{"success":true,"data":{"_id":611405040,"filings":[{"Organization":{"value":null,"Person":["JUSTIN MCCARTHY","LAKSHMI SHYAM-SUNDER","SAJJAD AHMED CHEEMA","OLEG LEBEDEV","KRAIG THOMAS CONRAD","OSCAR D MCCARTHY","JOSEPHINE WAI FUN WOO","KEVIN O'ROURKE","VENUGOPAL KARAKVALSA PATNAIK","ANANT SAXENA","DAVID COLEMAN","BRUCE FLETCHER","CARLOS DA COSTA","CHRISTINA SEVERSON"],"Title":["CEO","VICE CHAIR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PAST CHAIR","CHAIR","TREASURER","FINANCE DIRECTOR"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,5.0,1.0,5.0,40.0],"Total Compensation":[196292,0,0,0,0,0,0,0,0,0,0,0,0,90000],"Direct compensation":[196292,0,0,0,0,0,0,0,0,0,0,0,0,90000],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide an open forum for the promotion of sound risk management standardss and practices globally","year":2024,"name":"PROFESSIONAL RISK MANAGERS' INTERNATIONAL ASSOCIATION","phone":6122164325,"website":"WWW.PRMIA.ORG","type":"990","affiliation":null,"foreign_countries":["Albania","Andorra","Angola","Australia","Austria","Belarus","Belgium","Benin","Bermuda","Bosnia and Herzegovina","Botswana","Brunei","Bulgaria","Burkina Faso","Burundi","Cambodia","Cameroon","Canada","Cape Verde","Central African Republic","Chad","China","Comoros","Congo","Congo, Democratic Republic of the","Cote d'Ivoire","Croatia","Cyprus","Czechia","Denmark","Djibouti","Equatorial Guinea","Eritrea","Estonia","Ethiopia","Faroe Islands","Finland","France","Gabon","Gambia","Germany","Ghana","Gibraltar","Greece","Greenland","Guernsey","Guinea","Guinea-Bissau","Hong Kong","Hungary","Iceland","Indonesia","Ireland","Isle of Man","Italy","Japan","Jersey","Kenya","Kosovo","Latvia","Lesotho","Liberia","Liechtenstein","Lithuania","Luxembourg","Macau","Madagascar","Malawi","Malaysia","Mali","Malta","Marshall Islands","Mauritania","Mauritius","Mayotte","Mexico","Micronesia","Moldova","Monaco","Mongolia","Montenegro","Mozambique","Namibia","Nauru","Netherlands","New Zealand","Niger","Nigeria","Niue","North Korea","North Macedonia","Norway","Palau","Papua New Guinea","Philippines","Poland","Portugal","Romania","Russia","Rwanda","Saint Helena","Saint Pierre and Miquelon","Samoa","San Marino","Sao Tome and Principe","Senegal","Serbia","Seychelles","Sierra Leone","Slovakia","Slovenia","Solomon Islands","Somalia","South Africa","South Korea","South Sudan","Spain","Sudan","Svalbard and Jan Mayen","Swaziland","Sweden","Switzerland","Taiwan","Tanzania","Togo","Tonga","Tuvalu","Uganda","Ukraine","United Kingdom","United States","United States Minor Outlying Islands","Vanuatu","Vatican City","Zambia","Zimbabwe","Åland Islands"],"principal_officer":"CHRISTINA SEVERSON","year_formation":2002,"state_legal_domicile":"DE","total_volunteers":400,"tax_period_begin":"2024-07-01T00:00:00","tax_period_end":"2025-06-30T00:00:00","address":"1700 CANNON ROAD 200, NORTHFIELD, MN, 55057, USA","city":"NORTHFIELD","state":"MN","country":"USA","zip_code":55057},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":2019,"Number of independent voting members":2019,"Number of employees total":9,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":9,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1522432,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1516627,"Total revenue":{"value":1471080,"EXAM FEES":694225,"TRAINING":323060,"MEMBERSHIP DUES":267653,"CHAPTER EVENTS":102467,"WEBINARS":83675},"Total other revenue":45547,"Unrelated business revenue":0},"Investment income":{"value":5142,"Investment income total":5142,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":663,"Other total":663,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1655697,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1020631,"Current officers":286292,"Disqualified persons":0,"Other salaries and wages":608593,"Pension plan contributions":0,"Other employee benefits":44496,"Payroll taxes":81250},"Other expenses":{"value":635066,"Management services":0,"Legal":3734,"Accounting":9263,"Lobbying services":0,"Investment management fees":0,"Other services":134082,"Advertising":38069,"Office expenses":35137,"Information technology":47856,"Royalties":0,"Occupancy":47308,"Travel":17406,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":1352,"Insurance":10585,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":290274,"TRAINING PROGRAM EXPENS":152409,"COST OF EVENTS":73122,"EXAM ADMIN FEES":47834,"MISCELLANEOUS EXPENSE":16909},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":1337440,"Management And General Expenses":318257,"Fundraising Expenses":0}},"Assets":{"value":196587,"Non-interest bearing cash":17846,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":120690,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":7409,"Land, building, equipment":1304,"Investments publicly traded":0,"Investments other":49338,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":1014944,"Sum of Total Liabilities":0,"Accounts payable, accrued":229148,"Grants payable":0,"Deferred, revenue":686806,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":35148,"Unsecured notes loans payable":0,"Other liabilities":63842},"Fund balance":{"value":-818357,"Net assets without donor restriction":-818357,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8077806506866897,"percentile":0.6353238059178462},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.08753428724567008,"percentile":0.23639288406679956},"Liabilities to Assets Ratio":{"score":5.1628235844689625,"percentile":0.007624546689543175},"Operating Reserve Ratio":{"score":0.11873368134386908,"percentile":0.07687410865114376},"Officer Compensation Ratio":{"score":0.17291328063045353,"percentile":0.3633083880370023},"Program Expense Growth":{"score":0.30532418023791763,"percentile":0.8676325041709476},"Revenue Growth":{"score":-0.04801053392799325,"percentile":0.22407513639286744},"Asset Growth":{"score":-0.13132099627534313,"percentile":0.08292047806075259},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.49449918717096253,"percentile":0.3083011841292957}},"source_xml":"202523189349312747_public.xml"},{"Organization":{"value":null,"Person":["ROBERT MCWILLIAMS","JUSTIN MCCARTHY","DAVID COLEMAN","KEN YOO","MIHAELA CAPRA","NIRAKAR PRADHAN","JONATHAN HOWITT","OSCAR MCCARTHY","LAKSHMI SHYAM-SUNDER","SANJAY SHARMA","CINDY WILLIAMS","KEVIN FRYATT","BRUCE FLETHCHER","RACHEL BRYANT","TOM WILSON","KEN RADIGAN","KRISTIN LUCAS","KRAIG CONRAD"],"Title":["CHAIR","IMMEDIATE PAST CHAIR","VICE CHAIR","VICE CHAIR","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CEO","DIRECTOR OF OPERATIONS","CEO - LEFT OCT 18"],"Hours":[5.0,5.0,5.0,1.0,5.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,180000,110451,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,180000,110451,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide an open forum for the promotion of sound risk management standards and practices globally","year":2018,"name":"PROFESSIONAL RISK MANAGERS' INTERNATIONAL ASSOCIATION","phone":6122164325,"website":"WWW.PRMIA.ORG","type":"990","affiliation":null,"foreign_countries":["Albania","Andorra","Angola","Australia","Austria","Belarus","Belgium","Benin","Bermuda","Bosnia and Herzegovina","Botswana","Brunei","Bulgaria","Burkina Faso","Burundi","Cambodia","Cameroon","Canada","Cape Verde","Central African Republic","Chad","China","Comoros","Congo","Congo, Democratic Republic of the","Cote d'Ivoire","Croatia","Cyprus","Czechia","Denmark","Djibouti","Equatorial Guinea","Eritrea","Estonia","Ethiopia","Faroe Islands","Finland","France","Gabon","Gambia","Germany","Ghana","Gibraltar","Greece","Greenland","Guernsey","Guinea","Guinea-Bissau","Hong Kong","Hungary","Iceland","Indonesia","Ireland","Isle of Man","Italy","Japan","Jersey","Kenya","Kosovo","Latvia","Lesotho","Liberia","Liechtenstein","Lithuania","Luxembourg","Macau","Madagascar","Malawi","Malaysia","Mali","Malta","Marshall Islands","Mauritania","Mauritius","Mayotte","Mexico","Micronesia","Moldova","Monaco","Mongolia","Montenegro","Mozambique","Namibia","Nauru","Netherlands","New Zealand","Niger","Nigeria","Niue","North Korea","North Macedonia","Norway","Palau","Papua New Guinea","Philippines","Poland","Portugal","Romania","Russia","Rwanda","Saint Helena","Saint Pierre and Miquelon","Samoa","San Marino","Sao Tome and Principe","Senegal","Serbia","Seychelles","Sierra Leone","Slovakia","Slovenia","Solomon Islands","Somalia","South Africa","South Korea","South Sudan","Spain","Sudan","Svalbard and Jan Mayen","Swaziland","Sweden","Switzerland","Taiwan","Tanzania","Togo","Tonga","Tuvalu","Uganda","Ukraine","United Kingdom","United States","United States Minor Outlying Islands","Vanuatu","Vatican City","Zambia","Zimbabwe","Åland Islands"],"principal_officer":"KENNETH RADIGAN","year_formation":2002,"state_legal_domicile":"DE","total_volunteers":600,"tax_period_begin":"2018-07-01T00:00:00","tax_period_end":"2019-06-30T00:00:00","address":"1700 CANNON ROAD NO 200, NORTHFIELD, MN, 55057, USA","city":"NORTHFIELD","state":"MN","country":"USA","zip_code":55057},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":15,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":15,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2365498,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2288923,"Total revenue":{"value":2206577,"EXAM FEES":1042410,"MEMBERSHIP DUES":404984,"TRAININGS":330932,"GLOBAL EVENTS":310993,"MEMBER SERVICES":117258},"Total other revenue":82346,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":76575,"Other total":76575,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2547783,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1247928,"Current officers":278466,"Disqualified persons":0,"Other salaries and wages":840079,"Pension plan contributions":0,"Other employee benefits":51361,"Payroll taxes":78022},"Other expenses":{"value":1299855,"Management services":0,"Legal":6194,"Accounting":27988,"Lobbying services":0,"Investment management fees":0,"Other services":175904,"Advertising":27936,"Office expenses":117987,"Information technology":26637,"Royalties":0,"Occupancy":52216,"Travel":126329,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":114733,"Insurance":17985,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":527203,"COST OF EVENTS":197804,"TRAINING PROGRAM EXPENS":151429,"EXAM ADMINISTRATION FEE":133336,"MISCELLANEOUS EXPENSE":44634},"All other expenses":78743},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1458621,"Non-interest bearing cash":973890,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":101440,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":7034,"Prepaid expenses deferred charges":67671,"Land, building, equipment":57367,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":251219,"Other assets":0},"Liabilities":{"value":1351398,"Sum of Total Liabilities":0,"Accounts payable, accrued":183770,"Grants payable":0,"Deferred, revenue":1167628,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":107223,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":107223,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.07705988337339537,"percentile":0.2485025003673564},"Liabilities to Assets Ratio":{"score":0.9264901574843637,"percentile":0.06046932073486685},"Operating Reserve Ratio":{"score":0.5725059787273877,"percentile":0.2805138130401016},"Officer Compensation Ratio":{"score":0.1140014671579173,"percentile":0.5076679558515629},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.042228783749540595,"percentile":0.5724698482663471},"Asset Growth":{"score":0.010542549693883898,"percentile":0.36391644450375643},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.46720803999830024,"percentile":0.2464913187649826}},"source_xml":"202031979349305133_public.xml"},{"Organization":{"value":null,"Person":["JUSTIN MCCARTHY","ROBERT REITANO","KEN RADIGAN","OSCAR MCCARTHY","WILSON FYFFE","SAURABH MATHUR BTECH","SANJAY SHARMA","KEN YOO","PIERRE YVES MAUROIS","KRAIG CONRAD","KRISTIN LUCAS"],"Title":["CHAIR","VICE CHAIR","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CHIEF EXECUTIVE OFFICER","DIRECTOR OF OPERATIONS"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,50.0,54.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,160000,100274],"Direct compensation":[0,0,0,0,0,0,0,0,0,160000,94246],"Other compensation":[0,0,0,0,0,0,0,0,0,0,6028]},"Basic":{"value":null,"mission":"To provide an open forum for the promotion of sound risk management standards and practices globally.","year":2016,"name":"PROFESSIONAL RISK MANAGERS' INTERNATIONAL ASSOCIATION","phone":6126055370,"website":"WWW.PRMIA.ORG","type":"990","affiliation":null,"foreign_countries":["Albania","Andorra","Austria","Belarus","Belgium","Bermuda","Bosnia and Herzegovina","Bulgaria","Canada","Croatia","Cyprus","Czechia","Denmark","Estonia","Faroe Islands","Finland","France","Germany","Gibraltar","Greece","Greenland","Guernsey","Hungary","Iceland","Ireland","Isle of Man","Italy","Jersey","Kosovo","Latvia","Liechtenstein","Lithuania","Luxembourg","Malta","Mexico","Moldova","Monaco","Montenegro","Netherlands","North Macedonia","Norway","Poland","Portugal","Romania","Russia","Saint Pierre and Miquelon","San Marino","Serbia","Slovakia","Slovenia","Spain","Svalbard and Jan Mayen","Sweden","Switzerland","Ukraine","United Kingdom","United States","United States Minor Outlying Islands","Vatican City","Åland Islands"],"principal_officer":"KRAIG CONRAD","year_formation":2002,"state_legal_domicile":"DE","total_volunteers":600,"tax_period_begin":"2016-07-01T00:00:00","tax_period_end":"2017-06-30T00:00:00","address":"1700 CANNON ROAD SUITE 200, NORTHFIELD, MN, 55057, USA","city":"NORTHFIELD","state":"MN","country":"USA","zip_code":55057},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":20,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":20,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2578868,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2568761,"Total revenue":{"value":2464405,"EXAM FEES":748196,"TRAININGS":704095,"MEMBERSHIP DUES":443400,"PUBLICATIONS":304648,"GLOBAL EVENTS":264066},"Total other revenue":104356,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":10107,"Other total":10107,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2472467,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1046647,"Current officers":252858,"Disqualified persons":0,"Other salaries and wages":680740,"Pension plan contributions":0,"Other employee benefits":45236,"Payroll taxes":67813},"Other expenses":{"value":1425820,"Management services":0,"Legal":18291,"Accounting":18588,"Lobbying services":0,"Investment management fees":0,"Other services":189293,"Advertising":14203,"Office expenses":177964,"Information technology":116008,"Royalties":0,"Occupancy":44222,"Travel":65750,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":110582,"Insurance":13372,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":579333,"TRAINING PROGRAM EXPENS":202542,"COST OF EVENTS":160213,"EXAM ADMINISTRATION FEE":142248,"PUBLICATION EXPENSES":74330},"All other expenses":78214},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1695610,"Non-interest bearing cash":1255929,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":208044,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":8988,"Prepaid expenses deferred charges":33991,"Land, building, equipment":144821,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":43837,"Other assets":0},"Liabilities":{"value":1983818,"Sum of Total Liabilities":0,"Accounts payable, accrued":152243,"Grants payable":0,"Deferred, revenue":1831575,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":-288208,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":-288208,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.04125880037287678,"percentile":0.5050544370234938},"Liabilities to Assets Ratio":{"score":1.1699730480476054,"percentile":0.038598166601937295},"Operating Reserve Ratio":{"score":0.6857968175106078,"percentile":0.3233646419882225},"Officer Compensation Ratio":{"score":0.10526894797786987,"percentile":0.5348140970634618},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.022360523711333527,"percentile":0.47669121696285766},"Asset Growth":{"score":0.020863830722692968,"percentile":0.4075008403827828},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5114655532351093,"percentile":0.3510365106032878}},"source_xml":"201820529349300202_public.xml"},{"Organization":{"value":null,"Person":["JUSTIN MCCARTHY","LAKSHMI SHYAM-SUNDER","SAJJAD AHMED CHEEMA","OLEG LEBEDEV","KRAIG THOMAS CONRAD","OSCAR D MCCARTHY","JOSEPHINE WAI FUN WOO","DAVID COLEMAN","BRUCE FLETCHER","CARLOS DA COSTA","CHRISTINA SEVERSON"],"Title":["CEO","VICE CHAIR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PAST CHAIR","CHAIR","TREASURER","FINANCE DIRECTOR"],"Hours":[40.0,5.0,1.0,1.0,1.0,1.0,1.0,5.0,1.0,5.0,40.0],"Total Compensation":[194627,0,0,0,0,0,0,0,0,0,78000],"Direct compensation":[194627,0,0,0,0,0,0,0,0,0,78000],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide an open forum for the promotion of sound risk management standardss and practices globally","year":2023,"name":"PROFESSIONAL RISK MANAGERS' INTERNATIONAL ASSOCIATION","phone":6122164325,"website":"WWW.PRMIA.ORG","type":"990","affiliation":null,"foreign_countries":["Albania","Andorra","Angola","Australia","Austria","Belarus","Belgium","Benin","Bermuda","Bosnia and Herzegovina","Botswana","Brunei","Bulgaria","Burkina Faso","Burundi","Cambodia","Cameroon","Canada","Cape Verde","Central African Republic","Chad","China","Comoros","Congo","Congo, Democratic Republic of the","Cote d'Ivoire","Croatia","Cyprus","Czechia","Denmark","Djibouti","Equatorial Guinea","Eritrea","Estonia","Ethiopia","Faroe Islands","Finland","France","Gabon","Gambia","Germany","Ghana","Gibraltar","Greece","Greenland","Guernsey","Guinea","Guinea-Bissau","Hong Kong","Hungary","Iceland","Indonesia","Ireland","Isle of Man","Italy","Japan","Jersey","Kenya","Kosovo","Latvia","Lesotho","Liberia","Liechtenstein","Lithuania","Luxembourg","Macau","Madagascar","Malawi","Malaysia","Mali","Malta","Marshall Islands","Mauritania","Mauritius","Mayotte","Mexico","Micronesia","Moldova","Monaco","Mongolia","Montenegro","Mozambique","Namibia","Nauru","Netherlands","New Zealand","Niger","Nigeria","Niue","North Korea","North Macedonia","Norway","Palau","Papua New Guinea","Philippines","Poland","Portugal","Romania","Russia","Rwanda","Saint Helena","Saint Pierre and Miquelon","Samoa","San Marino","Sao Tome and Principe","Senegal","Serbia","Seychelles","Sierra Leone","Slovakia","Slovenia","Solomon Islands","Somalia","South Africa","South Korea","South Sudan","Spain","Sudan","Svalbard and Jan Mayen","Swaziland","Sweden","Switzerland","Taiwan","Tanzania","Togo","Tonga","Tuvalu","Uganda","Ukraine","United Kingdom","United States","United States Minor Outlying Islands","Vanuatu","Vatican City","Zambia","Zimbabwe","Åland Islands"],"principal_officer":"CHRISTINA SEVERSON","year_formation":2002,"state_legal_domicile":"DE","total_volunteers":445,"tax_period_begin":"2023-07-01T00:00:00","tax_period_end":"2024-06-30T00:00:00","address":"1700 CANNON ROAD 200, NORTHFIELD, MN, 55057, USA","city":"NORTHFIELD","state":"MN","country":"USA","zip_code":55057},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":2174,"Number of independent voting members":2174,"Number of employees total":11,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":11,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1418484,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1392193,"Total revenue":{"value":1366733,"EXAM FEES":448406,"TRAINING":405700,"MEMBERSHIP DUES":302475,"WEBINARS":146160,"CHAPTER EVENTS":63992},"Total other revenue":25460,"Unrelated business revenue":0},"Investment income":{"value":23646,"Investment income total":23646,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":2645,"Other total":2645,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1559511,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":909977,"Current officers":272627,"Disqualified persons":0,"Other salaries and wages":535061,"Pension plan contributions":0,"Other employee benefits":30193,"Payroll taxes":72096},"Other expenses":{"value":649534,"Management services":0,"Legal":1028,"Accounting":5240,"Lobbying services":0,"Investment management fees":0,"Other services":137969,"Advertising":42068,"Office expenses":39406,"Information technology":44948,"Royalties":0,"Occupancy":46988,"Travel":36089,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":2190,"Insurance":10412,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":283196,"TRAINING PROGRAM EXPENS":173569,"EXAM ADMIN FEES":54202,"COST OF EVENTS":46852,"MISCELLANEOUS EXPENSE":8573},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":1223610,"Management And General Expenses":335901,"Fundraising Expenses":0}},"Assets":{"value":522472,"Non-interest bearing cash":419627,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":22770,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":5386,"Prepaid expenses deferred charges":24570,"Land, building, equipment":1167,"Investments publicly traded":0,"Investments other":48944,"Investments program related":0,"Intangible assets":8,"Other assets":0},"Liabilities":{"value":1207436,"Sum of Total Liabilities":0,"Accounts payable, accrued":283523,"Grants payable":0,"Deferred, revenue":781154,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":78275,"Unsecured notes loans payable":0,"Other liabilities":64484},"Fund balance":{"value":-684964,"Net assets without donor restriction":-684964,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.7846113300900089,"percentile":0.6071048794438223},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.09942093107853173,"percentile":0.2237340164294424},"Liabilities to Assets Ratio":{"score":2.3110061400419544,"percentile":0.015753204104006175},"Operating Reserve Ratio":{"score":0.3350229655321444,"percentile":0.17888513919744298},"Officer Compensation Ratio":{"score":0.174815695432735,"percentile":0.35954779060016695},"Program Expense Growth":{"score":0.3497266599822994,"percentile":0.8851517693643793},"Revenue Growth":{"score":-0.04658937371582331,"percentile":0.227104378094159},"Asset Growth":{"score":-0.11709974109354476,"percentile":0.0917277456966654},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.49316587828132796,"percentile":0.30509462975136104}},"source_xml":"202530509349300208_public.xml"},{"Organization":{"value":null,"Person":["JUSTIN MCCARTHY","ROBERT REITANO","KEN RADIGAN","OSCAR MCCARTHY","DOMINIK DERSCH","WILSON FYFFE","BOB MARK","SAURABH MATHUR","FARUK PATEL","KEN YOO","PIERRE YVES MAUROIS","KEVIN CUFF","KRISTIN LUCAS"],"Title":["CHAIR","VICE CHAIR","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CHIEF OPERATING OFFICER","DIRECTOR OF OPERATIONS"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,50.0,54.0],"Total Compensation":[23700,0,0,9500,0,0,5156,0,0,0,0,152500,100910],"Direct compensation":[23700,0,0,9500,0,0,5156,0,0,0,0,151935,94434],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,565,6476]},"Basic":{"value":null,"mission":"To provide an open forum for the promotion of sound risk management standards and practices globally.","year":2014,"name":"PROFESSIONAL RISK MANAGERS' INTERNATIONAL ASSOCIATION","phone":6126055370,"website":"WWW.PRMIA.ORG","type":"990","affiliation":null,"foreign_countries":["Albania","Andorra","Austria","Belarus","Belgium","Bermuda","Bosnia and Herzegovina","Bulgaria","Canada","Croatia","Cyprus","Czechia","Denmark","Estonia","Faroe Islands","Finland","France","Germany","Gibraltar","Greece","Greenland","Guernsey","Hungary","Iceland","Ireland","Isle of Man","Italy","Jersey","Kosovo","Latvia","Liechtenstein","Lithuania","Luxembourg","Malta","Mexico","Moldova","Monaco","Montenegro","Netherlands","North Macedonia","Norway","Poland","Portugal","Romania","Russia","Saint Pierre and Miquelon","San Marino","Serbia","Slovakia","Slovenia","Spain","Svalbard and Jan Mayen","Sweden","Switzerland","Ukraine","United Kingdom","United States","United States Minor Outlying Islands","Vatican City","Åland Islands"],"principal_officer":"KRAIG CONRAD","year_formation":2002,"state_legal_domicile":"DE","total_volunteers":600,"tax_period_begin":"2014-07-01T00:00:00","tax_period_end":"2015-06-30T00:00:00","address":"400 WASHINGTON STREET, NORTHFIELD, MN, 55057, USA","city":"NORTHFIELD","state":"MN","country":"USA","zip_code":55057},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":8,"Number of employees total":16,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":16,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2072141,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2056280,"Total revenue":{"value":1952451,"TRAININGS":664163,"EXAM FEES":468361,"MEMBERSHIP DUES":394232,"PUBLICATIONS":265780,"MEMBER SERVICES":159915},"Total other revenue":103829,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":15861,"Other total":15861,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2332630,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":913547,"Current officers":252555,"Disqualified persons":0,"Other salaries and wages":571581,"Pension plan contributions":0,"Other employee benefits":27380,"Payroll taxes":62031},"Other expenses":{"value":1419083,"Management services":0,"Legal":17171,"Accounting":21079,"Lobbying services":0,"Investment management fees":0,"Other services":168739,"Advertising":13505,"Office expenses":116216,"Information technology":171508,"Royalties":0,"Occupancy":51839,"Travel":94445,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":83500,"Insurance":12841,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":648257,"TRAINING PROGRAM EXPENS":290527,"PUBLICATION EXPENSES":168235,"EXAM ADMINISTRATION FEE":158273,"MEMBERSHIP SERVICES":31222},"All other expenses":19983},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1488031,"Non-interest bearing cash":987520,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":98914,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":2503,"Prepaid expenses deferred charges":24705,"Land, building, equipment":240079,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":5963,"Other assets":128347},"Liabilities":{"value":1306517,"Sum of Total Liabilities":0,"Accounts payable, accrued":134271,"Grants payable":0,"Deferred, revenue":1172246,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":181514,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":181514,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.12571007474877433,"percentile":0.19959712057788986},"Liabilities to Assets Ratio":{"score":0.8780173262519396,"percentile":0.06818112917524946},"Operating Reserve Ratio":{"score":0.6379198587002654,"percentile":0.30570934140674527},"Officer Compensation Ratio":{"score":0.12508027419693651,"percentile":0.4754650320603141},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.8888888888888888,"percentile":0.2330250129411084},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.3720155813976905,"percentile":0.07980688679247169}},"source_xml":"201610359349301276_public.xml"},{"Organization":{"value":null,"Person":["JUSTIN MCCARTHY","DAVID COLEMAN","LAKSHMI SHYAM-SUNDER","BRUCE FLETCHER","CARLOS DA COSTA","CHRISTINA SEVERSON","CRAIG HAYMAKER","ROBERT IOMMAZZO","SAJJAD AHMED CHEEMA","OLEG LEBEDEV","KRAIG THOMAS CONRAD","OSCAR D MCCARTHY","GREGORY GASKEL","VENUGOPAL KARAKVALSA PATNAIK","JOSEPHINE WAI FUN WOO"],"Title":["CEO","PAST CHAIR","VICE CHAIR","CHAIR","TREASURER","FINANCE DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR"],"Hours":[40.0,5.0,5.0,1.0,5.0,40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[180000,0,0,0,0,85000,0,0,0,0,0,0,0,0,0],"Direct compensation":[180000,0,0,0,0,85000,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide an open forum for the promotion of sound risk management standards and practices globally","year":2022,"name":"PROFESSIONAL RISK MANAGERS' INTERNATIONAL ASSOCIATION","phone":6122164325,"website":"WWW.PRMIA.ORG","type":"990","affiliation":null,"foreign_countries":["Albania","Andorra","Angola","Australia","Austria","Belarus","Belgium","Benin","Bermuda","Bosnia and Herzegovina","Botswana","Brunei","Bulgaria","Burkina Faso","Burundi","Cambodia","Cameroon","Canada","Cape Verde","Central African Republic","Chad","China","Comoros","Congo","Congo, Democratic Republic of the","Cote d'Ivoire","Croatia","Cyprus","Czechia","Denmark","Djibouti","Equatorial Guinea","Eritrea","Estonia","Ethiopia","Faroe Islands","Finland","France","Gabon","Gambia","Germany","Ghana","Gibraltar","Greece","Greenland","Guernsey","Guinea","Guinea-Bissau","Hong Kong","Hungary","Iceland","Indonesia","Ireland","Isle of Man","Italy","Japan","Jersey","Kenya","Kosovo","Latvia","Lesotho","Liberia","Liechtenstein","Lithuania","Luxembourg","Macau","Madagascar","Malawi","Malaysia","Mali","Malta","Marshall Islands","Mauritania","Mauritius","Mayotte","Mexico","Micronesia","Moldova","Monaco","Mongolia","Montenegro","Mozambique","Namibia","Nauru","Netherlands","New Zealand","Niger","Nigeria","Niue","North Korea","North Macedonia","Norway","Palau","Papua New Guinea","Philippines","Poland","Portugal","Romania","Russia","Rwanda","Saint Helena","Saint Pierre and Miquelon","Samoa","San Marino","Sao Tome and Principe","Senegal","Serbia","Seychelles","Sierra Leone","Slovakia","Slovenia","Solomon Islands","Somalia","South Africa","South Korea","South Sudan","Spain","Sudan","Svalbard and Jan Mayen","Swaziland","Sweden","Switzerland","Taiwan","Tanzania","Togo","Tonga","Tuvalu","Uganda","Ukraine","United Kingdom","United States","United States Minor Outlying Islands","Vanuatu","Vatican City","Zambia","Zimbabwe","Åland Islands"],"principal_officer":"CHRISTINA SEVERSON","year_formation":2002,"state_legal_domicile":"DE","total_volunteers":445,"tax_period_begin":"2022-07-01T00:00:00","tax_period_end":"2023-06-30T00:00:00","address":"1700 CANNON ROAD 200, NORTHFIELD, MN, 55057, USA","city":"NORTHFIELD","state":"MN","country":"USA","zip_code":55057},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":2204,"Number of independent voting members":2204,"Number of employees total":11,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":11,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1478936,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1475857,"Total revenue":{"value":1443842,"EXAM FEES":497783,"MEMBERSHIP DUES":325934,"TRAINING":307845,"WEBINARS":196385,"CHAPTER EVENTS":115895},"Total other revenue":32015,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":3079,"Other total":3079,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1594541,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":947673,"Current officers":265000,"Disqualified persons":0,"Other salaries and wages":580266,"Pension plan contributions":0,"Other employee benefits":27587,"Payroll taxes":74820},"Other expenses":{"value":646868,"Management services":0,"Legal":575,"Accounting":6418,"Lobbying services":0,"Investment management fees":0,"Other services":136857,"Advertising":40664,"Office expenses":38106,"Information technology":42972,"Royalties":0,"Occupancy":47394,"Travel":579,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":6446,"Insurance":13020,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":313830,"TRAINING PROGRAM EXPENS":198525,"EXAM ADMIN FEES":56560,"COST OF EVENTS":33068,"MISCELLANEOUS EXPENSE":25677},"All other expenses":7},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":258566,"Non-interest bearing cash":80094,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":60846,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":5386,"Prepaid expenses deferred charges":60321,"Land, building, equipment":3291,"Investments publicly traded":0,"Investments other":48554,"Investments program related":0,"Intangible assets":74,"Other assets":0},"Liabilities":{"value":1144576,"Sum of Total Liabilities":0,"Accounts payable, accrued":185571,"Grants payable":0,"Deferred, revenue":791413,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":134064,"Unsecured notes loans payable":0,"Other liabilities":33528},"Fund balance":{"value":-886010,"Net assets without donor restriction":-886010,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.07816768271243651,"percentile":0.2471651395984942},"Liabilities to Assets Ratio":{"score":4.426629951347045,"percentile":0.008673531257732701},"Operating Reserve Ratio":{"score":0.16215700944660563,"percentile":0.09745407425116591},"Officer Compensation Ratio":{"score":0.16619202642014222,"percentile":0.37684702719888724},"Program Expense Growth":{"score":0.37741935483870953,"percentile":0.8947378794019886},"Revenue Growth":{"score":-0.03683272823583951,"percentile":0.24952216651814424},"Asset Growth":{"score":-0.1142462718115007,"percentile":0.09366448106398208},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4504526447396972,"percentile":0.21215054926792606}},"source_xml":"202410389349300036_public.xml"},{"Organization":{"value":null,"Person":["JUSTIN MCCARTHY","ROBERT R REITANO","KEN YOO","KEN RADIGAN","OSCAR MCCARTHY","SAURABH MATHUR BTECH","MIHAELA CAPRA","WILSON FYFFE","JONATHAN HOWITT","PIERRE-YVES MAUROIS","ROBERT MCWILLIAM","NIRAKAR PRADHAN","SANJAY SHARMA","LAKSHMI SHYAM-SAUDER","TOM WILSON","KRAIG CONRAD","KRISTIN LUCAS"],"Title":["CHAIR","VICE CHAIR (LEFT BEFORE YE)","VICE CHAIR","TREASURER","SECRETARY","DIRECTOR (LEFT BEFORE YE","DIRECTOR","DIRECTOR (LEFT BEFORE YE","DIRECTOR","DIRECTOR (LEFT BEFORE YE","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CHIEF EXECUTIVE OFFICER","DIRECTOR OF OPERATIONS"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,126377,126387],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,126377,123300],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3087]},"Basic":{"value":null,"mission":"To provide an open forum for the promotion of sound risk management standards and practices globally.","year":2017,"name":"PROFESSIONAL RISK MANAGERS' INTERNATIONAL ASSOCIATION","phone":6126055370,"website":"WWW.PRMIA.ORG","type":"990","affiliation":null,"foreign_countries":["Albania","Andorra","Angola","Australia","Austria","Belarus","Belgium","Benin","Bermuda","Bosnia and Herzegovina","Botswana","Bulgaria","Burkina Faso","Burundi","Cameroon","Canada","Cape Verde","Central African Republic","Chad","China","Comoros","Congo","Congo, Democratic Republic of the","Cote d'Ivoire","Croatia","Cyprus","Czechia","Denmark","Djibouti","Equatorial Guinea","Eritrea","Estonia","Ethiopia","Faroe Islands","Finland","France","Gabon","Gambia","Germany","Ghana","Gibraltar","Greece","Greenland","Guernsey","Guinea","Guinea-Bissau","Hong Kong","Hungary","Iceland","Indonesia","Ireland","Isle of Man","Italy","Japan","Jersey","Kenya","Kosovo","Latvia","Lesotho","Liberia","Liechtenstein","Lithuania","Luxembourg","Macau","Madagascar","Malawi","Malaysia","Mali","Malta","Marshall Islands","Mauritania","Mauritius","Mayotte","Mexico","Micronesia","Moldova","Monaco","Mongolia","Montenegro","Mozambique","Namibia","Nauru","Netherlands","New Zealand","Niger","Nigeria","Niue","North Korea","North Macedonia","Norway","Palau","Papua New Guinea","Philippines","Poland","Portugal","Romania","Russia","Rwanda","Saint Helena","Saint Pierre and Miquelon","Samoa","San Marino","Sao Tome and Principe","Senegal","Serbia","Seychelles","Sierra Leone","Slovakia","Slovenia","Solomon Islands","Somalia","South Africa","South Korea","South Sudan","Spain","Sudan","Svalbard and Jan Mayen","Swaziland","Sweden","Switzerland","Taiwan","Tanzania","Togo","Tonga","Tuvalu","Uganda","Ukraine","United Kingdom","United States","United States Minor Outlying Islands","Vanuatu","Vatican City","Zambia","Zimbabwe","Åland Islands"],"principal_officer":"KRAIG CONRAD","year_formation":2002,"state_legal_domicile":"DE","total_volunteers":600,"tax_period_begin":"2017-07-01T00:00:00","tax_period_end":"2018-06-30T00:00:00","address":"1700 CANNON ROAD SUITE 200, NORTHFIELD, MN, 55057, USA","city":"NORTHFIELD","state":"MN","country":"USA","zip_code":55057},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":16,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":16,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3282752,"Contributions":{"value":483182,"Other contributions":483182,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2725206,"Total revenue":{"value":2533477,"EXAM FEES":1074706,"ADVISORY SERVICES":415635,"TRAININGS":414783,"MEMBERSHIP DUES":375163,"GLOBAL EVENTS":253190},"Total other revenue":191729,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":74364,"Other total":74364,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2705036,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1088642,"Current officers":269194,"Disqualified persons":0,"Other salaries and wages":701514,"Pension plan contributions":0,"Other employee benefits":46716,"Payroll taxes":71218},"Other expenses":{"value":1616394,"Management services":0,"Legal":27610,"Accounting":19151,"Lobbying services":0,"Investment management fees":0,"Other services":200028,"Advertising":29806,"Office expenses":123951,"Information technology":40560,"Royalties":0,"Occupancy":47732,"Travel":50475,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":123538,"Insurance":13399,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":878783,"TRAINING PROGRAM EXPENS":484931,"COST OF EVENTS":175662,"EXAM ADMINISTRATION FEE":170132,"PUBLICATION EXPENSES":48058},"All other expenses":61361},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1869142,"Non-interest bearing cash":1251598,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":125635,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":7733,"Prepaid expenses deferred charges":64681,"Land, building, equipment":72583,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":346912,"Other assets":0},"Liabilities":{"value":1579634,"Sum of Total Liabilities":0,"Accounts payable, accrued":163251,"Grants payable":0,"Deferred, revenue":1416383,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":289508,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":289508,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.17598527089466398,"percentile":0.7306381770643647},"Liabilities to Assets Ratio":{"score":0.8451118213597468,"percentile":0.07286540550904327},"Operating Reserve Ratio":{"score":0.690985997968234,"percentile":0.3252115542052265},"Officer Compensation Ratio":{"score":0.09344200964423394,"percentile":0.57447570190086},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.08746243083003481,"percentile":0.7332755481681626},"Asset Growth":{"score":0.0454254548261458,"percentile":0.5089461866246947},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5904972565010169,"percentile":0.5774901642534181}},"source_xml":"201901309349303325_public.xml"},{"Organization":{"value":null,"Person":["ROBERT MCWILLIAMS","JUSTIN MCCARTHY","DAVID COLEMAN","CINDY WILLIAMS","LAKSHMI SHYAM-SUNDER","ROSELYNE RENEL","PENNY CAGAN","KEVIN FRYATT","BRUCE FLETCHER","RACHEL BRYANT","TOM WILSON","SANKARSHAN BASU","KEN RADIGAN","ROGER WHITMAN"],"Title":["CHAIR","IMMEDIATE PAST CHAIR","VICE CHAIR","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CEO","DIRECTOR OF FINANCE"],"Hours":[5.0,5.0,5.0,5.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,180000,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,180000,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide an open forum for the promotion of sound risk management standardss and practices globally","year":2019,"name":"PROFESSIONAL RISK MANAGERS' INTERNATIONAL ASSOCIATION","phone":6122164325,"website":"WWW.PRMIA.ORG","type":"990","affiliation":null,"foreign_countries":["Albania","Andorra","Angola","Australia","Austria","Belarus","Belgium","Benin","Bermuda","Bosnia and Herzegovina","Botswana","Bulgaria","Burkina Faso","Burundi","Cameroon","Canada","Cape Verde","Central African Republic","Chad","China","Comoros","Congo","Congo, Democratic Republic of the","Cote d'Ivoire","Croatia","Cyprus","Czechia","Denmark","Djibouti","Equatorial Guinea","Eritrea","Estonia","Ethiopia","Faroe Islands","Finland","France","Gabon","Gambia","Germany","Ghana","Gibraltar","Greece","Greenland","Guernsey","Guinea","Guinea-Bissau","Hong Kong","Hungary","Iceland","Indonesia","Ireland","Isle of Man","Italy","Japan","Jersey","Kenya","Kosovo","Latvia","Lesotho","Liberia","Liechtenstein","Lithuania","Luxembourg","Macau","Madagascar","Malawi","Malaysia","Mali","Malta","Marshall Islands","Mauritania","Mauritius","Mayotte","Mexico","Micronesia","Moldova","Monaco","Mongolia","Montenegro","Mozambique","Namibia","Nauru","Netherlands","New Zealand","Niger","Nigeria","Niue","North Korea","North Macedonia","Norway","Palau","Papua New Guinea","Philippines","Poland","Portugal","Romania","Russia","Rwanda","Saint Helena","Saint Pierre and Miquelon","Samoa","San Marino","Sao Tome and Principe","Senegal","Serbia","Seychelles","Sierra Leone","Slovakia","Slovenia","Solomon Islands","Somalia","South Africa","South Korea","South Sudan","Spain","Sudan","Svalbard and Jan Mayen","Swaziland","Sweden","Switzerland","Taiwan","Tanzania","Togo","Tonga","Tuvalu","Uganda","Ukraine","United Kingdom","United States","United States Minor Outlying Islands","Vanuatu","Vatican City","Zambia","Zimbabwe","Åland Islands"],"principal_officer":"KENNETH RADIGAN","year_formation":2002,"state_legal_domicile":"DE","total_volunteers":600,"tax_period_begin":"2019-07-01T00:00:00","tax_period_end":"2020-06-30T00:00:00","address":"1700 CANNON ROAD NO 200, NORTHFIELD, MN, 55057, USA","city":"NORTHFIELD","state":"MN","country":"USA","zip_code":55057},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13,"Number of independent voting members":13,"Number of employees total":14,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":14,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1829401,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1800869,"Total revenue":{"value":1690646,"EXAM FEES":681430,"MEMBERSHIP DUES":407527,"TRAINING":282474,"CHAPTER EVENTS":185555,"WEBINARS":133660},"Total other revenue":110223,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":28532,"Other total":28532,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2369426,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1173533,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":1053271,"Pension plan contributions":0,"Other employee benefits":41146,"Payroll taxes":79116},"Other expenses":{"value":1195893,"Management services":0,"Legal":14126,"Accounting":17177,"Lobbying services":0,"Investment management fees":0,"Other services":316184,"Advertising":36640,"Office expenses":34946,"Information technology":45961,"Royalties":0,"Occupancy":73735,"Travel":34237,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":67140,"Depreciation and depletion":106036,"Insurance":16994,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":432717,"COST OF EVENTS":195966,"EXAM ADMIN FEES":103065,"TRAINING PROGRAM EXPENS":91413,"MISCELLANEOUS EXPENSE":42273},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1107791,"Non-interest bearing cash":628918,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":202843,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":5977,"Prepaid expenses deferred charges":57905,"Land, building, equipment":39956,"Investments publicly traded":0,"Investments other":11126,"Investments program related":0,"Intangible assets":161066,"Other assets":0},"Liabilities":{"value":1540593,"Sum of Total Liabilities":0,"Accounts payable, accrued":128906,"Grants payable":0,"Deferred, revenue":1125373,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":286314},"Fund balance":{"value":-432802,"Net assets without donor restriction":-432802,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.2951922514527979,"percentile":0.11453367950094147},"Liabilities to Assets Ratio":{"score":1.3906892184536614,"percentile":0.030173310850117905},"Operating Reserve Ratio":{"score":0.46753559722903354,"percentile":0.23738248139396098},"Officer Compensation Ratio":{"score":0.075967766032786,"percentile":0.6404248596002925},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.0019399010496773347,"percentile":0.3610842109595277},"Asset Growth":{"score":-0.027969034937819826,"percentile":0.21945134989726162},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.41562935158087455,"percentile":0.14751930002161834}},"source_xml":"202141379349304719_public.xml"},{"Organization":{"value":null,"Person":["FARUK PATEL","JUSTIN MCCARTHY","BOB MARK","OSCAR MCCARTHY","MOORAD CHOUDHRY","DOMINIK DERSCH","WILSON FYFFE","LAWRENCE HO","COLIN LAWRENCE","SAURABH MATHUR","KEN RADIGAN","ROBERT REITANO","KEVIN CUFF","KRISTIN LUCAS"],"Title":["CHAIR","VICE CHAIR","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","CHIEF OPERATING OFFICER","DIRECTOR OF OPERATIONS"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,50.0,54.0],"Total Compensation":[0,0,20462,0,1495,0,0,0,647,0,0,0,75000,61443],"Direct compensation":[0,0,20462,0,1495,0,0,0,647,0,0,0,75000,61443],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide a free and open forum for the promotion of sound risk management standards and practices.","year":2013,"name":"PROFESSIONAL RISK MANAGERS' INTERNATIONAL ASSOCIATION","phone":6126055370,"website":"WWW.PRMIA.ORG","type":"990","affiliation":null,"foreign_countries":["Albania","Andorra","Austria","Belarus","Belgium","Bermuda","Bosnia and Herzegovina","Bulgaria","Canada","Croatia","Cyprus","Czechia","Denmark","Estonia","Faroe Islands","Finland","France","Germany","Gibraltar","Greece","Greenland","Guernsey","Hungary","Iceland","Ireland","Isle of Man","Italy","Jersey","Kosovo","Latvia","Liechtenstein","Lithuania","Luxembourg","Malta","Mexico","Moldova","Monaco","Montenegro","Netherlands","North Macedonia","Norway","Poland","Portugal","Romania","Russia","Saint Pierre and Miquelon","San Marino","Serbia","Slovakia","Slovenia","Spain","Svalbard and Jan Mayen","Sweden","Switzerland","Ukraine","United Kingdom","United States","United States Minor Outlying Islands","Vatican City","Åland Islands"],"principal_officer":"KRISTIN LUCAS","year_formation":2002,"state_legal_domicile":"DE","total_volunteers":11,"tax_period_begin":"2013-07-01T00:00:00","tax_period_end":"2014-06-30T00:00:00","address":"400 WASHINGTON STREET, NORTHFIELD, MN, 55057, USA","city":"NORTHFIELD","state":"MN","country":"USA","zip_code":55057},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":7,"Number of employees total":29,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":29,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2439057,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2433314,"Total revenue":{"value":2286096,"TRAININGS":887747,"EXAM FEES":575545,"MEMBERSHIP DUES":346183,"PUBLICATIONS":307968,"SPECIAL EVENTS":168653},"Total other revenue":147218,"Unrelated business revenue":0},"Investment income":{"value":1507,"Investment income total":1507,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":4236,"Other total":4236,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2367343,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":813747,"Current officers":269542,"Disqualified persons":0,"Other salaries and wages":461202,"Pension plan contributions":0,"Other employee benefits":24896,"Payroll taxes":58107},"Other expenses":{"value":1553596,"Management services":0,"Legal":16960,"Accounting":26898,"Lobbying services":0,"Investment management fees":0,"Other services":156108,"Advertising":8628,"Office expenses":42183,"Information technology":208589,"Royalties":0,"Occupancy":41294,"Travel":55540,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":84368,"Insurance":9694,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":886096,"TRAINING PROGRAM EXPENS":472660,"PUBLICATION EXPENSES":180941,"EXAM ADMINISTRATION FEE":166550,"MERCHANT FEES":65945},"All other expenses":17238},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1601007,"Non-interest bearing cash":1144292,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":96000,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":16856,"Prepaid expenses deferred charges":18037,"Land, building, equipment":319439,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":6383,"Other assets":0},"Liabilities":{"value":1159004,"Sum of Total Liabilities":0,"Accounts payable, accrued":235291,"Grants payable":0,"Deferred, revenue":923713,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":442003,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":442003,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.029402346890622072,"percentile":0.47637862595046465},"Liabilities to Assets Ratio":{"score":0.7239218816657267,"percentile":0.08999021685159603},"Operating Reserve Ratio":{"score":0.6762885648594226,"percentile":0.31992888812004383},"Officer Compensation Ratio":{"score":0.06718375833159791,"percentile":0.6771517332691265},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.7777777777777778,"percentile":0.18120207955785522},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.44630720415736413,"percentile":0.20397337563942602}},"source_xml":"201433499349300123_public.xml"},{"Organization":{"value":null,"Person":["JUSTIN MCCARTHY","ROBERT REITANO","KEN RADIGAN","OSCAR MCCARTHY","WILSON FYFFE","SAURABH MATHUR","FARUK PATEL","SANJAY SHARMA","KEN YOO","PIERRE YVES MAUROIS","KRAIG CONRAD","KEVIN CUFF","KRISTIN LUCAS"],"Title":["CHAIR","VICE CHAIR","TREASURER","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","EX OFFICIO (CEO)","EX OFFICIO (EXECUTIVE DIRECTOR)","DIRECTOR OF OPERATIONS"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,2.0,50.0,50.0,54.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,34051,119435,109483],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,34051,119435,103093],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,6390]},"Basic":{"value":null,"mission":"To provide an open forum for the promotion of sound risk management standards and practices globally.","year":2015,"name":"PROFESSIONAL RISK MANAGERS' INTERNATIONAL ASSOCIATION","phone":6126055370,"website":"WWW.PRMIA.ORG","type":"990","affiliation":null,"foreign_countries":["Albania","Andorra","Austria","Belarus","Belgium","Bermuda","Bosnia and Herzegovina","Bulgaria","Canada","Croatia","Cyprus","Czechia","Denmark","Estonia","Faroe Islands","Finland","France","Germany","Gibraltar","Greece","Greenland","Guernsey","Hungary","Iceland","Ireland","Isle of Man","Italy","Jersey","Kosovo","Latvia","Liechtenstein","Lithuania","Luxembourg","Malta","Mexico","Moldova","Monaco","Montenegro","Netherlands","North Macedonia","Norway","Poland","Portugal","Romania","Russia","Saint Pierre and Miquelon","San Marino","Serbia","Slovakia","Slovenia","Spain","Svalbard and Jan Mayen","Sweden","Switzerland","Ukraine","United Kingdom","United States","United States Minor Outlying Islands","Vatican City","Åland Islands"],"principal_officer":"KRAIG CONRAD","year_formation":2002,"state_legal_domicile":"DE","total_volunteers":600,"tax_period_begin":"2015-07-01T00:00:00","tax_period_end":"2016-06-30T00:00:00","address":"400 WASHINGTON STREET, NORTHFIELD, MN, 55057, USA","city":"NORTHFIELD","state":"MN","country":"USA","zip_code":55057},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":8,"Number of employees total":17,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":17,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2170379,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2164222,"Total revenue":{"value":2085035,"EXAM FEES":558654,"PUBLICATIONS":433704,"TRAININGS":407679,"MEMBERSHIP DUES":367830,"SPECIAL EVENTS":317168},"Total other revenue":79187,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":6157,"Other total":6157,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2746661,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1007956,"Current officers":256249,"Disqualified persons":0,"Other salaries and wages":651050,"Pension plan contributions":0,"Other employee benefits":30547,"Payroll taxes":70110},"Other expenses":{"value":1738705,"Management services":0,"Legal":9017,"Accounting":19295,"Lobbying services":0,"Investment management fees":0,"Other services":201307,"Advertising":26672,"Office expenses":235157,"Information technology":192029,"Royalties":0,"Occupancy":48453,"Travel":101673,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":96732,"Insurance":13507,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":706322,"PUBLICATION EXPENSES":242619,"SPECIAL EVENTS EXPENSE":178981,"EXAM ADMINISTRATION FEE":157186,"TRAINING PROGRAM EXPENS":127536},"All other expenses":88541},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1533789,"Non-interest bearing cash":1177544,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":89224,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":13974,"Prepaid expenses deferred charges":25629,"Land, building, equipment":160377,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":67041,"Other assets":0},"Liabilities":{"value":1928398,"Sum of Total Liabilities":0,"Accounts payable, accrued":226774,"Grants payable":0,"Deferred, revenue":1701624,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":-394609,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":-394609,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.26552136746623517,"percentile":0.12404092462539326},"Liabilities to Assets Ratio":{"score":1.2572772395681544,"percentile":0.03486025010119086},"Operating Reserve Ratio":{"score":0.5584194773217372,"percentile":0.27490638626636155},"Officer Compensation Ratio":{"score":0.09574133830130475,"percentile":0.5663894406331088},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.0603176465675693,"percentile":0.20003577976796905},"Asset Growth":{"score":-0.02181067991512553,"percentile":0.23985519903264163},"Independent Voting Board Pct":{"score":0.8888888888888888,"percentile":0.2330250129411084},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.33406582649320665,"percentile":0.03747212963486997}},"source_xml":"201721359349309832_public.xml"},{"Organization":{"value":null,"Person":["JUSTIN MCCARTHY","LAKSHMI SHYAM-SUNDER","ROSELYNE RENEL","PENNY CAGAN","KEVIN FRYATT","BRUCE FLETCHER","TOM WILSON","SANKARSHAN BASU","CARLOS DA COSTA","CRAIG HAYMAKER","MR SRINIVASA RAO","ROBERT IOMMAZZO","DAVID COLEMAN","ROBERT MCWILLIAM","KEN RADIGAN","ROGER WHITMAN","ADAM LINDQUIST","MARY REHM"],"Title":["IMMEDIATE PAST CHAIR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","UPCOMING CHAIR","DIRECTOR","DIRECTOR","TREASURER","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","MANAGING DIRECTOR","CEO","DIRECTOR OF FINANCE","EMPLOYEE","EMPLOYEE"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,5.0,1.0,1.0,1.0,1.0,5.0,40.0,40.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,180000,0,104862,118668],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,180000,0,104862,118668],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide an open forum for the promotion of sound risk management standards and practices globally","year":2020,"name":"PROFESSIONAL RISK MANAGERS' INTERNATIONAL ASSOCIATION","phone":6122164325,"website":"WWW.PRMIA.ORG","type":"990","affiliation":null,"foreign_countries":["Albania","Andorra","Angola","Australia","Austria","Belarus","Belgium","Benin","Bermuda","Bosnia and Herzegovina","Botswana","Brunei","Bulgaria","Burkina Faso","Burundi","Cambodia","Cameroon","Canada","Cape Verde","Central African Republic","Chad","China","Comoros","Congo","Congo, Democratic Republic of the","Cote d'Ivoire","Croatia","Cyprus","Czechia","Denmark","Djibouti","Equatorial Guinea","Eritrea","Estonia","Ethiopia","Faroe Islands","Finland","France","Gabon","Gambia","Germany","Ghana","Gibraltar","Greece","Greenland","Guernsey","Guinea","Guinea-Bissau","Hong Kong","Hungary","Iceland","Indonesia","Ireland","Isle of Man","Italy","Japan","Jersey","Kenya","Kosovo","Latvia","Lesotho","Liberia","Liechtenstein","Lithuania","Luxembourg","Macau","Madagascar","Malawi","Malaysia","Mali","Malta","Marshall Islands","Mauritania","Mauritius","Mayotte","Mexico","Micronesia","Moldova","Monaco","Mongolia","Montenegro","Mozambique","Namibia","Nauru","Netherlands","New Zealand","Niger","Nigeria","Niue","North Korea","North Macedonia","Norway","Palau","Papua New Guinea","Philippines","Poland","Portugal","Romania","Russia","Rwanda","Saint Helena","Saint Pierre and Miquelon","Samoa","San Marino","Sao Tome and Principe","Senegal","Serbia","Seychelles","Sierra Leone","Slovakia","Slovenia","Solomon Islands","Somalia","South Africa","South Korea","South Sudan","Spain","Sudan","Svalbard and Jan Mayen","Swaziland","Sweden","Switzerland","Taiwan","Tanzania","Togo","Tonga","Tuvalu","Uganda","Ukraine","United Kingdom","United States","United States Minor Outlying Islands","Vanuatu","Vatican City","Zambia","Zimbabwe","Åland Islands"],"principal_officer":"KENNETH RADIGAN","year_formation":2002,"state_legal_domicile":"DE","total_volunteers":450,"tax_period_begin":"2020-07-01T00:00:00","tax_period_end":"2021-06-30T00:00:00","address":"1700 CANNON ROAD NO 200, NORTHFIELD, MN, 55057, USA","city":"NORTHFIELD","state":"MN","country":"USA","zip_code":55057},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":2527,"Number of independent voting members":2527,"Number of employees total":14,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":14,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2006262,"Contributions":{"value":384632,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":384632,"Related organizations":0},"Program revenue":{"value":1620136,"Total revenue":{"value":1559048,"EXAM FEES":624373,"MEMBERSHIP DUES":400172,"TRAINING":255884,"WEBINARS":170893,"CHAPTER EVENTS":107726},"Total other revenue":61088,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":1494,"Other total":1494,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2127424,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1115035,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":1012910,"Pension plan contributions":0,"Other employee benefits":22810,"Payroll taxes":79315},"Other expenses":{"value":1012389,"Management services":0,"Legal":9840,"Accounting":5635,"Lobbying services":0,"Investment management fees":0,"Other services":253764,"Advertising":44124,"Office expenses":23478,"Information technology":48095,"Royalties":0,"Occupancy":73228,"Travel":2618,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":100333,"Insurance":13527,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":428485,"COST OF EVENTS":176401,"TRAINING PROGRAM EXPENS":130895,"EXAM ADMIN FEES":103774,"MISCELLANEOUS EXPENSE":17415},"All other expenses":9262},"Functional Expenses":{"value":null,"Program Service Expenses":1833469,"Management And General Expenses":293955,"Fundraising Expenses":0}},"Assets":{"value":599904,"Non-interest bearing cash":325902,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":69167,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":5551,"Prepaid expenses deferred charges":54588,"Land, building, equipment":22511,"Investments publicly traded":0,"Investments other":42194,"Investments program related":0,"Intangible assets":79991,"Other assets":0},"Liabilities":{"value":1153868,"Sum of Total Liabilities":0,"Accounts payable, accrued":118021,"Grants payable":0,"Deferred, revenue":1003995,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":31852},"Fund balance":{"value":-553964,"Net assets without donor restriction":-553964,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8618258513582624,"percentile":0.7114584759894629},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.06039191292064546,"percentile":0.2700916444707306},"Liabilities to Assets Ratio":{"score":1.9234210807062464,"percentile":0.019407341130355128},"Operating Reserve Ratio":{"score":0.2819861015011582,"percentile":0.1543067976029549},"Officer Compensation Ratio":{"score":0.1896801013808249,"percentile":0.3317896976235466},"Program Expense Growth":{"score":0.6666666666666667,"percentile":0.9589310549005527},"Revenue Growth":{"score":-0.015009082682245989,"percentile":0.31260598496409847},"Asset Growth":{"score":-0.07516525218459225,"percentile":0.1284570291746698},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5450130446618592,"percentile":0.44278108296904456}},"source_xml":"202210599349301351_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["JUSTIN MCCARTHY","LAKSHMI SHYAM-SUNDER","SAJJAD AHMED CHEEMA","OLEG LEBEDEV","KRAIG THOMAS CONRAD","OSCAR D MCCARTHY","JOSEPHINE WAI FUN WOO","KEVIN O'ROURKE","VENUGOPAL KARAKVALSA PATNAIK","ANANT SAXENA","DAVID COLEMAN","BRUCE FLETCHER","CARLOS DA COSTA","CHRISTINA SEVERSON"],"Title":["CEO","VICE CHAIR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","PAST CHAIR","CHAIR","TREASURER","FINANCE DIRECTOR"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,5.0,1.0,5.0,40.0],"Total Compensation":[196292,0,0,0,0,0,0,0,0,0,0,0,0,90000],"Direct compensation":[196292,0,0,0,0,0,0,0,0,0,0,0,0,90000],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide an open forum for the promotion of sound risk management standardss and practices globally","year":2024,"name":"PROFESSIONAL RISK MANAGERS' INTERNATIONAL ASSOCIATION","phone":6122164325,"website":"WWW.PRMIA.ORG","type":"990","affiliation":null,"foreign_countries":["Albania","Andorra","Angola","Australia","Austria","Belarus","Belgium","Benin","Bermuda","Bosnia and Herzegovina","Botswana","Brunei","Bulgaria","Burkina Faso","Burundi","Cambodia","Cameroon","Canada","Cape Verde","Central African Republic","Chad","China","Comoros","Congo","Congo, Democratic Republic of the","Cote d'Ivoire","Croatia","Cyprus","Czechia","Denmark","Djibouti","Equatorial Guinea","Eritrea","Estonia","Ethiopia","Faroe Islands","Finland","France","Gabon","Gambia","Germany","Ghana","Gibraltar","Greece","Greenland","Guernsey","Guinea","Guinea-Bissau","Hong Kong","Hungary","Iceland","Indonesia","Ireland","Isle of Man","Italy","Japan","Jersey","Kenya","Kosovo","Latvia","Lesotho","Liberia","Liechtenstein","Lithuania","Luxembourg","Macau","Madagascar","Malawi","Malaysia","Mali","Malta","Marshall Islands","Mauritania","Mauritius","Mayotte","Mexico","Micronesia","Moldova","Monaco","Mongolia","Montenegro","Mozambique","Namibia","Nauru","Netherlands","New Zealand","Niger","Nigeria","Niue","North Korea","North Macedonia","Norway","Palau","Papua New Guinea","Philippines","Poland","Portugal","Romania","Russia","Rwanda","Saint Helena","Saint Pierre and Miquelon","Samoa","San Marino","Sao Tome and Principe","Senegal","Serbia","Seychelles","Sierra Leone","Slovakia","Slovenia","Solomon Islands","Somalia","South Africa","South Korea","South Sudan","Spain","Sudan","Svalbard and Jan Mayen","Swaziland","Sweden","Switzerland","Taiwan","Tanzania","Togo","Tonga","Tuvalu","Uganda","Ukraine","United Kingdom","United States","United States Minor Outlying Islands","Vanuatu","Vatican City","Zambia","Zimbabwe","Åland Islands"],"principal_officer":"CHRISTINA SEVERSON","year_formation":2002,"state_legal_domicile":"DE","total_volunteers":400,"tax_period_begin":"2024-07-01T00:00:00","tax_period_end":"2025-06-30T00:00:00","address":"1700 CANNON ROAD 200, NORTHFIELD, MN, 55057, USA","city":"NORTHFIELD","state":"MN","country":"USA","zip_code":55057},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":2019,"Number of independent voting members":2019,"Number of employees total":9,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":9,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1522432,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1516627,"Total revenue":{"value":1471080,"EXAM FEES":694225,"TRAINING":323060,"MEMBERSHIP DUES":267653,"CHAPTER EVENTS":102467,"WEBINARS":83675},"Total other revenue":45547,"Unrelated business revenue":0},"Investment income":{"value":5142,"Investment income total":5142,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":663,"Other total":663,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1655697,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1020631,"Current officers":286292,"Disqualified persons":0,"Other salaries and wages":608593,"Pension plan contributions":0,"Other employee benefits":44496,"Payroll taxes":81250},"Other expenses":{"value":635066,"Management services":0,"Legal":3734,"Accounting":9263,"Lobbying services":0,"Investment management fees":0,"Other services":134082,"Advertising":38069,"Office expenses":35137,"Information technology":47856,"Royalties":0,"Occupancy":47308,"Travel":17406,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":1352,"Insurance":10585,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":290274,"TRAINING PROGRAM EXPENS":152409,"COST OF EVENTS":73122,"EXAM ADMIN FEES":47834,"MISCELLANEOUS EXPENSE":16909},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":1337440,"Management And General Expenses":318257,"Fundraising Expenses":0}},"Assets":{"value":196587,"Non-interest bearing cash":17846,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":120690,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":7409,"Land, building, equipment":1304,"Investments publicly traded":0,"Investments other":49338,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":1014944,"Sum of Total Liabilities":0,"Accounts payable, accrued":229148,"Grants payable":0,"Deferred, revenue":686806,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":35148,"Unsecured notes loans payable":0,"Other liabilities":63842},"Fund balance":{"value":-818357,"Net assets without donor restriction":-818357,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.8077806506866897,"percentile":0.6353238059178462},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.08753428724567008,"percentile":0.23639288406679956},"Liabilities to Assets Ratio":{"score":5.1628235844689625,"percentile":0.007624546689543175},"Operating Reserve Ratio":{"score":0.11873368134386908,"percentile":0.07687410865114376},"Officer Compensation Ratio":{"score":0.17291328063045353,"percentile":0.3633083880370023},"Program Expense Growth":{"score":0.30532418023791763,"percentile":0.8676325041709476},"Revenue Growth":{"score":-0.04801053392799325,"percentile":0.22407513639286744},"Asset Growth":{"score":-0.13132099627534313,"percentile":0.08292047806075259},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.49449918717096253,"percentile":0.3083011841292957}},"source_xml":"202523189349312747_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}