{"success":true,"data":{"_id":471062643,"filings":[{"Organization":{"value":null,"Person":["Nena Ugwuomo","Dr Chip Roper","Matthew Lancaster","Eric Shashoua"],"Title":["President","Treasurer","Secretary","Director"],"Hours":[40.0,1.0,1.0,0.5],"Total Compensation":[43965,0,0,0],"Direct compensation":[43965,0,0,0],"Other compensation":[0,0,0,0]},"Basic":{"value":null,"mission":"Student dream is a non-profit organization focused on entrepreneurship, investing and personal finance education for young adults, with the qualifications, experience and expertise necessary to effectively provide training to schools, organizations and individuals.","year":2021,"name":"Student Dream","phone":6179707491,"website":"www.studentdream.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Nena Ugwuomo","year_formation":2018,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2021-08-01T00:00:00","tax_period_end":"2022-07-31T00:00:00","address":"461 Dean Street 6M, Brooklyn, NY, 11217, USA","city":"Brooklyn","state":"NY","country":"USA","zip_code":11217},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":4,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":225815,"Contributions":{"value":225815,"Other contributions":225815,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":201322,"Grant expense":{"value":150,"Grants to domestic orgs":0,"Grants to domestic individuals":150,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":72996,"Current officers":42430,"Disqualified persons":0,"Other salaries and wages":27801,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":2765},"Other expenses":{"value":128176,"Management services":86415,"Legal":0,"Accounting":3854,"Lobbying services":0,"Investment management fees":0,"Other services":7364,"Advertising":3860,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":15934,"Conferences and meetings":2369,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":8380,"Software":6097,"Supplies":2133,"Postage and Shipping":150},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":47974,"Management And General Expenses":127995,"Fundraising Expenses":25353}},"Assets":{"value":31483,"Non-interest bearing cash":31483,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":31483,"Net assets without donor restriction":31483,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.238294870903329,"percentile":0.45347752007926984},"Fundraising Efficiency":{"score":8.906835482980318,"percentile":0.3636118383597495},"Operating Margin":{"score":0.10846489382901933,"percentile":0.6374837237161836},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":0.15638131947824876,"percentile":0.09470745165117671},"Officer Compensation Ratio":{"score":0.21838149829626172,"percentile":0.28459224623415236},"Program Expense Growth":{"score":1.5,"percentile":0.9999901456811091},"Revenue Growth":{"score":0.6357684118953321,"percentile":0.9890202586838028},"Asset Growth":{"score":-0.029821366024518386,"percentile":0.21371095374123836},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5615731534338431,"percentile":0.49167313783764166}},"source_xml":"202340849349300719_public.xml"},{"Organization":{"value":null,"Person":["Nena Ugwuomo","Dr Chip Roper","Matthew Lancaster","Eric Shashoua"],"Title":["President","Treasurer","Secretary","Director"],"Hours":[40.0,1.0,1.0,0.5],"Total Compensation":[37244,0,0,0],"Direct compensation":[37244,0,0,0],"Other compensation":[0,0,0,0]},"Basic":{"value":null,"mission":"Student dream is a non-profit organization focused on entrepreneurship, investing and personal finance education for young adults, with the qualifications, experience and expertise necessary to effectively provide training to schools, organizations and individuals.","year":2020,"name":"Student Dream","phone":6179707491,"website":"www.studentdream.org","type":"990EZ","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2020-08-01T00:00:00","tax_period_end":"2021-07-31T00:00:00","address":"461 Dean Street 6M, Brooklyn, NY, 11217, USA","city":"Brooklyn","state":"NY","country":"USA","zip_code":11217},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":null,"Number of independent voting members":null,"Number of employees total":null,"Total Gross UBI":null,"Net unrelated business taxable income":null,"Number of employees":null,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":false,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":108125,"Contributions":{"value":106191,"Other contributions":0,"Contributions from gifts and grants":106191,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1934,"Total revenue":1934,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":134037,"Grant expense":{"value":10098,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":10098,"Foreign grants":0},"Total professional fundraising expense":{"value":60963,"Fundraising professional":0,"Fees to independent contractors":60963},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":44809,"Current officers":44809,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":18167,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":537,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":139,"Itemized Expenses":17491,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":6990,"Non-interest bearing cash":0,"Savings and temp cash investments":6990,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":6990,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.2396485549132948,"percentile":0.13362031630762886},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":0.052149779538485645,"percentile":0.04606893050666911},"Officer Compensation Ratio":{"score":0.27786357498302705,"percentile":0.20902426171413893},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":0.0,"percentile":0.3578721869904765},"Overall Score":{"score":0.3518539259853186,"percentile":0.05370248638954256}},"source_xml":"202241569349200204_public.xml"},{"Organization":{"value":null,"Person":["Nena Ugwuomo","Dr Chip Roper","Matthew Lancaster","Eric Shashoua"],"Title":["President","Treasuer","Secretary","Directort"],"Hours":[40.0,1.0,1.0,0.5],"Total Compensation":[44520,0,0,0],"Direct compensation":[44520,0,0,0],"Other compensation":[0,0,0,0]},"Basic":{"value":null,"mission":"Focused on entrepreneurship, investing and personal finance education for young adults, with the gualifications, exeerience and exeertise necessari to effectiveli erovide training to schools, organizations and indi","year":2022,"name":"Student Dream","phone":6179707491,"website":"www.studentdream.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Nena Ugwuomo","year_formation":2018,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2022-08-01T00:00:00","tax_period_end":"2023-07-31T00:00:00","address":"461 Dean Street STE 6M, Brooklyn, NY, 11217, USA","city":"Brooklyn","state":"NY","country":"USA","zip_code":11217},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":4,"Number of independent voting members":0,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":112930,"Contributions":{"value":99582,"Other contributions":99582,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":13348,"Total revenue":13348,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":112626,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":65315,"Current officers":44504,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":20811},"Other expenses":{"value":47311,"Management services":26490,"Legal":0,"Accounting":2095,"Lobbying services":0,"Investment management fees":0,"Other services":970,"Advertising":524,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":9384,"Conferences and meetings":552,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":1102,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6194,"Software":5675,"Supplies":422,"Bank Charges":97},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":22873,"Management And General Expenses":89753,"Fundraising Expenses":0}},"Assets":{"value":31787,"Non-interest bearing cash":31787,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":31787,"Net assets without donor restriction":31787,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.20308809688704207,"percentile":0.45168126122787655},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.002691933055875321,"percentile":0.40347758636747993},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":0.2822350079022606,"percentile":0.15442865864539426},"Officer Compensation Ratio":{"score":0.3952906078525385,"percentile":0.11737019956074268},"Program Expense Growth":{"score":0.6582805199937893,"percentile":0.957151707667774},"Revenue Growth":{"score":0.2204588793006349,"percentile":0.9104184357074245},"Asset Growth":{"score":0.08199918574668968,"percentile":0.634569604861688},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5497309835725925,"percentile":0.4564732341502641}},"source_xml":"202403519349300615_public.xml"},{"Organization":{"value":null,"Person":["Nena Ugwuomo","Dr Chip Roper","Matthew Lancaster","Eric Shashousa"],"Title":["President","Treasurer","Secretary","Director"],"Hours":[40.0,1.0,1.0,1.0],"Total Compensation":[34800,0,0,0],"Direct compensation":[34800,0,0,0],"Other compensation":[0,0,0,0]},"Basic":{"value":null,"mission":"Focused on entreprenuership, investing and personal finance education for young adults, with the qualifications, experience and expertise necessary to effectively provide training to schools,organizations and individuals","year":2023,"name":"Student Dream","phone":6463977806,"website":"www.studentdream.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Nena Ugwuomo","year_formation":2018,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2023-08-01T00:00:00","tax_period_end":"2024-07-31T00:00:00","address":"461 Dean Street STE 6M, Brooklyn, NY, 11217, USA","city":"Brooklyn","state":"NY","country":"USA","zip_code":11217},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":4,"Number of independent voting members":0,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":78010,"Contributions":{"value":68010,"Other contributions":68010,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":10000,"Total revenue":10000,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":92792,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":6009,"Fundraising professional":6009,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":38093,"Current officers":34784,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":3309},"Other expenses":{"value":48690,"Management services":36563,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":712,"Advertising":234,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":2728,"Conferences and meetings":270,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":2125,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":6058,"Software":5865,"Office Supplies":63,"Bank Charges":130},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":18112,"Management And General Expenses":68372,"Fundraising Expenses":6308}},"Assets":{"value":17005,"Non-interest bearing cash":17005,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":17005,"Net assets without donor restriction":17005,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.19518924045176309,"percentile":0.45127766186267954},"Fundraising Efficiency":{"score":10.781547241597972,"percentile":0.42217575511450206},"Operating Margin":{"score":-0.18948852711190872,"percentile":0.15683133133428945},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":0.18325933270109493,"percentile":0.10746345330751685},"Officer Compensation Ratio":{"score":0.375032330373308,"percentile":0.12940411135861593},"Program Expense Growth":{"score":0.33215863487674097,"percentile":0.8785219549940403},"Revenue Growth":{"score":0.03633731631023047,"percentile":0.5452055530871809},"Asset Growth":{"score":-0.029113650170179833,"percentile":0.2158963695183422},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4401173903093452,"percentile":0.19209968516411643}},"source_xml":"202403539349300520_public.xml"},{"Organization":{"value":null,"Person":["Nena Ugwuomo","Dr Chip Roper","Matthew Lancaster","Eric Shashousa"],"Title":["President","Treasurer","Secretary","Director"],"Hours":[40.0,1.0,1.0,1.0],"Total Compensation":[10100,0,0,0],"Direct compensation":[10100,0,0,0],"Other compensation":[0,0,0,0]},"Basic":{"value":null,"mission":"Focused on entreprenuership, investing and personal finance education for young adults, with the qualifications, experience and expertise necessary to effectively provide training to schools,organizations and individuals","year":2024,"name":"Student Dream","phone":6463977806,"website":"www.studentdream.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Nena Ugwuomo","year_formation":2018,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2024-08-01T00:00:00","tax_period_end":"2025-07-31T00:00:00","address":"461 Dean Street STE 6M, Brooklyn, NY, 11217, USA","city":"Brooklyn","state":"NY","country":"USA","zip_code":11217},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":4,"Number of independent voting members":0,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":18441,"Contributions":{"value":4441,"Other contributions":4441,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":14000,"Total revenue":14000,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":32027,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":3524,"Fundraising professional":3524,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":11166,"Current officers":10100,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":1066},"Other expenses":{"value":17337,"Management services":8597,"Legal":0,"Accounting":3000,"Lobbying services":0,"Investment management fees":0,"Other services":666,"Advertising":135,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":4939,"Software":1485,"Bank Charges":198,"Memberships subscriptions":3256},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":5050,"Management And General Expenses":23453,"Fundraising Expenses":3524}},"Assets":{"value":3419,"Non-interest bearing cash":3419,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":3419,"Net assets without donor restriction":3419,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.15767945795734847,"percentile":0.44956498272014694},"Fundraising Efficiency":{"score":1.2602156640181612,"percentile":0.04969196339851209},"Operating Margin":{"score":-0.73672794317011,"percentile":0.053563927862409585},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":0.10675367658538108,"percentile":0.07123737864165962},"Officer Compensation Ratio":{"score":0.31535891591469695,"percentile":0.17328002727165726},"Program Expense Growth":{"score":0.09935522890665482,"percentile":0.6738027645220527},"Revenue Growth":{"score":-0.11579274321469472,"percentile":0.12801037893237988},"Asset Growth":{"score":-0.16238455118587172,"percentile":0.06754014141981095},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.32606787850918095,"percentile":0.031615178277343954}},"source_xml":"202542619349300509_public.xml"},{"Organization":{"value":null,"Person":["NENA UGWUOMO","DR CHIP ROPER","MATTHEW LANCASTER","ERIC SHASHOUA"],"Title":["BOARD PRESIDENT/FOUNDER, PRESIDENT & CEO","DIRECTOR/TREASURER","DIRECTOR/SECRETARY","DIRECTOR"],"Hours":[5.0,1.0,1.0,0.5],"Total Compensation":[0,0,0,0],"Direct compensation":[0,0,0,0],"Other compensation":[0,0,0,0]},"Basic":{"value":null,"mission":"Student dream is a non-profit organization focused on entrepreneurship, investing and personal finance education for young adults, with the qualifications, experience and expertise necessary to effectively provide training to schools, organizations and individuals.","year":2019,"name":"STUDENT DREAM","phone":6179707491,"website":"WWW.STUDENTDREAM.ORG","type":"990EZ","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":null,"state_legal_domicile":null,"total_volunteers":null,"tax_period_begin":"2019-08-01T00:00:00","tax_period_end":"2020-07-31T00:00:00","address":"461 DEAN ST, BROOKLYN, NY, 11217, USA","city":"BROOKLYN","state":"NY","country":"USA","zip_code":11217},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":null,"Number of independent voting members":null,"Number of employees total":null,"Total Gross UBI":null,"Net unrelated business taxable income":null,"Number of employees":null,"Prohibited tax shelter transactions":false,"Taxable party notification":false,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":false,"Delegation of management duties":false,"Conflict of interest policy":false,"Whistle blower policy":false,"Compensation process for CEO":false,"Compensation process for other employees":false,"Changes to organizing documents":false,"Material diversion or misuse":false,"Members or stockholders":false,"Election of board members":false,"Decisions subject to approval":false,"Minutes of governing body":false,"Local chapters":false,"Form 990 provided to governing body":false,"Document retention policy":false,"Investment in joint venture":false,"Independent audit financial statements":false,"Consolidated audit financial statements":false,"Accountant compile or review":false,"Political activities":false,"Donor advised funds":false,"Conservation easements":false,"Collections of art":false,"School":false,"Hospital":false,"Foreign activities":false,"Foreign office":false,"Gaming":false,"Fundraising activities":false,"Professional fundraising":false,"Loan to officer or DQP":false,"Grant to related person":false,"Business relationship through family member":false,"Business relationship with organization":false},"Revenues":{"value":59189,"Contributions":{"value":59189,"Other contributions":0,"Contributions from gifts and grants":59189,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":26344,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":2314,"Fundraising professional":0,"Fees to independent contractors":2314},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":24030,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":810,"Itemized Expenses":23220,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":32902,"Non-interest bearing cash":0,"Savings and temp cash investments":32902,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":32902,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.5549172988224164,"percentile":0.9323542461204412},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":1.2489371393865776,"percentile":0.4867726204307414},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":null,"percentile":null},"Governance Policy Score":{"score":0.0,"percentile":0.3578721869904765},"Overall Score":{"score":0.6227389390429267,"percentile":0.6703150538668738}},"source_xml":"202141549349200319_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["Nena Ugwuomo","Dr Chip Roper","Matthew Lancaster","Eric Shashousa"],"Title":["President","Treasurer","Secretary","Director"],"Hours":[40.0,1.0,1.0,1.0],"Total Compensation":[10100,0,0,0],"Direct compensation":[10100,0,0,0],"Other compensation":[0,0,0,0]},"Basic":{"value":null,"mission":"Focused on entreprenuership, investing and personal finance education for young adults, with the qualifications, experience and expertise necessary to effectively provide training to schools,organizations and individuals","year":2024,"name":"Student Dream","phone":6463977806,"website":"www.studentdream.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Nena Ugwuomo","year_formation":2018,"state_legal_domicile":"NY","total_volunteers":null,"tax_period_begin":"2024-08-01T00:00:00","tax_period_end":"2025-07-31T00:00:00","address":"461 Dean Street STE 6M, Brooklyn, NY, 11217, USA","city":"Brooklyn","state":"NY","country":"USA","zip_code":11217},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":4,"Number of independent voting members":0,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":true,"Premiums Paid":true,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":18441,"Contributions":{"value":4441,"Other contributions":4441,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":14000,"Total revenue":14000,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":32027,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":3524,"Fundraising professional":3524,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":11166,"Current officers":10100,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":1066},"Other expenses":{"value":17337,"Management services":8597,"Legal":0,"Accounting":3000,"Lobbying services":0,"Investment management fees":0,"Other services":666,"Advertising":135,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":4939,"Software":1485,"Bank Charges":198,"Memberships subscriptions":3256},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":5050,"Management And General Expenses":23453,"Fundraising Expenses":3524}},"Assets":{"value":3419,"Non-interest bearing cash":3419,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":3419,"Net assets without donor restriction":3419,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.15767945795734847,"percentile":0.44956498272014694},"Fundraising Efficiency":{"score":1.2602156640181612,"percentile":0.04969196339851209},"Operating Margin":{"score":-0.73672794317011,"percentile":0.053563927862409585},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":0.10675367658538108,"percentile":0.07123737864165962},"Officer Compensation Ratio":{"score":0.31535891591469695,"percentile":0.17328002727165726},"Program Expense Growth":{"score":0.09935522890665482,"percentile":0.6738027645220527},"Revenue Growth":{"score":-0.11579274321469472,"percentile":0.12801037893237988},"Asset Growth":{"score":-0.16238455118587172,"percentile":0.06754014141981095},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.32606787850918095,"percentile":0.031615178277343954}},"source_xml":"202542619349300509_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}