{"success":true,"data":{"_id":464272890,"filings":[{"Organization":{"value":null,"Person":["Patrick Sinks","Rohit Gupta","Teresa Bryce Bazemore","Brad Shuster","Mark Casale","David Gansberg","Lindsey Johnson"],"Title":["Chairman","Chairman","Secretary","Vice Chair","Chairman","Chairman","President & ED"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Representing and advancing the interests of the united states mortgage insurance industry and promoting a well-functioning housing finance system.","year":2016,"name":"US Mortgage Insurers","phone":2022801820,"website":"www.usmi.org","type":"990","affiliation":null,"foreign_countries":["United States"],"principal_officer":"Lindsey Johnson","year_formation":2013,"state_legal_domicile":"DC","total_volunteers":6,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"1101 17th Street NW Suite 700, Washington, DC, 20036, USA","city":"Washington","state":"DC","country":"USA","zip_code":20036},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1814956,"Contributions":{"value":1814956,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":1814956,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1720830,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1720830,"Management services":1020763,"Legal":234206,"Accounting":11643,"Lobbying services":314314,"Investment management fees":0,"Other services":20331,"Advertising":0,"Office expenses":1656,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":36284,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":9027,"Insurance":3237,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":66411,"Stakeholders Engagement":30130,"Books and subscriptions":17198,"CONSULTANTS Reimbursements":9912,"Telephone/telecommunications":9171},"All other expenses":2958},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1287350,"Non-interest bearing cash":1138524,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":109684,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":12273,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":26869,"Other assets":0},"Liabilities":{"value":169946,"Sum of Total Liabilities":0,"Accounts payable, accrued":169946,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1117404,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1117404,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.05186131234035426,"percentile":0.5291169444750716},"Liabilities to Assets Ratio":{"score":0.13201227327455625,"percentile":0.2973087738617872},"Operating Reserve Ratio":{"score":0.7480983014010681,"percentile":0.3453887518822277},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":-0.06154160848703421,"percentile":0.19785343789536575},"Asset Growth":{"score":-0.014514164265907334,"percentile":0.26448521332826064},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.49416006137629104,"percentile":0.3074892463237316}},"source_xml":"201741289349301649_public.xml"},{"Organization":{"value":null,"Person":["Patrick Sinks","Rohit Gupta","Adolfo Marzol","Teresa Bryce Bazemore","David Gansberg","Patrick Mathis"],"Title":["Treasurer","Co-Chair","Co-Chair","Secretary","Director","Director"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Representing and advancing the interests of the united states mortgage insurance industry and promoting a well-functioning housing finance system.","year":2014,"name":"US Mortgage Insurers","phone":2022801820,"website":"www.usmi.org","type":"990","affiliation":null,"foreign_countries":["United States"],"principal_officer":"Rohit Gupta","year_formation":2013,"state_legal_domicile":"DC","total_volunteers":6,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"1101 17th Street NW Suite 700, Washington, DC, 20036, USA","city":"Washington","state":"DC","country":"USA","zip_code":20036},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2040000,"Contributions":{"value":2040000,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":2040000,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1072136,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1072136,"Management services":462390,"Legal":324448,"Accounting":10350,"Lobbying services":210000,"Investment management fees":0,"Other services":1764,"Advertising":16000,"Office expenses":247,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":25846,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":2653,"Insurance":3018,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":15373,"CONSULTANTS Reimbursements":10595,"Printing and Publications":4242,"Miscellaneous":375,"Telephone/telecommunications":161},"All other expenses":47},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1325001,"Non-interest bearing cash":1151124,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":150000,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":23877,"Other assets":0},"Liabilities":{"value":357137,"Sum of Total Liabilities":0,"Accounts payable, accrued":162137,"Grants payable":0,"Deferred, revenue":195000,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":967864,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":967864,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.47444313725490195,"percentile":0.9109083761134568},"Liabilities to Assets Ratio":{"score":0.26953715506629805,"percentile":0.2151997679574851},"Operating Reserve Ratio":{"score":1.2358516083780415,"percentile":0.4837879343017413},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6478237643640232,"percentile":0.7362778011204342}},"source_xml":"201531429349300418_public.xml"},{"Organization":{"value":null,"Person":["Adolfo Marzol","Tim Mattke","Derek Brummer","Bradley Shuster","Rohit Gupta","Seth Appleton"],"Title":["Board Member","Vice Chair","Board Member","Treas/Sec","Chair","President"],"Hours":[2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Representing and advancing the interest of the united states mortgage insurance industry and promoting a wellfunctioning housing finance system.","year":2024,"name":"US MORTGAGE INSURERS","phone":2022801820,"website":"WWW.USMI.ORG","type":"990","affiliation":null,"foreign_countries":["United States"],"principal_officer":"SETH APPLETON","year_formation":2013,"state_legal_domicile":"DC","total_volunteers":5,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"1101 17TH STREET NW 700, WASHINGTON, DC, 20036, USA","city":"WASHINGTON","state":"DC","country":"USA","zip_code":20036},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2444227,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2350000,"Total revenue":2350000,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":94227,"Investment income total":94227,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2527695,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":2527695,"Management services":1387595,"Legal":79853,"Accounting":8370,"Lobbying services":353331,"Investment management fees":0,"Other services":532808,"Advertising":0,"Office expenses":7744,"Information technology":2556,"Royalties":0,"Occupancy":0,"Travel":34642,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":6094,"Insurance":3887,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":110815,"sponsorships":72383,"subscriptions and reference":38432},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1940421,"Non-interest bearing cash":10000,"Savings and temp cash investments":1889584,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":30393,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":10444,"Other assets":0},"Liabilities":{"value":133191,"Sum of Total Liabilities":0,"Accounts payable, accrued":133191,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1807230,"Net assets without donor restriction":1807230,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.03414903771212739,"percentile":0.3114762551208261},"Liabilities to Assets Ratio":{"score":0.06864025899534174,"percentile":0.36088961101743106},"Operating Reserve Ratio":{"score":0.7676642158171774,"percentile":0.3520717084534177},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.03102893630589619,"percentile":0.5197011297503731},"Asset Growth":{"score":0.05293752001740077,"percentile":0.5379097444311148},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.507874898958622,"percentile":0.34113886876265276}},"source_xml":"202523169349305587_public.xml"},{"Organization":{"value":null,"Person":["MARK CASALE","ROHIT GUPTA","TIM MATTKE","BRADLEY SHUSTER","DEREK BRUMMER","ADOLFO MARZOL"],"Title":["VICE CHAIR (THRU 05/31/22)","TREAS/SEC (THRU 05/31/22), VICE CHAIR (BEG. 06/01/","BOARD MEMBER (THRU 05/31/22), TREAS/SEC (BEG. 06/0","BOARD MEMBER","CHAIR (THRU 05/31/22), BOARD MEMBER (BEG. 06/01/22","CHAIR (BEG. 06/01/22)"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Representing and advancing the interest of the united states mortgage insurance industry and promoting a well-functioning housing finance system.","year":2022,"name":"US MORTGAGE INSURERS","phone":2022801820,"website":"WWW.USMI.ORG","type":"990","affiliation":null,"foreign_countries":["United States"],"principal_officer":"SETH APPLETON","year_formation":2013,"state_legal_domicile":"DC","total_volunteers":6,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"1101 17TH STREET NW 700, WASHINGTON, DC, 20036, USA","city":"WASHINGTON","state":"DC","country":"USA","zip_code":20036},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2496440,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2496440,"Total revenue":2496440,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2307829,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":2307829,"Management services":887912,"Legal":145437,"Accounting":13750,"Lobbying services":390210,"Investment management fees":0,"Other services":773493,"Advertising":0,"Office expenses":2158,"Information technology":3287,"Royalties":0,"Occupancy":0,"Travel":19190,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":6094,"Insurance":3570,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":62728,"SPONSORSHIPS":31500,"SUBSCRIPTIONS & REFEREN":31228},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2024391,"Non-interest bearing cash":1998249,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":3510,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":22632,"Other assets":0},"Liabilities":{"value":238597,"Sum of Total Liabilities":0,"Accounts payable, accrued":238597,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1785794,"Net assets without donor restriction":1785794,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.07555198602810402,"percentile":0.5784142390402959},"Liabilities to Assets Ratio":{"score":0.11786112465427874,"percentile":0.3090948457392504},"Operating Reserve Ratio":{"score":0.8771841414593542,"percentile":0.38742131323360396},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.033995030168044824,"percentile":0.5340163965406172},"Asset Growth":{"score":0.061966146894078165,"percentile":0.5706761219425557},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5638775386677051,"percentile":0.4985312125091218}},"source_xml":"202343129349304364_public.xml"},{"Organization":{"value":null,"Person":["Patrick Sinks","Rohit Gupta","Brad Shuster","Mark Casale","Richard Thornberry","Lindsey Johnson"],"Title":["Chairman","Director","Vice Chair","Director","Secretary","President & ED"],"Hours":[2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Representing and advancing the interests of the united states mortgage insurance industry and promoting a well-functioning housing finance system.","year":2017,"name":"US Mortgage Insurers","phone":2022801820,"website":"www.usmi.org","type":"990","affiliation":null,"foreign_countries":["United States"],"principal_officer":"Lindsey Johnson","year_formation":2013,"state_legal_domicile":"DC","total_volunteers":6,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"1101 17th Street NW Suite 700, Washington, DC, 20036, USA","city":"Washington","state":"DC","country":"USA","zip_code":20036},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2105333,"Contributions":{"value":2105333,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":2105333,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1889747,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1889747,"Management services":1112320,"Legal":87777,"Accounting":11845,"Lobbying services":379432,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":2379,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":33448,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":9332,"Insurance":3141,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":241675,"60th anniversary":165000,"Stakeholders Engagement":48374,"Books and subscriptions":22253,"CONSULTANTS Reimbursements":6048},"All other expenses":8398},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1539121,"Non-interest bearing cash":1521584,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":17537,"Other assets":0},"Liabilities":{"value":206131,"Sum of Total Liabilities":0,"Accounts payable, accrued":191931,"Grants payable":0,"Deferred, revenue":14200,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1332990,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1332990,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.10239995288156316,"percentile":0.6273560997163254},"Liabilities to Assets Ratio":{"score":0.13392774187344594,"percentile":0.29578148838230645},"Operating Reserve Ratio":{"score":0.8144587608817476,"percentile":0.3675969669332183},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.02006423819247744,"percentile":0.46499336058531},"Asset Growth":{"score":0.047948501828000215,"percentile":0.5188409754664299},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5606385969587812,"percentile":0.488901350156578}},"source_xml":"201903179349306180_public.xml"},{"Organization":{"value":null,"Person":["Patrick Sinks","Rohit Gupta","Teresa Bryce Bazemore","David Gansberg","Patrick Mathis","Bill Higgins","Lindsey Johnson"],"Title":["Treasurer","BOD Chairman","Secretary","Director","Director","Director","President & ED"],"Hours":[2.0,2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Representing and advancing the interests of the united states mortgage insurance industry and promoting a well-functioning housing finance system.","year":2015,"name":"US Mortgage Insurers","phone":2022801820,"website":"www.usmi.org","type":"990","affiliation":null,"foreign_countries":["United States"],"principal_officer":"Lindsey Johnson","year_formation":2013,"state_legal_domicile":"DC","total_volunteers":6,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"1101 17th Street NW Suite 700, Washington, DC, 20036, USA","city":"Washington","state":"DC","country":"USA","zip_code":20036},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":6,"Number of independent voting members":6,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1630211,"Contributions":{"value":1476953,"Other contributions":6953,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":1470000,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":153258,"Total revenue":153258,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1574797,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1574797,"Management services":580865,"Legal":243006,"Accounting":10401,"Lobbying services":212086,"Investment management fees":0,"Other services":458258,"Advertising":0,"Office expenses":1466,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":8455,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":8111,"Insurance":3175,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":48852,"Books and subscriptions":23604,"CONSULTANTS Reimbursements":18157,"Printing and Publications":6199,"Telephone/telecommunications":892},"All other expenses":122},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1278779,"Non-interest bearing cash":1096816,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":152172,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":29791,"Other assets":0},"Liabilities":{"value":255501,"Sum of Total Liabilities":0,"Accounts payable, accrued":191203,"Grants payable":0,"Deferred, revenue":64298,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1023278,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1023278,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.033991918837500176,"percentile":0.4876620215017123},"Liabilities to Assets Ratio":{"score":0.1998007474317298,"percentile":0.2511616464530761},"Operating Reserve Ratio":{"score":0.8120278359686994,"percentile":0.36681285276296166},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5388921299383441,"percentile":0.4252508257867447}},"source_xml":"201613169349301416_public.xml"},{"Organization":{"value":null,"Person":["Adolfo Marzol","Tim Mattke","Derek Brummer","Bradley Shuster","Rohit Gupta","Seth Appleton"],"Title":["Chair","Treas/Sec","Board Member","Board Member","Vice Chair","President"],"Hours":[2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Representing and advancing the interest of the united states mortgage insurance industry and promoting a wellfunctioning housing finance system.","year":2023,"name":"US MORTGAGE INSURERS","phone":2022801820,"website":"WWW.USMI.ORG","type":"990","affiliation":null,"foreign_countries":["United States"],"principal_officer":"SETH APPLETON","year_formation":2013,"state_legal_domicile":"DC","total_volunteers":5,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"1101 17TH STREET NW 700, WASHINGTON, DC, 20036, USA","city":"WASHINGTON","state":"DC","country":"USA","zip_code":20036},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2305574,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2250000,"Total revenue":2250000,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":55574,"Investment income total":55574,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2200670,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":2200670,"Management services":1133087,"Legal":85803,"Accounting":18225,"Lobbying services":329998,"Investment management fees":0,"Other services":482789,"Advertising":0,"Office expenses":4840,"Information technology":2064,"Royalties":0,"Occupancy":0,"Travel":24826,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":6094,"Insurance":2810,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":110134,"sponsorships":82500,"subscriptions and reference":27634},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2182800,"Non-interest bearing cash":10000,"Savings and temp cash investments":2146605,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":9657,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":16538,"Other assets":0},"Liabilities":{"value":292102,"Sum of Total Liabilities":0,"Accounts payable, accrued":292102,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1890698,"Net assets without donor restriction":1890698,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.045500166119152974,"percentile":0.5147711924908884},"Liabilities to Assets Ratio":{"score":0.13381986439435586,"percentile":0.2958722324095878},"Operating Reserve Ratio":{"score":0.9918797457138053,"percentile":0.4212338117305501},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.030963040740157412,"percentile":0.5193853271035102},"Asset Growth":{"score":0.06274580603759018,"percentile":0.5733412357818307},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5511386152183029,"percentile":0.46067891199534117}},"source_xml":"202413049349302226_public.xml"},{"Organization":{"value":null,"Person":["DEREK BRUMMER","MARK CASALE","ROHIT GUPTA","TIM MATTKE","BRADLEY SHUSTER","LINDSEY JOHNSON"],"Title":["CHAIRMAN","VICE CHAIRMAN","TREASURER/SECRETARY","BOARD MEMBER","BOARD MEMBER","PRESIDENT"],"Hours":[2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Representing and advancing the interest of the united states mortgage insurance industry and promoting a well-functioning housing finance system.","year":2020,"name":"US MORTGAGE INSURERS","phone":2022801820,"website":"WWW.USMI.ORG","type":"990","affiliation":null,"foreign_countries":["United States"],"principal_officer":"LINDSEY JOHNSON","year_formation":2013,"state_legal_domicile":"DC","total_volunteers":5,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"1101 17TH STREET NW NO 700, WASHINGTON, DC, 20036, USA","city":"WASHINGTON","state":"DC","country":"USA","zip_code":20036},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2111000,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2111000,"Total revenue":2111000,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1989793,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1989793,"Management services":1013721,"Legal":185784,"Accounting":18491,"Lobbying services":310000,"Investment management fees":0,"Other services":356726,"Advertising":0,"Office expenses":11390,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":5494,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":1200,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":86987,"SPONSORSHIPS":60361,"SUBSCRIPTIONS AND REFER":26626},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1841433,"Non-interest bearing cash":1837760,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":3673,"Other assets":0},"Liabilities":{"value":265532,"Sum of Total Liabilities":0,"Accounts payable, accrued":265532,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1575901,"Net assets without donor restriction":1575901,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.05741686404547608,"percentile":0.5412247265411085},"Liabilities to Assets Ratio":{"score":0.14419856709421414,"percentile":0.28785971915645336},"Operating Reserve Ratio":{"score":0.9254394803881609,"percentile":0.40202624801975806},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.018850423530101412,"percentile":0.4587691367865009},"Asset Growth":{"score":0.06157483504909186,"percentile":0.5692967446977384},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5478792905246646,"percentile":0.4510796472990169}},"source_xml":"202113099349304116_public.xml"},{"Organization":{"value":null,"Person":["Patrick Sinks","Rohit Gupta","Brad Shuster","Mark Casale","Richard Thornberry","Lindsey Johnson"],"Title":["Chairman","Director","Chairman","Treasurer","VICE Chair","President & ED"],"Hours":[2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Representing and advancing the interests of the united states mortgage insurance industry and promoting a well-functioning housing finance system.","year":2018,"name":"US Mortgage Insurers","phone":2022801820,"website":"www.usmi.org","type":"990","affiliation":null,"foreign_countries":["United States"],"principal_officer":"Lindsey Johnson","year_formation":2013,"state_legal_domicile":"DC","total_volunteers":6,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"1101 17th Street NW Suite 700, Washington, DC, 20036, USA","city":"Washington","state":"DC","country":"USA","zip_code":20036},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2000000,"Contributions":{"value":2000000,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":2000000,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":0,"Total revenue":0,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1896199,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1896199,"Management services":1151651,"Legal":160834,"Accounting":11850,"Lobbying services":320000,"Investment management fees":0,"Other services":69726,"Advertising":0,"Office expenses":1407,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":32911,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":9332,"Insurance":3172,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":131391,"SPONSORSHIP":88700,"Books and subscriptions":22078,"CONSULTANTS Reimbursements":15665,"Telephone/telecommunications":4948},"All other expenses":3925},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1670992,"Non-interest bearing cash":1662787,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":8205,"Other assets":0},"Liabilities":{"value":234201,"Sum of Total Liabilities":0,"Accounts payable, accrued":234201,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1436791,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":1436791,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.0519005,"percentile":0.5292051915358637},"Liabilities to Assets Ratio":{"score":0.14015686490420062,"percentile":0.29091756755206616},"Operating Reserve Ratio":{"score":0.8812324022953287,"percentile":0.38864780521795644},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.020599655909493773,"percentile":0.46774851470568063},"Asset Growth":{"score":0.06705333136748032,"percentile":0.5879870260037843},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5469911629616518,"percentile":0.4485384419553462}},"source_xml":"201923179349306602_public.xml"},{"Organization":{"value":null,"Person":["BRADLEY SHUSTER","RICHARD THORNBERRY","PATRICK SINKS","CHRIS CURRAN","ROHIT GUPTA","LINDSEY JOHNSON"],"Title":["CHAIRMAN","VICE CHAIRMAN","TREASURER/SECRETARY","BOARD MEMBER","BOARD MEMBER","PRESIDENT"],"Hours":[2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Representing and advancing the interest of the united states mortgage insurance industry and promoting a well-functioning housing finance system.","year":2019,"name":"US MORTGAGE INSURERS","phone":2022801820,"website":"WWW.USMI.ORG","type":"990","affiliation":null,"foreign_countries":["United States"],"principal_officer":"LINDSEY JOHNSON","year_formation":2013,"state_legal_domicile":"DC","total_volunteers":0,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"1101 17TH STREET NW NO 700, WASHINGTON, DC, 20036, USA","city":"WASHINGTON","state":"DC","country":"USA","zip_code":20036},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":1945700,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":1945700,"Total revenue":1945700,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":1927797,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":1927797,"Management services":844296,"Legal":129681,"Accounting":15075,"Lobbying services":350000,"Investment management fees":0,"Other services":370317,"Advertising":0,"Office expenses":12057,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":37997,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":9332,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":159042,"SPONSORSHIPS":136456,"SUBSCRIPTIONS AND REFER":22586},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1612131,"Non-interest bearing cash":1607258,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":4873,"Other assets":0},"Liabilities":{"value":157437,"Sum of Total Liabilities":0,"Accounts payable, accrued":157437,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1454694,"Net assets without donor restriction":1454694,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.009201315721848178,"percentile":0.4227619128946483},"Liabilities to Assets Ratio":{"score":0.09765769655195515,"percentile":0.3278614480042869},"Operating Reserve Ratio":{"score":0.8362555808521333,"percentile":0.374592154533544},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.013793757290714692,"percentile":0.43341337586590256},"Asset Growth":{"score":0.05634805923465632,"percentile":0.5506154349510083},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5210745350048346,"percentile":0.376344172036422}},"source_xml":"202003159349303310_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["Adolfo Marzol","Tim Mattke","Derek Brummer","Bradley Shuster","Rohit Gupta","Seth Appleton"],"Title":["Board Member","Vice Chair","Board Member","Treas/Sec","Chair","President"],"Hours":[2.0,2.0,2.0,2.0,2.0,40.0],"Total Compensation":[0,0,0,0,0,0],"Direct compensation":[0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Representing and advancing the interest of the united states mortgage insurance industry and promoting a wellfunctioning housing finance system.","year":2024,"name":"US MORTGAGE INSURERS","phone":2022801820,"website":"WWW.USMI.ORG","type":"990","affiliation":null,"foreign_countries":["United States"],"principal_officer":"SETH APPLETON","year_formation":2013,"state_legal_domicile":"DC","total_volunteers":5,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"1101 17TH STREET NW 700, WASHINGTON, DC, 20036, USA","city":"WASHINGTON","state":"DC","country":"USA","zip_code":20036},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":5,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":2444227,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":2350000,"Total revenue":2350000,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":94227,"Investment income total":94227,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":2527695,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":0,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":0},"Other expenses":{"value":2527695,"Management services":1387595,"Legal":79853,"Accounting":8370,"Lobbying services":353331,"Investment management fees":0,"Other services":532808,"Advertising":0,"Office expenses":7744,"Information technology":2556,"Royalties":0,"Occupancy":0,"Travel":34642,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":6094,"Insurance":3887,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":110815,"sponsorships":72383,"subscriptions and reference":38432},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1940421,"Non-interest bearing cash":10000,"Savings and temp cash investments":1889584,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":30393,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":10444,"Other assets":0},"Liabilities":{"value":133191,"Sum of Total Liabilities":0,"Accounts payable, accrued":133191,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1807230,"Net assets without donor restriction":1807230,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.03414903771212739,"percentile":0.3114762551208261},"Liabilities to Assets Ratio":{"score":0.06864025899534174,"percentile":0.36088961101743106},"Operating Reserve Ratio":{"score":0.7676642158171774,"percentile":0.3520717084534177},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.03102893630589619,"percentile":0.5197011297503731},"Asset Growth":{"score":0.05293752001740077,"percentile":0.5379097444311148},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.507874898958622,"percentile":0.34113886876265276}},"source_xml":"202523169349305587_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}