{"success":true,"data":{"_id":566045819,"filings":[{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"Offer reasonable rates to members for loans and share accounts","primary_activities":"Total # loans: 601 total amount of loans: $686,661.76 total # members: 797 total amount of shares: $5,404,949.01","year":2010,"name":"UNITED CHEMI-CON MANUFACTURING EMPLOYEES CREDIT UNION","phone":"3363846911","type":"990","principal_officer":"PATTI MILLER","year_formation":1961,"state_legal_domicile":"NC","total_volunteers":13,"tax_period_begin":"2010-01-01T00:00:00","tax_period_end":"2010-12-31T00:00:00","address":"185 MCNEIL ROAD, LANSING, NC, 28643, USA","city":"LANSING","state":"NC","country":"USA","zip_code":"28643"},"Governance":{"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":3,"Total Gross UBI":0,"Number of employees":3,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":true,"Audit committee":true,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":141754,"Contributions":{"value":0},"Program revenue":{"value":41115,"Total revenue":{"value":41115,"VARIOUS":41115}},"Investment income":{"value":100639,"Investment income total":100639},"Other revenues":{"value":0}},"Expenses":{"value":150513,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":9535,"Benefits paid to members Total":9535},"Salaries":{"value":42785,"Current officers":30000,"Other salaries and wages":12785},"Other expenses":{"value":98193,"Other services":13358,"Advertising":637,"Office expenses":10246,"Occupancy":1051,"Travel":2000,"Conferences and meetings":4171,"Itemized Expenses":{"value":66730,"VARIOUS":66730}}},"Assets":{"value":5928767,"Non-interest bearing cash":189677,"Savings and temp cash investments":5001042,"Other net note and loans":674811,"Prepaid expenses deferred charges":12205,"Other assets":51032},"Liabilities":{"value":5411662,"Accounts payable, accrued":6713,"Other liabilities":5404949},"Fund balance":{"value":517105},"Form990Details":{"program_service_accomplishments":[{"description":"TOTAL # LOANS: 601 TOTAL AMOUNT OF LOANS: $686,661.76 TOTAL # MEMBERS: 797 TOTAL AMOUNT OF SHARES: $5,404,949.01"}],"program_service_revenue_detail":[{"business_code":"522100","description":"LOAN INTEREST INCOME","total_revenue":49772},{"business_code":"522100","description":"OPERATING INCOME","total_revenue":4412},{"business_code":"524298","description":"OTHER NON OPERATING INCOME","total_revenue":-13069}],"functional_expense_allocations":{"current_officers_directors":{"total":30000},"other_salaries_and_wages":{"total":12785},"other_service_fees":{"total":13358},"advertising":{"total":637},"office_expenses":{"total":10246},"occupancy":{"total":1051},"travel":{"total":2000},"conferences_meetings":{"total":4171}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"employment_tax_returns_filed":true,"lobbying_activities":false,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"PATTI MILLER","address_line1":"185 MCNEIL ROAD","city":"LANSING","state":"NC","zip":"28643"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"audited_financial_statement_consolidated":true,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"excess_benefit_transaction":false},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"person_name":"PATTI MILLER","phone":"3363846911","address_line1":"185 MCNEIL ROAD","city":"LANSING","state":"NC","zip":"28643"},"officers_directors_key_employees":[{"title":"563 PINEY CREEK ROAD LANSING NC 28643","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"186 WALTER DRIVE WEST JEFFERSON NC 28694","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"120 MILLER STREET JEFFERSON NC 28640","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"563 BALL HOLLOW ROAD GRASSY CREEK NC 28631","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"PO BOX 5 LANSING NC 28643","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"922 FIRENDSHIP BAPTIST CHURCH ROAD JEFFERSON NC 28640","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"PO BOX 94 WARRENSVILLE NC 28693","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"key_employee":true},{"title":"10065 HWY 88 W WARRENSVILLE, NC 28693","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"912 FRIENDSHIP ROAD JEFFERSON MC 28640","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"officer":true},{"title":"882 WEST MILL CREEL ROAD WARRENSVILLE NC 28693","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"officer":true},{"title":"846 RICH HILL ROAD CRESTON NC 28615","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"officer":true},{"title":"132 RIVER DRIVE WARRENSVILLE NC 28693","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"officer":true},{"title":"PO BOX 22 LANSING, NC 28643","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"298 SAWYERS ROAD WARRENSVILLE NC 28693","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"147 ELLER DALE ACRES LANSING NC 28643","average_hours_per_week":0.0,"reportable_comp_from_org":30000,"reportable_comp_from_related_orgs":0,"other_compensation":0,"key_employee":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleD":{"other_assets":{"assets":[{"description":"FURNITURE, FIXTURES, AND EQUIPMENT","book_value":613},{"description":"OTHER ASSETS - NCUSIF","book_value":50419}],"total_book_value":51032},"other_liabilities":{"liabilities":[{"description":"SHARES","amount":5404949}],"total_liability":5404949}},"source_xml":"201111019349300501_public.xml"},{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"Offer reasonable rates to members for loans and share accounts","primary_activities":"Total # loans: 554 total amount of loans: $471,614.63 total # members: 799 total amount of shares: $4,727,869.22","year":2012,"name":"UNITED CHEMI-CON MANUFACTURING EMPLOYEES CREDIT UNION","phone":"3363846911","type":"990","principal_officer":"PATTI MILLER","year_formation":1961,"state_legal_domicile":"NC","total_volunteers":14,"tax_period_begin":"2012-01-01T00:00:00","tax_period_end":"2012-12-31T00:00:00","address":"185 MCNEIL ROAD, LANSING, NC, 28643, USA","city":"LANSING","state":"NC","country":"USA","zip_code":"28643"},"Governance":{"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":3,"Total Gross UBI":0,"Number of employees":3,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":true,"Audit committee":true,"Federal grant audit required":false,"Audited financial statements consolidated":true,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":113505,"Contributions":{"value":0},"Program revenue":{"value":113505,"Total revenue":{"value":113505,"VARIOUS":113505}},"Investment income":{"value":0},"Other revenues":{"value":0}},"Expenses":{"value":150754,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":12200,"Benefits paid to members Total":12200},"Salaries":{"value":46637,"Current officers":46637},"Other expenses":{"value":91917,"Accounting":15994,"Office expenses":3944,"Travel":2220,"Interest":9350,"Depreciation and depletion":703,"Insurance":4368,"Itemized Expenses":{"value":51685,"VARIOUS":51685},"All other expenses":3653}},"Assets":{"value":5203024,"Non-interest bearing cash":174846,"Savings and temp cash investments":4528118,"Other net note and loans":440724,"Prepaid expenses deferred charges":3122,"Land, building, equipment":1750,"Other assets":54464},"Liabilities":{"value":4733997,"Accounts payable, accrued":6128,"Other liabilities":4727869},"Fund balance":{"value":469027},"Form990Details":{"program_service_accomplishments":[{"description":"TOTAL # LOANS: 554 TOTAL AMOUNT OF LOANS: $471,614.63 TOTAL # MEMBERS: 799 TOTAL AMOUNT OF SHARES: $4,727,869.22"}],"program_service_revenue_detail":[{"business_code":"522100","description":"LOAN INTEREST INCOME"},{"business_code":"522100","description":"OPERATING INCOME"},{"business_code":"524298","description":"OTHER NON OPERATING INCOME"}],"functional_expense_allocations":{"current_officers_directors":{"total":46637},"accounting_fees":{"program_services":15994,"total":15994},"office_expenses":{"program_services":3944,"total":3944},"travel":{"program_services":2220,"total":2220},"interest":{"program_services":9350,"total":9350},"depreciation_depletion":{"program_services":703,"total":703},"insurance":{"program_services":4368,"total":4368},"all_other_expenses":{"program_services":3653,"total":3653}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"employment_tax_returns_filed":true,"lobbying_activities":false,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"PATTI MILLER","address_line1":"185 MCNEIL ROAD","city":"LANSING","state":"NC","zip":"28643"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"excess_benefit_transaction":false},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"person_name":"PATTI MILLER","phone":"3363846911","address_line1":"185 MCNEIL ROAD","city":"LANSING","state":"NC","zip":"28643"},"officers_directors_key_employees":[{"title":"563 PINEY CREEK ROAD LANSING NC 28643","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"260 MT JEFFERSON ROAD, WEST JEFFERSON, NC 28694","average_hours_per_week":0.0,"officer":true},{"title":"120 MILLER STREET JEFFERSON NC 28640","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"563 BALL HOLLOW ROAD GRASSY CREEK NC 28631","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"PO BOX 5 LANSING NC 28643","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"922 FIRENDSHIP BAPTIST CHURCH ROAD JEFFERSON NC 28640","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"PO BOX 94 WARRENSVILLE NC 28693","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"10065 HWY 88 W WARRENSVILLE, NC 28693","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"PO BOX 1312, JEFFERSON, NC 28640","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"882 WEST MILL CREEL ROAD WARRENSVILLE NC 28693","average_hours_per_week":0.0,"officer":true},{"title":"846 RICH HILL ROAD CRESTON NC 28615","average_hours_per_week":0.0,"officer":true},{"title":"132 RIVER DRIVE WARRENSVILLE NC 28693","average_hours_per_week":0.0,"officer":true},{"title":"PO BOX 22 LANSING, NC 28643","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"298 SAWYERS ROAD WARRENSVILLE NC 28693","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"147 ELLER DALE ACRES LANSING NC 28643","average_hours_per_week":40.0,"reportable_comp_from_org":30000,"key_employee":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleD":{"land_buildings_equipment":{"equipment":{"other_cost_or_other_basis":51920,"book_value":1750,"depreciation":50170},"total_book_value":1750},"other_assets":{"assets":[{"description":"OTHER ASSETS - NCUSIF","book_value":54464}],"total_book_value":54464},"other_liabilities":{"liabilities":[{"description":"SHARES","amount":4727869}],"total_liability":4727869}},"source_xml":"201341269349300829_public.xml"},{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"Offer reasonable rates to members for loans and share accounts","primary_activities":"Total # loans: 615 total amount of loans: $712,079.36 total # members: 816 total amount of shares: $5,446,405.22","year":2011,"name":"UNITED CHEMI-CON MANUFACTURING EMPLOYEES CREDIT UNION","phone":"3363846911","type":"990","principal_officer":"PATTI MILLER","year_formation":1961,"state_legal_domicile":"NC","total_volunteers":13,"tax_period_begin":"2011-01-01T00:00:00","tax_period_end":"2011-12-31T00:00:00","address":"185 MCNEIL ROAD, LANSING, NC, 28643, USA","city":"LANSING","state":"NC","country":"USA","zip_code":"28643"},"Governance":{"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":3,"Total Gross UBI":0,"Number of employees":3,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":true,"Audit committee":true,"Federal grant audit required":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":141396,"Contributions":{"value":0},"Program revenue":{"value":59565,"Total revenue":{"value":59565,"VARIOUS":59565}},"Investment income":{"value":81831,"Investment income total":81831},"Other revenues":{"value":0}},"Expenses":{"value":152225,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":10273,"Benefits paid to members Total":10273},"Salaries":{"value":45878,"Current officers":30000,"Other salaries and wages":15878},"Other expenses":{"value":96074,"Other services":2851,"Office expenses":3958,"Conferences and meetings":2378,"Interest":41269,"Depreciation and depletion":859,"Insurance":18404,"Travel entertainment public officials":15351,"Itemized Expenses":{"value":11004,"VARIOUS":11004}}},"Assets":{"value":5959319,"Non-interest bearing cash":156067,"Savings and temp cash investments":5037989,"Other net note and loans":703757,"Prepaid expenses deferred charges":5003,"Land, building, equipment":2453,"Other assets":54050},"Liabilities":{"value":5453043,"Accounts payable, accrued":6638,"Other liabilities":5446405},"Fund balance":{"value":506276},"Form990Details":{"program_service_accomplishments":[{"description":"TOTAL # LOANS: 615 TOTAL AMOUNT OF LOANS: $712,079.36 TOTAL # MEMBERS: 816 TOTAL AMOUNT OF SHARES: $5,446,405.22"}],"program_service_revenue_detail":[{"business_code":"522100","description":"LOAN INTEREST INCOME"},{"business_code":"522100","description":"OPERATING INCOME"},{"business_code":"524298","description":"OTHER NON OPERATING INCOME"}],"functional_expense_allocations":{"current_officers_directors":{"total":30000},"other_salaries_and_wages":{"total":15878},"other_service_fees":{"total":2851},"office_expenses":{"total":3958},"conferences_meetings":{"total":2378},"interest":{"total":41269},"depreciation_depletion":{"total":859},"insurance":{"total":18404}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"employment_tax_returns_filed":true,"lobbying_activities":false,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"PATTI MILLER","address_line1":"185 MCNEIL ROAD","city":"LANSING","state":"NC","zip":"28643"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"audited_financial_statement_consolidated":true,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"excess_benefit_transaction":false},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"person_name":"PATTI MILLER","phone":"3363846911","address_line1":"185 MCNEIL ROAD","city":"LANSING","state":"NC","zip":"28643"},"officers_directors_key_employees":[{"title":"563 PINEY CREEK ROAD LANSING NC 28643","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"186 WALTER DRIVE WEST JEFFERSON NC 28694","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"120 MILLER STREET JEFFERSON NC 28640","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"563 BALL HOLLOW ROAD GRASSY CREEK NC 28631","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"PO BOX 5 LANSING NC 28643","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"922 FIRENDSHIP BAPTIST CHURCH ROAD JEFFERSON NC 28640","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"PO BOX 94 WARRENSVILLE NC 28693","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true,"key_employee":true},{"title":"10065 HWY 88 W WARRENSVILLE, NC 28693","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"912 FRIENDSHIP ROAD JEFFERSON MC 28640","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"officer":true},{"title":"882 WEST MILL CREEL ROAD WARRENSVILLE NC 28693","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"officer":true},{"title":"846 RICH HILL ROAD CRESTON NC 28615","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"officer":true},{"title":"132 RIVER DRIVE WARRENSVILLE NC 28693","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"officer":true},{"title":"PO BOX 22 LANSING, NC 28643","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"298 SAWYERS ROAD WARRENSVILLE NC 28693","average_hours_per_week":0.0,"reportable_comp_from_org":0,"reportable_comp_from_related_orgs":0,"other_compensation":0,"individual_trustee_or_director":true},{"title":"147 ELLER DALE ACRES LANSING NC 28643","average_hours_per_week":0.0,"reportable_comp_from_org":30000,"key_employee":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleD":{"land_buildings_equipment":{"equipment":{"other_cost_or_other_basis":51920,"book_value":2453,"depreciation":49467},"total_book_value":2453},"other_assets":{"assets":[{"description":"FURNITURE, FIXTURES, AND EQUIPMENT-2011 PG 11"},{"description":"OTHER ASSETS - NCUSIF"}],"total_book_value":54050},"other_liabilities":{"liabilities":[{"description":"SHARES","amount":5446405}],"total_liability":5446405}},"source_xml":"201221239349300527_public.xml"}],"Latest":{"Organization":{"Hours":[0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"mission":"Offer reasonable rates to members for loans and share accounts","primary_activities":"Total # loans: 554 total amount of loans: $471,614.63 total # members: 799 total amount of shares: $4,727,869.22","year":2012,"name":"UNITED CHEMI-CON MANUFACTURING EMPLOYEES CREDIT UNION","phone":"3363846911","type":"990","principal_officer":"PATTI MILLER","year_formation":1961,"state_legal_domicile":"NC","total_volunteers":14,"tax_period_begin":"2012-01-01T00:00:00","tax_period_end":"2012-12-31T00:00:00","address":"185 MCNEIL ROAD, LANSING, NC, 28643, USA","city":"LANSING","state":"NC","country":"USA","zip_code":"28643"},"Governance":{"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":3,"Total Gross UBI":0,"Number of employees":3,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Financial statements audited by independent accountant":true,"Audit committee":true,"Federal grant audit required":false,"Audited financial statements consolidated":true,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":113505,"Contributions":{"value":0},"Program revenue":{"value":113505,"Total revenue":{"value":113505,"VARIOUS":113505}},"Investment income":{"value":0},"Other revenues":{"value":0}},"Expenses":{"value":150754,"Grant expense":{"value":0},"Total professional fundraising expense":{"value":0},"Benefits paid to members":{"value":12200,"Benefits paid to members Total":12200},"Salaries":{"value":46637,"Current officers":46637},"Other expenses":{"value":91917,"Accounting":15994,"Office expenses":3944,"Travel":2220,"Interest":9350,"Depreciation and depletion":703,"Insurance":4368,"Itemized Expenses":{"value":51685,"VARIOUS":51685},"All other expenses":3653}},"Assets":{"value":5203024,"Non-interest bearing cash":174846,"Savings and temp cash investments":4528118,"Other net note and loans":440724,"Prepaid expenses deferred charges":3122,"Land, building, equipment":1750,"Other assets":54464},"Liabilities":{"value":4733997,"Accounts payable, accrued":6128,"Other liabilities":4727869},"Fund balance":{"value":469027},"Form990Details":{"program_service_accomplishments":[{"description":"TOTAL # LOANS: 554 TOTAL AMOUNT OF LOANS: $471,614.63 TOTAL # MEMBERS: 799 TOTAL AMOUNT OF SHARES: $4,727,869.22"}],"program_service_revenue_detail":[{"business_code":"522100","description":"LOAN INTEREST INCOME"},{"business_code":"522100","description":"OPERATING INCOME"},{"business_code":"524298","description":"OTHER NON OPERATING INCOME"}],"functional_expense_allocations":{"current_officers_directors":{"total":46637},"accounting_fees":{"program_services":15994,"total":15994},"office_expenses":{"program_services":3944,"total":3944},"travel":{"program_services":2220,"total":2220},"interest":{"program_services":9350,"total":9350},"depreciation_depletion":{"program_services":703,"total":703},"insurance":{"program_services":4368,"total":4368},"all_other_expenses":{"program_services":3653,"total":3653}},"tax_and_disclosure_flags":{"activities_conducted_through_partnership":false,"foreign_financial_account":false,"employment_tax_returns_filed":true,"lobbying_activities":false,"deductible_non_cash_contributions":false,"deductible_contributions_of_art":false,"method_of_accounting_accrual":true,"schedule_o_part_vi":true},"principal_officer_detail":{"person_name":"PATTI MILLER","address_line1":"185 MCNEIL ROAD","city":"LANSING","state":"NC","zip":"28643"},"audit_financial_statement_detail":{"accountant_compile_or_review":false,"federal_grant_audit_required":false},"related_party_due_diligence":{"officer_entity_with_business_relationship":false,"officer_mailing_address":false,"related_entity":false,"related_org_controlled_entity":false,"compensation_from_other_sources":false,"excess_benefit_transaction":false},"grant_due_diligence":{"grants_to_organizations":false,"grants_to_individuals":false,"more_than_5000_to_organizations":false,"more_than_5000_to_individuals":false},"books_are_in_care_of":{"person_name":"PATTI MILLER","phone":"3363846911","address_line1":"185 MCNEIL ROAD","city":"LANSING","state":"NC","zip":"28643"},"officers_directors_key_employees":[{"title":"563 PINEY CREEK ROAD LANSING NC 28643","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"260 MT JEFFERSON ROAD, WEST JEFFERSON, NC 28694","average_hours_per_week":0.0,"officer":true},{"title":"120 MILLER STREET JEFFERSON NC 28640","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"563 BALL HOLLOW ROAD GRASSY CREEK NC 28631","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"PO BOX 5 LANSING NC 28643","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"922 FIRENDSHIP BAPTIST CHURCH ROAD JEFFERSON NC 28640","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"PO BOX 94 WARRENSVILLE NC 28693","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"10065 HWY 88 W WARRENSVILLE, NC 28693","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"PO BOX 1312, JEFFERSON, NC 28640","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"882 WEST MILL CREEL ROAD WARRENSVILLE NC 28693","average_hours_per_week":0.0,"officer":true},{"title":"846 RICH HILL ROAD CRESTON NC 28615","average_hours_per_week":0.0,"officer":true},{"title":"132 RIVER DRIVE WARRENSVILLE NC 28693","average_hours_per_week":0.0,"officer":true},{"title":"PO BOX 22 LANSING, NC 28643","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"298 SAWYERS ROAD WARRENSVILLE NC 28693","average_hours_per_week":0.0,"individual_trustee_or_director":true},{"title":"147 ELLER DALE ACRES LANSING NC 28643","average_hours_per_week":40.0,"reportable_comp_from_org":30000,"key_employee":true}]},"ScheduleB":{"attached":false,"required":false},"ScheduleD":{"land_buildings_equipment":{"equipment":{"other_cost_or_other_basis":51920,"book_value":1750,"depreciation":50170},"total_book_value":1750},"other_assets":{"assets":[{"description":"OTHER ASSETS - NCUSIF","book_value":54464}],"total_book_value":54464},"other_liabilities":{"liabilities":[{"description":"SHARES","amount":4727869}],"total_liability":4727869}},"Ratings":{"Mission Deployment Rate":{"score":null},"Program Expense Ratio":{"score":null},"Fundraising Efficiency":{"score":null,"percentile":null},"Filing Consistency Score":{"score":1.0},"Grant Itemization Coverage":{"score":null},"Independent Voting Board Pct":{"score":1.0},"Operating Margin":{"score":-0.32817056517334037,"percentile":0.14856802875275224},"Operating Reserve Ratio":{"score":34.51333961287926,"percentile":0.9705788716017939},"Liabilities to Assets Ratio":{"score":0.909854922829493,"percentile":0.07472443142179433},"Officer Compensation Ratio":{"score":0.19899969486713454,"percentile":0.28626231400957186},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.10682709155311289,"percentile":0.15202834940740884},"Asset Growth":{"score":-0.06369478050284622,"percentile":0.1660021806526194},"Foreign Oversight Score":{"score":null},"Major-Donor Itemization":{"score":null},"Related-Party Transparency":{"score":null},"Pay-Setting Controls":{"score":null,"weight":5,"atoms":{"Compensation committee":{"value":null},"Independent compensation consultant":{"value":null},"Form 990 of other organizations reviewed":{"value":null},"Written employment contract":{"value":null},"Compensation survey or study":{"value":null},"Board or committee approval":{"value":null}}},"Governance Policy Score":{"score":0.3333333333333333,"weight":5,"atoms":{"Conflict of interest policy":{"value":false},"Whistle blower policy":{"value":false},"Document retention policy":{"value":false},"Compensation process for CEO":{"value":false},"Compensation process for other employees":{"value":false},"Form 990 provided to governing body":{"value":false},"Minutes of governing body":{"value":true},"Audit committee":{"value":true},"Independent audit financial statements":{"value":true}}},"Categories":{"Financial Efficiency":{"score":null,"weight":45},"Transparency & Controls":{"score":1.0,"weight":20},"Accountability":{"score":0.7222222222222222,"weight":14},"Sustainability":{"score":0.3978477693466894,"weight":13},"Growth":{"score":0.15668629315581237,"weight":8}},"Overall Score":{"score":0.6643022265066286,"percentile":0.2557082533977624}},"source_xml":"201341269349300829_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}