{"success":true,"data":{"_id":621018449,"filings":[{"Organization":{"value":null,"Person":["DEREK SMITH","CLAY BIRDWELL","MIKE MCCORMICK","LEWIS PENFIELD","JOHN RICHARDSON","DUSTIN DAWES","CATHY BALKCOM"],"Title":["President","Treasurer","PRESIDENT ELECT","Vice President","BOARD MEMBER","PAST PRESIDENT","Executive Dir."],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The association supports, maintains, and advances public knowledge of the principles of legal reserve life and health insurance.","year":2016,"name":"NASHVILLE ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS","phone":6159049013,"website":"TNAIFA.ORG","type":"990EZ","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2016-07-01T00:00:00","tax_period_end":"2017-06-30T00:00:00","address":"PO BOX 11955, MURFREESBORO, TN, 37129, USA","city":"MURFREESBORO","state":"TN","country":"USA","zip_code":37129},"Governance":{"value":null,"501c3 determination":false,"501c determination":false,"Number of voting members":null,"Number of independent voting members":null,"Number of employees total":null,"Total Gross UBI":null,"Net unrelated business taxable income":null,"Number of employees":null,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":false,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":23804,"Contributions":{"value":15710,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":15710,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1182,"Total revenue":1182,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5870,"Investment income total":5870,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1042,"Other total":1042,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":27376,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":10792,"Current officers":10792,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":16584,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":16584,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":76260,"Non-interest bearing cash":0,"Savings and temp cash investments":76260,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":100,"Sum of Total Liabilities":100,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":76160,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.1500588136447656,"percentile":0.18100368905322725},"Liabilities to Assets Ratio":{"score":0.0013113034356150013,"percentile":0.5648004532694889},"Operating Reserve Ratio":{"score":2.7856516656925776,"percentile":0.6961509088348043},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":-1.5,"percentile":0.002735216165196088},"Revenue Growth":{"score":-0.18170593228747506,"percentile":0.0839746674763309},"Asset Growth":{"score":-0.1008231583990826,"percentile":0.10360524914721124},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":0.0,"percentile":0.3578721869904765},"Overall Score":{"score":0.2958908124313915,"percentile":0.015984975550872804}},"source_xml":"201820409349200327_public.xml"},{"Organization":{"value":null,"Person":["OFFICERS DIRECTORS ARE NOT","GEORGIA A COLEMAN"],"Title":["COMPENSATED","ASSOCIATION EXECUTIVE"],"Hours":[1.0,30.0],"Total Compensation":[0,17000],"Direct compensation":[0,17000],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"Keeping members informed about our insurance community.","year":2014,"name":"NASHVILLE ASSOCIATON OF INSURANCE & FINANCIAL ADVISORS","phone":6157918011,"website":"www.naifanashville.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CHRIS ROBINETTE","year_formation":1965,"state_legal_domicile":"TN","total_volunteers":0,"tax_period_begin":"2014-07-01T00:00:00","tax_period_end":"2015-06-30T00:00:00","address":"PO BOX 3230, BRENTWOOD, TN, 37027, USA","city":"BRENTWOOD","state":"TN","country":"USA","zip_code":37027},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":14,"Number of independent voting members":0,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":34792,"Contributions":{"value":27028,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":27028,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":7764,"Total revenue":{"value":7764,"GOLF TROURNAMENTS":300,"DIRECTORY":7200,"MISCELLANEOUS":129,"LUNCHEONS":135},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":42706,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":18482,"Current officers":0,"Disqualified persons":17000,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":1482},"Other expenses":{"value":24224,"Management services":250,"Legal":0,"Accounting":720,"Lobbying services":0,"Investment management fees":53,"Other services":0,"Advertising":3600,"Office expenses":5880,"Information technology":2800,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":1708,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":150,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9063,"BANK FEES":84,"MEMBERSHIP":50,"SPEAKER FEE":2569,"LUNCHEON COSTS":6360},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":40278,"Management And General Expenses":720,"Fundraising Expenses":1708}},"Assets":{"value":93375,"Non-interest bearing cash":4383,"Savings and temp cash investments":47382,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":41610,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":-46,"Sum of Total Liabilities":0,"Accounts payable, accrued":-46,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":93421,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":93421,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.9431461621317848,"percentile":0.8354873401915687},"Fundraising Efficiency":{"score":15.824355971896955,"percentile":0.5352338764416564},"Operating Margin":{"score":-0.22746608415727754,"percentile":0.13857111908074687},"Liabilities to Assets Ratio":{"score":-0.0004926372155287818,"percentile":0.9981642257957206},"Operating Reserve Ratio":{"score":2.186460918840444,"percentile":0.6388606578596634},"Officer Compensation Ratio":{"score":0.3980705287313258,"percentile":0.11582981977947271},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5563412923762152,"percentile":0.47605213440650446}},"source_xml":"201543219349300034_public.xml"},{"Organization":{"value":null,"Person":["DEREK SMITH","CLAY BIRDWELL","MIKE MCCORMICK","LEWIS PENFIELD","JOHN RICHARDSON","DUSTIN DAWES","CATHY BALKCOM"],"Title":["President","Treasurer","PRESIDENT ELECT","Vice President","BOARD MEMBER","PAST PRESIDENT","Executive Dir."],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The association supports, maintains, and advances public knowledge of the principles of legal reserve life and health insurance.","year":2017,"name":"NASHVILLE ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS","phone":6159049013,"website":"TNAIFA.ORG","type":"990EZ","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2017-07-01T00:00:00","tax_period_end":"2018-06-30T00:00:00","address":"PO BOX 11955, MURFREESBORO, TN, 37129, USA","city":"MURFREESBORO","state":"TN","country":"USA","zip_code":37129},"Governance":{"value":null,"501c3 determination":false,"501c determination":false,"Number of voting members":null,"Number of independent voting members":null,"Number of employees total":null,"Total Gross UBI":null,"Net unrelated business taxable income":null,"Number of employees":null,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":false,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":15920,"Contributions":{"value":14183,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":14183,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":250,"Total revenue":250,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1487,"Other total":1487,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":19886,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":19886,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":19886,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":72267,"Non-interest bearing cash":0,"Savings and temp cash investments":72267,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":73,"Sum of Total Liabilities":73,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":72194,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.24912060301507538,"percentile":0.12996754016311235},"Liabilities to Assets Ratio":{"score":0.0010101429421451008,"percentile":0.568959110700339},"Operating Reserve Ratio":{"score":3.634064165744745,"percentile":0.7510219250851663},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":-1.2,"percentile":0.005880029237335701},"Revenue Growth":{"score":-0.24355182083337243,"percentile":0.06065510571409614},"Asset Growth":{"score":-0.0881723851010719,"percentile":0.11469718043515988},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":0.0,"percentile":0.3578721869904765},"Overall Score":{"score":0.288582574330335,"percentile":0.013381574971357195}},"source_xml":"201833179349201773_public.xml"},{"Organization":{"value":null,"Person":["OFFICERS DIRECTORS ARE NOT","GEORGIA A COLEMAN"],"Title":["COMPENSATED","ASSOCIATION EXECUTIVE"],"Hours":[1.0,30.0],"Total Compensation":[0,17750],"Direct compensation":[0,17750],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"Keeping members informed about our insurance community.","year":2015,"name":"NASHVILLE ASSOCIATON OF INSURANCE & FINANCIAL ADVISORS","phone":6156853175,"website":"www.naifanashville.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"DEREK SMITH","year_formation":1965,"state_legal_domicile":"TN","total_volunteers":0,"tax_period_begin":"2015-07-01T00:00:00","tax_period_end":"2016-06-30T00:00:00","address":"PO BOX 3230, BRENTWOOD, TN, 37027, USA","city":"BRENTWOOD","state":"TN","country":"USA","zip_code":37027},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":14,"Number of independent voting members":0,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":32111,"Contributions":{"value":21279,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":21279,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3201,"Total revenue":{"value":3201,"VARIOUS":3201},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":7631,"Investment income total":209,"Net investment gain":0,"Income from invest bond proceeds":7422},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":38445,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":19157,"Current officers":17750,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":1407},"Other expenses":{"value":19288,"Management services":200,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":3825,"Office expenses":6222,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9041,"BANK FEES":207,"ASSOCIATION DUES":550,"SPEAKER FEE":1933,"LUNCHEON COSTS":6351},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":15263}},"Assets":{"value":84994,"Non-interest bearing cash":12464,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":72530,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":-2093,"Sum of Total Liabilities":0,"Accounts payable, accrued":-2093,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":87087,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":87087,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":1.3941558016117408,"percentile":0.05407753670565488},"Operating Margin":{"score":-0.1972532776930024,"percentile":0.15276218395374958},"Liabilities to Assets Ratio":{"score":-0.02462526766595289,"percentile":0.999234718541934},"Operating Reserve Ratio":{"score":2.210794641695929,"percentile":0.6416472945332894},"Officer Compensation Ratio":{"score":0.46169853036805825,"percentile":0.08582025223352627},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.3672048173306681,"percentile":0.0730898013212188}},"source_xml":"201700179349301020_public.xml"},{"Organization":{"value":null,"Person":["DEREK SMITH","CLAY BIRDWELL","MIKE MCCORMICK","LEWIS PENFIELD","JOHN RICHARDSON","DUSTIN DAWES","CATHY BALKCOM"],"Title":["President","Treasurer","PRESIDENT ELECT","Vice President","BOARD MEMBER","PAST PRESIDENT","Executive Dir."],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The association supports, maintains, and advances public knowledge of the principles of legal reserve life and health insurance.","year":2018,"name":"NASHVILLE ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS","phone":6159049013,"website":"TNAIFA.ORG","type":"990EZ","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2018-07-01T00:00:00","tax_period_end":"2019-06-30T00:00:00","address":"PO BOX 11955, MURFREESBORO, TN, 37129, USA","city":"MURFREESBORO","state":"TN","country":"USA","zip_code":37129},"Governance":{"value":null,"501c3 determination":false,"501c determination":false,"Number of voting members":null,"Number of independent voting members":null,"Number of employees total":null,"Total Gross UBI":null,"Net unrelated business taxable income":null,"Number of employees":null,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":false,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":12325,"Contributions":{"value":6223,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":6223,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":6102,"Other total":2623,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":3479}},"Expenses":{"value":19979,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":19979,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":19979,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":0,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":0,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.6210141987829615,"percentile":0.061937412249711055},"Liabilities to Assets Ratio":{"score":null,"percentile":null},"Operating Reserve Ratio":{"score":0.0,"percentile":0.01998217959084195},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":-1.0,"percentile":0.008996993147392333},"Revenue Growth":{"score":-0.25693136727419463,"percentile":0.056891790838979564},"Asset Growth":{"score":-0.30510774068817,"percentile":0.03126588421585908},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":0.0,"percentile":0.3578721869904765},"Overall Score":{"score":0.19962878406979348,"percentile":0.0009445276491820727}},"source_xml":"201942499349200729_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["DEREK SMITH","CLAY BIRDWELL","MIKE MCCORMICK","LEWIS PENFIELD","JOHN RICHARDSON","DUSTIN DAWES","CATHY BALKCOM"],"Title":["President","Treasurer","PRESIDENT ELECT","Vice President","BOARD MEMBER","PAST PRESIDENT","Executive Dir."],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The association supports, maintains, and advances public knowledge of the principles of legal reserve life and health insurance.","year":2018,"name":"NASHVILLE ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS","phone":6159049013,"website":"TNAIFA.ORG","type":"990EZ","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2018-07-01T00:00:00","tax_period_end":"2019-06-30T00:00:00","address":"PO BOX 11955, MURFREESBORO, TN, 37129, USA","city":"MURFREESBORO","state":"TN","country":"USA","zip_code":37129},"Governance":{"value":null,"501c3 determination":false,"501c determination":false,"Number of voting members":null,"Number of independent voting members":null,"Number of employees total":null,"Total Gross UBI":null,"Net unrelated business taxable income":null,"Number of employees":null,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":false,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":12325,"Contributions":{"value":6223,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":6223,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":6102,"Other total":2623,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":3479}},"Expenses":{"value":19979,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":19979,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":19979,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":0,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":0,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.6210141987829615,"percentile":0.061937412249711055},"Liabilities to Assets Ratio":{"score":null,"percentile":null},"Operating Reserve Ratio":{"score":0.0,"percentile":0.01998217959084195},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":-1.0,"percentile":0.008996993147392333},"Revenue Growth":{"score":-0.25693136727419463,"percentile":0.056891790838979564},"Asset Growth":{"score":-0.30510774068817,"percentile":0.03126588421585908},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":0.0,"percentile":0.3578721869904765},"Overall Score":{"score":0.19962878406979348,"percentile":0.0009445276491820727}},"source_xml":"201942499349200729_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}