{"success":true,"data":{"_id":540843888,"filings":[{"Organization":{"value":null,"Person":["DAVE BAILEY","JEFFREY TRICE"],"Title":["Gov Comm Member","Gov Comm Member"],"Hours":[1.0,1.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"To provide motor vehicle insurance for those persons not able to obtain coverage in the voluntary market.","year":2014,"name":"VIRGINIA AUTOMOBILE INSURANCE PLAN","phone":4019462310,"website":"www.aipso.com/va","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1952,"state_legal_domicile":"VA","total_volunteers":10,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI, 29194932, USA","city":"JOHNSTON","state":"RI","country":"USA","zip_code":29194932},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":486017,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":486017,"Total revenue":486017,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":357382,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":221050,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":165146,"Pension plan contributions":16272,"Other employee benefits":27553,"Payroll taxes":12079},"Other expenses":{"value":136332,"Management services":48319,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":10811,"Information technology":3719,"Royalties":0,"Occupancy":56389,"Travel":10574,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":2935,"Insurance":762,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2823,"Corporate communications":650,"Bad debt":1413,"Payroll processing":394,"Miscellaneous":366},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":77983,"Non-interest bearing cash":-327,"Savings and temp cash investments":64527,"Pledges and grants receivable":0,"Accounts receivable":4452,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":4861,"Land, building, equipment":4470,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":346426,"Sum of Total Liabilities":0,"Accounts payable, accrued":9438,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":336988},"Fund balance":{"value":-268443,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.2646718118913536,"percentile":0.8117995899059222},"Liabilities to Assets Ratio":{"score":4.442327173871228,"percentile":0.008647106924732029},"Operating Reserve Ratio":{"score":0.21820628906883952,"percentile":0.12405252029046984},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5781774390683274,"percentile":0.5410555551444759}},"source_xml":"201512249349302851_public.xml"},{"Organization":{"value":null,"Person":["Amica Mutual Ins Co","Government Employees Ins","Progressive Cas Ins Co","21st Century Centennial Ins Co","Travelers","Nationwide Mutual Ins Co","State Farm Mutual Auto Ins Co","Linda Walker","Richard BeskinBeskin-Divers Ins Group"],"Title":["Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide motor vehicle insurance for those persons not able to obtain coverage in the voluntary market.","year":2019,"name":"VIRGINIA AUTOMOBILE INSURANCE PLAN","phone":4019462310,"website":"www.aipso.com/va","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1952,"state_legal_domicile":"VA","total_volunteers":9,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI, 29194932, USA","city":"JOHNSTON","state":"RI","country":"USA","zip_code":29194932},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":121915,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":121066,"Total revenue":121066,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":849,"Investment income total":849,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":108801,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":71806,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":56489,"Pension plan contributions":2524,"Other employee benefits":9761,"Payroll taxes":3032},"Other expenses":{"value":36995,"Management services":30731,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":2558,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":3706,"Misc.":3559,"Payroll processing":78,"Property taxes":69},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":618856,"Non-interest bearing cash":46431,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":4473,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":223,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":567729},"Liabilities":{"value":411290,"Sum of Total Liabilities":0,"Accounts payable, accrued":2950,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":408340},"Fund balance":{"value":207566,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10756674732395521,"percentile":0.6360110372005179},"Liabilities to Assets Ratio":{"score":0.6645972568739739,"percentile":0.09976742490163593},"Operating Reserve Ratio":{"score":5.68796242681593,"percentile":0.8254113214364891},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.21439357326509706,"percentile":0.07024621127813002},"Asset Growth":{"score":0.3816702878099389,"percentile":0.949840852948573},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5664498997631701,"percentile":0.5061958253997744}},"source_xml":"202023099349301582_public.xml"},{"Organization":{"value":null,"Person":["DAVE BAILEY","MATT HUNTER"],"Title":["Gov Comm Member","Gov Comm Member"],"Hours":[1.0,1.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"To provide motor vehicle insurance for those persons not able to obtain coverage in the voluntary market.","year":2017,"name":"VIRGINIA AUTOMOBILE INSURANCE PLAN","phone":4019462310,"website":"www.aipso.com/va","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1952,"state_legal_domicile":"VA","total_volunteers":10,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI, 29194932, USA","city":"JOHNSTON","state":"RI","country":"USA","zip_code":29194932},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":211522,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":210927,"Total revenue":210927,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":297,"Investment income total":297,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":298,"Other total":298,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":134115,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":87709,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":57909,"Pension plan contributions":16384,"Other employee benefits":10330,"Payroll taxes":3086},"Other expenses":{"value":46406,"Management services":40753,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":4705,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":415,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":533,"Bad debt":104,"Payroll processing":87,"Property taxes":136,"Professional dues":206},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":330201,"Non-interest bearing cash":-741,"Savings and temp cash investments":54988,"Pledges and grants receivable":0,"Accounts receivable":6536,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":179,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":269239},"Liabilities":{"value":232956,"Sum of Total Liabilities":0,"Accounts payable, accrued":4092,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":228864},"Fund balance":{"value":97245,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.36595247775645084,"percentile":0.870289456473513},"Liabilities to Assets Ratio":{"score":0.7054975605767396,"percentile":0.09289402572460027},"Operating Reserve Ratio":{"score":2.4620735935577676,"percentile":0.6677550629423399},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.15208903998102563,"percentile":0.10021918607467109},"Asset Growth":{"score":0.41558265689962387,"percentile":0.958176272636716},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6060897517305308,"percentile":0.6232024626913578}},"source_xml":"201802849349300400_public.xml"},{"Organization":{"value":null,"Person":["Allstate Insurance Co"],"Title":["Gov Comm Member"],"Hours":[1.0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"value":null,"mission":"To provide motor vehicle insurance for those persons not able to obtain coverage in the voluntary market.","year":2021,"name":"VIRGINIA AUTOMOBILE INSURANCE PLAN","phone":4019462310,"website":"www.aipso.com/va","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1952,"state_legal_domicile":"VA","total_volunteers":10,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI, 29194932, USA","city":"JOHNSTON","state":"RI","country":"USA","zip_code":29194932},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":184674,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":184593,"Total revenue":184593,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":34,"Investment income total":34,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":47,"Other total":47,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":350359,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":25496,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":48062,"Pension plan contributions":-33496,"Other employee benefits":10892,"Payroll taxes":38},"Other expenses":{"value":324863,"Management services":28608,"Legal":15200,"Accounting":21641,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":4097,"Information technology":0,"Royalties":0,"Occupancy":2324,"Travel":63,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":201,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":200999,"Losses Incurred":124774,"LAE Incurred":30340,"Servicing Provider Operating":29749,"Commissions":16136},"All other expenses":51730},"Functional Expenses":{"value":null,"Program Service Expenses":350359,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":677500,"Non-interest bearing cash":674311,"Savings and temp cash investments":0,"Pledges and grants receivable":3189,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":957622,"Sum of Total Liabilities":0,"Accounts payable, accrued":189842,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":767780},"Fund balance":{"value":-280122,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.8971755634252792,"percentile":0.04549961389363356},"Liabilities to Assets Ratio":{"score":1.4134642066420664,"percentile":0.02946046837847183},"Operating Reserve Ratio":{"score":1.9337308303768421,"percentile":0.6072291284672043},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.6000000000000001,"percentile":0.9504057837139814},"Revenue Growth":{"score":-0.18623880584012822,"percentile":0.08185447825231232},"Asset Growth":{"score":0.27148694572715226,"percentile":0.9040873022437029},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6528370003446468,"percentile":0.748568059686628}},"source_xml":"202242789349301014_public.xml"},{"Organization":{"value":null,"Person":["Allstate Insurance Co"],"Title":["Gov Comm Member"],"Hours":[1.0],"Total Compensation":[0],"Direct compensation":[0],"Other compensation":[0]},"Basic":{"value":null,"mission":"To provide motor vehicle insurance for those persons not able to obtain coverage in the voluntary market.","year":2022,"name":"VIRGINIA AUTOMOBILE INSURANCE PLAN","phone":4019462310,"website":"www.aipso.com/va","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1952,"state_legal_domicile":"VA","total_volunteers":10,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI, 29194932, USA","city":"JOHNSTON","state":"RI","country":"USA","zip_code":29194932},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":166989,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":161759,"Total revenue":161759,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4686,"Investment income total":4686,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":544,"Other total":544,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":408163,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":23493,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":46778,"Pension plan contributions":-33846,"Other employee benefits":10561,"Payroll taxes":0},"Other expenses":{"value":384670,"Management services":26478,"Legal":0,"Accounting":32009,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":3953,"Information technology":0,"Royalties":0,"Occupancy":2400,"Travel":807,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":167,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":252328,"Losses Incurred":180322,"LAE Incurred":38937,"Servicing Provider Operating":15674,"Commissions":17395},"All other expenses":66528},"Functional Expenses":{"value":null,"Program Service Expenses":408163,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":600540,"Non-interest bearing cash":600540,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":854782,"Sum of Total Liabilities":0,"Accounts payable, accrued":204324,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":650458},"Fund balance":{"value":-254242,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-1.444250818916216,"percentile":0.03113022066452686},"Liabilities to Assets Ratio":{"score":1.4233556465847403,"percentile":0.029170210395045828},"Operating Reserve Ratio":{"score":1.4713239563605716,"percentile":0.5329739207264615},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.4894670360932381,"percentile":0.9280009185939001},"Revenue Growth":{"score":-0.16786566505611392,"percentile":0.09092456544239948},"Asset Growth":{"score":0.2285840527258648,"percentile":0.8735422267466294},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.64233721730673,"percentile":0.7223858652427224}},"source_xml":"202342929349300419_public.xml"},{"Organization":{"value":null,"Person":["DAVE BAILEY","STEWART FELVEY"],"Title":["Gov Comm Member","Gov Comm Member"],"Hours":[1.0,1.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"To provide motor vehicle insurance for those persons not able to obtain coverage in the voluntary market.","year":2015,"name":"VIRGINIA AUTOMOBILE INSURANCE PLAN","phone":4019462310,"website":"www.aipso.com/va","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1952,"state_legal_domicile":"VA","total_volunteers":10,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI, 29194932, USA","city":"JOHNSTON","state":"RI","country":"USA","zip_code":29194932},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":556159,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":556159,"Total revenue":556159,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":334129,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":211009,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":160378,"Pension plan contributions":12033,"Other employee benefits":26621,"Payroll taxes":11977},"Other expenses":{"value":123120,"Management services":36182,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":10817,"Information technology":3918,"Royalties":0,"Occupancy":56165,"Travel":8031,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":2992,"Insurance":3468,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1547,"Corporate communications":120,"Payroll processing":428,"Property taxes":425,"Miscellaneous":574},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":109602,"Non-interest bearing cash":-65329,"Savings and temp cash investments":157341,"Pledges and grants receivable":0,"Accounts receivable":3244,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":5259,"Land, building, equipment":1478,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":7609},"Liabilities":{"value":167148,"Sum of Total Liabilities":0,"Accounts payable, accrued":9102,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":158046},"Fund balance":{"value":-57546,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3992203668375411,"percentile":0.8846164585048257},"Liabilities to Assets Ratio":{"score":1.5250451634094269,"percentile":0.026452600891790513},"Operating Reserve Ratio":{"score":0.3280230090773324,"percentile":0.1756476368759194},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.05877941360047436,"percentile":0.6414592881953922},"Asset Growth":{"score":0.32202589695171296,"percentile":0.9295516715556992},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6275425328976537,"percentile":0.6833966518164709}},"source_xml":"201612179349300916_public.xml"},{"Organization":{"value":null,"Person":["Amica Mutual Ins Co","Government Employees Ins","Progressive Cas Ins Co","Bristo West Ins-Ron Wiest","Travelers","Nationwide Mutual Ins Co","State Farm Mutual Auto Ins Co","Allstate Insurance Co","Commonwealth Ins Center-Linda Walker","Salzberg Ins Agy-Ralph Soussan"],"Title":["Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide motor vehicle insurance for those persons not able to obtain coverage in the voluntary market.","year":2023,"name":"VIRGINIA AUTOMOBILE INSURANCE PLAN","phone":4019462310,"website":"www.aipso.com/va","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1952,"state_legal_domicile":"RI","total_volunteers":10,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI, 29194932, USA","city":"JOHNSTON","state":"RI","country":"USA","zip_code":29194932},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":254897,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":241374,"Total revenue":241374,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":13849,"Investment income total":13849,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":-326,"Other total":-326,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":474238,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":79583,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":54704,"Pension plan contributions":12325,"Other employee benefits":12554,"Payroll taxes":0},"Other expenses":{"value":394655,"Management services":35116,"Legal":0,"Accounting":36522,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":2608,"Information technology":0,"Royalties":0,"Occupancy":2485,"Travel":16,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":54,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":261033,"Losses Incurred":161657,"LAE Incurred":28392,"Servicing Provider Operating":38043,"Commissions":32941},"All other expenses":56821},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":449151,"Non-interest bearing cash":424695,"Savings and temp cash investments":0,"Pledges and grants receivable":24456,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":845984,"Sum of Total Liabilities":0,"Accounts payable, accrued":23583,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":822401},"Fund balance":{"value":-396833,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.8605083622012029,"percentile":0.0470864305572058},"Liabilities to Assets Ratio":{"score":1.883518015099599,"percentile":0.019915958330670416},"Operating Reserve Ratio":{"score":0.9471004010644445,"percentile":0.40838019998548986},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.3538103047769215,"percentile":0.8865570809279513},"Revenue Growth":{"score":-0.13324848106357973,"percentile":0.11333955419752952},"Asset Growth":{"score":0.18157560396165476,"percentile":0.8260033357378982},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4677245930477598,"percentile":0.24757763555311663}},"source_xml":"202422849349300622_public.xml"},{"Organization":{"value":null,"Person":["DAVE BAILEY","JEFFREY TRICE"],"Title":["Gov Comm Member","Gov Comm Member"],"Hours":[1.0,1.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"To provide motor vehicle insurance for those persons not able to obtain coverage in the voluntary market.","year":2013,"name":"VIRGINIA AUTOMOBILE INSURANCE PLAN","phone":4019462310,"website":"www.aipso.com/va","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1952,"state_legal_domicile":"VA","total_volunteers":10,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI, 29194932, USA","city":"JOHNSTON","state":"RI","country":"USA","zip_code":29194932},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":495888,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":495888,"Total revenue":495888,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":382010,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":250215,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":162364,"Pension plan contributions":48274,"Other employee benefits":27725,"Payroll taxes":11852},"Other expenses":{"value":131795,"Management services":43285,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":9699,"Information technology":3835,"Royalties":0,"Occupancy":58332,"Travel":11783,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":2962,"Insurance":805,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1094,"Corporate communications":387,"Miscellaneous":707},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":57077,"Non-interest bearing cash":122,"Savings and temp cash investments":40042,"Pledges and grants receivable":0,"Accounts receivable":4608,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":4900,"Land, building, equipment":7405,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":304721,"Sum of Total Liabilities":0,"Accounts payable, accrued":12858,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":291863},"Fund balance":{"value":-247644,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.22964459716710225,"percentile":0.7840724856873661},"Liabilities to Assets Ratio":{"score":5.338770432923945,"percentile":0.007424418214026445},"Operating Reserve Ratio":{"score":0.14941231904923954,"percentile":0.09138749608700757},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5687363886191471,"percentile":0.5129947046056272}},"source_xml":"201431969349300108_public.xml"},{"Organization":{"value":null,"Person":["Richard BeskinBeskin-Divers Ins Gro","Dave BaileyBailey Ins Agency Inc"],"Title":["Gov Comm Member","Gov Comm Member"],"Hours":[1.0,1.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"See note below","year":2018,"name":"VIRGINIA AUTOMOBILE INSURANCE PLAN","phone":4019462310,"website":"www.aipso.com/va","type":"990EZ","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI, 29194932, USA","city":"JOHNSTON","state":"RI","country":"USA","zip_code":29194932},"Governance":{"value":null,"501c3 determination":false,"501c determination":false,"Number of voting members":null,"Number of independent voting members":null,"Number of employees total":null,"Total Gross UBI":null,"Net unrelated business taxable income":null,"Number of employees":null,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":false,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":171482,"Contributions":{"value":170882,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":170882,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":600,"Investment income total":600,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":93496,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":41888,"Fundraising professional":0,"Fees to independent contractors":41888},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":47170,"Current officers":47170,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":4438,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":417,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":1661,"Itemized Expenses":2360,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":335364,"Non-interest bearing cash":0,"Savings and temp cash investments":39594,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":295770},"Liabilities":{"value":243608,"Sum of Total Liabilities":243608,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":91756,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.4547765946280076,"percentile":0.9047151851588416},"Liabilities to Assets Ratio":{"score":0.7263987786405219,"percentile":0.08961413099586552},"Operating Reserve Ratio":{"score":3.5869342003936,"percentile":0.7485313521381964},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.19204635120374614,"percentile":0.07927710310424484},"Asset Growth":{"score":0.3714991178738892,"percentile":0.9469598609632595},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":0.0,"percentile":0.3578721869904765},"Overall Score":{"score":0.5290142176298998,"percentile":0.397781529934807}},"source_xml":"201942979349200704_public.xml"},{"Organization":{"value":null,"Person":["Richard BeskinBeskin-Divers Ins Gro","Linda Walker"],"Title":["Gov Comm Member","Gov Comm Member"],"Hours":[1.0,1.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"See note below","year":2020,"name":"VIRGINIA AUTOMOBILE INSURANCE PLAN","phone":4019462310,"website":"www.aipso.com/va","type":"990EZ","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI, 29194932, USA","city":"JOHNSTON","state":"RI","country":"USA","zip_code":29194932},"Governance":{"value":null,"501c3 determination":false,"501c determination":false,"Number of voting members":null,"Number of independent voting members":null,"Number of employees total":null,"Total Gross UBI":null,"Net unrelated business taxable income":null,"Number of employees":null,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":false,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":126667,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":125960,"Total revenue":125960,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":484,"Investment income total":484,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":223,"Other total":223,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":331075,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":105252,"Fundraising professional":0,"Fees to independent contractors":105252},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":46625,"Current officers":46625,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":179198,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":2589,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":1940,"Itemized Expenses":174669,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":462909,"Non-interest bearing cash":0,"Savings and temp cash investments":433171,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":29738},"Liabilities":{"value":658202,"Sum of Total Liabilities":658202,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":-195293,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-1.613743121728627,"percentile":0.028622210664280258},"Liabilities to Assets Ratio":{"score":1.421882054572281,"percentile":0.029215275149000464},"Operating Reserve Ratio":{"score":1.3981998036698633,"percentile":0.5186353422486576},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.21298881038510206,"percentile":0.07077478875798571},"Asset Growth":{"score":0.30201663541505686,"percentile":0.9206056251116188},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":0.0,"percentile":0.3578721869904765},"Overall Score":{"score":0.311475119980948,"percentile":0.023009637461770427}},"source_xml":"202143059349200229_public.xml"},{"Organization":{"value":null,"Person":["Amica Mutual Ins Co","Government Employees Ins","Progressive Cas Ins Co","Bristol West Ins-Ron Wiest","Travelers","Nationwide Mutual Ins Co","State Farm Mutual Auto Ins Co","Allstate Insurance Co","Brown & Brown Ins Srvcs Inc-Melissa Ferguson","Salzberg Ins Agy-Ralph Soussan"],"Title":["Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide motor vehicle insurance for those persons not able to obtain coverage in the voluntary market.","year":2024,"name":"VIRGINIA AUTOMOBILE INSURANCE PLAN","phone":4019462310,"website":"www.aipso.com/va","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1952,"state_legal_domicile":"RI","total_volunteers":10,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI, 29194932, USA","city":"JOHNSTON","state":"RI","country":"USA","zip_code":29194932},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":426389,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":404064,"Total revenue":404064,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":22628,"Investment income total":22628,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":-303,"Other total":-303,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":805248,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":71790,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":58827,"Pension plan contributions":-227,"Other employee benefits":13190,"Payroll taxes":0},"Other expenses":{"value":733458,"Management services":20871,"Legal":0,"Accounting":37848,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":3912,"Information technology":0,"Royalties":0,"Occupancy":1969,"Travel":1444,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":43,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":536276,"Losses Incurred":406502,"LAE Incurred":58547,"Servicing Provider Operating":26557,"Commissions":44670},"All other expenses":131095},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":517168,"Non-interest bearing cash":517168,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":1172068,"Sum of Total Liabilities":0,"Accounts payable, accrued":28372,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1143696},"Fund balance":{"value":-654900,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.8885290192758256,"percentile":0.045865237974605635},"Liabilities to Assets Ratio":{"score":2.266319648547474,"percentile":0.016069681580642148},"Operating Reserve Ratio":{"score":0.6422468605945001,"percentile":0.30735032260841644},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.2549457103023117,"percentile":0.8421496639677258},"Revenue Growth":{"score":-0.08096277483888725,"percentile":0.1673636442281607},"Asset Growth":{"score":0.15271372296509134,"percentile":0.7863636223455749},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.45886837333372055,"percentile":0.22910105085950416}},"source_xml":"202502809349301630_public.xml"},{"Organization":{"value":null,"Person":["DAVE BAILEY","MATT HUNTER"],"Title":["Gov Comm Member","Gov Comm Member"],"Hours":[1.0,1.0],"Total Compensation":[0,0],"Direct compensation":[0,0],"Other compensation":[0,0]},"Basic":{"value":null,"mission":"To provide motor vehicle insurance for those persons not able to obtain coverage in the voluntary market.","year":2016,"name":"VIRGINIA AUTOMOBILE INSURANCE PLAN","phone":4019462310,"website":"www.aipso.com/va","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1952,"state_legal_domicile":"VA","total_volunteers":10,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI, 29194932, USA","city":"JOHNSTON","state":"RI","country":"USA","zip_code":29194932},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":400684,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":398878,"Total revenue":398878,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":1806,"Investment income total":51,"Net investment gain":1755,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":276028,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":177848,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":132749,"Pension plan contributions":16237,"Other employee benefits":18794,"Payroll taxes":10068},"Other expenses":{"value":98180,"Management services":55088,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":11664,"Information technology":1880,"Royalties":0,"Occupancy":24592,"Travel":2028,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":1479,"Insurance":467,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":982,"Bad debt":144,"Payroll processing":207,"Property taxes":443,"Professional dues":188},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":56512,"Non-interest bearing cash":-32,"Savings and temp cash investments":47975,"Pledges and grants receivable":0,"Accounts receivable":8309,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":260,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":133759,"Sum of Total Liabilities":0,"Accounts payable, accrued":10134,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":123625},"Fund balance":{"value":-77247,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.3111080053109183,"percentile":0.8419387125181819},"Liabilities to Assets Ratio":{"score":2.366913221970555,"percentile":0.015360526225228724},"Operating Reserve Ratio":{"score":0.20473285318880693,"percentile":0.11768583657403543},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.04445549395795637,"percentile":0.23169331531466458},"Asset Growth":{"score":0.03974313851793316,"percentile":0.4862231894061585},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5411397894518482,"percentile":0.43162313766765464}},"source_xml":"201722989349300342_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["Amica Mutual Ins Co","Government Employees Ins","Progressive Cas Ins Co","Bristol West Ins-Ron Wiest","Travelers","Nationwide Mutual Ins Co","State Farm Mutual Auto Ins Co","Allstate Insurance Co","Brown & Brown Ins Srvcs Inc-Melissa Ferguson","Salzberg Ins Agy-Ralph Soussan"],"Title":["Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member","Gov Comm Member"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide motor vehicle insurance for those persons not able to obtain coverage in the voluntary market.","year":2024,"name":"VIRGINIA AUTOMOBILE INSURANCE PLAN","phone":4019462310,"website":"www.aipso.com/va","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1952,"state_legal_domicile":"RI","total_volunteers":10,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI, 29194932, USA","city":"JOHNSTON","state":"RI","country":"USA","zip_code":29194932},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":10,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":426389,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":404064,"Total revenue":404064,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":22628,"Investment income total":22628,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":-303,"Other total":-303,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":805248,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":71790,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":58827,"Pension plan contributions":-227,"Other employee benefits":13190,"Payroll taxes":0},"Other expenses":{"value":733458,"Management services":20871,"Legal":0,"Accounting":37848,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":3912,"Information technology":0,"Royalties":0,"Occupancy":1969,"Travel":1444,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":43,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":536276,"Losses Incurred":406502,"LAE Incurred":58547,"Servicing Provider Operating":26557,"Commissions":44670},"All other expenses":131095},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":517168,"Non-interest bearing cash":517168,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":1172068,"Sum of Total Liabilities":0,"Accounts payable, accrued":28372,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":1143696},"Fund balance":{"value":-654900,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.8885290192758256,"percentile":0.045865237974605635},"Liabilities to Assets Ratio":{"score":2.266319648547474,"percentile":0.016069681580642148},"Operating Reserve Ratio":{"score":0.6422468605945001,"percentile":0.30735032260841644},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.2549457103023117,"percentile":0.8421496639677258},"Revenue Growth":{"score":-0.08096277483888725,"percentile":0.1673636442281607},"Asset Growth":{"score":0.15271372296509134,"percentile":0.7863636223455749},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.45886837333372055,"percentile":0.22910105085950416}},"source_xml":"202502809349301630_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}