{"success":true,"data":{"_id":420985062,"filings":[{"Organization":{"value":null,"Person":["VINCE COPELAND","LISA WALENCZAK","BOB GILLIS","DIANE LEE","ROGER LEE","ALAN GERST","MITCHELL DILL","BARB GERST"],"Title":["CHAIRMAN","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","TREASURER","CEO"],"Hours":[0.8,0.8,1.0,1.0,1.0,1.0,0.8,50.0],"Total Compensation":[0,0,0,0,0,0,0,48043],"Direct compensation":[0,0,0,0,0,0,0,48043],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Three i credit union offers financial products to their members.","year":2014,"name":"THREE I CREDIT UNION","phone":3197526332,"website":"WWW.THREEICREDITUNION.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"BARBARA GERST","year_formation":1963,"state_legal_domicile":"IA","total_volunteers":0,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"3001 SYLVANIA DRIVE, BURLINGTON, IA, 52601, USA","city":"BURLINGTON","state":"IA","country":"USA","zip_code":52601},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":318309,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":200497,"Total revenue":200497,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":20870,"Investment income total":20870,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":96942,"Other total":96942,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":463252,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":132058,"Current officers":48043,"Disqualified persons":0,"Other salaries and wages":74730,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":9285},"Other expenses":{"value":331194,"Management services":0,"Legal":3184,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":3210,"Office expenses":10368,"Information technology":0,"Royalties":0,"Occupancy":21348,"Travel":3055,"Conferences and meetings":0,"Interest":8336,"Payments to affiliates":5343,"Depreciation and depletion":10421,"Insurance":11609,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":241155,"OUTSIDE SERVICES":168220,"PROVISION FOR LOAN LOSS":48100,"LOAN SERVICING EXPENSE":24835},"All other expenses":13165},"Functional Expenses":{"value":null,"Program Service Expenses":463252,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":0,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":0,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.45535313170535546,"percentile":0.08061705279681022},"Liabilities to Assets Ratio":{"score":null,"percentile":null},"Operating Reserve Ratio":{"score":0.0,"percentile":0.01998217959084195},"Officer Compensation Ratio":{"score":0.10370813293844387,"percentile":0.5398869964889695},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6605560376554271,"percentile":0.7670616430781402}},"source_xml":"201501339349300745_public.xml"},{"Organization":{"value":null,"Person":["VINCE COPELAND","LISA WALENCZAK","BOB GILLIS","DIANE LEE","ROGER LEE","ALAN GERST","MITCHELL DILL","BARB GERST"],"Title":["CHAIRMAN","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","TREASURER","CEO"],"Hours":[0.8,0.8,1.0,1.0,1.0,1.0,0.8,50.0],"Total Compensation":[0,0,0,0,0,0,0,49239],"Direct compensation":[0,0,0,0,0,0,0,49239],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Threee i credit union offers financial products to their members.","year":2013,"name":"THREE I CREDIT UNION","phone":3197526332,"website":"WWW.THREEICREDITUNION.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"BARBARA GERST","year_formation":1963,"state_legal_domicile":"IA","total_volunteers":0,"tax_period_begin":"2013-01-01T00:00:00","tax_period_end":"2013-12-31T00:00:00","address":"3001 SYLVANIA DRIVE, BURLINGTON, IA, 52601, USA","city":"BURLINGTON","state":"IA","country":"USA","zip_code":52601},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":5,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":5,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":360394,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":251400,"Total revenue":251400,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":20809,"Investment income total":20809,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":88185,"Other total":88185,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":601269,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":138450,"Current officers":49239,"Disqualified persons":0,"Other salaries and wages":78506,"Pension plan contributions":0,"Other employee benefits":749,"Payroll taxes":9956},"Other expenses":{"value":462819,"Management services":0,"Legal":7059,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":3422,"Office expenses":12188,"Information technology":0,"Royalties":0,"Occupancy":22332,"Travel":2161,"Conferences and meetings":0,"Interest":9875,"Payments to affiliates":5074,"Depreciation and depletion":12614,"Insurance":13087,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":357785,"PROVISION FOR LOAN LOSS":255974,"OUTSIDE SERVICES":77999,"LOAN SERVICING EXPENSE":23812},"All other expenses":17222},"Functional Expenses":{"value":null,"Program Service Expenses":601269,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":7380741,"Non-interest bearing cash":1524663,"Savings and temp cash investments":2148000,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":3471874,"Inventories for sale or use":0,"Prepaid expenses deferred charges":7472,"Land, building, equipment":127770,"Investments publicly traded":0,"Investments other":0,"Investments program related":71939,"Intangible assets":0,"Other assets":29023},"Liabilities":{"value":6895720,"Sum of Total Liabilities":0,"Accounts payable, accrued":24938,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":6870782},"Fund balance":{"value":485021,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.668365733058819,"percentile":0.05819781567125137},"Liabilities to Assets Ratio":{"score":0.9342855954436011,"percentile":0.059482197783469595},"Operating Reserve Ratio":{"score":12.275272798032162,"percentile":0.9104317296245003},"Officer Compensation Ratio":{"score":0.08189179884544188,"percentile":0.6169597083729946},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6828837026307293,"percentile":0.8172361997071025}},"source_xml":"201432189349301068_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["VINCE COPELAND","LISA WALENCZAK","BOB GILLIS","DIANE LEE","ROGER LEE","ALAN GERST","MITCHELL DILL","BARB GERST"],"Title":["CHAIRMAN","SECRETARY","DIRECTOR","DIRECTOR","DIRECTOR","DIRECTOR","TREASURER","CEO"],"Hours":[0.8,0.8,1.0,1.0,1.0,1.0,0.8,50.0],"Total Compensation":[0,0,0,0,0,0,0,48043],"Direct compensation":[0,0,0,0,0,0,0,48043],"Other compensation":[0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"Three i credit union offers financial products to their members.","year":2014,"name":"THREE I CREDIT UNION","phone":3197526332,"website":"WWW.THREEICREDITUNION.COM","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"BARBARA GERST","year_formation":1963,"state_legal_domicile":"IA","total_volunteers":0,"tax_period_begin":"2014-01-01T00:00:00","tax_period_end":"2014-12-31T00:00:00","address":"3001 SYLVANIA DRIVE, BURLINGTON, IA, 52601, USA","city":"BURLINGTON","state":"IA","country":"USA","zip_code":52601},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":7,"Number of independent voting members":7,"Number of employees total":7,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":7,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":318309,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":200497,"Total revenue":200497,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":20870,"Investment income total":20870,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":96942,"Other total":96942,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":463252,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":0,"Benefits paid to members Total":0},"Salaries":{"value":132058,"Current officers":48043,"Disqualified persons":0,"Other salaries and wages":74730,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":9285},"Other expenses":{"value":331194,"Management services":0,"Legal":3184,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":3210,"Office expenses":10368,"Information technology":0,"Royalties":0,"Occupancy":21348,"Travel":3055,"Conferences and meetings":0,"Interest":8336,"Payments to affiliates":5343,"Depreciation and depletion":10421,"Insurance":11609,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":241155,"OUTSIDE SERVICES":168220,"PROVISION FOR LOAN LOSS":48100,"LOAN SERVICING EXPENSE":24835},"All other expenses":13165},"Functional Expenses":{"value":null,"Program Service Expenses":463252,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":0,"Non-interest bearing cash":0,"Savings and temp cash investments":0,"Pledges and grants receivable":0,"Accounts receivable":0,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":0,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":0,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":1.0,"percentile":0.9996999186356569},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":-0.45535313170535546,"percentile":0.08061705279681022},"Liabilities to Assets Ratio":{"score":null,"percentile":null},"Operating Reserve Ratio":{"score":0.0,"percentile":0.01998217959084195},"Officer Compensation Ratio":{"score":0.10370813293844387,"percentile":0.5398869964889695},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":1.0,"percentile":0.9933392423419786},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6605560376554271,"percentile":0.7670616430781402}},"source_xml":"201501339349300745_public.xml"},"sector":"Public, Societal Benefit","donation_categories":[],"zakat_policy":null},"error":null}