{"success":true,"data":{"_id":527325750,"filings":[{"Organization":{"value":null,"Person":["PRINCIPAL CUSTODY SOLUTIONS"],"Title":["TRUSTEE"],"Hours":[2.0],"Total Compensation":[95164],"Direct compensation":[0],"Other compensation":[95164]},"Basic":{"value":null,"mission":"Benefit plan for retired employees and their dependents","year":2024,"name":"VISION SERVICE PLAN POST RETIREMENT WELFARE BENEFITS PROGRAM","phone":9168155000,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MARGARET ROBERTS","year_formation":2003,"state_legal_domicile":"CA","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"3333 QUALITY DRIVE, RANCHO CORDOVA, CA, 95670, USA","city":"RANCHO CORDOVA","state":"CA","country":"USA","zip_code":95670},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":1,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":6016561,"Net unrelated business taxable income":5651400,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":14410923,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":8394362,"Total revenue":{"value":8394362,"EMPLOYER CONTRIBUTIONS":7486482,"PARTICIPANT CONTRIBUTIONS":907880},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5998780,"Investment income total":1815918,"Net investment gain":4182862,"Income from invest bond proceeds":0},"Other revenues":{"value":17781,"Other total":17781,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":9654363,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":9654363,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":95164,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9559199,"HEALTH CARE PREMIUMS":6525632,"INCOME TAX UBI":2032000,"DEFERRED TAX EXPENSE UBI":1001567},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":6525632,"Management And General Expenses":3128731,"Fundraising Expenses":0}},"Assets":{"value":80422333,"Non-interest bearing cash":415216,"Savings and temp cash investments":79922262,"Pledges and grants receivable":0,"Accounts receivable":84855,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":6326829,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":6326829},"Fund balance":{"value":74095504,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6759256928706742,"percentile":0.5240002658438933},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.33006629762715406,"percentile":0.8524790392850236},"Liabilities to Assets Ratio":{"score":0.07867005051942474,"percentile":0.34838393695522857},"Operating Reserve Ratio":{"score":8.330154252538463,"percentile":0.873368794964047},"Officer Compensation Ratio":{"score":0.009857097770199857,"percentile":0.9611525400882128},"Program Expense Growth":{"score":0.16834195675713964,"percentile":0.7758116745401247},"Revenue Growth":{"score":0.03183836099111612,"percentile":0.5236643409817486},"Asset Growth":{"score":0.048166390852938744,"percentile":0.5196781340950934},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.634482863105757,"percentile":0.7021468155539285}},"source_xml":"202523179349309712_public.xml"},{"Organization":{"value":null,"Person":["Wells Fargo Bank NA Trustee"],"Title":["Trustee"],"Hours":[2.0],"Total Compensation":[77467],"Direct compensation":[0],"Other compensation":[77467]},"Basic":{"value":null,"mission":"Benefit plan for retired employees and their dependents","year":2020,"name":"VISION SERVICE PLAN POST RETIREMENT WELFARE BENEFITS PROGRAM","phone":9168515000,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Lester Passuello","year_formation":2003,"state_legal_domicile":"CA","total_volunteers":null,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"3333 QUALITY DRIVE, RANCHO CORDOVA, CA, 95670, USA","city":"RANCHO CORDOVA","state":"CA","country":"USA","zip_code":95670},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":1,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":2767523,"Net unrelated business taxable income":2579263,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":12270804,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":9503281,"Total revenue":{"value":9503281,"EMPLOYER CONTRIBUTIONS":9029633,"PARTICIPANT CONTRIBUTIONS":473648},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2753574,"Investment income total":910574,"Net investment gain":1843000,"Income from invest bond proceeds":0},"Other revenues":{"value":13949,"Other total":13949,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6722964,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":6722964,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":77467,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6645497,"Health Care Premiums":3183945,"Deferred Tax Expense UBI":2085052,"Income Tax UBI":1376500},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":3183945,"Management And General Expenses":3539019,"Fundraising Expenses":0}},"Assets":{"value":66248202,"Non-interest bearing cash":341513,"Savings and temp cash investments":65858184,"Pledges and grants receivable":0,"Accounts receivable":48505,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":7150816,"Sum of Total Liabilities":0,"Accounts payable, accrued":53656,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":7097160},"Fund balance":{"value":59097386,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.47359245118670873,"percentile":0.47195628881925034},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.4521170739912397,"percentile":0.9038537063459827},"Liabilities to Assets Ratio":{"score":0.10793977472777298,"percentile":0.31798018134056993},"Operating Reserve Ratio":{"score":9.854017067472025,"percentile":0.890729244366554},"Officer Compensation Ratio":{"score":0.011522745027342107,"percentile":0.9537973975688958},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6257487145138567,"percentile":0.6785610222256975}},"source_xml":"202103229349301115_public.xml"},{"Organization":{"value":null,"Person":["PRINCIPAL CUSTODY SOLUTIONS"],"Title":["TRUSTEE"],"Hours":[2.0],"Total Compensation":[191564],"Direct compensation":[0],"Other compensation":[191564]},"Basic":{"value":null,"mission":"Benefit plan for retired employees and their dependents","year":2023,"name":"VISION SERVICE PLAN POST RETIREMENT WELFARE BENEFITS PROGRAM","phone":9168155000,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MARGARET ROBERTS","year_formation":2003,"state_legal_domicile":"CA","total_volunteers":null,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"3333 QUALITY DRIVE, RANCHO CORDOVA, CA, 95670, USA","city":"RANCHO CORDOVA","state":"CA","country":"USA","zip_code":95670},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":1,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":3773500,"Net unrelated business taxable income":3519389,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":11299085,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":7525585,"Total revenue":{"value":7525585,"EMPLOYER CONTRIBUTIONS":6773152,"PARTICIPANT CONTRIBUTIONS":752433},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":3718680,"Investment income total":1448779,"Net investment gain":2269901,"Income from invest bond proceeds":0},"Other revenues":{"value":54820,"Other total":54820,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":10384200,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":10384200,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":191564,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":10192636,"HEALTH CARE PREMIUMS":6158905,"INCOME TAX UBI":1239000,"DEFERRED TAX EXPENSE UBI":2794731},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":6158905,"Management And General Expenses":4225295,"Fundraising Expenses":0}},"Assets":{"value":73545591,"Non-interest bearing cash":458317,"Savings and temp cash investments":73010571,"Pledges and grants receivable":0,"Accounts receivable":76703,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":6436222,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":6436222},"Fund balance":{"value":67109369,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.593103464879336,"percentile":0.4937683774661049},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.08096983074293183,"percentile":0.5888432889129287},"Liabilities to Assets Ratio":{"score":0.08751336296964424,"percentile":0.33835682436053116},"Operating Reserve Ratio":{"score":7.082451320275033,"percentile":0.8545399503138377},"Officer Compensation Ratio":{"score":0.018447641609368078,"percentile":0.9203368713880561},"Program Expense Growth":{"score":0.20485544907799677,"percentile":0.8087131030736049},"Revenue Growth":{"score":-0.033703453024444475,"percentile":0.2574275914644816},"Asset Growth":{"score":0.030595129614094024,"percentile":0.44840161858144506},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5543055977377235,"percentile":0.470038995012982}},"source_xml":"202423189349304982_public.xml"},{"Organization":{"value":null,"Person":["PRINCIPAL CUSTODY SOLUTIONS"],"Title":["Trustee"],"Hours":[2.0],"Total Compensation":[78589],"Direct compensation":[0],"Other compensation":[78589]},"Basic":{"value":null,"mission":"Benefit plan for retired employees and their dependents","year":2022,"name":"VISION SERVICE PLAN POST RETIREMENT WELFARE BENEFITS PROGRAM","phone":9168515000,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"LESTER PASSUELLO","year_formation":2003,"state_legal_domicile":"CA","total_volunteers":null,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"3333 QUALITY DRIVE, RANCHO CORDOVA, CA, 95670, USA","city":"RANCHO CORDOVA","state":"CA","country":"USA","zip_code":95670},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":1,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":2557938,"Net unrelated business taxable income":1866343,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":10758427,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":8200489,"Total revenue":{"value":8200489,"EMPLOYER CONTRIBUTIONS":7453036,"PARTICIPANT CONTRIBUTIONS":747453},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":2549131,"Investment income total":1151290,"Net investment gain":1397841,"Income from invest bond proceeds":0},"Other revenues":{"value":8807,"Other total":8807,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":656992,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":656992,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":78589,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":578403,"HEALTH CARE PREMIUMS":4903568,"INCOME TAX UBI":1157980,"DEFERRED TAX EXPENSE UBI":-5483145},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":4903568,"Management And General Expenses":-4246576,"Fundraising Expenses":0}},"Assets":{"value":66514828,"Non-interest bearing cash":90875,"Savings and temp cash investments":58556468,"Pledges and grants receivable":0,"Accounts receivable":7867485,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":6565693,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":6565693},"Fund balance":{"value":59949135,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":7.463664702157713,"percentile":0.999984291042672},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.938932336483763,"percentile":0.9877377346266182},"Liabilities to Assets Ratio":{"score":0.09871021541241902,"percentile":0.32679382301514337},"Operating Reserve Ratio":{"score":101.24145803906288,"percentile":0.9894999433133956},"Officer Compensation Ratio":{"score":0.11961941697920218,"percentile":0.490961623835741},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8150427938308176,"percentile":0.9671541159947148}},"source_xml":"202333189349310588_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["PRINCIPAL CUSTODY SOLUTIONS"],"Title":["TRUSTEE"],"Hours":[2.0],"Total Compensation":[95164],"Direct compensation":[0],"Other compensation":[95164]},"Basic":{"value":null,"mission":"Benefit plan for retired employees and their dependents","year":2024,"name":"VISION SERVICE PLAN POST RETIREMENT WELFARE BENEFITS PROGRAM","phone":9168155000,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"MARGARET ROBERTS","year_formation":2003,"state_legal_domicile":"CA","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"3333 QUALITY DRIVE, RANCHO CORDOVA, CA, 95670, USA","city":"RANCHO CORDOVA","state":"CA","country":"USA","zip_code":95670},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":1,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":6016561,"Net unrelated business taxable income":5651400,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":14410923,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":8394362,"Total revenue":{"value":8394362,"EMPLOYER CONTRIBUTIONS":7486482,"PARTICIPANT CONTRIBUTIONS":907880},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5998780,"Investment income total":1815918,"Net investment gain":4182862,"Income from invest bond proceeds":0},"Other revenues":{"value":17781,"Other total":17781,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":9654363,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":9654363,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":95164,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":9559199,"HEALTH CARE PREMIUMS":6525632,"INCOME TAX UBI":2032000,"DEFERRED TAX EXPENSE UBI":1001567},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":6525632,"Management And General Expenses":3128731,"Fundraising Expenses":0}},"Assets":{"value":80422333,"Non-interest bearing cash":415216,"Savings and temp cash investments":79922262,"Pledges and grants receivable":0,"Accounts receivable":84855,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":6326829,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":6326829},"Fund balance":{"value":74095504,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.6759256928706742,"percentile":0.5240002658438933},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.33006629762715406,"percentile":0.8524790392850236},"Liabilities to Assets Ratio":{"score":0.07867005051942474,"percentile":0.34838393695522857},"Operating Reserve Ratio":{"score":8.330154252538463,"percentile":0.873368794964047},"Officer Compensation Ratio":{"score":0.009857097770199857,"percentile":0.9611525400882128},"Program Expense Growth":{"score":0.16834195675713964,"percentile":0.7758116745401247},"Revenue Growth":{"score":0.03183836099111612,"percentile":0.5236643409817486},"Asset Growth":{"score":0.048166390852938744,"percentile":0.5196781340950934},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.634482863105757,"percentile":0.7021468155539285}},"source_xml":"202523179349309712_public.xml"},"sector":"Mutual/Membership Benefit","donation_categories":[],"zakat_policy":null},"error":null}