{"success":true,"data":{"_id":421621416,"filings":[{"Organization":{"value":null,"Person":["JEFFERY FERNBACH","AKIVA SCHREIBER","SHELDON MORGENSTERN"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[0.0,0.0,0.0],"Total Compensation":[0,0,0],"Direct compensation":[0,0,0],"Other compensation":[0,0,0]},"Basic":{"value":null,"mission":"Organization provides religious and secular education for elementary age children","year":2016,"name":"TALMUD TORAH BAIS AVROHOM INC","phone":7323632612,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JEFFERY FERNBACH","year_formation":2004,"state_legal_domicile":"NJ","total_volunteers":0,"tax_period_begin":"2016-01-01T00:00:00","tax_period_end":"2016-12-31T00:00:00","address":"915 NEW HAMPSHIRE AVE, LAKEWOOD, NJ, 8701, USA","city":"LAKEWOOD","state":"NJ","country":"USA","zip_code":8701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":3,"Number of independent voting members":0,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":134178,"Contributions":{"value":1937,"Other contributions":1937,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":132196,"Total revenue":132196,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":45,"Investment income total":45,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":321175,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":128065,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":110591,"Pension plan contributions":0,"Other employee benefits":6003,"Payroll taxes":11471},"Other expenses":{"value":193110,"Management services":0,"Legal":0,"Accounting":1975,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":91049,"Payments to affiliates":0,"Depreciation and depletion":97734,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":2352,"PROGRAM EXPENSE":1687,"BANK CHARGES":665},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":321175,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":4288587,"Non-interest bearing cash":14657,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":2699757,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":8700,"Other assets":1565473},"Liabilities":{"value":2877045,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2874738,"Unsecured notes loans payable":0,"Other liabilities":2307},"Fund balance":{"value":1411542,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-1.3936487352621145,"percentile":0.031982732108621736},"Liabilities to Assets Ratio":{"score":0.6708608219910194,"percentile":0.0986471560862818},"Operating Reserve Ratio":{"score":13.35280454580836,"percentile":0.9173133419249073},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5856122319024838,"percentile":0.5630706687867709}},"source_xml":"201743189349305859_public.xml"},{"Organization":{"value":null,"Person":["JEFFERY FERNBACH","AKIVA SCHREIBER","SHELDON MORGENSTERN"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[0.0,0.0,0.0],"Total Compensation":[0,0,0],"Direct compensation":[0,0,0],"Other compensation":[0,0,0]},"Basic":{"value":null,"mission":"Organization provides religious and secular education for elementary aged children","year":2023,"name":"TALMUD TORAH BAIS AVROHOM INC","phone":7323632612,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JEFFERY FERNBACH","year_formation":2004,"state_legal_domicile":"NJ","total_volunteers":0,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"915 NEW HAMPSHIRE AVE, LAKEWOOD, NJ, 8701, USA","city":"LAKEWOOD","state":"NJ","country":"USA","zip_code":8701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":3,"Number of independent voting members":3,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":183461,"Contributions":{"value":57400,"Other contributions":57400,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":126061,"Total revenue":126061,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":352543,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":171476,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":137723,"Pension plan contributions":0,"Other employee benefits":23202,"Payroll taxes":10551},"Other expenses":{"value":181067,"Management services":0,"Legal":0,"Accounting":2525,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":66,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":875,"Conferences and meetings":0,"Interest":79867,"Payments to affiliates":0,"Depreciation and depletion":97734,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":352543,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2206027,"Non-interest bearing cash":13627,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":2017719,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":6600,"Other assets":168081},"Liabilities":{"value":2046151,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2042325,"Unsecured notes loans payable":0,"Other liabilities":3826},"Fund balance":{"value":159876,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.9216236693357172,"percentile":0.04450994246821526},"Liabilities to Assets Ratio":{"score":0.9275276322547276,"percentile":0.06033515067195645},"Operating Reserve Ratio":{"score":6.257469301617108,"percentile":0.8386844746808928},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.004160245568024717,"percentile":0.33978205674202505},"Revenue Growth":{"score":0.006925934613748165,"percentile":0.40070288486277844},"Asset Growth":{"score":-0.09009525221374465,"percentile":0.11292585819272984},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5797257983924573,"percentile":0.5456074064726641}},"source_xml":"202402019349300900_public.xml"},{"Organization":{"value":null,"Person":["JEFFERY FERNBACH","AKIVA SCHREIBER","SHELDON MORGENSTERN"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[0.0,0.0,0.0],"Total Compensation":[0,0,0],"Direct compensation":[0,0,0],"Other compensation":[0,0,0]},"Basic":{"value":null,"mission":"Organization provides religious and secular education for elementary age children","year":2017,"name":"TALMUD TORAH BAIS AVROHOM INC","phone":7323632612,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JEFFERY FERNBACH","year_formation":2004,"state_legal_domicile":"NJ","total_volunteers":0,"tax_period_begin":"2017-01-01T00:00:00","tax_period_end":"2017-12-31T00:00:00","address":"915 NEW HAMPSHIRE AVE, LAKEWOOD, NJ, 8701, USA","city":"LAKEWOOD","state":"NJ","country":"USA","zip_code":8701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":3,"Number of independent voting members":0,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":165409,"Contributions":{"value":5000,"Other contributions":5000,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":160297,"Total revenue":160297,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":112,"Investment income total":112,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":350427,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":172917,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":143799,"Pension plan contributions":0,"Other employee benefits":18117,"Payroll taxes":11001},"Other expenses":{"value":177510,"Management services":0,"Legal":0,"Accounting":2150,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":77590,"Payments to affiliates":0,"Depreciation and depletion":97734,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":36,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":350427,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":3999238,"Non-interest bearing cash":6078,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":2602323,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":8400,"Other assets":1382437},"Liabilities":{"value":2772714,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2769293,"Unsecured notes loans payable":0,"Other liabilities":3421},"Fund balance":{"value":1226524,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-1.1185485674902818,"percentile":0.03799209200357309},"Liabilities to Assets Ratio":{"score":0.6933105756646641,"percentile":0.094848811847278},"Operating Reserve Ratio":{"score":11.412471071007657,"percentile":0.9042059035309187},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5857027397292468,"percentile":0.5633436478765727}},"source_xml":"201843129349302279_public.xml"},{"Organization":{"value":null,"Person":["JEFFERY FERNBACH","AKIVA SCHREIBER","SHELDON MORGENSTERN"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[0.0,0.0,0.0],"Total Compensation":[0,0,0],"Direct compensation":[0,0,0],"Other compensation":[0,0,0]},"Basic":{"value":null,"mission":"Organization provides religious and secular education for elementary aged children","year":2022,"name":"TALMUD TORAH BAIS AVROHOM INC","phone":7323632612,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JEFFERY FERNBACH","year_formation":2004,"state_legal_domicile":"NJ","total_volunteers":0,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"915 NEW HAMPSHIRE AVE, LAKEWOOD, NJ, 8701, USA","city":"LAKEWOOD","state":"NJ","country":"USA","zip_code":8701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":3,"Number of independent voting members":3,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":129527,"Contributions":{"value":36300,"Other contributions":36300,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":93124,"Total revenue":93124,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":103,"Investment income total":103,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":344004,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":159220,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":128969,"Pension plan contributions":0,"Other employee benefits":20240,"Payroll taxes":10011},"Other expenses":{"value":184784,"Management services":0,"Legal":31,"Accounting":2350,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":150,"Conferences and meetings":0,"Interest":84519,"Payments to affiliates":0,"Depreciation and depletion":97734,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":344004,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":2498466,"Non-interest bearing cash":3235,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":2115153,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":6900,"Other assets":373178},"Liabilities":{"value":2169508,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2167555,"Unsecured notes loans payable":0,"Other liabilities":1953},"Fund balance":{"value":328958,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-1.6558478155133678,"percentile":0.028069698466111192},"Liabilities to Assets Ratio":{"score":0.8683360109763351,"percentile":0.06961009155519285},"Operating Reserve Ratio":{"score":7.262898105835979,"percentile":0.8576485183980871},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":-0.00012113201681560841,"percentile":0.32109355518975563},"Revenue Growth":{"score":-0.021214329725269473,"percentile":0.2926801817880981},"Asset Growth":{"score":-0.08536450026660047,"percentile":0.11747920490677008},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5663880496444651,"percentile":0.5060046400445726}},"source_xml":"202323109349301577_public.xml"},{"Organization":{"value":null,"Person":["JEFFERY FERNBACH","AKIVA SCHREIBER","SHELDON MORGENSTERN"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[0.0,0.0,0.0],"Total Compensation":[0,0,0],"Direct compensation":[0,0,0],"Other compensation":[0,0,0]},"Basic":{"value":null,"mission":"Organization provides religious and secular education for elementary aged children","year":2020,"name":"TALMUD TORAH BAIS AVROHOM INC","phone":7323632612,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JEFFERY FERNBACH","year_formation":2004,"state_legal_domicile":"NJ","total_volunteers":0,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"915 NEW HAMPSHIRE AVE, LAKEWOOD, NJ, 8701, USA","city":"LAKEWOOD","state":"NJ","country":"USA","zip_code":8701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":3,"Number of independent voting members":3,"Number of employees total":4,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":4,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":151482,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":151463,"Total revenue":151463,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":19,"Investment income total":19,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":317218,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":142500,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":123483,"Pension plan contributions":0,"Other employee benefits":6650,"Payroll taxes":12367},"Other expenses":{"value":174718,"Management services":0,"Legal":0,"Accounting":2425,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":74460,"Payments to affiliates":0,"Depreciation and depletion":97734,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":99,"LICENSES AND PERMITS":60,"BANK SERVICE CHARGES":39},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":317218,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":3105361,"Non-interest bearing cash":4467,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":2310021,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":7500,"Other assets":783373},"Liabilities":{"value":2405624,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2404250,"Unsecured notes loans payable":0,"Other liabilities":1374},"Fund balance":{"value":699737,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-1.0940969884210665,"percentile":0.038670351168274913},"Liabilities to Assets Ratio":{"score":0.7746680659672096,"percentile":0.08245211255372947},"Operating Reserve Ratio":{"score":9.789359368005599,"percentile":0.8900829564499352},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":-0.008272600523169355,"percentile":0.29354859164645103},"Revenue Growth":{"score":0.008814792050809261,"percentile":0.4094213336446565},"Asset Growth":{"score":-0.08017075755053915,"percentile":0.1228601779677007},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5789854205916234,"percentile":0.5434247736623374}},"source_xml":"202113169349305451_public.xml"},{"Organization":{"value":null,"Person":["JEFFERY FERNBACH","AKIVA SCHREIBER","SHELDON MORGENSTERN"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[0.0,0.0,0.0],"Total Compensation":[0,0,0],"Direct compensation":[0,0,0],"Other compensation":[0,0,0]},"Basic":{"value":null,"mission":"Organization provides religious and secular education for elementary age children","year":2018,"name":"TALMUD TORAH BAIS AVROHOM INC","phone":7323632612,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JEFFERY FERNBACH","year_formation":2004,"state_legal_domicile":"NJ","total_volunteers":0,"tax_period_begin":"2018-01-01T00:00:00","tax_period_end":"2018-12-31T00:00:00","address":"915 NEW HAMPSHIRE AVE, LAKEWOOD, NJ, 8701, USA","city":"LAKEWOOD","state":"NJ","country":"USA","zip_code":8701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":3,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":185322,"Contributions":{"value":20000,"Other contributions":20000,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":165307,"Total revenue":165307,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":15,"Investment income total":15,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":360393,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":177853,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":150077,"Pension plan contributions":0,"Other employee benefits":15645,"Payroll taxes":12131},"Other expenses":{"value":182540,"Management services":0,"Legal":0,"Accounting":2125,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":81534,"Payments to affiliates":0,"Depreciation and depletion":97734,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":1147,"BANK CHARGES":1096,"LICENSES & PERMITS":51},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":360393,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":3706255,"Non-interest bearing cash":10504,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":2504889,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":8100,"Other assets":1182762},"Liabilities":{"value":2654802,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2651152,"Unsecured notes loans payable":0,"Other liabilities":3650},"Fund balance":{"value":1051453,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.9446854663774403,"percentile":0.043618708295366376},"Liabilities to Assets Ratio":{"score":0.7163031145995081,"percentile":0.09117787795809142},"Operating Reserve Ratio":{"score":10.283926158388203,"percentile":0.8947652093392848},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.05700318315495715,"percentile":0.5568585631032021},"Revenue Growth":{"score":0.15820700378833966,"percentile":0.8580187135465617},"Asset Growth":{"score":-0.07282742819791098,"percentile":0.13126176290579836},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5814288837778777,"percentile":0.5506908170834114}},"source_xml":"201943119349302169_public.xml"},{"Organization":{"value":null,"Person":["JEFFERY FERNBACH","AKIVA SCHREIBER","SHELDON MORGENSTERN"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[0.0,0.0,0.0],"Total Compensation":[0,0,0],"Direct compensation":[0,0,0],"Other compensation":[0,0,0]},"Basic":{"value":null,"mission":"Organization provides religious and secular education for elementary aged children","year":2024,"name":"TALMUD TORAH BAIS AVROHOM INC","phone":7323632612,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JEFFERY FERNBACH","year_formation":2004,"state_legal_domicile":"NJ","total_volunteers":0,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"915 NEW HAMPSHIRE AVE, LAKEWOOD, NJ, 8701, USA","city":"LAKEWOOD","state":"NJ","country":"USA","zip_code":8701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":3,"Number of independent voting members":3,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":186522,"Contributions":{"value":94775,"Other contributions":94775,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":91747,"Total revenue":91747,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":350159,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":174492,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":140682,"Pension plan contributions":0,"Other employee benefits":25098,"Payroll taxes":8712},"Other expenses":{"value":175667,"Management services":0,"Legal":0,"Accounting":2650,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":75283,"Payments to affiliates":0,"Depreciation and depletion":97734,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":350159,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1948020,"Non-interest bearing cash":21435,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":1920285,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":6300,"Other assets":0},"Liabilities":{"value":1951781,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1912511,"Unsecured notes loans payable":0,"Other liabilities":39270},"Fund balance":{"value":-3761,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.87730669840555,"percentile":0.04634539981115537},"Liabilities to Assets Ratio":{"score":1.0019306783297912,"percentile":0.04911566565557746},"Operating Reserve Ratio":{"score":5.563244126239794,"percentile":0.8222540493535201},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.004972090735890193,"percentile":0.3429804258950935},"Revenue Growth":{"score":0.01776754710406312,"percentile":0.4533394590087884},"Asset Growth":{"score":-0.09407428208748139,"percentile":0.10930471256385578},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5835405379804542,"percentile":0.5569725359037497}},"source_xml":"202502509349300405_public.xml"},{"Organization":{"value":null,"Person":["JEFFERY FERNBACH","AKIVA SCHREIBER","SHELDON MORGENSTERN"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[0.0,0.0,0.0],"Total Compensation":[0,0,0],"Direct compensation":[0,0,0],"Other compensation":[0,0,0]},"Basic":{"value":null,"mission":"Organization provides religious and secular education for elementary age children","year":2019,"name":"TALMUD TORAH BAIS AVROHOM INC","phone":7323632612,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JEFFERY FERNBACH","year_formation":2004,"state_legal_domicile":"NJ","total_volunteers":0,"tax_period_begin":"2019-01-01T00:00:00","tax_period_end":"2019-12-31T00:00:00","address":"915 NEW HAMPSHIRE AVE, LAKEWOOD, NJ, 8701, USA","city":"LAKEWOOD","state":"NJ","country":"USA","zip_code":8701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":3,"Number of independent voting members":0,"Number of employees total":0,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":0,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":144569,"Contributions":{"value":11805,"Other contributions":11805,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":132758,"Total revenue":132758,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":6,"Investment income total":6,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":330549,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":152702,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":135344,"Pension plan contributions":0,"Other employee benefits":7316,"Payroll taxes":10042},"Other expenses":{"value":177847,"Management services":0,"Legal":0,"Accounting":2125,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":77988,"Payments to affiliates":0,"Depreciation and depletion":97734,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":330549,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":3399536,"Non-interest bearing cash":1194,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":2407455,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":7800,"Other assets":983087},"Liabilities":{"value":2534063,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":2529465,"Unsecured notes loans payable":0,"Other liabilities":4598},"Fund balance":{"value":865473,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-1.2864445351354716,"percentile":0.03400487376492328},"Liabilities to Assets Ratio":{"score":0.7454143741969492,"percentile":0.08674002389251319},"Operating Reserve Ratio":{"score":10.284514550036455,"percentile":0.8947706658038717},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.011181437076527438,"percentile":0.3676766343816329},"Revenue Growth":{"score":0.03246245301662648,"percentile":0.5267005818551782},"Asset Growth":{"score":-0.0769185355799443,"percentile":0.12644515699808262},"Independent Voting Board Pct":{"score":0.0,"percentile":0.10798813433961453},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.525748685233796,"percentile":0.38884061480890564}},"source_xml":"202003099349301340_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["JEFFERY FERNBACH","AKIVA SCHREIBER","SHELDON MORGENSTERN"],"Title":["TRUSTEE","TRUSTEE","TRUSTEE"],"Hours":[0.0,0.0,0.0],"Total Compensation":[0,0,0],"Direct compensation":[0,0,0],"Other compensation":[0,0,0]},"Basic":{"value":null,"mission":"Organization provides religious and secular education for elementary aged children","year":2024,"name":"TALMUD TORAH BAIS AVROHOM INC","phone":7323632612,"website":null,"type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"JEFFERY FERNBACH","year_formation":2004,"state_legal_domicile":"NJ","total_volunteers":0,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"915 NEW HAMPSHIRE AVE, LAKEWOOD, NJ, 8701, USA","city":"LAKEWOOD","state":"NJ","country":"USA","zip_code":8701},"Governance":{"value":null,"501c3 determination":true,"501c determination":false,"Number of voting members":3,"Number of independent voting members":3,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":186522,"Contributions":{"value":94775,"Other contributions":94775,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":91747,"Total revenue":91747,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":0,"Investment income total":0,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":350159,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":174492,"Current officers":0,"Disqualified persons":0,"Other salaries and wages":140682,"Pension plan contributions":0,"Other employee benefits":25098,"Payroll taxes":8712},"Other expenses":{"value":175667,"Management services":0,"Legal":0,"Accounting":2650,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":0,"Office expenses":0,"Information technology":0,"Royalties":0,"Occupancy":0,"Travel":0,"Conferences and meetings":0,"Interest":75283,"Payments to affiliates":0,"Depreciation and depletion":97734,"Insurance":0,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":0,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":350159,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":1948020,"Non-interest bearing cash":21435,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":1920285,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":6300,"Other assets":0},"Liabilities":{"value":1951781,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":1912511,"Unsecured notes loans payable":0,"Other liabilities":39270},"Fund balance":{"value":-3761,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.87730669840555,"percentile":0.04634539981115537},"Liabilities to Assets Ratio":{"score":1.0019306783297912,"percentile":0.04911566565557746},"Operating Reserve Ratio":{"score":5.563244126239794,"percentile":0.8222540493535201},"Officer Compensation Ratio":{"score":null,"percentile":null},"Program Expense Growth":{"score":0.004972090735890193,"percentile":0.3429804258950935},"Revenue Growth":{"score":0.01776754710406312,"percentile":0.4533394590087884},"Asset Growth":{"score":-0.09407428208748139,"percentile":0.10930471256385578},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5835405379804542,"percentile":0.5569725359037497}},"source_xml":"202502509349300405_public.xml"},"sector":"Education","donation_categories":[],"zakat_policy":null},"error":null}