{"success":true,"data":{"_id":611343955,"filings":[{"Organization":{"value":null,"Person":["MARK WOLFORD","BILLY BINGHAM","Robert P Ross","JODI STACY","CHRISTY CARPENTER","G MICHAEL SIMPSON","ALEX DOWNING","GARY TRAUGHBER","JEFF MCDANIELS","PAUL GOODPASTER","COREY CRAIG","KATHY SAMPLES"],"Title":["Director","President","Executive Dir.","Vice President","Director","Director","Director","Director","Treasurer","Director","Director","Director"],"Hours":[5.0,10.0,10.0,10.0,5.0,5.0,5.0,5.0,10.0,5.0,5.0,5.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Assist kentucky's community banks","year":2017,"name":"Bluegrass Bankers Association Inc","phone":5028970553,"website":null,"type":"990EZ","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"3932 Shelbyville Road Suite 202, Louisville, KY, 40207, USA","city":"Louisville","state":"KY","country":"USA","zip_code":40207},"Governance":{"value":null,"501c3 determination":false,"501c determination":false,"Number of voting members":null,"Number of independent voting members":null,"Number of employees total":null,"Total Gross UBI":null,"Net unrelated business taxable income":null,"Number of employees":null,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":false,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":185774,"Contributions":{"value":118578,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":118578,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":58161,"Total revenue":58161,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":356,"Investment income total":356,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":8679,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":8679,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":184111,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":57189,"Fundraising professional":0,"Fees to independent contractors":57189},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":126922,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":126922,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":272316,"Non-interest bearing cash":0,"Savings and temp cash investments":272166,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":150},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":272316,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.008951737056854026,"percentile":0.4220420777474948},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":1.4790859861713856,"percentile":0.5344411034264779},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":0.0,"percentile":0.3578721869904765},"Overall Score":{"score":0.48789639157719,"percentile":0.2926191853704006}},"source_xml":"201800949349200315_public.xml"},{"Organization":{"value":null,"Person":["Gary Broady","BILLY BINGHAM","Edna Hughes","JODI STACY","KEVIN ATWOOD","CHRISTY CARPENTER","MARK ROSS","DOC MEREDITH","PAUL GOODPASTER","COREY CRAIG","KATHY SAMPLES"],"Title":["Secretary","Director","Vice President","Director","Director","Director","President","Treasurer","Director","Director","Director"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the bluegrass community bankers association is to create and promote an environment in kentucky where community banks flourish. we strive to achieve this goal through a three-part approach: shared knowledge, group benefits and representation.","year":2022,"name":"Bluegrass Bankers Association Inc","phone":2707762200,"website":"bluegrassbankers.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1999,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"PO Box 401, Franklin, KY, 42135, USA","city":"Franklin","state":"KY","country":"USA","zip_code":42135},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11,"Number of independent voting members":11,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":202026,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":181477,"Total revenue":{"value":181477,"CONVENTION & FORUM INCOME":89477,"Membership Dues & Assessments":32665,"ROYALTIES":54335,"SPONSORSHIP INCOME":5000},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":602,"Investment income total":602,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":19947,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":19947,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":217387,"Grant expense":{"value":17742,"Grants to domestic orgs":17742,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":199645,"Management services":45000,"Legal":0,"Accounting":1143,"Lobbying services":40050,"Investment management fees":0,"Other services":0,"Advertising":28618,"Office expenses":65,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":25090,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":59679,"ANNUAL CONVENTION EXPENSE":51811,"SCHOLARSHIPS":5000,"MISCELLANEOUS":2668,"DUES AND SUBSCRIPTIONS":200},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":217387,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":302842,"Non-interest bearing cash":41999,"Savings and temp cash investments":260843,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":302842,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.07603476780216407,"percentile":0.24973612498392497},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":1.3931007833955111,"percentile":0.5176149833709189},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.8571428571428572,"percentile":0.9788911920383958},"Revenue Growth":{"score":-0.007477479018207116,"percentile":0.33930642683583384},"Asset Growth":{"score":0.017649866392199773,"percentile":0.3939221049969623},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.738140384602645,"percentile":0.9035483881934644}},"source_xml":"202341089349301704_public.xml"},{"Organization":{"value":null,"Person":["Gary Broady","BILLY BINGHAM","Edna Hughes","JODI STACY","KEVIN ATWOOD","CHRISTY CARPENTER","MARK ROSS","DOC MEREDITH","PAUL GOODPASTER","COREY CRAIG","KATHY SAMPLES"],"Title":["Executive Dir.","Director","Treasurer","Director","Director","President","Vice President","Director","Director","Director","Director"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,10.0,10.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Assist kentucky's community banks","year":2021,"name":"Bluegrass Bankers Association Inc","phone":2707762200,"website":"bluegrassbankers.com","type":"990EZ","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"PO Box 401, Franklin, KY, 42135, USA","city":"Franklin","state":"KY","country":"USA","zip_code":42135},"Governance":{"value":null,"501c3 determination":false,"501c determination":false,"Number of voting members":null,"Number of independent voting members":null,"Number of employees total":null,"Total Gross UBI":null,"Net unrelated business taxable income":null,"Number of employees":null,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":false,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":163603,"Contributions":{"value":97587,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":97587,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":53159,"Total revenue":53159,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":698,"Investment income total":698,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":12159,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":12159,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":168407,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":84558,"Fundraising professional":0,"Fees to independent contractors":84558},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":83849,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":83849,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":318203,"Non-interest bearing cash":0,"Savings and temp cash investments":318203,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":318203,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.029363764723140773,"percentile":0.32019070332499844},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":1.8894879666522175,"percentile":0.601127790602715},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.06642719215131271,"percentile":0.1894941866276057},"Asset Growth":{"score":0.03578302819745467,"percentile":0.46999616185478016},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":0.0,"percentile":0.3578721869904765},"Overall Score":{"score":0.43391027439094026,"percentile":0.1802435933407501}},"source_xml":"202241309349203074_public.xml"},{"Organization":{"value":null,"Person":["MARK WOLFORD","BILLY BINGHAM","Robert P Ross","JODI STACY","ALEX DOWNING","CHRISTY CARPENTER","MARK ROSS","PAUL GOODPASTER","COREY CRAIG","KATHY SAMPLES"],"Title":["Director","Director","Executive Dir.","Director","Vice President","Director","Director","Director","President","Treasurer"],"Hours":[5.0,5.0,10.0,5.0,10.0,5.0,5.0,5.0,10.0,10.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Assist kentucky's community banks","year":2019,"name":"Bluegrass Bankers Association Inc","phone":5028970553,"website":"bluegrassbankers.com","type":"990EZ","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"3932 Shelbyville Road Suite 202, Louisville, KY, 40207, USA","city":"Louisville","state":"KY","country":"USA","zip_code":40207},"Governance":{"value":null,"501c3 determination":false,"501c determination":false,"Number of voting members":null,"Number of independent voting members":null,"Number of employees total":null,"Total Gross UBI":null,"Net unrelated business taxable income":null,"Number of employees":null,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":false,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":182377,"Contributions":{"value":119243,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":119243,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":52909,"Total revenue":52909,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":403,"Investment income total":403,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":9822,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":9822,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":159207,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":58510,"Fundraising professional":0,"Fees to independent contractors":58510},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":100697,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":360,"Itemized Expenses":100337,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":327374,"Non-interest bearing cash":0,"Savings and temp cash investments":327374,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":327374,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1270445286412212,"percentile":0.6665131344438876},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":2.056278932459,"percentile":0.6233155944343253},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.00922474487348223,"percentile":0.3329058238991492},"Asset Growth":{"score":0.09136801439106797,"percentile":0.6607887066011332},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":0.0,"percentile":0.3578721869904765},"Overall Score":{"score":0.5428372053886682,"percentile":0.43648296540485}},"source_xml":"202042449349200604_public.xml"},{"Organization":{"value":null,"Person":["Gary Broady","BILLY BINGHAM","Edna Hughes","JODI STACY","KEVIN ATWOOD","CHRISTY CARPENTER","DOC MEREDITH","PAUL GOODPASTER","COREY CRAIG","KATHY SAMPLES"],"Title":["Secretary","Director","President","Director","Director","Director","Vice President","Director","Director","Director"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the bluegrass community bankers association is to create and promote an environment in kentucky where community banks flourish. we strive to achieve this goal through a three-part approach: shared knowledge, group benefits and representation.","year":2024,"name":"Bluegrass Bankers Association Inc","phone":2707762200,"website":"bluegrassbankers.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1999,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"PO Box 401, Franklin, KY, 42135, USA","city":"Franklin","state":"KY","country":"USA","zip_code":42135},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":278360,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":267434,"Total revenue":{"value":267434,"CONVENTION & FORUM INCOME":133637,"Membership Dues & Assessments":29500,"ROYALTIES":69297,"SPONSORSHIP INCOME":35000},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":802,"Investment income total":802,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":10124,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":10124,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":232153,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":232153,"Management services":63000,"Legal":0,"Accounting":1532,"Lobbying services":41505,"Investment management fees":0,"Other services":0,"Advertising":17266,"Office expenses":172,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":20817,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":87661,"ANNUAL CONVENTION EXPENSE":80411,"SCHOLARSHIPS":6350,"MISCELLANEOUS":500,"DUES AND SUBSCRIPTIONS":400},"All other expenses":200},"Functional Expenses":{"value":null,"Program Service Expenses":232153,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":382246,"Non-interest bearing cash":0,"Savings and temp cash investments":382246,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":382246,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1659972697226613,"percentile":0.7187841307735844},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":1.6465262133162182,"percentile":0.5641081034763944},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.48038590188085256,"percentile":0.9257909804704537},"Revenue Growth":{"score":0.06692421957154904,"percentile":0.6710184719351395},"Asset Growth":{"score":0.03155582011499503,"percentile":0.4524228396835619},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8520625446722955,"percentile":0.9819929793377827}},"source_xml":"202541499349300424_public.xml"},{"Organization":{"value":null,"Person":["MARK WOLFORD","BILLY BINGHAM","Robert P Ross","JODI STACY","PAUL GOODPASTER","COREY CRAIG","KATHY SAMPLES"],"Title":["President","Director","Executive Dir.","Director","Director","Vice President","Treasurer"],"Hours":[10.0,5.0,10.0,5.0,5.0,10.0,10.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Assist kentucky's community banks","year":2018,"name":"Bluegrass Bankers Association Inc","phone":5028970553,"website":null,"type":"990EZ","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"3932 Shelbyville Road Suite 202, Louisville, KY, 40207, USA","city":"Louisville","state":"KY","country":"USA","zip_code":40207},"Governance":{"value":null,"501c3 determination":false,"501c determination":false,"Number of voting members":null,"Number of independent voting members":null,"Number of employees total":null,"Total Gross UBI":null,"Net unrelated business taxable income":null,"Number of employees":null,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":false,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":184222,"Contributions":{"value":123350,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":123350,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":54261,"Total revenue":54261,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":383,"Investment income total":383,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":6228,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":6228,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":152334,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":64236,"Fundraising professional":0,"Fees to independent contractors":64236},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":88098,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":414,"Itemized Expenses":87684,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":304204,"Non-interest bearing cash":0,"Savings and temp cash investments":304204,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":304204,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.17309550433715842,"percentile":0.7272587018633173},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":1.9969540614701906,"percentile":0.6156947322280423},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":0.0,"percentile":0.3578721869904765},"Overall Score":{"score":0.5785239825907383,"percentile":0.5420630779682276}},"source_xml":"201921169349200022_public.xml"},{"Organization":{"value":null,"Person":["Gary Broady","BILLY BINGHAM","Edna Hughes","JODI STACY","KEVIN ATWOOD","CHRISTY CARPENTER","DOC MEREDITH","PAUL GOODPASTER","COREY CRAIG","KATHY SAMPLES"],"Title":["Secretary","Director","President","Director","Director","Director","Vice President","Director","Director","Director"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the bluegrass community bankers association is to create and promote an environment in kentucky where community banks flourish. we strive to achieve this goal through a three-part approach: shared knowledge, group benefits and representation.","year":2023,"name":"Bluegrass Bankers Association Inc","phone":2707762200,"website":"bluegrassbankers.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1999,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"PO Box 401, Franklin, KY, 42135, USA","city":"Franklin","state":"KY","country":"USA","zip_code":42135},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":254047,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":239967,"Total revenue":{"value":239967,"CONVENTION & FORUM INCOME":105311,"Membership Dues & Assessments":31370,"ROYALTIES":68286,"SPONSORSHIP INCOME":35000},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":698,"Investment income total":698,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":13382,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":13382,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":220850,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":220850,"Management services":55000,"Legal":0,"Accounting":1443,"Lobbying services":41255,"Investment management fees":0,"Other services":0,"Advertising":15185,"Office expenses":136,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":23321,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":84310,"ANNUAL CONVENTION EXPENSE":74004,"SCHOLARSHIPS":7500,"CHARTIABLE CONTRIBUTION":2311,"MISCELLANEOUS":495},"All other expenses":200},"Functional Expenses":{"value":null,"Program Service Expenses":220850,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":336039,"Non-interest bearing cash":0,"Savings and temp cash investments":336039,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":336039,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.13067267080500852,"percentile":0.6718527949352301},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":1.521571202173421,"percentile":0.5423353951359458},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.625987764611386,"percentile":0.9533937845811614},"Revenue Growth":{"score":0.0429612363675269,"percentile":0.5757401414560686},"Asset Growth":{"score":0.020521432152693354,"percentile":0.40601072045266},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8340496884586772,"percentile":0.9756152678704811}},"source_xml":"202432399349300978_public.xml"},{"Organization":{"value":null,"Person":["MARK WOLFORD","BILLY BINGHAM","Robert P Ross","JODI STACY","ALEX DOWNING","CHRISTY CARPENTER","MARK ROSS","Gary Broady","PAUL GOODPASTER","COREY CRAIG","KATHY SAMPLES"],"Title":["Director","Director","Secretary","Director","Vice President","Director","Director","Executive Dir.","Director","President","Treasurer"],"Hours":[5.0,5.0,10.0,5.0,10.0,5.0,5.0,10.0,5.0,10.0,10.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Assist kentucky's community banks","year":2020,"name":"Bluegrass Bankers Association Inc","phone":2707762200,"website":"bluegrassbankers.com","type":"990EZ","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"PO Box 401, Franklin, KY, 42135, USA","city":"Franklin","state":"KY","country":"USA","zip_code":42135},"Governance":{"value":null,"501c3 determination":false,"501c determination":false,"Number of voting members":null,"Number of independent voting members":null,"Number of employees total":null,"Total Gross UBI":null,"Net unrelated business taxable income":null,"Number of employees":null,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":false,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":117794,"Contributions":{"value":62000,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":62000,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":55428,"Total revenue":55428,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":366,"Investment income total":366,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":122161,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":90463,"Fundraising professional":0,"Fees to independent contractors":90463},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":31698,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":438,"Itemized Expenses":31260,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":323007,"Non-interest bearing cash":0,"Savings and temp cash investments":323007,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":323007,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.03707319557872218,"percentile":0.3063234827466806},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":2.6441090036918493,"percentile":0.6843849523640537},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.12282610155379181,"percentile":0.12173632102794882},"Asset Growth":{"score":0.057133542152137784,"percentile":0.5534989501873794},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":0.0,"percentile":0.3578721869904765},"Overall Score":{"score":0.4351415761114942,"percentile":0.18263481017354072}},"source_xml":"202141309349201109_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["Gary Broady","BILLY BINGHAM","Edna Hughes","JODI STACY","KEVIN ATWOOD","CHRISTY CARPENTER","DOC MEREDITH","PAUL GOODPASTER","COREY CRAIG","KATHY SAMPLES"],"Title":["Secretary","Director","President","Director","Director","Director","Vice President","Director","Director","Director"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0,5.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"The mission of the bluegrass community bankers association is to create and promote an environment in kentucky where community banks flourish. we strive to achieve this goal through a three-part approach: shared knowledge, group benefits and representation.","year":2024,"name":"Bluegrass Bankers Association Inc","phone":2707762200,"website":"bluegrassbankers.com","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1999,"state_legal_domicile":"KY","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"PO Box 401, Franklin, KY, 42135, USA","city":"Franklin","state":"KY","country":"USA","zip_code":42135},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":278360,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":267434,"Total revenue":{"value":267434,"CONVENTION & FORUM INCOME":133637,"Membership Dues & Assessments":29500,"ROYALTIES":69297,"SPONSORSHIP INCOME":35000},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":802,"Investment income total":802,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":10124,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":10124,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":232153,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":232153,"Management services":63000,"Legal":0,"Accounting":1532,"Lobbying services":41505,"Investment management fees":0,"Other services":0,"Advertising":17266,"Office expenses":172,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":20817,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":87661,"ANNUAL CONVENTION EXPENSE":80411,"SCHOLARSHIPS":6350,"MISCELLANEOUS":500,"DUES AND SUBSCRIPTIONS":400},"All other expenses":200},"Functional Expenses":{"value":null,"Program Service Expenses":232153,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":382246,"Non-interest bearing cash":0,"Savings and temp cash investments":382246,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":382246,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1659972697226613,"percentile":0.7187841307735844},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":1.6465262133162182,"percentile":0.5641081034763944},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.48038590188085256,"percentile":0.9257909804704537},"Revenue Growth":{"score":0.06692421957154904,"percentile":0.6710184719351395},"Asset Growth":{"score":0.03155582011499503,"percentile":0.4524228396835619},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8520625446722955,"percentile":0.9819929793377827}},"source_xml":"202541499349300424_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}