{"success":true,"data":{"_id":596898357,"filings":[{"Organization":{"value":null,"Person":["Scott Ross","Jorge Centurion","Osvaldo Mayoral","Rita Dargham","Stephen Morrow"],"Title":["President","Secretary","Trustee","Trustee","Treasurer"],"Hours":[0.5,0.25,0.25,0.25,0.25],"Total Compensation":[2000,1000,1000,1000,1000],"Direct compensation":[2000,1000,1000,1000,1000],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing malpractice insurance to dentists in south florida.","year":2024,"name":"South Florida Dentists Self-Insurance Trust","phone":3053746368,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Burt Redlus","year_formation":1986,"state_legal_domicile":"FL","total_volunteers":0,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"19 W FLAGLER ST STE 711, Miami, FL, 33130, USA","city":"Miami","state":"FL","country":"USA","zip_code":33130},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":115868,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":53533,"Total revenue":{"value":53533,"All Other Insurance Related Activities":0},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":62335,"Investment income total":62335,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":68845,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":6000,"Current officers":6000,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":62845,"Management services":37500,"Legal":0,"Accounting":19800,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":5545,"VARIOUS":5545},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1309163,"Non-interest bearing cash":0,"Savings and temp cash investments":491716,"Pledges and grants receivable":0,"Accounts receivable":48016,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":769431,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":310500,"Sum of Total Liabilities":0,"Accounts payable, accrued":15000,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":295500},"Fund balance":{"value":998663,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.40583249905064384,"percentile":0.8872469546102364},"Liabilities to Assets Ratio":{"score":0.2371744389354114,"percentile":0.23088086845516384},"Operating Reserve Ratio":{"score":19.01609412448253,"percentile":0.9427319790657683},"Officer Compensation Ratio":{"score":0.08715229864187668,"percentile":0.5972370841792642},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.0008359607172097,"percentile":0.3735754934906299},"Asset Growth":{"score":-0.010115691830364933,"percentile":0.2799631156767626},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6194735342691856,"percentile":0.6612451486216155}},"source_xml":"202511419349300401_public.xml"},{"Organization":{"value":null,"Person":["OSVALDO MAYORAL","OLIN MCKENZIE","STEPHEN MORROW","JORGE CENTURION","GARY LUBEL","SCOTT ROSS","DONALD CARMONA","RITA DURGHAM","MICHAEL ROSENBERG"],"Title":["TRUSTEE","VICE PRESIDENT","TRUSTEE","SECRETARY","TREASURER","PRESIDENT","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[1.0,1.0,1.0,1.0,1.0,2.0,1.0,1.0,1.0],"Total Compensation":[500,500,250,750,750,1500,0,750,0],"Direct compensation":[500,500,250,750,750,1500,0,750,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing malpractice insurance","year":2017,"name":"SOUTH FLA DENTISTS SELF-INSURANCE TRUST C/O DENTAL SERVICE AGENTS INC","phone":3053746368,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT ROSS","year_formation":1986,"state_legal_domicile":"FL","total_volunteers":0,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"19 W FLAGLER STREET NO 711, MIAMI, FL, 33130, USA","city":"MIAMI","state":"FL","country":"USA","zip_code":33130},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":41635,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":32848,"Total revenue":32848,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":8787,"Investment income total":7978,"Net investment gain":809,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":265250,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":50000,"Benefits paid to members Total":50000},"Salaries":{"value":5000,"Current officers":5000,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":210250,"Management services":0,"Legal":135380,"Accounting":26670,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":48200,"SERVICE AGENT FEES":45170,"PREMIUM TAXES":1646,"SURETY BOND":1122,"BANK CHARGES":262},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1224938,"Non-interest bearing cash":0,"Savings and temp cash investments":1172600,"Pledges and grants receivable":0,"Accounts receivable":51423,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":915},"Liabilities":{"value":499292,"Sum of Total Liabilities":0,"Accounts payable, accrued":15000,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":484292},"Fund balance":{"value":725646,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-5.3708418397982465,"percentile":0.012775851038961382},"Liabilities to Assets Ratio":{"score":0.4076059359739024,"percentile":0.16228063706813628},"Operating Reserve Ratio":{"score":4.618050895381716,"percentile":0.7934671568323324},"Officer Compensation Ratio":{"score":0.01885014137606032,"percentile":0.9182480304481411},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.150537092300068,"percentile":0.10120550941234671},"Asset Growth":{"score":-0.03490831969916133,"percentile":0.19895974769732314},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.429657111733554,"percentile":0.17239579448214268}},"source_xml":"201802289349300320_public.xml"},{"Organization":{"value":null,"Person":["OSVALDO MAYORAL","OLIN MCKENZIE","STEPHEN MORROW","JORGE CENTURION","GARY LUBEL","SCOTT ROSS","DONALD CARMONA","RITA DURGHAM","MICHAEL ROSENBERG"],"Title":["TRUSTEE","VICE PRESIDENT","TRUSTEE","SECRETARY","TREASURER","PRESIDENT","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[1.0,1.0,1.0,1.0,1.0,2.0,1.0,1.0,1.0],"Total Compensation":[750,1000,1000,500,1000,2000,1000,0,250],"Direct compensation":[750,1000,1000,500,1000,2000,1000,0,250],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing malpractice insurance","year":2016,"name":"SOUTH FLA DENTISTS SELF-INSURANCE TRUST C/O DENTAL SERVICE AGENTS INC","phone":3053746368,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT ROSS","year_formation":1986,"state_legal_domicile":"FL","total_volunteers":0,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"19 W FLAGLER STREET NO 711, MIAMI, FL, 33130, USA","city":"MIAMI","state":"FL","country":"USA","zip_code":33130},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":98154,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":96632,"Total revenue":96632,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1522,"Investment income total":1381,"Net investment gain":141,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":106550,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":7500,"Current officers":7500,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":99050,"Management services":0,"Legal":22585,"Accounting":28866,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":47599,"SERVICE AGENT FEES":40500,"PREMIUM TAXES":4454,"BANK CHARGES":1523,"SURETY BOND":1122},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1340177,"Non-interest bearing cash":0,"Savings and temp cash investments":775450,"Pledges and grants receivable":0,"Accounts receivable":64725,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":499908,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":94},"Liabilities":{"value":389390,"Sum of Total Liabilities":0,"Accounts payable, accrued":15000,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":374390},"Fund balance":{"value":950787,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.0855390508792306,"percentile":0.23860456329016022},"Liabilities to Assets Ratio":{"score":0.2905511734644006,"percentile":0.20582425073701358},"Operating Reserve Ratio":{"score":12.577916471140309,"percentile":0.9124510257041921},"Officer Compensation Ratio":{"score":0.07038948850305021,"percentile":0.6633571781258257},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.021416960747822074,"percentile":0.29203597798452396},"Asset Growth":{"score":-0.022952484752748196,"percentile":0.23599350346961037},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4876249412622908,"percentile":0.2920122318630393}},"source_xml":"201810249349300026_public.xml"},{"Organization":{"value":null,"Person":["MICHAEL ROSENBERG","OLIN MCKENZIE","STEPHEN MORROW","DONALD CARMONA","GARY LUBEL","SCOTT ROSS","JORGE CENTURION"],"Title":["TRUSTEE","VICE PRESIDENT","TRUSTEE","SECRETARY","TREASURER","PRESIDENT","TRUSTEE"],"Hours":[1.0,1.0,1.0,1.0,1.0,2.0,1.0],"Total Compensation":[1000,1000,1000,1000,1000,2000,1000],"Direct compensation":[1000,1000,1000,1000,1000,2000,1000],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing malpractice insurance","year":2014,"name":"SOUTH FLA DENTISTS SELF-INSURANCE TRUST C/O DENTAL SERVICE AGENTS INC","phone":3053746368,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT ROSS","year_formation":1986,"state_legal_domicile":"FL","total_volunteers":0,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"19 W FLAGLER STREET NO 711, MIAMI, FL, 33130, USA","city":"MIAMI","state":"FL","country":"USA","zip_code":33130},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":104229,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":100475,"Total revenue":100475,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3754,"Investment income total":3809,"Net investment gain":-55,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":133667,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":8000,"Current officers":0,"Disqualified persons":8000,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":125667,"Management services":0,"Legal":41743,"Accounting":33000,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":50103,"SERVICE AGENT FEES":41250,"BANK CHARGES":4419,"PREMIUM TAXES":2966,"SURETY BOND":1468},"All other expenses":821},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1404677,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":60584,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":1099951,"Investments other":243211,"Investments program related":0,"Intangible assets":0,"Other assets":931},"Liabilities":{"value":360209,"Sum of Total Liabilities":0,"Accounts payable, accrued":15000,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":345209},"Fund balance":{"value":1044468,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.28243579042301087,"percentile":0.11848767771439705},"Liabilities to Assets Ratio":{"score":0.25643546523506827,"percentile":0.22132795997594362},"Operating Reserve Ratio":{"score":10.50877927985217,"percentile":0.8967851116928196},"Officer Compensation Ratio":{"score":0.059850224812406955,"percentile":0.7099959121817472},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5063338704856711,"percentile":0.337292163420282}},"source_xml":"201530769349300603_public.xml"},{"Organization":{"value":null,"Person":["OSVALDO MAYORAL","OLIN MCKENZIE","STEPHEN MORROW","JORGE CENTURION","GARY LUBEL","SCOTT ROSS","RITA DURGHAM"],"Title":["TRUSTEE","VICE PRESIDENT","TRUSTEE","SECRETARY","TREASURER","PRESIDENT","TRUSTEE"],"Hours":[1.0,1.0,1.0,1.0,1.0,2.0,1.0],"Total Compensation":[1000,500,1000,1000,500,2000,0],"Direct compensation":[1000,500,1000,1000,500,2000,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing malpractice insurance","year":2019,"name":"SOUTH FLA DENTISTS SELF-INSURANCE TRUST C/O DENTAL SERVICE AGENTS INC","phone":3053746368,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT ROSS","year_formation":1986,"state_legal_domicile":"FL","total_volunteers":0,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"19 W FLAGLER STREET NO 711, MIAMI, FL, 33130, USA","city":"MIAMI","state":"FL","country":"USA","zip_code":33130},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":130040,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":78073,"Total revenue":78073,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":51967,"Investment income total":31899,"Net investment gain":20068,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":75804,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":6500,"Current officers":6500,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":69304,"Management services":0,"Legal":0,"Accounting":26580,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":43372,"SERVICE AGENT FEES":37500,"BANK CHARGES":2405,"PREMIUM TAXES":2309,"SURETY BOND":1158},"All other expenses":-648},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1283891,"Non-interest bearing cash":0,"Savings and temp cash investments":471523,"Pledges and grants receivable":0,"Accounts receivable":71959,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":739614,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":795},"Liabilities":{"value":334250,"Sum of Total Liabilities":0,"Accounts payable, accrued":15000,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":319250},"Fund balance":{"value":949641,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.41707167025530606,"percentile":0.8915390633868652},"Liabilities to Assets Ratio":{"score":0.2603414152759074,"percentile":0.21948890833501303},"Operating Reserve Ratio":{"score":16.936982217297242,"percentile":0.9349130674041112},"Officer Compensation Ratio":{"score":0.0791514959632737,"percentile":0.6276930395248559},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.005627495545527508,"percentile":0.3463853895361257},"Asset Growth":{"score":-0.024101107920759295,"percentile":0.23213349007395087},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6152727603919138,"percentile":0.6495420450793469}},"source_xml":"202033189349305093_public.xml"},{"Organization":{"value":null,"Person":["MICHAEL ROSENBERG","OLIN MCKENZIE","STEPHEN MORROW","DONALD CARMONA","GARY LUBEL","SCOTT ROSS","JORGE CENTURION"],"Title":["TRUSTEE","VICE PRESIDENT","TRUSTEE","SECRETARY","TREASURER","PRESIDENT","TRUSTEE"],"Hours":[1.0,1.0,1.0,1.0,1.0,2.0,1.0],"Total Compensation":[750,250,750,750,500,1500,750],"Direct compensation":[750,250,750,750,500,1500,750],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing malpractice insurance","year":2015,"name":"SOUTH FLA DENTISTS SELF-INSURANCE TRUST C/O DENTAL SERVICE AGENTS INC","phone":3053746368,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT ROSS","year_formation":1986,"state_legal_domicile":"FL","total_volunteers":0,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"19 W FLAGLER STREET NO 711, MIAMI, FL, 33130, USA","city":"MIAMI","state":"FL","country":"USA","zip_code":33130},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":113337,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":109059,"Total revenue":109059,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4278,"Investment income total":3662,"Net investment gain":616,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":253881,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":5250,"Current officers":5250,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":248631,"Management services":0,"Legal":80290,"Accounting":29200,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":137692,"LOSS RESERVE ADJUSTMENT":90000,"SERVICE AGENT FEES":42000,"BANK CHARGES":3159,"PREMIUM TAXES":2533},"All other expenses":1449},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1352078,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":60445,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":624720,"Investments other":666044,"Investments program related":0,"Intangible assets":0,"Other assets":869},"Liabilities":{"value":449000,"Sum of Total Liabilities":0,"Accounts payable, accrued":15000,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":434000},"Fund balance":{"value":903078,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-1.2400539982529977,"percentile":0.03500208593225683},"Liabilities to Assets Ratio":{"score":0.33208143317175487,"percentile":0.188832380418627},"Operating Reserve Ratio":{"score":5.325636814097943,"percentile":0.815810570950308},"Officer Compensation Ratio":{"score":0.020678979521901994,"percentile":0.9087879301427513},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.02101081107583688,"percentile":0.4698437868768882},"Asset Growth":{"score":-0.027328503319290594,"percentile":0.221460138100334},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4745593239953815,"percentile":0.26233190537604817}},"source_xml":"201613199349305031_public.xml"},{"Organization":{"value":null,"Person":["BURT REDLUS","OLIN MCKENZIE","STEPHEN MORROW","JORGE CENTURION","GARY LUBEL","SCOTT ROSS","RITA DURGHAM"],"Title":["KEY PERSON","VICE PRESIDENT","TRUSTEE","SECRETARY","TREASURER","PRESIDENT","TRUSTEE"],"Hours":[1.0,1.0,1.0,1.0,1.0,2.0,1.0],"Total Compensation":[2890,750,1000,1000,1250,2000,750],"Direct compensation":[2890,750,1000,1000,1250,2000,750],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing malpractice insurance","year":2020,"name":"SOUTH FLA DENTISTS SELF-INSURANCE TRUST C/O DENTAL SERVICE AGENTS INC","phone":3053746368,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT ROSS","year_formation":1986,"state_legal_domicile":"FL","total_volunteers":0,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"19 W FLAGLER STREET NO 711, MIAMI, FL, 33130, USA","city":"MIAMI","state":"FL","country":"USA","zip_code":33130},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":85519,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":73500,"Total revenue":73500,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":12019,"Investment income total":12019,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":63632,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":9640,"Current officers":9640,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":53992,"Management services":0,"Legal":964,"Accounting":9200,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":43551,"SERVICE AGENT FEES":37500,"BANK CHARGES":2721,"INSURANCE PREMIUM TAX":2174,"SURETY BOND":1156},"All other expenses":277},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1266528,"Non-interest bearing cash":0,"Savings and temp cash investments":1235438,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":31090},"Liabilities":{"value":295000,"Sum of Total Liabilities":0,"Accounts payable, accrued":15000,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":280000},"Fund balance":{"value":971528,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.25593143044235783,"percentile":0.8053547012144059},"Liabilities to Assets Ratio":{"score":0.23292023547841026,"percentile":0.23304561536331206},"Operating Reserve Ratio":{"score":19.90394769927081,"percentile":0.9456495708894785},"Officer Compensation Ratio":{"score":0.15149610258989188,"percentile":0.40878036010894986},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.01573649344393964,"percentile":0.3101484356430321},"Asset Growth":{"score":-0.019828195809193632,"percentile":0.24640107299849417},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5842175042216622,"percentile":0.5589699828993099}},"source_xml":"202103199349310540_public.xml"},{"Organization":{"value":null,"Person":["OSVALDO MAYORAL","OLIN MCKENZIE","STEPHEN MORROW","JORGE CENTURION","GARY LUBEL","SCOTT ROSS","RITA DURGHAM"],"Title":["TRUSTEE","VICE PRESIDENT","TRUSTEE","SECRETARY","TREASURER","PRESIDENT","TRUSTEE"],"Hours":[1.0,1.0,1.0,1.0,1.0,2.0,1.0],"Total Compensation":[1000,500,1000,250,1000,2000,1000],"Direct compensation":[1000,500,1000,250,1000,2000,1000],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing malpractice insurance","year":2018,"name":"SOUTH FLA DENTISTS SELF-INSURANCE TRUST C/O DENTAL SERVICE AGENTS INC","phone":3053746368,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT ROSS","year_formation":1986,"state_legal_domicile":"FL","total_volunteers":0,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"19 W FLAGLER STREET NO 711, MIAMI, FL, 33130, USA","city":"MIAMI","state":"FL","country":"USA","zip_code":33130},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":100330,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":85801,"Total revenue":85801,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":14529,"Investment income total":11884,"Net investment gain":2645,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":-91240,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":6750,"Current officers":6750,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":-97990,"Management services":0,"Legal":965,"Accounting":24900,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":26145,"SERVICE AGENT FEES":20600,"PREMIUM TAXES":2347,"BANK CHARGES":2076,"SURETY BOND":1122},"All other expenses":-150000},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1237966,"Non-interest bearing cash":0,"Savings and temp cash investments":342175,"Pledges and grants receivable":0,"Accounts receivable":52379,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":842825,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":587},"Liabilities":{"value":316470,"Sum of Total Liabilities":0,"Accounts payable, accrued":15000,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":301470},"Fund balance":{"value":921496,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":null,"percentile":null},"Liabilities to Assets Ratio":{"score":0.2556370691925303,"percentile":0.2217011780746043},"Operating Reserve Ratio":{"score":-13.568237615081104,"percentile":6.406293607509227e-05},"Officer Compensation Ratio":{"score":-0.07398071021481806,"percentile":0.9998500644918041},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.07418974835044363,"percentile":0.17715044664517082},"Asset Growth":{"score":-0.032253112257148234,"percentile":0.20643642094219877},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4855995606608652,"percentile":0.28735418866914797}},"source_xml":"201901379349300810_public.xml"},{"Organization":{"value":null,"Person":["Scott Ross","Olin McKenzie","Stephen Morrow","Jorge Centurion","Rita Durgham","Osvaldo Mayoral"],"Title":["President","Vice President","Treasurer","Secretary","Trustee","Trustee"],"Hours":[0.5,0.25,0.25,0.25,0.25,0.25],"Total Compensation":[2000,500,1000,1000,750,1000],"Direct compensation":[2000,500,1000,1000,750,1000],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing malpractice insurance to dentists in south florida.","year":2022,"name":"South Florida Dentists Self-Insurance Trust","phone":3053746368,"website":"N A","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1986,"state_legal_domicile":"FL","total_volunteers":0,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"19 W FLAGLER ST STE 711, Miami, FL, 33130, USA","city":"Miami","state":"FL","country":"USA","zip_code":33130},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":71959,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":65633,"Total revenue":{"value":65633,"Earned Premiums":0},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":6326,"Investment income total":6326,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":79689,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":6250,"Current officers":6250,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":73439,"Management services":37500,"Legal":1586,"Accounting":28520,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":5833,"VARIOUS":5833},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1218826,"Non-interest bearing cash":0,"Savings and temp cash investments":325881,"Pledges and grants receivable":0,"Accounts receivable":828,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":892117,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":308750,"Sum of Total Liabilities":0,"Accounts payable, accrued":15000,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":293750},"Fund balance":{"value":910076,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.10742228213288123,"percentile":0.21588288127264899},"Liabilities to Assets Ratio":{"score":0.2533175367115569,"percentile":0.2228267727245167},"Operating Reserve Ratio":{"score":15.294783470742512,"percentile":0.9275959483931622},"Officer Compensation Ratio":{"score":0.07842989622156132,"percentile":0.6305569542481809},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.029174772869862045,"percentile":0.2694563687007101},"Asset Growth":{"score":-0.017540809284816605,"percentile":0.2541281088205287},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4821992790899851,"percentile":0.2795741846174583}},"source_xml":"202323129349303902_public.xml"},{"Organization":{"value":null,"Person":["Scott Ross","Jorge Centurion","Osvaldo Mayoral","Rita Dargham","Stephen Morrow"],"Title":["President","Secretary","Trustee","Trustee","Treasurer"],"Hours":[0.5,0.25,0.25,0.25,0.25],"Total Compensation":[2000,1000,1000,1000,1000],"Direct compensation":[2000,1000,1000,1000,1000],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing malpractice insurance to dentists in south florida.","year":2023,"name":"South Florida Dentists Self-Insurance Trust","phone":3053746368,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Burt Redlus","year_formation":1986,"state_legal_domicile":"FL","total_volunteers":0,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"19 W FLAGLER ST STE 711, Miami, FL, 33130, USA","city":"Miami","state":"FL","country":"USA","zip_code":33130},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":112174,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":57164,"Total revenue":{"value":57164,"Earned Premium":0},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":55010,"Investment income total":55010,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":72936,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":6000,"Current officers":6000,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":66936,"Management services":37500,"Legal":1225,"Accounting":22000,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6211,"VARIOUS":6211},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1257467,"Non-interest bearing cash":0,"Savings and temp cash investments":616333,"Pledges and grants receivable":0,"Accounts receivable":42932,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":598202,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":305250,"Sum of Total Liabilities":0,"Accounts payable, accrued":15000,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":290250},"Fund balance":{"value":952217,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3497958528714319,"percentile":0.8626370300563783},"Liabilities to Assets Ratio":{"score":0.2427499091427449,"percentile":0.22804199379581241},"Operating Reserve Ratio":{"score":17.24069046835582,"percentile":0.9361171272562734},"Officer Compensation Ratio":{"score":0.08226390259953932,"percentile":0.6155414259111024},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.01024425223534465,"percentile":0.32914782839485746},"Asset Growth":{"score":-0.014106781365534699,"percentile":0.26592010209634503},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6100918820109207,"percentile":0.6347403788869772}},"source_xml":"202442269349300404_public.xml"},{"Organization":{"value":null,"Person":["MICHAEL ROSENBERG","OLIN MCKENZIE","STEPHEN MORROW","DONALD CARMONA","GARY LUBEL","SCOTT ROSS","JORGE CENTURION"],"Title":["TRUSTEE","VICE PRESIDENT","TRUSTEE","SECRETARY","TREASURER","PRESIDENT","TRUSTEE"],"Hours":[1.0,1.0,1.0,1.0,1.0,2.0,1.0],"Total Compensation":[750,250,750,750,750,1500,500],"Direct compensation":[750,250,750,750,750,1500,500],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing malpractice insurance","year":2013,"name":"SOUTH FLA DENTISTS SELF-INSURANCE TRUST C/O DENTAL SERVICE AGENTS INC","phone":3053746368,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"SCOTT ROSS","year_formation":1986,"state_legal_domicile":"FL","total_volunteers":0,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"19 W FLAGLER STREET NO 711, MIAMI, FL, 33130, USA","city":"MIAMI","state":"FL","country":"USA","zip_code":33130},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":108766,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":105193,"Total revenue":105193,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3573,"Investment income total":3264,"Net investment gain":309,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":109869,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":5250,"Current officers":0,"Disqualified persons":5250,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":104619,"Management services":0,"Legal":29454,"Accounting":24800,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":50365,"SERVICE AGENT FEES":41574,"BANK CHARGES":4789,"PREMIUM TAXES":2534,"SURETY BOND":1468},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1428326,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":58318,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":1274441,"Investments other":94886,"Investments program related":0,"Intangible assets":0,"Other assets":681},"Liabilities":{"value":355125,"Sum of Total Liabilities":0,"Accounts payable, accrued":15000,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":340125},"Fund balance":{"value":1073201,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.010141036721034146,"percentile":0.36003435317451987},"Liabilities to Assets Ratio":{"score":0.24863021467088045,"percentile":0.22511503802645874},"Operating Reserve Ratio":{"score":13.00026395070493,"percentile":0.9151632927864124},"Officer Compensation Ratio":{"score":0.04778417934085138,"percentile":0.7677757824362518},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5663775388273862,"percentile":0.5059740423883531}},"source_xml":"201441339349300909_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["Scott Ross","Jorge Centurion","Osvaldo Mayoral","Rita Dargham","Stephen Morrow"],"Title":["President","Secretary","Trustee","Trustee","Treasurer"],"Hours":[0.5,0.25,0.25,0.25,0.25],"Total Compensation":[2000,1000,1000,1000,1000],"Direct compensation":[2000,1000,1000,1000,1000],"Other compensation":[0,0,0,0,0]},"Basic":{"value":null,"mission":"Providing malpractice insurance to dentists in south florida.","year":2024,"name":"South Florida Dentists Self-Insurance Trust","phone":3053746368,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Burt Redlus","year_formation":1986,"state_legal_domicile":"FL","total_volunteers":0,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"19 W FLAGLER ST STE 711, Miami, FL, 33130, USA","city":"Miami","state":"FL","country":"USA","zip_code":33130},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":115868,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":53533,"Total revenue":{"value":53533,"All Other Insurance Related Activities":0},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":62335,"Investment income total":62335,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":68845,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":6000,"Current officers":6000,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":62845,"Management services":37500,"Legal":0,"Accounting":19800,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":5545,"VARIOUS":5545},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1309163,"Non-interest bearing cash":0,"Savings and temp cash investments":491716,"Pledges and grants receivable":0,"Accounts receivable":48016,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":769431,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":310500,"Sum of Total Liabilities":0,"Accounts payable, accrued":15000,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":295500},"Fund balance":{"value":998663,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.40583249905064384,"percentile":0.8872469546102364},"Liabilities to Assets Ratio":{"score":0.2371744389354114,"percentile":0.23088086845516384},"Operating Reserve Ratio":{"score":19.01609412448253,"percentile":0.9427319790657683},"Officer Compensation Ratio":{"score":0.08715229864187668,"percentile":0.5972370841792642},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.0008359607172097,"percentile":0.3735754934906299},"Asset Growth":{"score":-0.010115691830364933,"percentile":0.2799631156767626},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6194735342691856,"percentile":0.6612451486216155}},"source_xml":"202511419349300401_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}