{"success":true,"data":{"_id":410856059,"filings":[{"Organization":{"value":null,"Person":["Craig Andrews","Alyssa Andrews","Pat Vickerman","William Ziegler","Carol Rasmussen","Mary Ronning","Annette Pavek","Nicholas Larson","Ruth Dickey","Karen Olson","Jennah Hawes"],"Title":["Treasurer","Asst Treasurer","Chairperson","Vice chair","Secretary","Supervisory Committee Chair","Supervisory Committee member","Supervisory Committee member","Credit Committee Chair","Credit Committee member","Credit Committee member"],"Hours":[40.0,0.3,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25],"Total Compensation":[71596,2500,0,0,0,0,0,0,0,0,0],"Direct compensation":[71596,2500,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"State chartered credit union offering share accounts and consumer loans to its members","year":2021,"name":"ALEXANDRIA SCHOOL EMPLOYEES CREDIT UNION","phone":3207626533,"website":"www.alexcreditunion.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Craig Andrews","year_formation":1954,"state_legal_domicile":"MN","total_volunteers":10,"tax_period_begin":"2021-01-01T00:00:00","tax_period_end":"2021-12-31T00:00:00","address":"1110 Tabbert Rd, Alexandria, MN, 56308, USA","city":"Alexandria","state":"MN","country":"USA","zip_code":56308},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":3,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":247357,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":216015,"Total revenue":216015,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5957,"Investment income total":5957,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":25385,"Other total":25385,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":187428,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":90812,"Benefits paid to members Total":90812},"Salaries":{"value":60882,"Current officers":56396,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":4486},"Other expenses":{"value":35734,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":943,"Office expenses":7028,"Information technology":0,"Royalties":0,"Occupancy":17700,"Travel":2400,"Conferences and meetings":1385,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":4570,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":1708,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":8016014,"Non-interest bearing cash":59550,"Savings and temp cash investments":1599906,"Pledges and grants receivable":0,"Accounts receivable":6355236,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1322,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":8016014,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.24227735620985055,"percentile":0.7946763992508986},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":42.768497769810274,"percentile":0.9777982518700011},"Officer Compensation Ratio":{"score":0.39533047356851697,"percentile":0.11734773365397717},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.6,"percentile":0.14358321820463743},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5887024233173745,"percentile":0.5721977696508448}},"source_xml":"202230419349301708_public.xml"},{"Organization":{"value":null,"Person":["Craig Andrews","Cari Larson","Carole Weber-Brown","Pat Vickerman","William Ziegler","Ruth Dickey","Mary Ronning","Annette Pavek","Nicholas Larson","Aaron Korynta","Jennah Hawes"],"Title":["Credit Committee Chair","Treasurer","Secretary/Asst Treasurer","Vice Chair","Chairman","Board Member","Supervisory Committee Member","Supervisory Committee member","Supervisory Committee Chair","Credit Committee member","Credit Committee member"],"Hours":[5.0,40.0,5.0,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25],"Total Compensation":[38911,31326,788,0,0,0,0,0,0,0,0],"Direct compensation":[38911,31326,788,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"State chartered credit union offering share accounts and consumer loans to its members","year":2022,"name":"ALEXANDRIA SCHOOL EMPLOYEES CREDIT UNION","phone":3207626533,"website":"www.alexcreditunion.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":null,"year_formation":1954,"state_legal_domicile":"MN","total_volunteers":10,"tax_period_begin":"2022-01-01T00:00:00","tax_period_end":"2022-12-31T00:00:00","address":"2303 E Golf Course Rd NE, Alexandria, MN, 56308, USA","city":"Alexandria","state":"MN","country":"USA","zip_code":56308},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":3,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":263333,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":247867,"Total revenue":247867,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":5846,"Investment income total":5846,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":9620,"Other total":9620,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":202121,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":103613,"Benefits paid to members Total":103613},"Salaries":{"value":60613,"Current officers":56174,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":4439},"Other expenses":{"value":37895,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":552,"Office expenses":7139,"Information technology":0,"Royalties":0,"Occupancy":14850,"Travel":2400,"Conferences and meetings":771,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":4953,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":7230,"Loan servicing":2130,"CU examiner fees":5100},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":8614498,"Non-interest bearing cash":85846,"Savings and temp cash investments":468614,"Pledges and grants receivable":0,"Accounts receivable":8058653,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1385,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":8614498,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.23245092715307233,"percentile":0.7864885801577809},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":42.62049960172372,"percentile":0.9777210530006615},"Officer Compensation Ratio":{"score":0.35139841975846153,"percentile":0.14507945360961189},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.12485165447247772,"percentile":0.81224524763211},"Asset Growth":{"score":0.07420655219697705,"percentile":0.6111067343608199},"Independent Voting Board Pct":{"score":0.6,"percentile":0.14358321820463743},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6126501666769972,"percentile":0.6420250208834003}},"source_xml":"202341719349301329_public.xml"},{"Organization":{"value":null,"Person":["Craig Andrews","Alyssa Andrews","Pat Vickerman","William Ziegler","Carol Rasmussen","Mary Ronning","Annette Pavek","Nicholas Larson","Ruth Dickey","Karen Olson","Jennah Hawes"],"Title":["Treasurer","Asst Treasurer","Chairperson","Vice chair","Secretary","Supervisory Committee Chair","Supervisory Committee member","Supervisory Committee member","Credit Committee Chair","Credit Committee member","Credit Committee member"],"Hours":[40.0,0.16,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0],"Total Compensation":[70396,1700,0,0,0,0,0,0,0,0,0],"Direct compensation":[70396,1700,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"State chartered credit union offering share accounts and consumer loans to its members","year":2020,"name":"ALEXANDRIA SCHOOLS EMPLOYEES CREDIT UNION","phone":3207626533,"website":"www.alexcreditunion.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Craig Andrews","year_formation":1954,"state_legal_domicile":"MN","total_volunteers":9,"tax_period_begin":"2020-01-01T00:00:00","tax_period_end":"2020-12-31T00:00:00","address":"1110 Tabbert Rd, Alexandria, MN, 56308, USA","city":"Alexandria","state":"MN","country":"USA","zip_code":56308},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":3,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":203858,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":196308,"Total revenue":196308,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":7527,"Investment income total":7527,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":23,"Other total":23,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":178254,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":82138,"Benefits paid to members Total":82138},"Salaries":{"value":58721,"Current officers":54396,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":4325},"Other expenses":{"value":37395,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":698,"Office expenses":5909,"Information technology":0,"Royalties":0,"Occupancy":17700,"Travel":2400,"Conferences and meetings":618,"Interest":0,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":4133,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":5937,"Loan Servicing Expense":1587,"CU Examiner Fees":4350},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":7424473,"Non-interest bearing cash":247202,"Savings and temp cash investments":1719080,"Pledges and grants receivable":0,"Accounts receivable":5456869,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1322,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":7424473,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.12559722944402477,"percentile":0.6643550556292759},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":41.6510877736264,"percentile":0.9771743960855728},"Officer Compensation Ratio":{"score":0.4044565619845838,"percentile":0.11229925369234503},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":null,"percentile":null},"Asset Growth":{"score":null,"percentile":null},"Independent Voting Board Pct":{"score":0.6,"percentile":0.14358321820463743},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5591026944658127,"percentile":0.4843275005134607}},"source_xml":"202120749349301422_public.xml"},{"Organization":{"value":null,"Person":["Cari Larson","Carole Weber-Brown","Craig Andrews","Pat Vickerman","William Ziegler","Ruth Dickey","Mary Ronning","Annette Pavek","Nicholas Larson","Aaron Korynta","Jennah Hawes"],"Title":["Treasurer","Secretary/Asst Treasurer","Credit Committee Chair","Vice Chair","Chairman","Board Member","Supervisory Committee Member","Supervisory Committee member","Supervisory Committee Chair","Credit Committee member","Credit Committee member"],"Hours":[40.0,5.0,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25],"Total Compensation":[57800,1188,800,0,0,0,0,0,0,0,0],"Direct compensation":[57800,1188,800,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"State chartered credit union offering share accounts and consumer loans to its members","year":2023,"name":"ALEXANDRIA SCHOOL EMPLOYEES CREDIT UNION","phone":3207626533,"website":"www.alexcreditunion.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"Cari Larson","year_formation":1954,"state_legal_domicile":"MN","total_volunteers":10,"tax_period_begin":"2023-01-01T00:00:00","tax_period_end":"2023-12-31T00:00:00","address":"2303 E Golf Course Rd NE, Alexandria, MN, 56308, USA","city":"Alexandria","state":"MN","country":"USA","zip_code":56308},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":3,"Number of employees total":3,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":3,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":340563,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":331363,"Total revenue":331363,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":8340,"Investment income total":8340,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":860,"Other total":860,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":295690,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":206757,"Benefits paid to members Total":206757},"Salaries":{"value":54210,"Current officers":50187,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":4023},"Other expenses":{"value":34723,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":439,"Office expenses":6412,"Information technology":0,"Royalties":0,"Occupancy":9600,"Travel":2400,"Conferences and meetings":989,"Interest":7269,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":5128,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":2486,"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":8829056,"Non-interest bearing cash":40887,"Savings and temp cash investments":481364,"Pledges and grants receivable":0,"Accounts receivable":8305420,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1385,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":8829056,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.13176123066804085,"percentile":0.6734306442300383},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":29.85916331292908,"percentile":0.966953427458021},"Officer Compensation Ratio":{"score":0.20219824816530826,"percentile":0.31038408397951306},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.16153409451706977,"percentile":0.8617652304085472},"Asset Growth":{"score":0.05853578640167734,"percentile":0.5585157340123309},"Independent Voting Board Pct":{"score":0.6,"percentile":0.14358321820463743},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.6027754272481125,"percentile":0.6136135971984547}},"source_xml":"202430969349300708_public.xml"},{"Organization":{"value":null,"Person":["Cari Larson","Carole Weber-Brown","Ruth Dickey","Mary Ronning","Annette Pavek","Nicholas Larson","Aaron Korynta","Brandon Johnson","Amber Johannes","Cheryl Grammentz","Dave Harstad"],"Title":["Treasurer","Secretary/Asst Treasurer","Vice Chair","Supervisory Committee Chair","Credit Committee member","Chair","Credit Committee Chair","Credit Committee","Board Member","Supervisory Committee Member","Supervisory Committee Member"],"Hours":[30.0,1.0,0.25,0.25,0.25,0.25,0.0,0.0,0.25,0.25,0.25],"Total Compensation":[65600,275,0,0,0,0,0,0,0,0,0],"Direct compensation":[65600,275,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"State chartered credit union offering share accounts and consumer loans to its members","year":2024,"name":"ALEXANDRIA SCHOOL EMPLOYEES CREDIT UNION","phone":3207626533,"website":"www.alexcreditunion.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CARI LARSON","year_formation":1954,"state_legal_domicile":"MN","total_volunteers":10,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"2303 E Golf Course Rd NE, Alexandria, MN, 56308, USA","city":"Alexandria","state":"MN","country":"USA","zip_code":56308},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":3,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":379944,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":368420,"Total revenue":368420,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":11524,"Investment income total":11524,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":334401,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":204021,"Benefits paid to members Total":204021},"Salaries":{"value":66799,"Current officers":62350,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":4449},"Other expenses":{"value":63581,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":110,"Office expenses":10857,"Information technology":0,"Royalties":0,"Occupancy":9600,"Travel":2400,"Conferences and meetings":1078,"Interest":6552,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":5944,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":27040,"CU Examiner Fees":7933,"Loan Servicing":2311,"Funding Prov. for loan loss":16796},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":8652741,"Non-interest bearing cash":107781,"Savings and temp cash investments":1038275,"Pledges and grants receivable":0,"Accounts receivable":7505635,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1050,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":8652741,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.11986766470848335,"percentile":0.6555668304366354},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":25.875344272295838,"percentile":0.9605600676924955},"Officer Compensation Ratio":{"score":0.1969940281279063,"percentile":0.3190764363406554},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.155178024535645,"percentile":0.8545888392320956},"Asset Growth":{"score":0.039357622841365035,"percentile":0.4847041922694877},"Independent Voting Board Pct":{"score":0.6,"percentile":0.14358321820463743},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5942387887225026,"percentile":0.5885351182099451}},"source_xml":"202510699349300941_public.xml"}],"Latest":{"Organization":{"value":null,"Person":["Cari Larson","Carole Weber-Brown","Ruth Dickey","Mary Ronning","Annette Pavek","Nicholas Larson","Aaron Korynta","Brandon Johnson","Amber Johannes","Cheryl Grammentz","Dave Harstad"],"Title":["Treasurer","Secretary/Asst Treasurer","Vice Chair","Supervisory Committee Chair","Credit Committee member","Chair","Credit Committee Chair","Credit Committee","Board Member","Supervisory Committee Member","Supervisory Committee Member"],"Hours":[30.0,1.0,0.25,0.25,0.25,0.25,0.0,0.0,0.25,0.25,0.25],"Total Compensation":[65600,275,0,0,0,0,0,0,0,0,0],"Direct compensation":[65600,275,0,0,0,0,0,0,0,0,0],"Other compensation":[0,0,0,0,0,0,0,0,0,0,0]},"Basic":{"value":null,"mission":"State chartered credit union offering share accounts and consumer loans to its members","year":2024,"name":"ALEXANDRIA SCHOOL EMPLOYEES CREDIT UNION","phone":3207626533,"website":"www.alexcreditunion.org","type":"990","affiliation":null,"foreign_countries":null,"principal_officer":"CARI LARSON","year_formation":1954,"state_legal_domicile":"MN","total_volunteers":10,"tax_period_begin":"2024-01-01T00:00:00","tax_period_end":"2024-12-31T00:00:00","address":"2303 E Golf Course Rd NE, Alexandria, MN, 56308, USA","city":"Alexandria","state":"MN","country":"USA","zip_code":56308},"Governance":{"value":null,"501c3 determination":false,"501c determination":true,"Number of voting members":5,"Number of independent voting members":3,"Number of employees total":2,"Total Gross UBI":0,"Net unrelated business taxable income":0,"Number of employees":2,"Prohibited tax shelter transactions":true,"Taxable party notification":true,"Funds to pay premiums":false,"Premiums Paid":false,"Family or business relationship":true,"Delegation of management duties":true,"Conflict of interest policy":true,"Whistle blower policy":true,"Compensation process for CEO":true,"Compensation process for other employees":true,"Changes to organizing documents":true,"Material diversion or misuse":true,"Members or stockholders":true,"Election of board members":true,"Decisions subject to approval":true,"Minutes of governing body":true,"Local chapters":true,"Form 990 provided to governing body":true,"Document retention policy":true,"Investment in joint venture":true,"Independent audit financial statements":true,"Consolidated audit financial statements":true,"Accountant compile or review":true,"Political activities":true,"Donor advised funds":true,"Conservation easements":true,"Collections of art":true,"School":true,"Hospital":true,"Foreign activities":true,"Foreign office":true,"Gaming":true,"Fundraising activities":true,"Professional fundraising":true,"Loan to officer or DQP":true,"Grant to related person":true,"Business relationship through family member":true,"Business relationship with organization":true},"Revenues":{"value":379944,"Contributions":{"value":0,"Other contributions":0,"Contributions from gifts and grants":0,"Fundraising revenue":0,"Dues":0,"Campaigns":0,"Grant revenue":0,"Related organizations":0},"Program revenue":{"value":368420,"Total revenue":368420,"Total other revenue":0,"Unrelated business revenue":0},"Investment income":{"value":11524,"Investment income total":11524,"Net investment gain":0,"Income from invest bond proceeds":0},"Other revenues":{"value":0,"Other total":0,"Royalties revenue":0,"Net rental income":0,"Net income from fundraising events":0,"Net income from gaming":0,"Net income":0,"Gross profit from sales of inventory":0,"Gain from sale of assets":0}},"Expenses":{"value":334401,"Grant expense":{"value":0,"Grants to domestic orgs":0,"Grants to domestic individuals":0,"Grants and similar":0,"Foreign grants":0},"Total professional fundraising expense":{"value":0,"Fundraising professional":0,"Fees to independent contractors":0},"Benefits paid to members":{"value":204021,"Benefits paid to members Total":204021},"Salaries":{"value":66799,"Current officers":62350,"Disqualified persons":0,"Other salaries and wages":0,"Pension plan contributions":0,"Other employee benefits":0,"Payroll taxes":4449},"Other expenses":{"value":63581,"Management services":0,"Legal":0,"Accounting":0,"Lobbying services":0,"Investment management fees":0,"Other services":0,"Advertising":110,"Office expenses":10857,"Information technology":0,"Royalties":0,"Occupancy":9600,"Travel":2400,"Conferences and meetings":1078,"Interest":6552,"Payments to affiliates":0,"Depreciation and depletion":0,"Insurance":5944,"Travel entertainment public officials":0,"Travel entertainment payments":0,"Printing, publications, postage":0,"Itemized Expenses":{"value":27040,"CU Examiner Fees":7933,"Loan Servicing":2311,"Funding Prov. for loan loss":16796},"All other expenses":0},"Functional Expenses":{"value":null,"Program Service Expenses":0,"Management And General Expenses":0,"Fundraising Expenses":0}},"Assets":{"value":8652741,"Non-interest bearing cash":107781,"Savings and temp cash investments":1038275,"Pledges and grants receivable":0,"Accounts receivable":7505635,"Receivables from officers":0,"Receivables from disqual persons":0,"Other net note and loans":0,"Inventories for sale or use":0,"Prepaid expenses deferred charges":1050,"Land, building, equipment":0,"Investments publicly traded":0,"Investments other":0,"Investments program related":0,"Intangible assets":0,"Other assets":0},"Liabilities":{"value":0,"Sum of Total Liabilities":0,"Accounts payable, accrued":0,"Grants payable":0,"Deferred, revenue":0,"Tax exempt bond liabilities":0,"Escrow account liability":0,"Loans from officers, directors":0,"Secured mortgages and notes payable":0,"Unsecured notes loans payable":0,"Other liabilities":0},"Fund balance":{"value":8652741,"Net assets without donor restriction":0,"Net assets with donor restriction":0,"Unrestricted net assets":0,"Temporarily restricted net assets":0,"Permanently restricted net assets":0},"Ratings":{"Program Expense Ratio":{"score":0.0,"percentile":0.4421253816471043},"Fundraising Efficiency":{"score":null,"percentile":null},"Operating Margin":{"score":0.11986766470848335,"percentile":0.6555668304366354},"Liabilities to Assets Ratio":{"score":0.0,"percentile":0.9977938754541298},"Operating Reserve Ratio":{"score":25.875344272295838,"percentile":0.9605600676924955},"Officer Compensation Ratio":{"score":0.1969940281279063,"percentile":0.3190764363406554},"Program Expense Growth":{"score":null,"percentile":null},"Revenue Growth":{"score":0.155178024535645,"percentile":0.8545888392320956},"Asset Growth":{"score":0.039357622841365035,"percentile":0.4847041922694877},"Independent Voting Board Pct":{"score":0.6,"percentile":0.14358321820463743},"Governance Policy Score":{"score":6.0,"percentile":1.0},"Overall Score":{"score":0.5942387887225026,"percentile":0.5885351182099451}},"source_xml":"202510699349300941_public.xml"},"sector":"","donation_categories":[],"zakat_policy":null},"error":null}