{"success":true,"data":{"_id":460211036,"filings":[{"Organization":{"value":null,"Person":["DENNIS CAHOY","GARY KRONAIZL","LUMIR RUMAN","GARY KRIZ","DAVID SYKORA","TOM SEDLACEK","RON HOVORKA","KEVIN CUKA","R MARTIN KOCH"],"Title":["PRESIDENT","VICE PRESIDE","SECRETARY/TR","","","","","",""],"Hours":[4.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,8.0],"Total Compensation":[979,402,324,213,200,189,180,138,0],"Direct compensation":[979,402,324,213,200,189,180,138,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide liability & property insurance for members at cost","year":2014,"name":"BOHEMIAN FARMERS MUTUAL INSURANCE COMPANY","phone":6054632558,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1889,"state_legal_domicile":"SD","total_volunteers":null,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"PO BOX 206, TABOR, SD, 57063, USA","city":"TABOR","state":"SD","country":"USA","zip_code":57063},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":0,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":556303,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":401507,"Total revenue":401507,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4335,"Investment income total":4335,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":150461,"Other total":150461,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":628181,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":23538,"Current officers":2625,"Disqualified persons":0,"Other salaries and wages":12500,"Pension plan contributions":679,"Other employee benefits":6651,"Payroll taxes":1083},"Other expenses":{"value":604643,"Management services":57753,"Legal":334,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":2000,"Information technology":9854,"Royalties":0,"Occupancy":2712,"Travel":483,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":531507,"INSURANCE LOSS PAID":366533,"REINSURANCE":124690,"PREMIUM RETURN/ADJUST EXP":30356,"INS/LIC/ADVERTISE/DUES":9928},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1206160,"Non-interest bearing cash":108380,"Savings and temp cash investments":1097780,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1206160,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.12920656548679407,"percentile":0.19673897558817277},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":1.9200835428005623,"percentile":0.6053727179599936},"Officer Compensation Ratio":{"score":0.004178731925989484,"percentile":0.984343704930827},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.4880251881657053,"percentile":0.29293256136579937}},"source_xml":"201501199349300835_public.xml"},{"Organization":{"value":null,"Person":["DENNIS CAHOY","GARY KRONAIZL","TOM SEDLACEK","DAVID SYKORA","GARY KRIZ","RON HOVORKA","KEVIN CUKA","LUMIR RUMAN","R MARTIN KOCH"],"Title":["PRESIDENT","VICE PRESIDE","SECRETARY/TR","","","","","",""],"Hours":[4.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,8.0],"Total Compensation":[953,676,404,273,268,180,140,73,0],"Direct compensation":[953,676,404,273,268,180,140,73,0],"Other compensation":[0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide liability & property insurance for members at cost","year":2013,"name":"BOHEMIAN FARMERS MUTUAL INSURANCE COMPANY","phone":6054632558,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1889,"state_legal_domicile":"SD","total_volunteers":null,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"PO BOX 206, TABOR, SD, 57063, USA","city":"TABOR","state":"SD","country":"USA","zip_code":57063},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":9,"Number of independent voting members":0,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":361673,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":353957,"Total revenue":353957,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4679,"Investment income total":4679,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":3037,"Other total":3037,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":189363,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":22059,"Current officers":2967,"Disqualified persons":0,"Other salaries and wages":11570,"Pension plan contributions":387,"Other employee benefits":6069,"Payroll taxes":1066},"Other expenses":{"value":167304,"Management services":49404,"Legal":280,"Accounting":1797,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":2047,"Information technology":1440,"Royalties":0,"Occupancy":2718,"Travel":587,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":109031,"REINSURANCE":59434,"INSURANCE LOSS PAID":36665,"INS/LIC/ADVERTISE/DUES":9745,"PREMIUM RETURN/ADJUST EXP":3187},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1278038,"Non-interest bearing cash":80552,"Savings and temp cash investments":1197486,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1278038,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.4764248368000929,"percentile":0.9114908474754513},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":6.74914318002989,"percentile":0.8485287451606717},"Officer Compensation Ratio":{"score":0.015668319576686046,"percentile":0.9343497365384043},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.662459342976906,"percentile":0.7715908961373559}},"source_xml":"201511179349301121_public.xml"},{"Organization":{"value":null,"Person":["DENNIS CAHOY","GARY KRONAIZL","TOM SEDLACEK","LUMIR RUMAN","GARY KRIZ","KEVIN CUKA","DAVID SYKORA","RON HOVORKA","AUSTIN KOCH","R MARTIN KOCH"],"Title":["PRESIDENT","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","VICE PRESIDE","DIRECTOR","DIRECTOR","SECRETARY/TR"],"Hours":[4.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,8.0],"Total Compensation":[1000,400,400,400,400,400,300,300,300,0],"Direct compensation":[1000,400,400,400,400,400,300,300,300,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide liability & property insurance for members at cost","year":2017,"name":"BOHEMIAN FARMERS MUTUAL INSURANCE COMPANY","phone":6054632558,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"R MARTIN KOCH","year_formation":1889,"state_legal_domicile":"SD","total_volunteers":null,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"PO BOX 206, TABOR, SD, 57063, USA","city":"TABOR","state":"SD","country":"USA","zip_code":57063},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":0,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":567635,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":560503,"Total revenue":{"value":560503,"PREMIUMS":529248,"LOSS REIMBURSEMENTS":28852,"COMMISSION INCOME":2403},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":6563,"Investment income total":6563,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":569,"Other total":569,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":603985,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":37334,"Current officers":3900,"Disqualified persons":0,"Other salaries and wages":29883,"Pension plan contributions":1097,"Other employee benefits":0,"Payroll taxes":2454},"Other expenses":{"value":566651,"Management services":112401,"Legal":4026,"Accounting":838,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":484,"Office expenses":5198,"Information technology":3003,"Royalties":0,"Occupancy":3009,"Travel":506,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":6147,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":431039,"LOSSES PAID/ADJUSTERS EXP":259391,"REINSURANCE":164658,"LICENCES/PERMITS/DUES":3969,"PREMIUM RETURNED":3021},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1203119,"Non-interest bearing cash":113284,"Savings and temp cash investments":1089835,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1203119,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.0640376298149339,"percentile":0.26508398042749487},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":1.9919683435846918,"percentile":0.6150435941206797},"Officer Compensation Ratio":{"score":0.006457114001175526,"percentile":0.9754183908843118},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.08990624595634222,"percentile":0.7396512340520364},"Asset Growth":{"score":-0.009386782414079151,"percentile":0.28258477352560135},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5132090528788404,"percentile":0.3555201671551959}},"source_xml":"201811209349301716_public.xml"},{"Organization":{"value":null,"Person":["DENNIS CAHOY","TOM SEDLACEK","LUMIR RUMAN","KEVIN CUKA","RON HOVORKA","GARY KRONAIZL","AUSTIN KOCH","DAVID SYKORA","GARY KRIZ","R MARTIN KOCH"],"Title":["PRESIDENT","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","VICE PRESIDE","DIRECTOR","SECRETARY/TR"],"Hours":[4.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,8.0],"Total Compensation":[660,180,180,180,180,120,90,60,60,0],"Direct compensation":[660,180,180,180,180,120,90,60,60,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide liability & property insurance for members at cost","year":2015,"name":"BOHEMIAN FARMERS MUTUAL INSURANCE COMPANY","phone":6054632558,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"R MARTIN KOCH","year_formation":1889,"state_legal_domicile":"SD","total_volunteers":null,"tax_period_begin":"2015-01-01T00:00:00","tax_period_end":"2015-12-31T00:00:00","address":"PO BOX 206, TABOR, SD, 57063, USA","city":"TABOR","state":"SD","country":"USA","zip_code":57063},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":0,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":461726,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":432476,"Total revenue":432476,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":4865,"Investment income total":4865,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":24385,"Other total":24385,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":387593,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":21077,"Current officers":1710,"Disqualified persons":0,"Other salaries and wages":13000,"Pension plan contributions":525,"Other employee benefits":4728,"Payroll taxes":1114},"Other expenses":{"value":366516,"Management services":90760,"Legal":769,"Accounting":1186,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":440,"Office expenses":2580,"Information technology":3037,"Royalties":0,"Occupancy":2904,"Travel":557,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":5295,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":258988,"REINSURANCE":152585,"LOSSES PAID/ADJUSTERS EXP":96939,"PREMIUM RETURNED":5763,"LICENCES/PERMITS/DUES":3701},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1280293,"Non-interest bearing cash":182505,"Savings and temp cash investments":1097788,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1280293,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.16055626063942685,"percentile":0.71212402523173},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":3.303189170083051,"percentile":0.7323183770291732},"Officer Compensation Ratio":{"score":0.004411844383154495,"percentile":0.9834553248350343},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.10877675034174046,"percentile":0.782831366705946},"Asset Growth":{"score":0.000898527848784869,"percentile":0.32378862221240334},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6117542973916518,"percentile":0.6394730163669463}},"source_xml":"201601359349300100_public.xml"},{"Organization":{"value":null,"Person":["DENNIS CAHOY","GARY KRONAIZL","TOM SEDLACEK","LUMIR RUMAN","KEVIN CUKA","AUSTIN KOCH","DAVID SYKORA","RON HOVORKA","GARY KRIZ","R MARTIN KOCH"],"Title":["PRESIDENT","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","VICE PRESIDE","DIRECTOR","DIRECTOR","SECRETARY/TR"],"Hours":[4.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,8.0],"Total Compensation":[830,260,260,260,260,260,200,160,60,0],"Direct compensation":[830,260,260,260,260,260,200,160,60,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide liability & property insurance for members at cost","year":2016,"name":"BOHEMIAN FARMERS MUTUAL INSURANCE COMPANY","phone":6054632558,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"R MARTIN KOCH","year_formation":1889,"state_legal_domicile":"SD","total_volunteers":null,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"PO BOX 206, TABOR, SD, 57063, USA","city":"TABOR","state":"SD","country":"USA","zip_code":57063},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":0,"Number of employees total":1,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":1,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":602953,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":448147,"Total revenue":448147,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5334,"Investment income total":5334,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":149472,"Other total":149472,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":643777,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":17770,"Current officers":2550,"Disqualified persons":0,"Other salaries and wages":13500,"Pension plan contributions":575,"Other employee benefits":0,"Payroll taxes":1145},"Other expenses":{"value":626007,"Management services":74512,"Legal":0,"Accounting":814,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":612,"Office expenses":3614,"Information technology":2989,"Royalties":0,"Occupancy":2980,"Travel":464,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":6212,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":533810,"LOSSES PAID/ADJUSTERS EXP":366782,"REINSURANCE":156367,"PREMIUM RETURNED":6646,"LICENCES/PERMITS/DUES":4015},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1239469,"Non-interest bearing cash":149641,"Savings and temp cash investments":1089828,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1239469,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.06770676984773275,"percentile":0.2602108269157204},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":1.9253079870824836,"percentile":0.6060705391532658},"Officer Compensation Ratio":{"score":0.003960998917326963,"percentile":0.9851637105277681},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.1269536051405817,"percentile":0.8156625234367278},"Asset Growth":{"score":-0.003323287955938896,"percentile":0.30548608048554077},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5213760637611007,"percentile":0.3771511102249568}},"source_xml":"201731119349300623_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["DENNIS CAHOY","GARY KRONAIZL","TOM SEDLACEK","LUMIR RUMAN","GARY KRIZ","KEVIN CUKA","DAVID SYKORA","RON HOVORKA","AUSTIN KOCH","R MARTIN KOCH"],"Title":["PRESIDENT","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","VICE PRESIDE","DIRECTOR","DIRECTOR","SECRETARY/TR"],"Hours":[4.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,1.0,8.0],"Total Compensation":[1000,400,400,400,400,400,300,300,300,0],"Direct compensation":[1000,400,400,400,400,400,300,300,300,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Provide liability & property insurance for members at cost","year":2017,"name":"BOHEMIAN FARMERS MUTUAL INSURANCE COMPANY","phone":6054632558,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"R MARTIN KOCH","year_formation":1889,"state_legal_domicile":"SD","total_volunteers":null,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"PO BOX 206, TABOR, SD, 57063, USA","city":"TABOR","state":"SD","country":"USA","zip_code":57063},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":10,"Number of independent voting members":0,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":null,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":567635,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":560503,"Total revenue":{"value":560503,"PREMIUMS":529248,"LOSS REIMBURSEMENTS":28852,"COMMISSION INCOME":2403},"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":6563,"Investment income total":6563,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":569,"Other total":569,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":603985,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":37334,"Current officers":3900,"Disqualified persons":0,"Other salaries and wages":29883,"Pension plan contributions":1097,"Other employee benefits":0,"Payroll taxes":2454},"Other expenses":{"value":566651,"Management services":112401,"Legal":4026,"Accounting":838,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":484,"Office expenses":5198,"Information technology":3003,"Royalties":0,"Occupancy":3009,"Travel":506,"Conferences and meetings":0,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":6147,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":431039,"LOSSES PAID/ADJUSTERS EXP":259391,"REINSURANCE":164658,"LICENCES/PERMITS/DUES":3969,"PREMIUM RETURNED":3021},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1203119,"Non-interest bearing cash":113284,"Savings and temp cash investments":1089835,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":1203119,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.0640376298149339,"percentile":0.26508398042749487},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":1.9919683435846918,"percentile":0.6150435941206797},"Officer Compensation Ratio":{"score":0.006457114001175526,"percentile":0.9754183908843118},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.08990624595634222,"percentile":0.7396512340520364},"Asset Growth":{"score":-0.009386782414079151,"percentile":0.28258477352560135},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5132090528788404,"percentile":0.3555201671551959}},"source_xml":"201811209349301716_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}