{"success":true,"data":{"_id":480590867,"filings":[{"Organization":{"value":null,"Person":["Felix Dreher","June Freund","John Minton","Mary J Goedeke","Mark Kolarik","Becky Franklin"],"Title":["Director","Director","Director","Board Member","President","Vice President"],"Hours":[1.0,1.0,1.0,1.0,40.0,40.0],"Total Compensation":[0,0,0,0,119116,72994],"Direct compensation":[0,0,0,0,119116,72994],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.","year":2019,"name":"Kansas Teachers Community Credit Un","phone":null,"website":"www.kstcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Mark Kolarik","year_formation":1949,"state_legal_domicile":"KS","total_volunteers":null,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"416 N Broadway PO Box 1296, Pittsburg, KS, 66762, USA","city":"Pittsburg","state":"KS","country":"USA","zip_code":66762},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":42,"Total Gross UBI":11751,"Net unrelated business taxable income":0,"Number of employees":42,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4719895,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4619772,"Total revenue":{"value":4619772,"Interest on Loans":3247028,"Fees and Charges":531548,"Non Member ATM Fees":11751,"Interchange Income Visa":379423,"Other Program Service":450022},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":100123,"Investment income total":0,"Net investment gain":100123,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3690429,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1521233,"Current officers":192110,"Disqualified persons":0,"Other salaries and wages":1026115,"Pension plan contributions":103274,"Other employee benefits":107061,"Payroll taxes":92673},"Other expenses":{"value":2169196,"Management services":0,"Legal":360,"Accounting":14895,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":68412,"Office expenses":140549,"Information technology":0,"Royalties":0,"Occupancy":227770,"Travel":0,"Conferences and meetings":17622,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":59825,"Insurance":47200,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1516553,"Member Dividends":543792,"Loan Servicing":341243,"Visa and Master Card Debit C":226558,"Data Processing and Other":404960},"All other expenses":76010},"Functional Expenses":{"value":null,"Program Service Expenses":3690429,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":100420387,"Non-interest bearing cash":3388090,"Savings and temp cash investments":20874256,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":117904,"Receivables from disqual persons":0,"Other net note and loans":70839571,"Inventories for sale or use":0,"Prepaid expenses deferred charges":350757,"Land, building, equipment":3345085,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1504724},"Liabilities":{"value":87352231,"Sum of Total Liabilities":0,"Accounts payable, accrued":1212637,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":86139594},"Fund balance":{"value":13068156,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.21811205545886084,"percentile":0.7737355551484008},"Liabilities to Assets Ratio":{"score":0.8698655084848458,"percentile":0.06938312906709404},"Operating Reserve Ratio":{"score":27.211033459795594,"percentile":0.9629641455711999},"Officer Compensation Ratio":{"score":0.05205627855189735,"percentile":0.74678188095316},"Program Expense Growth":{"score":0.05074460053147535,"percentile":0.5341362175353749},"Revenue Growth":{"score":0.06342536831777018,"percentile":0.6586428157277557},"Asset Growth":{"score":0.042845491987399564,"percentile":0.498740757541647},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7839084472928064,"percentile":0.9481309731674554}},"source_xml":"202021819349302102_public.xml"},{"Organization":{"value":null,"Person":["Felix Dreher","June Freund","Harold Thomas","John Minton","Kent Runyan","Terry Mendenhall","Joan Cleland","Bert VanLuyck","Dean Cortes","Mark Kolarik","Becky Franklin"],"Title":["Director","Director","Treasurer","Director","Director","Secretary","Chairman","Director","Vice Chairman","President","Vice President"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,0.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.","year":2017,"name":"Kansas Teachers Community Credit Un","phone":null,"website":"www.kstcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Mark Kolarik","year_formation":1949,"state_legal_domicile":"KS","total_volunteers":null,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"416 N Broadway PO Box 1296, Pittsburg, KS, 66762, USA","city":"Pittsburg","state":"KS","country":"USA","zip_code":66762},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":44,"Total Gross UBI":9943,"Net unrelated business taxable income":0,"Number of employees":44,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4142041,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4072953,"Total revenue":{"value":4072953,"Interest on Loans":2978855,"Fees and Charges":649493,"Non Member ATM Fees":9943,"Interchange Income Visa":424707,"Other Program Service":9955},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":69088,"Investment income total":0,"Net investment gain":69088,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3194562,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1398781,"Current officers":199148,"Disqualified persons":0,"Other salaries and wages":926547,"Pension plan contributions":73115,"Other employee benefits":118104,"Payroll taxes":81867},"Other expenses":{"value":1795781,"Management services":0,"Legal":1165,"Accounting":10372,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":54270,"Office expenses":300570,"Information technology":0,"Royalties":0,"Occupancy":161460,"Travel":6318,"Conferences and meetings":14129,"Interest":0,"Payments to affiliates":6912,"Depreciation and depletion":11662,"Insurance":29827,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1009670,"Member Dividends":290956,"Loan Servicing":192952,"Visa Debit Card and ATM Exp":314035,"Data Processing and Other":211727},"All other expenses":189426},"Functional Expenses":{"value":null,"Program Service Expenses":3194562,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":92018774,"Non-interest bearing cash":3333301,"Savings and temp cash investments":16870063,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":130253,"Receivables from disqual persons":0,"Other net note and loans":69020077,"Inventories for sale or use":0,"Prepaid expenses deferred charges":278717,"Land, building, equipment":1220224,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1166139},"Liabilities":{"value":80908161,"Sum of Total Liabilities":0,"Accounts payable, accrued":1410595,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":79497566},"Fund balance":{"value":11110613,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.22874689072367946,"percentile":0.7832906941742063},"Liabilities to Assets Ratio":{"score":0.8792571068160504,"percentile":0.06799206204843068},"Operating Reserve Ratio":{"score":28.804817060993024,"percentile":0.9654619938042855},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.023465322415771588,"percentile":0.42025970843212646},"Revenue Growth":{"score":0.045458443163191906,"percentile":0.5868959819432558},"Asset Growth":{"score":0.04640126109539611,"percentile":0.5127882569017225},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7685201126886809,"percentile":0.9352489599296694}},"source_xml":"201811459349300411_public.xml"},{"Organization":{"value":null,"Person":["Bob Tomassi","Bert Van Luyck","Ken Burbach","Felix Dreher","Harold Thomas","Terry Mendenhall","Kent Runyan","Joan Cleland","Mark Kolarik","Becky Franklin"],"Title":["Director","Director","Director","Director","Director","Director","Director","Director","President","Vice President"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,124443,82399],"Direct compensation":[0,0,0,0,0,0,0,0,124443,82399],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.","year":2014,"name":"Kansas Teachers Community Credit Un","phone":null,"website":"www.kstcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Mark Kolarik","year_formation":1949,"state_legal_domicile":"KS","total_volunteers":null,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"416 N Broadway PO Box 1296, Pittsburg, KS, 66762, USA","city":"Pittsburg","state":"KS","country":"USA","zip_code":66762},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":30,"Total Gross UBI":11196,"Net unrelated business taxable income":0,"Number of employees":30,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3284935,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3002981,"Total revenue":{"value":3002981,"Interest on Loans":2115703,"Fees and Charges":538750,"Non Member ATM Fees":11196,"Interchange Income Visa":337332},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":281954,"Investment income total":246628,"Net investment gain":35326,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2794395,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1252355,"Current officers":181723,"Disqualified persons":0,"Other salaries and wages":824261,"Pension plan contributions":85635,"Other employee benefits":81486,"Payroll taxes":79250},"Other expenses":{"value":1542040,"Management services":0,"Legal":0,"Accounting":10965,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":58461,"Office expenses":273903,"Information technology":0,"Royalties":0,"Occupancy":167621,"Travel":15120,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":9512,"Insurance":12230,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":876556,"Member Dividends":58217,"Loan Servicing":250755,"Provision for Loan Loss":378075,"Data Processing and Other":189509},"All other expenses":117672},"Functional Expenses":{"value":null,"Program Service Expenses":2794395,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":81738826,"Non-interest bearing cash":3289448,"Savings and temp cash investments":29805852,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":65040,"Receivables from disqual persons":0,"Other net note and loans":46367443,"Inventories for sale or use":0,"Prepaid expenses deferred charges":161893,"Land, building, equipment":975743,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1073407},"Liabilities":{"value":72767058,"Sum of Total Liabilities":0,"Accounts payable, accrued":993349,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":71773709},"Fund balance":{"value":8971768,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.14933019983652646,"percentile":0.6977185587237315},"Liabilities to Assets Ratio":{"score":0.8902385997078059,"percentile":0.06624989962850256},"Operating Reserve Ratio":{"score":29.25099207520769,"percentile":0.9661018147999124},"Officer Compensation Ratio":{"score":0.0740203156676132,"percentile":0.6482747404577281},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8330564674264471,"percentile":0.9752086990136556}},"source_xml":"201541319349302439_public.xml"},{"Organization":{"value":null,"Person":["Elesa Parsons","Becky Franklin","Mark Kolarik","Tim Gray","Chris Okeke","Theresa Presley","Jeff Scott","Dean Cortes","Patrick Pense","John Minton","June Freund","Jason Grotheer","Mary J Goedeke"],"Title":["Current PresidentCEO","Vice President","President","Vice President of Operations","Board Member","Board Member","Board Member","Board Member","Board Member","Board Chairperson","Board Secretary","Board Vice Chairperson","Board Treasurer"],"Hours":[40.0,40.0,40.0,40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[156722,94269,74391,6038,0,0,0,0,0,0,0,0,0],"Direct compensation":[156722,94269,74391,6038,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.","year":2022,"name":"Kansas Teachers Community Credit Un","phone":null,"website":"www.kstcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Elesa Parsons","year_formation":1949,"state_legal_domicile":"KS","total_volunteers":null,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"416 N Broadway, Pittsburg, KS, 66762, USA","city":"Pittsburg","state":"KS","country":"USA","zip_code":66762},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13378,"Number of independent voting members":13378,"Number of employees total":69,"Total Gross UBI":19754,"Net unrelated business taxable income":0,"Number of employees":69,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4800601,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4160344,"Total revenue":{"value":4058615,"Interest on Loans":2927723,"Fees and Charges":559935,"Cash Advance Fees":1887,"Interchange Income Visa":549316,"ATM Surcharge Fee Incom":19754},"Total other revenue":101729,"Unrelated business revenue":0},"Investment income":{"value":640257,"Investment income total":603838,"Net investment gain":36419,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3982976,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1539009,"Current officers":331420,"Disqualified persons":0,"Other salaries and wages":961277,"Pension plan contributions":0,"Other employee benefits":246312,"Payroll taxes":0},"Other expenses":{"value":2443967,"Management services":0,"Legal":0,"Accounting":12833,"Lobbying services":0,"Investment management fees":0,"Other services":565243,"Advertising":66305,"Office expenses":464819,"Information technology":0,"Royalties":0,"Occupancy":280395,"Travel":18458,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":919252,"Member Dividends":244324,"Loan Servicing":647344,"Association Dues":51804,"Provision for Loan Loss":-24220},"All other expenses":116662},"Functional Expenses":{"value":null,"Program Service Expenses":3982976,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":128829987,"Non-interest bearing cash":4233335,"Savings and temp cash investments":38672175,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":193582,"Receivables from disqual persons":0,"Other net note and loans":80302136,"Inventories for sale or use":0,"Prepaid expenses deferred charges":449319,"Land, building, equipment":2933037,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":2046403},"Liabilities":{"value":116208292,"Sum of Total Liabilities":0,"Accounts payable, accrued":1478635,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":114729657},"Fund balance":{"value":12621695,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.17031721653184675,"percentile":0.7239982481022297},"Liabilities to Assets Ratio":{"score":0.9020282832132863,"percentile":0.06433075562940713},"Operating Reserve Ratio":{"score":32.34515774134717,"percentile":0.9699601415366496},"Officer Compensation Ratio":{"score":0.08320913809171836,"percentile":0.6118628778728888},"Program Expense Growth":{"score":0.045751380493465096,"percentile":0.515095959643565},"Revenue Growth":{"score":0.046238483689130326,"percentile":0.5902807815891536},"Asset Growth":{"score":0.06412350084299491,"percentile":0.578141861099515},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7644503379295544,"percentile":0.9315466435271058}},"source_xml":"202402059349301380_public.xml"},{"Organization":{"value":null,"Person":["Bob Tomassi","Bert Van Luyck","Ken Burbach","Felix Dreher","Harold Thomas","Terry Mendenhall","Charles Runyan","Joan Cleland","Mark Kolarik","Becky Franklin"],"Title":["Director","Director","Treasurer","Director","Director","Secretary","Chairman","Director","President","Vice President"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,129699,89622],"Direct compensation":[0,0,0,0,0,0,0,0,129699,89622],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.","year":2015,"name":"Kansas Teachers Community Credit Un","phone":null,"website":"www.kstcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Mark Kolarik","year_formation":1949,"state_legal_domicile":"KS","total_volunteers":null,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"416 N Broadway PO Box 1296, Pittsburg, KS, 66762, USA","city":"Pittsburg","state":"KS","country":"USA","zip_code":66762},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":32,"Total Gross UBI":10332,"Net unrelated business taxable income":0,"Number of employees":32,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3319138,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3157584,"Total revenue":{"value":3157584,"Interest on Loans":2271492,"Fees and Charges":539560,"Non Member ATM Fees":10332,"Interchange Income Visa":336200},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":161554,"Investment income total":115661,"Net investment gain":45893,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2777132,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1286115,"Current officers":193557,"Disqualified persons":0,"Other salaries and wages":834091,"Pension plan contributions":84516,"Other employee benefits":82864,"Payroll taxes":91087},"Other expenses":{"value":1491017,"Management services":0,"Legal":715,"Accounting":14330,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":51806,"Office expenses":179463,"Information technology":0,"Royalties":0,"Occupancy":140108,"Travel":7795,"Conferences and meetings":7297,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":8433,"Insurance":33692,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":850346,"Member Dividends":242195,"Loan Servicing":171084,"Visa Debit Card and ATM Exp":264885,"Data Processing and Other":172182},"All other expenses":197032},"Functional Expenses":{"value":null,"Program Service Expenses":2777132,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":84038711,"Non-interest bearing cash":2400931,"Savings and temp cash investments":27811570,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":216639,"Receivables from disqual persons":0,"Other net note and loans":51582317,"Inventories for sale or use":0,"Prepaid expenses deferred charges":82704,"Land, building, equipment":922602,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1021948},"Liabilities":{"value":74551322,"Sum of Total Liabilities":0,"Accounts payable, accrued":886672,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":73664650},"Fund balance":{"value":9487389,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.16329721753057572,"percentile":0.7154924950256579},"Liabilities to Assets Ratio":{"score":0.8871069190958915,"percentile":0.0667490941984455},"Operating Reserve Ratio":{"score":30.260971030545182,"percentile":0.9674740145978616},"Officer Compensation Ratio":{"score":0.07897391985688833,"percentile":0.6284349028373952},"Program Expense Growth":{"score":-0.02187742631039351,"percentile":0.2551021807179257},"Revenue Growth":{"score":-0.025043845432994892,"percentile":0.28116430388613634},"Asset Growth":{"score":0.04463588659424869,"percentile":0.505803897974306},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7035656208219836,"percentile":0.8546411344890982}},"source_xml":"201621339349305557_public.xml"},{"Organization":{"value":null,"Person":["Felix Dreher","Bert Van Luyck","Harold Thomas","Terry Mendenhall","Ken Burbach","Kenny McDougle","Bob Tomassi","Joan Cleland","Kent Runyan","Becky Franklin","Mark Kolarik"],"Title":["Director","Director","Director","Director","Director","Director","Director","Director","Director","Vice President","President"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,50.0,50.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,85348,124150],"Direct compensation":[0,0,0,0,0,0,0,0,0,85348,124150],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.","year":2013,"name":"Kansas Teachers Community Credit Un","phone":null,"website":"www.kstcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1949,"state_legal_domicile":"KS","total_volunteers":null,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"416 N Broadway PO Box 1296, Pittsburg, KS, 66762, USA","city":"Pittsburg","state":"KS","country":"USA","zip_code":66762},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":30,"Total Gross UBI":11257,"Net unrelated business taxable income":0,"Number of employees":30,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3487628,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3172040,"Total revenue":{"value":3172040,"Interest on Loans":2231756,"Fees and Charges":546717,"Non Member ATM Fees":11257,"Interchange Income Visa":285433,"Other Income-Visa":96877},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":222601,"Investment income total":175266,"Net investment gain":47335,"Income from invest bond proceeds":0},"Other revenues":{"value":92987,"Other total":92987,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2900699,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1239878,"Current officers":180279,"Disqualified persons":0,"Other salaries and wages":815421,"Pension plan contributions":78082,"Other employee benefits":83569,"Payroll taxes":82527},"Other expenses":{"value":1660821,"Management services":0,"Legal":0,"Accounting":12316,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":55972,"Office expenses":121816,"Information technology":0,"Royalties":0,"Occupancy":131777,"Travel":7052,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":12414,"Insurance":123017,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1048186,"Member Dividends":298311,"Loan Servicing":194630,"Provision for Loan Loss":154485,"Data Processing and Other":400760},"All other expenses":148271},"Functional Expenses":{"value":null,"Program Service Expenses":2900699,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":76819683,"Non-interest bearing cash":2620323,"Savings and temp cash investments":26418319,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":87252,"Receivables from disqual persons":0,"Other net note and loans":45648826,"Inventories for sale or use":0,"Prepaid expenses deferred charges":100887,"Land, building, equipment":961153,"Investments publicly traded":680367,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":302556},"Liabilities":{"value":68338455,"Sum of Total Liabilities":0,"Accounts payable, accrued":845950,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":67492505},"Fund balance":{"value":8481228,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.16828887713941967,"percentile":0.7215909171967435},"Liabilities to Assets Ratio":{"score":0.8895956391801304,"percentile":0.06635068080552838},"Operating Reserve Ratio":{"score":26.483162506692352,"percentile":0.9617095628987893},"Officer Compensation Ratio":{"score":0.07222328135390814,"percentile":0.655682140629739},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.8386335573418913,"percentile":0.9773843323601412}},"source_xml":"201401329349303055_public.xml"},{"Organization":{"value":null,"Person":["Mark Kolarik","Becky Franklin","Theresa Presley","Chris Okeke","Piper Steward","Mike Pace","Patrick Pense","Dean Cortes","John Minton","June Freund","Jason Grotheer","Mary J Goedeke","Elesa Parsons"],"Title":["President","Vice President","Board Member","Board Member","Associate Board Member","Board Member","Board Member","Board Member","Board Chairperson","Board Secretary","Board Vice Chairperson","Board Treasurer","Current PresidentCEO"],"Hours":[40.0,40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[163741,94592,0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[163741,94592,0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.","year":2021,"name":"Kansas Teachers Community Credit Un","phone":null,"website":"www.kstcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Mark Kolarik","year_formation":1949,"state_legal_domicile":"KS","total_volunteers":null,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"416 N Broadway, Pittsburg, KS, 66762, USA","city":"Pittsburg","state":"KS","country":"USA","zip_code":66762},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13066,"Number of independent voting members":13066,"Number of employees total":58,"Total Gross UBI":19513,"Net unrelated business taxable income":0,"Number of employees":58,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4595957,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4120126,"Total revenue":{"value":4024944,"Interest on Loans":2930455,"Fees and Charges":504875,"Cash Advance Fees":3889,"Interchange Income Visa":566212,"ATM Surcharge Fee Incom":19513},"Total other revenue":95182,"Unrelated business revenue":0},"Investment income":{"value":475831,"Investment income total":321247,"Net investment gain":154584,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3820824,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1597658,"Current officers":258333,"Disqualified persons":0,"Other salaries and wages":1091365,"Pension plan contributions":0,"Other employee benefits":247960,"Payroll taxes":0},"Other expenses":{"value":2223166,"Management services":0,"Legal":0,"Accounting":12350,"Lobbying services":0,"Investment management fees":0,"Other services":354702,"Advertising":62834,"Office expenses":388547,"Information technology":0,"Royalties":0,"Occupancy":274692,"Travel":0,"Conferences and meetings":23239,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1017106,"Member Dividends":388839,"Loan Servicing":587539,"Association Dues":40728},"All other expenses":89696},"Functional Expenses":{"value":null,"Program Service Expenses":3820824,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":136695621,"Non-interest bearing cash":3443196,"Savings and temp cash investments":61497874,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":111189,"Receivables from disqual persons":0,"Other net note and loans":66409387,"Inventories for sale or use":0,"Prepaid expenses deferred charges":283756,"Land, building, equipment":3096765,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1853454},"Liabilities":{"value":122483755,"Sum of Total Liabilities":0,"Accounts payable, accrued":1471858,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":121011897},"Fund balance":{"value":14211866,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1686554073504169,"percentile":0.722033782931388},"Liabilities to Assets Ratio":{"score":0.8960327631855888,"percentile":0.06532177053682774},"Operating Reserve Ratio":{"score":35.776476749517904,"percentile":0.973202898231479},"Officer Compensation Ratio":{"score":0.06761185545316926,"percentile":0.6753217386462924},"Program Expense Growth":{"score":0.04835839143535384,"percentile":0.5251696442419501},"Revenue Growth":{"score":0.05039653083149404,"percentile":0.6080239629256652},"Asset Growth":{"score":0.06697980646532672,"percentile":0.5877431117348837},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7711135016425369,"percentile":0.937589380653442}},"source_xml":"202432009349301403_public.xml"},{"Organization":{"value":null,"Person":["Mark Kolarik","Becky Franklin","Chris Okeke","Patrick Pense","Mike Pace","Theresa Presley","Dean Cortes","John Minton","June Freund","Mary J Goedeke","Jason Grotheer"],"Title":["President","Vice President","Board Member","Board Member","Board Member","Board Member","Board Member","Board Chairperson","Board Secretary","Board Treasurer","Board Vice Chairperson"],"Hours":[40.0,40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[142201,94881,0,0,0,0,0,0,0,0,0],"Direct compensation":[142201,94881,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.","year":2020,"name":"Kansas Teachers Community Credit Un","phone":null,"website":"www.kstcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Mark Kolarik","year_formation":1949,"state_legal_domicile":"KS","total_volunteers":null,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"416 N Broadway PO Box 1296, Pittsburg, KS, 66762, USA","city":"Pittsburg","state":"KS","country":"USA","zip_code":66762},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":13259,"Number of independent voting members":13259,"Number of employees total":37,"Total Gross UBI":17479,"Net unrelated business taxable income":0,"Number of employees":37,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4648197,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4150138,"Total revenue":{"value":4063664,"Interest on Loans":3081251,"Fees and Charges":479584,"Cash Advance Fees":10788,"Interchange Income Visa":474562,"ATM Surcharge Fee Incom":17479},"Total other revenue":86474,"Unrelated business revenue":0},"Investment income":{"value":498059,"Investment income total":365209,"Net investment gain":132850,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3894194,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1496397,"Current officers":237082,"Disqualified persons":0,"Other salaries and wages":1003038,"Pension plan contributions":80699,"Other employee benefits":79382,"Payroll taxes":96196},"Other expenses":{"value":2397797,"Management services":0,"Legal":0,"Accounting":12000,"Lobbying services":0,"Investment management fees":0,"Other services":265598,"Advertising":60212,"Office expenses":411909,"Information technology":0,"Royalties":0,"Occupancy":240790,"Travel":0,"Conferences and meetings":8494,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1107425,"Member Dividends":499107,"Loan Servicing":569530,"Association Dues":38788},"All other expenses":291369},"Functional Expenses":{"value":null,"Program Service Expenses":3894194,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":120115590,"Non-interest bearing cash":3384381,"Savings and temp cash investments":37490632,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":245187,"Receivables from disqual persons":0,"Other net note and loans":73873995,"Inventories for sale or use":0,"Prepaid expenses deferred charges":230747,"Land, building, equipment":3164263,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1726385},"Liabilities":{"value":106204663,"Sum of Total Liabilities":0,"Accounts payable, accrued":1597835,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":104606828},"Fund balance":{"value":13910927,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.1622140799970397,"percentile":0.7141863162436345},"Liabilities to Assets Ratio":{"score":0.8841871650466022,"percentile":0.06720957404794561},"Operating Reserve Ratio":{"score":30.844788420915854,"percentile":0.9682033620309689},"Officer Compensation Ratio":{"score":0.06088089088525122,"percentile":0.70527611820388},"Program Expense Growth":{"score":0.05275162850943011,"percentile":0.5415787989898895},"Revenue Growth":{"score":0.057886628153177744,"percentile":0.6380806478209757},"Asset Growth":{"score":0.05552696683513668,"percentile":0.5475852907920681},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7735608033753423,"percentile":0.9399521996615059}},"source_xml":"202131279349302303_public.xml"},{"Organization":{"value":null,"Person":["Felix Dreher","June Freund","John Minton","Joan Cleland","Daniel Creita","Mary J Goedeke","Mark Kolarik","Becky Franklin"],"Title":["Director","Director","Director","Chairman","Board Member","Board Member","President","Vice President"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,134102,82792],"Direct compensation":[0,0,0,0,0,0,134102,82792],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.","year":2018,"name":"Kansas Teachers Community Credit Un","phone":null,"website":"www.kstcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Mark Kolarik","year_formation":1949,"state_legal_domicile":"KS","total_volunteers":null,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"416 N Broadway PO Box 1296, Pittsburg, KS, 66762, USA","city":"Pittsburg","state":"KS","country":"USA","zip_code":66762},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":41,"Total Gross UBI":11336,"Net unrelated business taxable income":0,"Number of employees":41,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":4450189,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":4408134,"Total revenue":{"value":4408134,"Interest on Loans":3323384,"Fees and Charges":592078,"Non Member ATM Fees":11336,"Interchange Income Visa":471294,"Other Program Service":10042},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":42055,"Investment income total":0,"Net investment gain":42055,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":3620393,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1409894,"Current officers":216894,"Disqualified persons":0,"Other salaries and wages":937019,"Pension plan contributions":61624,"Other employee benefits":107094,"Payroll taxes":87263},"Other expenses":{"value":2210499,"Management services":0,"Legal":0,"Accounting":12768,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":57779,"Office expenses":325334,"Information technology":0,"Royalties":0,"Occupancy":148016,"Travel":16859,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":29043,"Insurance":31840,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1515943,"Member Dividends":380843,"Loan Servicing":563408,"Provision for Loan Losses":341878,"Professional Outside":229814},"All other expenses":72917},"Functional Expenses":{"value":null,"Program Service Expenses":3620393,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":95601261,"Non-interest bearing cash":3547286,"Savings and temp cash investments":15387543,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":124734,"Receivables from disqual persons":0,"Other net note and loans":72285657,"Inventories for sale or use":0,"Prepaid expenses deferred charges":229521,"Land, building, equipment":2820924,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1205596},"Liabilities":{"value":83727037,"Sum of Total Liabilities":0,"Accounts payable, accrued":876179,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":82850858},"Fund balance":{"value":11874224,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.18646309179228118,"percentile":0.7422666125091941},"Liabilities to Assets Ratio":{"score":0.8757942743035576,"percentile":0.06851276479639744},"Operating Reserve Ratio":{"score":26.406321357929926,"percentile":0.9615755763794902},"Officer Compensation Ratio":{"score":0.05990896568411219,"percentile":0.7097365774753889},"Program Expense Growth":{"score":0.04632220054971036,"percentile":0.5172943296535307},"Revenue Growth":{"score":0.058952245959090925,"percentile":0.6421270092173498},"Asset Growth":{"score":0.04327548532339087,"percentile":0.5004419894769216},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7732351751204253,"percentile":0.939662821827848}},"source_xml":"201921789349300782_public.xml"},{"Organization":{"value":null,"Person":["Elesa Parsons","Teresa Presley","Chris Okeke","David Hogard","Jeff Scott","Dean Cortes","Patrick Pense","John Minton","June Freund","Jason Grotheer","Mary J Goedeke"],"Title":["Current PresidentCEO","Board Member","Board Member","Associate Board Member","Board Member","Board Member","Board Member","Board Chairperson","Board Secretary","Board Vice Chairperson","Board Treasurer"],"Hours":[40.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0],"Total Compensation":[181507,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[181507,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.","year":2023,"name":"Kansas Teachers Community Credit Un","phone":null,"website":"www.kstcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Elesa Parsons","year_formation":1949,"state_legal_domicile":"KS","total_volunteers":null,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"416 N Broadway, Pittsburg, KS, 66762, USA","city":"Pittsburg","state":"KS","country":"USA","zip_code":66762},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":12911,"Number of independent voting members":12911,"Number of employees total":51,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":51,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":5792128,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5152791,"Total revenue":{"value":4650741,"VARIOUS":4650741},"Total other revenue":502050,"Unrelated business revenue":0},"Investment income":{"value":639337,"Investment income total":519050,"Net investment gain":120287,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":4947149,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1763029,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":1763029,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":3184120,"Management services":1066278,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":36699,"Office expenses":433096,"Information technology":0,"Royalties":0,"Occupancy":277206,"Travel":47465,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1207337,"Member Dividends":403501,"Loan Servicing":452560,"Association Dues":69933,"Provision for Loan Loss":281343},"All other expenses":116039},"Functional Expenses":{"value":null,"Program Service Expenses":4947149,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":122978978,"Non-interest bearing cash":4493960,"Savings and temp cash investments":33564874,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":316356,"Receivables from disqual persons":0,"Other net note and loans":79204297,"Inventories for sale or use":0,"Prepaid expenses deferred charges":717764,"Land, building, equipment":3031767,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1649960},"Liabilities":{"value":108768246,"Sum of Total Liabilities":0,"Accounts payable, accrued":1231659,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":107536587},"Fund balance":{"value":14210732,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.14588403433073302,"percentile":0.6931297115625457},"Liabilities to Assets Ratio":{"score":0.8844458440693823,"percentile":0.06716901576938644},"Operating Reserve Ratio":{"score":24.858555503381847,"percentile":0.9585262210405721},"Officer Compensation Ratio":{"score":0.03668921231198009,"percentile":0.824531988765093},"Program Expense Growth":{"score":0.05354683780800624,"percentile":0.5444721127059874},"Revenue Growth":{"score":0.05144412151546493,"percentile":0.6123222945190043},"Asset Growth":{"score":0.05699770969710047,"percentile":0.5529971035881471},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7744693273861262,"percentile":0.9407147412508202}},"source_xml":"202433199349315188_public.xml"},{"Organization":{"value":null,"Person":["Felix Dreher","June Freund","Harold Thomas","John Minton","Kent Runyan","Terry Mendenhall","Joan Cleland","Bert VanLuyck","Dean Cortes","Mark Kolarik","Becky Franklin"],"Title":["Director","Director","Treasurer","Director","Director","Secretary","Chairman","Director","Vice Chairman","President","Vice President"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,0.0,40.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,133261,86960],"Direct compensation":[0,0,0,0,0,0,0,0,0,133261,86960],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.","year":2016,"name":"Kansas Teachers Community Credit Un","phone":null,"website":"www.kstcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Mark Kolarik","year_formation":1949,"state_legal_domicile":"KS","total_volunteers":null,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"416 N Broadway PO Box 1296, Pittsburg, KS, 66762, USA","city":"Pittsburg","state":"KS","country":"USA","zip_code":66762},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":9,"Number of employees total":32,"Total Gross UBI":9323,"Net unrelated business taxable income":0,"Number of employees":32,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":3597247,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":3529239,"Total revenue":{"value":3529239,"Interest on Loans":2382697,"Fees and Charges":668694,"Non Member ATM Fees":9323,"Interchange Income Visa":461810,"Other Program Service":6715},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":68008,"Investment income total":0,"Net investment gain":68008,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2889820,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1314377,"Current officers":197204,"Disqualified persons":0,"Other salaries and wages":863815,"Pension plan contributions":71183,"Other employee benefits":103383,"Payroll taxes":78792},"Other expenses":{"value":1575443,"Management services":0,"Legal":0,"Accounting":16070,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":50370,"Office expenses":125585,"Information technology":0,"Royalties":0,"Occupancy":174329,"Travel":5916,"Conferences and meetings":6930,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":8142,"Insurance":33785,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":964156,"Member Dividends":246099,"Loan Servicing":215762,"Visa Debit Card and ATM Exp":289050,"Data Processing and Other":213245},"All other expenses":190160},"Functional Expenses":{"value":null,"Program Service Expenses":2889820,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":90822400,"Non-interest bearing cash":3074238,"Savings and temp cash investments":17532422,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":155625,"Receivables from disqual persons":0,"Other net note and loans":67837772,"Inventories for sale or use":0,"Prepaid expenses deferred charges":258394,"Land, building, equipment":905947,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1058002},"Liabilities":{"value":80674195,"Sum of Total Liabilities":0,"Accounts payable, accrued":973807,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2000000,"Unsecured notes loans payable":0,"Other liabilities":77700388},"Fund balance":{"value":10148205,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.19665788865763179,"percentile":0.7529400231806482},"Liabilities to Assets Ratio":{"score":0.8882631927806356,"percentile":0.06656105127058025},"Operating Reserve Ratio":{"score":31.428393463952773,"percentile":0.9689131066098198},"Officer Compensation Ratio":{"score":0.07620578444332173,"percentile":0.6395169439333993},"Program Expense Growth":{"score":-0.0017567258572971805,"percentile":0.31525465702257327},"Revenue Growth":{"score":0.010608850292951657,"percentile":0.4178855724944854},"Asset Growth":{"score":0.05315588326805722,"percentile":0.5387474637822356},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7311588554239642,"percentile":0.8947814597401839}},"source_xml":"201701369349300905_public.xml"},{"Organization":{"value":null,"Person":["John Minton","Jeff Scott","David Hogard","David Newcomb","Bert VanLuyck","Susie Dalton","June Freund","Mary J Goedeke","Patrick Pense","Chris Okeke","Elesa Parsons"],"Title":["Board Member","Board Member","Board Member","Supervisory Committee","Supervisory Committee","Supervisory Committee","Board President","Board Vice Chair","Board Treasurer","Board Secretary","Current PresidentCEO"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.","year":2024,"name":"Kansas Teachers Community Credit Un","phone":6202315719,"website":"www.kstcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Elesa Parsons","year_formation":1949,"state_legal_domicile":"KS","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"416 N Broadway, Pittsburg, KS, 66762, USA","city":"Pittsburg","state":"KS","country":"USA","zip_code":66762},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11875,"Number of independent voting members":11875,"Number of employees total":52,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":52,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6860583,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5493872,"Total revenue":{"value":5431347,"Interest on Loans":4162251,"Fees and Charges":1269096},"Total other revenue":62525,"Unrelated business revenue":0},"Investment income":{"value":1366711,"Investment income total":1241469,"Net investment gain":125242,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6294764,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1905351,"Current officers":1564271,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":213147,"Payroll taxes":127933},"Other expenses":{"value":4389413,"Management services":581602,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":23881,"Office expenses":546078,"Information technology":0,"Royalties":0,"Occupancy":296236,"Travel":45775,"Conferences and meetings":0,"Interest":15,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2818081,"Member Dividends":794724,"Operating Fees":12414,"Provision for Loan Losses":1228925,"Loan Servicing":782018},"All other expenses":77745},"Functional Expenses":{"value":null,"Program Service Expenses":6294764,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":121953920,"Non-interest bearing cash":2364770,"Savings and temp cash investments":49868666,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":840956,"Receivables from disqual persons":0,"Other net note and loans":64321345,"Inventories for sale or use":0,"Prepaid expenses deferred charges":822253,"Land, building, equipment":2541905,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1194025},"Liabilities":{"value":106681569,"Sum of Total Liabilities":0,"Accounts payable, accrued":633728,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":106047841},"Fund balance":{"value":15272351,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.08247389471128037,"percentile":0.5916755508155312},"Liabilities to Assets Ratio":{"score":0.8747694949043049,"percentile":0.0686659849598432},"Operating Reserve Ratio":{"score":19.373866915423676,"percentile":0.9439311887271866},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.06739751703479407,"percentile":0.5912677024269902},"Revenue Growth":{"score":0.06002367234776183,"percentile":0.6461994075340769},"Asset Growth":{"score":0.05025620645327334,"percentile":0.5277242209952991},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7600574727349694,"percentile":0.9273533647322615}},"source_xml":"202501419349301365_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["John Minton","Jeff Scott","David Hogard","David Newcomb","Bert VanLuyck","Susie Dalton","June Freund","Mary J Goedeke","Patrick Pense","Chris Okeke","Elesa Parsons"],"Title":["Board Member","Board Member","Board Member","Supervisory Committee","Supervisory Committee","Supervisory Committee","Board President","Board Vice Chair","Board Treasurer","Board Secretary","Current PresidentCEO"],"Hours":[1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,40.0],"Total Compensation":[0,0,0,0,0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.","year":2024,"name":"Kansas Teachers Community Credit Un","phone":6202315719,"website":"www.kstcu.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Elesa Parsons","year_formation":1949,"state_legal_domicile":"KS","total_volunteers":null,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"416 N Broadway, Pittsburg, KS, 66762, USA","city":"Pittsburg","state":"KS","country":"USA","zip_code":66762},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":11875,"Number of independent voting members":11875,"Number of employees total":52,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":52,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":6860583,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":5493872,"Total revenue":{"value":5431347,"Interest on Loans":4162251,"Fees and Charges":1269096},"Total other revenue":62525,"Unrelated business revenue":0},"Investment income":{"value":1366711,"Investment income total":1241469,"Net investment gain":125242,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":6294764,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":1905351,"Current officers":1564271,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":213147,"Payroll taxes":127933},"Other expenses":{"value":4389413,"Management services":581602,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":23881,"Office expenses":546078,"Information technology":0,"Royalties":0,"Occupancy":296236,"Travel":45775,"Conferences and meetings":0,"Interest":15,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2818081,"Member Dividends":794724,"Operating Fees":12414,"Provision for Loan Losses":1228925,"Loan Servicing":782018},"All other expenses":77745},"Functional Expenses":{"value":null,"Program Service Expenses":6294764,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":121953920,"Non-interest bearing cash":2364770,"Savings and temp cash investments":49868666,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":840956,"Receivables from disqual persons":0,"Other net note and loans":64321345,"Inventories for sale or use":0,"Prepaid expenses deferred charges":822253,"Land, building, equipment":2541905,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":1194025},"Liabilities":{"value":106681569,"Sum of Total Liabilities":0,"Accounts payable, accrued":633728,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":106047841},"Fund balance":{"value":15272351,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.08247389471128037,"percentile":0.5916755508155312},"Liabilities to Assets Ratio":{"score":0.8747694949043049,"percentile":0.0686659849598432},"Operating Reserve Ratio":{"score":19.373866915423676,"percentile":0.9439311887271866},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.06739751703479407,"percentile":0.5912677024269902},"Revenue Growth":{"score":0.06002367234776183,"percentile":0.6461994075340769},"Asset Growth":{"score":0.05025620645327334,"percentile":0.5277242209952991},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.7600574727349694,"percentile":0.9273533647322615}},"source_xml":"202501419349301365_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}