{"success":true,"data":{"_id":581526202,"filings":[{"Organization":{"value":null,"Person":["AL TORPIE","RYAN SCHNEIDER","JENNIFER SAWYER","HEATHER COLEMAN","PAMELA O'QUINN","BEN JOHNSON","CARI CLARK PHELPS","VAN COOPER","CHARLES GILLIS","ED CHISOLM","WILL GREEN","MARK CORRIGAN","HERBERT MOODY","PAMELA E PARKER","BRENDAN FERRARA","CARLTON MIDDLETON","ROB SPARKS","REEVES SKEEN","KARL BOHNSTEDT","MARIE MURPHEY","RONALD P WELLER","ANTHONY O'REILLY"],"Title":["CHAIRMAN","VICE CHAIRMAN","SECRETARY","ASSISTANT SECRETARY","TREASURER","LOAN COMMITTE CHAIR","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","EXECUTIVE DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,110847],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,100872],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9975]},"Basic":{"value":null,"mission":"Exempt purpose is to foster economic development in the greater savannah and surrounding region.","year":2013,"name":"SMALL BUSINESS ASSISTANCE CORPORATION","phone":9122324700,"website":"WWW.SBACSAV.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"HUGH ANTHONY O'REILLY","year_formation":1982,"state_legal_domicile":"GA","total_volunteers":0,"tax_period_begin":"2013-10-01T00:00:00","tax_period_end":"2014-09-30T00:00:00","address":"111 E LIBERTY ST NO 101, SAVANNAH, GA, 31401, USA","city":"SAVANNAH","state":"GA","country":"USA","zip_code":31401},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":17,"Number of independent voting members":17,"Number of employees total":12,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":12,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2274980,"Contributions":{"value":387845,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":387845,"Related organizations":0},"Program revenue":{"value":1667060,"Total revenue":1667060,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":186196,"Investment income total":186196,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":33879,"Other total":0,"Royalties revenue":0,"Net rental income":33879,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1038121,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":641538,"Current officers":101959,"Disqualified persons":0,"Other salaries and wages":401646,"Pension plan contributions":39657,"Other employee benefits":58311,"Payroll taxes":39965},"Other expenses":{"value":396583,"Management services":0,"Legal":9990,"Accounting":13927,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":5855,"Office expenses":14796,"Information technology":0,"Royalties":0,"Occupancy":39545,"Travel":15674,"Conferences and meetings":0,"Interest":22219,"Payments to affiliates":0,"Depreciation and depletion":21086,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":204606,"BAD DEBT EXPENSE":155223,"BOARD EXPENSES":17306,"CONSULTANTS":17000,"DUES AND SUBSCRIPTIONS":15077},"All other expenses":48885},"Functional Expenses":{"value":null,"Program Service Expenses":704192,"Management And General Expenses":333929,"Fundraising Expenses":0}},"Assets":{"value":6469151,"Non-interest bearing cash":34420,"Savings and temp cash investments":2088877,"Pledges and grants receivable":0,"Accounts receivable":44675,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":3158887,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":244226,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":898066},"Liabilities":{"value":2682660,"Sum of Total Liabilities":0,"Accounts payable, accrued":2843,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1319989,"Unsecured notes loans payable":0,"Other liabilities":1359828},"Fund balance":{"value":3786491,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":619802,"Temporarily restricted net assets":3166689,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6783332578764903,"percentile":0.525154068619948},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5436790653104643,"percentile":0.9296823778364144},"Liabilities to Assets Ratio":{"score":0.41468501817317294,"percentile":0.1599829491358219},"Operating Reserve Ratio":{"score":6.231596316807001,"percentile":0.8381275111104735},"Officer Compensation Ratio":{"score":0.10677657036125847,"percentile":0.5300654881182215},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6965424152427068,"percentile":0.8429468302728012}},"source_xml":"201520379349300922_public.xml"},{"Organization":{"value":null,"Person":["HUGH ANTHONY O'REILLY","KARL BOHNSTEDT","CAROL BROOKS","CHEVANESE SAMMS BROWN","MARK CORRIGAN","LEIA DEDIC","MIKE ENGLISH","BRENDAN FERRARA","T BRETT GOODWIN","JEFFREY A HEEDER","PETER HOFFMAN","INESSA KOROVYAKOVSKAYA","QUENTIN MARLIN","LAURA M MOORE","W CLAY PRICE","BRET T PRUEHS","MARK SPROSTY","AL TORPIE","RONALD P WELLER","TONY WIGGINS"],"Title":["EXECUTIVE DI","EX-OFFICIO T","LOAN COMMITT","ASSISTANT SE","EX-OFFICIO T","TRUSTEE","TRUSTEE","SECRETARY","CHAIRMAN","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","EX-OFFICIO T","EX-OFFICIO T","TREASURER"],"Hours":[5.0,1.0,5.0,5.0,1.0,1.0,1.0,5.0,5.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,5.0],"Total Compensation":[142449,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[114144,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[28305,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Exempt purpose is to foster economic development in savannah, georgia and the surrounding region.","year":2020,"name":"SMALL BUSINESS ASSISTANCE CORPORATION","phone":9122324700,"website":"WWW.SBACSAV.COM","type":"990","affiliation":null,"foreign_countries":["Georgia"],"principal_officer":"HUGH ANTHONY O'REILLY","year_formation":1982,"state_legal_domicile":"GA","total_volunteers":36,"tax_period_begin":"2020-10-01T00:00:00","tax_period_end":"2021-09-30T00:00:00","address":"111 E LIBERTY STREET SUITE 101, SAVANNAH, GA, 31401, USA","city":"SAVANNAH","state":"GA","country":"USA","zip_code":31401},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":14,"Number of independent voting members":14,"Number of employees total":17,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":17,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4720835,"Contributions":{"value":2956227,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":2956227,"Related organizations":0},"Program revenue":{"value":1538606,"Total revenue":1538606,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":215273,"Investment income total":215273,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":10729,"Other total":0,"Royalties revenue":0,"Net rental income":10729,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1778607,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":921661,"Current officers":120491,"Disqualified persons":0,"Other salaries and wages":598995,"Pension plan contributions":48120,"Other employee benefits":101922,"Payroll taxes":52133},"Other expenses":{"value":856946,"Management services":0,"Legal":0,"Accounting":27471,"Lobbying services":0,"Investment management fees":0,"Other services":26400,"Advertising":11738,"Office expenses":17489,"Information technology":0,"Royalties":0,"Occupancy":35902,"Travel":654,"Conferences and meetings":0,"Interest":46088,"Payments to affiliates":0,"Depreciation and depletion":7905,"Insurance":2798,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":648559,"BAD DEBT EXPENSE":565392,"DUES AND SUBSCRIPTIONS":51807,"BOARD EXPENSES":20327,"EQUIPMENT RENTAL":11033},"All other expenses":31942},"Functional Expenses":{"value":null,"Program Service Expenses":1190554,"Management And General Expenses":588053,"Fundraising Expenses":0}},"Assets":{"value":21273800,"Non-interest bearing cash":4587829,"Savings and temp cash investments":7496527,"Pledges and grants receivable":0,"Accounts receivable":320879,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":7505832,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":213265,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1149468},"Liabilities":{"value":9582156,"Sum of Total Liabilities":0,"Accounts payable, accrued":64545,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":3180983,"Unsecured notes loans payable":0,"Other liabilities":6336628},"Fund balance":{"value":11691644,"Net assets without donor restriction":10110014,"Net assets with donor restriction":1581630,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6693744036765851,"percentile":0.5208705581916171},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.6232431338947453,"percentile":0.9465265610405734},"Liabilities to Assets Ratio":{"score":0.45042051725596743,"percentile":0.14921472617836137},"Operating Reserve Ratio":{"score":11.960933472093611,"percentile":0.9082265095662939},"Officer Compensation Ratio":{"score":0.08009020542480717,"percentile":0.6240135147080873},"Program Expense Growth":{"score":0.07943985924836006,"percentile":0.6261648447602016},"Revenue Growth":{"score":0.06210673206558575,"percentile":0.6538822588064284},"Asset Growth":{"score":0.14014053777546778,"percentile":0.765895290127612},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6989165976416455,"percentile":0.8469649224869376}},"source_xml":"202240459349302169_public.xml"},{"Organization":{"value":null,"Person":["BEN JOHNSON","HEATHER COLEMAN","REBECCA CLARKSON","BRENDAN FERRARA","ALISON CLAY","T BRETT GOODWIN","CHEVANESE SAMMS BROWN","JEFF COOPER","MARK CORRIGAN","LAURA MOORE","CHARLES GILLIS","MARK SPROSTY","GERTRUDE JENNINGS","CARLTON MIDDLETON","PAUL GRAHAM","GABE THOMAS","ROB SPARKS","KARL BOHNSTEDT","MARIE MURPHY","RONALD P WELLER","AL TORPIE","ANTHONY O'REILLY"],"Title":["CHAIRMAN","VICE CHAIR","SECRETARY","ASSISTANT SECRETARY","TREASURER","LOAN COMMITTEE CHAIR","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EXECUTIVE DIRECTOR"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,5.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,126041],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,102568],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,23473]},"Basic":{"value":null,"mission":"Exempt purpose is to foster economic development in the greater savannah and surrounding region.","year":2016,"name":"SMALL BUSINESS ASSISTANCE CORPORATION","phone":9122324700,"website":"WWW.SBACSAV.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"HUGH ANTHONY O'REILLY","year_formation":1982,"state_legal_domicile":"GA","total_volunteers":0,"tax_period_begin":"2016-10-01T00:00:00","tax_period_end":"2017-09-30T00:00:00","address":"111 E LIBERTY ST NO 101, SAVANNAH, GA, 31401, USA","city":"SAVANNAH","state":"GA","country":"USA","zip_code":31401},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":16,"Number of independent voting members":16,"Number of employees total":14,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":14,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2078353,"Contributions":{"value":1344198,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":1344198,"Related organizations":0},"Program revenue":{"value":435033,"Total revenue":435033,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":290063,"Investment income total":290063,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":9059,"Other total":0,"Royalties revenue":0,"Net rental income":9059,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1030018,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":743944,"Current officers":107716,"Disqualified persons":0,"Other salaries and wages":459913,"Pension plan contributions":32828,"Other employee benefits":89205,"Payroll taxes":54282},"Other expenses":{"value":286074,"Management services":0,"Legal":7504,"Accounting":15270,"Lobbying services":0,"Investment management fees":0,"Other services":15000,"Advertising":18883,"Office expenses":16257,"Information technology":0,"Royalties":0,"Occupancy":33106,"Travel":2349,"Conferences and meetings":0,"Interest":23317,"Payments to affiliates":0,"Depreciation and depletion":15198,"Insurance":4206,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":114130,"BAD DEBT EXPENSE":59049,"BOARD EXPENSES":21680,"REPAIRS AND MAINTANENCE":17994,"DUES AND SUBSCRIPTIONS":15407},"All other expenses":20854},"Functional Expenses":{"value":null,"Program Service Expenses":641563,"Management And General Expenses":388455,"Fundraising Expenses":0}},"Assets":{"value":11095146,"Non-interest bearing cash":384446,"Savings and temp cash investments":4632120,"Pledges and grants receivable":0,"Accounts receivable":120980,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":4552262,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":259663,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1145675},"Liabilities":{"value":3735274,"Sum of Total Liabilities":0,"Accounts payable, accrued":19470,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1752296,"Unsecured notes loans payable":0,"Other liabilities":1963508},"Fund balance":{"value":7359872,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1593824,"Temporarily restricted net assets":5766048,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6228658139954836,"percentile":0.5026799883995392},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5044066142758232,"percentile":0.9195822673543551},"Liabilities to Assets Ratio":{"score":0.3366583909756573,"percentile":0.18706973401962856},"Operating Reserve Ratio":{"score":10.771798162750553,"percentile":0.8990434817579274},"Officer Compensation Ratio":{"score":0.1223677644468349,"percentile":0.48317425680582665},"Program Expense Growth":{"score":-0.018223874704133752,"percentile":0.2645010586966078},"Revenue Growth":{"score":-0.0885360117057367,"percentile":0.15742286002411635},"Asset Growth":{"score":0.16126955769046608,"percentile":0.7990701539491543},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6006698890724371,"percentile":0.607480466996228}},"source_xml":"201820309349300507_public.xml"},{"Organization":{"value":null,"Person":["HUGH ANTHONY O'REILLY","KARL BOHNSTEDT","CAROL BROOKS","CHEVANESE SAMMS BROWN","REBECCA CLARKSON","MARK CORRIGAN","MIKE ENGLISH","BRENDAN FERRARA","T BRETT GOODWIN","JEFFREY A HEEDER","PETER HOFFMAN","INESSA KOROVYAKOVSKAYA","QUENTIN MARLIN","LAURA M MOORE","W CLAY PRICE","BRET T PRUEHS","MARK SPROSTY","AL TORPIE","RONALD P WELLER","TONY WIGGINS"],"Title":["EXECUTIVE DI","EX-OFFICIO T","LOAN COMMITT","ASSISTANT SE","CHAIRMAN","EX-OFFICIO T","TRUSTEE","SECRETARY","VICE CHAIR","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","EX-OFFICIO T","EX-OFFICIO T","TREASURER"],"Hours":[5.0,1.0,5.0,5.0,5.0,1.0,1.0,5.0,5.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,5.0],"Total Compensation":[133400,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[116722,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[16678,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Exempt purpose is to foster economic development in savannah, georgia and the surrounding region.","year":2019,"name":"SMALL BUSINESS ASSISTANCE CORPORATION","phone":9122324700,"website":"WWW.SBACSAV.COM","type":"990","affiliation":null,"foreign_countries":["Georgia"],"principal_officer":"HUGH ANTHONY O'REILLY","year_formation":1982,"state_legal_domicile":"GA","total_volunteers":29,"tax_period_begin":"2019-10-01T00:00:00","tax_period_end":"2020-09-30T00:00:00","address":"111 E LIBERTY STREET SUITE 101, SAVANNAH, GA, 31401, USA","city":"SAVANNAH","state":"GA","country":"USA","zip_code":31401},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":14,"Number of independent voting members":14,"Number of employees total":12,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":12,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1609944,"Contributions":{"value":719999,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":719999,"Related organizations":0},"Program revenue":{"value":627216,"Total revenue":627216,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":248111,"Investment income total":248111,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":14618,"Other total":0,"Royalties revenue":0,"Net rental income":14618,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1149232,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":866394,"Current officers":116722,"Disqualified persons":0,"Other salaries and wages":559539,"Pension plan contributions":46093,"Other employee benefits":93253,"Payroll taxes":50787},"Other expenses":{"value":282838,"Management services":0,"Legal":1782,"Accounting":24943,"Lobbying services":0,"Investment management fees":0,"Other services":29500,"Advertising":29037,"Office expenses":14226,"Information technology":0,"Royalties":0,"Occupancy":32367,"Travel":2067,"Conferences and meetings":0,"Interest":40109,"Payments to affiliates":0,"Depreciation and depletion":7905,"Insurance":2547,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":73096,"DUES AND SUBSCRIPTIONS":24672,"BOARD EXPENSES":22082,"BAD DEBT EXPENSE":13634,"CREDIT REPORTS":12708},"All other expenses":25259},"Functional Expenses":{"value":null,"Program Service Expenses":662201,"Management And General Expenses":487031,"Fundraising Expenses":0}},"Assets":{"value":14699222,"Non-interest bearing cash":3921152,"Savings and temp cash investments":3708430,"Pledges and grants receivable":0,"Accounts receivable":222786,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":5735288,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":225550,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":886016},"Liabilities":{"value":5949806,"Sum of Total Liabilities":0,"Accounts payable, accrued":71703,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":3195579,"Unsecured notes loans payable":0,"Other liabilities":2682524},"Fund balance":{"value":8749416,"Net assets without donor restriction":7009537,"Net assets with donor restriction":1739879,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.576211765770532,"percentile":0.4896139624435082},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.28616647535566453,"percentile":0.8265898380554343},"Liabilities to Assets Ratio":{"score":0.40477013001096246,"percentile":0.1631802934289034},"Operating Reserve Ratio":{"score":12.790473986105503,"percentile":0.9138183753113974},"Officer Compensation Ratio":{"score":0.1160775195956952,"percentile":0.5014898314910475},"Program Expense Growth":{"score":0.03417856011497649,"percentile":0.46702102226133485},"Revenue Growth":{"score":-0.06965737952723257,"percentile":0.18418293484246684},"Asset Growth":{"score":0.109987402871394,"percentile":0.7065324446630016},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6017927750459766,"percentile":0.6107522163802253}},"source_xml":"202100649349300340_public.xml"},{"Organization":{"value":null,"Person":["AL TORPIE","RYAN SCHNEIDER","BEN JOHNSON","HEATHER COLEMAN","PAMELA O'QUINN","ALISON CLAY","CARI CLARK PHELPS","VAN COOPER","CHARLES GILLIS","ED CHISOLM","WILL GREEN","MARK CORRIGAN","HERBERT MOODY","PAMELA E PARKER","BRENDAN FERRARA","CARLTON MIDDLETON","ROB SPARKS","REEVES SKEEN","KARL BOHNSTEDT","MARIE MURPHY","RONALD P WELLER","ANTHONY O'REILLY"],"Title":["CHAIRMAN","VICE CHAIRMAN","SECRETARY","ASSISTANT SECRETARY","TREASURER","LOAN COMMITTE CHAIR","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EXECUTIVE DIRECTOR"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,124017],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,100872],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,23145]},"Basic":{"value":null,"mission":"Exempt purpose is to foster economic development in the greater savannah and surrounding region.","year":2014,"name":"SMALL BUSINESS ASSISTANCE CORPORATION","phone":9122324700,"website":"WWW.SBACSAV.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"HUGH ANTHONY O'REILLY","year_formation":1982,"state_legal_domicile":"GA","total_volunteers":0,"tax_period_begin":"2014-10-01T00:00:00","tax_period_end":"2015-09-30T00:00:00","address":"111 E LIBERTY ST NO 101, SAVANNAH, GA, 31401, USA","city":"SAVANNAH","state":"GA","country":"USA","zip_code":31401},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":17,"Number of independent voting members":17,"Number of employees total":16,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":16,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2825785,"Contributions":{"value":358078,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":358078,"Related organizations":0},"Program revenue":{"value":2200995,"Total revenue":2200995,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":232266,"Investment income total":232266,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":34446,"Other total":0,"Royalties revenue":0,"Net rental income":34446,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":853122,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":633753,"Current officers":103327,"Disqualified persons":0,"Other salaries and wages":393529,"Pension plan contributions":43544,"Other employee benefits":56164,"Payroll taxes":37189},"Other expenses":{"value":219369,"Management services":0,"Legal":4505,"Accounting":14054,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":5607,"Office expenses":17461,"Information technology":0,"Royalties":0,"Occupancy":42828,"Travel":4153,"Conferences and meetings":0,"Interest":23666,"Payments to affiliates":0,"Depreciation and depletion":14215,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":58573,"BOARD EXPENSES":20332,"BAD DEBT EXPENSE":14365,"DUES AND SUBSCRIPTIONS":13015,"REPAIRS AND MAINTANENCE":10861},"All other expenses":34307},"Functional Expenses":{"value":null,"Program Service Expenses":534756,"Management And General Expenses":318366,"Fundraising Expenses":0}},"Assets":{"value":8895070,"Non-interest bearing cash":79169,"Savings and temp cash investments":2698480,"Pledges and grants receivable":0,"Accounts receivable":54770,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":4722399,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":251661,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1088591},"Liabilities":{"value":3135916,"Sum of Total Liabilities":0,"Accounts payable, accrued":1772,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1416018,"Unsecured notes loans payable":0,"Other liabilities":1718126},"Fund balance":{"value":5759154,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":916160,"Temporarily restricted net assets":4842994,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6268224239909415,"percentile":0.5039685256942151},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.698093804022599,"percentile":0.9590535675963314},"Liabilities to Assets Ratio":{"score":0.35254539874334884,"percentile":0.18110397995519745},"Operating Reserve Ratio":{"score":10.426492342244133,"percentile":0.8960608165417372},"Officer Compensation Ratio":{"score":0.14536842327357635,"percentile":0.4230618393619292},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6931272318207242,"percentile":0.8370292835568796}},"source_xml":"201630549349300018_public.xml"},{"Organization":{"value":null,"Person":["BRENDAN FERRARA","T BRETT GOODWIN","ELAINE CAMPBELL","WESLEY OLLIFF","CAROL BROOKS","LYNN VOS","KATE ROTT","RYAN MARTIN","W CLAY PRICE","JOHN SULKA","JOE GANNAM","LEIA DEDIC","PAUL WILSON","JONATHAN PANNELL","DR JOHN SCHOETTLE DVM","JOEY BELL","QUENTIN MARLIN","KARL BOHNSTEDT","JEFFREY A HEEDER","AL TORPIE","RONALD P WELLER","HUGH ANTHONY O'REILLY"],"Title":["CHAIRMAN","SECRETARY","TREASURER","TRUSTEE","VICE CHAIR","LOAN COMMITT","ASSISTANT SE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","EX-OFFICIO T","EX-OFFICIO T","EX-OFFICIO T","EX-OFFICIO T","EXECUTIVE DI"],"Hours":[5.0,5.0,5.0,1.0,5.0,5.0,5.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,5.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,146404],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,117871],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,28533]},"Basic":{"value":null,"mission":"Exempt purpose is to foster economic development in savannah, georgia and the surrounding region.","year":2021,"name":"SMALL BUSINESS ASSISTANCE CORPORATION","phone":9122324700,"website":"WWW.SBACSAV.COM","type":"990","affiliation":null,"foreign_countries":["Georgia"],"principal_officer":"HUGH ANTHONY O'REILLY","year_formation":1982,"state_legal_domicile":"GA","total_volunteers":30,"tax_period_begin":"2021-10-01T00:00:00","tax_period_end":"2022-09-30T00:00:00","address":"111 E LIBERTY STREET SUITE 100, SAVANNAH, GA, 31401, USA","city":"SAVANNAH","state":"GA","country":"USA","zip_code":31401},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":15,"Number of independent voting members":15,"Number of employees total":19,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":19,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1539306,"Contributions":{"value":872236,"Other contributions":179350,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":692886,"Related organizations":0},"Program revenue":{"value":404573,"Total revenue":404573,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":247402,"Investment income total":247402,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":15095,"Other total":0,"Royalties revenue":0,"Net rental income":15095,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1547288,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1038188,"Current officers":111910,"Disqualified persons":0,"Other salaries and wages":704403,"Pension plan contributions":55792,"Other employee benefits":100739,"Payroll taxes":65344},"Other expenses":{"value":509100,"Management services":0,"Legal":8147,"Accounting":28025,"Lobbying services":0,"Investment management fees":0,"Other services":53879,"Advertising":35833,"Office expenses":45800,"Information technology":0,"Royalties":0,"Occupancy":42129,"Travel":5026,"Conferences and meetings":0,"Interest":51215,"Payments to affiliates":0,"Depreciation and depletion":9928,"Insurance":2973,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":175278,"BAD DEBT EXPENSE":55478,"DUES AND SUBSCRIPTIONS":47414,"MICRO ASSISTANCE":38213,"BOARD EXPENSES":34173},"All other expenses":50867},"Functional Expenses":{"value":null,"Program Service Expenses":806665,"Management And General Expenses":740623,"Fundraising Expenses":0}},"Assets":{"value":17970431,"Non-interest bearing cash":4841996,"Savings and temp cash investments":7851131,"Pledges and grants receivable":0,"Accounts receivable":175677,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":3258974,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":255357,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1587296},"Liabilities":{"value":6286769,"Sum of Total Liabilities":0,"Accounts payable, accrued":31500,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2780542,"Unsecured notes loans payable":0,"Other liabilities":3474727},"Fund balance":{"value":11683662,"Net assets without donor restriction":10302370,"Net assets with donor restriction":1381292,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.5213412112030856,"percentile":0.47891636390001047},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.0051854537044616214,"percentile":0.372056945237298},"Liabilities to Assets Ratio":{"score":0.34983963378507726,"percentile":0.18209663358094366},"Operating Reserve Ratio":{"score":11.614147463174277,"percentile":0.9057470516397788},"Officer Compensation Ratio":{"score":0.09461974758416015,"percentile":0.5703302537133458},"Program Expense Growth":{"score":0.061286745486240496,"percentile":0.5716220465963611},"Revenue Growth":{"score":0.02252461282917994,"percentile":0.4775375568577749},"Asset Growth":{"score":0.12504338294713607,"percentile":0.738254196236599},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5669533285459192,"percentile":0.5076859112591976}},"source_xml":"202330459349301238_public.xml"},{"Organization":{"value":null,"Person":["MARK CORRIGAN","CHEVANESE SAMMS BROWN","BEN JOHNSON","REBECCA CLARKSON","GABE THOMAS","T BRETT GOODWIN","JEFF COOPER","MIKE ENGLISH","D PAUL GRAHAM","JEFFREY A HEEDER","PETER HOFFMAN","GERTRUDE JENNINGS","INESSA KOROVYAKOVSKAYA","LAURA M MOORE","BRET T PRUEHS","MARK SPROSTY","TONY WIGGINS","KARL BOHNSTEDT","HEATHER COLEMAN","AL TORPIE","RONALD P WELLER","ANTHONY O'REILLY"],"Title":["CHAIRMAN","VICE CHAIR","TREASURER","SECRETARY","ASSISTANT SECRETARY","LOAN COMMITTEE CHAIR","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EXECUTIVE DIRECTOR"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,5.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,131949],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,108299],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,23650]},"Basic":{"value":null,"mission":"Exempt purpose is to foster economic development in the greater savannah and surrounding region.","year":2017,"name":"SMALL BUSINESS ASSISTANCE CORPORATION","phone":9122324700,"website":"WWW.SBACSAV.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"HUGH ANTHONY O'REILLY","year_formation":1982,"state_legal_domicile":"GA","total_volunteers":11,"tax_period_begin":"2017-10-01T00:00:00","tax_period_end":"2018-09-30T00:00:00","address":"111 E LIBERTY ST NO 101, SAVANNAH, GA, 31401, USA","city":"SAVANNAH","state":"GA","country":"USA","zip_code":31401},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":16,"Number of independent voting members":16,"Number of employees total":13,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":13,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1194961,"Contributions":{"value":312285,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":312285,"Related organizations":0},"Program revenue":{"value":580148,"Total revenue":580148,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":289992,"Investment income total":289992,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":12536,"Other total":0,"Royalties revenue":0,"Net rental income":12536,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1064909,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":826513,"Current officers":110670,"Disqualified persons":0,"Other salaries and wages":494858,"Pension plan contributions":33386,"Other employee benefits":131640,"Payroll taxes":55959},"Other expenses":{"value":238396,"Management services":0,"Legal":2683,"Accounting":21756,"Lobbying services":0,"Investment management fees":0,"Other services":14750,"Advertising":25084,"Office expenses":18040,"Information technology":0,"Royalties":0,"Occupancy":31285,"Travel":11427,"Conferences and meetings":0,"Interest":21935,"Payments to affiliates":0,"Depreciation and depletion":15844,"Insurance":1858,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":66768,"BOARD EXPENSES":24288,"DUES AND SUBSCRIPTIONS":19811,"REPAIRS AND MAINTANENCE":12364,"EQUIPMENT RENTAL":10305},"All other expenses":6966},"Functional Expenses":{"value":null,"Program Service Expenses":655550,"Management And General Expenses":409359,"Fundraising Expenses":0}},"Assets":{"value":11290724,"Non-interest bearing cash":375659,"Savings and temp cash investments":5249819,"Pledges and grants receivable":0,"Accounts receivable":126388,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":4148442,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":243669,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1146747},"Liabilities":{"value":3800800,"Sum of Total Liabilities":0,"Accounts payable, accrued":38505,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1914301,"Unsecured notes loans payable":0,"Other liabilities":1847994},"Fund balance":{"value":7489924,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1506472,"Temporarily restricted net assets":5983452,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6155925060263365,"percentile":0.5003357286136644},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10883367741708726,"percentile":0.638063545628316},"Liabilities to Assets Ratio":{"score":0.33663031706381275,"percentile":0.1870789518102102},"Operating Reserve Ratio":{"score":10.60252472276974,"percentile":0.8975914559039856},"Officer Compensation Ratio":{"score":0.12390636195205412,"percentile":0.47882661545742294},"Program Expense Growth":{"score":0.0015138590513446687,"percentile":0.3299842930725852},"Revenue Growth":{"score":-0.14729299282388228,"percentile":0.10333045807341908},"Asset Growth":{"score":0.12525839678772543,"percentile":0.7386450197892973},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5518879767364221,"percentile":0.4629347391989774}},"source_xml":"201920499349301052_public.xml"},{"Organization":{"value":null,"Person":["BRENDAN FERRARA","LYNN VOS","ELAINE CAMPBELL","WESLEY OLLIFF","CAROL BROOKS","DAN PAVLIN","KATE ROTT","RYAN MARTIN","W CLAY PRICE","JOHN SULKA","JOE GANNAM","LEIA DEDIC","PAUL WILSON","JONATHAN PANNELL","DR JOHN SCHOETTLE DVM","JOEY BELL","ALFONSO RIBOT","KARL BOHNSTEDT","JEFFREY A HEEDER","T BRETT GOODWIN","RONALD P WELLER","HUGH ANTHONY O'REILLY"],"Title":["CHAIRMAN","SECRETARY","TREASURER","TRUSTEE","VICE CHAIR","LOAN COMMITTEE CHAIR","ASSISTANT SECRETARY","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EXECUTIVE DIRECTOR"],"Hours":[1.0,1.0,1.0,0.3,1.0,1.0,1.0,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,0.3,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,145857],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,121157],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,24700]},"Basic":{"value":null,"mission":"Purpose is to foster economic development in savannah, georgia and the surrounding region.","year":2022,"name":"SMALL BUSINESS ASSISTANCE CORPORATION","phone":9122324700,"website":"WWW.SBACSAV.COM","type":"990","affiliation":null,"foreign_countries":["Georgia"],"principal_officer":"VICTORIA BURCH SAXTON","year_formation":1982,"state_legal_domicile":"GA","total_volunteers":30,"tax_period_begin":"2022-10-01T00:00:00","tax_period_end":"2023-09-30T00:00:00","address":"111 E LIBERTY STREET SUITE 100, SAVANNAH, GA, 31401, USA","city":"SAVANNAH","state":"GA","country":"USA","zip_code":31401},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":15,"Number of independent voting members":15,"Number of employees total":22,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":22,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3622093,"Contributions":{"value":1241919,"Other contributions":13766,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":1228153,"Related organizations":0},"Program revenue":{"value":1859242,"Total revenue":{"value":1859242,"SSBCI LOAN INCOME":1307000,"LOAN SERVICING":552242},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":513156,"Investment income total":513156,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":7776,"Other total":0,"Royalties revenue":0,"Net rental income":7776,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3116279,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":2532465,"Current officers":107991,"Disqualified persons":0,"Other salaries and wages":988185,"Pension plan contributions":57937,"Other employee benefits":1278963,"Payroll taxes":99389},"Other expenses":{"value":583814,"Management services":0,"Legal":2627,"Accounting":44568,"Lobbying services":0,"Investment management fees":0,"Other services":25683,"Advertising":66671,"Office expenses":30956,"Information technology":0,"Royalties":0,"Occupancy":44370,"Travel":4456,"Conferences and meetings":0,"Interest":41954,"Payments to affiliates":0,"Depreciation and depletion":9807,"Insurance":3423,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":257640,"MICRO ASSISTANCE":90305,"BAD DEBT":73785,"DUES & SUBSCRIPTIONS":65424,"BOARD EXPENSES":28126},"All other expenses":51659},"Functional Expenses":{"value":null,"Program Service Expenses":2095099,"Management And General Expenses":1021180,"Fundraising Expenses":0}},"Assets":{"value":21544924,"Non-interest bearing cash":6490080,"Savings and temp cash investments":7390236,"Pledges and grants receivable":0,"Accounts receivable":201259,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":6182635,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":255483,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1025231},"Liabilities":{"value":9355448,"Sum of Total Liabilities":0,"Accounts payable, accrued":46641,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":3019972,"Unsecured notes loans payable":0,"Other liabilities":6288835},"Fund balance":{"value":12189476,"Net assets without donor restriction":9749194,"Net assets with donor restriction":2440282,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.672307903111371,"percentile":0.5222583841524816},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.13964688372164932,"percentile":0.6846692029374655},"Liabilities to Assets Ratio":{"score":0.43422979816498775,"percentile":0.15396844320120348},"Operating Reserve Ratio":{"score":6.913669796574697,"percentile":0.8515439470731019},"Officer Compensation Ratio":{"score":0.046804859256825204,"percentile":0.7726000917195063},"Program Expense Growth":{"score":0.12148029059749627,"percentile":0.7149394045077939},"Revenue Growth":{"score":0.04841235716781937,"percentile":0.5996098381483438},"Asset Growth":{"score":0.12122334371054903,"percentile":0.7306177170914092},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6641088454439852,"percentile":0.7753662069485477}},"source_xml":"202441139349300814_public.xml"},{"Organization":{"value":null,"Person":["BEN JOHNSON","RYAN SCHNEIDER","REBECCA CLARKSON","HEATHER COLEMAN","AL TORPIE","ALISON CLAY","ED CHISOLM","CARI CLACK PHELPS","JEFF COOPER","MARK CORRIGAN","BRENDAN FERRARA","CHARLES GILLIS","WILL GREEN","GERTRUDE JENNINGS","CARLTON MIDDLETON","PAMELA PARKER","GABE THOMAS","ROB SPARKS","KARL BOHNSTEDT","MARIE MURPHY","RONALD P WELLER","ANTHONY O'REILLY"],"Title":["CHAIRMAN","VICE CHAIRMAN","SECRETARY","ASSISTANT SECRETARY","TREASURER","LOAN COMMITTE CHAIR","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EXECUTIVE DIRECTOR"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,5.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,128365],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,102568],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,25797]},"Basic":{"value":null,"mission":"Exempt purpose is to foster economic development in the greater savannah and surrounding region.","year":2015,"name":"SMALL BUSINESS ASSISTANCE CORPORATION","phone":9122324700,"website":"WWW.SBACSAV.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"HUGH ANTHONY O'REILLY","year_formation":1982,"state_legal_domicile":"GA","total_volunteers":0,"tax_period_begin":"2015-10-01T00:00:00","tax_period_end":"2016-09-30T00:00:00","address":"111 E LIBERTY ST NO 101, SAVANNAH, GA, 31401, USA","city":"SAVANNAH","state":"GA","country":"USA","zip_code":31401},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":17,"Number of independent voting members":17,"Number of employees total":10,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":10,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1495603,"Contributions":{"value":357775,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":357775,"Related organizations":0},"Program revenue":{"value":781673,"Total revenue":781673,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":319763,"Investment income total":319763,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":36392,"Other total":0,"Royalties revenue":0,"Net rental income":36392,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":943221,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":650183,"Current officers":105121,"Disqualified persons":0,"Other salaries and wages":376060,"Pension plan contributions":48407,"Other employee benefits":82148,"Payroll taxes":38447},"Other expenses":{"value":293038,"Management services":0,"Legal":1088,"Accounting":13984,"Lobbying services":0,"Investment management fees":0,"Other services":3750,"Advertising":9299,"Office expenses":20958,"Information technology":0,"Royalties":0,"Occupancy":46167,"Travel":6565,"Conferences and meetings":0,"Interest":23594,"Payments to affiliates":0,"Depreciation and depletion":15879,"Insurance":3729,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":130639,"BAD DEBT EXPENSE":79840,"BOARD EXPENSES":20396,"DUES AND SUBSCRIPTIONS":15338,"REPAIRS AND MAINTANENCE":15065},"All other expenses":17386},"Functional Expenses":{"value":null,"Program Service Expenses":609212,"Management And General Expenses":334009,"Fundraising Expenses":0}},"Assets":{"value":9525071,"Non-interest bearing cash":46992,"Savings and temp cash investments":3068188,"Pledges and grants receivable":0,"Accounts receivable":136952,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":5019219,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":232207,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1021513},"Liabilities":{"value":3213534,"Sum of Total Liabilities":0,"Accounts payable, accrued":11092,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1517448,"Unsecured notes loans payable":0,"Other liabilities":1684994},"Fund balance":{"value":6311537,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1200635,"Temporarily restricted net assets":5110902,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6458846866216931,"percentile":0.5108635495798861},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.369337317456571,"percentile":0.8718012733256038},"Liabilities to Assets Ratio":{"score":0.33737638281121474,"percentile":0.1867897180257377},"Operating Reserve Ratio":{"score":10.098450946278762,"percentile":0.8930708760394312},"Officer Compensation Ratio":{"score":0.13609217776109733,"percentile":0.4459658313093668},"Program Expense Growth":{"score":-0.07708748160332438,"percentile":0.16259154876473972},"Revenue Growth":{"score":-0.1772286658355022,"percentile":0.08615448964696455},"Asset Growth":{"score":0.18417076709132585,"percentile":0.8290839449179901},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5765742865784533,"percentile":0.5363673142637274}},"source_xml":"201710409349301376_public.xml"},{"Organization":{"value":null,"Person":["BRENDAN FERRARA","LYNN VOS","ELAINE CAMPBELL","WESLEY OLLIFF","CAROL BROOKS","DAN PAVLIN","KATE ROTT","RYAN MARTIN","PAUL ARVENTIDES","JOHN SULKA","JOE GANNAM","LEIA DEDIC","PAUL WILSON","JONATHAN PANNELL","DR JOHN SCHOETTLE DVM","JOEY BELL","ALFONSO RIBOT","TRAPPER GRIFFITH","JEFFREY A HEEDER","T BRETT GOODWIN","RONALD P WELLER","VICTORIA SAXTON","WENDY JEFFERS","TOM BUTLER","RUTH DAVIS-REHNSTROM"],"Title":["CHAIRMAN","SECRETARY","TREASURER","TRUSTEE","VICE CHAIR","LOAN COMMITTEE CHAIR","ASSISTANT SECRETARY","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","CEO","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[2.0,2.0,2.0,0.5,2.0,2.0,2.0,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,40.0,0.5,0.5,0.5],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,148462,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,119591,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,28871,0,0,0]},"Basic":{"value":null,"mission":"Purpose is to foster economic development in savannah, georgia and the surrounding region.","year":2023,"name":"SMALL BUSINESS ASSISTANCE CORPORATION","phone":9122324700,"website":"WWW.SBACSAV.COM","type":"990","affiliation":null,"foreign_countries":["Georgia"],"principal_officer":"VICTORIA BURCH SAXTON","year_formation":1982,"state_legal_domicile":"GA","total_volunteers":30,"tax_period_begin":"2023-10-01T00:00:00","tax_period_end":"2024-09-30T00:00:00","address":"111 E LIBERTY STREET SUITE 100, SAVANNAH, GA, 31401, USA","city":"SAVANNAH","state":"GA","country":"USA","zip_code":31401},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":15,"Number of independent voting members":15,"Number of employees total":21,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":21,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5839411,"Contributions":{"value":1624712,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":1624712,"Related organizations":0},"Program revenue":{"value":3218699,"Total revenue":{"value":3218699,"SSBCI LOAN INCOME":2366893,"LOAN SERVICING":581638,"DONATED INVESTMENTS":265022,"FUNDRAISING":5146},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":990081,"Investment income total":990081,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":5919,"Other total":0,"Royalties revenue":0,"Net rental income":5919,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2399508,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1398855,"Current officers":119591,"Disqualified persons":0,"Other salaries and wages":1022490,"Pension plan contributions":170823,"Other employee benefits":0,"Payroll taxes":85951},"Other expenses":{"value":1000653,"Management services":0,"Legal":0,"Accounting":81615,"Lobbying services":0,"Investment management fees":0,"Other services":28839,"Advertising":59083,"Office expenses":21688,"Information technology":0,"Royalties":0,"Occupancy":44117,"Travel":9904,"Conferences and meetings":0,"Interest":43669,"Payments to affiliates":0,"Depreciation and depletion":18139,"Insurance":3548,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":616135,"BAD DEBT":491988,"DUES & SUBSCRIPTIONS":69983,"BOARD EXPENSES":31003,"MICRO ASSISTANCE":23161},"All other expenses":73916},"Functional Expenses":{"value":null,"Program Service Expenses":1606238,"Management And General Expenses":793270,"Fundraising Expenses":0}},"Assets":{"value":22312679,"Non-interest bearing cash":4701717,"Savings and temp cash investments":4646010,"Pledges and grants receivable":0,"Accounts receivable":218247,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":11711206,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":229658,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":805841},"Liabilities":{"value":6683301,"Sum of Total Liabilities":0,"Accounts payable, accrued":116652,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2706567,"Unsecured notes loans payable":0,"Other liabilities":3860082},"Fund balance":{"value":15629378,"Net assets without donor restriction":11261631,"Net assets with donor restriction":4367747,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6694030609608304,"percentile":0.5208838503862793},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5890838990439276,"percentile":0.9397898252565534},"Liabilities to Assets Ratio":{"score":0.2995292945324943,"percentile":0.2019345479513563},"Operating Reserve Ratio":{"score":9.298855848782333,"percentile":0.8849385208009524},"Officer Compensation Ratio":{"score":0.061871850395997845,"percentile":0.700739958594357},"Program Expense Growth":{"score":0.11967355519439005,"percentile":0.7120006752350684},"Revenue Growth":{"score":0.09164472278799693,"percentile":0.7440982280615849},"Asset Growth":{"score":0.11396195664715547,"percentile":0.7153113958148236},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7184414780838883,"percentile":0.8774937839761474}},"source_xml":"202501919349301560_public.xml"},{"Organization":{"value":null,"Person":["MARK CORRIGAN","CHEVANESE SAMMS BROWN","TONY WIGGINS","T BRETT GOODWIN","GABE THOMAS","CAROL BROOKS","JEFF COOPER","MIKE ENGLISH","D PAUL GRAHAM","JEFFREY A HEEDER","PETER HOFFMAN","GERTRUDE JENNINGS","INESSA KOROVYAKOVSKAYA","QUENTIN MARLIN","LAURA M MOORE","BRET T PRUEHS","MARK SPROSTY","KARL BOHNSTEDT","REBECCA CLARKSON","AL TORPIE","RONALD P WELLER","ANTHONY O'REILLY"],"Title":["CHAIRMAN","VICE CHAIR","TREASURER","SECRETARY","ASSISTANT SECRETARY","LOAN COMMITTEE CHAIR","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EXECUTIVE DIRECTOR"],"Hours":[5.0,5.0,5.0,5.0,5.0,5.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,5.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,133739],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,107162],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,26577]},"Basic":{"value":null,"mission":"Exempt purpose is to foster economic development in the greater savannah and the surrounding region.","year":2018,"name":"SMALL BUSINESS ASSISTANCE CORPORATION","phone":9122324700,"website":"WWW.SBACSAV.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"HUGH ANTHONY O'REILLY","year_formation":1982,"state_legal_domicile":"GA","total_volunteers":33,"tax_period_begin":"2018-10-01T00:00:00","tax_period_end":"2019-09-30T00:00:00","address":"111 E LIBERTY ST NO 101, SAVANNAH, GA, 31401, USA","city":"SAVANNAH","state":"GA","country":"USA","zip_code":31401},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":16,"Number of independent voting members":16,"Number of employees total":14,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":14,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2084041,"Contributions":{"value":1320393,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":1320393,"Related organizations":0},"Program revenue":{"value":470969,"Total revenue":470969,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":283654,"Investment income total":283654,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":9025,"Other total":0,"Royalties revenue":0,"Net rental income":9025,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1285261,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":809171,"Current officers":107882,"Disqualified persons":0,"Other salaries and wages":507930,"Pension plan contributions":38042,"Other employee benefits":109550,"Payroll taxes":45767},"Other expenses":{"value":476090,"Management services":0,"Legal":2255,"Accounting":19754,"Lobbying services":0,"Investment management fees":0,"Other services":22000,"Advertising":17327,"Office expenses":37835,"Information technology":0,"Royalties":0,"Occupancy":33965,"Travel":3056,"Conferences and meetings":0,"Interest":25934,"Payments to affiliates":0,"Depreciation and depletion":8134,"Insurance":2459,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":278281,"BAD DEBT EXPENSE":220539,"BOARD EXPENSES":24949,"DUES AND SUBSCRIPTIONS":21795,"EQUIPMENT RENTAL":10998},"All other expenses":25090},"Functional Expenses":{"value":null,"Program Service Expenses":896096,"Management And General Expenses":389165,"Fundraising Expenses":0}},"Assets":{"value":11922615,"Non-interest bearing cash":1687732,"Savings and temp cash investments":4948829,"Pledges and grants receivable":0,"Accounts receivable":159190,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":4023441,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":237834,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":865589},"Liabilities":{"value":3633911,"Sum of Total Liabilities":0,"Accounts payable, accrued":76787,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1954529,"Unsecured notes loans payable":0,"Other liabilities":1602595},"Fund balance":{"value":8288704,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":6461708,"Temporarily restricted net assets":1826996,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6972093605890165,"percentile":0.5352063915316636},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3832842060208988,"percentile":0.877982236050086},"Liabilities to Assets Ratio":{"score":0.3047914404683872,"percentile":0.19977881399399902},"Operating Reserve Ratio":{"score":9.276415451803175,"percentile":0.8846893422514869},"Officer Compensation Ratio":{"score":0.10405590771057396,"percentile":0.538742700411761},"Program Expense Growth":{"score":0.05744530062532205,"percentile":0.5584318265365668},"Revenue Growth":{"score":-0.07549710543855546,"percentile":0.1752449920223436},"Asset Growth":{"score":0.10432155344520552,"percentile":0.6935107870384518},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6341461605051071,"percentile":0.7012636832018667}},"source_xml":"202000439349300840_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["BRENDAN FERRARA","LYNN VOS","ELAINE CAMPBELL","WESLEY OLLIFF","CAROL BROOKS","DAN PAVLIN","KATE ROTT","RYAN MARTIN","PAUL ARVENTIDES","JOHN SULKA","JOE GANNAM","LEIA DEDIC","PAUL WILSON","JONATHAN PANNELL","DR JOHN SCHOETTLE DVM","JOEY BELL","ALFONSO RIBOT","TRAPPER GRIFFITH","JEFFREY A HEEDER","T BRETT GOODWIN","RONALD P WELLER","VICTORIA SAXTON","WENDY JEFFERS","TOM BUTLER","RUTH DAVIS-REHNSTROM"],"Title":["CHAIRMAN","SECRETARY","TREASURER","TRUSTEE","VICE CHAIR","LOAN COMMITTEE CHAIR","ASSISTANT SECRETARY","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","EX-OFFICIO TRUSTEE","CEO","TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[2.0,2.0,2.0,0.5,2.0,2.0,2.0,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,0.5,40.0,0.5,0.5,0.5],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,148462,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,119591,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,28871,0,0,0]},"Basic":{"value":null,"mission":"Purpose is to foster economic development in savannah, georgia and the surrounding region.","year":2023,"name":"SMALL BUSINESS ASSISTANCE CORPORATION","phone":9122324700,"website":"WWW.SBACSAV.COM","type":"990","affiliation":null,"foreign_countries":["Georgia"],"principal_officer":"VICTORIA BURCH SAXTON","year_formation":1982,"state_legal_domicile":"GA","total_volunteers":30,"tax_period_begin":"2023-10-01T00:00:00","tax_period_end":"2024-09-30T00:00:00","address":"111 E LIBERTY STREET SUITE 100, SAVANNAH, GA, 31401, USA","city":"SAVANNAH","state":"GA","country":"USA","zip_code":31401},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":15,"Number of independent voting members":15,"Number of employees total":21,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":21,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5839411,"Contributions":{"value":1624712,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":1624712,"Related organizations":0},"Program revenue":{"value":3218699,"Total revenue":{"value":3218699,"SSBCI LOAN INCOME":2366893,"LOAN SERVICING":581638,"DONATED INVESTMENTS":265022,"FUNDRAISING":5146},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":990081,"Investment income total":990081,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":5919,"Other total":0,"Royalties revenue":0,"Net rental income":5919,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2399508,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1398855,"Current officers":119591,"Disqualified persons":0,"Other salaries and wages":1022490,"Pension plan contributions":170823,"Other employee benefits":0,"Payroll taxes":85951},"Other expenses":{"value":1000653,"Management services":0,"Legal":0,"Accounting":81615,"Lobbying services":0,"Investment management fees":0,"Other services":28839,"Advertising":59083,"Office expenses":21688,"Information technology":0,"Royalties":0,"Occupancy":44117,"Travel":9904,"Conferences and meetings":0,"Interest":43669,"Payments to affiliates":0,"Depreciation and depletion":18139,"Insurance":3548,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":616135,"BAD DEBT":491988,"DUES & SUBSCRIPTIONS":69983,"BOARD EXPENSES":31003,"MICRO ASSISTANCE":23161},"All other expenses":73916},"Functional Expenses":{"value":null,"Program Service Expenses":1606238,"Management And General Expenses":793270,"Fundraising Expenses":0}},"Assets":{"value":22312679,"Non-interest bearing cash":4701717,"Savings and temp cash investments":4646010,"Pledges and grants receivable":0,"Accounts receivable":218247,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":11711206,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":229658,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":805841},"Liabilities":{"value":6683301,"Sum of Total Liabilities":0,"Accounts payable, accrued":116652,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2706567,"Unsecured notes loans payable":0,"Other liabilities":3860082},"Fund balance":{"value":15629378,"Net assets without donor restriction":11261631,"Net assets with donor restriction":4367747,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6694030609608304,"percentile":0.5208838503862793},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5890838990439276,"percentile":0.9397898252565534},"Liabilities to Assets Ratio":{"score":0.2995292945324943,"percentile":0.2019345479513563},"Operating Reserve Ratio":{"score":9.298855848782333,"percentile":0.8849385208009524},"Officer Compensation Ratio":{"score":0.061871850395997845,"percentile":0.700739958594357},"Program Expense Growth":{"score":0.11967355519439005,"percentile":0.7120006752350684},"Revenue Growth":{"score":0.09164472278799693,"percentile":0.7440982280615849},"Asset Growth":{"score":0.11396195664715547,"percentile":0.7153113958148236},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7184414780838883,"percentile":0.8774937839761474}},"source_xml":"202501919349301560_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}