODS","CANDACE B GARNER"],"Title":["VICE CHAIRMAN","DIRECTOR","SECRETARY","PRESIDENT AND CEO/TREAS.","DIRECTOR","DIRECTOR","DIRECTOR","CHAIRMAN","DIRECTOR","CFO"],"Hours":[2.0,2.0,2.0,40.0,2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,366977,0,0,0,0,0,107199],"Direct compensation":[0,0,0,288439,0,0,0,0,0,101364],"Other compensation":[0,0,0,78538,0,0,0,0,0,5835]},"Basic":{"value":null,"mission":"The mission of auburn university credit union is three-fold: to provide its members financial services, primarily savings and loan opportunities, to invest member savings, and to promote sound money management among its members.","year":2020,"name":"AUBURN UNIVERSITY CREDIT UNION","phone":3348444120,"website":"HTTPS://MYAUCU.ORG/","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"HENRY H ARMSTRONG","year_formation":1960,"state_legal_domicile":"AL","total_volunteers":12,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"1290 S DONAHUE DR, AUBURN, AL, 36832, USA","city":"AUBURN","state":"AL","country":"USA","zip_code":36832},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":8,"Number of employees total":56,"Total Gross UBI":29465,"Net unrelated business taxable income":0,"Number of employees":56,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6247470,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3579287,"Total revenue":3579287,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1464782,"Investment income total":1464782,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1203401,"Other total":1203401,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":5930235,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2539211,"Current officers":474176,"Disqualified persons":0,"Other salaries and wages":1510247,"Pension plan contributions":102837,"Other employee benefits":318533,"Payroll taxes":133418},"Other expenses":{"value":3391024,"Management services":0,"Legal":2164,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":616477,"Advertising":136519,"Office expenses":330756,"Information technology":0,"Royalties":0,"Occupancy":81406,"Travel":16924,"Conferences and meetings":7749,"Interest":681770,"Payments to affiliates":0,"Depreciation and depletion":376307,"Insurance":122154,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":725456,"ATM EXPENSES":357849,"REPAIRS AND MAINTENANCE":137117,"LOAN SERVICING":134873,"CREDIT CARD EXPENSES":95617},"All other expenses":293342},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":203063308,"Non-interest bearing cash":3450072,"Savings and temp cash investments":22703670,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":1890000,"Receivables from disqual persons":0,"Other net note and loans":77326938,"Inventories for sale or use":0,"Prepaid expenses deferred charges":239419,"Land, building, equipment":9888218,"Investments publicly traded":77329619,"Investments other":7676561,"Investments program related":0,"Intangible assets":0,"Other assets":2558811},"Liabilities":{"value":180977504,"Sum of Total Liabilities":0,"Accounts payable, accrued":564173,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":180413331},"Fund balance":{"value":22085804,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.050778154997142846,"percentile":0.5267181733306785},"Liabilities to Assets Ratio":{"score":0.8912368550599993,"percentile":0.06609299234882414},"Operating Reserve Ratio":{"score":34.24203391602525,"percentile":0.9718399946324556},"Officer Compensation Ratio":{"score":0.07995905727176073,"percentile":0.6245214395566988},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.8888888888888888,"percentile":0.2330250129411084},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5059306621554542,"percentile":0.33626404217436945}},"source_xml":"202143149349301239_public.xml"},{"Organization":{"value":null,"Person":["HENRY H ARMSTRONG","DUANE BRANDON","DENNIS VERONESE","MARYANNE DOUGLASS","DEBORAH HEIDEPRIEM","TERESA LOGIOTATOS","FLOYD M WOODS","ALBERT HENRY","BLAKE RICE","CURTIS JOLLY","CANDACE B GARNER","RUSTRYN ROPER"],"Title":["PRESIDENT AND CEO/TREAS.","ASST. SECRETARY","CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SECRETARY","CFO","CLO"],"Hours":[40.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,40.0,40.0],"Total Compensation":[636025,0,0,0,0,0,0,0,0,0,145439,120027],"Direct compensation":[521775,0,0,0,0,0,0,0,0,0,133924,100596],"Other compensation":[114250,0,0,0,0,0,0,0,0,0,11515,19431]},"Basic":{"value":null,"mission":"The mission of auburn university credit union is three-fold: to provide its members financial services, primarily savings and loan opportunities, to invest member savings, and to promote sound money management among its members.","year":2024,"name":"AUBURN UNIVERSITY CREDIT UNION","phone":3348444120,"website":"HTTPS://MYAUCU.ORG/","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"HENRY H ARMSTRONG","year_formation":1960,"state_legal_domicile":"AL","total_volunteers":14,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"1290 S DONAHUE DR, AUBURN, AL, 36832, USA","city":"AUBURN","state":"AL","country":"USA","zip_code":36832},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":8,"Number of employees total":59,"Total Gross UBI":9500,"Net unrelated business taxable income":0,"Number of employees":59,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":11945981,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":7320212,"Total revenue":7320212,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2992951,"Investment income total":2992951,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1632818,"Other total":1632818,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":11066963,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3124623,"Current officers":901492,"Disqualified persons":0,"Other salaries and wages":1650455,"Pension plan contributions":46582,"Other employee benefits":359540,"Payroll taxes":166554},"Other expenses":{"value":7942340,"Management services":0,"Legal":22838,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":763433,"Advertising":247624,"Office expenses":401189,"Information technology":0,"Royalties":0,"Occupancy":92773,"Travel":34551,"Conferences and meetings":1281,"Interest":3357233,"Payments to affiliates":0,"Depreciation and depletion":437760,"Insurance":66172,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2003096,"LOAN SERVICING":910540,"PROVISION FOR LOAN LOSS":528324,"ATM EXPENSES":401761,"REPAIRS AND MAINTENANCE":162471},"All other expenses":514390},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":242567364,"Non-interest bearing cash":3014740,"Savings and temp cash investments":26136192,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":2700000,"Receivables from disqual persons":0,"Other net note and loans":123533116,"Inventories for sale or use":0,"Prepaid expenses deferred charges":257053,"Land, building, equipment":9081003,"Investments publicly traded":63778795,"Investments other":5981191,"Investments program related":0,"Intangible assets":0,"Other assets":8085274},"Liabilities":{"value":224794410,"Sum of Total Liabilities":0,"Accounts payable, accrued":2319314,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":222475096},"Fund balance":{"value":17772954,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07358273883074148,"percentile":0.5745160830777803},"Liabilities to Assets Ratio":{"score":0.9267298217413947,"percentile":0.060436341528563677},"Operating Reserve Ratio":{"score":21.91815080614257,"percentile":0.9515862043599577},"Officer Compensation Ratio":{"score":0.08145784891482875,"percentile":0.6186866528582738},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.1505254778639879,"percentile":0.8489687839722317},"Asset Growth":{"score":0.05946162246365559,"percentile":0.5618237161488348},"Independent Voting Board Pct":{"score":0.8888888888888888,"percentile":0.2330250129411084},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.550705821552351,"percentile":0.45937621178217747}},"source_xml":"202503179349306945_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["HENRY H ARMSTRONG","DUANE BRANDON","DENNIS VERONESE","MARYANNE DOUGLASS","DEBORAH HEIDEPRIEM","TERESA LOGIOTATOS","FLOYD M WOODS","ALBERT HENRY","BLAKE RICE","CURTIS JOLLY","CANDACE B GARNER","RUSTRYN ROPER"],"Title":["PRESIDENT AND CEO/TREAS.","ASST. SECRETARY","CHAIRMAN","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","SECRETARY","CFO","CLO"],"Hours":[40.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,40.0,40.0],"Total Compensation":[636025,0,0,0,0,0,0,0,0,0,145439,120027],"Direct compensation":[521775,0,0,0,0,0,0,0,0,0,133924,100596],"Other compensation":[114250,0,0,0,0,0,0,0,0,0,11515,19431]},"Basic":{"value":null,"mission":"The mission of auburn university credit union is three-fold: to provide its members financial services, primarily savings and loan opportunities, to invest member savings, and to promote sound money management among its members.","year":2024,"name":"AUBURN UNIVERSITY CREDIT UNION","phone":3348444120,"website":"HTTPS://MYAUCU.ORG/","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"HENRY H ARMSTRONG","year_formation":1960,"state_legal_domicile":"AL","total_volunteers":14,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"1290 S DONAHUE DR, AUBURN, AL, 36832, USA","city":"AUBURN","state":"AL","country":"USA","zip_code":36832},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":8,"Number of employees total":59,"Total Gross UBI":9500,"Net unrelated business taxable income":0,"Number of employees":59,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":11945981,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":7320212,"Total revenue":7320212,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2992951,"Investment income total":2992951,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1632818,"Other total":1632818,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":11066963,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":3124623,"Current officers":901492,"Disqualified persons":0,"Other salaries and wages":1650455,"Pension plan contributions":46582,"Other employee benefits":359540,"Payroll taxes":166554},"Other expenses":{"value":7942340,"Management services":0,"Legal":22838,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":763433,"Advertising":247624,"Office expenses":401189,"Information technology":0,"Royalties":0,"Occupancy":92773,"Travel":34551,"Conferences and meetings":1281,"Interest":3357233,"Payments to affiliates":0,"Depreciation and depletion":437760,"Insurance":66172,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2003096,"LOAN SERVICING":910540,"PROVISION FOR LOAN LOSS":528324,"ATM EXPENSES":401761,"REPAIRS AND MAINTENANCE":162471},"All other expenses":514390},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":242567364,"Non-interest bearing cash":3014740,"Savings and temp cash investments":26136192,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":2700000,"Receivables from disqual persons":0,"Other net note and loans":123533116,"Inventories for sale or use":0,"Prepaid expenses deferred charges":257053,"Land, building, equipment":9081003,"Investments publicly traded":63778795,"Investments other":5981191,"Investments program related":0,"Intangible assets":0,"Other assets":8085274},"Liabilities":{"value":224794410,"Sum of Total Liabilities":0,"Accounts payable, accrued":2319314,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":222475096},"Fund balance":{"value":17772954,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07358273883074148,"percentile":0.5745160830777803},"Liabilities to Assets Ratio":{"score":0.9267298217413947,"percentile":0.060436341528563677},"Operating Reserve Ratio":{"score":21.91815080614257,"percentile":0.9515862043599577},"Officer Compensation Ratio":{"score":0.08145784891482875,"percentile":0.6186866528582738},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.1505254778639879,"percentile":0.8489687839722317},"Asset Growth":{"score":0.05946162246365559,"percentile":0.5618237161488348},"Independent Voting Board Pct":{"score":0.8888888888888888,"percentile":0.2330250129411084},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.550705821552351,"percentile":0.45937621178217747}},"source_xml":"202503179349306945_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}